Insight. Service. Performance.

Oval Property Investors

Precision property insurance solutions, focused on you

Specialist risk and insurance solutions for the property investment sector

Despite macro-economic uncertainty, UK property investment presents a sturdy long-term opportunity. A consolidating housing market means wide investment choice at attractive prices, in prime locations and with increased rental demand. Meanwhile, a recovering commercial market across retail, leisure, office, education and industrial space widens the horizons for investors.

Wherever you are in the property investment spectrum – freeholder, pension fund trustee, asset manager, developer, owner, Law of Property Act Receiver or managing agent, one factor remains constant: risk. You face a series of threats – from potential falls in capital and rental value, void periods on empty properties and non-paying tenants to unforeseen expenditure and sooner or later, rises in interest rates. While you can’t predict and plan for every eventuality, picking the right insurance specialist helps protect your portfolio and your business, minimising the areas of uninsured risk exposure that may otherwise cost you time and money.

Oval Insurance Broking (Oval) is one of the UK’s leading insurance partners for property investors. Our skilled specialists draw on expert property and construction experience to deliver bespoke and highly competitive insurance and risk management solutions, that meet the unique needs of commercial property investors and developers. Our national capability and commitment give us the insight to help you simplify and enhance your insurance cover – innovatively, cost effectively and reliably. We take the time to understand your needs at the level of detail you demand, going further to tailor innovative protection that fits every contour of your investments.

We work with the leading specialist underwriters to offer bespoke property insurance policies that respond to your risk exposures and anticipate emerging risks – ensuring that intelligent, high performance cover for the expected and unexpected alike, is there when you need it.

Welcome to Oval Property Investors: professional property insurance for professional property people

Economies may ebb and flow, but property remains a strong investment vehicle. With investment opportunity comes increased risk and complexity. That’s why it makes good business sense to choose a specialist property investment insurance broker who is able to eliminate the potential gaps in insurance cover that may damage your balance sheet.

A top UK insurance broker, we have the practical, intellectual and entrepreneurial expertise that has made us the insurance partner of choice for some of the UK’s leading property investment firms and funds. Our risk solutions include sector-specific, exclusive and enhanced policy features and wordings not found elsewhere – plus much more:

• Competitiveassetprotectionpremiumsandexceptional specialist underwriter relationships

• Duediligence,revenueprotectionandcrisismanagement

• Riskfundingbyinsurers,thatpromoteimprovementsin the risk exposure of your premises

• Leaseandcontractanalysis,toaudityourexposureand cover requirements

• Constructionandprojectinsurance,toprotectyourassets during refurbishment or development

• Latentdefectscover,toprovidepost-completionprotection

• Flexible and innovative solutions that address environmental risk exposures

• Captivefeasibilitystudiesandcaptivemanagement• In-depthtrendanalysisbyourspecialistManagement

Information team• Expertfacilitation,forrisktransfermechanisms• Non-standardcovers,protectingyouagainstany

costs imposed by bodies like the Environment Agency• Fast,end-to-endclaimsmanagement• TrainingandCPD-accreditedworkshops,tohelp

mitigate risk and reduce your premium spend• Expert,efficientandeffectiveadministrativesupport• Riskmanagementsolutions

www.theovalgroup.com

Intelligent insurance solutions that build on your successOval provide the property investment insurance solutions and services you need, to help build your investments for the future – under a single roof and with a single specialist team that speaks your language. Our approach is geared around a strong service ethic, and focused on the key risk management values you demand.

• Fast, expert problem solving: we’re proud of our reputation, and we are committed to providing a quick response that makes the most of our cumulative risk and insurance expertise

• Entrepreneurial attitude: working with the leading specialist property insurers, we proactively develop bespoke covers and policies that address the emerging risks you face – for instance, vacant property management, environmental management, energy performance and void period cost mitigation

• Partnership approach: a total commitment to understanding your business sits behind our long-standing client relationships and market-leading retention rates

• A safe pair of hands: a partner you can trust, backed by experience, commitment, national reach and a proven track record in investment property insurance, able to meet the exacting risk needs of your business at every stage of your growth and development

• Client benchmarking that drives best practice: working with a diverse range of property investment and construction firms, we analyse the strategic trends – then share and apply our learning

• Expert claims handling: we don’t outsource claims handling – that’s why you’ll always receive a prompt, no-hassle service from our expert, in-house and UK-based property claims handlers

• Competitively priced quotes, services and deals: our lean business model keeps our structure flat and overheads down, enabling us to pass premium savings directly onto you

• Innovative mindset: we are constantly investing in ways to support our service delivery and risk management support – including online documentation and cover summary access

• Market momentum: a combination of size, attention to detail and demonstrable understanding of our clients’ businesses means insurers trust us and are keen to work with us. We negotiate hard on your behalf, with a core focus on delivering value-based solutions

• Exceptional reach: we have nearly 800 people working through our nationwide network of offices so we’ll always deliver that personal service, wherever you are

Innovative risk management that turns unpredictable into predictableWith years of experience working in your sector, many of our insurance policies are unique to Oval and offer extra features rarely found elsewhere. Importantly, we keep workloads manageable so our people have the time and scope to stay close to your needs, develop the relationships and deliver the high service standards and innovation you expect from your partners.

Insight. Service. Performance.Oval is at the forefront of insurance for the property investment sector. Helping drive best practice and innovation, we are respected partners and advisors for stakeholders and associations throughout the UK property sector. Above all, we invest in our people. We have drawn together experienced, high calibre professionals who blend the advisory, administration, technical and listening skills essential to delivering exceptional levels of insight, service, continuity, agility and pitch-perfect performance.

Would you like to talk?If you have any questions, or would like to explore how you can make your insurance work harder for you or your organisation, we’re here to help.

CallGregSpiteri,HeadofOvalPropertyInvestorson:020 7422 0138

Or drop him an email at:greg.spiteri@theovalgroup.com

Oval Insurance Broking LimitedRegistered Office: 9 South Parade,Wakefield, WF1 1LR

RegisteredinEnglandNo:01195184Authorised and regulated by theFinancial Services Authority.

www.theovalgroup.com

Insight. Service. Performance.

About The Oval groupThe Oval group is a leading UK risk, insurance broking, healthcare and financial services advisory group.

With offices across the UK, Oval Insurance Broking (Oval) is the specialist risk management partner of choice for thousands of businesses and individuals across a range of disciplines and industry sectors.

From general insurance to sector-specific requirements, Oval’s strength lies in designing bespoke, dynamic and keenly competitive risk solutions that fit your needs exactly. Our skilled specialists take the time to understand those needs, simplifying risk to deliver a consistently innovative, high standard and high performance service, that adds value, capability, agility and a competitive edge to your business.

For more information, visit us at www.theovalgroup.com