Apply today for a Wood & Huston BankSmart Home Improvement Loan!*

A Wood & Huston Bank Smart Home Improvement Loan is a fixed rate loan with loan proceeds being used for home improvements.

Specifically designed to finance home repairs, remodeling, new roof or windows, new patio or driveway, new kitchen, room addition, pool, outdoor living space, or any home improvement project.

The best features of the Wood & Huston Smart Home Improvement Loan are there’s no tapping into your home’s equity and it’s a great opportunity to add value to your home.

*Loans subject to credit approval, may require a down payment and $75 minimum monthly payment. See bank for details.

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Features and Benefits of a Home Improvement Loan:

» 100% financing available.

» Minimum loan amount $1,500, maximum loan $15,000.

» Low fixed rates and same day approval.

» Transfer funds online to make loan payments and access your HomeImprovement Loan information and balance details through Online Banking.

» Automatically make your payment from your Wood & Huston SmartChecking Account and your rate is reduced!

Applying is easy! Go to: www.woodhuston.com/homeimprovement or fill-out the application on the back and drop off at your Wood & Huston Bank Location below.

improvementimprovementLOAN

You’ve got a Project, No Problem!

I/we represent that th

SSN ____________________________________________ DOB ___________________________________________ Current Address _________________________________ ________________________________________________Do you own your own home: q Yes q NoIs it a Mobile Home: q Yes q No How long have you lived here? _____________________Phone # ________________________________________ Cell Phone # _____________________________________ Email Address ___________________________________

EMPLOYMENT INFORMATIONEmployer _______________________________________ Work Phone # ___________________________________

BORROWERS INFORMATION

First, Middle Initial, and Last Name ________________________________________________ SSN ____________________________________________ DOB ___________________________________________ Current Address _________________________________ ________________________________________________Do you own your own home: q Yes q NoIs it a Mobile Home: q Yes q No How long have you lived here? _____________________Phone # ________________________________________ Cell Phone # _____________________________________ Email Address ___________________________________

EMPLOYMENT INFORMATIONEmployer _______________________________________ Work Phone # ___________________________________ Time on Job _____

Are you self-emplo

INCOMEMonthly Income fro

Other Income/Amt*You need not disclose alimonyto consider it for purposes of th

Applicaion Taken Metho

First, Middle Initial, and Last Name ________________________________________________

_______________

Borrower’s Signa

LOAN REQUE Loan Amount N

q I/we intend to

For Creditor UseDate Application Co

___________ Borrower’s Initials

Smart Home Improvement Loan

is application is complete and accurate. I/we authorize Wood & Huston Bank to obtain a credit report.

Time on Job _____________________________________ Are you self-employed? ___________________________ INCOMEMonthly Income from Wages _______________________

Other Income/Amt* ____________________________

Type of Improvements Being Made: _________________ ________________________________________________ Dealer/Contractor performing improvement: __________ ________________________________________________

________________________________ yed? ___________________________

m Wages _______________________

* ____________________________, child support or separate maintenance income unless you want us is application.

d: Face-to-face Phone Mail Internet

________________________________

ture Date

_______________________________________________ Co-Borrower’s Signature Date

STeeded _______________________

apply for joint credit.

Co-Borrower’s DateInitials

mplete _______________ Received By _________________________

____________ __________