Protect Your Valuables PeakProtectionPlan

PEAKCAMPUS.COMPK508

PEAK PROTECTION Standard Homeowners Policy

Price Low - $10/month On average over 40% higher

Coverage Broad - All major causes of student property loss or damage

Covers only limited named causes of loss

Deductible Low - $25 per eventNormally 20 times higher at $500 or

more

Accidental Breakage? Covered - Drop/Spill Not Covered

Replacement Cost Value

Yes - Higher recovery ondamaged/stolen items

No unless endorsed for an additional cost

Property Covered

Most of your personal property computers, cellphones,

electronics, books and more

Limitations on property types,

especially electronics

Identity Theft Expense Coverage

Yes - no additional cost,but must sign up for it No

Satisfy Your Lease Requirements & Protect Your Valuables

For a low $15 per month, Peak Protection Plan brings you insurance designed specifically for our residents. It offers personal liability and broad personal property coverage backed by A+ rated insurance carriers that will not only satisfy your lease requirement but also includes protection on your valuables!

The Peak Protection Plan covers damage to occupied premises caused by fire, smoke, water or explosion up to $100,000; bodily injury to a 3rd party for which you are liable, as well as eligible personal belongings. Key features include:

Visit collegestudentinsurance.com/peakrenters for more information!

LIABILITY• No deductible

• Up to $100,000 of coverage per occurrence

• Coverage for damage to occupied premises caused by fire, water, smoke or explosion for which you are held liable

• Coverage for 3rd party bodily injury for which you are held liable

• Medical payments to others up to $1,000 for any occurrence

• Satisfies the insurance requirement under your lease contract

PERSONAL PROPERTY• $25 deductible per claim

• $4,000 limit of insurance per eligible claim

• No limitations on electronics: smartphones, laptops, tablets, computers, video consoles, headphones, cameras, and more!

• Theft and accidental breakage automatically included

• Provides the replacement cost value of covered property

• Worldwide protection, regardless where you reside or travel to

• Bikes, jewelry, musical instruments protected up to $2,000 per occurrence

A Program Designed Specifically

for Our Residents

Insurance Program Administered by:Arthur J. Gallagher & Co.316 Maxwell Road, Ste 100Alpharetta, GA 30009P 888-411-4911F 678-832-4910www.collegestudentinsurance.com

Peak Campus Insurance Program

Negotiated by: USI Insurance Services

Peak Campus is not affiliated with Arthur J. Gallagher & Co.

and is not responsible for payment or processing of claims.

Program Designed Especially for College Life

This program will cover your property for theft, accidental damage,

fire, water and much more! Designed specifically for college students, the program

costs less than a homeowner’s deductible and offers better coverage for only $10 per month.

Just another great reason to live with Peak Campus.

PROGRAM HIGHLIGHTSWith only a $25 deductible, coverage includes:

Any descriptions of the program in this brochure are abbreviated and are subject to the terms, conditions and exclusions of the actual program language.

COVERAGE TERRITORYWhether you are on campus, off campus, or studying abroad, our student policy has you covered.

COVERAGE SCOPECovers most causes of loss including accidental damage. If you have a total loss of an item, coverage will pay you for a new item of like quality for each of the items, no matter how old they are.

NOT COVEREDMoney, cash, checks, tickets, motorized vehicles and their accessories, manuscripts, mechanical drawings, items made primarily of glass, personal liability and any illegal property.

COVERED PROPERTY

$4,000 Limit 9 Electronics: iPod,

Docking Station, GPS, Stereo, TV, Camera, etc.

9 Cell Phone includes smart phone devices

9 Computer 9 Text Books 9 Clothes 9 Sports Equipment

$2,000 Limit 9 Bikes 9 Jewelry 9 Musical Instruments

Peak Protection Traditional Renters Insurance

$100,000 Liability $4,000 Contents

Enrollment Easy Application Needed

Approval Process All Peak Residents Varies - Credit / SS# Check Possible

Satisfies Lease Requirements Yes N/A Maybe

Deductible None $25 Per Claim $500 Or More

Accidental Damage

3rd Party Property from Fire, Water, Smoke, Explosion Damage for which you are held liable

Drops, Spills, Collisions, and any direct physical damage to an insurable

item

No

Earthquake & Flood N/A Yes No

Replacement Cost Value N/A Yes - Higher recovery on

damaged or stolen itemsNo - Unless endorsed for an additional cost

Most All Personal Property Covered N/A

Most all personal property including

laptops, smartphones, tablets, electronics

bikes and more

Limitations on property types,

especially electronics

Primary Insurance Yes Maybe

Price Low - $15/Month On average over 20% higher

PEAK PROTECTION PLAN

Insurance Program Administered by:Arthur J. Gallagher & Co.1050 Crown Pointe Parkway, Ste #600Atlanta, GA 30338P 888-411-4911F 678-832-4910

Peak CampusInsurance Program

Negotiated by:USI Insurance Services

Peak Campusi s not affiliated with Arthur J. Gallagher & Co. and is not

responsible for payment or processing of claims.