Religare Projecr Report

8/8/2019 Religare Projecr Report

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Project Report

on

Customer preference and attributes

towards Mutual Fund



Under the g i

dan

ce f Area Sales manager

Mr. Chandan kr Ravi

Fac lty-

Relati nship Manager

Mr. Manvendra Mishra



CONTENTS

Declaration

Acknowledgement

Objective Of Study

Corporate Overview

Investment

Introduction

Investment need of an investor

Investment options in India

Mutual fund

Concept

Mutual fund inIndia

Advantages

Disadvantages

Research Methodology

Data Analysis and Interpretation

Finding

Summary



DE L TI

I hereby affirm that the present work ustomerpreference and attributes towards Mutual Fund inmy own and that it has not been submitted previously.

(Dadan kr Pandey)



Objective of t e study

To understand basic requirement of t e

common man and t eir view towards mutual

fund

Customer preference towards mutual fund



CORPORATE OVERVIEW

Religare, enterprise, is adiversified financial servicesgroup of India offering amultitude of investment options.

Religare has a pan India presence,1837 locations across 498 citiesand towns. It also currentlyoperates from nine internationallocations following its acquisitionof London's brokerage &investment firm, Hichens,

Harrison & Co. Plc. (Now ReligareHichens, Harrison Plc).



Brand Identity

NameReligare is a Latin word that translates as 'to bind together

SymbolThe name is paired with the symbol of a four-leaf clover , a rare mutation of

the common three-leaf clover

The first leaf of the clover represents Hope

The second leaf of the clover represents Trust

The third leaf of the clover represents Care

The fourth and final leaf of the clover represents Good Fortune

Hope. Trust. Care. Good fortune.



Religare

Vision

To build Religare as a globally trusted brand in the financial services domainand present it as the Investment Gateway of India

Mission

Providing financial care driven by the core values of diligence andtransparency.

Brand Essence

Religare is driven by ethical and dynamic processes for wealth creation.



Religare Enterprises Limited



Our Joint Ventures

AEGON Religare Life Insurance CompanyLife Insurance business (AEGON as apartner)

Religare Macquarie Wealt ManagementLtd.Private Wealth business (Macquarie,

Australian Financial Services major as apartner)

Vistaar Religare -T e Film FundIndia's first SEBI approved Film Fund(Vistaar as a partner)

Milestone Religare - Private Equity FundMilestone, one of India's premierindependent fund houses and Religarehave come together and through the JVhave formed an entity, Milestone ReligareInvestment Advisors Private Limited



Religare Services to T eir Customers

Insurance - Life &

Nonlife

Deposits

Small Savings

Instruments

Bonds

Mutual Funds



Investment

Need of Investment

Security of Original Capital

Wealth Accumulation

Comfort Factor Tax Efficiency

Life Cover

Income

Simplicity

Ease of Withdrawal

Communication



Top 9 Investment Options in India

Investments in Bank Fixed Deposits (FD)

Investments in Insurance policies

Investments in National Saving Certificate (NSC)

Investments in Public Provident Fund (PPF) Investments in Stock Market

Investments in Gold Deposit Scheme

Investments in Mutual Funds

Investments in Real Estate Investments in Non Resident Ordinary (NRO) funds



Mutual FundA GLOBALLY PROVEN INVESTMENTAVENUE

Growth of Assets No of Scheme

0

100000

200000

300000

400000

500000

600000

134556102868472

139616149554

231862

326388

505152

1989 1994 1999 2004 2005 2006 2007 2008

0

100

200

300

400

500

600

700

800

900

1000

21

167

277

403451

592

756

956

1989 1994 1999 2004 2005 2006 2007 2008



MUTUAL FUNDSce t

A mutual Fund is a trust that pools thesavings of a number of investors who sharea common financial goal. The money thuscollected is then invested in capital marketinstruments such as shares, debenturesand other securities. The income earnedthrough these investments and the capitalappreciation realized are shared by its unitholders in proportion to the number ofunits owned by them. Thus a Mutual Fund isthe most suitable investment for thecommon man as it offers an opportunity to

invest in a diversified, professionallymanaged basket of securities at a relativelylow cost.



Mutual Funds in India

Closed-end funds

Open-end funds

Large cap funds

Mid-cap funds

Equity funds

Balanced funds

Growth funds

No load funds

Exchange traded funds

Value funds

Money market funds

Regional mutual funds

Sector funds

Index funds

Fund of funds



ADVANTAGES OF MUTUAL FUNDS

Advantages

Divers ificat ion

Economies of S cal e

Divis ibility

Liquidity

P rofess iona l Ma nag ement

Disadvantages

Fluctua ting R eturns

Divers ifica tion

Cash, Cash a nd M ore Cash



Import ant Mileston es in th e MF

1963: UTI (sp ecial pri vil eges ² assur ed r et urn sch em es, guar ant ees, lo an s)

1987: Publi c Sector MFs

1993: Pri vat e Sector MFs

1995: AMFI was set -up (int ern al ch ecks & bal an ces, r epr esent ation to th e go vt an dcon sum er education ² p ubli sh a boo k titl ed ´Makin g Mut ual Fun ds Wor k for Yo u ²an In vestor·s Gui deµ)

1996: SEBI (MF) Regul ation s

1999: Di vi den d in com e m ade t ax fr ee in th e h an ds o f in vestor

2003: UTI Act r ep eal ed (l evel pl ayin g fi el d, UTI split , UTIMF cr eat ed)

2004-on war ds: Con soli dation & Gro wth (AUM at th e en d o f F Y 2004-05 was app x.Rs.153,000 cror es)

Religare Projecr Report

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