Prosperity Principles...

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Prosperity Principles

Despite the diversity of views, from the literature it is possible to identifya range of “prosperity principles.” Organized into the four categories of

wealth attraction, creation, management, and sharing, this section aims

to provide a useful further concentration of wisdom distilled from the ideas, strate-

gies, and philosophies in 50 Prosperity Classics.

Principles for attracting wealth Paradoxically, wealth (and happiness) comes most easily to those who forget

themselves in the service of others. The law of giving infallibly returns more to

the giver than they contribute.

When you focus on other people and circumstances as the source of your pros-

perity, you tend to lose it. But when you recognize God, a higher power, or the

universe as the source of your supply, money begins to flow. Actual money does

not make you secure; what does is a thorough knowledge of the universe’s

power to provide.

To receive good things you must first cleanse your mind of clutter and negative

emotions. In forming a vacuum, you allow good things to rush in. When you

are resentful, you are bound to the person or situation you resent. In forgiving,

you free yourself and allow the floodgates of prosperity to open.

The universe is perfectly ordered, therefore the person who makes their own

affairs more orderly is attuned to universal riches. To receive more money, you

must first demonstrate that you can manage what you already have well, how-

ever little it is.

The basic law of the universe is that things come into being that did not exist

before. When you create mental pictures of health, wealth, and happiness, you

are not trying to change the laws of nature, but instead fulfilling your unique

promise to bring these things into being.

According to the law of attraction, whatever you put your attention on

through thought or desire becomes reality. You attract to yourself things or

people that are the equivalent of your current state of being, or “vibration.” The “creative process” is the specific way in which you can use the law of

attraction to obtain what you want. It involves: Asking the universe, and

being very clear about what you want; Believing, acting, and speaking as

though you have already received what you have asked for; and Receiving—

feeling great that it is coming to you, which sets up the necessary vibration to

manifest the desire. This process is summed up in the Bible: “All things what-

soever ye pray and ask for, believe that ye have received them and ye shall

have them.”



Deciding to elevate your mood or feeling in each moment is vital for increasing

your vibration, which in turn attracts things, people, and feelings of a like

vibration. To be both rich and happy, you must make a positive mental attitude

a basic habit of living.

If you are low on funds, praise and bless whatever you have, and imagine it

growing larger. Blessing both what you have and what others have puts the lawof increase into motion.

Gratitude is the key to an abundant life, because it puts you in a state of mind

that attracts even more of what you are grateful for. Love, appreciation, and

thanks are the essence of prosperity. It is right to become a giver, but you must

also learn to be a good receiver.

Principles for creating wealth The foundation of a prosperous life (combining material wealth, health, and

mental wellbeing) is personal character, formed from self-control and cultiva-

tion of virtue. A person of integrity, trust, and good character is “bankable”;

their riches evolve out of who they are as much as what they do.

Definiteness of purpose is essential to the success of the wealth creator. A clear

purpose enables you to see setbacks as temporary, banishes fear and doubt, and

inspires the help of others.

Do more than is asked or expected of you, “go the extra mile.” Putting in an

extraordinary effort with no guarantee of gain is the basis of most great

fortunes.

Whatever you do, provide, or create, make sure you do it in an outstanding

way. Remember the Latin dictum In excellentia lucrum—in excellence isprofit.

The fear of failure or embarrassment is the greatest obstacle to achieving

wealth. Fear puts a brake on action, yet if you are not willing to fail you will

forever be bound in circumstances that involve little risk. With little risk there

are only small rewards.

Learn, don’t blame. It is easy to blame people or events when things are not

going smoothly, but the enlightened wealth creator seeks only to learn in every

situation. Don’t complain, look for opportunities.

Thinking big is the basis of all great enterprises and fortunes. You are con-

stantly thinking, therefore it takes no more effort to think big instead of small. Wealth flows to the person who has a high tolerance for uncertainty or disap-

pointment. Handle disappointment well, and you will make more attempts to

achieve your goals. By the law of averages, where others have given up you will

succeed.

Wealth-minded people do not try to avoid risk or complexity. They even

embrace large problems because they know that solving them can produce

significant value.

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It is not enough to want to be rich, you must commit to it. Providence moves

all for the person who determines to stick it out, doing what they can to make

a venture work. The half-hearted achieve half-success.

Choose your vocation wisely. Love of your work sets up a “circle of excel-

lence” that cannot fail to deliver great gains over time. But along with love and

talent, you must work hard. If you think you see the future, act on it. Hunches based on in-depth know-

ledge are usually right. If something captures your imagination, chances are it

will capture that of others too.

Everything that you see around you, someone has made a fortune from. All

you need is one idea that can make you your fortune, and it is probably to be

found in your own backyard.

Don’t be afraid to be different. On entering any new field or an industry, aim

to really shake it up and provide new value.

The surest way to wealth is to create a product or service that increases the

ease and speed of results.

Above all, it is customers that create wealth. Have customers before you even

start your business.

The seed of entrepreneurship is a wish to be in control of your own destiny.

The purpose of entrepreneurship is to deliver new satisfaction and value. It is

built on unexpected successes that are quickly capitalized on.

Riches follow ownership. Own something, or at least a part of something.

Have many sources of income. Do not depend on a single wage for your finan-

cial security.

Wealthy people create money-producing systems. Middle-class people workwithin and for these systems, and so never get rich.

All wealth is created first in the mind. Therefore, a political-economic system

that fosters and protects the freedom to think, innovate, create, and prosper,

with free and open markets in which to trade the product, is a moral system.

Principles for managing wealth Live within your means. If you are not wealthy, do not have a wealthy lifestyle.

You will get rich by imitating the mindset of the wealthy, not by imitating their

spending.

Poor people are focused on spending money; the wealthy are focused on creat-ing it, saving it, and investing it.

Most people see money as cash in their hands to be used and spent. Wealthy

people understand money primarily as seeds to be planted that will grow into

money trees.

Plan your spending. Never shop on impulse. The longer you plan a purchase

for, generally the more money you will save.

Document your spending. It is the first step to getting control of your finances.

50 PROSPERITY CLASSICS

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Become a habitual saver. Pay yourself the first 10 percent of what you earn,

before tax, and invest it. The discipline of saving (given a certain amount of

time) can make you rich. Do not risk your peace of mind or relationships by

chasing a quick dollar.

Use the magic of compound interest by reinvesting all interest or dividends you

earn. Savings allow you to pick up bargains and take advantage of opportunities.

Earning more will not solve your debt problem (debts increase to match earn-

ings). Learning how to manage money responsibly will.

The frugal enjoy what they have more, get more use out of what they own, and

delight in the ability to make gifts when they wish.

Have an emergency fund that covers your living expenses for three to six

months. If something happens and you need money, you will not have to go

into debt or depend on the charity of others.

Resist invitations to own a credit card. Debit cards now perform all the func-

tions that credit cards were once useful for, and will not lead you into a debt

spiral.

Pay for most things with cash. You will spend less.

When you do borrow money, make sure it is for a productive asset or one that

is likely to appreciate, and pay off the loan as soon as you can.

Don’t be someone who “knows the price of everything and the value of noth-

ing.” In stock investing, consider yourself part owner of a company you are

investing in, not a trader.

Don’t try to beat the market or speculate. Trust the long-term ability of stock

markets to deliver good returns overall. With the power of leverage and modest price appreciation, plus a normal

degree of patience, in two or three decades you can build a real-estate

fortune.

Too little or too much money magnifies personal deficiencies, or reveals the

good character that was already there. Therefore, in relation to your financial

life, work you do on your personal qualities is never wasted.

Principles for sharing wealth Money is a kind of energy and it is always active. To bring the greatest benefit

to the greatest number, it must flow and circulate. Generating, using, and spending money in a way that is consistent with

your deepest values has a healing effect not only on yourself but on the

world.

You never really possess wealth, but are a steward of it until you die. When a

fortune is made, the creator has a duty to apply at least some of it to causes

and projects that will assist and elevate others.

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With clear goals and a focus on results, private wealth in the form of founda-

tions can change the world.

Prosperity’s basis is a healthy natural environment. Without clean air, water,

and a fertile earth humanity has nothing. Invest, spend, or make money in a

way that causes no harm and is good for the planet.

If given access to finance, the world’s poorest people will strive for, andachieve, self-reliance and prosperity.

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