1. How to sell properties fast!
And create a bidding war!

2. Seller-Financing
3 reasons why you should seller finance!
1. More Buyers
Easier to qualify!
2. Higher price
Say good bye to reduced prices
3. Bigger Realtor commission
Higher sale price!
3. More Buyers
1. More people will come to look at the home as a result of offering seller financing.
They will start bidding wars in a market that has most home sellers waiting for bank qualified buyers
4. Higher price
2. It will most likely sell for a higher price because the seller of the home does not have to reduce the price of the home because they agreed to take back the note.
The buyer feels they are inconveniencing the seller and will be more flexible now because they got what they wanted financing
5. Bigger Realtor commission
3. The Realtor will make more because the home will sell for more and their commission is based on the selling price.
6. Cash Offer v. Seller FinancingA typical Scenario
Cash Offer:
Seller Financing Alternative:
Asking Price $100,000.00
Cash Offer $ 80,000.00
Real Estate Commission 6% $ 4,800.00
Net to Owner $75,200.00
Asking/Sales Price $100,000.00
Sales Price $100,000.00
Down Payment $ 10,000.00
Seller Note $90,000.00 (8% for 360 months, $660.39/month)
7. So lets Run the Numbers
Cash Offer:
Seller Financing Alternative:

Asking Price $100,000.00

8. Cash Offer $80,000.00 9. 6% Commission -$4,800.00 10. Net to Seller= $75,200.00Asking price $100,000 = Sales Price
Sale of Note (estimate)$72,251.77
Down Payment+$10,000.00
Cash received so far =$82,251.77
Cash received $82,251.77
Commission 6% -$ 6,000.00
Total Net to Seller= $76,251.77
MORE than the cash offer!
11. Seller financing gets more cash
If done properly!
So how do you do it the right way?
Just make sure you have:
The right payer
Credit Score
And the right terms
Down Payment
Interest Rate
Number of payments
Amortization
12. A Comparison
Lender paper
Payer paper
Good credit
Good down payment
Good payment history
Good interest rate
Good future
(short: amortized for 30 years but with a balloon in 7 years)
Poor Credit
Nothing Down
Flexible late payment policy
Low interest rate
Long term
Paper we can buyAnd Paper we can NOT buy.
13. Ever hear of the real estate guru Robert G. Allen?
Payer paper
Author of Nothing Down and Nothing Down for the 90s
Poor Credit
Nothing Down
Lots of late payments
Low interest rate
Long term
All he did was find someone willing to carry back payer paper!
Thats all there is to it!
The cats out of the bag!
14. So lets make good paper
Owner occupied SFR

Good credit

15. (650 +) 16. Good down payment 17. (10% +) 18. Good payment history 19. (No late payments& good seasoning of 1 month or more) 20. Good interest rate 21. (9% or more) 22. Good future 23. (short: amortized for 30 years but with a balloon in 7 years)1. More Buyers
Easier to qualify!
2. Higher price
Say good bye to reduced prices
3. Bigger Realtor commission
Higher sale price!
24. Go to Cash 4 Promissory Notes
Click on the link on the bottom left side The Best Note
You will get the least discount
Which will result in the highest possible pay price!
25. Get EXTRA cash!
Do you already know someone with payments secured by real estate that theyd like to sell for a lump of cash?
We give realtors a $250 Amex Gift card for successful referrals!
26. Cash4PromissoryNotes.com
The place to learn how to create a good note
And sell it for top dollar!
None of the information in this presentation has been any form of legal advice.
Always see a qualified legal professional for legal advice.