Renters Insurance Presentation
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Renters Insurance Fiesta Auto Insurance
Transcript of Renters Insurance Presentation
Renters InsuranceFiesta Auto Insurance
Imagine losing everything in
your apartment and having to
start over.
Why Renter’s Insurance?
Fire, lightning, windstorm or hail, smoke
Vandalism or malicious mischief, theft, burglary
Personal Liability…Your liability protection will pay for things like personal medical bills, rehabilitation, lost wages, etc.
Covers personal property from
It also protects you from
Protect Your Jewelry, Furs and Electronic EquipmentThe standard provides only from $1,000 to $2,000 for theft of jewelry. If your jewelry is worth a lot more, you should purchase higher limits.
You may wish to purchase a floater to cover specific pieces of jewelry and other expensive possessions such as paintings, electronic equipment, silverware, stamp collections. The floater will provide both higher limits and protect you from additional risks, not covered in your normal policy.
First take inventory of all your belongings. Keep sales receipts and attach to your personal inventory list.
Keep a video or photographs of your personal property in addition to your inventory list.
List any serial number’s that may be on your personal property and engrave your own serial number into items that are of value.
Keep your personal inventory list, along with photos and/or inventory videos, in a safe place away from your home such as a bank lock box.
Take all jewelry to an appraiser so you can find out the value of all your jewelry.
Contact insurance agent to fill out an application.
Things you need to know before buyingRenter’s Insurance
Actual Cash Value – pays to replace your possessions minus a deduction for depreciation up to the limit of your policy
Replacement Cost – pays the actual cost of replacing your possessions (no deduction for depreciation) up to the limit of your policy
Things you need to know before buyingRenter’s Insurance
Do You Have Money to Waste?If you DON’T Protect It with Renter’s Insurance
Contact Fiesta Auto Insurance 235 E. 117th StreetBtw 2nd and 3rd Ave
New York, NY 10035Phone: 212.410.2222Email: [email protected]
