Real estate basics
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REAL ESTATE BASICS BASICS
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Transcript of Real estate basics
REAL ESTATE BASICSBASICS
Agenda• Asset Classes• Real Estate Facts • Real Estate Categories & Types• Common Terms• Payment Plans • Major Players• Real Estate in India• Real Estate Consulting• The Investinnest USP & Differentiators
Asset Classes
• Physical:– Gold– Real Estate
• Financial– Equities– Debt– Mutual Funds, etc
Tangible Assets
• Real Estate• Gold• Silver
Value Of Money Over A Time PeriodImpact of inflation on monthly expenses of Rs. 30,000 today
Value of Rs. 100,000 over time
At inflation of 5%
Investors need to beat Inflation
30,00038,288
62,368
79,599
Today 5 years 15 years 20 years
100,000
78,353
48,10237,689
Today 5 years 15 years 20 years
Investment Avenues To Beat The Inflation
*Disclaimer: Return percentage are based on investments made for minimum 5 years Returns from Equities, Real Estate & Mutual Fund can vary depending on the quality of equities, funds & properties invested into
Investors can beat Inflation by investing in any of these instruments
Asset Return
Bank FD 9.50%
PPF 8.60%
Equity(NIFTY) 3.50%
Real Estate 15-20%
Gold 6%
What comes to mind, What comes to mind, When you think of When you think of
Real Estate ?? Real Estate ??
3rd- Linkages with other sectors
(IIM-A)
Annual growth 20%
+
Shortfall 21.7 Mn
(CRISIL)
80% for residential
2nd largest Employer (30 Mn)
Accounts for 6.3% GDP
Supporting 250 industries
(IIM-A)
2nd fastest Growing Mkt
World
Super Build-up area = Sellable areaBuild-up area = Plinth areaCarpet area = Usable area
• Fire Fighting ChargesFFC
• Floor Area RatioFAR
• 1 Sq Yard = 0.84 Sq Mt = 8.99 sq Ft
•1 Sq Ft = 0.11 Sq yard = 0.09 sq Mt
•1 Sq Mt = 1.19 Sq Yard = 10.70 sq Ft
• 5 Facts of ‘Real Estate’
• What is GM
• What is the other name for Saleable Area
• How is Useable Area diff from Saleable Area
• What is Investinnest Vision
• How do you Define Loading
•Why is Real Estate Growing ?
• Visual quiz…. Follows
DPP
DOWN PAYMENT PLAN (10% rebate)DOWN PAYMENT PLAN (10% rebate)1.Booking Amount 10% of BSP2.Within 45 days of booking 85% of BSP + 100% Add. Charges3.At the time of offer for Possession 5% of BSP + IFMS + Registration Charge + Stamp Duty4.Allied Charges includes PLC + DC + CPC + Club Membership Charges. + FFC, PBIC & ECC
CLP – (Independent) Floors
CONSTRUCTION LINKED PAYMENT PLANCONSTRUCTION LINKED PAYMENT PLAN
1.Booking Amount 5 Lac / 6 Lac2.On or before 60 days Complete 20% of BSP3.At the start of Excavation 10% of BSP + 50 % of DC4.On casting of Gr. Floor Slab 10% of BSP + 50 % of DC5.On casting of 4th Floor Slab 10% of BSP + CPC6.On casting of 8th Floor Slab 10% of BSP + Club Membership Charges7.On casting of 12th Floors Slab 10% of BSP + 50 % of PLC8.On casting of Top Floor Slab 10% of BSP + 50% of PLC9.On start of Masonry Work 7.5% of BSP10.On start of Clading 7.5% of BSP + FFC, PBIC & ECC11.At the time of offer for possession 5% of BSP + IFMS + Registration charges + Stamp Duty
CLP – High Rise
CLP – Villa On Booking - Rs. 25 Lakhs/Rs.30 LakhsWithin 30 days from the date of execution of Booking- 15% of the Sale Price less Booking AmountWithin 60 days of Booking - 7.5% of the Sale Price + 50% of EDC & IDCWith in 90 days of Booking -7.5% of the Sale Price + 50% of EDC & IDCOn start of Site Infrastructure Development - 10% of the Sale PriceOn Start of Unit Construction - 7.5% of the Sale PriceOn casting Basement roof slab- 7.5% of the Sale PriceOn casting Ground Floor roof slab- 7.5% of the Sale Price +100% of Club MembershipOn casting First Floor roof slab - 7.5% of the Sale PriceOn casting Second Floor roof slab- 7.5% of the Sale PriceOn completion of Brick work- 7.5% of the Sale PriceOn completion of External Plaster - 5% of the Sale PriceOn laying Internal marble flooring- 5% of the Sale PriceOn offer of Possession 5% of the Sale Price + IFMS +Stamp Duty & Registration Charges+ Govt. levies and charges (if any)
Note:1.External Development Charges (EDC) and Infrastructure Development Charges (IDC) are pro-rated per Unit as applicable to this project.. In case of any revision, the same would be recovered on pro-rata basis from the Applicant/Allottee.2.. Interest Free Maintenance Security (IFMS) – Rs. 100/- per sq ft.3. Stamp Duty/Registration Charges shall be payable along with the last installment based on the then prevailing rates.4. Service tax as applicable would be payable by customer as per demand (Basic: 2.575%; PLC, Club membership & Other Charges: 10.3%)5. Prices subject to revision at the sole discretion of the Company.
CLP – Plots Development Linked Payment Plan
1.On Booking - 05% of (BSP)2.Within 45 Days of booking - 10% of (BSP+PLC+EDC/IDC)3.Within 90 D0ays of booking -10% of (BSP+PLC+EDC/IDC)4.Commencement of alignment work for the roads of the block -10% of (BSP+PLC+EDC/IDC)5.Commencement of demarcation work of plot clusters -15% of (BSP+PLC+EDC/IDC)6.Commencement of demarcation of individual plots -10% of (BSP+PLC+EDC/IDC)7.Commencement of sewerage & drainage work of the block - 10% of (BSP+PLC+EDC/IDC)8.Commencement of electrification work of the block- 10% of (BSP+PLC+EDC/IDC)9.Commencement of metalling work of roads of the block -15% of (BSP+PLC+EDC/IDC)10.On Offer of Possession - 05% of (BSP) + 10% of (PLC+EDC/IDC) + IFMS
• Emergence of property broking as an industry happened for last 2 years.
• International brokerage companies have ventured in India generating a sense of curiosity about the untapped potential of the real estate brokerage market.
• The brokerage market in Delhi and Mumbai only accounts for over Rs. 700 crores annually.
• Only small regional players with relatively low levels of expertise are present.
• Fragmented market and regional flavour dominates the market; no single National Player of relevance yet present.
• Mis-selling, manipulation in discounting and hiding information
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Top 6 metros provides >Rs.1500 cr revenue opportunities and accounts for > 80% of business …
Retail14%
Housing74%
Data Source: Liases Foros
Total number of units sold during last 12 months were 2 lac; valuing Rs. 1 lac core
Customers & Developer driven
Creating Benchmarks
Technological Edge - advanced web experience
Process Oriented – HIMSOC Excellence Model
Living Values
Action oriented Professional team
The Only Advisory based Property
Broking company in India
• Investinnest Website – research based advisory, property rating & ranking, investment guidance and vaastu scores
• Investinnest property specialists facilitate search, selection, buying and possession
• Advisory selling based on customer needs
• First Company with toll free number for Customer queries
• Investinnest special customer schemes & rates on selected projects
