Register online at www.epcor.org

Registration Fee:

$500 Member or 20 Education Club Points

$1,000 Non-Member

Optional Pre-Conference Workshop Fee:

$100 Conference Attendee or 4 Education Club Points

$200 Member, Non-Conference Attendee

Save 10% with the AAP/NCP Discount!

ABOUTThe mission of EPCOR is to provide our members with the knowledge, support and industry representation necessary to succeed in the ever-evolving electronic payments business.

EPCOR, as a Direct Member of NACHA, is a specially recognized and licensed provider of ACH education, publications and support.

SHERATON OVERLAND PARK HOTELOCT 24 – 26, 2016

Keynote Session

General SessionsReal-time Payments: Immediate, Safe and ConvenientTim Mills, AAP, The Clearing HouseThe Clearing House’s new industrial strength clearing and settlement system will allow consumers and businesses to send and receive payments in real-time, directly from their accounts at financial institutions. Discover the features that financial institutions can use to build innovative digital commerce solutions and open new revenue streams.

How the New “A” in UDAAP Impacts Retail Payments Richard Fraher, Federal Reserve Bank of Atlanta; Paul A. Carrubba, Adams & Reese LLPThese two payments veterans explain how the Dodd Frank Act added to the definition of unfair and deceptive acts or practices by adding the word “abusive” to the mix, describe the CFPB’s authority to combat UDAAPs, and suggest some things that payments service providers should do to comply.

NACHA – What’s Next After Same Day ACH Jane Larimer, NACHAWith Same Day ACH now a reality and Network participants gearing up for Phase 2 implementation, what else is NACHA contemplating? Jane Larimer, Executive Vice President, Network Services, NACHA, will provide an update on other significant ACH Network initiatives planned or being explored.

Same Day ACH: ACH Operator Collaboration & Support Tim Mills, AAP, The Clearing House; Heather Shea, Federal Reserve Bank of Atlanta Join representatives from The Clearing House and Federal Reserve Bank Retail Payments Office for a special look into how the ACH Operators are supporting financial institutions and the industry as we implement Same Day ACH. This will be the prime opportunity to ask any detailed technical questions of the Operators in advance of implementation to ensure a smooth delivery of Same Day ACH.

Cybercrime – How to Protect Yourself Against the Latest Threats Jeff Lanza, Retired FBIA retired FBI agent and security expert uses real life examples of the latest hacks, security breaches and computer scams to demonstrate how cybercrime occurs and what countermeasures we can take to combat the innovations of criminals. This non-technical presentation will provide proven approaches to recognize and prevent the latest cybercrimes.

Jeff Lanza

Hear from American Banker’s Innovator of the Year Driving Innovation from the Inside: CBW BankSuresh Ramamurthi, CBW BankHeadquartered in Weir, Kansas, CBW Bank is a community bank that despite its size and rural location is driving innovation and transformation in the payments industry. Since its acquisition in 2009, CBW Bank has become a launching pad to circumvent some of the antiquated, legacy payment processes that have long frustrated businesses, consumers and community banks alike. By late 2013, CBW Bank was sending and clearing funds electronically for account holders across the country in less than a minute. Learn first-hand from American Banker’s Innovator of the Year and Chairman of CBW Bank, Suresh Ramamurthi, how this bank is driving innovation from the inside in order to provide real-time payments to and from anywhere in the world.

Suresh Ramamurthi

Tim Mills

Tim Mills

Jane Larimer

Paul Carrubba

Richard Fraher

Visit conference.epcor.org to register!

Your Competitive Advantage starts on

The Road to Knowledge!EPCOR Payments Conference – Fall 2016 brings national-caliber speakers right to your backyard, making it the “must-attend” regional event for electronic payments education. Come together with payments professionals of all backgrounds and skill sets this October to gather the vital information needed to gain an edge in the payments business.

Enjoy a well-rounded experience with plenty of opportunities to explore new solutions, collaborate with your peers and learn about the latest payments changes and initiatives. Featuring 26 information-packed sessions, an optional pre-conference workshop, vibrant exhibit hall, exclusive gala reception and networking luncheon, EPCOR Payments Conference – Fall 2016 is ideal for payments professionals of all backgrounds.

Experience first-hand why more than 400 payments professionals

join us on The Road to Knowledge every year!

EPCOR Payments Conference is always a valuable

Another excellent event! It was challenging

source of current and trending payments news.

to decide which of the concurrent

The time available for networking is priceless.

sessions to choose.

—Chris Kuhn, AAP, Lake City Bank

—Patti Shelton, AAP, Planters Bank

“

“

“

“

EXECUTIVEE X C H A N G E

Financial Institution Executives Exchanging Essential Information on Payments Initiatives & Risk

Did you know?EPCOR has a new program for senior executives called the Executive Exchange! The inaugural Executive Exchange event will kick off during the 2016 Fall EPCOR Payments Conference.

Invitations to Senior Executives will go out in early September.

In an effort to reduce waste and decrease the use of paper products at the conference, there will be no paper copies of session presentations or handouts at the event. One week before the conference you will be provided with a Web link to the available presentations. At that time, please review and print the sessions you plan to attend. The presentations will be available online for 3 months after the event.

Visit conference.epcor.org to register!

Earn a minimum of 14.5 AAP continuing education credits for EPCOR Payments Conference – Fall 2016. Sessions may also be eligible for CTP/CCM and NCP credits.

Hotel Information

Registration

Dress Code

Continuing Education Credits

The registration fee for EPCOR Payments Conference – Fall 2016 is $500 or 20 Education Club points for EPCOR members and $1,000 for non-members. The fee includes two breakfasts, one luncheon, one reception, all refreshment breaks and all conference materials.

Members can save on conference registration by utilizing the EPCOR Education Club. Add an optional, Pre-Conference Workshop for only $40 with the Bronze Club or save $150 on conference registration for two staff members with the Silver Club. Details on the Education Club can be found under the Education navigation tab of www.epcor.org.

Business casual is appropriate so please make yourself comfortable. Remember that the room temperatures may be difficult to regulate; we recommend that you bring a sweater or jacket for ideal comfort.

Sheraton Overland Park Hotel 6100 College BlvdOverland Park, Kansas 66211Phone: 913-234-2100

A special conference rate of $164 single/double plus tax has been negotiated for conference attendees. To make a reservation, call 913-234-2100 and mention you are attending EPCOR Payments Conference – Fall 2016, or reserve your room online at: https://goo.gl/ZwEceF

Third-Party Senders and ODFIs – Shining the Light on Effective PartnershipsKimberly Martin, AAP, EPCOR; Annette Higgins, AAP, Payliance; Michael Fennell, AAP, Heritage Bank

The right partnership between an ODFI and a Third-Party Sender can reap benefits for both organizations. It requires a commitment from both sides to monitor the risks—credit, strategic and transactional to safeguard against unsafe and unsound practices. Join our panel of Third-Party Sender and ODFI risk experts to discuss effective risk mitigation techniques and best practices for onboarding and monitoring Third-Party Senders to create an effective partnership.

Optional Pre-Conference Workshop*Additional fee to attend. See below for details.

Visit conference.epcor.org to register!

EPCOR Payments Conference is a great way

to stay current on what’s happening in

the industry—and get AAP credits!

—Renee Sharpe, AAP, Condon Bank & Trust

*Pre-Conference Workshop Fee:$100 Conference Attendee or 4 Education Club Points

$200 Member, Non-Conference Attendee

Workshop will take place on Monday, October 24 from 9:00 a.m. – 11:00 a.m.

“ “

Special ThanksCard Track Sponsor

Silver Sponsors

Notebook Sponsor

Gold Sponsor

Bronze Sponsors

Luncheon Co-Sponsor

Exhibitors

Sponsor and Exhibitor Opportunities Are Still AvailableIf you would like to be a sponsor and/or an exhibitor, please use the link below to download the vendor packet.

www.epcor.org/docs/2016-vendor-reg.pdf

Visit conference.epcor.org to register!

The way America gets paid.™

®

Monday, October 24

8:00 a.m. – 3:00 p.m. R e g i s t r at i o n

9:00 a.m. – 11:00 a.m. O p t i o n a l P r e - C o n f e r e n c e Wo r k s h o p ($100 additional fee)

Third-Party Senders and ODFIs – Shining the Light on Effective Partnerships Kimberly Martin, AAP, EPCOR; Annette Higgins, AAP, Payliance; Michael Fennell, AAP, Heritage Bank

12:30 p.m. E x h i b i t H a l l O p e n s

1:30 p.m. – 3:00 p.m. Opening Comments/General Session Driving Innovation from the Inside: CBW Bank Suresh Ramamurthi, CBW Bank

3:00 p.m. – 3:15 p.m. T r a n s i t i o n B r e a k

3:15 p.m. – 4:15 p.m. C o n c u r r e n t S e s s i o n s AC H T r a c k Risk Management/Security/Fraud C h e c k s / O t h e r C a r d s T r a c k

Managing Complexity and Risk for International Payments Jeremy Johnson, eZforex.com; Lance Wagner, AAP, Federal Reserve Bank

It’s Not an Unauthorized Debit-It’s Customer Fraud: The Biller’s Bill of Rights Amy Morris, NACHA

A Virtual Currency Primer: What You Need to Know Pam Cerny, Federal Reserve Bank

Card Payments for Dummies Diana Kern, AAP, SHAZAM

4:15 p.m. – 4:30 p.m. R e f r e s h m e n t B r e a k

4:30 p.m. – 5:45 p.m. G e n e r a l S e s s i o n How the New “A” in UDAAP Impacts Retail Payments Richard Fraher, Federal Reserve Bank of Atlanta; Paul A. Carrubba, Adams & Reese LLP

5:45 p.m. – 7:00 p.m. G a l a R e c e p t i o n i n E x h i b i t H a l l

Tuesday, October 25

7:30 a.m. R e g i s t r at i o n / C o n t i n e n ta l B r e a k f a s t / E x h i b i t H a l l O p e n s

8:30 a.m. – 9:40 a.m. G e n e r a l S e s s i o n NACHA – What’s Next After Same Day ACH Jane Larimer, NACHA

9:45 a.m. – 10:15 a.m. V e n d o r S h o w c a s e s ACH Alert Centrix Solutions CFC Technology IBM Laru Technologies SHAZAM Elliott Data Systems, Inc

10:15 a.m. – 10:30 a.m. T r a n s i t i o n B r e a k

10:30 a.m. – 11:30 a.m. C o n c u r r e n t S e s s i o n s Let Me Tell You Why I’m Leaving Kevin Moland, AAP, Jack Henry and Associates

FFIEC Guidance & Legal Issues/Update Paul A. Carrubba, Adams & Reese LLP

Preparing for Canadian Cheque Image Exchange William Saffici, Saffici Payment Consulting

The Candy Store Syndrome of Mobile Wallets Kevin Christensen, CISA, CRISC, SHAZAM

11:30 a.m. – 12:45 p.m. EPCOR Recognition Luncheon Co-Sponsored by NACHA

12:50 p.m. – 1:50 p.m. C o n c u r r e n t S e s s i o n s Preparing for Same Day Debits Mary Gilmeister, AAP, NCP, WACHA; Fred Laing II, AAP, CTP, NCP, UMACHA

Active Shooter: Awareness & Incident Response to Workplace Violence Michael Hague, Security Solutions and Training, LLC

Mobile RDC – Best Practices and Lessons Learned Marcy Cauthon, EPCOR; Jean Runge, AAP, ESB Financial; Art Moore, AAP, NBKC Bank; Debbie Peterson, AAP, Mazuma Credit Union

Fast FWD: Regaining Control Over Payments Kevin Christensen, CISA, CRISC, SHAZAM

1:50 p.m. – 2:00 p.m. T r a n s i t i o n B r e a k

2:00 p.m. – 3:00 p.m. C o n c u r r e n t S e s s i o n s Same Day ACH Implementation – One Month In Wendy Wishon, AAP, NCP, EPCOR; Brian Guess, AAP, KeyBank

Dynamic Due Diligence in a Same Day ACH Network Rajiv Donde, LARU Technologies; Elliott McEntee, McEntee Payment & Advisory Services

EMV: To Be or Not To Be (The Issuers Debate) Gary Yamamura, Edept, LLC

Putting Fraud to the Fire Diana Kern, AAP, SHAZAM

3:00 p.m. – 3:30 p.m. R e f r e s h m e n t B r e a k

3:30 p.m. – 4:45 p.m. G e n e r a l S e s s i o n Real-time Payments: Immediate, Safe and Convenient Tim Mills, AAP, The Clearing House

Wednesday, October 26

7:30 a.m. B r e a k f a s t

8:00 a.m. – 9:00 a.m. G e n e r a l S e s s i o n Same Day ACH: ACH Operator Collaboration & Support Tim Mills, AAP, The Clearing House; Heather Shea, Federal Reserve Bank of Atlanta

9:00 a.m. – 9:10 a.m. T r a n s i t i o n B r e a k

9:10 a.m. – 10:10 a.m. C o n c u r r e n t S e s s i o n s Saving Money, Time, Effort: ACH Stop Payments & Disputes Kimberly W. Rector, AAP, MACHA

Risks of Same Day ACH Karen Sylvester, AAP, CRCM, NCP, EPCOR

Lights, Camera, Duplicates Phyllis Meyerson, AAP, ECCHO

Handling Debit Card Chargebacks Diana Kern, AAP, SHAZAM

10:10 a.m. – 10:30 a.m. B r e a k / H o t e l C h e c ko u t

10:30 a.m. – 11:45 a.m. C l o s i n g G e n e r a l S e s s i o n Cybercrime – How to Protect Yourself Against the Latest Threats Jeff Lanza, Retired FBI

11:45 a.m. P r i z e D r aw i n g / C o n f e r e n c e A d j o u r n s

EPCOR Payments Conference – Fall 2016 Agenda