PROPERTY AND CASUALTY COMPANIES - …NAIC Group Code 0012 NAIC Company Code 00124 Mail Address 175...

*00124201720100100*PROPERTY AND CASUALTY COMPANIES - ASSOCIATION EDITION

COMBINED ANNUAL STATEMENTFOR THE YEAR ENDED DECEMBER 31, 2017

OF THE CONDITION AND AFFAIRS OF THE

AMERICAN INTERNATIONAL GROUP, INC. and its affiliated property and casualty insurers

NAIC Group Code 0012 NAIC Company Code 00124

Mail Address 175 Water Street , New York , NY 10038

(Street and Number or P.O. Box) (City or Town, State and Zip Code)

Combined Statement Contact Borys Mykola Kramarchuk , 212-458-7940 , [email protected]

(Name) (Area Code) (Telephone Number) (E-mail Address)

NAMES OF COMPANIES INCLUDED IN THIS STATEMENTName of Company NAIC Company Code State of Domicile

AIU INSURANCE COMPANY 19399 NY

AMERICAN HOME ASSURANCE COMPANY 19380 NY

AIG ASSURANCE COMPANY 40258 IL

AIG INSURANCE COMPANY - PUERTO RICO 31674 PR

AIG PROPERTY CASUALTY COMPANY 19402 PA

AIG SPECIALTY INSURANCE COMPANY 26883 IL

COMMERCE & INDUSTRY INSURANCE COMPANY 19410 NY

EAGLESTONE REINSURANCE COMPANY 10651 PA

GRANITE STATE INSURANCE COMPANY 23809 IL

ILLINOIS NATIONAL INSURANCE COMPANY 23817 IL

LEXINGTON INSURANCE COMPANY 19437 DE

NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA 19445 PA

NEW HAMPSHIRE INSURANCE COMPANY 23841 IL

THE INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA 19429 IL

HAMILTON SPECIALTY INSURANCE COMPANY 13551 DE

HAMILTON INSURANCE COMPANY 26611 DE

a. Is this an original filing? Yes [ X ] No [ ]

b. If no,

1. State the amendment number

2. Date filed

3. Number of pages attached

NOTE: This annual statement contains combined data for the property and casualty insurance companies listed above, compiled in accordance with the NAIC instructions for the completion of annual statements.

COMBINED STATEMENT FOR THE YEAR 2017 OF THE American International Group, Inc.

ASSETSCurrent Year Prior Year

1

Assets

2

Nonadmitted Assets

3Net Admitted Assets

(Cols. 1 - 2)

4Net Admitted

Assets

1. Bonds (Schedule D) 49,150,589,953 0 49,150,589,953 57,792,865,347

2. Stocks (Schedule D):

2.1 Preferred stocks 60,238,432 0 60,238,432 61,238,430

2.2 Common stocks 1,646,846,098 33,027,310 1,613,818,788 1,252,354,303

3. Mortgage loans on real estate (Schedule B):

3.1 First liens 5,715,358,788 0 5,715,358,788 4,999,790,414

3.2 Other than first liens 9,885,150 0 9,885,150 12,010,987

4. Real estate (Schedule A):

4.1 Properties occupied by the company (less $ 0

encumbrances) 0 0 0 0

4.2 Properties held for the production of income (less

$ 24,600,000 encumbrances) 11,158,154 0 11,158,154 9,658,609

4.3 Properties held for sale (less $ 0

encumbrances) 0 0 0 0

5. Cash ($ (125,563,543) , Schedule E - Part 1), cash equivalents

($ 249,777,427 , Schedule E - Part 2) and short-term

investments ($ 2,614,145 , Schedule DA) 126,828,030 0 126,828,030 782,590,775

6. Contract loans (including $ 0 premium notes) 0 0 0 0

7. Derivatives (Schedule DB) 0 0 0 156,784,448

8. Other invested assets (Schedule BA) 8,713,440,205 12,112,807 8,701,327,398 11,785,187,840

9. Receivable for securities 211,541,395 0 211,541,395 165,708,953

10. Securities lending reinvested collateral assets (Schedule DL) 0 0 0 0

11. Aggregate write-ins for invested assets 0 0 0 0

12. Subtotals, cash and invested assets (Lines 1 to 11) 65,645,886,206 45,140,117 65,600,746,089 77,018,190,106

13. Title plants less $ 0 charged off (for Title insurers

only) 0 0 0 0

14. Investment income due and accrued 555,012,719 0 555,012,719 669,939,202

15. Premiums and considerations:

15.1 Uncollected premiums and agents' balances in the course of collection 2,574,491,251 164,511,773 2,409,979,478 2,520,004,130

15.2 Deferred premiums and agents' balances and installments booked but

deferred and not yet due (including $ 0

earned but unbilled premiums) 1,053,558,394 2,766,852 1,050,791,542 1,193,372,324

15.3 Accrued retrospective premiums ($ 1,621,212,479 ) and

contracts subject to redetermination ($ 0 ) 1,657,141,776 35,929,297 1,621,212,479 1,701,197,232

16. Reinsurance:

16.1 Amounts recoverable from reinsurers 775,475,116 0 775,475,116 794,371,417

16.2 Funds held by or deposited with reinsured companies 620,248,042 0 620,248,042 491,632,615

16.3 Other amounts receivable under reinsurance contracts 0 0 0 0

17. Amounts receivable relating to uninsured plans 0 0 0 0

18.1 Current federal and foreign income tax recoverable and interest thereon 258,843,189 17,602,825 241,240,364 813,984,288

18.2 Net deferred tax asset 2,062,021,854 100,729,292 1,961,292,562 2,198,688,644

19. Guaranty funds receivable or on deposit 24,654,617 0 24,654,617 23,068,726

20. Electronic data processing equipment and software 103,814 341 103,473 276,889

21. Furniture and equipment, including health care delivery assets

($ 0 ) 1,432,337 1,432,337 0 0

22. Net adjustment in assets and liabilities due to foreign exchange rates 0 0 0 0

23. Receivables from parent, subsidiaries and affiliates 53,342,057 13,321,403 40,020,654 436,985,876

24. Health care ($ 0 ) and other amounts receivable 0 0 0 0

25. Aggregate write-ins for other than invested assets 566,784,370 133,894,462 432,889,908 447,198,818

26. Total assets excluding Separate Accounts, Segregated Accounts and Protected Cell Accounts (Lines 12 to 25) 75,848,995,742 515,328,699 75,333,667,043 88,308,910,267

27. From Separate Accounts, Segregated Accounts and Protected Cell Accounts 0 0 0 0

28. Total (Lines 26 and 27) 75,848,995,742 515,328,699 75,333,667,043 88,308,910,267

DETAILS OF WRITE-INS

1199. Totals (Lines 1101 thru 1103 plus 1198)(Line 11 above) 0 0 0 0

2599. Totals (Lines 2501 thru 2503 plus 2598)(Line 25 above) 566,784,370 133,894,462 432,889,908 447,198,818

2


LIABILITIES, SURPLUS AND OTHER FUNDS1

Current Year2

Prior Year

1. Losses (Part 2A, Line 35, Column 8) 35,477,244,285 41,117,561,678

2. Reinsurance payable on paid losses and loss adjustment expenses (Schedule F, Part 1, Column 6) 659,751,325 717,510,696

3. Loss adjustment expenses (Part 2A, Line 35, Column 9) 4,237,228,518 6,504,284,305

4. Commissions payable, contingent commissions and other similar charges (22,647,055) (14,755,218)

5. Other expenses (excluding taxes, licenses and fees) 55,806,642 64,934,125

6. Taxes, licenses and fees (excluding federal and foreign income taxes) 439,053,573 603,673,032

7.1 Current federal and foreign income taxes (including $ 530,242 on realized capital gains (losses)) 4,951,942 7,045,385

7.2 Net deferred tax liability (906,476) (138,700)

8. Borrowed money $ 195,921,500 and interest thereon $ 1,504,908 197,426,408 732,355,328

9. Unearned premiums (Part 1A, Line 38, Column 5) (after deducting unearned premiums for ceded reinsurance of

$ 1,817,734,941 and including warranty reserves of $ 142,742,245 and accrued accident and

health experience rating refunds including $ 0 for medical loss ratio rebate per the Public Health

Service Act) 9,600,528,557 9,991,464,109

10. Advance premium 0 0

11. Dividends declared and unpaid:

11.1 Stockholders 0 440,667

11.2 Policyholders 0 0

12. Ceded reinsurance premiums payable (net of ceding commissions) 650,411,294 4,473,402,771

13. Funds held by company under reinsurance treaties (Schedule F, Part 3, Column 19) 1,508,571,852 915,272,682

14. Amounts withheld or retained by company for account of others 1,598,583 10,907,910

15. Remittances and items not allocated 27,686,491 29,362,160

16. Provision for reinsurance (including $ 50,338 certified) (Schedule F, Part 8) 50,995,002 98,820,020

17. Net adjustments in assets and liabilities due to foreign exchange rates 0 0

18. Drafts outstanding 0 0

19. Payable to parent, subsidiaries and affiliates 697,524,279 1,053,593,964

20. Derivatives 39,114,701 2,174

21. Payable for securities 73,587,001 38,432,306

22. Payable for securities lending 0 0

23. Liability for amounts held under uninsured plans 0 0

24. Capital notes $ 0 and interest thereon $ 0 0 0

25. Aggregate write-ins for liabilities 517,319,668 202,717,224

26. Total liabilities excluding protected cell liabilities (Lines 1 through 25) 54,215,246,589 66,546,886,618

27. Protected cell liabilities 0 0

28. Total liabilities (Lines 26 and 27) 54,215,246,589 66,546,886,618

29. Aggregate write-ins for special surplus funds 2,035,337,311 1,665,875,754

30. Common capital stock 97,939,853 93,739,853

31. Preferred capital stock 0 0

32. Aggregate write-ins for other than special surplus funds 1,200,000 0

33. Surplus notes 0 0

34. Gross paid in and contributed surplus 17,803,913,191 17,672,632,745

35. Unassigned funds (surplus) 1,180,030,099 2,329,775,297

36. Less treasury stock, at cost:

36.1 0 shares common (value included in Line 30 $ 0 ) 0 0

36.2 0 shares preferred (value included in Line 31 $ 0 ) 0 0

37. Surplus as regards policyholders (Lines 29 to 35, less 36) (Page 4, Line 39) 21,118,420,454 21,762,023,649

38. TOTALS (Page 2, Line 28, Col. 3) 75,333,667,043 88,308,910,267


2599. Totals (Lines 2501 thru 2503 plus 2598)(Line 25 above) 517,319,668 202,717,224

2999. Totals (Lines 2901 thru 2903 plus 2998)(Line 29 above) 2,035,337,311 1,665,875,754

3299. Totals (Lines 3201 thru 3203 plus 3298)(Line 32 above) 1,200,000 0

3


STATEMENT OF INCOME1

Current Year2

Prior Year

UNDERWRITING INCOME

1. Premiums earned (Part 1, Line 35, Column 4) 14,641,925,157 17,193,317,434

DEDUCTIONS:

2. Losses incurred (Part 2, Line 35, Column 7) 12,230,634,978 16,054,723,003

3. Loss adjustment expenses incurred (Part 3, Line 25, Column 1) 1,511,509,737 1,111,157,419

4. Other underwriting expenses incurred (Part 3, Line 25, Column 2) 4,661,583,883 5,115,715,635

5. Aggregate write-ins for underwriting deductions 0 0

6. Total underwriting deductions (Lines 2 through 5) 18,403,728,599 22,281,596,057

7. Net income of protected cells 0 0

8. Net underwriting gain or (loss) (Line 1 minus Line 6 plus Line 7) (3,761,803,441) (5,088,278,623)

INVESTMENT INCOME

9. Net investment income earned (Exhibit of Net Investment Income, Line 17) 2,948,023,231 3,668,597,495

10. Net realized capital gains or (losses) less capital gains tax of $ 209,359,707 (Exhibit of Capital

Gains (Losses) ) (63,077,979) 543,725,067

11. Net investment gain (loss) (Lines 9 + 10) 2,884,945,252 4,212,322,562

OTHER INCOME

12. Net gain (loss) from agents’ or premium balances charged off (amount recovered

$ 10,561,133 amount charged off $ 63,670,379 ) (53,109,246) (63,624,061)

13. Finance and service charges not included in premiums 0 883

14. Aggregate write-ins for miscellaneous income (296,590,941) 681,892,765

15. Total other income (Lines 12 through 14) (349,700,187) 618,269,587

16. Net income before dividends to policyholders, after capital gains tax and before all other federal and foreign income taxes (Lines 8 + 11 + 15) (1,226,558,377) (257,686,474)

17. Dividends to policyholders 0 0

18. Net income, after dividends to policyholders, after capital gains tax and before all other federal and foreign income taxes (Line 16 minus Line 17) (1,226,558,377) (257,686,474)

19. Federal and foreign income taxes incurred (221,212,381) (521,841,476)

20. Net income (Line 18 minus Line 19)(to Line 22) (1,005,345,996) 264,155,002

CAPITAL AND SURPLUS ACCOUNT

21. Surplus as regards policyholders, December 31 prior year (, Line 39, Column 2) 21,812,221,709 23,596,010,067

22. Net income (from Line 20) (1,005,345,996) 264,155,002

23. Net transfers (to) from Protected Cell accounts 0 0

24. Change in net unrealized capital gains or (losses) less capital gains tax of $ (39,884,372) 382,990,757 (1,067,314,146)

25. Change in net unrealized foreign exchange capital gain (loss) 182,140,385 (119,049,718)

26. Change in net deferred income tax (916,435,810) 786,948

27. Change in nonadmitted assets (Exhibit of Nonadmitted Assets, Line 28, Col. 3) 899,386,818 (13,260,135)

28. Change in provision for reinsurance (Page 3, Line 16, Column 2 minus Column 1) 47,825,018 10,242,707

29. Change in surplus notes 0 0

30. Surplus (contributed to) withdrawn from protected cells 0 0

31. Cumulative effect of changes in accounting principles 0 0

32. Capital changes:

32.1 Paid in 0 2,040,000

32.2 Transferred from surplus (Stock Dividend) 0 0

32.3 Transferred to surplus 0 0

33. Surplus adjustments:

33.1 Paid in 10,802,598 363,061,720

33.2 Transferred to capital (Stock Dividend) 0 0

33.3 Transferred from capital 0 0

34. Net remittances from or (to) Home Office 0 0

35. Dividends to stockholders (200,000,000) (2,148,192,117)

36. Change in treasury stock (Page 3, Lines 36.1 and 36.2, Column 2 minus Column 1) 0 0

37. Aggregate write-ins for gains and losses in surplus (95,165,025) 873,543,321

38. Change in surplus as regards policyholders for the year (Lines 22 through 37) (693,801,255) (1,833,986,418)

39. Surplus as regards policyholders, December 31 current year (Line 21 plus Line 38) (Page 3, Line 37) 21,118,420,454 21,762,023,649


0599. Totals (Lines 0501 thru 0503 plus 0598)(Line 5 above) 0 0

1499. Totals (Lines 1401 thru 1403 plus 1498)(Line 14 above) (296,590,941) 681,892,765

3799. Totals (Lines 3701 thru 3703 plus 3798)(Line 37 above) (95,165,025) 873,543,321

4


CASH FLOW1

Current Year

2

Prior Year

Cash from Operations

1. Premiums collected net of reinsurance 11,695,379,274 21,059,844,029

2. Net investment income 2,590,303,369 3,104,528,581

3. Miscellaneous income (7,106,875) 181,373,409

4. Total (Lines 1 through 3) 14,278,575,768 24,345,746,020

5. Benefit and loss related payments 17,925,125,091 15,663,020,163

6. Net transfers to Separate Accounts, Segregated Accounts and Protected Cell Accounts 0 0

7. Commissions, expenses paid and aggregate write-ins for deductions 8,733,805,641 8,349,352,828

8. Dividends paid to policyholders 0 0

9. Federal and foreign income taxes paid (recovered) net of $ 2,965,000 tax on capital gains (losses) (717,359,755) 383,883,908

10. Total (Lines 5 through 9) 25,941,570,976 24,396,256,899

11. Net cash from operations (Line 4 minus Line 10) (11,662,995,208) (50,510,879)

Cash from Investments

12. Proceeds from investments sold, matured or repaid:

12.1 Bonds 26,512,035,993 21,758,922,427

12.2 Stocks 1,241,205,815 1,657,710,299

12.3 Mortgage loans 1,727,812,704 602,841,502

12.4 Real estate 0 0

12.5 Other invested assets 5,317,350,798 3,320,619,283

12.6 Net gains or (losses) on cash, cash equivalents and short-term investments (10,798,028) 132,153

12.7 Miscellaneous proceeds 33,058,484 118,633,549

12.8 Total investment proceeds (Lines 12.1 to 12.7) 34,820,665,766 27,458,859,213

13. Cost of investments acquired (long-term only):

13.1 Bonds 17,078,525,032 21,362,183,275

13.2 Stocks 1,466,736,210 135,110,232

13.3 Mortgage loans 2,345,077,100 1,836,858,185

13.4 Real estate 2,611,267 293,021

13.5 Other invested assets 1,709,277,095 2,515,271,063

13.6 Miscellaneous applications 234,905,769 129,609,490

13.7 Total investments acquired (Lines 13.1 to 13.6) 22,837,132,473 25,979,325,267

14. Net increase (decrease) in contract loans and premium notes 0 0

15. Net cash from investments (Line 12.8 minus Line 13.7 minus Line 14) 11,983,533,293 1,479,533,946

Cash from Financing and Miscellaneous Sources

16. Cash provided (applied):

16.1 Surplus notes, capital notes 0 0

16.2 Capital and paid in surplus, less treasury stock 69,663,000 7,479,436

16.3 Borrowed funds (534,928,920) 632,355,328

16.4 Net deposits on deposit-type contracts and other insurance liabilities (35,896,621) (94,169,617)

16.5 Dividends to stockholders 1,812,095 105,915,553

16.6 Other cash provided (applied) (493,284,384) (1,263,495,050)

17. Net cash from financing and miscellaneous sources (Lines 16.1 to 16.4 minus Line 16.5 plus Line 16.6) (996,259,020) (823,745,456)

RECONCILIATION OF CASH, CASH EQUIVALENTS AND SHORT-TERM INVESTMENTS

18. Net change in cash, cash equivalents and short-term investments (Line 11, plus Lines 15 and 17) (675,720,936) 605,277,610

19. Cash, cash equivalents and short-term investments:

19.1 Beginning of year 802,548,965 177,313,165

19.2 End of period (Line 18 plus Line 19.1) 126,828,030 782,590,775

Note: Supplemental disclosures of cash flow information for non-cash transactions:

20.0001. Capital Contribution from Parent 7,124,575 2,949,044,899

20.0002. Decrease in Funds Held liability 34,926,666 116,353,158

20.0003. Investments received as capital contribution 898,104,580 0

20.0004. Investments received in settlement of affiliated receivable balance 6,262,321,420 4,329,641,978

20.0005. Investments transferred as dividends 198,628,572 2,041,835,897

20.0006. Investments transferred as return of capital 699,972,743 541,900,000

20.0007. Investments transferred in settlement of affiliated payable balance 6,199,538,842 4,119,223,893

5


UNDERWRITING AND INVESTMENT EXHIBITPART 1 - PREMIUMS EARNED

Line of Business

1

Net PremiumsWritten per

Column 6, Part 1B

2Unearned Premiums Dec. 31 Prior Year -

per Col. 3,Last Year’s Part 1

3Unearned Premiums

Dec. 31 CurrentYear - per Col. 5

Part 1A

4

Premiums Earned During Year

(Cols. 1 + 2 - 3)

1. Fire 1,664,191,780 1,107,856,183 1,192,698,892 1,579,349,071

2. Allied lines 455,508,765 431,432,326 410,293,810 476,647,281

3. Farmowners multiple peril (30,663) 32,983 2,536 (216)

4. Homeowners multiple peril 1,123,931,643 606,573,710 629,174,302 1,101,331,051

5. Commercial multiple peril 610,751,316 325,499,370 282,340,780 653,909,906

6. Mortgage guaranty 173,758,584 326,318,772 252,068,737 248,008,619

8. Ocean marine 274,669,104 63,379,431 62,630,594 275,417,941

9. Inland marine 734,343,222 231,691,286 249,880,668 716,153,840

10. Financial guaranty (1,032) 20,631 20,631 (1,032)

11.1 Medical professional liability - occurrence 34,548,619 11,143,300 7,851,895 37,840,024

11.2 Medical professional liability - claims-made 57,635,423 84,368,013 52,309,121 89,694,315

12. Earthquake 124,123,650 72,678,020 71,625,620 125,176,050

13. Group accident and health 1,684,347,100 233,943,276 608,018,493 1,310,271,883

14. Credit accident and health (group and individual) 0 0 0 0

15. Other accident and health 122,301,449 362,703,402 77,417,081 407,587,770

16. Workers' compensation 1,049,044,548 531,999,192 454,365,696 1,126,678,044

17.1 Other liability - occurrence 1,514,546,299 2,340,719,223 2,294,155,930 1,561,109,592

17.2 Other liability - claims-made 2,809,302,882 2,287,596,720 2,116,496,204 2,980,403,398

17.3 Excess workers' compensation 13,601,459 9,257,231 7,277,303 15,581,387

18.1 Products liability - occurrence 88,586,704 14,700,445 15,669,325 87,617,824

18.2 Products liability - claims-made 28,855,603 17,999,730 16,695,431 30,159,902

19.1, 19.2 Private passenger auto liability 398,521,829 162,102,809 138,598,919 422,025,719

19.3, 19.4 Commercial auto liability 326,365,664 242,374,531 178,815,948 389,924,247

21. Auto physical damage 341,877,648 148,209,053 103,758,247 386,328,454

22. Aircraft (all perils) 158,971,787 61,656,489 45,814,152 174,814,124

23. Fidelity 103,608,565 72,286,056 66,317,409 109,577,212

24. Surety 65,306,584 50,933,664 56,868,365 59,371,883

26. Burglary and theft 30,466,183 13,877,950 11,239,066 33,105,067

27. Boiler and machinery 64,220,245 34,594,475 49,777,994 49,036,726

28. Credit 4,139,577 1,034,283 2,223,811 2,950,049

29. International 0 0 0 0

30. Warranty 74,319,038 154,033,867 142,752,252 85,600,653

31. Reinsurance - nonproportional assumed property 9,014,525 1,998,753 3,801,277 7,212,001

32. Reinsurance - nonproportional assumed liability 47,976,469 (438,923) (431,946) 47,969,492

33. Reinsurance - nonproportional assumed financial lines 45,292 0 0 45,292

34. Aggregate write-ins for other lines of business 0 0 0 0

35. TOTALS 14,188,849,860 10,002,576,251 9,600,528,543 14,590,897,569


3499. Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above) 0 0 0 0

6


UNDERWRITING AND INVESTMENT EXHIBITPART 1A - RECAPITULATION OF ALL PREMIUMS

Line of Business

1

Amount Unearned (Running One Yearor Less from Date

of Policy) (a)

2

Amount Unearned (Running More Than

One Year fromDate of Policy) (a)

3

Earned But Unbilled Premium

4Reserve for Rate

Credits and Retrospective

Adjustments Basedon Experience

5

Total Reserve for Unearned Premiums Cols. 1 + 2 + 3 + 4

1. Fire 580,994,489 611,704,403 0 0 1,192,698,892

2. Allied lines 245,021,118 165,272,692 0 0 410,293,810

3. Farmowners multiple peril (5) 2,541 0 0 2,536

4. Homeowners multiple peril 629,456,584 (282,282) 0 0 629,174,302

5. Commercial multiple peril 255,008,399 27,332,381 0 0 282,340,780

6. Mortgage guaranty 250,703,797 1,364,940 0 0 252,068,737

8. Ocean marine 60,245,659 2,384,935 0 0 62,630,594

9. Inland marine 200,990,299 48,890,369 0 0 249,880,668

10. Financial guaranty 0 20,631 0 0 20,631

11.1 Medical professional liability - occurrence 7,814,783 37,112 0 0 7,851,895

11.2 Medical professional liability - claims-made 49,332,185 2,976,936 0 0 52,309,121

12. Earthquake 57,642,527 13,983,093 0 0 71,625,620

13. Group accident and health 505,663,920 102,354,573 0 0 608,018,493

14. Credit accident and health (group and individual) 0 0 0 0 0

15. Other accident and health 76,939,946 477,135 0 0 77,417,081

16. Workers' compensation 453,803,573 562,123 0 0 454,365,696

17.1 Other liability - occurrence 1,855,100,696 439,055,234 0 0 2,294,155,930

17.2 Other liability - claims-made 900,420,253 1,216,075,951 0 0 2,116,496,204

17.3 Excess workers' compensation 7,277,303 0 0 0 7,277,303

18.1 Products liability - occurrence 7,896,522 7,772,803 0 0 15,669,325

18.2 Products liability - claims-made 10,294,031 6,401,400 0 0 16,695,431

19.1, 19.2 Private passenger auto liability 124,441,109 14,157,810 0 0 138,598,919

19.3, 19.4 Commercial auto liability 168,997,001 9,818,947 0 0 178,815,948

21. Auto physical damage 106,710,607 (2,952,360) 0 0 103,758,247

22. Aircraft (all perils) 45,458,711 355,441 0 0 45,814,152

23. Fidelity 61,685,868 4,631,541 0 0 66,317,409

24. Surety 10,320,655 46,547,710 0 0 56,868,365

26. Burglary and theft 10,146,558 1,092,508 0 0 11,239,066

27. Boiler and machinery 45,802,377 3,975,617 0 0 49,777,994

28. Credit 0 2,223,811 0 0 2,223,811

29. International 0 0 0 0 0

30. Warranty 4,209,478 138,542,774 0 0 142,752,252

31. Reinsurance - nonproportional assumed property 0 3,801,277 0 0 3,801,277

32. Reinsurance - nonproportional assumed liability 0 (431,946) 0 0 (431,946)

33. Reinsurance - nonproportional assumed financial lines 0 0 0 0 0

34. Aggregate write-ins for other lines of business 0 0 0 0 0

35. TOTALS 6,732,378,443 2,868,150,100 0 0 9,600,528,543

36. Accrued retrospective premiums based on experience 0

37. Earned but unbilled premiums 0

38. Balance (Sum of Line 35 through 37) 9,600,528,543


3499. Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above) 0 0 0 0 0

(a) State here basis of computation used in each case PRO RATA

7


UNDERWRITING AND INVESTMENT EXHIBITPART 1B - PREMIUMS WRITTEN

1 Reinsurance Assumed Reinsurance Ceded 6

Line of Business Direct Business (a)

2

From Affiliates

3

From Non-Affiliates

4

To Affiliates

5

To Non-Affiliates

Net Premiums Written

Cols. 1+2+3-4-5

1. Fire 1,171,416,468 1,378,228,412 223,184,741 8,554,918 1,100,082,923 1,664,191,780

2. Allied lines 675,857,979 201,765,740 76,503,378 3,157,390 495,460,940 455,508,766

3. Farmowners multiple peril 0 741,075 0 19,852 751,887 (30,664)

4. Homeowners multiple peril 1,122,621,710 288,688,097 12,826,581 2,582,797 297,621,948 1,123,931,643

5. Commercial multiple peril 591,800,292 164,466,350 115,375,803 2,369,918 258,521,211 610,751,315

6. Mortgage guaranty 0 29,982 173,758,584 29,983 0 173,758,583

8. Ocean marine 500,982,468 10,008,610 40,779,610 37,324,674 239,776,910 274,669,103

9. Inland marine 1,095,611,021 46,398,726 5,559,191 60,943,520 352,282,196 734,343,223

10. Financial guaranty 0 0 0 1,032 0 (1,032)

11.1 Medical professional liability - occurrence 19,949,677 24,918,231 113,799 97,868 10,335,219 34,548,619

11.2 Medical professional liability - claims-made 141,810,919 (11,623,985) 14,616,006 627,160 86,540,358 57,635,422

12. Earthquake 133,260,823 30,489,818 16,740,977 421,622 55,946,346 124,123,650

13. Group accident and health 748,491,604 1,211,319,473 29,044,869 3,476,771 301,032,076 1,684,347,099

14. Credit accident and health (group and individual) 0 0 0 0 0 0

15. Other accident and health 23,341,021 120,700,316 323,608 248,793 21,814,701 122,301,451

16. Workers' compensation 1,758,733,878 (38,360,954) 53,221,694 280,706,405 443,843,663 1,049,044,550

17.1 Other liability - occurrence 2,027,403,270 167,990,370 125,360,809 11,928,672 794,279,479 1,514,546,299

17.2 Other liability - claims-made 2,340,746,995 668,722,462 27,778,845 (351,300,254) 579,245,673 2,809,302,882

17.3 Excess workers' compensation 13,530,418 1,777,642 0 22,384 1,684,217 13,601,458

18.1 Products liability - occurrence 78,225,371 38,865,885 1,233 238,702 28,267,083 88,586,704

18.2 Products liability - claims-made 13,538,501 30,191,089 0 68,896 14,805,090 28,855,604

19.1, 19.2 Private passenger auto liability 141,828,079 240,557,925 58,043,673 308,890 41,598,959 398,521,828

19.3, 19.4 Commercial auto liability 601,197,885 123,920,771 12,751,848 193,929,929 217,574,911 326,365,663

21. Auto physical damage 208,002,553 160,253,529 20,970,321 546,216 46,802,540 341,877,647

22. Aircraft (all perils) 233,389,201 26,918,518 19,221,791 51,122,689 69,435,033 158,971,788

23. Fidelity 106,484,811 11,816,260 2,741,627 189,238 17,244,895 103,608,565

24. Surety 50,883,482 30,328,551 3,158,633 220,456 18,843,624 65,306,585

26. Burglary and theft 30,541,308 3,583,237 16,361 43,359 3,631,363 30,466,183

27. Boiler and machinery 162,518,570 7,729,995 21,358,988 26,932,401 100,454,907 64,220,245

28. Credit 18,948,791 2,936,963 1,173,033 10,087,590 8,831,621 4,139,576

29. International 0 0 0 0 0 0

30. Warranty 80,322,267 899,004 353,221 584,584 6,670,870 74,319,038

31. Reinsurance - nonproportional assumed property XXX 7,936,337 1,864,373 26,975 759,210 9,014,526

32. Reinsurance - nonproportional assumed liability XXX 47,871,506 5,300,632 72,143 5,123,526 47,976,469

33. Reinsurance - nonproportional assumed financial lines XXX 50,199 0 64 4,844 45,291

34. Aggregate write-ins for other lines of business 0 0 0 0 0 0

35. TOTALS 14,091,439,360 5,000,120,133 1,062,144,229 345,585,638 5,619,268,226 14,188,849,857


3499. Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above) 0 0 0 0 0 0

(a) Does the company's direct premiums written include premiums recorded on an installment basis? Yes [ ] No [ X ]

If yes: 1. The amount of such installment premiums $ 0

2. Amount at which such installment premiums would have been reported had they been reported on an annualized basis $ 0

8


UNDERWRITING AND INVESTMENT EXHIBITPART 2 - LOSSES PAID AND INCURRED

Losses Paid Less Salvage 5 6 7 8

Line of Business

1

Direct Business

2

ReinsuranceAssumed

3

ReinsuranceRecovered

4

Net Payments(Cols. 1 + 2 -3 )

Net Losses UnpaidCurrent Year

(Part 2A , Col. 8)Net Losses Unpaid

Prior Year

Losses Incurred Current Year

(Cols. 4 + 5 - 6)

Percentage ofLosses Incurred(Col. 7, Part 2) to Premiums Earned

(Col. 4, Part 1)

1. Fire 473,791,005 460,617,241 30,482,635 903,925,612 1,548,559,843 963,667,241 1,488,818,214 94.3

2. Allied lines 1,050,626,047 25,508,602 37,043,674 1,039,090,975 2,205,970,090 1,100,538,779 2,144,522,286 449.9

3. Farmowners multiple peril 0 (2) (1) (1) 0 0 (1) 0.4

4. Homeowners multiple peril 701,052,415 27,724,769 (66,200,390) 794,977,574 840,549,216 403,760,951 1,231,765,840 111.8

5. Commercial multiple peril 372,907,040 9,621,469 103,918,350 278,610,158 843,832,397 604,795,214 517,647,342 79.2

6. Mortgage guaranty 0 4,563,177 461,032 4,102,145 29,165,756 21,130,559 12,137,343 4.9

8. Ocean marine 222,215,632 7,425,859 76,452,693 153,188,797 215,898,815 198,042,255 171,045,357 62.1

9. Inland marine 424,253,840 4,129,696 57,460,398 370,923,138 265,318,328 169,970,972 466,270,494 65.1

10. Financial guaranty 0 308 308 0 0 0 0 0.0

11.1 Medical professional liability - occurrence 21,420,248 5,456,223 445,388 26,431,083 176,910,275 199,081,287 4,260,071 11.3

11.2 Medical professional liability - claims-made 236,242,592 87,719,840 (65,633,231) 389,595,663 659,138,593 938,858,058 109,876,198 122.5

12. Earthquake 718,440 4,363,076 (606,716) 5,688,231 10,005,079 8,163,637 7,529,673 6.0

13. Group accident and health 468,006,480 5,385,658 41,314,546 432,077,592 207,672,728 308,295,315 331,455,005 25.3

14. Credit accident and health (group and individual) 0 0 0 0 0 0 0 0.0

15. Other accident and health 11,936,288 380,405,359 (40,469,578) 432,811,225 294,797,642 260,569,759 467,039,107 114.6

16. Workers' compensation 1,801,648,075 1,004,533,196 (482,074,871) 3,288,256,142 7,093,466,526 9,708,936,294 672,786,374 59.7

17.1 Other liability - occurrence 2,817,140,846 1,236,503,338 (901,774,818) 4,955,419,002 9,297,876,680 13,580,585,844 672,709,837 43.1

17.2 Other liability - claims-made 2,219,188,261 490,943,212 (663,111,311) 3,373,242,784 7,561,362,407 8,325,138,937 2,609,466,253 87.6

17.3 Excess workers' compensation 13,738,250 777,947 2,133,832 12,382,366 178,438,683 263,813,533 (72,992,483) (468.5)

18.1 Products liability - occurrence 108,054,983 1,920,223 23,250,560 86,724,646 795,793,831 752,899,293 129,619,183 147.9

18.2 Products liability - claims-made 16,213,486 41,104,649 (3,782,035) 61,100,170 307,084,723 350,709,346 17,475,547 57.9

19.1, 19.2 Private passenger auto liability 76,280,303 84,090,680 (11,504,812) 171,875,795 336,505,010 269,757,494 238,623,311 56.5

19.3, 19.4 Commercial auto liability 778,366,195 5,456,682 161,245,954 622,576,924 1,748,077,330 1,907,711,254 462,942,999 118.7

21. Auto physical damage 158,506,491 63,893,564 (15,353,289) 237,753,344 67,894,623 63,790,499 241,857,468 62.6

22. Aircraft (all perils) 148,068,840 716,579 34,176,643 114,608,777 329,076,346 310,041,408 133,643,714 76.4

23. Fidelity 53,542,932 11,933,844 (6,727,311) 72,204,087 140,165,394 178,237,634 34,131,847 31.1

24. Surety 3,881,341 46,557,218 7,394,920 43,043,639 71,594,807 70,178,297 44,460,148 74.9

26. Burglary and theft 1,642,879 1,014,676 (431,294) 3,088,849 11,605,151 21,265,276 (6,571,276) (19.8)

27. Boiler and machinery 63,310,003 3,584,657 30,013,440 36,881,220 66,942,803 55,598,325 48,225,698 98.3

28. Credit (1,208,089) 1,175,582 (68,025) 35,519 1,025,131 953,014 107,636 3.6

29. International 0 0 0 0 1 0 1 0.0

30. Warranty 59,406,499 5,937,938 (6,708,675) 72,053,112 18,526,072 16,966,810 73,612,373 86.0

31. Reinsurance - nonproportional assumed property XXX 7,635,811 2,548,457 5,087,355 18,357,940 13,969,821 9,475,474 131.4

32. Reinsurance - nonproportional assumed liability XXX 5,175,635 (234,905) 5,410,540 131,854,170 54,002,851 83,261,858 173.6

33. Reinsurance - nonproportional assumed financial lines XXX 0 (12,375) 12,375 3,777,897 3,551,000 239,272 528.3

34. Aggregate write-ins for other lines of business (7,747,466) 0 0 (7,747,466) 0 0 (7,747,466) 0.0

35. TOTALS 12,293,203,856 4,035,876,708 (1,656,350,808) 17,985,431,373 35,477,244,285 41,124,980,957 12,337,694,702 84.6


3499. Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above) (7,747,466) 0 0 (7,747,466) 0 0 (7,747,466) 0.0

9


UNDERWRITING AND INVESTMENT EXHIBITPART 2A - UNPAID LOSSES AND LOSS ADJUSTMENT EXPENSES

Reported Losses Incurred But Not Reported 8 9

Line of Business

1

Direct

2

ReinsuranceAssumed

3

DeductReinsuranceRecoverable

4

Net Losses Excl. Incurred But Not

Reported(Cols. 1 + 2 - 3)

5

Direct

6

ReinsuranceAssumed

7

ReinsuranceCeded

Net Losses Unpaid(Cols. 4 + 5 + 6 - 7)

Net UnpaidLoss Adjustment

Expenses

1. Fire 490,687,567 1,104,845,410 414,979,218 1,180,553,760 224,665,428 227,628,321 84,287,666 1,548,559,843 40,961,503

2. Allied lines 2,164,981,308 7,439,408 560,779,709 1,611,641,008 671,319,232 1,062,826,781 1,139,816,931 2,205,970,090 32,002,655

3. Farmowners multiple peril 0 0 0 0 0 22,839,158 22,839,158 0 0

4. Homeowners multiple peril 552,463,860 72,331,813 63,691,835 561,103,838 319,721,745 90,971,853 131,248,220 840,549,216 43,068,122

5. Commercial multiple peril 558,021,681 127,920,921 144,031,046 541,911,556 95,945,134 239,279,780 33,304,074 843,832,397 216,687,654

6. Mortgage guaranty 0 25,883,061 5,829,049 20,054,012 0 9,329,239 217,495 29,165,756 0

8. Ocean marine 122,097,589 101,841,249 68,268,625 155,670,213 58,788,654 33,963,658 32,523,710 215,898,815 16,582,613

9. Inland marine 584,846,696 81,383,412 525,052,205 141,177,904 91,570,326 47,986,959 15,416,860 265,318,328 10,910,841

10. Financial guaranty 0 0 0 0 0 96,648 96,648 0 0

11.1 Medical professional liability - occurrence 44,809,067 28,541,433 9,951,831 63,398,669 87,656,874 58,186,283 32,331,551 176,910,275 72,362,959

11.2 Medical professional liability - claims-made 267,519,015 48,976,128 32,040,111 284,455,032 662,020,502 20,113,914 307,450,855 659,138,593 95,596,805

12. Earthquake 463,576 9,870,076 739,632 9,594,020 258 434,918 24,118 10,005,079 67,563

13. Group accident and health 86,087,208 61,684,968 24,984,060 122,788,116 165,118,454 42,670,859 122,904,701 (a) 207,672,728 11,978,648

14. Credit accident and health (group and individual) 0 0 0 0 0 13,916,973 13,916,973 0 0

15. Other accident and health 1,234,952 145,360,699 10,443,912 136,151,739 3,348,475 157,265,306 1,967,878 (a) 294,797,642 2,638,076

16. Workers' compensation 4,464,791,914 14,681,185 1,591,120,435 2,888,352,664 6,710,607,310 1,081,048,301 3,586,541,749 7,093,466,526 681,918,773

17.1 Other liability - occurrence 5,285,970,736 493,056,402 1,127,396,898 4,651,630,240 10,977,548,297 2,041,432,532 8,372,734,389 9,297,876,680 1,549,340,377

17.2 Other liability - claims-made 2,998,114,994 674,415,045 369,532,437 3,302,997,603 4,710,999,745 288,061,807 740,696,748 7,561,362,407 797,786,930

17.3 Excess workers' compensation 75,324,137 6,401,886 10,722,535 71,003,488 59,725,440 213,319,426 165,609,670 178,438,683 21,441,351

18.1 Products liability - occurrence 370,553,356 47,989,215 123,112,720 295,429,851 349,021,790 438,312,079 286,969,889 795,793,831 216,223,171

18.2 Products liability - claims-made 43,436,495 138,828,527 21,130,706 161,134,316 71,017,320 87,923,913 12,990,826 307,084,723 26,851,398

19.1, 19.2 Private passenger auto liability 110,134,385 127,035,037 20,101,957 217,067,465 53,615,935 68,551,827 2,730,216 336,505,010 53,503,907

19.3, 19.4 Commercial auto liability 839,851,411 20,529,016 104,283,915 756,096,513 1,117,629,443 300,755,608 426,404,233 1,748,077,330 245,731,666

21. Auto physical damage 21,109,379 34,212,571 5,427,332 49,894,618 8,905,706 12,563,836 3,469,537 67,894,623 9,010,714

22. Aircraft (all perils) 410,212,852 7,229,675 161,306,316 256,136,211 111,997,899 59,538,935 98,596,699 329,076,346 50,729,391

23. Fidelity 50,003,175 18,900,978 8,578,616 60,325,537 79,516,887 48,500,207 48,177,236 140,165,394 29,089,099

24. Surety 73,203,697 28,102,095 25,810,509 75,495,283 47,568,127 3,826,903 55,295,507 71,594,807 3,774,181

26. Burglary and theft 11,604,829 868,134 867,812 11,605,151 742 1,787 2,529 11,605,151 43,605

27. Boiler and machinery 64,116,156 7,953,923 17,987,646 54,082,434 7,197,893 13,832,611 8,170,135 66,942,803 445,751

28. Credit 5,045,472 1,287,271 6,332,742 1 18,949 6,024,072 5,017,891 1,025,131 769,231

29. International 0 0 0 0 0 306 305 1 0

30. Warranty 203,171 51,493 42,555 212,109 15,682,048 22,742,408 20,110,494 18,526,072 218,842

31. Reinsurance - nonproportional assumed property XXX 5,909,541 555,771 5,353,770 XXX 13,225,966 221,795 18,357,940 0

32. Reinsurance - nonproportional assumed liability XXX 91,261,340 12,029,828 79,231,512 XXX 52,958,774 336,116 131,854,170 7,492,691

33. Reinsurance - nonproportional assumed financial lines XXX 534,276 37,207 497,069 XXX 3,374,378 93,550 3,777,897 0

34. Aggregate write-ins for other lines of business 0 0 0 0 0 0 0 0 0

35. TOTALS 19,696,888,679 3,535,326,190 5,467,169,170 17,765,045,698 26,701,208,613 6,783,506,325 15,772,516,351 35,477,244,285 4,237,228,518


3499. Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above) 0 0 0 0 0 0 0 0 0

(a) Including $ 0 for present value of life indemnity claims.

10


UNDERWRITING AND INVESTMENT EXHIBITPART 3 - EXPENSES

1

Loss Adjustment Expenses

2

Other Underwriting Expenses

3

InvestmentExpenses

4

Total

1. Claim adjustment services:

1.1 Direct 1,155,042,366 0 0 1,155,042,366

1.2 Reinsurance assumed 2,038,260,653 0 0 2,038,260,653

1.3 Reinsurance ceded 2,088,890,067 80,043,505 0 2,168,933,572

1.4 Net claim adjustment service (1.1 + 1.2 - 1.3) 1,104,412,952 (80,043,505) 0 1,024,369,447

2. Commission and brokerage:

2.1 Direct excluding contingent 0 1,648,724,887 0 1,648,724,887

2.2 Reinsurance assumed, excluding contingent 0 1,332,837,442 0 1,332,837,442

2.3 Reinsurance ceded, excluding contingent 0 343,877,637 0 343,877,637

2.4 Contingent - direct 0 53,217,238 0 53,217,238

2.5 Contingent - reinsurance assumed 0 80,917,654 0 80,917,654

2.6 Contingent - reinsurance ceded 0 164,465,125 0 164,465,125

2.7 Policy and membership fees 0 0 0 0

2.8 Net commission and brokerage (2.1 + 2.2 - 2.3 + 2.4 + 2.5 - 2.6 + 2.7) 0 2,607,354,459 0 2,607,354,459

3. Allowances to managers and agents 0 353,725,107 0 353,725,107

4. Advertising 0 23,037,295 0 23,037,295

5. Boards, bureaus and associations 0 23,971,688 0 23,971,688

6. Surveys and underwriting reports 0 26,371,828 0 26,371,828

7. Audit of assureds’ records 0 0 0 0

8. Salary and related items:

8.1 Salaries 274,955,917 415,240,097 26,334,413 716,530,427

8.2 Payroll taxes 19,736,932 40,259,128 2,196,324 62,192,384

9. Employee relations and welfare 50,385,565 107,963,069 15,359,600 173,708,234

10. Insurance 2,602,690 14,322,070 962 16,925,722

11. Directors’ fees 0 0 0 0

12. Travel and travel items 5,011,051 26,728,957 693,669 32,433,677

13. Rent and rent items 14,355,249 46,830,889 2,094,568 63,280,706

14. Equipment 1,023,916 23,442,631 573,653 25,040,200

15. Cost or depreciation of EDP equipment and software 28,688,127 572,017,859 1,222,850 601,928,836

16. Printing and stationery 665,411 4,516,568 550,200 5,732,179

17. Postage, telephone and telegraph, exchange and express 3,006,234 22,521,074 4,123,864 29,651,172

18. Legal and auditing 6,665,692 84,811,320 1,173,838 92,650,850

19. Totals (Lines 3 to 18) 407,096,784 1,785,759,580 54,323,941 2,247,180,305

20. Taxes, licenses and fees:

20.1 State and local insurance taxes deducting guaranty association

credits of $ 0 0 182,631,043 1,438 182,632,481

20.2 Insurance department licenses and fees 0 1,456,682 0 1,456,682

20.3 Gross guaranty association assessments 0 74,991,050 0 74,991,050

20.4 All other (excluding federal and foreign income and real estate) 0 11,777,513 0 11,777,513

20.5 Total taxes, licenses and fees (20.1 + 20.2 + 20.3 + 20.4) 0 270,856,289 1,438 270,857,727

21. Real estate expenses 0 959,518 0 959,518

22. Real estate taxes 0 0 0 0

23. Reimbursements by uninsured plans 0 0 0 0

24. Aggregate write-ins for miscellaneous expenses 0 76,697,540 70,378,679 147,076,219

25. Total expenses incurred 1,511,509,736 4,661,583,881 124,704,058 (a) 6,297,797,675

26. Less unpaid expenses - current year 4,237,228,518 458,767,968 0 4,695,996,486

27. Add unpaid expenses - prior year 6,506,595,334 639,830,371 0 7,146,425,705

28. Amounts receivable relating to uninsured plans, prior year 0 0 0 0

29. Amounts receivable relating to uninsured plans, current year 0 0 0 0

30. TOTAL EXPENSES PAID (Lines 25 - 26 + 27 - 28 + 29) 3,780,876,552 4,842,646,284 124,704,058 8,748,226,894


2499. Totals (Lines 2401 thru 2403 plus 2498)(Line 24 above) 0 76,697,540 70,378,679 147,076,219

(a) Includes management fees of $ 1,097,704,137 to affiliates and $ 33,543,133 to non-affiliates.

11


EXHIBIT OF NET INVESTMENT INCOME

1 2Collected During Year Earned During Year

1. U.S. Government bonds (a) 12,979,405 68,796,255

1.1 Bonds exempt from U.S. tax (a) 425,391,564 329,498,583

1.2 Other bonds (unaffiliated) (a) 1,878,986,362 1,858,995,179

1.3 Bonds of affiliates (a) (4,058) (10,965)

2.1 Preferred stocks (unaffiliated) (b) 1,929,410 1,929,410

2.11 Preferred stocks of affiliates (b) 0 0

2.2 Common stocks (unaffiliated) 8,520,056 8,415,459

2.21 Common stocks of affiliates 23,895 23,895

3. Mortgage loans (c) 222,981,889 224,907,137

4. Real estate (d) 8,114,046 8,114,046

5 Contract loans 0 0

6 Cash, cash equivalents and short-term investments (e) 8,223,538 8,209,235

7 Derivative instruments (f) (22,424,325) (22,424,325)

8. Other invested assets 578,485,745 578,124,444

9. Aggregate write-ins for investment income 9,260,669 9,260,669

10. Total gross investment income 3,132,468,196 3,073,839,023

11. Investment expenses (g) 124,702,620

12. Investment taxes, licenses and fees, excluding federal income taxes (g) 1,438

13. Interest expense (h) 0

14. Depreciation on real estate and other invested assets (i) 1,111,722

15. Aggregate write-ins for deductions from investment income 0

16. Total deductions (Lines 11 through 15) 125,815,780

17. Net investment income (Line 10 minus Line 16) 2,948,023,243


0999. Totals (Lines 0901 thru 0903 plus 0998) (Line 9, above) 9,260,669 9,260,669

1599. Totals (Lines 1501 thru 1503 plus 1598) (Line 15, above) 0

(a) Includes $ 970,739,251 accrual of discount less $ 557,213,160 amortization of premium and less $ 74,349,071 paid for accrued interest on purchases.

(b) Includes $ 21,278 accrual of discount less $ 125,277 amortization of premium and less $ 0 paid for accrued dividends on purchases.

(c) Includes $ 6,332,190 accrual of discount less $ 3,211,228 amortization of premium and less $ 0 paid for accrued interest on purchases.

(d) Includes $ 0 for company’s occupancy of its own buildings; and excludes $ 1,265,267 interest on encumbrances.

(e) Includes $ 9,292 accrual of discount less $ 370 amortization of premium and less $ 5,755 paid for accrued interest on purchases.

(f) Includes $ 0 accrual of discount less $ 0 amortization of premium.

(g) Includes $ 0 investment expenses and $ 0 investment taxes, licenses and fees, excluding federal income taxes, attributable tosegregated and Separate Accounts.

(h) Includes $ 0 interest on surplus notes and $ 0 interest on capital notes.

(i) Includes $ 0 depreciation on real estate and $ 0 depreciation on other invested assets.

EXHIBIT OF CAPITAL GAINS (LOSSES)1

Realized Gain (Loss) On Sales or Maturity

2

Other Realized Adjustments

3

Total Realized Capital Gain (Loss)

(Columns 1 + 2)

4

Change inUnrealized Capital

Gain (Loss)

5

Change in Unrealized Foreign Exchange Capital Gain (Loss)

1. U.S. Government bonds 174,738 0 174,738 0 0

1.1 Bonds exempt from U.S. tax (41,171,456) (47,504) (41,218,960) 0 0

1.2 Other bonds (unaffiliated) 415,819,466 (480,168,693) (64,349,227) 32,907,825 182,472,425

1.3 Bonds of affiliates 0 0 0 921,626 0

2.1 Preferred stocks (unaffiliated) 0 0 0 0 0

2.11 Preferred stocks of affiliates 0 0 0 0 0

2.2 Common stocks (unaffiliated) 48,394,921 (390,573) 48,004,348 130,337,810 (2,085,659)

2.21 Common stocks of affiliates 80,713,319 0 80,713,319 (65,663,409) 0

3. Mortgage loans 3,880,804 5,304,747 9,185,551 0 103,117,991

4. Real estate 0 0 0 0 0

5. Contract loans 0 0 0 0 0

6. Cash, cash equivalents and short-term investments 331 0 331 0 0

7. Derivative instruments (7,860,271) 0 (7,860,271) 0 (195,896,974)

8. Other invested assets 239,568,850 (159,932,528) 79,636,322 347,539,144 82,854,879

9. Aggregate write-ins for capital gains (losses) 27,256,328 14,739,257 41,995,585 (8,669,155) 0

10. Total capital gains (losses) 766,777,030 (620,495,293) 146,281,736 437,373,841 170,462,663


0999. Totals (Lines 0901 thru 0903 plus 0998) (Line 9, above) 27,256,328 14,739,257 41,995,585 (8,669,155) 0

12


SCHEDULE F - PART 1Assumed Reinsurance as of December 31, Current Year ($000 Omitted)

1 2 3 4 5 Reinsurance On 8 9 10 11 12 13 14 15

IDNumber

NAICCom-panyCode Name of Reinsured

Domiciliary Jurisdiction

AssumedPremium

6

Paid Losses and Loss Adjustment

Expenses

7

Known CaseLosses and LAE Cols. 6 + 7

Contingent Commissions

Payable

AssumedPremiums Receivable

UnearnedPremium

Funds Held By or Deposited With

Reinsured Companies

Letters of Credit Posted

Amount of Assets Pledged or

Compensating Balances to

Secure Letters of Credit

Amount of Assets Pledged

or Collateral Held in Trust

0199999 Affiliates - U.S. Intercompany Pooling 3 1 5 6 1 3 (1) (1) 0 0 0

0299999 Affiliates - U.S. Non-Pool - Captive 0 0 735 735 0 0 0 0 0 0 0

0399999 Affiliates - U.S. Non-Pool - Other 6,216 0 3,588 3,588 0 32,477 (1) 1 0 0 0

0499999 Total - U.S. Non-Pool 6,216 0 4,323 4,324 0 32,477 (1) 1 0 0 0

0599999 Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0 0 0 0

0699999 Affiliates - Other (Non-U.S.) - Other 4,730,419 597,736 2,816,678 3,414,413 0 1,196,506 3,098,504 553,761 0 0 0

0799999 Total - Other (Non-U.S.) 4,730,419 597,736 2,816,678 3,414,413 0 1,196,506 3,098,504 553,761 0 0 0

0899999 Total - Affiliates 4,736,639 597,737 2,821,006 3,418,743 1 1,228,986 3,098,502 553,761 0 0 0

0999998 Other U.S. Unaffiliated Insurers Reinsurance for which the total of Column 8 is less than $100,000 0 0 0 0 0 0 0 0 0 0 0

0999999 Total Other U.S. Unaffiliated Insurers 436,735 1,573 656,171 657,743 0 53,057 386,278 3,188 0 281,103 0

1099998 Pools and Associations - Reinsurance for which the total of Column 8 is less than $100,000 - Mandatory Pools 0 0 0 0 0 0 0 0 0 0 0

1099999 Total Pools, Associations or Other Similar Facilities - Mandatory Pools 52,775 12,681 268,734 281,415 0 19,092 24,044 3,733 0 0 0

1199998 Pools and Associations - Reinsurance for which the total of Column 8 is less than $100,000 - Voluntary Pools 0 0 0 0 0 0 0 0 0 0 0

1199999 Total Pools, Associations or Other Similar Facilities - Voluntary Pools 4,212 747 26,523 27,270 0 3,950 12,992 12,547 0 0 0

1299999 Total - Pools and Associations 56,987 13,428 295,256 308,685 0 23,043 37,036 16,280 0 0 0

1399998 Other Non-U.S. Insurers - Reinsurance for which the total of Column 8 is less than $100,000 0 0 0 0 0 0 0 0 0 0 0

1399999 Total Other Non-U.S. Insurers 568,421 47,014 549,484 596,498 0 235,970 247,599 47,019 724 0 0

9999999 Totals 5,798,783 659,751 4,321,917 4,981,669 1 1,541,056 3,769,416 620,248 724 281,103 0

20


SCHEDULE F - PART 2Premium Portfolio Reinsurance Effected or (Canceled) during Current Year

1

IDNumber

2NAICCom-panyCode

3

Name of Company

4

Date ofContract

5

OriginalPremium

6

ReinsurancePremium

0199999 Total Reinsurance Ceded By Portfolio 0 0

0299999 Total Reinsurance Assumed By Portfolio 0 0

21


SCHEDULE F - PART 3Ceded Reinsurance as of December 31, Current Year ($000 Omitted)

1 2 3 4 5 6 Reinsurance Recoverable On Reinsurance Payable 18 19

IDNumber

NAICCom-panyCode Name of Reinsurer

DomiciliaryJurisdiction

SpecialCode

Reinsurance Premiums

Ceded

7

PaidLosses

8

Paid LAE

9

Known Case Loss

Reserves

10

Known Case LAE

Reserves

11

IBNR Loss Reserves

12

IBNR LAE Reserves

13

Unearned Premiums

14

Contingent Commis-

sions

15

Columns7 thru 14

Totals

16

Ceded Balances Payable

17

Other AmountsDue to

Reinsurers

Net Amount Recoverable

From Reinsurers Cols. 15 -[16 + 17]

Funds Held By Company

Under Reinsurance

Treaties0199999 Total Authorized - Affiliates - U.S. Intercompany Pool 2 0 4 (2) 0 2 1 (1) (2) 2 (1) 2 1 1

0299999 Total Authorized - Affiliates - U.S. Non-Pool - Captive 0 0 0 0 0 0 0 0 0 1 0 0 1 0

0399999 Total Authorized - Affiliates - U.S. Non-Pool - Other 315,181 3 (3) 15 0 3,635,803 633 18 0 3,636,468 (66,645) 0 3,703,113 0

0499999 Total Authorized - Affiliates - U.S. Non-Pool 315,180 3 (3) 15 0 3,635,803 633 19 0 3,636,469 (66,646) 0 3,703,114 0

0599999 Total Authorized - Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0699999 Total Authorized - Affiliates - Other (Non-U.S.) - Other 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0799999 Total Authorized - Affiliates - Other (Non-U.S.) 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0899999 Total Authorized - Affiliates 315,182 3 1 12 0 3,635,805 634 17 (2) 3,636,470 (66,647) 2 3,703,115 1

0999998 Total Authorized - Other U.S. Unaffiliated Insurers (Under $100,000) 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0999999 Total Authorized - Other U.S. Unaffiliated Insurers 737,809 305,504 83,411 2,796,814 4,148 8,633,254 3,458,094 244,034 35,016 15,560,275 62,415 242 15,497,619 55,665

1099999 Total Authorized - Pools - Mandatory Pools 38,259 6,738 418 12,311 0 4,530 790 7,330 0 32,118 2,462 0 29,655 5,512

1199999 Total Authorized - Pools - Voluntary Pools 0 0 0 0 0 0 0 0 0 0 0 0 0 0

1299998 Total Authorized - Other Non-U.S. Insurers (Under $100,000) 0 0 0 0 0 0 0 0 0 0 0 0 0 0

1299999 Total Authorized - Other Non-U.S. Insurers 310,053 60,347 5,088 363,956 848 81,137 20,709 94,231 665 626,981 44,626 16 582,340 3,338

1399999 Total Authorized 1,401,303 372,592 88,919 3,173,093 4,996 12,354,726 3,480,227 345,612 35,679 19,855,844 42,856 260 19,812,729 64,515

1499999 Total Unauthorized - Affiliates - U.S. Intercompany Pooling 0 0 0 0 0 0 0 0 0 0 0 0 0 0

1599999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive 8,862 (1,989) 3,285 4,815 0 4,745 621 0 0 11,476 413 0 11,063 7,828

1699999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other (8,432) 0 0 0 0 0 0 43,830 0 43,830 47,301 0 (3,471) 0

1799999 Total Unauthorized - Affiliates - U.S. Non-Pool 430 (1,989) 3,285 4,815 0 4,745 621 43,830 0 55,307 47,715 0 7,592 7,828

1899999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive 6,498 1,309 15 919 0 2,817 763 28 0 5,851 1,513 0 4,338 250

1999999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other 25,260 8,577 1,703 36,953 0 25,650 7,490 7,692 0 88,065 18,348 0 69,716 171

2099999 Total Unauthorized - Affiliates - Other (Non-U.S.) 31,758 9,886 1,718 37,872 0 28,466 8,253 7,720 0 93,916 19,861 0 74,055 421

2199999 Total Unauthorized - Affiliates 32,189 7,896 5,003 42,687 0 33,212 8,874 51,550 0 149,222 67,576 0 81,647 8,249

2299998 Total Unauthorized - Other U.S. Unaffiliated Insurers (Under $100,000) 0 0 0 0 0 0 0 0 0 0 0 0 0 0

2299999 Total Unauthorized - Other U.S. Unaffiliated Insurers 487,660 (15,664) 29,350 191,598 0 342,667 94,764 137,728 (4) 780,439 98,806 2 681,631 51,198

2399999 Total Unauthorized - Pools - Mandatory Pools 0 0 0 0 0 0 0 0 0 0 0 0 0 0

2499999 Total Unauthorized - Pools - Voluntary Pools 786 246 1 250 0 86 2 108 0 693 90 0 603 0

2599998 Total Unauthorized - Other Non-U.S. Insurers (Under $100,000) 0 0 0 0 0 0 0 0 0 0 0 0 0 0

2599999 Total Unauthorized - Other Non-U.S. Insurers 2,630,909 196,872 23,898 1,599,902 8 1,567,048 394,143 679,758 1,001 4,462,629 411,484 54 4,051,091 120,279

2699999 Total Unauthorized 3,151,543 189,350 58,252 1,834,437 8 1,943,012 497,783 869,145 996 5,392,983 577,955 55 4,814,972 179,727

2799999 Total Certified - Affiliates - U.S. Intercompany Pooling 0 0 0 0 0 0 0 0 0 0 0 0 0 0

2899999 Total Certified - Affiliates - U.S. Non-Pool - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0 0

2999999 Total Certified - Affiliates - U.S. Non-Pool - Other 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3099999 Total Certified - Affiliates - U.S. Non-Pool 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3199999 Total Certified - Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3299999 Total Certified - Affiliates - Other (Non-U.S.) - Other 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3399999 Total Certified - Affiliates - Other (Non-U.S.) 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3499999 Total Certified - Affiliates 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3599998 Total Certified - Other U.S. Unaffiliated Insurers (Under $100,000) 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3599999 Total Certified - Other U.S. Unaffiliated Insurers 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3699999 Total Certified - Pools - Mandatory Pools 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3799999 Total Certified - Pools - Voluntary Pools 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3899998 Total Certified - Other Non-U.S. Insurers (Under $100,000) 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3899999 Total Certified - Other Non-U.S. Insurers 1,412,009 64,218 2,149 459,638 2,749 1,474,778 311,343 602,979 5 2,917,859 29,601 0 2,888,259 1,264,330

3999999 Total Certified 1,412,009 64,218 2,149 459,638 2,749 1,474,778 311,343 602,979 5 2,917,859 29,601 0 2,888,259 1,264,330

4099999 Total Authorized, Unauthorized and Certified 5,964,854 626,161 149,319 5,467,169 7,752 15,772,516 4,289,353 1,817,735 36,681 28,166,687 650,412 315 27,515,960 1,508,572

4199999 Total Protected Cells 0 0 0 0 0 0 0 0 0 0 0 0 0 0

9999999 Totals 5,964,854 626,161 149,319 5,467,169 7,752 15,772,516 4,289,353 1,817,735 36,681 28,166,687 650,412 315 27,515,960 1,508,572

NOTE: Report the five largest provisional commission rates included in the cedant's reinsurance treaties.The commission rate to be reported is by contract with ceded premium in excess of $50,000:

B. Report the five largest reinsurance recoverables reported in Column 15, due from any one reinsurer (based on the total recoverables, Line 9999999, Column 15), the amount of ceded premium, and indicate whether the recoverables are due from an affiliated insurer.

1Name of Reinsurer

2Commission Rate

3Ceded Premium

1Name of Reinsurer

2Total Recoverables

3Ceded Premiums

4Affiliated

1. 0.000 1,486,083 1. 49,091,333 11,048,684 Yes [ ] No [ ]

2. 0.000 2,964,758 2. 31,296,839 5,992,500 Yes [ ] No [ ]

3. 0.000 27,381,993 3. 24,607,853 56,020 Yes [ ] No [ ]

4. 0.000 4,141,303 4. 3,588,264 712,953 Yes [ ] No [ ]

5. 0.000 82,960,831 5. 2,009,564 93,891 Yes [ ] No [ ]

22


SCHEDULE F - PART 4Aging of Ceded Reinsurance as of December 31, Current Year ($000 Omitted)

1 2 3 4 Reinsurance Recoverable on Paid Losses and Paid Loss Adjustment Expenses 12 13NAIC 5 Overdue 11 Percentage More

IDNumber

Com-panyCode Name of Reinsurer Domiciliary Jurisdiction Current

6

1 to 29 Days

7

30 to 90 Days

8

91 to 120 Days

9

Over 120 Days

10Total Overdue

Cols. 6 + 7 + 8 + 9Total Due

Cols. 5 + 10

PercentageOverdue

Col. 10/Col. 11

Than 120 Days Overdue

Col. 9/Col. 11

0199999 Total Authorized - Affiliates - U.S. Intercompany Pool (1) 1 3 2 1 8 6 117.1 20.3

0299999 Total Authorized - Affiliates - U.S. Non-Pool - Captive 0 0 0 0 0 0 0 0.0 0.0

0399999 Total Authorized - Affiliates - U.S. Non-Pool - Other 1 (1) 1 0 (2,730) (2,730) (2,729) 100.0 100.0

0499999 Total Authorized - Affiliates - U.S. Non-Pool 1 (1) 1 0 (2,730) (2,730) (2,729) 100.0 100.0

0599999 Total Authorized - Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0.0 0.0

0699999 Total Authorized - Affiliates - Other (Non-U.S.) - Other 0 0 0 0 0 0 0 0.0 0.0

0799999 Total Authorized - Affiliates - Other (Non-U.S.) 0 0 0 0 0 0 0 0.0 0.0

0899999 Total Authorized - Affiliates 0 (1) 4 2 (2,728) (2,722) (2,722) 100.0 100.2

0999999 Total Authorized - Other U.S. Unaffiliated Insurers 243,348 8,263 42,384 9,756 85,395 145,798 389,147 37.5 21.9

1099999 Total Authorized - Pools - Mandatory Pools 6,741 0 0 0 415 415 7,156 5.8 5.8

1199999 Total Authorized - Pools - Voluntary Pools 0 0 0 0 0 0 0 0.0 0.0

1299999 Total Authorized - Other Non-U.S. Insurers 25,922 5,816 8,473 970 26,751 42,010 67,931 61.8 39.4

1399999 Total Authorized 276,011 14,079 50,862 10,728 109,832 185,501 461,512 40.2 23.8

1499999 Total Unauthorized - Affiliates - U.S. Intercompany Pooling 0 0 0 0 0 0 0 0.0 0.0

1599999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive 150 (901) 2,155 (1,381) 1,272 1,145 1,295 88.4 98.2

1699999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other 0 0 0 0 0 0 0 0.0 0.0

1799999 Total Unauthorized - Affiliates - U.S. Non-Pool 150 (901) 2,155 (1,381) 1,272 1,145 1,295 88.4 98.2

1899999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive 23 214 138 0 950 1,301 1,324 98.3 71.7

1999999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other 3,486 1,181 43 45 5,524 6,794 10,280 66.1 53.7

2099999 Total Unauthorized - Affiliates - Other (Non-U.S.) 3,509 1,395 181 45 6,474 8,095 11,604 69.8 55.8

2199999 Total Unauthorized - Affiliates 3,659 494 2,336 (1,336) 7,746 9,240 12,899 71.6 60.0

2299999 Total Unauthorized - Other U.S. Unaffiliated Insurers 10,562 (1,953) 2,448 1,846 783 3,125 13,686 22.8 5.7

2399999 Total Unauthorized - Pools - Mandatory Pools 0 0 0 0 0 0 0 0.0 0.0

2499999 Total Unauthorized - Pools - Voluntary Pools 0 5 1 0 240 246 247 99.9 97.3

2599999 Total Unauthorized - Other Non-U.S. Insurers 127,452 15,393 27,294 2,672 51,036 96,394 223,847 43.1 22.8

2699999 Total Unauthorized 141,673 13,939 32,079 3,183 59,805 109,005 250,679 43.5 23.9

2799999 Total Certified - Affiliates - U.S. Intercompany Pooling 0 0 0 0 0 0 0 0.0 0.0

2899999 Total Certified - Affiliates - U.S. Non-Pool - Captive 0 0 0 0 0 0 0 0.0 0.0

2999999 Total Certified - Affiliates - U.S. Non-Pool - Other 0 0 0 0 0 0 0 0.0 0.0

3099999 Total Certified - Affiliates - U.S. Non-Pool 0 0 0 0 0 0 0 0.0 0.0

3199999 Total Certified - Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0.0 0.0

3299999 Total Certified - Affiliates - Other (Non-U.S.) - Other 0 0 0 0 0 0 0 0.0 0.0

3399999 Total Certified - Affiliates - Other (Non-U.S.) 0 0 0 0 0 0 0 0.0 0.0

3499999 Total Certified - Affiliates 0 0 0 0 0 0 0 0.0 0.0

3599999 Total Certified - Other U.S. Unaffiliated Insurers 0 0 0 0 0 0 0 0.0 0.0

3699999 Total Certified - Pools - Mandatory Pools 0 0 0 0 0 0 0 0.0 0.0

3799999 Total Certified - Pools - Voluntary Pools 0 0 0 0 0 0 0 0.0 0.0

3899999 Total Certified - Other Non-U.S. Insurers 61,012 (663) 2,690 20 232 2,278 63,290 3.6 0.4

3999999 Total Certified 61,012 (663) 2,690 20 232 2,278 63,290 3.6 0.4

4099999 Total Authorized and Unauthorized 478,696 27,355 85,630 13,931 169,869 296,784 775,480 38.3 21.9

4199999 Total Protected Cells 0 0 0 0 0 0 0 0.0 0.0

9999999 Totals 478,696 27,355 85,630 13,931 169,869 296,784 775,480 38.3 21.9

23


SCHEDULE F - PART 5Provision for Unauthorized Reinsurance as of December 31, Current Year ($000 Omitted)

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

IDNumber


Domi-ciliaryJuris-diction

SpecialCode

Reinsurance Recoverable

all Items Schedule F

Part 3,Col. 15

Funds HeldBy Company

Under Reinsurance

TreatiesLetters of

Credit

Issuing or Confirming

Bank Reference Number (a)


Miscellaneous Balances Payable

Trust Funds and

OtherAllowedOffsetItems

Total Collateral and

Offsets Allowed (Cols.

7+8+10+11 +12 but not in

Excess ofCol. 6)

Provision for Unauthorized Reinsurance(Col. 6 Minus

Col. 13)

Recoverable Paid Losses & LAE Expenses Over 90 Days past Due not

in Dispute

20% ofAmount in

Col. 15

20% ofAmount in

Dispute Included in Column 6

Provision for Overdue

Reinsurance (Col 16 plus

Col. 17)

Total Provision for

Reinsurance Ceded to

Unauthorized Reinsurers

(Col. 14 plus Col. 18 but not in Excess of

Col. 6)0199999 Total Affiliates - U.S. Intercompany Pooling 0 0 0 XXX 0 0 0 0 0 0 0 0 0 0

0299999 Affiliates - U.S. Non-Pool - Captive 11,476 7,828 20,000 XXX 413 0 1,085 11,476 0 (109) (22) 0 (22) 0

0399999 Affiliates - U.S. Non-Pool - Other 43,830 0 0 XXX 47,301 0 0 43,830 0 0 0 0 0 0

0499999 Total - U.S. Non-Pool 55,307 7,828 20,000 XXX 47,715 0 1,085 55,307 0 (109) (22) 0 (22) 0

0599999 Affiliates - Other (Non-U.S.) - Captive 5,851 250 0 XXX 1,513 0 6,250 5,851 0 950 190 0 190 190

0699999 Affiliates - Other (Non-U.S.) - Other 88,095 171 1 XXX 18,348 0 217,996 83,543 4,552 5,555 1,111 0 1,111 5,527

0799999 Total - Other (Non-U.S.) 93,946 421 1 XXX 19,861 0 224,246 89,394 4,552 6,504 1,301 0 1,301 5,717

0899999 Total Affiliates 149,252 8,249 20,001 XXX 67,576 0 225,331 144,701 4,552 6,395 1,279 0 1,279 5,717

0999999 Total Other U.S. Unaffiliated Insurers 780,439 51,198 359,297 XXX 98,806 248,980 301,238 780,439 0 1,138 228 309 537 2,476

1099999 Total Pools and Associations - Mandatory 0 0 0 XXX 0 0 0 0 0 0 0 0 0 0

1199999 Total Pools and Associations - Voluntary 693 0 24,210 XXX 90 603 0 693 0 240 48 0 48 48

1299999 Total Other Non-U.S. Insurers 4,462,629 120,279 3,138,307 XXX 411,483 1,295,602 1,908,281 4,462,627 1 23,212 4,642 6,235 10,877 15,378

1399999 Total Affiliates and Others 5,393,013 179,727 3,541,816 XXX 577,954 1,545,185 2,434,849 5,388,459 4,553 30,985 6,197 6,544 12,741 23,619

1499999 Total Protected Cells 0 0 0 XXX 0 0 0 0 0 0 0 0 0 0

9999999 Totals 5,393,013 179,727 3,541,816 XXX 577,954 1,545,185 2,434,849 5,388,459 4,553 30,985 6,197 6,544 12,741 23,619

1. Amounts in dispute totaling $ 32,650 are included in Column 5.2. Amounts in dispute totaling $ 31,987 are excluded from Column 16.

(a)Code

American Bankers Association(ABA) Routing Number Bank Name

24


SCHEDULE F - PART 6 - SECTION 1Provision for Reinsurance Ceded to Certified Reinsurers as of December 31, Current Year ($000 Omitted)

1 2 3 4 5 6 7 8 9 10 11 Collateral Provided 18 19 20 2112 13 14 15 16 17 Percent Percent

IDNumber


Domi-ciliaryJuris-diction

Certified Rein-surer

Rating(1

through 6)

Effective Date ofCertified

Reinsurer Rating

Percent Collateral Requiredfor Full Credit

(0% - 100%)

Net Amount Recoverable

from Reinsurers

(Sch. F Part 3 Col. 18)

Catastrophe Recoverables Qualifying for

Collateral Deferral

NetRecoverables

Subject to Collateral

Requirements for Full Credit (Col 8 - Col 9)

DollarAmount of Collateral Required(Col 10 x

Col 7)

Multiple Beneficiary

Trust

Funds Held By Company

Under Reinsurance

TreatiesLetters of

Credit

Issuing or Confirming

Bank Reference Number (a)

Other Allowable Collateral

Total Collateral Provided

(Col. 12 + 13 + 14 + 16 )

of Collateral Providedfor Net

Recover-ables

Subject to Collateral Require-ments

(Col. 17 / by Col. 10)

Credit Allowed on

Net Recove-rables

Subject to Collateral Require-ments

(Col 18 / Col 7, not to Exceed 100%)

Amount ofCredit

Allowed for Net

Recover-ables

(Col. 9 + (Col. 10 x Col. 19))

Provision for Reinsurancewith Certified Reinsurers

Due to Collateral Deficiency

(Col. 8 - Col. 20)

0199999 Total Affiliates - U.S. Intercompany Pooling 0 0 0 0 0 0 0 XXX 0 0 XXX XXX 0 0

0299999 - Affiliates - U.S. Non-Pool - Captive 0 0 0 0 0 0 0 XXX 0 0 XXX XXX 0 0

0399999 - Affiliates - U.S. Non-Pool - Other 0 0 0 0 0 0 0 XXX 0 0 XXX XXX 0 0

0499999 - Total - U.S. Non-Pool 0 0 0 0 0 0 0 XXX 0 0 XXX XXX 0 0

0599999 - Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 XXX 0 0 XXX XXX 0 0

0699999 - Affiliates - Other (Non-U.S.) - Other 78,770 0 78,770 59,077 0 0 0 XXX 59,260 59,260 XXX XXX 78,770 0

0799999 - Total - Other (Non-U.S.) 78,770 0 78,770 59,077 0 0 0 XXX 59,260 59,260 XXX XXX 78,770 0

0899999 - Total - Affiliates 78,770 0 78,770 59,077 0 0 0 XXX 59,260 59,260 XXX XXX 78,770 0

0999999 Total Other U.S. Unaffiliated Insurers 0 0 0 0 0 0 0 XXX 0 0 XXX XXX 0 0

1099999 Total Pools and Associations - Mandatory 0 0 0 0 0 0 0 XXX 0 0 XXX XXX 0 0

1199999 Total Pools and Associations - Voluntary 0 0 0 0 0 0 0 XXX 0 0 XXX XXX 0 0

1299999 Total Other Non-U.S. Insurers 2,809,489 0 2,809,489 289,507 303,348 1,264,330 323,336 XXX 9,423 1,900,437 XXX XXX 2,811,798 0

1399999 Total Affiliates and Others 2,888,259 0 2,888,259 348,584 303,348 1,264,330 323,336 XXX 68,683 1,959,697 XXX XXX 2,890,567 0

1499999 Total Protected Cells 0 0 0 0 0 0 0 XXX 0 0 XXX XXX 0 0

9999999 - Total 2,888,259 0 2,888,259 348,584 303,348 1,264,330 323,336 XXX 68,683 1,959,697 XXX XXX 2,890,567 0

(a)Code

American Bankers Association(ABA) Routing Number Bank Name

25


SCHEDULE F - PART 6 - SECTION 2Provision for Overdue Reinsurance Ceded to Certified Reinsurers as of December 31, Current Year ($000 Omitted)

1 2 3 4 5 6 7 8 9 10 11 Complete if Column 8 is 20% or Greater: 15

IDNumber


DomiciliaryJurisdiction

Reinsurance Recoverable on

Paid Loss and

LAE MoreThan

90 Days Overdue

(a)

Total Reinsurance

Recoverable on Paid Losses

and LAE(b)

Amounts Received

Prior 90 Days

Percent More Than 90 Days

Overdue

20% of Amounts in

Col. 5

20% of Amounts in

Dispute Excluded from

Col. 5

Amount of Credit Allowed

for Net Recoverables (Sch. F Part 6 Section 1 Col.

20)

12

Total Collateral Provided

(Sch. F Part 6 Section 1Col. 17)

not to Exceed Col 11

13

NetUnsecured

Recoverable for which Credit is

allowed (Col. 11 - Col.

12)

14

20% of Amount in Col. 13

Provision for Overdue

Reinsurance Ceded to Certified

Reinsurers (Greater of Col. 9 + Col. 10 or Col. 14) not to Exceed Col. 11

0199999 Total Affiliates - U.S. Intercompany Pooling 0 0 0 XXX 0 0 0 0 0 0 0

0299999 Affiliates - U.S. Non-Pool - Captive 0 0 0 XXX 0 0 0 0 0 0 0

0399999 Affiliates - U.S. Non-Pool - Other 0 0 0 XXX 0 0 0 0 0 0 0

0499999 Total - U.S. Non-Pool 0 0 0 XXX 0 0 0 0 0 0 0

0599999 Affiliates - Other (Non-U.S.) - Captive 0 0 0 XXX 0 0 0 0 0 0 0

0699999 Affiliates - Other (Non-U.S.) - Other 0 0 0 XXX 0 0 0 0 0 0 0

0799999 Total - Other (Non-U.S.) 0 0 0 XXX 0 0 0 0 0 0 0

0899999 Total Affiliates 0 0 0 XXX 0 0 0 0 0 0 0

0999999 Total Other U.S. Unaffiliated Insurers 0 0 0 XXX 0 0 0 0 0 0 0

1099999 Total Pools and Associations - Mandatory 0 0 0 XXX 0 0 0 0 0 0 0

1199999 Total Pools and Associations - Voluntary 0 0 0 XXX 0 0 0 0 0 0 0

1299999 Total Other Non-U.S. Insurers 251 63,289 2,388 XXX 50 0 2,799,413 0 0 0 50

1399999 Total Affiliates and Others 251 63,289 2,388 XXX 50 0 2,799,413 0 0 0 50

1499999 Total Protected Cells 0 0 0 XXX 0 0 0 0 0 0 0

9999999 Totals 251 63,289 2,388 XXX 50 0 2,799,413 0 0 0 50

(a) From Schedule F - Part 4 Columns 8 + 9, total certified, less $ 0 in dispute.(b) From Schedule F - Part 3 Columns 7 + 8, total certified, less $ 0 in dispute.

26


SCHEDULE F - PART 7Provision for Overdue Authorized Reinsurance as of December 31, Current Year

1

FederalID

Number

2

NAICCom-panyCode

3

Name of Reinsurer

4Reinsurance

Recoverable on Paid Losses and

LAE More Than90 Days Overdue

(a)

5

Total Reinsurance Recoverable on Paid

Losses and LAE(b)

6

Amounts ReceivedPrior 90 Days

7

Col. 4 divided by(Cols. 5 + 6)

8

Amounts in Col. 4 for Companies Reporting

less than 20% inCol. 7

9Amounts in Dispute

Excluded from Col. 4 for Companies

Reportingless than 20% in

Col. 7

10

20% of Amountin Col. 9

11

Amount Reported inCol. 8 x 20% + Col. 10

9999999 Totals 5,175,290 296,300,624 145,408,677 XXX 3,118,992 114,848,882 22,969,776 23,605,189

(a) From Schedule F - Part 4 Columns 8 + 9, total authorized, less $ 118,111,058 in dispute.(b) From Schedule F - Part 3 Columns 7 + 8, total authorized, less $ 134,353,722 in dispute.

27


SCHEDULE F - PART 8Provision for Overdue Reinsurance as of December 31, Current Year

1

Federal ID Number

2NAICCom-panyCode

3

Name of Reinsurer

4

Reinsurance Recoverable

All Items

5Funds Held By

Company Under Reinsurance

Treaties

6

Letters of Credit

7


8

OtherMiscellaneous

Balances

9

OtherAllowed Offset

Items

10Sum of Cols. 5 through 9 butnot in excess

of Col. 4

11

Col. 4 minusCol. 10

12

Greater of Col. 11 or Schedule F - Part 4

Cols. 8 + 9

9999999 Totals 19,711,083 632,397 184,116 4,980,188 0 0 1,370,014 18,341,068 18,600,583

1. Total 18,600,583

2. Line 1 x .20 3,720,117

3. Schedule F - Part 7 Col. 11 23,605,189

4. Provision for Overdue Authorized Reinsurance (Lines 2 + 3) 27,325,305

5. Provision for Reinsurance Ceded to Unauthorized Reinsurers (Schedule F - Part 5 Col. 19 x1000) 23,619,358

6. Provision for Reinsurance Ceded to Certified Reinsurers (Schedule F- Part 6, Section 1, Col. 21 x 1000) 40

7. Provision for Overdue Reinsurance Ceded to Certified Reinsurers (Schedule F - Part 6, Section 2, Col 15 x 1000) 50,298

8. Provision for Reinsurance (sum Lines 4 + 5 + 6 + 7) (Enter this amount on Page 3, Line 16) 50,995,001

28


SCHEDULE H - ACCIDENT AND HEALTH EXHIBITCredit Other Individual Contracts

TotalGroup Accident

and HealthAccident and Health

(Group and Individual) Collectively Renewable Non-Cancelable Guaranteed RenewableNon-Renewable for Stated

Reasons Only Other Accident Only All Other1

Amount2%

3Amount

4%

5Amount

6%

7Amount

8%

9Amount

10%

11Amount

12%

13Amount

14%

15Amount

16%

17Amount

18%

PART 1. - ANALYSIS OF UNDERWRITING OPERATIONS

1. Premiums written 1,806,648,547 XXX 1,684,347,100 XXX 0 XXX 0 XXX 0 XXX 0 XXX 0 XXX 120,159,839 XXX 2,141,608 XXX

2. Premiums earned 1,717,859,647 XXX 1,310,271,879 XXX 0 XXX 0 XXX 0 XXX 0 XXX 0 XXX 405,459,052 XXX 2,128,716 XXX

3. Incurred claims 798,494,105 46.5 331,455,003 25.3 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 466,621,469 115.1 417,633 19.6

4. Cost containment expenses 305,438 0.0 308,554 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 (3,116) (0.1)

5. Incurred claims and cost containment expenses (Lines 3 and 4) 798,799,543 46.5 331,763,557 25.3 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 466,621,469 115.1 414,517 19.5

6. Increase in contract reserves 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0

7. Commissions (a) 596,535,285 34.7 500,102,721 38.2 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 96,182,674 23.7 249,890 11.7

8. Other general insurance expenses 2,955,525 0.2 2,250,478 0.2 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 696,548 0.2 8,499 0.4

9. Taxes, licenses and fees 15,117,045 0.9 14,947,475 1.1 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 169,570 0.0 0 0.0

10. Total other expenses incurred 614,607,855 35.8 517,300,674 39.5 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 97,048,792 23.9 258,389 12.1

11. Aggregate write-ins for deductions 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0

12. Gain from underwriting before dividends or refunds 304,452,249 17.7 461,207,648 35.2 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 (158,211,209) (39.0) 1,455,810 68.4

13. Dividends or refunds 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0

14. Gain from underwriting after dividends or refunds 304,452,249 17.7 461,207,648 35.2 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 (158,211,209) (39.0) 1,455,810 68.4


1199. Totals (Lines 1101 thru 1103 plus 1198)(Line 11 above) 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0

(a) Includes $ 0 reported as "Contract, membership and other fees retained by agents.”

30


SCHEDULE H - ACCIDENT AND HEALTH EXHIBIT (Continued)1 2 3 4 Other Individual Contracts

TotalGroup Accident

and Health

CreditAccident and Health

(Group andIndividual)

Collectively Renewable

5

Non-Cancelable

6

Guaranteed Renewable

7Non-Renewable

for StatedReasons Only

8

Other AccidentOnly

9

All Other

PART 2. - RESERVES AND LIABILITIESA. Premium Reserves:

1. Unearned premiums 685,435,573 608,018,493 0 0 0 0 0 77,225,547 191,533

2. Advance premiums 0 0 0 0 0 0 0 0 0

3. Reserve for rate credits 0 0 0 0 0 0 0 0 0

4. Total premium reserves, current year 685,435,573 608,018,493 0 0 0 0 0 77,225,547 191,533

5. Total premium reserves, prior year 596,646,678 233,943,276 0 0 0 0 0 362,524,760 178,642

6. Increase in total premium reserves 88,788,895 374,075,217 0 0 0 0 0 (285,299,213) 12,891

B. Contract Reserves:

1. Additional reserves (a) 0 0 0 0 0 0 0 0 0

2. Reserve for future contingent benefits 0 0 0 0 0 0 0 0 0

3. Total contract reserves, current year 0 0 0 0 0 0 0 0 0

4. Total contract reserves, prior year. 0 0 0 0 0 0 0 0 0

5. Increase in contract reserves 0 0 0 0 0 0 0 0 0

C. Claim Reserves and Liabilities:

1. Total current year 502,470,369 207,672,729 0 0 0 0 0 294,312,766 484,874

2. Total prior year 568,865,076 308,295,316 0 0 0 0 0 260,166,689 403,071

3. Increase (66,394,707) (100,622,587) 0 0 0 0 0 34,146,077 81,803

PART 3. - TEST OF PRIOR YEAR'S CLAIM RESERVES AND LIABILITIES1. Claims paid during the year:

1.1 On claims incurred prior to current year 588,425,090 294,289,647 0 0 0 0 0 293,951,183 184,260

1.2 On claims incurred during current year 276,463,722 137,787,943 0 0 0 0 0 138,524,209 151,570

2. Claim reserves and liabilities, December 31, current year:

2.1 On claims incurred prior to current year 150,140,997 63,261,802 0 0 0 0 0 86,692,071 187,124

2.2 On claims incurred during current year 352,329,372 144,410,927 0 0 0 0 0 207,620,695 297,750

3. Test:

3.1 Line 1.1 and 2.1 738,566,087 357,551,449 0 0 0 0 0 380,643,254 371,384

3.2 Claim reserves and liabilities, December 31, prior year 568,865,076 308,295,316 0 0 0 0 0 260,166,689 403,071

3.3 Line 3.1 minus Line 3.2 169,701,011 49,256,133 0 0 0 0 0 120,476,565 (31,687)

PART 4. - REINSURANCEA. Reinsurance Assumed:

1. Premiums written 1,361,388,266 1,240,364,342 0 15,234,221 0 0 0 112,781,726 (6,992,023)

2. Premiums earned 987,781,253 332,237,979 0 264,799,674 0 0 0 382,215,803 8,527,797

3. Incurred claims 1,319,436,728 551,078,901 0 0 0 0 0 764,500,309 3,857,518

4. Commissions 984,254,289 818,120,916 0 0 0 0 0 161,385,173 4,748,200

B. Reinsurance Ceded:

1. Premiums written 326,572,342 304,508,847 0 (1,322,627) 0 0 0 5,479,093 17,907,029

2. Premiums earned 46,431,716 (224,349,375) 0 250,157,016 0 0 0 5,558,344 15,065,732

3. Incurred claims 1,034,321,152 720,458,614 0 0 0 0 0 309,324,173 4,538,365

4. Commissions 465,871,223 391,392,913 0 0 0 0 0 67,517,007 6,961,303

(a) Includes $ 0 premium deficiency reserve.

31


SCHEDULE P - ANALYSIS OF LOSSES AND LOSS EXPENSESSCHEDULE P - PART 1 - SUMMARY

($000 OMITTED)Premiums Earned Loss and Loss Expense Payments 12

Years inWhich

1 2 3Loss Payments

Defense and Cost Containment Payments

Adjusting and Other Payments

10 11Number of

Premiums Were Earned and

Losses Were Incurred

Direct and Assumed Ceded Net (1 - 2)

4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded

Salvage and Subrogation

Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)

Claims Reported Direct and Assumed

1. Prior XXX XXX XXX 1,798,739 (377,122) 557,768 20,964 254,908 (90,567) 11,278 3,058,140 XXX

2. 2008 37,774,660 10,633,849 27,140,811 22,262,657 4,373,635 2,382,581 327,432 1,127,233 104,805 449,227 20,966,599 XXX

3. 2009 32,621,315 9,917,115 22,704,200 16,413,939 2,704,322 2,084,255 286,702 1,046,882 68,360 291,747 16,485,692 XXX

4. 2010 29,877,310 9,186,181 20,691,129 14,655,963 2,168,308 1,558,400 193,172 1,010,609 53,784 210,522 14,809,708 XXX

5. 2011 27,514,061 6,754,849 20,759,212 16,563,255 2,597,507 1,429,612 163,699 1,084,791 16,663 185,981 16,299,789 XXX

6. 2012 27,671,303 7,933,298 19,738,005 15,145,367 2,218,286 1,170,407 156,629 979,216 (13,658) 156,445 14,933,733 XXX

7. 2013 24,357,348 5,369,171 18,988,177 9,987,077 601,870 831,568 73,822 809,486 (15,533) 130,563 10,967,972 XXX

8. 2014 24,306,141 4,908,899 19,397,242 9,939,851 372,980 884,759 93,535 771,496 2,798 108,034 11,126,793 XXX

9. 2015 25,407,495 6,531,899 18,875,596 8,495,973 271,833 713,058 32,923 501,753 (32,518) 95,168 9,438,546 XXX

10. 2016 22,258,856 5,065,893 17,192,963 6,930,458 976,649 257,608 18,639 397,799 39,533 69,153 6,551,044 XXX

11. 2017 18,433,378 3,842,481 14,590,897 3,271,564 346,486 120,766 16,696 277,922 66,047 19,832 3,241,023 XXX

12. Totals XXX XXX XXX 125,464,843 16,254,754 11,990,782 1,384,213 8,262,095 199,714 1,727,950 127,879,039 XXX

Losses Unpaid Defense and Cost Containment Unpaid Adjusting and Other 23 24 25

Case Basis Bulk + IBNR Case Basis Bulk + IBNR Unpaid13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid

Numberof Claims Outstand-

ingDirect and Assumed

1. Prior 5,859,229 915,689 8,920,379 4,605,509 0 0 1,088,555 730,641 552,499 201,764 59,522 9,967,059 XXX

2. 2008 643,215 177,902 1,270,771 956,335 92 92 229,783 164,940 112,498 81,538 12,490 875,552 XXX

3. 2009 739,549 220,393 1,334,874 966,751 940 940 259,470 208,506 132,276 100,905 16,915 969,614 XXX

4. 2010 1,091,460 525,062 1,425,741 1,031,182 1,816 1,816 184,086 119,063 124,068 94,078 21,465 1,055,970 XXX

5. 2011 922,611 179,804 1,147,588 781,819 346 346 411,874 293,899 132,912 90,052 34,635 1,269,411 XXX

6. 2012 1,471,638 545,223 1,170,509 683,158 81 81 382,007 264,674 174,256 126,118 46,704 1,579,237 XXX

7. 2013 1,439,676 431,258 1,567,842 901,913 24 24 492,309 352,750 229,855 157,252 58,499 1,886,509 XXX

8. 2014 1,442,928 138,140 2,772,881 1,729,363 0 0 386,696 179,738 251,006 151,268 72,034 2,655,002 XXX

9. 2015 2,236,334 339,023 3,093,200 1,615,772 86 66 501,680 238,686 386,839 237,708 96,795 3,786,884 XXX

10. 2016 2,839,870 982,530 4,959,660 1,132,115 1,182 898 816,251 190,731 506,935 193,338 132,467 6,624,286 XXX

11. 2017 5,129,107 1,379,222 7,539,886 2,081,401 2,229 1,707 1,034,274 393,731 561,731 144,145 219,613 10,267,021 XXX

12. Totals 23,815,617 5,834,246 35,203,331 16,485,318 6,796 5,970 5,786,985 3,137,359 3,164,875 1,578,166 771,139 40,936,545 XXX

TotalLosses and Loss Expenses Incurred

Loss and Loss Expense Percentage (Incurred /Premiums Earned) Nontabular Discount

34 Net Balance Sheet Reserves After Discount

26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense

Inter-Company Pooling

ParticipationPercentage

35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 792,560 0 XXX 8,465,850 708,649

2. 2008 28,028,830 6,186,679 21,842,151 74.2 58.2 80.5 23,656 0 100.0 756,093 95,803

3. 2009 22,012,185 4,556,879 17,455,306 67.5 45.9 76.9 19,036 0 100.0 868,243 82,335

4. 2010 20,052,143 4,186,465 15,865,678 67.1 45.6 76.7 20,247 0 100.0 940,710 95,013

5. 2011 21,692,989 4,123,789 17,569,200 78.8 61.0 84.6 21,490 0 100.0 1,087,086 160,835

6. 2012 20,493,481 3,980,511 16,512,970 74.1 50.2 83.7 19,829 0 100.0 1,393,937 165,471

7. 2013 15,357,837 2,503,356 12,854,481 63.1 46.6 67.7 22,254 0 100.0 1,652,093 212,162

8. 2014 16,449,617 2,667,822 13,781,795 67.7 54.3 71.1 27,495 0 100.0 2,320,811 306,696

9. 2015 15,928,923 2,703,493 13,225,430 62.7 41.4 70.1 33,061 0 100.0 3,341,678 412,145

10. 2016 16,709,763 3,534,433 13,175,330 75.1 69.8 76.6 146,788 0 100.0 5,538,097 939,401

11. 2017 17,937,479 4,429,435 13,508,044 97.3 115.3 92.6 95,719 0 100.0 9,112,651 1,058,651

12. Totals XXX XXX XXX XXX XXX XXX 1,222,135 0 XXX 35,477,249 4,237,161

Note: Parts 2 and 4 are gross of all discounting, including tabular discounting. Part 1 is gross of only nontabular discounting, which is reported in Columns 32 and 33 of Part 1. The tabular discount, if any, is reported in the Notes to Financial Statements which will reconcile Part 1 with Parts 2 and 4.

33


SCHEDULE P - PART 2 - SUMMARYYears in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT

Which Losses Were Incurred

12008

22009

32010

42011

52012

62013

72014

82015

92016

102017

11One Year

12Two Year

1. Prior 33,579,738 35,537,092 40,047,170 40,312,525 41,102,477 41,767,240 42,285,245 44,155,177 45,621,487 45,265,976 (355,511) 1,110,799

2. 2008 20,369,080 20,658,390 21,008,600 20,638,463 20,769,099 20,648,798 20,659,807 20,832,495 20,948,933 20,861,927 (87,006) 29,432

3. 2009 XXX 15,853,533 16,116,520 16,118,785 16,110,731 16,229,146 16,244,108 16,375,085 16,591,895 16,506,757 (85,138) 131,672

4. 2010 XXX XXX 14,584,871 14,952,085 14,909,741 14,610,428 14,684,538 14,889,183 15,078,500 14,937,007 (141,493) 47,824

5. 2011 XXX XXX XXX 15,934,974 15,947,598 16,074,138 16,146,882 16,413,324 16,586,146 16,515,900 (70,246) 102,576

6. 2012 XXX XXX XXX XXX 15,090,070 14,958,687 14,943,601 15,350,334 15,708,691 15,525,793 (182,898) 175,459

7. 2013 XXX XXX XXX XXX XXX 11,845,509 11,598,194 11,904,308 12,254,444 12,008,248 (246,196) 103,940

8. 2014 XXX XXX XXX XXX XXX XXX 12,372,933 12,444,416 13,082,245 12,959,300 (122,945) 514,884

9. 2015 XXX XXX XXX XXX XXX XXX XXX 11,712,550 12,723,286 12,583,565 (139,721) 871,015

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 11,818,999 12,537,386 718,387 XXX

11. 2017 XXX XXX XXX XXX XXX XXX XXX XXX XXX 12,896,312 XXX XXX

12. Totals (712,767) 3,087,601

SCHEDULE P - PART 3 - SUMMARYCUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END

($000 OMITTED)11

Number of12

Number ofYears inWhichLossesWere

Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

ClaimsClosedWithLoss

Payment

ClaimsClosedWithout

LossPayment

1. Prior 000 8,167,171 13,134,968 17,987,366 22,042,603 25,204,367 27,595,968 29,781,088 32,348,945 35,061,610 XXX XXX

2. 2008 5,449,266 10,537,027 13,174,418 15,022,798 16,327,093 17,196,393 17,944,972 18,661,726 19,243,609 19,944,171 XXX XXX

3. 2009 XXX 4,242,458 7,594,699 9,541,161 11,118,628 12,317,692 13,322,430 14,027,966 14,826,420 15,507,170 XXX XXX

4. 2010 XXX XXX 3,504,349 6,784,714 8,712,093 9,949,777 11,117,689 11,954,224 12,757,703 13,852,883 XXX XXX

5. 2011 XXX XXX XXX 4,071,107 7,783,404 9,655,934 11,337,647 12,884,930 14,113,408 15,231,661 XXX XXX

6. 2012 XXX XXX XXX XXX 3,583,014 7,035,997 9,145,670 10,949,716 12,413,033 13,940,859 XXX XXX

7. 2013 XXX XXX XXX XXX XXX 1,928,503 4,985,493 6,798,847 8,484,708 10,142,953 XXX XXX

8. 2014 XXX XXX XXX XXX XXX XXX 2,986,951 5,965,454 8,284,996 10,358,095 XXX XXX

9. 2015 XXX XXX XXX XXX XXX XXX XXX 2,830,702 6,312,486 8,904,275 XXX XXX

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 2,999,734 6,192,778 XXX XXX


SCHEDULE P - PART 4 - SUMMARYBULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)

Years inWhichLossesWere

Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 21,234,925 16,538,424 17,068,054 13,592,837 9,736,793 8,376,909 7,303,010 7,175,707 6,811,578 4,672,784

2. 2008 11,099,179 7,061,095 5,405,445 3,708,237 2,552,847 1,916,999 1,411,612 1,175,167 870,376 379,279

3. 2009 XXX 9,233,524 6,364,395 4,732,669 3,154,739 2,260,732 1,606,470 1,316,542 999,332 419,087

4. 2010 XXX XXX 8,598,874 5,912,202 4,062,443 2,730,121 1,994,407 1,645,845 1,099,452 459,582

5. 2011 XXX XXX XXX 8,763,187 5,475,111 4,024,092 2,786,462 2,090,001 1,273,719 483,744

6. 2012 XXX XXX XXX XXX 8,755,318 5,116,102 3,499,979 2,446,836 1,691,589 604,684

7. 2013 XXX XXX XXX XXX XXX 7,372,770 4,425,762 3,124,237 2,157,260 805,488

8. 2014 XXX XXX XXX XXX XXX XXX 6,944,167 4,315,252 2,952,604 1,250,476

9. 2015 XXX XXX XXX XXX XXX XXX XXX 6,532,642 4,137,165 1,740,422

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 6,142,342 4,453,065

11. 2017 XXX XXX XXX XXX XXX XXX XXX XXX XXX 6,099,028

34


SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS($000 OMITTED)

Premiums Earned Loss and Loss Expense Payments 12Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)

Claims ReportedDirect and Assumed

1. Prior XXX XXX XXX 269 131 607 2 5 0 4 748 XXX

2. 2008 573,099 247,830 325,269 525,538 245,850 54,224 8,213 16,845 2,012 54,282 340,532 28,063

3. 2009 670,077 115,584 554,493 344,401 81,886 34,545 5,547 9,202 2,114 14,552 298,601 30,754

4. 2010 820,983 150,717 670,266 425,035 84,080 27,462 4,154 10,837 3,240 13,233 371,860 48,224

5. 2011 972,911 172,775 800,136 939,028 573,178 38,744 5,599 12,021 2,314 11,352 408,702 114,196

6. 2012 1,218,971 314,577 904,394 659,736 160,580 44,871 2,164 29,796 1,976 15,797 569,683 87,507

7. 2013 1,140,339 257,562 882,777 380,466 47,558 29,447 1,740 15,110 1,201 12,366 374,524 69,327

8. 2014 1,277,547 297,405 980,142 514,714 37,378 50,435 6,728 11,384 1,115 15,830 531,312 67,581

9. 2015 1,274,699 348,085 926,614 527,512 24,262 34,553 4,976 24,574 182 13,615 557,219 72,629

10. 2016 1,274,126 156,794 1,117,332 589,368 36,714 26,122 2,458 18,962 160 10,477 595,120 88,872

11. 2017 1,189,687 88,356 1,101,331 574,304 30,284 12,195 30 48,467 847 501 603,805 89,491

12. Totals XXX XXX XXX 5,480,371 1,321,901 353,205 41,611 197,203 15,161 162,009 4,652,106 XXX

Losses Unpaid Defense and Cost Containment Unpaid Adjusting and23 24 25

Case Basis Bulk + IBNR Case Basis Bulk + IBNR Other Unpaid13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 1,573 0 5,002 4,000 0 0 1,118 27 47 26 259 3,687 34

2. 2008 854 3 321 0 0 0 13 0 39 6 134 1,218 13

3. 2009 1,102 10 552 0 0 0 25 0 71 7 623 1,733 19

4. 2010 1,212 50 995 0 0 0 63 1 101 11 597 2,309 33

5. 2011 1,416 27 1,628 353 0 0 82 8 103 16 1,384 2,825 94

6. 2012 4,797 678 1,234 58 0 0 65 11 353 186 1,784 5,516 95

7. 2013 6,634 129 2,681 797 0 0 105 2 359 107 2,934 8,744 182

8. 2014 25,084 2,602 2,257 666 0 0 10,782 230 1,186 586 4,414 35,225 323

9. 2015 20,639 216 6,958 1,538 0 0 578 372 1,996 715 6,379 27,330 432

10. 2016 59,343 4,406 35,494 12,954 0 0 12,613 11,474 6,391 2,169 17,206 82,838 1,885

11. 2017 502,142 55,571 376,410 133,721 0 0 27,686 18,471 26,038 12,248 33,984 712,265 20,363

12. Totals 624,796 63,692 433,532 154,087 0 0 53,130 30,596 36,684 16,077 69,698 883,690 23,473




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 0 0 XXX 2,575 1,112

2. 2008 597,834 256,084 341,750 104.3 103.3 105.1 0 0 100.0 1,172 46

3. 2009 389,898 89,564 300,334 58.2 77.5 54.2 0 0 100.0 1,644 89

4. 2010 465,705 91,536 374,169 56.7 60.7 55.8 0 0 100.0 2,157 152

5. 2011 993,022 581,495 411,527 102.1 336.6 51.4 0 0 100.0 2,664 161

6. 2012 740,852 165,653 575,199 60.8 52.7 63.6 0 0 100.0 5,295 221

7. 2013 434,802 51,534 383,268 38.1 20.0 43.4 0 0 100.0 8,389 355

8. 2014 615,842 49,305 566,537 48.2 16.6 57.8 0 0 100.0 24,073 11,152

9. 2015 616,810 32,261 584,549 48.4 9.3 63.1 0 0 100.0 25,843 1,487

10. 2016 748,293 70,335 677,958 58.7 44.9 60.7 0 0 100.0 77,477 5,361

11. 2017 1,567,242 251,172 1,316,070 131.7 284.3 119.5 0 0 100.0 689,260 23,005

12. Totals XXX XXX XXX XXX XXX XXX 0 0 XXX 840,549 43,141

35


SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 73 1,478 388 4 30 4 0 (995) XXX

2. 2008 2,266,192 925,913 1,340,279 1,395,324 528,995 187,773 17,121 37,627 3,881 5,242 1,070,727 304,569

3. 2009 1,378,586 815,309 563,277 858,847 421,843 86,848 8,632 35,105 5,040 1,432 545,285 157,398

4. 2010 1,401,746 1,027,865 373,881 394,355 263,517 15,590 5,946 28,839 2,222 809 167,099 106,144

5. 2011 594,267 405,361 188,906 395,591 265,131 16,816 1,727 32,670 2,903 914 175,316 99,585

6. 2012 779,120 461,711 317,409 368,699 212,168 26,260 16,397 39,909 1,580 509 204,723 96,987

7. 2013 413,948 115,347 298,601 231,439 93,925 14,190 4,703 26,195 1,503 651 171,693 63,891

8. 2014 375,891 115,626 260,265 171,353 41,359 16,733 10,016 3,887 593 746 140,005 40,799

9. 2015 455,909 113,015 342,894 189,973 62,146 16,299 9,006 2,801 1,027 546 136,894 30,437

10. 2016 474,493 59,756 414,737 138,232 1,349 6,659 107 2,543 276 819 145,702 29,613

11. 2017 447,398 25,373 422,025 68,148 261 3,530 255 744 368 561 71,538 24,749




Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 1,227 648 2,897 52 0 0 206 5 667 3 212 4,289 1

2. 2008 662 21 900 0 0 0 1 0 175 3 116 1,714 2

3. 2009 1,426 16 1,307 0 0 0 42 1 231 6 130 2,983 5

4. 2010 2,295 266 1,781 0 0 0 156 30 365 8 187 4,293 4

5. 2011 5,715 687 2,073 10 0 0 74 3 548 8 256 7,702 10

6. 2012 6,142 315 2,694 49 0 0 235 43 907 25 177 9,546 37

7. 2013 13,484 1,178 3,744 35 0 0 200 62 1,602 46 170 17,709 266

8. 2014 21,223 1,309 5,978 61 0 0 118 32 3,032 96 195 28,853 527

9. 2015 31,114 636 9,731 101 0 0 384 18 5,644 24 406 46,094 589

10. 2016 53,947 338 29,104 1,900 0 0 3,797 2,461 13,203 1,198 943 94,154 1,440

11. 2017 99,934 14,688 61,959 522 0 0 5,175 513 21,507 181 1,883 172,671 12,187

12. Totals 237,169 20,102 122,168 2,730 0 0 10,388 3,168 47,881 1,598 4,675 390,008 15,068




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 0 0 XXX 3,424 865

2. 2008 1,622,462 550,021 1,072,441 71.6 59.4 80.0 0 0 100.0 1,541 173

3. 2009 983,806 435,538 548,268 71.4 53.4 97.3 0 0 100.0 2,717 266

4. 2010 443,381 271,989 171,392 31.6 26.5 45.8 0 0 100.0 3,810 483

5. 2011 453,487 270,469 183,018 76.3 66.7 96.9 0 0 100.0 7,091 611

6. 2012 444,846 230,577 214,269 57.1 49.9 67.5 0 0 100.0 8,472 1,074

7. 2013 290,854 101,452 189,402 70.3 88.0 63.4 0 0 100.0 16,015 1,694

8. 2014 222,324 53,466 168,858 59.1 46.2 64.9 0 0 100.0 25,831 3,022

9. 2015 255,946 72,958 182,988 56.1 64.6 53.4 0 0 100.0 40,108 5,986

10. 2016 247,485 7,629 239,856 52.2 12.8 57.8 0 0 100.0 80,813 13,341

11. 2017 260,997 16,788 244,209 58.3 66.2 57.9 0 0 100.0 146,683 25,988


36


SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 10,602 5,293 3,287 1,777 897 37 756 7,679 XXX

2. 2008 1,439,821 319,243 1,120,578 938,113 146,999 85,441 10,246 46,365 2,700 7,635 909,974 196,655

3. 2009 1,164,555 243,588 920,967 659,809 78,744 80,495 4,509 46,980 2,118 1,171 701,913 176,032

4. 2010 1,200,544 345,301 855,243 722,689 95,304 62,134 6,107 58,384 1,762 1,183 740,034 226,291

5. 2011 1,198,560 273,229 925,331 758,093 116,474 87,883 8,295 50,489 265 859 771,431 202,045

6. 2012 1,048,248 236,201 812,047 736,019 130,468 85,727 5,064 57,923 366 756 743,771 164,992

7. 2013 899,621 14,258 885,363 680,258 37,307 69,446 3,704 52,761 1,536 883 759,918 163,235

8. 2014 1,047,844 137,782 910,062 739,343 62,192 74,586 8,254 60,297 9,036 1,047 794,744 157,843

9. 2015 1,132,791 168,699 964,092 560,265 72,661 65,909 4,019 53,332 1,454 1,518 601,372 171,158

10. 2016 993,756 279,955 713,801 254,709 38,545 16,339 603 37,638 11,921 1,080 257,617 181,542

11. 2017 684,869 294,945 389,924 52,940 12,981 16,566 1,177 31,231 26,886 261 59,693 130,889

12. Totals XXX XXX XXX 6,112,840 796,968 647,813 53,755 496,297 58,081 17,149 6,348,146 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 23,575 49 28,235 23,394 0 0 408 38 940 381 145 29,296 424

2. 2008 5,092 2 4,071 2,877 0 0 397 100 192 57 150 6,716 65

3. 2009 580 1 14,842 8,195 0 0 234 1 285 85 115 7,659 87

4. 2010 2,329 47 40,524 28,957 0 0 464 181 379 141 217 14,370 188

5. 2011 3,250 23 26,878 13,420 0 0 2,675 664 454 66 197 19,084 315

6. 2012 25,660 32 58,699 20,480 0 0 4,225 103 807 103 430 68,673 465

7. 2013 74,912 1,691 91,674 32,282 0 0 6,205 1,446 4,099 115 895 141,356 889

8. 2014 132,992 5,142 146,224 32,877 0 0 10,335 847 8,132 567 796 258,250 1,976

9. 2015 227,974 6,637 195,018 12,737 0 0 29,444 305 23,031 8,544 1,255 447,244 4,308

10. 2016 237,881 67,737 426,778 104,954 0 0 109,037 42,652 59,256 26,645 1,420 590,964 10,033

11. 2017 126,136 22,923 385,440 146,230 20 15 100,299 64,526 45,454 13,522 3,402 410,133 36,936

12. Totals 860,381 104,284 1,418,383 426,403 20 15 263,723 110,863 143,029 50,226 9,022 1,993,745 55,686




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2008 1,079,671 162,981 916,690 75.0 51.1 81.8 0 0 100.0 6,284 432

3. 2009 803,225 93,653 709,572 69.0 38.4 77.0 0 0 100.0 7,226 433

4. 2010 886,903 132,499 754,404 73.9 38.4 88.2 0 0 100.0 13,849 521

5. 2011 929,722 139,207 790,515 77.6 50.9 85.4 0 0 100.0 16,685 2,399

6. 2012 969,060 156,616 812,444 92.4 66.3 100.0 0 0 100.0 63,847 4,826

7. 2013 979,355 78,081 901,274 108.9 547.6 101.8 0 0 100.0 132,613 8,743

8. 2014 1,171,909 118,915 1,052,994 111.8 86.3 115.7 0 0 100.0 241,197 17,053

9. 2015 1,154,973 106,357 1,048,616 102.0 63.0 108.8 0 0 100.0 403,618 43,626

10. 2016 1,141,638 293,057 848,581 114.9 104.7 118.9 0 0 100.0 491,968 98,996

11. 2017 758,086 288,260 469,826 110.7 97.7 120.5 0 0 100.0 342,423 67,710

12. Totals XXX XXX XXX XXX XXX XXX 0 0 XXX 1,748,077 245,668

37


SCHEDULE P - PART 1D - WORKERS' COMPENSATION(EXCLUDING EXCESS WORKERS’ COMPENSATION)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 775,262 (6,203) 295,095 (4,207) 24,414 (75,952) 7,637 1,181,133 XXX

2. 2008 5,559,248 299,351 5,259,897 3,476,823 (92,485) 453,422 (3,970) 153,792 (16,212) 79,033 4,196,704 319,797

3. 2009 4,836,239 310,030 4,526,209 2,708,151 (108,845) 420,219 6,104 171,638 (17,853) 71,220 3,420,602 243,045

4. 2010 3,904,082 403,634 3,500,448 2,516,804 (64,415) 419,180 7,206 152,053 (18,625) 56,659 3,163,871 216,143

5. 2011 3,961,274 491,708 3,469,566 2,377,807 (109,668) 365,115 11,727 151,122 (20,059) 52,052 3,012,044 201,124

6. 2012 3,306,439 293,322 3,013,117 1,591,094 (75,658) 305,248 4,913 83,542 (20,458) 36,650 2,071,087 121,548

7. 2013 3,111,590 369,391 2,742,199 1,279,413 (96,333) 228,277 4,254 110,920 (20,181) 24,691 1,730,870 89,628

8. 2014 2,900,366 410,662 2,489,704 1,076,559 (52,419) 220,832 (1,127) 158,971 (19,718) 9,313 1,529,626 82,149

9. 2015 2,799,115 379,881 2,419,234 968,264 (130,146) 195,202 (5,992) 73,066 (18,205) 4,012 1,390,875 77,318

10. 2016 2,533,640 622,761 1,910,879 459,236 102,798 58,774 5,406 21,744 2,677 820 428,873 68,775

11. 2017 1,898,454 771,776 1,126,678 130,689 84,347 24,099 1,976 13,009 2,119 87 79,355 52,400

12. Totals XXX XXX XXX 17,360,102 (549,027) 2,985,463 26,290 1,114,271 (222,467) 342,174 22,205,040 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 2,269,298 409,757 4,123,100 1,763,194 0 0 362,206 302,751 176,789 50,909 19,480 4,404,782 19,873

2. 2008 274,505 132,991 554,515 369,709 0 0 77,555 69,293 36,562 38,855 7,466 332,289 1,809

3. 2009 230,321 135,329 509,277 323,989 0 0 103,254 98,393 44,327 49,448 9,877 280,020 1,756

4. 2010 580,351 453,437 478,798 328,714 0 0 91,462 84,379 39,750 46,677 11,842 277,154 2,060

5. 2011 235,069 118,706 507,378 369,877 0 0 136,350 119,741 31,597 37,888 18,043 264,182 2,259

6. 2012 474,375 385,346 349,176 199,047 0 0 128,054 115,373 41,262 48,036 19,479 245,065 1,980

7. 2013 360,830 258,682 448,009 260,560 0 0 130,502 114,990 49,688 54,863 22,541 299,934 2,136

8. 2014 208,341 76,009 869,690 609,092 0 0 144,429 113,803 39,044 41,499 23,927 421,101 2,862

9. 2015 422,915 267,541 663,181 369,502 0 0 151,903 119,371 49,078 45,854 23,523 484,809 4,276

10. 2016 334,120 138,186 985,874 270,340 0 0 149,272 8,192 83,555 22,825 19,414 1,113,278 7,671

11. 2017 191,192 100,666 1,033,114 447,153 0 0 195,260 62,538 75,015 9,317 14,006 874,907 18,252

12. Totals 5,581,317 2,476,650 10,522,112 5,311,177 0 0 1,670,247 1,208,824 666,667 446,171 189,598 8,997,521 64,934




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 792,560 0 XXX 3,426,887 185,335

2. 2008 5,027,174 498,181 4,528,993 90.4 166.4 86.1 23,656 0 100.0 302,664 5,969

3. 2009 4,187,187 486,565 3,700,622 86.6 156.9 81.8 19,036 0 100.0 261,244 (260)

4. 2010 4,278,398 837,373 3,441,025 109.6 207.5 98.3 20,247 0 100.0 256,751 156

5. 2011 3,804,438 528,212 3,276,226 96.0 107.4 94.4 21,490 0 100.0 232,374 10,318

6. 2012 2,972,751 656,599 2,316,152 89.9 223.8 76.9 19,829 0 100.0 219,329 5,907

7. 2013 2,607,639 576,835 2,030,804 83.8 156.2 74.1 22,254 0 100.0 267,343 10,337

8. 2014 2,717,866 767,139 1,950,727 93.7 186.8 78.4 27,495 0 100.0 365,435 28,171

9. 2015 2,523,609 647,925 1,875,684 90.2 170.6 77.5 33,061 0 100.0 415,992 35,756

10. 2016 2,092,575 550,424 1,542,151 82.6 88.4 80.7 146,788 0 100.0 764,680 201,810

11. 2017 1,662,378 708,116 954,262 87.6 91.8 84.7 95,719 0 100.0 580,768 198,420

12. Totals XXX XXX XXX XXX XXX XXX 1,222,135 0 XXX 7,093,467 681,919

38


SCHEDULE P - PART 1E - COMMERCIAL MULTIPLE PERIL($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 11,424 3,956 8,653 3,321 4,856 3,063 14 14,593 XXX

2. 2008 736,900 153,500 583,400 228,383 51,762 56,412 3,704 18,246 2,268 2,809 245,307 33,601

3. 2009 615,158 183,642 431,516 196,303 42,430 45,539 1,201 17,862 4,056 1,585 212,017 15,438

4. 2010 642,274 149,705 492,569 341,990 95,070 44,751 1,933 24,693 6,774 2,892 307,657 16,678

5. 2011 620,100 122,423 497,677 569,445 131,371 52,166 8,824 24,072 2,909 8,182 502,579 22,703

6. 2012 875,224 302,873 572,351 490,293 132,176 54,165 8,430 29,863 1,294 2,785 432,421 24,735

7. 2013 848,211 120,012 728,199 347,517 90,333 37,860 3,233 22,831 1,434 3,378 313,208 42,304

8. 2014 920,603 68,783 851,820 353,116 40,743 32,298 959 18,343 2,123 4,099 359,932 53,505

9. 2015 958,843 236,765 722,078 283,899 29,479 22,497 664 16,457 1,741 2,068 290,969 42,331

10. 2016 1,186,467 494,541 691,926 282,163 69,760 21,137 207 18,770 6,112 2,257 245,991 41,005

11. 2017 756,847 102,938 653,909 104,148 27,695 7,949 190 2,675 1,167 167 85,720 36,422




Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 31,166 2,766 17,248 183 0 0 6,094 592 6,580 1,287 0 56,260 748

2. 2008 7,739 2,708 1,418 0 0 0 1,980 162 579 118 0 8,728 238

3. 2009 15,440 10,264 2,314 95 0 0 2,259 167 867 237 2 10,117 142

4. 2010 13,447 3,639 4,724 565 110 110 5,386 238 1,435 200 122 20,350 220

5. 2011 26,155 1,478 6,767 683 0 0 8,057 238 2,076 198 1,266 40,458 364

6. 2012 12,772 1,598 13,337 263 0 0 9,775 226 2,853 42 620 36,608 359

7. 2013 23,020 1,341 17,031 51 0 0 12,579 299 4,013 351 1,356 54,601 623

8. 2014 32,183 4,574 17,153 170 0 0 18,735 77 5,909 294 2,224 68,865 621

9. 2015 60,416 7,299 31,039 877 0 0 25,368 27 8,354 1,926 2,762 115,048 1,183

10. 2016 118,452 8,410 65,071 9,426 15 11 53,114 17,049 16,079 6,900 5,722 210,935 4,064

11. 2017 345,153 99,955 159,122 20,990 258 194 89,725 47,116 18,359 5,891 7,942 438,471 15,655

12. Totals 685,943 144,032 335,224 33,303 383 315 233,072 66,191 67,104 17,444 22,016 1,060,441 24,217




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2008 314,757 60,722 254,035 42.7 39.6 43.5 0 0 100.0 6,449 2,279

3. 2009 280,584 58,450 222,134 45.6 31.8 51.5 0 0 100.0 7,395 2,722

4. 2010 436,536 108,529 328,007 68.0 72.5 66.6 0 0 100.0 13,967 6,383

5. 2011 688,738 145,701 543,037 111.1 119.0 109.1 0 0 100.0 30,761 9,697

6. 2012 613,058 144,029 469,029 70.0 47.6 81.9 0 0 100.0 24,248 12,360

7. 2013 464,851 97,042 367,809 54.8 80.9 50.5 0 0 100.0 38,659 15,942

8. 2014 477,737 48,940 428,797 51.9 71.2 50.3 0 0 100.0 44,592 24,273

9. 2015 448,030 42,013 406,017 46.7 17.7 56.2 0 0 100.0 83,279 31,769

10. 2016 574,801 117,875 456,926 48.4 23.8 66.0 0 0 100.0 165,687 45,248

11. 2017 727,389 203,198 524,191 96.1 197.4 80.2 0 0 100.0 383,330 55,141


39


SCHEDULE P - PART 1F - SECTION 1 - MEDICAL PROFESSIONAL LIABILITY - OCCURRENCE($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 946 13 802 281 80 6 0 1,528 XXX

2. 2008 77,950 29,542 48,408 19,647 2,522 16,700 3,219 3,106 112 0 33,600 1,732

3. 2009 84,632 28,524 56,108 22,646 1,734 20,013 2,560 2,646 59 0 40,952 2,119

4. 2010 80,708 24,404 56,304 23,675 3,923 16,033 2,920 3,013 49 0 35,829 1,970

5. 2011 78,903 21,359 57,544 29,091 3,899 17,291 3,657 2,375 69 0 41,132 1,939

6. 2012 91,678 17,892 73,786 30,941 2,848 16,220 4,543 3,234 114 0 42,890 1,580

7. 2013 82,330 16,513 65,817 29,614 6,910 13,228 4,686 2,648 50 0 33,844 1,174

8. 2014 78,536 16,304 62,232 17,365 1,788 9,125 1,553 2,200 355 0 24,994 654

9. 2015 116,880 18,092 98,788 4,500 746 3,935 737 1,299 74 0 8,177 530

10. 2016 41,082 1,904 39,178 1,724 14 1,469 14 999 181 0 3,983 266

11. 2017 40,088 2,248 37,840 2,309 52 494 4 192 120 0 2,819 100

12. Totals XXX XXX XXX 182,458 24,449 115,310 24,174 21,792 1,189 0 269,748 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 3,834 1,843 232 0 0 0 20 2 128 56 0 2,313 48

2. 2008 1,249 360 350 56 0 0 118 93 70 7 0 1,271 13

3. 2009 1,961 333 2,320 1,514 0 0 111 42 67 4 0 2,566 52

4. 2010 2,741 1,081 6,958 3,825 0 0 668 3 302 19 0 5,741 61

5. 2011 6,396 510 10,761 3,529 0 0 3,790 1,183 1,019 34 0 16,710 64

6. 2012 5,011 1,451 11,760 2,712 0 0 6,507 1,326 497 129 0 18,157 130

7. 2013 10,514 1,378 20,361 5,759 0 0 9,561 2,160 1,763 46 0 32,856 120

8. 2014 13,013 1,741 22,931 6,756 0 0 13,571 3,611 2,329 738 0 38,998 144

9. 2015 15,112 645 35,765 5,343 0 0 18,445 4,945 3,876 1,258 0 61,007 204

10. 2016 11,888 493 17,829 1,161 0 0 12,197 214 2,435 569 0 41,912 126

11. 2017 1,631 116 16,576 1,677 0 0 10,552 435 1,571 360 0 27,742 71

12. Totals 73,350 9,951 145,843 32,332 0 0 75,540 14,014 14,057 3,220 0 249,273 1,033




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2008 41,240 6,369 34,871 52.9 21.6 72.0 0 0 100.0 1,183 88

3. 2009 49,764 6,246 43,518 58.8 21.9 77.6 0 0 100.0 2,434 132

4. 2010 53,390 11,820 41,570 66.2 48.4 73.8 0 0 100.0 4,793 948

5. 2011 70,723 12,881 57,842 89.6 60.3 100.5 0 0 100.0 13,118 3,592

6. 2012 74,170 13,123 61,047 80.9 73.3 82.7 0 0 100.0 12,608 5,549

7. 2013 87,689 20,989 66,700 106.5 127.1 101.3 0 0 100.0 23,738 9,118

8. 2014 80,534 16,542 63,992 102.5 101.5 102.8 0 0 100.0 27,447 11,551

9. 2015 82,932 13,748 69,184 71.0 76.0 70.0 0 0 100.0 44,889 16,118

10. 2016 48,541 2,646 45,895 118.2 139.0 117.1 0 0 100.0 28,063 13,849

11. 2017 33,325 2,764 30,561 83.1 123.0 80.8 0 0 100.0 16,414 11,328


40


SCHEDULE P - PART 1F - SECTION 2 - MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 3,299 68 1,502 206 300 85 0 4,742 XXX

2. 2008 679,873 121,867 558,006 268,136 27,612 101,174 11,743 25,966 981 0 354,940 6,521

3. 2009 559,709 81,412 478,297 256,126 26,456 96,314 9,931 22,815 1,373 0 337,495 6,182

4. 2010 443,779 48,408 395,371 211,149 25,278 77,931 7,528 25,047 2,341 0 278,980 6,132

5. 2011 396,593 25,960 370,633 250,287 14,991 75,019 12,556 24,014 1,831 11 319,942 5,589

6. 2012 439,564 84,820 354,744 253,523 27,181 61,592 10,174 23,827 700 0 300,887 4,667

7. 2013 353,662 40,416 313,246 195,220 10,017 57,835 2,051 30,196 1,575 0 269,608 3,745

8. 2014 338,526 34,347 304,179 180,452 5,341 60,549 5,166 26,182 828 0 255,848 3,539

9. 2015 316,772 27,469 289,303 143,360 5,118 42,389 5,543 24,252 433 0 198,907 2,872

10. 2016 253,700 37,029 216,671 17,130 1,395 11,909 1,053 939 98 0 27,432 1,920

11. 2017 170,427 80,733 89,694 1,670 624 2,758 57 858 80 0 4,525 1,150

12. Totals XXX XXX XXX 1,780,352 144,081 588,972 66,008 204,396 10,325 11 2,353,306 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 9,495 2,185 28,449 11,152 0 0 15,355 11,034 11,596 11,045 612 29,479 83

2. 2008 13,622 1,194 27,818 26,356 0 0 9,008 8,571 4,704 4,551 235 14,480 36

3. 2009 4,589 1,017 38,487 36,793 9 9 8,895 7,474 4,947 4,711 214 6,923 63

4. 2010 19,105 1,181 16,227 10,152 8 8 8,477 7,658 5,765 5,440 197 25,143 108

5. 2011 18,249 1,101 48,544 21,013 16 16 18,208 11,829 5,662 5,071 252 51,649 209

6. 2012 20,769 2,010 58,614 14,920 0 0 14,306 11,531 7,708 7,070 270 65,866 271

7. 2013 33,385 1,439 42,508 17,854 0 0 16,526 12,436 7,036 6,142 246 61,584 380

8. 2014 52,242 672 85,020 47,672 0 0 21,221 14,055 19,371 18,673 308 96,782 522

9. 2015 79,254 5,784 94,604 50,053 0 0 19,358 8,454 14,553 10,859 253 132,619 682

10. 2016 43,841 5,183 116,701 11,664 0 0 27,548 5,169 18,417 9,531 142 174,960 780

11. 2017 21,945 10,275 125,162 59,821 0 0 19,263 7,102 11,397 5,316 278 95,253 835

12. Totals 316,496 32,041 682,134 307,450 33 33 178,165 105,313 111,156 88,409 3,007 754,738 3,969




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2008 450,428 81,008 369,420 66.3 66.5 66.2 0 0 100.0 13,890 590

3. 2009 432,182 87,764 344,418 77.2 107.8 72.0 0 0 100.0 5,266 1,657

4. 2010 363,709 59,586 304,123 82.0 123.1 76.9 0 0 100.0 23,999 1,144

5. 2011 439,999 68,408 371,591 110.9 263.5 100.3 0 0 100.0 44,679 6,970

6. 2012 440,339 73,586 366,753 100.2 86.8 103.4 0 0 100.0 62,453 3,413

7. 2013 382,706 51,514 331,192 108.2 127.5 105.7 0 0 100.0 56,600 4,984

8. 2014 445,037 92,407 352,630 131.5 269.0 115.9 0 0 100.0 88,918 7,864

9. 2015 417,770 86,244 331,526 131.9 314.0 114.6 0 0 100.0 118,021 14,598

10. 2016 236,485 34,093 202,392 93.2 92.1 93.4 0 0 100.0 143,695 31,265

11. 2017 183,053 83,275 99,778 107.4 103.1 111.2 0 0 100.0 77,011 18,242


41


SCHEDULE P - PART 1G - SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER AND MACHINERY)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 12,225 8,881 1,193 1,337 753 393 92 3,560 XXX

2. 2008 2,081,804 1,335,932 745,872 817,096 362,743 78,220 34,536 29,353 11,173 14,967 516,217 XXX

3. 2009 1,885,495 1,372,585 512,910 550,171 276,814 52,650 22,138 23,596 9,783 7,354 317,682 XXX

4. 2010 1,559,007 1,071,637 487,370 800,765 562,190 52,584 14,114 32,972 10,486 11,077 299,531 XXX

5. 2011 1,452,745 1,019,734 433,011 495,270 203,015 28,768 13,955 32,736 6,997 14,937 332,807 XXX

6. 2012 1,913,533 1,391,498 522,035 492,331 167,026 36,083 18,164 28,177 2,838 18,175 368,563 XXX

7. 2013 1,701,446 1,084,546 616,900 475,823 184,032 39,119 17,624 29,076 2,955 17,111 339,407 XXX

8. 2014 1,616,780 879,797 736,983 562,206 163,856 24,935 3,063 18,768 2,446 12,058 436,544 XXX

9. 2015 2,012,124 1,350,136 661,988 504,768 164,789 17,575 3,864 13,947 1,667 9,034 365,970 XXX

10. 2016 1,383,672 770,261 613,411 349,141 68,108 9,702 1,058 10,791 1,227 5,199 299,241 XXX

11. 2017 985,576 486,307 499,269 159,380 50,560 3,825 1,773 5,666 636 1,704 115,902 XXX




Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 121,333 73,020 4,989 15 0 0 1,412 200 1,795 1,262 565 55,032 1,179

2. 2008 8,583 8,438 239 0 0 0 708 477 672 502 490 785 341

3. 2009 27,561 19,685 53 0 0 0 3,128 2,871 463 262 780 8,387 460

4. 2010 12,680 5,328 552 192 0 0 2,494 1,771 1,150 725 1,192 8,860 551

5. 2011 13,112 5,485 2,016 198 1 1 2,760 1,679 827 125 1,463 11,228 338

6. 2012 34,109 24,099 3,963 3,272 0 0 3,295 2,153 1,288 130 2,323 13,001 321

7. 2013 66,004 6,878 2,804 1,289 0 0 2,049 185 3,033 1,239 5,689 64,299 521

8. 2014 43,525 5,028 10,944 5,717 0 0 2,629 374 3,364 812 10,156 48,531 592

9. 2015 149,934 18,297 21,373 7,933 0 0 10,163 6,186 6,026 1,466 12,682 153,614 1,119

10. 2016 63,429 22,123 48,543 18,877 0 0 14,744 6,744 16,553 8,454 16,900 87,071 3,025

11. 2017 180,771 59,183 144,842 56,799 9 8 33,461 18,886 19,375 7,129 23,122 236,453 8,354

12. Totals 721,041 247,564 240,318 94,292 10 9 76,843 41,526 54,546 22,106 75,362 687,261 16,801




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2008 934,871 417,869 517,002 44.9 31.3 69.3 0 0 100.0 384 401

3. 2009 657,622 331,553 326,069 34.9 24.2 63.6 0 0 100.0 7,929 458

4. 2010 903,197 594,806 308,391 57.9 55.5 63.3 0 0 100.0 7,712 1,148

5. 2011 575,490 231,455 344,035 39.6 22.7 79.5 0 0 100.0 9,445 1,783

6. 2012 599,246 217,682 381,564 31.3 15.6 73.1 0 0 100.0 10,701 2,300

7. 2013 617,908 214,202 403,706 36.3 19.8 65.4 0 0 100.0 60,641 3,658

8. 2014 666,371 181,296 485,075 41.2 20.6 65.8 0 0 100.0 43,724 4,807

9. 2015 723,786 204,202 519,584 36.0 15.1 78.5 0 0 100.0 145,077 8,537

10. 2016 512,903 126,591 386,312 37.1 16.4 63.0 0 0 100.0 70,972 16,099

11. 2017 547,329 194,974 352,355 55.5 40.1 70.6 0 0 100.0 209,631 26,822


42


SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 648,688 (353,463) 172,519 2,143 174,859 (26,026) 62 1,373,412 XXX

2. 2008 7,305,225 2,194,283 5,110,942 4,283,777 996,817 642,062 110,908 218,221 (326) 16,562 4,036,661 314,101

3. 2009 5,790,251 1,237,849 4,552,402 3,636,771 435,707 617,865 89,315 244,639 8,830 9,830 3,965,423 254,423

4. 2010 5,022,678 1,102,529 3,920,149 2,766,368 2,466 463,636 51,552 213,222 (19,263) 9,824 3,408,471 225,297

5. 2011 4,262,111 858,865 3,403,246 2,397,552 64,499 438,350 33,945 242,747 (27,094) 6,011 3,007,299 190,728

6. 2012 3,753,770 776,671 2,977,099 1,951,901 91,674 288,299 23,005 185,434 (38,038) 5,032 2,348,993 171,674

7. 2013 2,996,798 462,330 2,534,468 1,356,888 13,354 215,130 8,759 157,849 (32,273) 1,285 1,740,027 134,309

8. 2014 3,467,043 591,560 2,875,483 1,525,982 12,519 184,964 10,384 210,803 (24,449) 3,939 1,923,295 98,813

9. 2015 3,099,576 772,943 2,326,633 1,282,827 82,326 170,758 6,927 102,182 (56,891) 4,207 1,523,405 95,749

10. 2016 3,206,610 1,047,694 2,158,916 544,147 110,569 37,104 1,936 105,774 6,839 1,667 567,681 114,449

11. 2017 2,342,352 765,661 1,576,691 70,510 58,886 2,882 4,306 59,647 17,297 23 52,550 102,148

12. Totals XXX XXX XXX 20,465,411 1,515,354 3,233,569 343,180 1,915,377 (191,394) 58,442 23,947,217 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 2,441,984 232,511 3,832,640 2,435,792 0 0 591,324 373,818 238,509 105,500 3,912 3,956,836 17,418

2. 2008 192,616 11,860 581,572 513,051 0 0 124,814 83,463 53,110 31,935 2,165 311,803 1,210

3. 2009 194,547 25,909 659,740 554,570 215 215 120,759 93,645 60,234 38,736 2,199 322,420 1,248

4. 2010 231,079 28,954 718,153 600,389 744 744 55,763 17,211 55,099 33,730 3,069 379,810 1,428

5. 2011 359,660 24,779 420,842 325,159 208 208 208,060 150,647 68,529 39,849 3,026 516,657 1,823

6. 2012 319,257 17,809 505,930 393,341 81 81 181,059 126,658 90,147 62,464 3,512 496,121 1,819

7. 2013 372,068 14,937 550,181 402,296 16 16 260,172 205,273 106,703 69,883 2,884 596,735 2,505

8. 2014 371,112 32,019 898,000 617,762 0 0 105,096 26,321 102,590 57,327 6,826 743,369 3,650

9. 2015 435,673 81,121 1,046,578 655,742 44 33 120,992 38,882 127,015 73,727 7,033 880,797 5,888

10. 2016 811,360 605,399 1,558,462 343,983 780 589 210,374 3,064 123,547 57,098 6,826 1,694,390 7,733

11. 2017 148,508 69,989 1,677,982 696,260 647 505 240,457 25,579 127,916 56,316 8,924 1,346,861 22,070

12. Totals 5,877,864 1,145,287 12,450,080 7,538,345 2,735 2,391 2,218,870 1,144,561 1,153,399 626,565 50,376 11,245,799 66,792




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 0 0 XXX 3,606,321 350,515

2. 2008 6,096,172 1,747,708 4,348,464 83.4 79.6 85.1 0 0 100.0 249,277 62,526

3. 2009 5,534,770 1,246,927 4,287,843 95.6 100.7 94.2 0 0 100.0 273,808 48,612

4. 2010 4,504,064 715,783 3,788,281 89.7 64.9 96.6 0 0 100.0 319,889 59,921

5. 2011 4,135,948 611,992 3,523,956 97.0 71.3 103.5 0 0 100.0 430,564 86,093

6. 2012 3,522,108 676,994 2,845,114 93.8 87.2 95.6 0 0 100.0 414,037 82,084

7. 2013 3,019,007 682,245 2,336,762 100.7 147.6 92.2 0 0 100.0 505,016 91,719

8. 2014 3,398,547 731,883 2,666,664 98.0 123.7 92.7 0 0 100.0 619,331 124,038

9. 2015 3,286,069 881,867 2,404,202 106.0 114.1 103.3 0 0 100.0 745,388 135,409

10. 2016 3,391,548 1,129,477 2,262,071 105.8 107.8 104.8 0 0 100.0 1,420,440 273,950

11. 2017 2,328,549 929,138 1,399,411 99.4 121.4 88.8 0 0 100.0 1,060,241 286,620

12. Totals XXX XXX XXX XXX XXX XXX 0 0 XXX 9,644,312 1,601,487

43


SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 248,311 (69,105) 6,357 (2,530) 22,377 (1,581) 5 350,261 XXX

2. 2008 4,870,730 572,575 4,298,155 3,021,831 251,190 376,786 85,341 145,608 30,514 8,605 3,177,180 44,470

3. 2009 3,872,535 430,466 3,442,069 2,457,579 165,186 364,127 79,284 126,156 11,845 1,495 2,691,547 45,914

4. 2010 3,589,399 274,044 3,315,355 1,789,656 29,536 212,478 22,992 139,147 20,979 1,548 2,067,774 32,696

5. 2011 3,938,224 476,485 3,461,739 2,385,603 107,740 164,545 12,618 154,154 11,611 631 2,572,333 31,376

6. 2012 3,475,742 296,403 3,179,339 2,032,285 48,845 134,456 50,981 134,300 16,941 3,735 2,184,274 29,135

7. 2013 3,711,577 468,227 3,243,350 1,648,578 (7,398) 63,583 11,113 162,420 26,399 290 1,844,467 28,456

8. 2014 3,921,111 694,510 3,226,601 1,352,294 (128,223) 86,442 14,968 146,731 27,880 53 1,670,842 25,799

9. 2015 3,757,158 468,051 3,289,107 1,037,095 (204,726) 56,344 (1,406) 93,229 32,168 124 1,360,632 24,127

10. 2016 3,512,176 380,220 3,131,956 920,502 15,645 22,744 524 79,278 3,163 0 1,003,192 25,257

11. 2017 3,228,831 248,428 2,980,403 158,027 17,939 12,084 366 46,144 10,900 3 187,050 20,397

12. Totals XXX XXX XXX 17,051,761 226,629 1,499,946 274,251 1,249,544 190,819 16,489 19,109,552 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 414,294 17,227 326,528 79,976 0 0 14,999 2,520 65,978 11,705 6,789 710,371 2,239

2. 2008 84,000 6,156 74,399 42,427 0 0 3,830 1,883 8,965 3,252 425 117,476 369

3. 2009 230,088 9,599 83,035 37,922 103 103 10,023 4,703 12,355 2,664 1,204 280,613 562

4. 2010 189,729 17,866 110,350 56,313 64 64 9,212 5,605 12,534 4,156 1,036 237,885 682

5. 2011 204,864 17,535 94,717 45,096 61 61 16,643 4,719 13,970 4,322 1,925 258,522 899

6. 2012 419,056 44,790 136,054 42,476 0 0 17,617 5,069 19,463 4,449 4,213 495,406 1,105

7. 2013 345,415 101,384 346,014 176,478 8 8 41,955 13,087 40,258 19,749 2,507 462,944 1,374

8. 2014 435,308 15,779 653,725 393,114 0 0 44,215 16,572 56,176 29,093 2,942 734,866 2,015

9. 2015 485,954 25,956 875,847 470,608 0 0 95,303 50,419 134,690 93,312 4,985 951,499 3,750

10. 2016 470,282 73,156 1,388,613 219,525 0 0 152,250 51,003 110,892 26,436 5,057 1,751,917 6,877

11. 2017 376,437 32,918 1,751,725 176,762 0 0 178,285 51,891 127,318 13,241 5,628 2,158,953 13,493

12. Totals 3,655,427 362,366 5,841,007 1,740,697 236 236 584,332 207,471 602,599 212,379 36,711 8,160,452 33,365




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2008 3,715,419 420,763 3,294,656 76.3 73.5 76.7 0 0 100.0 109,816 7,660

3. 2009 3,283,466 311,306 2,972,160 84.8 72.3 86.3 0 0 100.0 265,602 15,011

4. 2010 2,463,170 157,511 2,305,659 68.6 57.5 69.5 0 0 100.0 225,900 11,985

5. 2011 3,034,557 203,702 2,830,855 77.1 42.8 81.8 0 0 100.0 236,950 21,572

6. 2012 2,893,231 213,551 2,679,680 83.2 72.0 84.3 0 0 100.0 467,844 27,562

7. 2013 2,648,231 340,820 2,307,411 71.4 72.8 71.1 0 0 100.0 413,567 49,377

8. 2014 2,774,891 369,183 2,405,708 70.8 53.2 74.6 0 0 100.0 680,140 54,726

9. 2015 2,778,462 466,331 2,312,131 74.0 99.6 70.3 0 0 100.0 865,237 86,262

10. 2016 3,144,561 389,452 2,755,109 89.5 102.4 88.0 0 0 100.0 1,566,214 185,703

11. 2017 2,650,020 304,017 2,346,003 82.1 122.4 78.7 0 0 100.0 1,918,482 240,471


44


SCHEDULE P - PART 1I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, BURGLARY AND THEFT)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 473,809 33,761 20,273 4,003 32,917 5,016 39,765 484,219 XXX

2. 2016 4,018,703 977,884 3,040,819 2,134,840 488,306 16,932 4,457 71,687 5,168 21,016 1,725,528 XXX

3. 2017 3,713,423 782,992 2,930,431 1,159,745 34,884 21,533 6,004 35,782 1,241 5,037 1,174,931 XXX




Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 582,635 91,165 (2,911) 1,602 34 26 13,637 1,190 20,183 17,145 68,558 502,450 5,193

2. 2016 533,015 51,893 114,100 98,029 255 192 33,387 26,410 26,419 19,873 44,687 510,779 2,573

3. 2017 2,833,752 859,360 1,315,245 239,916 1,178 884 95,191 80,426 53,143 13,289 82,970 3,104,634 10,669

4. Totals 3,949,402 1,002,418 1,426,434 339,547 1,467 1,102 142,215 108,026 99,745 50,307 196,215 4,117,863 18,435




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2016 2,930,635 694,328 2,236,307 72.9 71.0 73.5 0 0 100.0 497,193 13,586

3. 2017 5,515,569 1,236,004 4,279,565 148.5 157.9 146.0 0 0 100.0 3,049,721 54,913


45


SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 1,507 353 3,905 38 826 35 5,213 5,812 XXX

2. 2016 509,509 46,565 462,944 247,807 3,798 9,194 220 10,716 350 24,959 263,349 96,475

3. 2017 401,721 15,393 386,328 193,873 2,524 4,891 199 22,265 663 11,373 217,643 100,051

4. Totals XXX XXX XXX 443,187 6,675 17,990 457 33,807 1,048 41,545 486,804 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 11,475 132 7,128 70 455 387 1,967 971 7,654 19,465 2,795

2. 2016 5,740 248 3,176 3,171 0 0 5,011 4,001 3,516 2,366 7,778 7,657 1,614

3. 2017 38,107 5,047 11,166 229 3 3 3,312 701 3,633 460 27,337 49,781 23,692

4. Totals 55,322 5,427 21,470 3,470 3 3 8,778 5,089 9,116 3,797 42,769 76,903 28,101




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2016 285,160 14,154 271,006 56.0 30.4 58.5 0 0 100.0 5,497 2,160

3. 2017 277,250 9,826 267,424 69.0 63.8 69.2 0 0 100.0 43,997 5,784


46


SCHEDULE P - PART 1K - FIDELITY/SURETY($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 33,824 35 5,043 1,864 7,232 331 7,537 43,869 XXX

2. 2016 225,087 30,826 194,261 32,496 6,177 650 98 6,848 27 835 33,692 XXX

3. 2017 208,306 39,357 168,949 56,980 215 26 221 2,289 234 115 58,625 XXX

4. Totals XXX XXX XXX 123,300 6,427 5,719 2,183 16,369 592 8,487 136,186 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 141,164 26,575 70,784 86,047 0 0 14,525 12,715 11,158 2,035 47,893 110,259 552

2. 2016 7,817 1,147 35,055 4,447 0 0 1,778 144 11,506 5,040 5,280 45,378 276

3. 2017 21,228 6,667 73,571 12,979 0 0 5,862 2,700 11,182 515 8,529 88,982 473

4. Totals 170,209 34,389 179,410 103,473 0 0 22,165 15,559 33,846 7,590 61,702 244,619 1,301




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2016 96,150 17,080 79,070 42.7 55.4 40.7 0 0 100.0 37,278 8,100

3. 2017 171,138 23,531 147,607 82.2 59.8 87.4 0 0 100.0 75,153 13,829


47


SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 82,620 5,021 1,770 77 850 60 998 80,082 XXX

2. 2016 2,055,062 111,609 1,943,453 865,268 30,822 16,585 116 8,105 1,179 23 857,841 XXX

3. 2017 1,830,187 109,377 1,720,810 472,098 22,178 7,683 30 7,822 3,457 0 461,938 XXX

4. Totals XXX XXX XXX 1,419,986 58,021 26,038 223 16,777 4,696 1,021 1,399,861 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 57,343 4,076 44,312 24,465 0 0 14,613 13,996 3,364 617 3,085 76,478 2,943

2. 2016 54,695 1,348 44,168 20,184 0 0 2,827 2,310 1,526 114 727 79,260 5,001

3. 2017 188,663 36,337 249,884 49,158 0 0 4,472 690 7,033 723 1,093 363,144 93,406

4. Totals 300,701 41,761 338,364 93,807 0 0 21,912 16,996 11,923 1,454 4,905 518,882 101,350




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2016 993,174 56,073 937,101 48.3 50.2 48.2 0 0 100.0 77,331 1,929

3. 2017 937,655 112,573 825,082 51.2 102.9 47.9 0 0 100.0 353,052 10,092


48


SCHEDULE P - PART 1M - INTERNATIONAL($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)



2. 2008 238,099 163,051 75,048 340,933 292,026 8,622 1,209 0 0 33 56,320 XXX

3. 2009 164,367 125,066 39,301 202,523 149,814 35,000 25,132 0 0 0 62,577 XXX

4. 2010 0 0 0 0 0 0 0 0 0 0 0 XXX

5. 2011 1,146 1,146 0 0 0 0 0 0 0 0 0 XXX

6. 2012 0 0 0 0 0 0 0 0 0 0 0 XXX

7. 2013 861 861 0 0 0 0 0 0 0 0 0 XXX

8. 2014 8,052 636 7,416 0 0 0 0 0 0 0 0 XXX

9. 2015 0 0 0 0 0 0 0 0 0 0 0 XXX

10. 2016 2,000 2,000 0 0 0 0 0 0 0 0 0 XXX

11. 2017 0 0 0 0 0 0 0 0 0 0 0 XXX

12. Totals XXX XXX XXX 543,456 441,840 43,622 26,341 0 0 33 118,897 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 0 0 0 0 0 0 0 0 0 0 0 0 0

2. 2008 0 0 0 0 0 0 0 0 0 0 0 0 0

3. 2009 0 0 0 0 0 0 0 0 0 0 0 0 0

4. 2010 0 0 0 0 0 0 0 0 0 0 0 0 0

5. 2011 0 0 0 0 0 0 0 0 0 0 0 0 0

6. 2012 0 0 0 0 0 0 0 0 0 0 0 0 0

7. 2013 0 0 0 0 0 0 0 0 0 0 0 0 0

8. 2014 0 0 0 0 0 0 0 0 0 0 0 0 0

9. 2015 0 0 0 0 0 0 0 0 0 0 0 0 0

10. 2016 0 0 0 0 0 0 0 0 0 0 0 0 0

11. 2017 0 0 0 0 0 0 0 0 0 0 0 0 0

12. Totals 0 0 0 0 0 0 0 0 0 0 0 0 0




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 0 0 XXX 0 0

2. 2008 349,555 293,235 56,320 146.8 179.8 75.0 0 0 100.0 0 0

3. 2009 237,523 174,946 62,577 144.5 139.9 159.2 0 0 100.0 0 0

4. 2010 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

5. 2011 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

6. 2012 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

7. 2013 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

8. 2014 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

9. 2015 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

10. 2016 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

11. 2017 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

12. Totals XXX XXX XXX XXX XXX XXX 0 0 XXX 0 0

49


SCHEDULE P - PART 1N - REINSURANCE - NONPROPORTIONAL ASSUMED PROPERTY($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)



2. 2008 0 0 0 0 0 0 0 0 0 0 0 XXX

3. 2009 242 0 242 771 0 0 0 0 0 0 771 XXX

4. 2010 9,944 0 9,944 2,548 2,548 7 7 0 0 0 0 XXX

5. 2011 43,845 20,420 23,425 17,876 0 265 0 0 0 0 18,141 XXX

6. 2012 120,118 1,554 118,564 103,271 0 (7) 8 0 0 0 103,256 XXX

7. 2013 138,577 304 138,273 59,207 433 0 0 0 0 0 58,774 XXX

8. 2014 131,573 0 131,573 17,223 0 13 0 0 0 0 17,236 XXX

9. 2015 67,271 0 67,271 35,773 0 48 0 0 0 0 35,821 XXX

10. 2016 42,616 68 42,548 1,616 0 (8) 9 0 0 0 1,599 XXX

11. 2017 8,105 893 7,212 5,969 0 42 0 0 0 0 6,011 XXX

12. Totals XXX XXX XXX 244,254 2,981 360 24 0 0 0 241,609 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 0 0 0 0 0 0 0 0 0 0 0 0 XXX

2. 2008 0 0 0 0 0 0 0 0 0 0 0 0 XXX

3. 2009 0 0 0 0 0 0 0 0 0 0 0 0 XXX

4. 2010 2 0 0 0 0 0 0 0 0 0 0 2 XXX

5. 2011 208 0 223 0 0 0 0 0 0 0 0 431 XXX

6. 2012 292 0 0 0 0 0 0 0 0 0 0 292 XXX

7. 2013 1,101 0 1,481 0 0 0 0 0 0 0 0 2,582 XXX

8. 2014 1,370 0 1,914 0 0 0 0 0 0 0 0 3,284 XXX

9. 2015 1,276 0 2,891 0 0 0 0 0 0 0 0 4,167 XXX

10. 2016 258 0 1,630 33 0 0 0 0 0 0 0 1,855 XXX

11. 2017 847 0 4,898 0 0 0 0 0 0 0 0 5,745 XXX

12. Totals 5,354 0 13,037 33 0 0 0 0 0 0 0 18,358 XXX




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2008 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

3. 2009 771 0 771 318.6 0.0 318.6 0 0 100.0 0 0

4. 2010 2,557 2,555 2 25.7 0.0 0.0 0 0 100.0 2 0

5. 2011 18,572 0 18,572 42.4 0.0 79.3 0 0 100.0 431 0

6. 2012 103,556 8 103,548 86.2 0.5 87.3 0 0 100.0 292 0

7. 2013 61,789 433 61,356 44.6 142.4 44.4 0 0 100.0 2,582 0

8. 2014 20,520 0 20,520 15.6 0.0 15.6 0 0 100.0 3,284 0

9. 2015 39,988 0 39,988 59.4 0.0 59.4 0 0 100.0 4,167 0

10. 2016 3,496 42 3,454 8.2 61.8 8.1 0 0 100.0 1,855 0

11. 2017 11,756 0 11,756 145.0 0.0 163.0 0 0 100.0 5,745 0

12. Totals XXX XXX XXX XXX XXX XXX 0 0 XXX 18,358 0

50


SCHEDULE P - PART 1O - REINSURANCE - NONPROPORTIONAL ASSUMED LIABILITY($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)



2. 2008 103,108 45,590 57,518 34,767 1,326 1 0 818 2 0 34,258 XXX

3. 2009 77,705 33,145 44,560 52,196 20,824 2 0 859 98 0 32,135 XXX

4. 2010 5,675 2,674 3,001 1,775 1,261 2 0 3 1 0 518 XXX

5. 2011 3,131 3,282 (151) 3 0 0 0 8 0 0 11 XXX

6. 2012 1,901 1,706 195 0 0 0 0 69 0 0 69 XXX

7. 2013 587 587 0 (517) 0 0 0 0 0 0 (517) XXX

8. 2014 320 0 320 0 0 0 0 0 0 0 0 XXX

9. 2015 44,792 10 44,782 2,979 0 280 0 (75) 0 0 3,184 XXX

10. 2016 46,352 3,022 43,330 3,983 473 7 0 204 100 0 3,621 XXX

11. 2017 47,969 0 47,969 541 0 0 0 (7) 0 0 534 XXX

12. Totals XXX XXX XXX 95,727 23,884 292 0 1,879 201 0 73,813 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 0 0 0 0 0 0 0 0 0 0 0 0 XXX

2. 2008 0 0 0 0 0 0 0 0 0 0 0 0 XXX

3. 2009 0 0 0 0 0 0 0 0 0 0 0 0 XXX

4. 2010 0 0 195 0 0 0 0 0 0 0 0 195 XXX

5. 2011 0 0 264 0 0 0 0 0 0 0 0 264 XXX

6. 2012 600 0 364 0 0 0 0 0 0 0 0 964 XXX

7. 2013 0 0 0 0 0 0 0 0 0 0 0 0 XXX

8. 2014 0 0 0 0 0 0 0 0 0 0 0 0 XXX

9. 2015 24,800 0 19,626 0 0 0 2,740 0 0 0 0 47,166 XXX

10. 2016 21,080 0 18,973 0 0 0 3,760 0 0 0 0 43,813 XXX

11. 2017 32,751 0 13,201 0 0 0 992 0 0 0 0 46,944 XXX

12. Totals 79,231 0 52,623 0 0 0 7,492 0 0 0 0 139,346 XXX




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2008 35,586 1,328 34,258 34.5 2.9 59.6 0 0 100.0 0 0

3. 2009 53,057 20,922 32,135 68.3 63.1 72.1 0 0 100.0 0 0

4. 2010 1,975 1,262 713 34.8 47.2 23.8 0 0 100.0 195 0

5. 2011 275 0 275 8.8 0.0 (182.1) 0 0 100.0 264 0

6. 2012 1,033 0 1,033 54.3 0.0 529.7 0 0 100.0 964 0

7. 2013 (517) 0 (517) (88.1) 0.0 0.0 0 0 100.0 0 0

8. 2014 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

9. 2015 50,350 0 50,350 112.4 0.0 112.4 0 0 100.0 44,426 2,740

10. 2016 48,007 573 47,434 103.6 19.0 109.5 0 0 100.0 40,053 3,760

11. 2017 47,478 0 47,478 99.0 0.0 99.0 0 0 100.0 45,952 992


51


SCHEDULE P - PART 1P - REINSURANCE - NONPROPORTIONAL ASSUMED FINANCIAL LINES($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)



2. 2008 0 0 0 0 0 0 0 0 0 0 0 XXX

3. 2009 0 0 0 0 0 0 0 0 0 0 0 XXX

4. 2010 0 0 0 0 0 0 0 0 0 0 0 XXX

5. 2011 7,994 4,852 3,142 651 0 57 0 0 0 0 708 XXX

6. 2012 7,577 1,006 6,571 0 0 0 0 0 0 0 0 XXX

7. 2013 8,625 872 7,753 0 0 0 0 0 0 0 0 XXX

8. 2014 501 0 501 0 0 0 0 0 0 0 0 XXX

9. 2015 (27) 0 (27) 4 0 0 0 0 0 0 4 XXX

10. 2016 95 603 (508) 291 0 365 205 0 0 0 451 XXX

11. 2017 45 0 45 0 0 0 0 0 0 0 0 XXX

12. Totals XXX XXX XXX 946 0 422 205 0 0 0 1,163 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 0 0 0 0 0 0 0 0 0 0 0 0 XXX

2. 2008 0 0 0 0 0 0 0 0 0 0 0 0 XXX

3. 2009 0 0 0 0 0 0 0 0 0 0 0 0 XXX

4. 2010 0 0 0 0 0 0 0 0 0 0 0 0 XXX

5. 2011 356 0 0 0 0 0 0 0 0 0 0 356 XXX

6. 2012 0 0 356 0 0 0 0 0 0 0 0 356 XXX

7. 2013 0 0 248 0 0 0 0 0 0 0 0 248 XXX

8. 2014 0 0 2,357 0 0 0 0 0 0 0 0 2,357 XXX

9. 2015 0 0 320 0 0 0 0 0 0 0 0 320 XXX

10. 2016 0 0 0 0 0 0 0 0 0 0 0 0 XXX

11. 2017 142 0 0 0 0 0 0 0 0 0 0 142 XXX

12. Totals 498 0 3,281 0 0 0 0 0 0 0 0 3,779 XXX




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2008 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

3. 2009 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

4. 2010 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

5. 2011 1,064 0 1,064 13.3 0.0 33.9 0 0 100.0 356 0

6. 2012 356 0 356 4.7 0.0 5.4 0 0 100.0 356 0

7. 2013 248 0 248 2.9 0.0 3.2 0 0 100.0 248 0

8. 2014 2,357 0 2,357 470.5 0.0 470.5 0 0 100.0 2,357 0

9. 2015 324 0 324 (1,200.0) 0.0 (1,200.0) 0 0 100.0 320 0

10. 2016 656 205 451 690.5 34.0 (88.8) 0 0 100.0 0 0

11. 2017 142 0 142 315.6 0.0 315.6 0 0 100.0 142 0


52


SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 76,188 21,723 61,617 13,310 25,007 6,137 76 121,642 XXX

2. 2008 299,944 46,972 252,972 110,943 12,404 90,797 7,443 19,764 150 213 201,507 6,387

3. 2009 145,620 22,530 123,090 93,638 10,670 60,051 8,035 14,477 67 162 149,394 3,527

4. 2010 32,674 9,120 23,554 66,772 5,899 37,877 13,599 10,650 279 32 95,522 2,514

5. 2011 75,701 2,034 73,667 57,624 3,204 27,475 3,980 7,065 476 21 84,504 2,436

6. 2012 30,438 4,079 26,359 22,135 3,456 17,132 1,493 10,124 1,352 2 43,090 1,547

7. 2013 47,024 1,617 45,407 25,983 2,285 9,801 1,531 3,925 13 0 35,880 1,209

8. 2014 45,253 4,089 41,164 15,333 3,942 11,284 873 4,044 231 0 25,615 912

9. 2015 103,607 5,010 98,597 5,719 2,556 2,648 1,674 537 97 0 4,577 602

10. 2016 112,334 26,473 85,861 2,301 1,061 757 139 1,831 36 0 3,653 322

11. 2017 108,876 21,488 87,388 558 627 194 92 766 11 0 788 222




Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 350,797 118,526 475,799 239,177 0 0 84,376 32,057 38,191 12,008 153 547,395 12,352

2. 2008 22,177 426 21,096 1,242 92 92 9,894 66 4,705 88 60 56,050 448

3. 2009 1,337 501 14,806 1,818 613 613 7,960 298 3,881 608 119 24,759 187

4. 2010 3,970 282 15,914 950 890 890 6,999 774 2,906 362 197 27,421 93

5. 2011 5,034 116 19,830 617 60 60 10,828 1,070 4,155 219 149 37,825 82

6. 2012 8,789 500 22,087 1,789 0 0 6,292 175 3,653 243 265 38,114 41

7. 2013 5,265 397 22,798 1,185 0 0 7,770 47 3,887 41 285 38,050 57

8. 2014 4,806 179 29,023 1,550 0 0 8,940 205 4,900 41 161 45,694 124

9. 2015 10,406 98 36,606 1,310 8 7 12,239 256 5,455 3 86 63,040 117

10. 2016 3,740 594 46,089 5,738 132 106 21,719 9,145 12,115 3,967 90 64,245 86

11. 2017 2,222 1,494 83,286 31,594 114 98 21,923 11,326 11,521 5,129 20 69,425 120

12. Totals 418,543 123,113 787,334 286,970 1,909 1,866 198,940 55,419 95,369 22,709 1,585 1,012,018 13,707




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2008 279,468 21,911 257,557 93.2 46.6 101.8 0 0 100.0 41,605 14,445

3. 2009 196,763 22,610 174,153 135.1 100.4 141.5 0 0 100.0 13,824 10,935

4. 2010 145,978 23,035 122,943 446.8 252.6 522.0 0 0 100.0 18,652 8,769

5. 2011 132,071 9,742 122,329 174.5 479.0 166.1 0 0 100.0 24,131 13,694

6. 2012 90,212 9,008 81,204 296.4 220.8 308.1 0 0 100.0 28,587 9,527

7. 2013 79,429 5,499 73,930 168.9 340.1 162.8 0 0 100.0 26,481 11,569

8. 2014 78,330 7,021 71,309 173.1 171.7 173.2 0 0 100.0 32,100 13,594

9. 2015 73,618 6,001 67,617 71.1 119.8 68.6 0 0 100.0 45,604 17,436

10. 2016 88,684 20,786 67,898 78.9 78.5 79.1 0 0 100.0 43,497 20,748

11. 2017 120,584 50,371 70,213 110.8 234.4 80.3 0 0 100.0 52,420 17,005


53


SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 3,052 684 410 12 260 100 0 2,926 XXX

2. 2008 175,779 45,024 130,755 98,996 9,846 14,125 2,052 2,831 1,257 33 102,797 740

3. 2009 107,800 33,860 73,940 124,712 7,968 9,188 2,351 3,363 1,395 0 125,549 535

4. 2010 85,694 14,080 71,614 52,213 10,401 5,514 1,398 2,961 956 0 47,933 506

5. 2011 96,826 2,622 94,204 35,269 1,260 14,895 1,359 2,578 144 0 49,979 212

6. 2012 105,603 2,480 103,123 49,587 1,231 8,789 4,225 4,798 3,477 0 54,241 211

7. 2013 69,709 2,401 67,308 5,704 3,731 2,393 340 3,344 592 0 6,778 121

8. 2014 37,729 17,315 20,414 17,587 16,074 19,512 18,144 2,630 936 0 4,575 152

9. 2015 23,861 2,684 21,177 2,494 133 1,416 17 524 173 0 4,111 236

10. 2016 25,177 1,915 23,262 89 16 1,092 29 944 20 0 2,060 43

11. 2017 35,372 4,982 30,390 3 66 2 16 371 20 0 274 10




Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 68,417 2,661 20,586 1,102 0 0 1,330 44 1,725 680 295 87,571 48

2. 2008 6,584 2,198 2,589 400 0 0 604 118 1,453 893 492 7,621 30

3. 2009 3,633 2,518 6,412 580 0 0 677 124 2,712 2,307 795 7,905 8

4. 2010 9,653 2,389 28,975 350 0 0 1,357 262 1,885 1,056 217 37,813 12

5. 2011 1,181 1,002 9,119 204 0 0 1,508 216 483 184 198 10,685 10

6. 2012 18,728 1,426 3,050 270 0 0 2,647 157 601 93 357 23,080 10

7. 2013 1,126 1,019 14,032 214 0 0 1,385 139 1,610 1,156 15 15,625 5

8. 2014 2,475 1,036 16,283 239 0 0 2,377 229 904 139 146 20,396 13

9. 2015 63,287 1,022 7,365 514 0 0 4,104 922 3,556 944 214 74,910 57

10. 2016 3,113 1,870 16,690 1,682 0 0 2,756 678 1,478 152 269 19,655 22

11. 2017 4,069 3,991 33,840 7,435 0 0 2,337 829 1,194 510 275 28,675 8

12. Totals 182,266 21,132 158,941 12,990 0 0 21,082 3,718 17,601 8,114 3,273 333,936 223




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2008 127,182 16,764 110,418 72.4 37.2 84.4 0 0 100.0 6,575 1,046

3. 2009 150,697 17,243 133,454 139.8 50.9 180.5 0 0 100.0 6,947 958

4. 2010 102,558 16,812 85,746 119.7 119.4 119.7 0 0 100.0 35,889 1,924

5. 2011 65,033 4,369 60,664 67.2 166.6 64.4 0 0 100.0 9,094 1,591

6. 2012 88,200 10,879 77,321 83.5 438.7 75.0 0 0 100.0 20,082 2,998

7. 2013 29,594 7,191 22,403 42.5 299.5 33.3 0 0 100.0 13,925 1,700

8. 2014 61,768 36,797 24,971 163.7 212.5 122.3 0 0 100.0 17,483 2,913

9. 2015 82,746 3,725 79,021 346.8 138.8 373.1 0 0 100.0 69,116 5,794

10. 2016 26,162 4,447 21,715 103.9 232.2 93.3 0 0 100.0 16,251 3,404

11. 2017 41,816 12,867 28,949 118.2 258.3 95.3 0 0 100.0 26,483 2,192


54


SCHEDULE P - PART 1S - FINANCIAL GUARANTY/MORTGAGE GUARANTY($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)



2. 2016 240,768 10,139 230,629 3,760 18 49 0 0 0 0 3,791 XXX

3. 2017 248,030 22 248,008 354 0 3 0 0 0 0 357 XXX

4. Totals XXX XXX XXX 4,967 18 64 0 0 0 0 5,013 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 955 0 1,861 0 0 0 0 0 0 0 0 2,816 0

2. 2016 5,670 0 3,267 84 0 0 0 0 0 0 0 8,853 0

3. 2017 13,429 0 4,080 12 0 0 0 0 0 0 0 17,497 0

4. Totals 20,054 0 9,208 96 0 0 0 0 0 0 0 29,166 0




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2016 12,746 102 12,644 5.3 1.0 5.5 0 0 100.0 8,853 0

3. 2017 17,866 12 17,854 7.2 54.5 7.2 0 0 100.0 17,497 0


55


SCHEDULE P - PART 1T - WARRANTY($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)



2. 2016 121,429 3,872 117,557 81,653 1,083 25 0 28 0 0 80,623 16,913

3. 2017 86,815 1,215 85,600 59,318 2,363 9 0 0 0 0 56,964 12,325

4. Totals XXX XXX XXX 141,090 3,454 34 0 33 0 0 137,703 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 10 0 1 9 0 0 0 0 30 (1) 0 32

2. 2016 200 0 4,041 3,961 0 0 66 20 46 0 6 372 20

3. 2017 45 43 18,383 141 0 0 22 0 75 0 220 18,341 12

4. Totals 255 43 22,425 4,111 0 0 88 20 151 (1) 226 18,745 32




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2016 86,059 5,064 80,995 70.9 130.8 68.9 0 0 100.0 280 92

3. 2017 77,852 2,547 75,305 89.7 209.6 88.0 0 0 100.0 18,244 97


56


SCHEDULE P - PART 2A - HOMEOWNERS/FARMOWNERSYears in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT


12008

22009

32010

42011

52012

62013

72014

82015

92016

102017

11One Year

12Two Year

1. Prior 50,345 (353) 3,611 6,471 13,839 19,695 14,628 14,196 18,816 19,815 999 5,619

2. 2008 324,219 367,781 360,683 363,452 363,707 325,207 326,640 325,694 325,492 326,884 1,392 1,190

3. 2009 XXX 325,177 296,420 295,567 298,413 296,232 294,928 293,562 293,263 293,182 (81) (380)

4. 2010 XXX XXX 383,849 364,162 369,143 370,613 366,930 366,400 366,617 366,481 (136) 81

5. 2011 XXX XXX XXX 441,048 413,034 414,271 411,352 408,153 403,520 401,734 (1,786) (6,419)

6. 2012 XXX XXX XXX XXX 592,292 556,760 546,935 546,147 543,291 547,213 3,922 1,066

7. 2013 XXX XXX XXX XXX XXX 390,012 375,343 379,148 365,878 369,106 3,228 (10,042)

8. 2014 XXX XXX XXX XXX XXX XXX 515,348 542,393 553,854 555,668 1,814 13,275

9. 2015 XXX XXX XXX XXX XXX XXX XXX 568,726 563,240 558,876 (4,364) (9,850)

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 636,464 654,934 18,470 XXX


12. Totals 23,458 (5,460)

SCHEDULE P - PART 2B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL1. Prior 310,588 298,971 426,632 414,060 415,181 414,259 419,625 418,488 419,861 419,319 (542) 831

2. 2008 996,487 991,210 1,042,982 1,041,674 1,035,823 1,036,069 1,036,768 1,036,831 1,036,791 1,038,523 1,732 1,692

3. 2009 XXX 523,191 533,405 529,427 517,619 514,960 514,374 513,798 514,477 517,978 3,501 4,180

4. 2010 XXX XXX 195,953 181,584 153,970 144,232 142,123 140,927 140,367 144,419 4,052 3,492

5. 2011 XXX XXX XXX 175,081 168,378 155,488 148,028 147,392 144,915 152,710 7,795 5,318

6. 2012 XXX XXX XXX XXX 199,204 166,032 171,995 171,864 170,217 175,058 4,841 3,194

7. 2013 XXX XXX XXX XXX XXX 164,440 156,379 158,419 156,648 163,155 6,507 4,736




11. 2017 XXX XXX XXX XXX XXX XXX XXX XXX XXX 222,507 XXX XXX

12. Totals 29,948 9,220

SCHEDULE P - PART 2C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL1. Prior 779,760 975,379 1,039,447 1,035,322 1,106,941 1,119,725 1,105,174 1,115,989 1,188,599 1,114,944 (73,655) (1,045)

2. 2008 700,068 722,306 793,981 794,640 829,690 833,337 862,042 876,916 879,411 872,890 (6,521) (4,026)

3. 2009 XXX 569,644 593,285 632,767 645,070 680,604 671,226 681,241 664,615 664,510 (105) (16,731)

4. 2010 XXX XXX 554,033 566,280 623,993 656,569 690,786 709,760 702,805 697,545 (5,260) (12,215)

5. 2011 XXX XXX XXX 628,766 641,336 699,539 718,012 772,735 754,793 739,902 (14,891) (32,833)

6. 2012 XXX XXX XXX XXX 579,692 623,026 673,759 739,861 756,598 754,184 (2,414) 14,323



9. 2015 XXX XXX XXX XXX XXX XXX XXX 734,996 936,808 982,252 45,444 247,256



12. Totals 132,166 490,630


1. Prior 11,653,446 12,627,742 13,964,314 14,094,399 14,158,054 14,257,969 14,205,154 14,547,937 15,212,970 14,850,631 (362,339) 302,694

2. 2008 4,039,041 4,114,882 4,416,394 4,420,568 4,464,390 4,394,841 4,384,656 4,401,985 4,510,651 4,429,051 (81,600) 27,066

3. 2009 XXX 3,433,153 3,603,363 3,604,785 3,649,815 3,616,271 3,594,127 3,578,939 3,655,436 3,578,959 (76,477) 20

4. 2010 XXX XXX 2,868,051 3,248,251 3,299,511 3,318,310 3,384,339 3,384,898 3,417,888 3,336,638 (81,250) (48,260)

5. 2011 XXX XXX XXX 3,017,872 3,070,939 3,207,524 3,269,194 3,234,187 3,250,375 3,169,012 (81,363) (65,175)

6. 2012 XXX XXX XXX XXX 2,423,624 2,266,693 2,365,773 2,341,480 2,364,370 2,272,761 (91,609) (68,719)

7. 2013 XXX XXX XXX XXX XXX 1,982,765 1,944,698 2,013,750 2,056,039 1,956,267 (99,772) (57,483)

8. 2014 XXX XXX XXX XXX XXX XXX 1,811,569 1,852,775 1,916,239 1,820,434 (95,805) (32,341)




12. Totals (1,029,199) 71,668

SCHEDULE P - PART 2E - COMMERCIAL MULTIPLE PERIL1. Prior 312,318 379,204 402,236 388,040 375,655 398,963 402,030 427,452 437,289 443,698 6,409 16,246

2. 2008 210,249 224,438 248,591 242,128 236,426 236,353 238,005 235,288 233,563 237,597 4,034 2,309

3. 2009 XXX 213,581 203,706 202,890 209,463 211,153 208,099 206,384 204,168 207,697 3,529 1,313

4. 2010 XXX XXX 297,410 293,185 292,565 294,611 306,457 307,625 306,272 308,853 2,581 1,228

5. 2011 XXX XXX XXX 476,574 503,056 521,278 509,491 519,630 516,674 519,995 3,321 365

6. 2012 XXX XXX XXX XXX 375,959 410,681 421,791 410,629 438,459 437,649 (810) 27,020


8. 2014 XXX XXX XXX XXX XXX XXX 404,604 388,803 410,309 406,962 (3,347) 18,159

9. 2015 XXX XXX XXX XXX XXX XXX XXX 351,147 385,796 384,873 (923) 33,726



12. Totals 59,147 131,389

57


SCHEDULE P - PART 2F - SECTION 1 - MEDICAL PROFESSIONAL LIABILITY - OCCURRENCEYears in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT


12008

22009

32010

42011

52012

62013

72014

82015

92016

102017

11One Year

12Two Year

1. Prior 114,966 81,769 82,391 83,038 82,839 85,710 82,675 82,183 79,627 78,631 (996) (3,552)

2. 2008 36,158 34,986 34,299 31,720 32,945 34,537 34,267 38,286 32,413 31,814 (599) (6,472)

3. 2009 XXX 38,202 37,957 34,698 34,886 38,963 40,526 47,049 40,092 40,868 776 (6,181)

4. 2010 XXX XXX 42,304 40,907 39,878 38,125 36,015 46,929 40,402 38,323 (2,079) (8,606)

5. 2011 XXX XXX XXX 42,206 44,514 47,847 44,277 59,635 58,588 54,551 (4,037) (5,084)

6. 2012 XXX XXX XXX XXX 49,546 51,075 48,626 59,366 59,697 57,559 (2,138) (1,807)

7. 2013 XXX XXX XXX XXX XXX 44,922 45,377 55,210 62,875 62,385 (490) 7,175

8. 2014 XXX XXX XXX XXX XXX XXX 49,462 48,964 66,132 60,556 (5,576) 11,592

9. 2015 XXX XXX XXX XXX XXX XXX XXX 44,403 65,770 65,341 (429) 20,938

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 52,389 43,211 (9,178) XXX


12. Totals (24,746) 8,003

SCHEDULE P - PART 2F - SECTION 2 - MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE1. Prior 858,809 805,617 733,969 721,314 795,154 795,298 787,256 788,291 786,529 773,421 (13,108) (14,870)

2. 2008 367,596 335,537 299,266 287,425 309,200 287,413 295,829 353,544 344,671 344,282 (389) (9,262)

3. 2009 XXX 336,049 321,335 308,435 314,116 307,574 311,978 351,802 328,547 322,741 (5,806) (29,061)

4. 2010 XXX XXX 315,874 275,661 264,301 245,479 245,904 245,043 289,832 281,092 (8,740) 36,049

5. 2011 XXX XXX XXX 277,100 284,005 283,599 290,598 326,551 352,478 348,816 (3,662) 22,265

6. 2012 XXX XXX XXX XXX 376,053 228,572 303,217 292,162 349,600 342,988 (6,612) 50,826

7. 2013 XXX XXX XXX XXX XXX 233,487 243,141 257,457 301,907 301,677 (230) 44,220





12. Totals 41,891 239,072


1. Prior 589,115 496,815 537,323 500,693 476,455 529,249 549,500 519,184 503,809 506,847 3,038 (12,337)

2. 2008 555,288 490,815 502,271 516,042 507,903 495,901 497,734 495,584 501,135 498,651 (2,484) 3,067

3. 2009 XXX 362,667 335,602 334,607 324,699 318,438 311,366 310,033 312,628 312,054 (574) 2,021

4. 2010 XXX XXX 281,714 265,798 282,895 292,263 284,487 271,060 283,916 285,480 1,564 14,420

5. 2011 XXX XXX XXX 347,491 341,854 327,110 321,268 322,688 319,657 317,594 (2,063) (5,094)

6. 2012 XXX XXX XXX XXX 401,915 406,568 388,231 367,934 373,998 355,068 (18,930) (12,866)


8. 2014 XXX XXX XXX XXX XXX XXX 478,700 471,516 470,806 466,200 (4,606) (5,316)




12. Totals 45,634 100,119

SCHEDULE P - PART 2H - SECTION 1 - OTHER LIABILITY - OCCURRENCE1. Prior 9,240,339 10,138,310 12,532,256 12,428,845 12,896,154 12,920,568 13,500,954 14,644,057 15,216,820 15,181,517 (35,303) 537,460

2. 2008 3,900,728 4,005,849 4,361,390 4,114,607 4,161,256 4,222,580 4,260,174 4,133,890 4,129,240 4,108,742 (20,498) (25,148)

3. 2009 XXX 3,776,292 4,007,091 4,047,049 3,941,294 3,975,773 3,978,337 3,998,235 4,091,358 4,030,536 (60,822) 32,301

4. 2010 XXX XXX 3,162,611 3,402,677 3,583,917 3,327,931 3,422,014 3,480,616 3,604,573 3,534,426 (70,147) 53,810

5. 2011 XXX XXX XXX 2,810,995 3,097,976 3,102,534 3,100,762 3,221,449 3,251,193 3,225,435 (25,758) 3,986

6. 2012 XXX XXX XXX XXX 2,355,942 2,392,296 2,339,975 2,534,298 2,648,184 2,593,959 (54,225) 59,661

7. 2013 XXX XXX XXX XXX XXX 1,851,773 1,787,991 2,025,241 2,265,853 2,109,820 (156,033) 84,579





12. Totals (463,687) 1,397,583

SCHEDULE P - PART 2H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE1. Prior 7,245,412 6,938,383 7,108,343 7,479,212 7,608,937 7,805,391 7,778,398 7,965,104 7,972,065 7,971,914 (151) 6,810

2. 2008 3,477,219 3,509,479 3,128,122 3,010,721 3,067,325 2,959,597 2,960,356 3,141,546 3,163,578 3,173,849 10,271 32,303

3. 2009 XXX 2,597,556 2,611,102 2,571,309 2,557,438 2,687,135 2,682,013 2,716,114 2,796,576 2,848,158 51,582 132,044

4. 2010 XXX XXX 2,556,260 2,437,208 2,216,066 2,081,446 2,015,949 2,151,456 2,130,246 2,179,114 48,868 27,658

5. 2011 XXX XXX XXX 2,652,352 2,516,587 2,484,015 2,494,611 2,553,346 2,650,781 2,678,663 27,882 125,317

6. 2012 XXX XXX XXX XXX 2,431,208 2,460,259 2,324,752 2,517,576 2,539,933 2,547,307 7,374 29,731

7. 2013 XXX XXX XXX XXX XXX 2,377,790 2,310,065 2,308,784 2,214,763 2,150,882 (63,881) (157,902)





12. Totals 434,204 375,925

58


SCHEDULE P - PART 2I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, BURGLARY, AND THEFT)

Years in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENTWhich Losses Were Incurred

12008

22009

32010

42011

52012

62013

72014

82015

92016

102017

11One Year

12Two Year

1. Prior XXX XXX XXX XXX XXX XXX XXX 2,202,870 2,155,485 2,158,586 3,101 (44,284)

2. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 2,228,721 2,163,243 (65,478) XXX


4. Totals (62,377) (44,284)

SCHEDULE P - PART 2J - AUTO PHYSICAL DAMAGE

1. Prior XXX XXX XXX XXX XXX XXX XXX 63,224 65,999 70,434 4,435 7,210



4. Totals 9,851 7,210

SCHEDULE P - PART 2K - FIDELITY/SURETY

1. Prior XXX XXX XXX XXX XXX XXX XXX 296,149 279,085 245,175 (33,910) (50,974)



4. Totals (59,561) (50,974)

SCHEDULE P - PART 2L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)

1. Prior XXX XXX XXX XXX XXX XXX XXX 558,832 563,300 569,096 5,796 10,264



4. Totals (2,518) 10,264

SCHEDULE P - PART 2M - INTERNATIONAL

1. Prior 41,055 62,819 62,819 62,819 62,819 62,816 62,817 62,817 62,817 62,817 0 0

2. 2008 57,885 56,311 56,311 56,311 56,311 56,312 56,312 56,312 56,320 56,320 0 8

3. 2009 XXX 62,585 62,585 62,585 62,585 62,577 62,585 62,577 62,577 62,577 0 0

4. 2010 XXX XXX 0 0 0

5. 2011 XXX XXX XXX 0 0 0

6. 2012 XXX XXX XXX XXX 0 0 0

7. 2013 XXX XXX XXX XXX XXX 0 0 0

8. 2014 XXX XXX XXX XXX XXX XXX 0 0 0

9. 2015 XXX XXX XXX XXX XXX XXX XXX 0 0 0

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 XXX

11. 2017 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 XXX XXX

12. Totals 0 8

59


SCHEDULE P - PART 2N - REINSURANCENONPROPORTIONAL ASSUMED PROPERTY

Years in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENTWhich Losses Were Incurred

12008

22009

32010

42011

52012

62013

72014

82015

92016

102017

11One Year

12Two Year

1. Prior 0 117 (173) (88) 2 193 (210) (238) (247) (247) 0 (9)

2. 2008 0 0 0

3. 2009 XXX (116) 779 779 779 779 780 771 771 771 0 0

4. 2010 XXX XXX 748 (137) (137) (137) (88) 0 2 (136) (138) (136)

5. 2011 XXX XXX XXX 26,144 12,437 12,437 18,628 18,144 18,561 18,572 11 428

6. 2012 XXX XXX XXX XXX 113,242 102,275 103,098 102,480 103,927 103,548 (379) 1,068


8. 2014 XXX XXX XXX XXX XXX XXX 43,426 36,204 26,180 20,520 (5,660) (15,684)




12. Totals (2,218) (8,038)

SCHEDULE P - PART 2O - REINSURANCENONPROPORTIONAL ASSUMED LIABILITY

1. Prior 2,626 1,457 1,579 1,636 1,570 1,572 1,572 1,572 1,572 1,571 (1) (1)

2. 2008 39,940 33,882 33,499 33,458 33,442 33,442 33,443 33,442 33,442 33,442 0 0

3. 2009 XXX 34,670 32,231 31,386 31,385 31,374 31,374 31,374 31,374 31,374 0 0

4. 2010 XXX XXX 579 519 514 516 624 613 711 711 0 98

5. 2011 XXX XXX XXX (352) 0 3 443 444 267 267 0 (177)

6. 2012 XXX XXX XXX XXX 149 1 987 1,115 764 964 200 (151)

7. 2013 XXX XXX XXX XXX XXX 97 749 937 (517) (517) 0 (1,454)

8. 2014 XXX XXX XXX XXX XXX XXX 732 731 0 0 0 (731)

9. 2015 XXX XXX XXX XXX XXX XXX XXX 198 171 50,425 50,254 50,227



12. Totals 38,729 47,811

SCHEDULE P - PART 2P - REINSURANCENONPROPORTIONAL ASSUMED FINANCIAL LINES

1. Prior 0 0 0 0 0 0 0 0 0 0 0 0

2. 2008 0 0 0

3. 2009 XXX 0 0 0

4. 2010 XXX XXX 0 0 0 256 356 370 356 0 (356) (370)

5. 2011 XXX XXX XXX 2,766 1,370 1,103 1,487 1,873 1,280 1,064 (216) (809)

6. 2012 XXX XXX XXX XXX 2,167 250 2,306 2,052 2,357 356 (2,001) (1,696)

7. 2013 XXX XXX XXX XXX XXX 2,703 492 421 320 248 (72) (173)

8. 2014 XXX XXX XXX XXX XXX XXX 1 68 0 2,357 2,357 2,289

9. 2015 XXX XXX XXX XXX XXX XXX XXX 6 4 324 320 318

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 451 451 0 XXX


12. Totals 32 (441)

60


SCHEDULE P - PART 2R - SECTION 1 - PRODUCTS LIABILITY - OCCURENCEYears in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT


12008

22009

32010

42011

52012

62013

72014

82015

92016

102017

11One Year

12Two Year

1. Prior 1,017,321 1,152,436 1,496,505 1,550,371 1,549,758 1,746,816 1,797,246 1,972,912 2,103,903 2,238,615 134,712 265,703

2. 2008 210,552 239,884 199,115 199,014 164,614 187,071 201,975 205,294 221,661 233,326 11,665 28,032

3. 2009 XXX 137,434 140,795 125,134 98,087 99,189 98,384 125,906 147,342 156,470 9,128 30,564

4. 2010 XXX XXX 92,754 123,370 80,739 108,597 112,025 112,591 116,654 110,026 (6,628) (2,565)

5. 2011 XXX XXX XXX 89,138 63,989 82,080 85,300 109,409 114,889 111,805 (3,084) 2,396

6. 2012 XXX XXX XXX XXX 43,663 77,520 66,566 62,119 75,508 69,023 (6,485) 6,904

7. 2013 XXX XXX XXX XXX XXX 57,908 48,409 65,848 63,158 66,172 3,014 324

8. 2014 XXX XXX XXX XXX XXX XXX 61,915 62,372 63,284 62,637 (647) 265


10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 57,905 57,956 51 XXX


12. Totals 133,892 309,429

SCHEDULE P - PART 2R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE

1. Prior 210,142 178,717 270,606 227,039 207,611 194,312 171,076 163,158 169,772 187,022 17,250 23,864

2. 2008 88,980 86,374 92,798 93,517 93,465 166,082 107,744 111,957 109,293 108,284 (1,009) (3,673)

3. 2009 XXX 47,267 54,940 110,876 107,129 100,741 128,330 142,917 133,165 131,081 (2,084) (11,836)

4. 2010 XXX XXX 59,555 100,217 114,440 109,040 101,444 104,113 107,643 82,912 (24,731) (21,201)

5. 2011 XXX XXX XXX 74,384 74,676 64,149 89,490 67,592 61,339 57,931 (3,408) (9,661)

6. 2012 XXX XXX XXX XXX 60,647 56,914 87,524 82,849 70,946 75,492 4,546 (7,357)

7. 2013 XXX XXX XXX XXX XXX 28,831 36,680 29,321 19,376 19,197 (179) (10,124)

8. 2014 XXX XXX XXX XXX XXX XXX 31,886 30,759 22,025 22,512 487 (8,247)

9. 2015 XXX XXX XXX XXX XXX XXX XXX 22,801 78,869 76,058 (2,811) 53,257



12. Totals (10,040) 5,022

SCHEDULE P - PART 2S - FINANCIAL GUARANTY/MORTGAGE GUARANTY

1. Prior XXX XXX XXX XXX XXX XXX XXX 7,510 7,897 4,926 (2,971) (2,584)



4. Totals (5,670) (2,584)

SCHEDULE P - PART 2T - WARRANTY

1. Prior XXX XXX XXX XXX XXX XXX XXX 17,059 13,167 13,088 (79) (3,971)



4. Totals (1,703) (3,971)

61


SCHEDULE P - PART 3A - HOMEOWNERS/FARMOWNERSCUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END

($000 OMITTED)11

Number of12


Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017


Payment

ClaimsClosedWithout

LossPayment

1. Prior 000 (40,211) (16,285) (4,131) 7,148 11,234 11,815 12,440 15,407 16,150 6,303 1,087

2. 2008 149,645 298,765 340,409 351,728 356,593 321,641 322,115 323,856 324,671 325,699 24,388 3,662

3. 2009 XXX 166,728 259,194 274,381 285,853 287,527 289,011 290,102 291,490 291,513 26,296 4,439

4. 2010 XXX XXX 197,469 323,407 344,988 355,245 359,449 362,308 362,870 364,263 38,748 9,443

5. 2011 XXX XXX XXX 248,955 367,111 387,307 393,414 398,432 399,538 398,995 99,712 14,390

6. 2012 XXX XXX XXX XXX 247,666 495,110 511,260 524,270 531,860 541,863 73,395 14,017




10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 350,623 576,318 71,793 15,194

11. 2017 XXX XXX XXX XXX XXX XXX XXX XXX XXX 556,185 59,840 9,288

SCHEDULE P - PART 3B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL1. Prior 000 281,727 403,894 406,431 408,498 406,223 414,759 415,562 416,715 415,694 16,529 11,273

2. 2008 403,895 935,859 1,009,784 1,026,726 1,032,281 1,031,744 1,034,839 1,035,107 1,036,660 1,036,981 207,687 96,880

3. 2009 XXX 393,467 456,345 485,754 503,641 505,379 510,013 512,731 513,508 515,220 105,551 51,842

4. 2010 XXX XXX 69,944 108,170 121,043 123,014 131,605 136,387 138,878 140,482 77,429 28,711

5. 2011 XXX XXX XXX 73,089 113,745 121,287 131,046 139,674 142,895 145,549 81,356 18,219

6. 2012 XXX XXX XXX XXX 85,295 101,350 134,055 149,555 161,257 166,394 75,769 21,181






SCHEDULE P - PART 3C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL1. Prior 000 438,265 718,763 851,140 959,511 993,265 1,031,987 1,057,727 1,079,389 1,086,208 78,829 0

2. 2008 183,239 370,328 549,151 668,220 760,299 806,359 842,658 852,452 861,737 866,309 174,988 21,602

3. 2009 XXX 121,005 260,806 397,109 494,315 566,079 612,330 628,418 641,007 657,051 155,534 20,411

4. 2010 XXX XXX 111,952 265,444 402,159 481,776 576,804 640,356 670,466 683,412 168,037 58,066

5. 2011 XXX XXX XXX 133,037 265,331 403,029 538,432 633,930 701,687 721,207 166,438 35,292

6. 2012 XXX XXX XXX XXX 108,686 207,846 383,440 518,671 636,634 686,214 141,199 23,328







1. Prior 000 2,023,579 3,393,349 4,560,155 5,429,390 6,461,867 7,179,338 7,933,044 8,913,131 9,993,898 457,226 0

2. 2008 777,837 1,690,062 2,283,186 2,675,384 2,978,919 3,206,440 3,420,591 3,567,494 3,764,146 4,026,700 279,565 38,423

3. 2009 XXX 679,877 1,379,832 1,801,631 2,069,707 2,336,569 2,575,963 2,737,268 2,947,216 3,231,111 211,911 29,378

4. 2010 XXX XXX 583,760 1,189,184 1,671,275 1,984,002 2,267,980 2,436,398 2,675,853 2,993,193 188,965 25,118

5. 2011 XXX XXX XXX 552,198 1,195,925 1,621,812 1,959,931 2,216,647 2,479,620 2,840,863 176,210 22,655

6. 2012 XXX XXX XXX XXX 436,544 804,519 1,107,872 1,311,161 1,599,866 1,967,087 104,940 14,628

7. 2013 XXX XXX XXX XXX XXX 261,656 616,485 893,509 1,217,530 1,599,769 73,058 14,434

8. 2014 XXX XXX XXX XXX XXX XXX 236,286 590,287 986,087 1,350,937 68,994 10,293

9. 2015 XXX XXX XXX XXX XXX XXX XXX 250,771 755,470 1,299,604 64,707 8,335



SCHEDULE P - PART 3E - COMMERCIAL MULTIPLE PERIL1. Prior 000 108,707 206,712 265,514 296,141 332,623 355,976 369,716 379,931 392,731 19,492 0

2. 2008 36,582 109,410 160,202 181,296 197,276 206,077 217,003 221,386 225,178 229,329 26,288 7,075

3. 2009 XXX 49,801 109,740 138,055 160,963 174,823 184,988 189,397 193,687 198,211 11,457 3,839

4. 2010 XXX XXX 81,851 171,013 219,031 241,090 263,558 280,399 286,805 289,738 11,913 4,545

5. 2011 XXX XXX XXX 175,314 332,303 401,226 439,664 461,867 479,496 481,416 16,141 6,198

6. 2012 XXX XXX XXX XXX 95,845 256,982 318,257 357,449 392,691 403,852 17,999 6,377






62


SCHEDULE P - PART 3F - SECTION 1 - MEDICAL PROFESSIONAL LIABILITY - OCCURRENCECUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END

($000 OMITTED)11

Number of12


Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017


Payment

ClaimsClosedWithout

LossPayment

1. Prior 000 16,922 34,886 48,800 59,201 68,519 72,507 74,326 74,936 76,390 3,081 0

2. 2008 373 1,374 4,095 8,439 13,897 22,771 27,792 29,590 30,328 30,606 1,436 283

3. 2009 XXX 516 2,257 5,105 11,547 24,664 29,590 32,342 36,271 38,365 1,747 320

4. 2010 XXX XXX 878 2,032 4,182 11,725 21,107 28,579 32,118 32,865 1,628 281

5. 2011 XXX XXX XXX (574) 2,685 9,749 21,451 34,382 37,277 38,826 1,588 287

6. 2012 XXX XXX XXX XXX 436 4,846 9,412 22,106 34,338 39,770 1,170 280

7. 2013 XXX XXX XXX XXX XXX (1,842) (524) 14,477 24,648 31,246 797 257

8. 2014 XXX XXX XXX XXX XXX XXX 3,194 4,561 13,521 23,149 284 226

9. 2015 XXX XXX XXX XXX XXX XXX XXX (4,095) 243 6,952 171 155

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 1,877 3,165 86 54

11. 2017 XXX XXX XXX XXX XXX XXX XXX XXX XXX 2,747 16 13

SCHEDULE P - PART 3F - SECTION 2 - MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE1. Prior 000 197,551 336,021 470,803 600,041 637,594 690,011 713,135 739,938 744,465 9,296 2,823

2. 2008 4,329 47,803 111,851 160,655 200,842 221,155 245,162 285,303 311,721 329,955 3,763 2,722

3. 2009 XXX 13,648 61,598 114,906 178,806 220,926 242,189 256,852 302,908 316,053 3,891 2,228

4. 2010 XXX XXX 3,128 35,499 74,836 118,032 169,780 187,768 210,245 256,274 3,291 2,733

5. 2011 XXX XXX XXX (2,504) 38,966 106,414 163,524 224,593 270,473 297,759 3,262 2,118

6. 2012 XXX XXX XXX XXX 3,171 22,684 102,641 181,309 241,573 277,760 2,708 1,688



9. 2015 XXX XXX XXX XXX XXX XXX XXX (8,415) 55,198 175,088 993 1,197

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 3,670 26,591 518 622

11. 2017 XXX XXX XXX XXX XXX XXX XXX XXX XXX 3,747 141 174


1. Prior 000 124,309 277,588 350,140 380,789 414,742 428,017 437,797 449,148 452,348 XXX XXX

2. 2008 191,140 301,964 395,909 447,587 460,588 475,876 483,539 486,552 495,363 498,037 XXX XXX

3. 2009 XXX 130,887 241,540 241,689 268,438 288,752 300,348 304,240 306,105 303,869 XXX XXX

4. 2010 XXX XXX 120,609 208,341 237,166 241,764 258,374 261,772 268,314 277,045 XXX XXX

5. 2011 XXX XXX XXX 134,558 218,732 255,520 271,444 300,841 307,530 307,068 XXX XXX

6. 2012 XXX XXX XXX XXX 160,286 289,999 318,753 338,081 349,356 343,224 XXX XXX

7. 2013 XXX XXX XXX XXX XXX 114,199 228,947 264,985 280,834 313,286 XXX XXX

8. 2014 XXX XXX XXX XXX XXX XXX 170,826 345,377 398,228 420,222 XXX XXX

9. 2015 XXX XXX XXX XXX XXX XXX XXX 160,903 306,002 353,690 XXX XXX

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 173,061 289,677 XXX XXX


SCHEDULE P - PART 3H - SECTION 1 - OTHER LIABILITY - OCCURRENCE1. Prior 000 2,088,443 2,560,770 4,429,800 6,047,729 7,142,466 8,182,127 9,047,620 10,185,162 11,357,689 244,367 0

2. 2008 618,375 1,108,519 1,511,288 2,064,452 2,518,517 2,874,155 3,147,372 3,347,048 3,541,159 3,818,114 260,592 52,299

3. 2009 XXX 801,514 1,250,773 1,702,036 2,160,996 2,565,809 2,914,326 3,147,462 3,491,408 3,729,614 198,126 55,049

4. 2010 XXX XXX 398,802 827,686 1,315,280 1,720,479 2,057,766 2,337,135 2,675,563 3,175,986 178,672 45,197

5. 2011 XXX XXX XXX 292,390 641,113 967,221 1,386,305 1,813,047 2,301,737 2,737,458 158,463 30,442

6. 2012 XXX XXX XXX XXX 140,635 279,799 594,580 990,217 1,482,730 2,125,521 144,211 25,644

7. 2013 XXX XXX XXX XXX XXX (196,114) 83,483 431,101 945,889 1,549,905 103,498 28,306

8. 2014 XXX XXX XXX XXX XXX XXX 160,259 453,087 969,833 1,688,043 73,433 21,730




SCHEDULE P - PART 3H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE1. Prior 000 1,948,377 3,764,076 4,762,054 5,666,937 6,319,395 6,565,940 6,805,309 6,989,512 7,315,815 32,890 15,319

2. 2008 313,865 1,069,009 1,632,871 2,000,537 2,256,712 2,470,827 2,610,292 2,875,207 2,993,326 3,062,086 18,194 25,907

3. 2009 XXX 210,163 689,242 1,139,262 1,568,955 1,898,435 2,166,788 2,343,055 2,486,468 2,577,236 14,982 30,370

4. 2010 XXX XXX 135,425 522,998 890,843 1,157,088 1,414,358 1,644,443 1,761,809 1,949,606 9,553 22,461

5. 2011 XXX XXX XXX 197,353 604,095 1,040,856 1,456,773 1,934,833 2,225,306 2,429,790 7,926 22,551

6. 2012 XXX XXX XXX XXX 156,429 424,572 891,132 1,494,522 1,766,208 2,066,915 5,886 22,144

7. 2013 XXX XXX XXX XXX XXX 51,271 539,850 1,005,779 1,355,100 1,708,446 4,969 22,113

8. 2014 XXX XXX XXX XXX XXX XXX 85,744 500,434 1,010,365 1,551,991 4,226 19,558




63



CUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END($000 OMITTED)

11Number of

12Number of


Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017


Payment

ClaimsClosedWithout

LossPayment

1. Prior XXX XXX XXX XXX XXX XXX XXX 000 1,202,446 1,658,764 XXX XXX

2. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 890,378 1,659,009 XXX XXX



1. Prior XXX XXX XXX XXX XXX XXX XXX 000 46,944 51,965 0 0




1. Prior XXX XXX XXX XXX XXX XXX XXX 000 107,072 144,040 XXX XXX








1. Prior 000 62,819 62,819 62,819 62,819 62,816 62,817 62,817 62,817 62,817 XXX XXX

2. 2008 5,113 56,311 56,311 56,311 56,311 56,312 56,312 56,312 56,320 56,320 XXX XXX

3. 2009 XXX 62,585 62,585 62,585 62,585 62,577 62,585 62,577 62,577 62,577 XXX XXX

4. 2010 XXX XXX 0 0 0 0 XXX XXX

5. 2011 XXX XXX XXX 0 0 0 0 XXX XXX

6. 2012 XXX XXX XXX XXX 0 0 0 0 XXX XXX

7. 2013 XXX XXX XXX XXX XXX 0 0 0 0 XXX XXX

8. 2014 XXX XXX XXX XXX XXX XXX 0 0 0 0 XXX XXX

9. 2015 XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX XXX

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 XXX XXX


64



CUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END($000 OMITTED)

11Number of

12Number of


Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017


Payment

ClaimsClosedWithout

LossPayment

1. Prior 000 (779) (652) (539) (407) (337) (246) (247) (247) (247) XXX XXX

2. 2008 0 0 0 0 XXX XXX

3. 2009 XXX 779 779 779 779 779 780 771 771 771 XXX XXX

4. 2010 XXX XXX (137) (137) (137) (137) (138) 0 0 0 XXX XXX

5. 2011 XXX XXX XXX 12,437 12,437 12,437 18,078 18,103 18,127 18,141 XXX XXX

6. 2012 XXX XXX XXX XXX 102,275 102,275 102,263 102,480 102,706 103,256 XXX XXX

7. 2013 XXX XXX XXX XXX XXX 13,082 58,922 57,563 58,782 58,774 XXX XXX

8. 2014 XXX XXX XXX XXX XXX XXX 14,219 25,318 21,533 17,236 XXX XXX

9. 2015 XXX XXX XXX XXX XXX XXX XXX 32,329 34,364 35,821 XXX XXX

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 169 1,599 XXX XXX



1. Prior 000 1,424 1,552 1,624 1,570 1,572 1,572 1,572 1,572 1,572 XXX XXX

2. 2008 19,276 33,151 33,467 33,458 33,442 33,442 33,443 33,442 33,442 33,442 XXX XXX

3. 2009 XXX 21,256 31,968 31,386 31,385 31,374 31,374 31,374 31,374 31,374 XXX XXX

4. 2010 XXX XXX 579 519 514 516 514 516 516 516 XXX XXX

5. 2011 XXX XXX XXX 0 0 3 0 3 3 3 XXX XXX


7. 2013 XXX XXX XXX XXX XXX (517) (517) (517) (517) (517) XXX XXX


9. 2015 XXX XXX XXX XXX XXX XXX XXX 171 171 3,259 XXX XXX




1. Prior 000 0 0 0 0 0 0 0 0 0 XXX XXX

2. 2008 0 0 0 0 XXX XXX

3. 2009 XXX 0 0 0 0 XXX XXX

4. 2010 XXX XXX 0 0 0 0 XXX XXX

5. 2011 XXX XXX XXX 0 662 761 986 1,153 762 708 XXX XXX


7. 2013 XXX XXX XXX XXX XXX 0 0 0 0 XXX XXX


9. 2015 XXX XXX XXX XXX XXX XXX XXX 4 4 4 XXX XXX

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 451 451 XXX XXX


65


SCHEDULE P - PART 3R - SECTION 1 - PRODUCTS LIABILITY - OCCURENCECUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END

($000 OMITTED)11

Number of12


Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017


Payment

ClaimsClosedWithout

LossPayment

1. Prior 000 236,720 412,109 668,258 897,810 1,082,716 1,253,314 1,423,992 1,614,633 1,717,405 87,243 0

2. 2008 7,920 18,091 42,106 64,674 93,995 119,806 132,625 154,354 170,210 181,893 3,077 2,855

3. 2009 XXX 734 6,627 23,055 35,155 48,160 57,556 93,582 110,129 134,984 1,816 1,515

4. 2010 XXX XXX 653 8,099 28,017 41,962 57,204 68,868 79,212 85,151 1,314 1,110

5. 2011 XXX XXX XXX 1,269 6,757 15,880 25,082 55,639 72,254 77,915 1,490 877

6. 2012 XXX XXX XXX XXX 1,887 5,770 13,298 16,429 27,700 34,318 854 655

7. 2013 XXX XXX XXX XXX XXX (25) 2,839 24,662 25,303 31,968 687 469


9. 2015 XXX XXX XXX XXX XXX XXX XXX 514 2,091 4,137 249 238

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 600 1,858 137 101

11. 2017 XXX XXX XXX XXX XXX XXX XXX XXX XXX 33 57 45


1. Prior 000 27,418 58,706 62,686 72,589 89,743 78,593 96,701 97,730 100,496 796 972

2. 2008 4,297 7,327 25,135 33,497 35,093 37,520 47,368 54,470 55,976 101,223 314 396

3. 2009 XXX 1,653 3,467 30,890 59,367 72,934 76,631 120,064 121,472 123,581 149 378

4. 2010 XXX XXX 1,348 2,219 10,920 18,292 40,002 41,562 42,541 45,928 165 329

5. 2011 XXX XXX XXX 11,613 13,168 14,529 36,881 45,911 46,222 47,545 65 137

6. 2012 XXX XXX XXX XXX 5,800 6,347 45,207 48,316 51,402 52,920 57 144

7. 2013 XXX XXX XXX XXX XXX 325 1,372 2,107 3,116 4,026 47 69


9. 2015 XXX XXX XXX XXX XXX XXX XXX 1 828 3,760 28 151

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 458 1,136 0 21

11. 2017 XXX XXX XXX XXX XXX XXX XXX XXX XXX (77) 1 1






1. Prior XXX XXX XXX XXX XXX XXX XXX 000 12,975 13,086 19,609 0

2. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 65,603 80,595 16,889 20

3. 2017 XXX XXX XXX XXX XXX XXX XXX XXX XXX 56,964 12,162 12

66


SCHEDULE P - PART 4A - HOMEOWNERS/FARMOWNERSBULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)


Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 15,252 (1,664) 3,711 3,181 1,232 1,567 1,165 745 2,158 2,093

2. 2008 72,218 29,182 7,513 2,918 2,526 1,753 764 795 480 334

3. 2009 XXX 69,555 17,335 7,060 5,546 3,452 1,589 1,316 945 577

4. 2010 XXX XXX 82,916 18,760 11,234 5,784 3,245 2,490 1,644 1,057

5. 2011 XXX XXX XXX 95,210 26,564 13,115 7,726 3,742 1,439 1,349

6. 2012 XXX XXX XXX XXX 142,957 35,420 13,590 4,957 2,368 1,230

7. 2013 XXX XXX XXX XXX XXX 86,853 23,809 10,357 1,798 1,987

8. 2014 XXX XXX XXX XXX XXX XXX 82,326 33,421 24,118 12,143

9. 2015 XXX XXX XXX XXX XXX XXX XXX 98,050 23,475 5,626

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 103,710 23,679

11. 2017 XXX XXX XXX XXX XXX XXX XXX XXX XXX 251,904

SCHEDULE P - PART 4B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL1. Prior 117,322 (7,518) 1,733 1,409 861 667 (64) 303 1,826 3,046

2. 2008 335,650 27,244 11,294 3,469 1,153 1,144 (82) 149 0 901

3. 2009 XXX 69,284 37,539 11,776 2,725 559 178 1,058 17 1,348

4. 2010 XXX XXX 69,927 31,535 7,318 3,874 564 1,078 45 1,907

5. 2011 XXX XXX XXX 62,567 28,954 6,358 2,235 1,302 237 2,134

6. 2012 XXX XXX XXX XXX 66,782 14,162 7,080 4,192 955 2,837






SCHEDULE P - PART 4C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL1. Prior 388,623 241,578 107,372 70,650 52,507 72,450 49,583 41,743 48,770 5,211

2. 2008 380,852 180,275 122,802 57,757 21,955 26,170 14,103 16,372 8,315 1,491

3. 2009 XXX 322,651 182,565 129,046 67,128 54,500 21,689 24,294 14,139 6,880

4. 2010 XXX XXX 326,524 195,447 108,042 76,110 42,047 30,291 20,793 11,850

5. 2011 XXX XXX XXX 384,263 201,999 140,433 61,775 68,838 25,535 15,469

6. 2012 XXX XXX XXX XXX 339,231 237,515 124,259 107,974 54,750 42,341







1. Prior 6,299,391 5,546,307 5,694,740 5,026,780 4,373,176 3,663,862 3,127,988 2,892,197 3,082,323 2,419,361

2. 2008 2,317,599 1,469,219 1,254,897 947,538 791,666 663,892 478,792 427,351 376,301 193,068

3. 2009 XXX 2,110,791 1,513,176 1,114,574 932,555 732,931 584,954 495,971 382,927 190,149

4. 2010 XXX XXX 1,753,717 1,336,145 949,191 718,291 588,802 522,402 371,025 157,167

5. 2011 XXX XXX XXX 1,938,035 1,244,122 931,474 785,460 581,657 384,894 154,110

6. 2012 XXX XXX XXX XXX 1,613,726 985,857 809,840 639,726 416,419 162,810

7. 2013 XXX XXX XXX XXX XXX 1,403,330 918,638 699,768 464,477 202,961

8. 2014 XXX XXX XXX XXX XXX XXX 1,284,306 898,178 575,502 291,224

9. 2015 XXX XXX XXX XXX XXX XXX XXX 1,238,286 706,554 326,211



SCHEDULE P - PART 4E - COMMERCIAL MULTIPLE PERIL1. Prior 182,518 139,841 94,388 66,832 46,994 38,041 23,380 31,973 45,069 22,567

2. 2008 110,694 67,170 46,186 31,308 21,137 13,916 11,435 7,794 4,916 3,236

3. 2009 XXX 96,696 58,193 41,197 27,303 22,912 13,837 9,844 4,494 4,311

4. 2010 XXX XXX 97,543 53,316 42,079 25,381 21,319 15,775 10,423 9,307

5. 2011 XXX XXX XXX 117,286 62,698 48,845 31,965 22,314 13,731 13,903

6. 2012 XXX XXX XXX XXX 114,760 61,461 48,823 25,869 23,941 22,623






67


SCHEDULE P - PART 4F - SECTION 1 - MEDICAL PROFESSIONAL LIABILITY - OCCURRENCEBULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)


Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 89,164 43,489 31,229 22,070 15,286 9,351 5,896 3,436 1,188 250

2. 2008 34,653 30,680 25,215 16,914 10,130 7,004 2,603 4,983 1,235 319

3. 2009 XXX 36,200 32,294 24,080 16,679 9,521 6,845 7,686 1,051 875

4. 2010 XXX XXX 39,643 35,972 30,406 20,185 9,389 8,307 5,091 3,798

5. 2011 XXX XXX XXX 41,313 35,232 30,277 11,098 15,091 15,346 9,839

6. 2012 XXX XXX XXX XXX 46,656 42,911 34,559 25,464 19,478 14,229






SCHEDULE P - PART 4F - SECTION 2 - MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE1. Prior 596,173 374,507 243,889 162,169 121,761 98,378 57,009 33,731 38,115 21,618

2. 2008 312,011 219,453 145,139 92,319 65,157 38,723 12,760 35,504 20,315 1,899

3. 2009 XXX 254,961 196,200 137,302 77,122 55,631 35,654 42,649 19,630 3,115

4. 2010 XXX XXX 247,225 188,723 112,816 79,641 47,379 34,784 31,311 6,894

5. 2011 XXX XXX XXX 235,465 164,308 116,837 70,613 69,588 50,822 33,910

6. 2012 XXX XXX XXX XXX 336,339 158,634 126,273 69,491 72,376 46,469







1. Prior 207,909 106,177 84,310 24,051 (364) (6,216) 6,328 6,739 15,140 6,186

2. 2008 161,501 66,075 28,433 15,306 5,064 1,939 3,397 1,787 1,373 470

3. 2009 XXX 122,573 43,722 25,502 9,674 6,838 3,230 1,282 2,081 310

4. 2010 XXX XXX 97,343 48,122 23,902 19,167 4,566 1,368 2,512 1,083

5. 2011 XXX XXX XXX 114,449 47,966 31,780 11,635 4,241 2,706 2,899

6. 2012 XXX XXX XXX XXX 126,805 54,670 24,596 3,511 3,797 1,833






SCHEDULE P - PART 4H - SECTION 1 - OTHER LIABILITY - OCCURRENCE1. Prior 6,936,451 5,999,647 7,966,138 6,075,438 4,051,028 3,539,242 3,200,013 3,350,914 2,918,527 1,614,354

2. 2008 3,125,719 2,456,956 2,276,441 1,655,901 1,075,201 886,238 716,039 526,440 346,309 109,872

3. 2009 XXX 2,895,334 2,445,238 1,931,259 1,269,895 960,490 657,405 546,717 438,631 132,284

4. 2010 XXX XXX 2,555,506 2,231,570 1,787,725 1,177,879 898,681 724,517 504,773 156,316

5. 2011 XXX XXX XXX 2,237,641 1,981,992 1,570,901 1,117,067 905,214 542,440 153,096

6. 2012 XXX XXX XXX XXX 2,024,380 1,783,946 1,297,143 991,890 692,863 166,990

7. 2013 XXX XXX XXX XXX XXX 1,710,611 1,309,763 1,105,932 807,992 202,784

8. 2014 XXX XXX XXX XXX XXX XXX 1,752,037 1,390,817 1,028,018 359,013

9. 2015 XXX XXX XXX XXX XXX XXX XXX 1,434,862 1,305,369 472,946



SCHEDULE P - PART 4H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE1. Prior 5,088,242 3,091,409 1,854,053 1,383,430 581,541 460,896 408,706 453,176 302,922 259,031

2. 2008 2,974,132 2,100,842 1,281,996 712,407 465,738 200,575 112,873 102,103 64,564 33,919

3. 2009 XXX 2,188,302 1,576,555 1,142,494 651,244 335,199 226,741 135,205 95,438 50,433

4. 2010 XXX XXX 2,252,833 1,542,454 874,155 517,558 300,857 246,257 105,766 57,644

5. 2011 XXX XXX XXX 2,196,914 1,449,886 982,923 563,994 330,917 181,317 61,545

6. 2012 XXX XXX XXX XXX 1,916,507 1,450,555 855,343 479,214 340,739 106,126

7. 2013 XXX XXX XXX XXX XXX 2,071,840 1,393,904 884,190 577,738 198,404

8. 2014 XXX XXX XXX XXX XXX XXX 1,882,411 1,246,550 812,209 288,254

9. 2015 XXX XXX XXX XXX XXX XXX XXX 1,802,928 1,346,018 450,123



68



BULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)Years inWhichLossesWere

Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior XXX XXX XXX XXX XXX XXX XXX 524,533 29,948 7,934








1. Prior XXX XXX XXX XXX XXX XXX XXX 118,102 43,483 (13,453)








1. Prior 13,945 0 0 0 0 0 0 0 0 0

2. 2008 29,031 0 0 0 0 0 0 0 0 0

3. 2009 XXX 0 0 0 0 0 0 0 0 0

4. 2010 XXX XXX 0 0 0 0 0 0 0 0

5. 2011 XXX XXX XXX 0 0 0 0 0 0 0

6. 2012 XXX XXX XXX XXX 0 0 0 0 0 0

7. 2013 XXX XXX XXX XXX XXX 0 0 0 0 0

8. 2014 XXX XXX XXX XXX XXX XXX 0 0 0 0


10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 0 0

11. 2017 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0

69



BULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)Years inWhichLossesWere

Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 0 0 0 0 0 0 0 0 0 0

2. 2008 0 0 0 0 0 0 0 0 0 0

3. 2009 XXX 0 0 0 0 0 0 0 0 0

4. 2010 XXX XXX 0 0 0 0 50 0 0 0

5. 2011 XXX XXX XXX 0 0 0 0 0 218 223

6. 2012 XXX XXX XXX XXX 0 0 0 0 366 0

7. 2013 XXX XXX XXX XXX XXX 18,344 281 74 73 1,481






1. Prior 1,224 0 0 0 0 0 0 0 0 0

2. 2008 17,181 276 0 0 0 0 0 0 0 0

3. 2009 XXX 8,627 0 0 0 0 0 0 0 0

4. 2010 XXX XXX 0 0 0 0 109 97 195 195

5. 2011 XXX XXX XXX 0 0 0 442 441 264 264

6. 2012 XXX XXX XXX XXX 143 0 813 613 464 364

7. 2013 XXX XXX XXX XXX XXX 614 1,140 926 0 0


9. 2015 XXX XXX XXX XXX XXX XXX XXX 0 0 22,366




1. Prior 0 0 0 0 0 0 0 0 0 0

2. 2008 0 0 0 0 0 0 0 0 0 0

3. 2009 XXX 0 0 0 0 0 0 0 0 0

4. 2010 XXX XXX 0 0 0 256 356 370 356 0

5. 2011 XXX XXX XXX 2,766 708 342 425 669 518 0

6. 2012 XXX XXX XXX XXX 2,167 250 2,306 2,052 2,357 356

7. 2013 XXX XXX XXX XXX XXX 2,703 492 421 320 248

8. 2014 XXX XXX XXX XXX XXX XXX 1 68 0 2,357




70


SCHEDULE P - PART 4R - SECTION 1 - PRODUCTS LIABILITY - OCCURENCEBULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)


Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 826,547 717,745 750,412 607,813 397,516 453,177 375,639 333,001 323,512 288,941

2. 2008 198,123 201,190 119,465 103,855 48,789 50,643 40,417 35,256 36,314 29,682

3. 2009 XXX 128,510 112,355 93,157 53,562 45,893 32,313 28,448 28,083 20,650

4. 2010 XXX XXX 93,659 73,153 43,412 47,911 41,323 30,530 27,738 21,189

5. 2011 XXX XXX XXX 84,894 50,771 58,493 47,527 39,407 30,581 28,971

6. 2012 XXX XXX XXX XXX 37,265 64,596 49,580 38,264 30,749 26,415







1. Prior 187,524 132,527 113,044 67,175 47,001 26,788 18,020 10,171 19,615 20,770

2. 2008 73,164 74,735 52,553 45,572 35,803 19,712 12,288 10,911 7,992 2,675

3. 2009 XXX 44,778 43,697 37,642 28,517 20,862 15,594 19,516 8,620 6,385

4. 2010 XXX XXX 57,478 48,698 40,767 23,232 23,416 25,403 15,356 29,720

5. 2011 XXX XXX XXX 62,043 59,920 46,153 41,592 21,079 14,948 10,207

6. 2012 XXX XXX XXX XXX 54,397 49,479 37,866 28,547 15,239 5,270











1. Prior XXX XXX XXX XXX XXX XXX XXX 16,042 60 (8)

2. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 16,202 126


71


SCHEDULE P - PART 5A - HOMEOWNERS/FARMOWNERSSECTION 1

CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR ENDYears in Which

PremiumsWere Earnedand Losses

Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 4,362 2,121 1,207 825 500 1,305 113 101 87 86

2. 2008 11,525 18,759 19,802 20,327 20,622 24,075 24,169 24,208 24,280 24,388

3. 2009 XXX 15,428 22,629 23,947 24,481 25,902 26,003 26,066 26,179 26,296

4. 2010 XXX XXX 22,002 36,188 37,743 38,171 38,409 38,531 38,651 38,748

5. 2011 XXX XXX XXX 74,375 96,812 98,560 99,084 99,362 99,581 99,712

6. 2012 XXX XXX XXX XXX 50,056 70,826 72,309 72,868 73,208 73,395






SECTION 2NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END

Years in Which Premiums

Were Earnedand Losses

Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 1,482 910 417 308 228 221 81 59 51 34

2. 2008 4,075 973 282 227 121 89 41 31 30 13

3. 2009 XXX 4,220 598 459 197 162 61 48 44 19

4. 2010 XXX XXX 4,810 1,204 391 199 101 61 57 33

5. 2011 XXX XXX XXX 14,923 1,078 301 223 154 127 94

6. 2012 XXX XXX XXX XXX 13,932 733 360 218 141 95

7. 2013 XXX XXX XXX XXX XXX 8,004 682 368 241 182

8. 2014 XXX XXX XXX XXX XXX XXX 7,838 965 558 323

9. 2015 XXX XXX XXX XXX XXX XXX XXX 10,878 1,929 432



SECTION 3CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 3,983 1,931 843 753 276 1,864 37 102 95 90

2. 2008 17,307 21,691 22,348 22,978 23,181 27,761 27,818 27,858 27,949 28,063

3. 2009 XXX 21,828 26,252 28,266 28,581 30,411 30,436 30,509 30,637 30,754

4. 2010 XXX XXX 29,686 46,355 47,293 47,673 47,864 47,983 48,126 48,224

5. 2011 XXX XXX XXX 100,297 111,496 113,007 113,574 113,836 114,075 114,196

6. 2012 XXX XXX XXX XXX 74,232 84,866 86,417 86,978 87,329 87,507






72


SCHEDULE P - PART 5B - PRIVATE PASSENGER AUTO LIABILITY/MEDICALSECTION 1



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 67,133 11,965 903 496 288 1,082 54 36 6 1,924

2. 2008 151,011 203,905 205,346 205,961 206,232 206,758 206,789 206,791 206,796 207,687

3. 2009 XXX 84,355 102,604 104,405 105,016 105,346 105,447 105,473 105,484 105,551

4. 2010 XXX XXX 54,161 74,841 76,519 77,188 77,326 77,372 77,396 77,429

5. 2011 XXX XXX XXX 58,691 79,108 80,939 81,200 81,270 81,313 81,356

6. 2012 XXX XXX XXX XXX 54,010 74,420 75,336 75,540 75,663 75,769









Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 13,618 7,889 478 280 172 259 3 8 17 1

2. 2008 50,098 16,091 524 269 129 127 3 6 2 2

3. 2009 XXX 32,270 1,529 659 316 264 23 13 7 5

4. 2010 XXX XXX 13,854 1,768 707 436 35 18 7 4

5. 2011 XXX XXX XXX 15,695 1,963 795 73 45 19 10

6. 2012 XXX XXX XXX XXX 15,889 1,655 281 159 66 37

7. 2013 XXX XXX XXX XXX XXX 7,135 1,610 875 467 266

8. 2014 XXX XXX XXX XXX XXX XXX 6,239 1,658 882 527







Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 39,765 8,781 686 809 232 1,876 (157) 48 16 2,149

2. 2008 265,760 300,809 301,755 302,664 302,847 303,638 303,566 303,571 303,574 304,569

3. 2009 XXX 140,324 153,715 156,434 156,869 157,398 157,299 157,318 157,324 157,398

4. 2010 XXX XXX 77,718 103,958 105,204 106,224 106,066 106,099 106,112 106,144

5. 2011 XXX XXX XXX 85,404 97,451 99,707 99,455 99,524 99,545 99,585

6. 2012 XXX XXX XXX XXX 80,751 96,483 96,633 96,834 96,902 96,987






73


SCHEDULE P - PART 5C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICALSECTION 1



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 68,423 15,468 9,695 6,745 4,888 7,935 936 1,606 888 33,153

2. 2008 99,840 150,811 157,398 160,163 161,460 165,066 165,446 165,638 165,940 174,988

3. 2009 XXX 92,130 136,597 143,243 145,437 147,680 148,269 148,655 149,102 155,534

4. 2010 XXX XXX 97,423 151,456 156,997 159,162 160,384 161,139 161,796 168,037

5. 2011 XXX XXX XXX 108,626 148,928 154,345 156,538 157,877 158,966 166,438

6. 2012 XXX XXX XXX XXX 87,922 124,856 129,667 131,852 133,239 141,199









Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 17,945 7,627 4,032 2,498 1,276 1,071 1,091 889 466 424

2. 2008 41,532 8,531 3,625 1,728 735 418 341 256 125 65

3. 2009 XXX 37,170 7,608 3,147 1,381 750 533 363 175 87

4. 2010 XXX XXX 44,692 9,875 2,928 1,561 1,016 711 315 188

5. 2011 XXX XXX XXX 46,822 6,319 3,021 1,890 1,058 548 315

6. 2012 XXX XXX XXX XXX 32,882 5,909 3,234 1,747 818 465

7. 2013 XXX XXX XXX XXX XXX 28,555 6,165 3,229 1,536 889








Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 7,958 2,231 2,006 2,809 1,011 16,893 1,822 1,550 948 50,373

2. 2008 167,310 173,523 174,227 176,720 177,065 183,217 183,682 183,830 184,202 196,655

3. 2009 XXX 149,680 156,752 163,415 163,889 165,901 166,558 166,851 167,340 176,032

4. 2010 XXX XXX 164,220 214,251 214,924 215,309 216,378 216,995 217,614 226,291

5. 2011 XXX XXX XXX 181,109 187,203 188,385 190,388 191,270 192,264 202,045

6. 2012 XXX XXX XXX XXX 143,293 147,804 152,233 153,915 155,012 164,992






74



SECTION 1CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 160,462 93,039 85,458 73,494 76,271 51,409 23,234 20,828 15,195 18,293

2. 2008 114,911 200,566 227,061 239,696 248,269 262,295 270,050 273,618 277,566 279,565

3. 2009 XXX 89,909 154,132 172,436 183,536 195,505 201,853 205,487 209,820 211,911

4. 2010 XXX XXX 80,569 139,168 157,018 169,135 176,452 181,098 186,300 188,965

5. 2011 XXX XXX XXX 78,926 133,230 152,875 162,501 168,578 173,042 176,210

6. 2012 XXX XXX XXX XXX 47,192 82,089 91,939 97,938 101,984 104,940









Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 79,891 61,842 48,226 43,594 39,262 35,029 29,284 26,256 21,329 19,873

2. 2008 65,403 25,398 14,014 9,470 6,811 4,891 3,667 2,908 2,235 1,809

3. 2009 XXX 52,016 18,394 11,159 7,894 5,477 3,971 2,963 2,226 1,756

4. 2010 XXX XXX 46,460 16,790 10,891 7,235 5,015 3,681 2,631 2,060

5. 2011 XXX XXX XXX 43,428 16,398 9,560 6,249 4,257 2,984 2,259

6. 2012 XXX XXX XXX XXX 26,720 10,732 6,553 4,370 2,835 1,980









Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 57,423 48,402 27,124 23,566 29,798 50,281 42,704 19,991 11,581 18,042

2. 2008 200,455 258,728 275,570 284,706 291,075 304,680 311,590 314,603 318,082 319,797

3. 2009 XXX 157,239 197,505 210,354 218,761 229,325 234,570 237,440 241,253 243,045

4. 2010 XXX XXX 139,864 178,719 191,819 200,204 205,785 209,396 213,854 216,143

5. 2011 XXX XXX XXX 134,896 170,839 183,538 190,539 195,028 198,499 201,124

6. 2012 XXX XXX XXX XXX 83,593 105,299 112,054 116,346 119,216 121,548






75


SCHEDULE P - PART 5E - COMMERCIAL MULTIPLE PERILSECTION 1



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 22,996 3,117 11,584 2,751 1,472 935 691 781 438 390

2. 2008 15,401 20,314 24,119 25,099 25,589 25,839 26,015 26,143 26,226 26,288

3. 2009 XXX 4,304 8,572 9,702 10,475 10,874 11,146 11,288 11,393 11,457

4. 2010 XXX XXX 5,059 8,698 10,184 10,855 11,354 11,628 11,812 11,913

5. 2011 XXX XXX XXX 7,379 12,915 14,189 15,158 15,684 15,983 16,141

6. 2012 XXX XXX XXX XXX 8,074 13,679 16,384 17,267 17,765 17,999









Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 5,769 4,417 2,058 1,598 1,200 1,155 1,243 1,079 864 748

2. 2008 6,991 3,021 855 653 458 333 325 234 179 238

3. 2009 XXX 3,342 1,129 917 672 408 366 300 219 142

4. 2010 XXX XXX 3,253 1,642 1,138 736 622 446 356 220

5. 2011 XXX XXX XXX 4,359 2,125 1,213 1,129 747 495 364

6. 2012 XXX XXX XXX XXX 5,087 1,719 1,746 984 602 359

7. 2013 XXX XXX XXX XXX XXX 3,810 3,698 1,590 965 623








Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 21,045 1,890 10,055 2,508 1,097 1,129 1,723 883 482 444

2. 2008 26,737 28,370 31,343 32,406 32,743 32,906 33,212 33,327 33,431 33,601

3. 2009 XXX 9,012 12,653 14,040 14,703 14,784 15,163 15,307 15,391 15,438

4. 2010 XXX XXX 9,859 13,999 15,432 15,546 16,217 16,433 16,593 16,678

5. 2011 XXX XXX XXX 14,362 20,399 20,565 21,937 22,346 22,559 22,703

6. 2012 XXX XXX XXX XXX 15,932 19,203 23,481 24,165 24,545 24,735






76


SCHEDULE P - PART 5F - MEDICAL PROFESSIONAL LIABILITY - OCCURRENCESECTION 1A

Years in CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR ENDYears in Which


Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 507 869 737 524 437 293 80 66 46 29

2. 2008 205 456 638 866 1,123 1,260 1,344 1,392 1,422 1,436

3. 2009 XXX 270 541 841 1,083 1,278 1,390 1,591 1,691 1,747

4. 2010 XXX XXX 263 521 714 879 1,046 1,422 1,553 1,628

5. 2011 XXX XXX XXX 270 526 702 857 1,310 1,511 1,588

6. 2012 XXX XXX XXX XXX 283 556 731 914 1,078 1,170






SECTION 2AYears in NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 284 779 563 418 280 193 105 81 67 48

2. 2008 146 231 300 266 159 102 50 34 17 13

3. 2009 XXX 167 258 311 258 159 100 153 85 52

4. 2010 XXX XXX 125 210 243 249 165 181 107 61

5. 2011 XXX XXX XXX 128 187 220 204 233 111 64

6. 2012 XXX XXX XXX XXX 182 257 323 264 185 130






SECTION 3AYears in CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 517 1,286 516 344 274 173 129 55 43 16

2. 2008 373 759 1,062 1,300 1,491 1,596 1,656 1,700 1,718 1,732

3. 2009 XXX 456 882 1,320 1,557 1,684 1,768 2,036 2,086 2,119

4. 2010 XXX XXX 414 817 1,101 1,310 1,421 1,850 1,925 1,970

5. 2011 XXX XXX XXX 421 801 1,074 1,252 1,784 1,896 1,939

6. 2012 XXX XXX XXX XXX 486 932 1,229 1,399 1,510 1,580

7. 2013 XXX XXX XXX XXX XXX 726 707 965 1,099 1,174





77


SCHEDULE P - PART 5F - MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADESECTION 1B



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 6,667 3,849 2,426 2,058 1,440 1,093 557 604 90 61

2. 2008 574 1,332 1,973 2,897 3,316 3,541 3,643 3,708 3,748 3,763

3. 2009 XXX 583 1,250 2,573 3,083 3,391 3,568 3,688 3,814 3,891

4. 2010 XXX XXX 505 1,531 2,140 2,534 2,815 3,001 3,196 3,291

5. 2011 XXX XXX XXX 651 1,504 2,095 2,546 2,864 3,119 3,262

6. 2012 XXX XXX XXX XXX 659 1,364 1,866 2,276 2,548 2,708

7. 2013 XXX XXX XXX XXX XXX 378 912 1,373 1,772 2,064

8. 2014 XXX XXX XXX XXX XXX XXX 174 632 1,105 1,458




SECTION 2BYears in NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 6,201 3,947 2,701 1,649 967 584 353 218 130 83

2. 2008 2,180 1,766 1,187 628 313 182 115 77 44 36

3. 2009 XXX 1,911 1,523 924 552 308 190 160 112 63

4. 2010 XXX XXX 1,831 1,540 948 644 428 375 154 108

5. 2011 XXX XXX XXX 2,035 1,503 949 575 443 293 209

6. 2012 XXX XXX XXX XXX 1,784 1,259 793 584 397 271

7. 2013 XXX XXX XXX XXX XXX 1,245 1,153 919 611 380



10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 1,228 780


SECTION 3BYears in CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 4,910 2,906 1,772 1,374 1,099 805 866 89 52 36

2. 2008 3,175 4,539 5,192 5,873 6,163 6,337 6,411 6,458 6,506 6,521

3. 2009 XXX 2,789 3,933 5,200 5,558 5,746 5,873 6,003 6,136 6,182

4. 2010 XXX XXX 2,723 4,466 4,916 5,225 5,399 5,902 6,061 6,132

5. 2011 XXX XXX XXX 3,239 4,239 4,697 4,983 5,289 5,469 5,589

6. 2012 XXX XXX XXX XXX 2,786 3,712 4,054 4,377 4,554 4,667






78


SCHEDULE P - PART 5H - OTHER LIABILITY - OCCURRENCESECTION 1A



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 98,299 57,008 55,004 48,816 34,597 25,189 9,455 9,932 6,955 15,521

2. 2008 133,875 206,556 225,087 232,570 237,730 252,017 257,050 258,493 259,728 260,592

3. 2009 XXX 112,890 166,664 176,666 182,774 188,832 193,610 195,443 197,108 198,126

4. 2010 XXX XXX 103,037 152,189 162,637 168,869 172,789 175,312 177,462 178,672

5. 2011 XXX XXX XXX 90,855 135,255 143,924 148,588 151,691 156,994 158,463

6. 2012 XXX XXX XXX XXX 92,658 131,353 134,998 137,589 139,923 144,211









Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 75,485 60,450 45,253 43,597 36,544 31,136 24,997 25,246 18,632 17,418

2. 2008 36,264 16,365 10,548 7,713 5,272 3,966 2,666 2,082 1,496 1,210

3. 2009 XXX 33,175 14,037 9,906 6,466 4,435 2,911 2,205 1,573 1,248

4. 2010 XXX XXX 34,176 14,738 8,726 6,024 3,913 2,776 1,927 1,428

5. 2011 XXX XXX XXX 31,709 11,299 7,423 5,436 3,730 2,450 1,823

6. 2012 XXX XXX XXX XXX 21,368 6,964 5,879 4,217 2,781 1,819









Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 40,019 41,651 22,727 24,469 18,165 45,138 28,974 16,432 6,293 17,911

2. 2008 204,626 256,789 274,825 282,420 286,548 305,325 310,182 311,689 313,072 314,101

3. 2009 XXX 163,395 223,901 234,703 239,230 245,128 249,529 251,294 253,335 254,423

4. 2010 XXX XXX 151,256 203,470 210,798 215,909 219,313 221,713 224,094 225,297

5. 2011 XXX XXX XXX 138,225 169,501 176,597 181,413 184,283 189,287 190,728

6. 2012 XXX XXX XXX XXX 126,151 156,773 162,238 165,308 167,501 171,674






79


SCHEDULE P - PART 5H - OTHER LIABILITY - CLAIMS-MADESECTION 1B



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 13,190 15,476 5,611 4,136 4,031 3,695 849 951 432 698

2. 2008 1,594 10,284 13,323 15,013 16,124 17,440 17,787 17,962 18,105 18,194

3. 2009 XXX 1,699 6,930 9,306 10,823 13,770 14,182 14,475 14,879 14,982

4. 2010 XXX XXX 1,426 4,782 6,747 7,776 8,398 8,755 9,429 9,553

5. 2011 XXX XXX XXX 1,399 4,008 5,434 6,328 6,971 7,606 7,926

6. 2012 XXX XXX XXX XXX 1,224 2,998 4,242 5,063 5,575 5,886

7. 2013 XXX XXX XXX XXX XXX 812 2,614 3,774 4,532 4,969

8. 2014 XXX XXX XXX XXX XXX XXX 963 2,572 3,521 4,226







Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 24,856 14,959 8,712 6,365 4,715 3,846 3,311 2,972 2,460 2,239

2. 2008 19,578 9,373 4,640 2,818 1,736 1,167 973 676 461 369

3. 2009 XXX 19,692 8,843 4,897 2,794 1,769 1,734 1,048 747 562

4. 2010 XXX XXX 16,397 7,531 4,050 2,506 1,814 1,287 930 682

5. 2011 XXX XXX XXX 15,525 7,713 4,223 2,833 1,906 1,288 899

6. 2012 XXX XXX XXX XXX 16,339 7,457 4,067 2,464 1,616 1,105









Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 6,880 6,979 537 4,286 3,075 6,065 2,801 1,249 2,586 846

2. 2008 26,676 33,844 33,620 35,239 36,041 39,283 39,837 40,004 44,394 44,470

3. 2009 XXX 33,785 34,827 37,110 38,048 43,565 45,047 45,313 45,842 45,914

4. 2010 XXX XXX 23,724 28,698 30,080 30,549 31,489 31,837 32,619 32,696

5. 2011 XXX XXX XXX 23,614 28,205 28,733 29,888 30,508 31,130 31,376

6. 2012 XXX XXX XXX XXX 24,249 26,289 27,701 28,360 28,879 29,135






80


SCHEDULE P - PART 5R - PRODUCTS LIABILITY - OCCURRENCESECTION 1A



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 6,636 6,385 17,728 18,807 14,604 16,605 1,221 4,228 3,985 3,717

2. 2008 316 652 959 1,220 1,514 1,766 2,005 2,359 2,759 3,077

3. 2009 XXX 270 633 856 1,063 1,218 1,333 1,448 1,646 1,816

4. 2010 XXX XXX 188 576 740 870 985 1,081 1,262 1,314

5. 2011 XXX XXX XXX 562 912 1,049 1,163 1,291 1,431 1,490

6. 2012 XXX XXX XXX XXX 251 479 582 723 804 854









Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 10,159 19,021 17,160 20,062 20,787 21,802 18,139 16,065 14,011 12,352

2. 2008 498 439 491 486 459 489 623 608 549 448

3. 2009 XXX 507 387 338 292 244 249 203 256 187

4. 2010 XXX XXX 385 263 297 239 163 127 128 93

5. 2011 XXX XXX XXX 342 311 302 258 161 102 82

6. 2012 XXX XXX XXX XXX 332 299 232 137 73 41









Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 8,146 11,278 9,241 11,564 11,646 14,486 20,010 7,670 6,032 4,852

2. 2008 1,646 2,373 2,951 3,403 3,839 4,263 4,876 5,456 5,949 6,380

3. 2009 XXX 1,078 1,706 2,053 2,348 2,573 2,835 3,017 3,334 3,518

4. 2010 XXX XXX 860 1,472 1,800 1,981 2,116 2,235 2,462 2,517

5. 2011 XXX XXX XXX 1,112 1,706 1,979 2,142 2,241 2,380 2,449

6. 2012 XXX XXX XXX XXX 759 1,188 1,339 1,452 1,507 1,550

7. 2013 XXX XXX XXX XXX XXX 646 954 1,097 1,166 1,213





81


SCHEDULE P - PART 5R - PRODUCTS LIABILITY - CLAIMS-MADESECTION 1B



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 238 170 169 137 147 120 19 12 10 12

2. 2008 21 67 107 142 164 175 214 236 243 314

3. 2009 XXX 34 64 85 110 125 136 142 146 149

4. 2010 XXX XXX 10 26 85 122 134 156 161 165

5. 2011 XXX XXX XXX 5 30 43 50 58 63 65

6. 2012 XXX XXX XXX XXX 6 20 30 40 48 57




10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 0





Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 574 404 294 306 263 182 121 84 59 48

2. 2008 242 144 99 66 42 29 33 26 37 30

3. 2009 XXX 190 139 100 51 29 20 18 9 8

4. 2010 XXX XXX 159 131 101 64 47 22 16 12

5. 2011 XXX XXX XXX 80 72 37 24 14 9 10

6. 2012 XXX XXX XXX XXX 51 46 27 20 16 10









Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 432 301 157 280 201 129 122 13 25 14

2. 2008 333 435 498 539 558 575 623 644 672 740

3. 2009 XXX 277 395 460 494 504 518 526 530 535

4. 2010 XXX XXX 259 361 449 476 487 501 505 506

5. 2011 XXX XXX XXX 114 184 188 198 204 208 212

6. 2012 XXX XXX XXX XXX 98 140 161 196 203 211






82


SCHEDULE P - PART 5T - WARRANTYSECTION 1



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior XXX XXX XXX XXX XXX XXX XXX 0 0 0



SECTION 2Years in NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017




SECTION 3Years in CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017




83


SCHEDULE P - PART 6C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICALSECTION 1

Years in Which CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END ($000 OMITTED) 11Premiums


Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior (5,345) (62,931) 6,909 (15,668) 2,076 1,483 (21,854) 4,532 526 (5,744) (5,744)

2. 2008 1,445,166 1,426,147 1,416,274 1,415,704 1,415,628 1,415,396 1,414,348 1,414,053 1,415,072 1,414,834 (238)

3. 2009 XXX 1,246,506 1,239,614 1,236,476 1,247,932 1,245,582 1,244,531 1,243,676 1,243,472 1,243,259 (213)

4. 2010 XXX XXX 1,210,399 1,216,491 1,220,743 1,216,928 1,217,488 1,216,588 1,216,119 1,215,510 (608)

5. 2011 XXX XXX XXX 1,211,843 1,213,879 1,209,908 1,206,325 1,204,290 1,204,881 1,204,556 (326)

6. 2012 XXX XXX XXX XXX 1,028,506 1,024,791 1,019,176 1,019,094 1,018,180 1,018,421 242

7. 2013 XXX XXX XXX XXX XXX 912,219 906,761 900,490 898,232 898,130 (102)

8. 2014 XXX XXX XXX XXX XXX XXX 1,085,895 1,084,352 1,077,867 1,077,276 (591)

9. 2015 XXX XXX XXX XXX XXX XXX XXX 1,140,240 1,150,443 1,149,458 (984)

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 1,132,138 1,133,059 921

11. 2017 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,140,434 1,140,434

12. Totals XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,132,791

13. Earned Premiums (Sch P-Pt. 1) 1,439,821 1,164,555 1,200,544 1,198,560 1,048,248 899,621 1,047,844 1,132,791 993,756 684,869 XXX

SECTION 2Years in Which CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior 4,719 (3,478) 6,511 (4,976) 350 (1,698) (2,483) 678 178 0 0

2. 2008 314,524 315,956 317,135 317,255 318,300 317,456 317,292 317,246 317,288 317,276 (12)

3. 2009 XXX 245,634 257,262 257,621 257,862 257,379 260,296 260,219 260,233 260,227 (6)

4. 2010 XXX XXX 325,983 331,437 336,049 335,339 338,860 338,659 338,677 338,646 (31)

5. 2011 XXX XXX XXX 272,272 276,468 278,605 281,502 281,444 281,466 281,462 (4)

6. 2012 XXX XXX XXX XXX 225,755 225,132 225,702 228,460 228,459 228,503 44

7. 2013 XXX XXX XXX XXX XXX 16,480 17,410 18,634 18,849 18,852 3

8. 2014 XXX XXX XXX XXX XXX XXX 129,594 133,576 136,174 136,176 2

9. 2015 XXX XXX XXX XXX XXX XXX XXX 160,440 170,663 170,677 15

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 154,825 155,050 225

11. 2017 XXX XXX XXX XXX XXX XXX XXX XXX XXX 168,463 168,463

12. Totals XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 168,699

13. Earned Premiums (Sch P-Pt. 1) 319,243 243,588 345,301 273,229 236,201 14,258 137,782 168,699 279,955 294,945 XXX


SECTION 1Years in Which CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior (270,507) (241,243) (178,407) 9,136 (31,440) 17,835 121,518 41,119 (7,959) (1,217) (1,217)

2. 2008 5,829,756 5,866,110 5,842,109 5,834,496 5,844,804 5,844,440 5,839,965 5,842,780 5,835,689 5,823,623 (12,067)

3. 2009 XXX 5,041,128 5,011,510 5,055,277 5,040,225 5,076,624 5,090,123 5,097,660 5,083,440 5,065,276 (18,164)

4. 2010 XXX XXX 4,136,107 4,356,384 4,327,315 4,382,384 4,413,323 4,408,609 4,409,471 4,398,851 (10,620)

5. 2011 XXX XXX XXX 3,695,708 3,777,328 3,817,127 3,854,785 3,852,082 3,849,428 3,845,176 (4,252)

6. 2012 XXX XXX XXX XXX 3,290,072 3,385,936 3,391,399 3,387,901 3,392,102 3,384,723 (7,379)

7. 2013 XXX XXX XXX XXX XXX 2,866,987 2,893,543 2,912,959 2,912,176 2,907,150 (5,026)

8. 2014 XXX XXX XXX XXX XXX XXX 2,669,208 2,731,098 2,775,464 2,772,450 (3,014)

9. 2015 XXX XXX XXX XXX XXX XXX XXX 2,577,253 2,788,376 2,776,215 (12,162)

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 2,419,331 2,412,504 (6,828)



13. Earned Premiums (Sch P-Pt. 1) 5,559,248 4,836,239 3,904,082 3,961,274 3,306,439 3,111,590 2,900,366 2,799,115 2,533,640 1,898,454 XXX



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior 15,023 (9,752) (12,549) 8,719 9,831 (14,293) 1,795 7,105 6,263 (2) (2)

2. 2008 284,328 289,577 291,381 292,212 301,158 291,922 292,693 291,301 291,972 291,970 (2)

3. 2009 XXX 314,532 318,641 320,789 318,167 306,983 303,171 303,067 303,736 303,735 (2)

4. 2010 XXX XXX 410,270 416,443 420,029 423,512 424,428 424,490 425,740 425,739 (1)

5. 2011 XXX XXX XXX 473,837 479,834 487,469 494,379 494,508 499,728 499,729 1

6. 2012 XXX XXX XXX XXX 267,585 277,913 280,095 282,136 285,973 285,975 2








84


SCHEDULE P - PART 6E - COMMERCIAL MULTIPLE PERILSECTION 1



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior 5,660 (347) 543 (2) (12) 27 64 63 87 0 0

2. 2008 731,240 734,048 734,073 734,073 734,071 734,079 734,088 734,105 734,152 734,247 95

3. 2009 XXX 612,697 618,398 617,359 617,305 617,308 617,305 617,293 617,287 617,280 (7)

4. 2010 XXX XXX 636,004 637,216 638,220 637,876 637,879 637,857 637,850 637,848 (2)

5. 2011 XXX XXX XXX 619,930 628,303 628,106 628,094 628,113 628,177 628,287 110

6. 2012 XXX XXX XXX XXX 865,916 883,950 883,950 883,931 883,432 883,502 70


8. 2014 XXX XXX XXX XXX XXX XXX 916,822 926,527 926,793 926,786 (7)

9. 2015 XXX XXX XXX XXX XXX XXX XXX 1,087,958 1,095,850 1,095,859 9

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 1,090,671 1,092,321 1,650



13. Earned Premiums (Sch P-Pt. 1) 736,900 615,158 642,274 620,100 875,224 848,211 920,603 958,843 1,186,467 756,847 XXX



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior 3,543 (23) 24 (4) (9) 11 6 63 81 0 0

2. 2008 149,957 150,725 150,812 150,864 150,870 150,874 150,877 150,900 150,968 151,042 74

3. 2009 XXX 182,896 185,721 185,228 185,229 185,233 185,232 185,225 185,222 185,221 (1)

4. 2010 XXX XXX 146,770 145,199 145,860 145,782 145,778 145,770 145,767 145,766 (1)

5. 2011 XXX XXX XXX 124,439 128,131 128,059 128,057 128,063 128,072 128,098 26

6. 2012 XXX XXX XXX XXX 298,520 301,408 301,407 301,436 301,448 301,464 15


8. 2014 XXX XXX XXX XXX XXX XXX 68,604 73,578 73,910 73,908 (2)






SCHEDULE P - PART 6H - OTHER LIABILITY - OCCURRENCESECTION 1A



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior (205,799) (201,616) 22,335 (11,049) 31,475 36,077 46,459 (72,070) (100,413) (3,882) (3,882)

2. 2008 7,511,022 7,517,012 7,481,321 7,460,821 7,469,804 7,477,796 7,490,499 7,486,528 7,496,584 7,496,163 (421)

3. 2009 XXX 5,985,877 6,005,927 6,013,656 6,024,137 6,012,244 6,027,614 6,020,353 6,041,839 6,041,507 (332)

4. 2010 XXX XXX 5,015,984 5,094,453 5,104,576 5,104,040 5,110,153 5,114,995 5,131,636 5,131,498 (137)

5. 2011 XXX XXX XXX 4,207,463 4,246,351 4,235,339 4,262,984 4,254,709 4,308,507 4,309,200 693

6. 2012 XXX XXX XXX XXX 3,653,819 3,661,907 3,663,567 3,658,544 3,677,002 3,676,519 (482)

7. 2013 XXX XXX XXX XXX XXX 2,968,081 2,988,474 2,977,381 2,985,178 2,985,196 18

8. 2014 XXX XXX XXX XXX XXX XXX 3,336,701 3,376,667 3,369,924 3,371,501 1,577

9. 2015 XXX XXX XXX XXX XXX XXX XXX 3,845,673 3,896,776 3,901,269 4,493





SECTION 2AYears in Which CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior 55,696 (45,122) 608 6,757 (2,291) 11,207 (3,717) 8,665 (8,471) (3) (3)

2. 2008 2,138,587 2,141,623 2,128,724 2,133,631 2,134,919 2,155,735 2,157,007 2,160,045 2,166,614 2,166,649 35

3. 2009 XXX 1,279,935 1,286,955 1,284,719 1,285,103 1,292,079 1,290,660 1,290,485 1,292,582 1,292,595 13

4. 2010 XXX XXX 1,107,799 1,115,076 1,114,418 1,123,039 1,119,779 1,120,441 1,124,187 1,124,266 80

5. 2011 XXX XXX XXX 842,160 856,245 853,132 856,267 856,356 859,866 859,875 9

6. 2012 XXX XXX XXX XXX 763,862 773,256 776,013 774,479 776,515 776,771 256



9. 2015 XXX XXX XXX XXX XXX XXX XXX 1,406,657 1,454,699 1,454,903 203




13. Earned Premiums (Sch P-Pt. 1) 2,194,283 1,237,849 1,102,529 858,865 776,671 462,330 591,560 772,943 1,047,694 765,661 XXX

85


SCHEDULE P - PART 6H - OTHER LIABILITY - CLAIMS-MADESECTION 1B



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior 30,928 8,527 (1,665) (1,042) (10,967) (3,360) 2,626 (126) (2,037) 0 0

2. 2008 4,839,801 4,882,708 4,885,420 4,886,195 4,885,571 4,886,570 4,888,626 4,888,661 4,882,413 4,882,448 35

3. 2009 XXX 3,821,101 3,835,184 3,834,299 3,838,923 3,839,618 3,839,492 3,839,575 3,838,689 3,838,697 8

4. 2010 XXX XXX 3,574,269 3,601,360 3,608,778 3,609,716 3,609,550 3,610,019 3,610,187 3,610,653 466

5. 2011 XXX XXX XXX 3,912,285 3,929,879 3,931,690 3,931,283 3,931,001 3,930,894 3,930,935 41

6. 2012 XXX XXX XXX XXX 3,457,697 3,475,033 3,475,455 3,521,634 3,521,778 3,522,077 298

7. 2013 XXX XXX XXX XXX XXX 3,693,158 3,700,020 3,692,579 3,693,786 3,695,730 1,944

8. 2014 XXX XXX XXX XXX XXX XXX 3,909,842 3,885,377 3,889,451 3,894,303 4,852

9. 2015 XXX XXX XXX XXX XXX XXX XXX 3,282,707 3,319,924 3,323,460 3,536





SECTION 2BYears in Which CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior 11,751 6,082 (716) (1,269) (450) 1,662 (522) (2) 0 0 0

2. 2008 560,823 565,564 565,690 565,997 566,091 566,432 566,434 566,435 566,435 566,435 8

3. 2009 XXX 419,643 430,658 431,037 431,215 431,418 431,401 431,401 431,401 431,401 3

4. 2010 XXX XXX 263,621 277,883 278,298 278,525 278,698 278,698 278,701 278,701 269

5. 2011 XXX XXX XXX 462,805 469,390 469,849 469,826 469,825 469,825 469,825 21

6. 2012 XXX XXX XXX XXX 289,581 303,896 303,955 304,694 304,696 304,696 151


8. 2014 XXX XXX XXX XXX XXX XXX 691,755 692,120 692,143 692,143 1,072

9. 2015 XXX XXX XXX XXX XXX XXX XXX 6,627 7,075 7,075 1,436

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 7,570 19,759 12,189




SCHEDULE P - PART 6M - INTERNATIONALSECTION 1



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2008 238,099 238,099 238,099 238,099 238,099 238,099 238,099 238,099 238,099 238,099 0

3. 2009 XXX 164,367 164,367 164,367 164,367 164,367 164,367 164,367 164,367 164,367 0

4. 2010 XXX XXX 0 0 0 0 0 0 0 0 0

5. 2011 XXX XXX XXX 1,146 1,146 1,146 1,146 1,146 1,146 1,146 0

6. 2012 XXX XXX XXX XXX 0 0 0 0 0 0 0

7. 2013 XXX XXX XXX XXX XXX 861 861 861 861 861 0


9. 2015 XXX XXX XXX XXX XXX XXX XXX 48 48 48 0

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX 48 48 0

11. 2017 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 0

12. Totals XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 0

13. Earned Premiums (Sch P-Pt. 1) 238,099 164,367 0 1,146 0 861 8,052 0 2,000 0 XXX



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2008 163,051 163,051 163,051 163,051 163,051 163,051 163,051 163,051 163,051 163,051 0

3. 2009 XXX 125,066 125,066 125,066 125,066 125,066 125,066 125,066 125,066 125,066 0

4. 2010 XXX XXX 0 0 0 0 0 0 0 0 0

5. 2011 XXX XXX XXX 1,146 1,146 1,146 1,146 1,146 1,146 1,146 0

6. 2012 XXX XXX XXX XXX 0 0 0 0 0 0 0


8. 2014 XXX XXX XXX XXX XXX XXX 636 636 636 636 0





13. Earned Premiums (Sch P-Pt. 1) 163,051 125,066 0 1,146 0 861 636 0 2,000 0 XXX

86


SCHEDULE P - PART 6N - REINSURANCE - NONPROPORTIONAL ASSUMED PROPERTYSECTION 1



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2008 0 0 0 0 0 0 0 0 0 0 0

3. 2009 XXX 242 242 242 242 242 242 242 242 242 0

4. 2010 XXX XXX 9,944 9,944 9,944 9,944 9,944 9,944 9,944 9,944 0

5. 2011 XXX XXX XXX 43,845 43,845 43,845 43,845 43,845 43,845 43,845 0

6. 2012 XXX XXX XXX XXX 120,114 120,114 120,114 120,114 120,114 120,114 0







13. Earned Premiums (Sch P-Pt. 1) 0 242 9,944 43,845 120,118 138,577 131,573 67,271 42,616 8,105 XXX



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2008 0 0 0 0 0 0 0 0 0 0 0

3. 2009 XXX 0 0 0 0 0 0 0 0 0 0

4. 2010 XXX XXX 0 0 0 0 0 0 0 0 0

5. 2011 XXX XXX XXX 20,420 20,420 20,420 20,420 20,420 20,420 20,420 0

6. 2012 XXX XXX XXX XXX 1,554 1,554 1,554 1,554 1,554 1,554 0







13. Earned Premiums (Sch P-Pt. 1) 0 0 0 20,420 1,554 304 0 0 68 893 XXX

SCHEDULE P - PART 6O - REINSURANCE - NONPROPORTIONAL ASSUMED LIABILITYSECTION 1



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2008 103,107 103,107 103,107 103,107 103,107 103,107 103,107 103,107 103,107 103,107 0

3. 2009 XXX 77,705 77,705 77,705 77,705 77,705 77,705 77,705 77,705 77,705 0

4. 2010 XXX XXX 5,675 5,675 5,675 5,675 5,675 5,675 5,675 5,675 0

5. 2011 XXX XXX XXX 3,132 3,132 3,132 3,132 3,132 3,132 3,132 0

6. 2012 XXX XXX XXX XXX 1,901 1,901 1,901 1,901 1,901 1,901 0







13. Earned Premiums (Sch P-Pt. 1) 103,108 77,705 5,675 3,131 1,901 587 320 44,792 46,352 47,969 XXX



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2008 45,589 45,589 45,589 45,589 45,589 45,589 45,589 45,589 45,589 45,589 0

3. 2009 XXX 33,145 33,147 33,145 33,145 33,145 33,145 33,145 33,145 33,145 0

4. 2010 XXX XXX 2,674 2,674 2,674 2,674 2,674 2,674 2,674 2,674 0

5. 2011 XXX XXX XXX 3,283 3,283 3,283 3,283 3,283 3,283 3,283 0

6. 2012 XXX XXX XXX XXX 1,706 1,706 1,706 1,706 1,706 1,706 0







13. Earned Premiums (Sch P-Pt. 1) 45,590 33,145 2,674 3,282 1,706 587 0 10 3,022 0 XXX

87


SCHEDULE P - PART 6R - PRODUCTS LIABILITY - OCCURRENCESECTION 1A



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior (6,148) (5,339) (10,178) (13,837) (21,219) (33,557) 6,097 47,402 26,243 19 19

2. 2008 306,093 313,100 301,435 302,100 304,649 300,178 299,559 297,958 301,557 301,565 8

3. 2009 XXX 143,952 134,852 139,199 146,682 155,001 158,116 156,459 157,111 157,121 9

4. 2010 XXX XXX 63,617 72,061 78,298 21,450 21,403 21,972 15,926 15,927 1

5. 2011 XXX XXX XXX 76,083 100,200 83,020 82,670 82,848 79,435 79,435 0

6. 2012 XXX XXX XXX XXX 11,269 17,839 21,715 21,626 22,190 22,190 0








SECTION 2AYears in Which CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior 12,879 (2,827) 2,614 (1,164) 114 (104) 196 0 0 0 0

2. 2008 34,095 35,380 32,234 32,385 32,368 32,377 32,469 32,469 32,469 32,468 0

3. 2009 XXX 24,071 22,306 22,537 22,469 22,442 22,363 22,363 22,363 22,363 0

4. 2010 XXX XXX 11,418 11,616 11,634 11,640 11,640 11,640 11,640 11,640 0

5. 2011 XXX XXX XXX 2,616 3,235 2,700 2,700 2,700 2,700 2,700 0

6. 2012 XXX XXX XXX XXX 3,414 3,552 3,959 3,959 3,959 3,959 0








SCHEDULE P - PART 6R - PRODUCTS LIABILITY - CLAIMS-MADESECTION 1B



Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior 3,605 605 (7,064) 219 14 (173) 25 0 0 0 0

2. 2008 172,174 174,466 175,386 175,214 175,214 174,796 174,804 174,804 174,804 174,804 0

3. 2009 XXX 104,902 105,975 105,995 106,023 106,022 106,030 106,030 106,030 106,030 0

4. 2010 XXX XXX 90,765 93,065 91,014 91,013 91,021 91,021 91,021 91,021 0

5. 2011 XXX XXX XXX 94,459 96,645 96,744 96,752 96,752 96,752 96,752 0

6. 2012 XXX XXX XXX XXX 105,426 105,983 106,069 106,087 106,087 106,087 0








SECTION 2BYears in Which CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

CurrentYear

Premiums Earned

1. Prior 1,003 807 146 61 0 (23) 18 0 0 0 0

2. 2008 44,021 45,836 46,323 46,257 46,253 46,197 46,203 46,203 46,203 46,203 0

3. 2009 XXX 31,237 31,652 31,665 31,661 31,660 31,666 31,666 31,666 31,666 0

4. 2010 XXX XXX 13,032 13,058 13,057 13,057 13,062 13,062 13,062 13,062 0

5. 2011 XXX XXX XXX 2,589 2,599 2,611 2,616 2,616 2,616 2,616 0

6. 2012 XXX XXX XXX XXX 2,479 2,480 2,484 2,484 2,484 2,484 0








88


SCHEDULE P - PART 7A - PRIMARY LOSS SENSITIVE CONTRACTS ($000 OMITTED)SECTION 1

Schedule P - Part 1

1

Total Net Losses and Expenses

Unpaid

2Net Losses and

Expenses Unpaidon Loss Sensitive

Contracts

3

Loss Sensitiveas Percentage

of Total

4

Total NetPremiums

Written

5Net Premiums

Written onLoss Sensitive

Contracts

6


of Total

1. Homeowners/Farmowners 883,690 0.0 1,123,901 0.0

2. Private Passenger Auto Liability/ Medical 390,008 0.0 398,522 0.0

3. Commercial Auto/Truck Liability/ Medical 1,993,745 81,914 4.1 326,366 15,934 4.9

4. Workers’ Compensation 8,997,521 3,108,169 34.5 1,049,045 230,114 21.9

5. Commercial Multiple Peril 1,060,441 0.0 610,751 0.0

6. Medical Professional Liability - Occurrence 249,273 17,613 7.1 34,549 912 2.6

7. Medical Professional Liability - Claims -Made 754,738 88,130 11.7 57,635 4,829 8.4

8. Special Liability 687,261 0.0 497,861 0.0

9. Other Liability - Occurrence 11,245,799 839,401 7.5 1,528,148 44,752 2.9

10. Other Liability - Claims-Made 8,160,452 0.0 2,809,303 0.0

11. Special Property 4,117,863 0.0 3,008,634 0.0

12. Auto Physical Damage 76,903 32 0.0 341,878 2 0.0

13. Fidelity/Surety 244,619 0.0 168,915 0.0

14. Other 518,882 0.0 1,810,788 0.0

15. International 0 0.0 0 0.0

16. Reinsurance - Nonproportional Assumed Property XXX XXX XXX XXX XXX XXX

17. Reinsurance - Nonproportional Assumed Liability XXX XXX XXX XXX XXX XXX

18. Reinsurance - Nonproportional Assumed Financial Lines XXX XXX XXX XXX XXX XXX

19. Products Liability - Occurrence 1,012,018 (2,320) (0.2) 88,587 1,992 2.2

20. Products Liability - Claims-Made 333,936 0.0 28,856 0.0

21. Financial Guaranty/Mortgage Guaranty 29,166 0.0 173,758 0.0

22. Warranty 18,745 0.0 74,319 0.0

23. Totals 40,775,060 4,132,939 10.1 14,131,814 298,535 2.1

SECTION 2INCURRED LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 10,698,037 10,636,039 11,171,682 10,794,162 10,088,038 9,083,000 8,313,445 7,854,361 8,116,610 6,073,626

2. 2008 967,749 1,687,759 1,807,676 1,813,539 1,841,745 1,902,681 1,852,805 1,895,640 1,972,208 1,972,284

3. 2009 XXX 729,241 1,261,588 1,300,186 1,519,717 1,538,049 1,513,754 1,544,256 1,664,318 1,648,615

4. 2010 XXX XXX 716,086 1,140,280 1,380,155 1,399,391 1,341,162 1,350,957 1,426,688 1,425,758

5. 2011 XXX XXX XXX 607,603 777,440 827,009 865,088 860,880 869,388 853,485

6. 2012 XXX XXX XXX XXX 234,038 365,235 374,559 390,350 442,538 430,885






SECTION 3BULK AND INCURRED BUT NOT REPORTED RESERVES FOR LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES AT YEAR END

($000 OMITTED)Years inWhich

PoliciesWere Issued

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 3,000,997 2,116,548 1,982,681 1,351,586 1,147,688 592,163 807,251 852,401 1,177,253 926,345

2. 2008 733,831 918,748 740,801 513,844 393,932 211,390 247,460 258,662 276,037 227,483

3. 2009 XXX 525,911 854,046 626,364 484,669 213,398 245,146 245,881 257,075 202,094

4. 2010 XXX XXX 539,746 763,895 545,366 254,568 279,577 263,966 251,208 216,628

5. 2011 XXX XXX XXX 572,750 517,700 227,490 300,947 221,125 211,476 179,790

6. 2012 XXX XXX XXX XXX 202,057 155,126 210,519 131,261 155,772 127,695






89


SCHEDULE P - PART 7A - PRIMARY LOSS SENSITIVE CONTRACTS (Continued)SECTION 4

NET EARNED PREMIUMS REPORTED AT YEAR END ($000 OMITTED)Years inWhich

PoliciesWere Issued

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 10,496,156 10,490,492 10,344,861 9,639,862 8,827,800 7,346,009 6,181,128 4,580,294 2,551,288 372,525

2. 2008 993,854 1,924,174 1,933,743 1,968,333 2,010,827 2,019,147 2,001,013 1,972,246 1,845,469 1,818,092

3. 2009 XXX 837,784 1,382,491 1,458,073 1,720,689 1,738,300 1,750,766 1,759,333 1,740,934 1,714,984

4. 2010 XXX XXX 754,678 1,263,968 1,533,122 1,567,554 1,598,075 1,601,619 1,592,119 1,619,964

5. 2011 XXX XXX XXX 620,015 865,532 864,044 877,925 882,883 878,504 905,177

6. 2012 XXX XXX XXX XXX 221,574 365,568 335,256 351,475 428,840 420,669






SECTION 5NET RESERVE FOR PREMIUM ADJUSTMENTS AND ACCRUED RETROSPECTIVE PREMIUMS AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 3,673,077 2,678,993 2,290,910 1,739,871 1,409,776 1,120,307 1,188,267 675,109 991,824 774,933

2. 2008 696,193 941,521 667,265 491,580 383,986 318,765 193,630 182,583 85,705 101,433

3. 2009 XXX 531,517 792,683 575,083 444,587 323,233 206,089 208,076 96,300 88,812

4. 2010 XXX XXX 458,093 747,024 477,206 387,917 262,976 250,748 114,671 126,618

5. 2011 XXX XXX XXX 434,105 369,573 302,774 204,917 178,085 58,627 76,447

6. 2012 XXX XXX XXX XXX 126,204 154,498 95,625 97,661 43,959 37,525






90


SCHEDULE P - PART 7B - REINSURANCE LOSS SENSITIVE CONTRACTS ($000 OMITTED)SECTION 1

Schedule P - Part 1

1

Total Net Losses and Expenses

Unpaid

2Net Losses and

Expenses Unpaidon Loss Sensitive

Contracts

3


of Total

4

Total NetPremiums

Written

5Net Premiums

Written onLoss Sensitive

Contracts

6


of Total

1. Homeowners/Farmowners 883,690 0.0 1,123,901 0.0

2. Private Passenger Auto Liability/Medical 390,008 0.0 398,522 0.0

3. Commercial Auto/Truck Liability/Medical 1,993,745 0.0 326,366 0.0

4. Workers’ Compensation 8,997,521 0.0 1,049,045 0.0

5. Commercial Multiple Peril 1,060,441 0.0 610,751 0.0

6. Medical Professional Liability - Occurrence 249,273 0.0 34,549 0.0

7. Medical Professional Liability - Claims -Made 754,738 0.0 57,635 0.0

8. Special Liability 687,261 0.0 497,861 0.0

9. Other Liability - Occurrence 11,245,799 0.0 1,528,148 0.0

10. Other Liability - Claims-Made 8,160,452 0.0 2,809,303 0.0

11. Special Property 4,117,863 0.0 3,008,634 0.0

12. Auto Physical Damage 76,903 0.0 341,878 0.0

13. Fidelity/Surety 244,619 0.0 168,915 0.0

14. Other 518,882 0.0 1,810,788 0.0

15. International 0 0.0 0 0.0

16. Reinsurance - Nonproportional Assumed Property 18,358 0.0 9,015 0.0

17. Reinsurance - Nonproportional Assumed Liability 139,346 0.0 47,976 0.0

18. Reinsurance - Nonproportional Assumed Financial Lines 3,779 0.0 45 0.0

19. Products Liability - Occurrence 1,012,018 0.0 88,587 0.0

20. Products Liability - Claims-Made 333,936 0.0 28,856 0.0

21. Financial Guaranty/Mortgage Guaranty 29,166 0.0 173,758 0.0

22. Warranty 18,745 0.0 74,319 0.0

23. Totals 40,936,543 0 0.0 14,188,850 0 0.0

SECTION 2INCURRED LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 0 0 0 0 0 0 0 0 0

2. 2008

3. 2009 XXX

4. 2010 XXX XXX

5. 2011 XXX XXX XXX

6. 2012 XXX XXX XXX XXX

7. 2013 XXX XXX XXX XXX XXX

8. 2014 XXX XXX XXX XXX XXX XXX

9. 2015 XXX XXX XXX XXX XXX XXX XXX

10. 2016 XXX XXX XXX XXX XXX XXX XXX XXX

11. 2017 XXX XXX XXX XXX XXX XXX XXX XXX XXX

SECTION 3BULK AND INCURRED BUT NOT REPORTED RESERVES FOR LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES AT YEAR END

($000 OMITTED)Years inWhich

PoliciesWere Issued

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 0 0 0 0 0 0 0 0 0

2. 2008

3. 2009 XXX

4. 2010 XXX XXX

5. 2011 XXX XXX XXX







91


SCHEDULE P - PART 7B - REINSURANCE LOSS SENSITIVE CONTRACTS (Continued)SECTION 4

NET EARNED PREMIUMS REPORTED AT YEAR END ($000 OMITTED)Years inWhich

PoliciesWere Issued

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 0 0 0 0 0 0 0 0 0

2. 2008 0 0 0 0 0 0

3. 2009 XXX 0 0 0 0 0

4. 2010 XXX XXX 0 0 0 0

5. 2011 XXX XXX XXX 0 0 0

6. 2012 XXX XXX XXX XXX 0 0

7. 2013 XXX XXX XXX XXX XXX 0





SECTION 5NET RESERVE FOR PREMIUM ADJUSTMENTS AND ACCRUED RETROSPECTIVE PREMIUMS AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 0 0 0 0 0 0 0 0 0

2. 2008

3. 2009 XXX

4. 2010 XXX XXX

5. 2011 XXX XXX XXX







SECTION 6INCURRED ADJUSTABLE COMMISSIONS REPORTED AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 0 0 0 0 0 0 0 0 0

2. 2008

3. 2009 XXX

4. 2010 XXX XXX

5. 2011 XXX XXX XXX







SECTION 7RESERVES FOR COMMISSION ADJUSTMENTS AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2008

2

2009

3

2010

4

2011

5

2012

6

2013

7

2014

8

2015

9

2016

10

2017

1. Prior 0 0 0 0 0 0 0 0 0

2. 2008

3. 2009 XXX

4. 2010 XXX XXX

5. 2011 XXX XXX XXX







92


92.1

2017 Statutory Combined Annual Statement Schedule P Disclosure

This disclosure provides supplemental facts and methodologies intended to

enhance understanding of Schedule P reserve data. It provides additional

information underlying Schedule P data regarding events and circumstances

which may be factored in to attempts to analyze reserves based on Schedule P,

description of the contents of various lines as disclosed in Schedule P,

methodological information on reserving for different types of business and

alternative approaches to define/calculate implied loss ratios and tail factors

using Schedule P and the additional methodologies and calculations provided

herein. The reader should also refer to the Insurance Liabilities section within the

Notes to Consolidated Financial Statements in AIG’s Form 10-K for further

information and discussion.

1. Basis of Presentation

The liabilities for losses and loss adjustment expenses (“loss reserves”)

presented in the 2017 American International Group, Inc. statutory

Combined Annual Statement were prepared and presented in

accordance with Statements of Statutory Accounting Principles and the

NAIC annual statement Instructions (together, “statutory accounting

practices”), which differ from accounting principles generally accepted in

the United States (“GAAP”) used in the preparation of AIG’s consolidated

financial statements included in the 2017 Annual Report on Form 10-K.

The principal differences at December 31, 2017 relate primarily to certain

foreign affiliates, which are included in the GAAP consolidated financial

statements, being excluded from the statutory Combined Annual

Statement, and the accounting for retroactive reinsurance. In addition,

statutory accounting practices require loss reserves to be shown net of

applicable reinsurance recoverable. Under GAAP, such reserves are

presented gross, with a corresponding reinsurance recoverable asset

established. Statutory accounting practices governing retroactive

reinsurance provide that reserves ceded under such arrangements are

not netted against loss reserves in the statutory Combined Annual

Statement.

Loss reserve reviews are conducted for each AIG subsidiary by AIG’s

actuaries each year. These reviews consist of hundreds of individual

analyses. The purpose of these reviews is to test the reasonableness of the

reserves carried by each of the individual subsidiaries, and therefore of

AIG’s overall carried reserves. AIG continues to use third-party actuarial

reviews of the U.S. and international classes of business that are among

the more complex long-tail classes of business, to supplement the internal

studies and help inform management in their reserving judgments.

We note that AIG has discontinued or significantly decreased its exposure

in various portfolios over the last several years. In addition to impacting the

historic loss development patterns for the affected lines of business, this

would impact any attempts to reconcile the Combined Schedule P with

the loss development triangles within AIG’s 10-K.


92.2

In addition, we note that AIG has entered into certain significant quota

share reinsurance contracts in recent years. Since these agreements are

proportional in nature, they do not affect the loss development patterns;

however, they do impact the overall business volume for the affected

lines of business. The lines of business most affected are: Commercial

Auto Liability, Workers’ Compensation, Medical Malpractice Claims

Made, Other Liability Occurrence, and Other Liability Claims-Made.

AIG believes that its net loss reserves are adequate to cover net unpaid

losses and loss expenses as of December 31, 2017. While AIG regularly

reviews the adequacy of established loss reserves, there can be no

assurance that AIG’s ultimate loss reserves will not develop adversely and

materially exceed AIG’s loss reserves as of December 31, 2017. In the

opinion of management, such adverse development and resulting

increase in reserves are not likely to have a material adverse effect on

AIG’s consolidated financial condition, although such events could have

a material adverse effect on AIG’s consolidated results of operations for

an individual reporting period.

When AIG establishes reserves it does not derive them from the

information provided in Schedule P. Schedule P prescribes certain

methods of disclosure (for example, it requires AIG to fit approximately 500

segments for U.S. business into 22 prescribed categories) and a

consequence of this legally prescribed nature of Schedule P disclosures is

that a user has to apply methodologies for loss reserving that are different

than those used by AIG in its internal studies. Schedule P categories are

less refined than those used by AIG. As a result, reserve adequacy analysis

results derived solely from Schedule P may vary significantly either above

or below estimates of reserves that are publicly disclosed by AIG. Thus,

AIG has provided below (i) explanations of factors affecting estimates of

reserve adequacy made from Schedule P data for certain AIG lines, and

(ii) disclosure of certain facts underlying Schedule P data relevant to the

classes of business that AIG writes. These explanations and adjustments

are made in the interests of transparency to facilitate a better

understanding of the limitations of Schedule P data.

2. Reserving Principles and Methodologies and How They Relate

to Schedule P

Loss reserves can generally be categorized into two distinct groups. One

group is short-tail classes of business consisting principally of property,

personal lines and certain casualty classes. The other group is long-tail

casualty classes of business which includes excess and umbrella liability,

D&O, professional liability, medical malpractice, workers’ compensation,

general liability, products liability and related classes.

Short-Tail Reserves

For operations writing short-tail coverages, such as property coverages,

the process of recording quarterly loss reserves is generally geared toward


92.3

maintaining an appropriate reserve for the outstanding exposure, rather

than determining an expected loss ratio for current business.

Hypothetically, the IBNR reserve required for a class of property business

might be expected to approximate a certain percent of the latest year’s

earned premiums, and this level of reserve would generally be maintained

regardless of the loss ratio emerging in the current quarter. That percent

factor would be adjusted to reflect changes in rate levels, loss reporting

patterns, known exposure to unreported losses, or other factors affecting

the particular class of business.

Long-Tail Reserves

Estimation of ultimate net losses and loss expenses (net losses) for long-tail

casualty classes of business is a complex process and depends on a

number of factors, including the class and volume of business involved.

Experience in the more recent accident years of long-tail casualty classes

of business shows limited statistical credibility in reported net losses

because a relatively low proportion of net losses would represent reported

claims and expenses and an even smaller percentage would represent

net losses paid. Therefore, IBNR would constitute a relatively high

proportion of net losses.

A variety of actuarial methods and assumptions is normally employed to

estimate net losses for long-tail casualty classes of business. These methods

and assumptions are periodically reviewed and adjusted, as appropriate,

to reflect emerging trends. Actuarial assumptions would include the

following:

• Loss trend factors used to establish expected loss ratios for subsequent

accident years based on the projected loss ratios for prior accident

years. Loss trend factors reflect many items including changes in claims

handling, exposure and policy forms, current and future estimates of

monetary inflation and social inflation and increases in litigation and

awards.

• Loss development factors used to project the reported losses for each

accident year to an ultimate basis. Generally, the actual loss

development factors observed from prior accident years would be

used as a basis to determine the loss development factors for the

subsequent accident years.

• For long-tail lines of business, the direct application of loss

development factors to immature accident years (in particular

accident years 2016 and 2017) can produce highly volatile results. As a

result, it may be more appropriate to give weight to expected loss

ratios in the estimation process. The expected loss ratio generally

reflects the projected loss ratio from prior accident years, adjusted for

the loss trend (see above) and the effect of rate changes and other

quantifiable factors on the loss ratio.

• Frequency/severity methods based on claims counts are sometimes

used, in particular for lines that typically have high frequency and low

severity, to provide a stable basis for comparison of claim count and


92.4

average amount of loss between accident years. Although Schedule P

(part five) provides gross claim counts, such counts are affected by a

high degree of aggregation of diverse businesses, changes in how

claims are defined over the years, and data issues including difficulties

in obtaining reliable claim count data for certain assumed classes of

reinsurance. Accordingly, as use of the claim count data in Schedule P

to assist in loss reserve projections may be of limited value, we have not

attempted to include in our adjustment disclosure claim counts

associated with those adjustments.

The determination of data segmentation and actuarial methods is

carefully considered for each class of business. The segmentation and

actuarial methods chosen are those which together are expected in the

exercise of actuarial judgment to produce the most reasonable best

estimate of the loss reserves. These methods cannot be applied to

Schedule P classes or Parts which reflect a prescribed aggregation that

results in more heterogeneous groupings of classes of business. Estimates

of loss reserves derived from such aggregated and heterogeneous data

would neither meet the requirements for producing reasonable best

estimates of loss reserves nor reliably produce estimates of the adequacy

of loss reserves. Moreover, use of different sets of assumptions could cause

results to vary widely. Accordingly, AIG, in following accepted actuarial

practice would not use data organized as in Schedule P as a basis for

performing its necessarily more granular assessment of loss reserves.

Other notable characteristics of the disclosures required by Schedule P

include:

• No disclosure of history beyond 10 years, which may be shorter than

necessary to select development patterns for long tail classes of

business;

• No disclosures of assumptions relating to rate changes, loss trends,

retentions, attachment points, and other facts, which would be useful to

support premium based or frequency/severity analysis based

assessments of reserve adequacy

•No disclosures of large losses, catastrophes, commutations/novations

and loss caps, which may affect loss development patterns within

Schedule P-aggregated classes of business;

•No disclosures of changes in reinsurance structures, mix of business, claim

settlement/ reserving practices, policy limits, coverage forms and

underwriting and distribution strategy.

An example of a Schedule P class of business affected by the issues

discussed above is the Other Liability – Claims Made line. This includes

coverages such as D&O, E&O, Cat Excess Liability, Environmental Liability

and Employment Practices Liability among others. Some of these policies

are written on a primary basis and some on an excess basis, and some

policies are written with ALAE costs that are subject to policy limits while

others are written with ALAE costs not subject to policy limits. In addition to


92.5

these differences, these classes of business are likely to have different

growth trends, pricing trends, loss ratio trends and loss development

factors. An analysis of reserves that utilizes this aggregated data would be

affected by this heterogeneity and could result in widely-varying results,

divergent from AIG’s estimates which are made using more refined,

homogenous and segmented analysis.

3. Additional Disclosure Regarding Classes of Business within

Schedule P Data

o The main business class for AIG under Part A (Homeowners/Farmers) is

the Private Client Group’s high net worth individuals Homeowners

business which includes both property and liability coverages.

o The main business classes for AIG under Part B (Private Passenger Auto

Liability/Medical) are the Private Client Group’s high net worth

individuals automobile and nonstandard automobile business classes.

o The main business classes for AIG under Part C (Commercial Auto/Truck

Liability/Medical) include small and large Commercial Automobile

fleet related business including large and small trucks, vans and private

passenger type automobiles. This business is written at various

deductibles and self-insured retentions.

o The main business classes for AIG under Part D (Workers'

Compensation) include small guaranteed cost workers’ compensation

accounts, large first dollar guaranteed cost and retrospectively rated

workers’ compensation accounts, and large workers’ compensation

accounts written at various deductibles and self-insured retentions.

o The main business classes for AIG under Part E (Commercial Multiple

Peril) include small to medium commercial property and liability

package related business classes including those sold to small

professional services companies.

o The main business classes for AIG under Part F1 (Medical Professional

Liability – Occurrence) include primary individual practitioners liability

related business with small amounts of primary and excess hospitals

and facilities liability and primary and excess physicians and surgeons

group liability related business.

o The main business classes for AIG under Part F2 (Medical Professional

Liability - Claims Made) include primary and excess Hospitals and

Facilities liability, primary and excess Physicians and Surgeons group

liability, and primary individual practitioners liability related business.

o The main business classes for AIG under Part G (Special Liability (Ocean

Marine, Aircraft (All Perils), Boiler & Machinery) include Aircraft (Hull and

Liability), Ocean Marine (Cargo, Hull and Liability) and Boiler &

Machinery related business.


92.6

o The main business classes for AIG under Part H1(Other Liability

Occurrence) include small guaranteed cost General Liability accounts,

larger first dollar guaranteed cost and retrospectively rated General

Liability accounts, large General Liability accounts written at various

deductibles and self-insured retentions, personal umbrella accounts,

Excess Liability accounts written over primary General Liability accounts

and high layer Excess Liability accounts.

o The main business classes for AIG under Part H2 (Other Liability - Claims

Made) include primary and excess Directors & Officers Liability

accounts for both commercial and financial institutions, primary and

excess Professional Liability accounts for many professions, and various

categories of Environmental Impairment Liability accounts.

o The main business classes for AIG under Part R1 (Product Liability

Occurrence) include primary and excess Products Liability related

business.

o The main business classes for AIG under Part R2 (Products Liability

Claims Made) include both primary and excess Products Liability

related business.

o The main business classes for AIG under Parts I, J, K, L, S and T include

Property, Auto Physical Damage, Fidelity, Surety, Accident & Health,

Credit, Mortgage Guarantee, Financial Guarantee and Warranty

related business.

4. Additional Data and Disclosures Related to Schedule P

I. Natural Catastrophe Losses

A disproportionate burden of catastrophes across accident years may

distort the loss development patterns implied from Schedule P data. The

volume of losses associated with catastrophes varies significantly across

accident years. For example, accident year 2017 had significant losses

related to Hurricanes Harvey, Irma and Maria, while catastrophe losses

associated with the recent prior accident years were significantly lower.

In certain lines of business and accident years, negative case reserves

are shown because of anticipated reinsurance recoveries. Additional

disclosures are provided in respect of natural catastrophe losses for ease

of use.

II. Commutations and Novations

Information for the 2008, 2009, 2010, 2012, 2013 and 2014 calendar years

is impacted by restructuring of certain foreign operations of AIG's

affiliates during 2008 and 2009, the commutation during 2009 of loss

reserves assumed from former affiliates of AIG which were divested

during 2009, and various assumed and ceded commutations or

novations with affiliates during 2010, 2012, 2013 and 2014.


92.7

These restructurings and commutations resulted in changes to AIG's

carried loss and loss expense reserves for many accident years, with a

corresponding increase or decrease in paid losses and loss expenses.

The reserves impacted by these restructurings are now carried by both

U.S. and non-U.S. domiciled affiliates of AIG, and non-U.S. companies

are not included in the Combined Annual Statement. The additional

disclosures provided in respect of these commutations/novations are as

follows:

i. American International Insurance Company Quota Share – The

assumed quota share arrangement AIG had with its former

affiliate was commuted in 2009 resulting in all reserves dropping to

zero with corresponding positive payments. An additional

disclosure in respect of the commutation is provided for ease of

use.

ii. American International Reinsurance Company Quota Share – The

ceded quota share arrangement AIG had with its non-U.S. affiliate

was commuted in 2010 resulting in all ceded reserves dropping to

zero with corresponding positive ceded payments. An additional

disclosure in respect of the commutation is provided for ease of

use.

iii. UK Quota Share - AIG assumed a quota share treaty from its UK

affiliate for underwriting year 2008. This treaty was novated to a

non-U.S. affiliate in 2010 resulting in all reserves dropping to zero

with corresponding positive payments. An additional disclosure in

respect of the novation is provided for ease of use.

iv. Defense Base Act (DBA) Workers Compensation Quota Share –

The ceded quota share arrangement AIG had with its non-U.S.

affiliate was commuted in 2012 resulting in all ceded reserves

dropping to zero with corresponding positive ceded payments.

An additional disclosure is respect of the commutation is provided

for ease of use.

v. AIU Insurance Company Japan Branch – The Japan Branch of AIU

Insurance Company, a U.S. affiliate, was novated to a local

affiliate in Japan in 2013 resulting in all reserves dropping to zero.

The consideration paid for the novation was done as a negative

written premium. An additional disclosure in respect of the

novation is provided for ease of use.

vi. American Home Assurance Company of Japan Branch – The

Japan Branch of American Home Assurance Company, a U.S.

affiliate was novated to a local affiliate in Japan in 2014 resulting

in all reserves dropping to zero. The consideration paid for the

novation was done as a negative written premium. An additional

disclosure in respect of the novation is provided for ease of use.


92.8

III. Foreign Branch and Non-US Business Restructure

i. Canada – The Canadian Branch of American Home Assurance

Company converted to a subsidiary in 2008 resulting in all the

reserves dropping to zero with corresponding positive payments.

An additional disclosure in respect of the conversion is provided

for ease of use.

ii. Restructuring of Certain Non-US Business - Starting in 2008,

substantial portfolios of non-US business were commuted or

novated from an affiliate to other non-U.S. affiliates. As such,

calendar years 2008 through 2013 include positive payments for

these transactions with corresponding reductions in reserves. In

addition, the business in AIG’s Bermuda affiliate American

International Overseas Limited was novated to a U.S. affiliate in

2013 resulting in an increase to reserves for all accident years and

corresponding negative payments. There are also effects in all

years as a result of movements in exchange rates and of

movement of losses between lines as more refined information

became available. The data for all the business relating to this

restructuring is provided separately for ease of use.

iii. Japan Quota Share – An assumed treaty of a portion of AIG’s

Japan business was novated to a U.S. affiliate in 2013 resulting in

an increase to reserves for all accident years with corresponding

negative payments. An additional disclosure in respect to the

novation is provided for ease of use.

It would be impractical to provide additional data that would

allow a reviewer to do a separate analysis of the business relating

to items ii and iii above, all of which are non-U.S. business. This

business is primarily in shorter tail lines and represents a small

percentage of the total reserves.

IV. Mix of Business Changes

i. Excess Workers’ Compensation

AIG has significantly decreased its Excess Workers’ Compensation

portfolio (reported with all Workers’ Compensation business under

Part D) over the last ten years and ceased writing this business on

a standalone basis in 2011. As such, the data for Excess Workers’

Compensation included in the Workers’ Compensation and Other

Liability Occurrence annual statement lines are being provided as

the development pattern for this business is materially different

from the remainder of AIG’s Workers’ Compensation business.

ii. Warranty Business

AIG’s Warranty business written before 2008 is reported in Other

Liability Occurrence (Part H1). Starting with policy year 2008, AIG’s

Warranty business is now recorded under Warranty (Part T). The


92.9

data for Warranty that was recorded under Part H1 is being

provided as an additional disclosure since the development

pattern for this business is materially different from the remainder

of AIG’s Other Liability Occurrence classes of business.

V. Reclassification of IBNR to Case Reserves

As part of our ongoing efforts to improve reserving practices, during the

first quarter of 2012, AIG reclassified IBNR reserves to case reserves

primarily for Other Liability lines of business, particularly the portions of

Other Liability related to excess casualty and environmental. Beginning

in 2014, AIG also reclassified IBNR to case reserves for our Excess Workers

Compensation lines of business contained in Other Liability Occurrence

and Workers’ Compensation. For these coverages, AIG’s evaluation

and monitoring of individual case reserves continues to be improved by

enhanced consideration of the drivers of claims cost. This revised

process allows AIG to establish the best estimate of ultimate case basis

reserves sooner in the claim cycle. It is possible that AIG may determine

to make similar revisions for other coverages in the future. This change in

case reserving process had no material impact on the ultimate loss

estimates before or after the change in process. An additional

disclosure in respect of this reclass is provided for ease of use and shows

what the reclass would have been at prior year end points.

V1. Retrospective Reinsurance – Adverse Development Reinsurance

Agreement (ADC)

In the beginning of 2017, AIG entered into an Adverse Development

Reinsurance Agreement with National Indemnity Company (NICO). It

covers what we believe to be our most volatile, long-tail U.S. Commercial

exposures for accident years 2015 and prior that had previously remained

net at American Home, Lexington and National Union, whereby NICO is

responsible for 80% of future paid losses above $25 billion, up to an

aggregate limit of 80% of $25 billion, or $20 billion. Retrospective

reinsurance is not recognized on a statutory basis. However, for year-end

2016 AIG received apermitted practice in New York which required us to

recognize the ADC as prospective reinsurance in one of our Pool

companies - American Home, which is a 35% participant in the pool. For

year-end 2017 AIG received a permitted practice to recognize the ADC

as prospective reinsurance in our remaining Pool companies – from

Pennsylvania for National Union, which is a 35% participant in the pool,

and from Delaware for Lexington, which is a 30% participant in the pool.

The ADC impacts the following lines of business: Homeowners and

Farmowners, Commercial Auto Liability, Workers’ Compensation, Medical

Malpractice Claims Made, Other Liability Occurrence, Other Liability

Claims Made, Fidelity, Surety, Credit and Accident & Health.

5. Additional Disclosure of Certain Reserving Methods

Actuarial methods used by AIG for most long-tail casualty classes of

business include loss development methods and expected loss ratio

methods, including “Bornhuetter/ Ferguson” methods described below.


92.10

Other methods considered include frequency/severity methods, where

appropriate. A fuller description of the actuarial methods used by AIG for

each of the major classes of business is provided in AIG’s 2017 Annual

Report Form 10K (pages 45 to 47).

Loss development methods utilize the actual loss development patterns

from prior accident years to project the reported losses to an ultimate

basis for subsequent accident years. Loss development methods

generally are most appropriate for classes of business which exhibit a

stable pattern of loss development from one accident year to the next,

and for which the components of the classes have similar development

characteristics. For example, property exposures would generally not be

combined into the same class as casualty exposures, and primary

casualty exposures would generally not be combined into the same class

as excess casualty exposures.

Expected loss ratio methods may be used where the reported loss data

lacks sufficient credibility to utilize loss development methods, such as for

new classes of business or for long-tail classes at early stages of loss

development (for example where less than one third (33 percent) of

ultimate claim payments have been paid or incurred for the more recent

accident years).

Expected loss ratio methods rely on the application of an expected loss

ratio to the earned premium for the class of business to determine the loss

reserves. For example, an expected loss ratio of 70 percent applied to an

earned premium base of $10 million for a class of business would generate

an ultimate loss estimate of $7 million. Subtracting any reported paid

losses and loss expense would result in the indicated loss reserve for this

class.

‘‘Bornhuetter/ Ferguson’’ methods are expected loss ratio methods for

which the expected loss ratio is applied only to the expected unreported

portion of the losses. For example, for a long-tail class of business for which

only 10 percent of the losses are expected to be reported at the end of

the accident year, the expected loss ratio would be applied to the 90

percent of the losses still unreported. The actual reported losses at the end

of the accident year would be added to determine the total ultimate loss

estimate for the accident year. Subtracting the reported paid losses and

loss expenses would result in the indicated loss reserve. In the example

above, the expected loss ratio of 70 percent would be multiplied by 90

percent. The result of 63 percent would be applied to the earned

premium of $10 million resulting in an estimated unreported loss of $6.3

million. Actual reported losses would be added to arrive at the total

ultimate losses. If the reported losses were $1 million, the ultimate loss

estimate under the ‘‘Bornhuetter/ Ferguson’’ method would be $7.3

million versus the $7 million amount under the expected loss ratio method

described above.

Thus, the ‘‘Bornhuetter/ Ferguson’’ method gives partial credibility to the

actual loss experience to date for the class of business. Loss development


92.11

methods generally give full credibility to the reported loss experience to

date. In the example above, loss development methods would typically

indicate an ultimate loss estimate of $10 million, as the reported losses of

$1 million would be estimated to reflect only 10 percent of the ultimate

losses.

A key advantage of loss development methods is that they tend to

respond quickly to any actual changes in loss costs for the class of

business. Therefore, if loss experience is unexpectedly deteriorating or

improving, the loss development method gives greater credibility to the

changing experience. Expected loss ratio methods would be slower to

respond to the change, as they would continue to give more weight to

the expected loss ratio, until enough evidence emerged for the expected

loss ratio to be modified to reflect the changing loss experience.

On the other hand, loss development methods may have the

disadvantage of overreacting to changes in reported losses if in fact the

loss experience is not credible because of a lack of sufficient

development (e.g. less than one third (or 33 percent) of ultimate losses for

an accident year have been paid). For example, the presence or

absence of large losses at the early stages of loss development could

cause the loss development method to overreact to the unfavorable or

favorable experience by assuming it will continue at later stages of

development. In these instances, expected loss ratio methods such as

“Bornhuetter/ Ferguson” have the advantage of recognizing large losses

without extrapolating unusual large loss activity onto the unreported

portion of the losses for the accident year.

AIG’s loss reserve reviews for long-tail classes typically utilize a

combination of both loss development and expected loss ratio methods.

Loss development methods are generally given more weight for accident

years and classes of business where the loss experience is highly credible.

Expected loss ratio methods are given more weight where the reported

loss experience is less credible, or is driven more by large losses. Expected

loss ratio methods require sufficient information to determine the

appropriate expected loss ratio. This information generally includes the

actual loss ratios for prior accident years, and rate changes as well as

underwriting or other changes which would affect the loss ratio. Further,

an estimate of the loss cost trend or loss ratio trend is required in order to

allow for the effect of inflation and other factors which may increase or

otherwise change the loss costs from one accident year to the next.

6. Actuarial Methods That Could Be Applied to Adjusted Schedule

P Data

I. Expected Loss Ratios for the “Bornhuetter/Ferguson” Method

As noted above, even after making all of the adjustments relevant to the

additional disclosures, it is still not possible to determine the adequacy of

AIG’s loss and loss expense reserves using Schedule P data as the sole


92.12

source of information. This is particularly true for the more recent accident

years, for which the paid and case incurred losses that have emerged to

date are only a small percentage (e.g. less than one third or 33 percent)

of the ultimate loss. While it is common to attempt to determine reserve

sensitivities by a review of ratios of reserves to paid loss and ratios of IBNR

to case incurred loss, such measures are especially unreliable for recent

accident years such as 2016 and 2017. For less mature years, it is common

to supplement or replace such an analysis with a review of the ratios of

expected loss and loss adjustment expenses to earned premium. These

expected loss ratios could be derived using the loss ratios calculated from

Schedule P (unadjusted or adjusted for rate changes, loss cost trends and

exposure changes) or a relevant estimate of an industry loss ratio or a

combination of the two.

To provide additional perspective on Schedule P as related to loss

reserves, two loss ratio measures have been provided: loss ratio as

calculated from Schedule P, and a loss ratio after applying the disclosure

adjustments as discussed above. For these calculations, the Company

calculated expected loss ratios from these historical figures as well as the

average of the loss ratios over the ten most recent accident years.

II. Implied Tail Factors

As previously noted, Schedule P does not provide disclosure of losses

beyond ten years of development, which would be relevant in the

assessment of long-tailed classes of business. We refer here to the

development beyond ten years as the “tail factor”. From the 2017

Schedule P disclosure, one indication of tail factor could be calculated by

dividing the recorded losses (including IBNR) by the paid or case incurred

losses for accident year 2008 and this estimate has been provided by AIG

in the disclosure.

7. Reconciliation of Subject Long-Tail to Total Reserves and

Conclusion

The additional data and methodological disclosures provided herein are

offered to assist in interpreting Schedule P data. However, AIG does not

consider Schedule P data alone sufficient to assess its reserve adequacy,

even with the additional disclosures. As it is common for users of Schedule

P data to focus on the long-tail lines, we have provided a reconciliation of

the subject long-tail reserves of approximately $31.9 billion after adjusting

for the above additional disclosures to the total reserves of approximately

$39.7 billion shown in the Combined Annual Statement as of December

31, 2017 as shown below:

AIG Subject Long-Tail Reserves

(Based on Adjusted Schedule P Data)


92.13

The distribution of the subject long tail reserves by Schedule P class of

business is shown below.

AIG Subject Long-Tail Reserves

(Based on Adjusted Schedule P Data)

The chart shows that three classes (Parts D (Workers Compensation), H1

(Other Liability –Occurrence) and H2 (Other Liability – Claims Made)

account for approximately 82% of the total subject long tail reserves.

The process of assessing reserves starting with Schedule P differs from the

process AIG uses to determine its carried reserves, both in data

interpretation and segmentation and analytic methodology. AIG’s

carried reserves rely on more refined data groupings and methodologies

as described in this disclosure that inform the judgment that its net loss

reserves are adequate to cover net unpaid losses and loss expenses as of

December 31, 2017.

HMP

1.3%PPAL

0.9%

CAL

6.3%

WC

26.6%

CMP

1.8%

MMOC

0.7%

MMCM

3.1%SPLIAB

1.6%

OLOC

31.4%

OLCM

24.3%

PRLIABOC

1.3%

PRLIABCM

0.7%

HMP Homeowners/ Farmowners

PPAL Private Passeneger Auto Liability

CAL Commercial Auto Liability

WC Workers' Compensation

CMP Commercial Multi Peril

MMOC Medical Professional Liability - Occ

MMCM Medical Professional Liability - CM

SPLIAB Special Liability

OLOC Other Liab - Occ

OLCM Other Liab - CM

PRLIABOC Products Liab - Occ

PRLIABCM Products Liab - CM


92.14

AIG Combined Annual Statement

2017 Schedule P

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2017

Booked Adjusted

Loss & ALAE

Ratios

12/31/2017

2008 101% 49%

2009 53% 43%

2010 55% 51%

2011 49% 46%

2012 61% 41%

2013 42% 34%

2014 57% 60%

2015 60% 62%

2016 59% 58%

2017 114% 64%

Average 51%

(1) Based on Schedule P data

(2) Based on Schedule P data reflecting data adjustments

Accident Year (3)

Implied Paid 2008 1.053

Loss & ALAE

Tails

Implied Incurred 2008 1.012

Loss & ALAE

Tails


Part A - Homeowners/Farmowners - Unadjusted

($ 000'S)

PAID LOSSES & ALLOCATED LOSS ADJUSTMENT EXPENSES Schedule P

Ultimate

12 mos 24 mos 36 mos 48 mos 60 mos 72 mos 84 mos 96 mos 108 mos 120 mos NET EP Loss & ALAE

2008 149,645 298,765 340,409 351,728 356,593 321,641 322,115 324,356 325,171 326,199 325,269 327,384

2009 166,728 259,194 274,381 285,853 287,527 289,011 290,103 291,491 291,513 554,494 293,182

2010 197,469 323,407 344,988 355,245 359,449 362,237 362,799 364,191 670,265 366,410

2011 248,955 367,111 387,307 393,414 398,435 399,541 398,999 813,458 401,737

2012 247,666 495,110 511,260 524,278 531,868 541,871 904,393 547,220

2013 201,588 329,246 344,977 355,593 360,614 882,777 369,106

2014 319,563 456,225 499,365 521,043 980,142 555,668

2015 349,481 508,807 532,826 926,614 558,875

2016 350,182 575,877 1,111,202 654,493

2017 556,192 1,101,297 1,254,668

8,269,911 5,328,743

CASE INCURRED LOSSES & ALLOCATED LOSS ADJUSTMENT EXPENSES

12 mos 24 mos 36 mos 48 mos 60 mos 72 mos 84 mos 96 mos 108 mos 120 mos

2008 252,002 338,599 353,170 360,534 361,181 323,458 325,876 325,399 325,512 327,050

2009 255,622 279,085 288,507 292,867 292,778 293,339 292,246 292,318 292,605

2010 300,933 345,402 357,909 364,828 363,685 363,839 364,902 365,353

2011 345,838 386,470 401,155 403,627 404,414 402,084 400,388

2012 449,335 521,334 533,346 541,198 540,930 545,990

2013 303,158 351,534 368,791 364,079 367,119

2014 433,018 508,973 529,736 543,525

2015 470,674 539,764 553,249

2016 532,309 630,814

2017 1,002,761


2017 Schedule P

Part A - Homeowners/Farmowners - Adjustments

($ 000'S)

TOTAL


Ultimate


2008 135,534 323,864 331,400 333,414 334,166 298,766 298,399 298,488 298,466 298,308 264,745 298,006

2009 93,863 100,676 101,246 101,420 101,454 101,443 101,452 101,458 101,459 103,488 101,453

2010 47,349 62,040 62,872 62,709 63,137 63,238 63,257 63,272 70,601 63,402

2011 69,204 101,590 103,987 104,469 104,915 104,541 104,890 163,043 104,773

2012 46,433 205,642 214,947 220,582 224,828 225,197 125,409 224,509

2013 45,410 63,490 65,353 66,392 67,493 5,240 69,098

2014 103,055 158,212 165,112 166,981 341,387 172,434

2015 57,370 78,485 83,262 153,998 78,808

2016 68,450 105,659 182,091 114,846

2017 211,709 169,467 654,675

1,579,469 1,882,412



2008 224,456 332,974 332,254 333,661 333,891 298,532 298,170 298,169 298,184 298,006

2009 97,622 101,748 101,501 101,442 101,515 101,393 101,446 101,448 101,452

2010 55,420 68,880 63,413 63,420 63,519 63,345 63,318 63,387

2011 99,237 103,139 103,208 104,887 105,129 104,795 105,089

2012 216,822 209,692 223,300 224,949 224,009 224,536

2013 65,669 67,206 67,956 68,587 69,427

2014 117,117 165,527 171,036 173,138

2015 67,633 77,440 80,482

2016 95,162 113,192

2017 488,009


($ 000'S)

Schedule P Adjustments for Canada


Ultimate


2008 7,761 7,761 7,761 7,761 7,761 7,761 7,761 7,761 7,761 7,761 0 7,761

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

0 7,761



2008 7,761 7,761 7,761 7,761 7,761 7,761 7,761 7,761 7,761 7,761

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

Part A - Homeowners/Farmowners

A. Booked Loss and ALAE Ratios

B. Derivation of Calculated Tail Factors - 120 Months to Ultimate


92.15


($ 000'S)

Schedule P Adjustments for American International Insurance Company Quota Share


Ultimate


2008 104,802 209,543 209,543 209,543 209,543 209,543 209,543 209,543 209,543 209,543 227,160 209,543

2009 85,407 85,407 85,407 85,407 85,407 85,407 85,407 85,407 85,407 115,551 85,407

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

342,711 294,950



2008 152,133 209,543 209,543 209,543 209,543 209,543 209,543 209,543 209,543 209,543

2009 85,407 85,407 85,407 85,407 85,407 85,407 85,407 85,407 85,407

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)

Schedule P Adjustments for Certain Non-US Business Restructure


Ultimate


2008 3,524 7,588 8,209 8,290 8,340 8,387 8,005 8,016 8,004 7,836 28,943 7,835

2009 4,358 9,425 9,985 10,120 10,162 10,141 10,153 10,150 10,152 (31,347) 10,145

2010 9,481 17,108 17,427 17,459 17,603 17,705 17,704 17,712 58,873 17,837

2011 814 3,617 4,308 4,381 4,528 4,058 4,127 149,257 4,136

2012 6,020 7,979 8,183 8,281 8,094 8,119 108,995 8,226

2013 25,021 27,051 26,874 27,219 27,582 55,735 27,652

2014 2,551 7,644 11,422 11,255 129,963 11,997

2015 8,938 12,870 13,552 67,620 14,226

2016 4,624 12,384 78,681 15,192

2017 13,698 82,918 26,516

729,639 143,763



2008 4,993 9,274 8,698 8,434 8,353 8,387 7,990 7,997 8,022 7,836

2009 7,004 10,241 10,196 10,137 10,213 10,091 10,144 10,141 10,145

2010 13,212 23,508 17,832 17,854 17,972 17,799 17,752 17,821

2011 3,687 3,982 4,428 4,483 4,539 4,141 4,136

2012 7,729 8,160 8,342 8,475 8,155 8,220

2013 26,073 27,226 26,942 27,220 27,521

2014 7,429 9,022 11,936 12,006

2015 10,861 13,741 14,177

2016 8,925 14,678

2017 23,337


($ 000'S)

Schedule P Adjustments for UK Quota Share


Ultimate


2008 1,758 2,834 3,143 3,143 3,143 3,143 3,143 3,143 3,143 3,143 4,026 3,143

2009 1,903 2,547 2,547 2,547 2,547 2,547 2,547 2,547 2,547 2,972 2,547

2010 1 1 1 1 1 1 1 1 0 1

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

6,998 5,691



2008 2,599 2,979 3,143 3,143 3,143 3,143 3,143 3,143 3,143 3,143

2009 2,297 2,547 2,547 2,547 2,547 2,547 2,547 2,547 2,547

2010 1 1 1 1 1 1 1 1

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)

Natural Catastrophes


Ultimate


2008 17,495 95,428 101,863 103,783 104,433 69,044 69,044 69,070 69,060 69,069 0 68,768

2009 0 0 0 0 0 0 (0) (0) (0) 0 (0)

2010 36,193 42,849 43,232 43,301 43,287 43,277 43,278 43,278 0 43,278

2011 65,642 93,845 96,256 96,227 96,346 96,380 96,383 0 96,407

2012 36,816 194,897 202,926 208,169 212,545 212,750 0 211,643

2013 18,139 26,511 28,041 28,077 28,081 0 29,937

2014 42,439 86,539 86,582 86,506 0 91,505

2015 13,341 21,567 22,667 0 19,009

2016 36,541 57,806 0 62,470

2017 166,944 0 583,122

0 1,206,139



2008 56,205 102,572 102,109 103,796 104,133 68,743 68,778 68,769 68,759 68,768

2009 0 0 0 0 0 0 (0) (0) (0)

2010 39,838 42,974 43,232 43,301 43,287 43,277 43,278 43,278

2011 91,450 94,831 94,646 96,229 96,372 96,405 96,407

2012 204,461 197,350 210,690 212,144 211,478 211,643

2013 28,854 29,002 29,897 29,933 29,937

2014 45,251 91,431 91,303 91,505

2015 15,201 18,540 19,009

2016 53,000 61,862

2017 422,239


92.16


($ 000'S)

AIU Insurance Company Japan Branch


Ultimate


2008 98 583 733 742 794 803 803 803 803 803 3,612 803

2009 1,748 2,734 2,743 2,781 2,783 2,783 2,783 2,783 2,783 14,088 2,783

2010 1,462 1,595 1,707 1,716 1,716 1,716 1,716 1,716 9,565 1,716

2011 1,937 3,249 3,312 3,312 3,312 3,312 3,312 12,109 3,312

2012 3,414 3,913 3,913 3,913 3,913 3,913 13,622 3,913

2013 425 425 425 425 425 (74,259) 425

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

(21,264) 12,953



2008 564 698 851 832 806 803 803 803 803 803

2009 2,356 2,987 2,786 2,785 2,783 2,783 2,783 2,783 2,783

2010 2,048 1,891 1,728 1,716 1,716 1,716 1,716 1,716

2011 3,248 3,390 3,312 3,312 3,312 3,312 3,312

2012 4,116 3,913 3,913 3,913 3,913 3,913

2013 425 425 425 425 425

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)

Japan Quota Share


Ultimate


2008 0 0 0 0 0 (67) (53) 0 0 0 0 0

2009 0 0 0 0 (11) (0) (4) 6 6 0 6

2010 0 0 0 (320) (21) (12) 7 12 0 18

2011 0 0 (795) (357) (177) (114) (109) 0 49

2012 0 (1,569) (496) (201) (146) (32) 0 309

2013 1,508 9,171 9,679 10,338 10,671 21,111 10,807

2014 58,033 63,998 67,076 68,553 211,014 68,989

2015 35,091 44,047 45,444 86,378 45,796

2016 27,284 35,469 103,410 37,184

2017 31,066 86,549 45,036

508,462 208,194



2008 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 6 6

2010 0 0 0 (4) (8) 0 19 19

2011 0 0 (84) (43) (0) 31 57

2012 0 (154) (66) (5) 41 313

2013 9,854 10,220 10,359 10,677 10,810

2014 64,405 65,043 67,766 68,960

2015 41,571 45,160 45,697

2016 33,237 36,652

2017 42,433


($ 000'S)

American Home Japan


Ultimate


2008 97 128 149 153 153 153 153 153 153 153 1,004 153

2009 447 563 565 565 565 565 565 565 565 2,224 565

2010 212 488 505 551 551 551 551 551 2,163 551

2011 811 879 906 906 906 906 906 1,677 906

2012 182 422 422 422 422 422 2,793 422

2013 316 333 333 333 333 2,653 333

2014 31 31 31 31 409 31

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

12,923 2,960



2008 201 147 149 153 153 153 153 153 153 153

2009 557 566 565 565 565 565 565 565 565

2010 321 507 621 551 551 551 551 551

2011 852 936 906 906 906 906 906

2012 516 422 422 422 422 422

2013 462 333 333 333 333

2014 31 31 31 31

2015 0 0 0

2016 0 0

2017 0


($ 000'S)

Schedule P Adjustments for Adverse Development Coverage


Ultimate


2008 0 0 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 1 0 (0)

2011 0 0 0 0 0 0 271 0 (38)

2012 0 0 0 0 0 25 0 (4)

2013 0 0 0 0 402 0 (56)

2014 0 0 0 636 0 (88)

2015 0 0 1,599 0 (222)

2016 0 0 0 0

2017 0 0 0



2008 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 1

2011 0 0 0 0 0 0 271

2012 0 0 0 0 0 25

2013 0 0 0 0 402

2014 0 0 0 636

2015 0 0 1,599

2016 0 0

2017 0


92.17


2017 Schedule P

Part A - Homeowners/Farmowners - After Adjustments

($ 000'S)


Ultimate


2008 14,110 (25,100) 9,009 18,314 22,426 22,875 23,716 25,868 26,705 27,891 60,523 29,378

2009 72,865 158,518 173,135 184,434 186,073 187,569 188,652 190,034 190,054 451,006 191,730

2010 150,121 261,367 282,116 292,536 296,312 298,999 299,542 300,919 599,664 303,008

2011 179,751 265,520 283,321 288,945 293,520 295,000 294,109 650,415 296,964

2012 201,233 289,468 296,313 303,695 307,039 316,673 778,984 322,711

2013 156,178 265,756 279,625 289,201 293,121 877,537 300,008

2014 216,508 298,013 334,253 354,062 638,755 383,234

2015 292,111 430,322 449,564 772,616 480,066

2016 281,732 470,218 929,111 539,647

2017 344,483 931,830 599,993

6,690,441 3,446,738



2008 27,546 5,625 20,916 26,872 27,290 24,926 27,706 27,230 27,328 29,044

2009 158,001 177,337 187,006 191,426 191,263 191,946 190,800 190,870 191,153

2010 245,514 276,522 294,496 301,408 300,166 300,494 301,584 301,965

2011 246,601 283,331 297,948 298,740 299,285 297,289 295,299

2012 232,513 311,642 310,045 316,248 316,921 321,453

2013 237,489 284,328 300,835 295,492 297,692

2014 315,901 343,446 358,700 370,387

2015 403,040 462,324 472,767

2016 437,147 517,622

2017 514,752

2017 Schedule P

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2017

Booked Adjusted

Loss & ALAE

Ratios

12/31/2017

2008 77% 68%

2009 92% 1473%

2010 39% 23%

2011 81% 94%

2012 55% 66%

2013 55% 57%

2014 62% 69%

2015 51% 48%

2016 54% 55%

2017 53% 52%

Average 56%




Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails



2017 Schedule P

Part B - Private Passenger Auto Liability/Medical - Unadjusted

($ 000'S)


Ultimate


2008 403,895 935,859 1,009,784 1,026,726 1,032,281 1,031,744 1,034,839 1,035,107 1,036,660 1,036,981 1,340,279 1,038,523

2009 393,467 456,345 485,754 503,641 505,379 510,013 513,731 514,508 516,220 563,276 518,978

2010 69,944 108,170 121,043 123,014 131,605 136,686 139,179 140,783 373,881 144,719

2011 73,089 113,745 121,287 131,046 139,689 142,910 145,563 188,948 152,725

2012 85,295 101,350 134,055 149,562 161,264 166,401 317,409 175,065

2013 37,676 98,320 125,818 137,583 146,997 298,602 163,150

2014 51,205 98,971 121,519 136,712 260,265 162,629

2015 53,907 120,808 135,121 342,894 175,595

2016 76,084 141,797 414,737 223,946

2017 71,177 421,474 222,526

4,521,765 2,977,855



2008 660,836 963,966 1,031,688 1,038,205 1,034,671 1,034,922 1,036,850 1,036,682 1,036,791 1,037,622

2009 453,907 495,866 517,651 514,895 514,404 514,196 513,740 515,460 517,630

2010 126,026 150,049 146,652 140,358 141,559 140,149 140,622 142,812

2011 112,514 139,424 149,133 145,793 146,105 144,694 150,591

2012 132,422 151,866 164,915 167,679 169,268 172,228

2013 120,751 140,832 150,892 154,250 159,303

2014 108,719 140,788 151,243 156,626

2015 124,090 164,753 165,599

2016 157,055 195,406

2017 156,425


2017 Schedule P

Part B - Private Passenger Auto Liability/Medical - Adjustments

($ 000'S)

TOTAL


Ultimate


2008 412,521 981,203 993,295 1,003,087 1,005,312 1,003,202 1,004,569 1,004,784 1,005,999 1,006,283 1,293,336 1,006,545

2009 402,983 426,131 442,430 457,760 453,519 456,615 458,091 458,580 459,805 559,267 459,907

2010 41,139 61,722 81,805 74,442 80,171 82,527 83,334 84,230 115,036 84,643

2011 51,672 79,752 66,332 75,704 79,728 81,094 81,879 115,041 83,404

2012 26,791 9,690 28,831 33,712 35,310 36,895 109,480 37,867

2013 5,978 38,629 45,716 49,667 52,072 111,472 55,612

2014 26,481 42,982 48,888 52,405 110,660 58,829

2015 26,511 44,857 54,290 112,943 65,541

2016 30,685 46,004 121,463 62,634

2017 24,512 89,593 49,269

2,738,289 1,964,252



2008 683,169 933,377 972,923 996,480 1,007,566 1,005,491 1,005,486 1,005,838 1,006,237 1,006,544

2009 419,491 375,429 402,162 461,831 458,665 458,810 458,821 458,999 459,907

2010 62,362 29,472 92,647 84,225 84,433 84,456 84,759 84,911

2011 76,175 93,992 82,073 82,121 82,617 83,202 83,506

2012 52,162 37,251 36,923 38,106 37,899 37,949

2013 50,155 51,105 53,365 54,906 55,517

2014 52,800 55,926 57,292 58,463

2015 49,650 59,200 64,902

2016 52,354 59,954

2017 40,556


Part B - Private Passenger Auto Liability/Medical


92.18

Part B - Private Passenger Auto Liability/Medical - Adjustments

($ 000'S)

Schedule P Adjustments for Reclassification of IBNR to Case Reserves


Ultimate


2008 0 0 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

0 0



2008 (993) (60,274) (30,481) (10,019) 0 0 0 0 0 0

2009 (10,773) (65,867) (52,748) 0 0 0 0 0 0

2010 (5,939) (46,141) 0 0 0 0 0 0

2011 (248) 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

($ 000'S)



Ultimate


2008 370,239 908,769 908,769 908,769 908,769 908,769 908,769 908,769 908,769 908,769 1,185,679 908,769

2009 360,406 360,406 360,406 360,406 360,406 360,406 360,406 360,406 360,406 455,843 360,406

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

1,641,521 1,269,175



2008 614,423 908,769 908,769 908,769 908,769 908,769 908,769 908,769 908,769 908,769

2009 360,406 360,406 360,406 360,406 360,406 360,406 360,406 360,406 360,406

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

($ 000'S)

Schedule P Adjustments for AIU Insurance Company Japan Branch


Ultimate


2008 36,830 64,512 76,068 85,558 87,477 87,781 87,781 87,781 87,781 87,781 88,409 87,781

2009 36,140 57,638 73,103 87,567 88,021 88,021 88,021 88,021 88,021 83,329 88,021

2010 34,083 52,044 70,730 72,336 72,336 72,336 72,336 72,336 92,713 72,336

2011 44,727 68,986 69,996 69,996 69,996 69,996 69,996 92,323 69,996

2012 20,049 27,491 27,491 27,491 27,491 27,491 86,914 27,491

2013 5,222 5,222 5,222 5,222 5,222 22,773 5,222

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

466,462 350,847



2008 60,353 75,428 85,290 88,389 89,400 87,781 87,781 87,781 87,781 87,781

2009 59,571 70,237 83,877 90,739 88,021 88,021 88,021 88,021 88,021

2010 55,951 63,030 79,802 72,336 72,336 72,336 72,336 72,336

2011 63,381 79,998 69,996 69,996 69,996 69,996 69,996

2012 39,761 27,491 27,491 27,491 27,491 27,491

2013 5,222 5,222 5,222 5,222 5,222

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

($ 000'S)

Schedule P Adjustments for Japan Quota Share


Ultimate


2008 0 0 0 0 0 (2,630) (1,270) (1,054) 161 447 0 708

2009 0 0 0 0 (5,270) (2,207) (731) (242) 984 0 1,085

2010 0 0 0 (9,945) (4,274) (1,933) (1,127) (230) 0 183

2011 0 0 (16,152) (6,963) (2,905) (1,516) (705) 0 820

2012 0 (28,123) (9,360) (4,243) (2,399) (582) 0 385

2013 (4,084) 27,703 34,647 38,374 40,548 69,438 43,933

2014 25,443 41,921 48,226 51,944 126,944 57,800

2015 22,891 37,388 43,084 106,782 53,546

2016 29,687 42,923 117,184 57,901

2017 22,969 88,053 45,225

508,402 261,586



2008 0 0 0 0 0 (508) (352) 0 400 708

2009 0 0 0 0 (550) (11) (0) 177 1,085

2010 0 0 0 (1,275) (13) (4) 298 451

2011 0 0 (2,209) (546) (24) 592 922

2012 0 (3,324) (1,268) (123) 138 472

2013 36,254 40,178 41,535 43,505 43,838

2014 51,762 54,074 56,054 57,435

2015 44,787 50,073 52,910

2016 49,897 55,518

2017 37,221


92.19

($ 000'S)

Schedule P Adjustments for American Home Japan


Ultimate


2008 5,453 7,922 8,457 8,760 9,065 9,281 9,288 9,288 9,288 9,288 19,248 9,288

2009 6,437 8,087 8,921 9,788 10,362 10,394 10,394 10,394 10,394 20,095 10,394

2010 7,056 9,678 11,075 12,052 12,110 12,110 12,110 12,110 22,323 12,110

2011 6,945 10,766 12,489 12,671 12,671 12,671 12,671 22,718 12,671

2012 6,742 10,322 10,700 10,700 10,700 10,700 22,565 10,700

2013 4,841 5,704 5,704 5,704 5,704 19,260 5,704

2014 1,039 1,039 1,039 1,039 (16,284) 1,039

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

109,925 61,906



2008 9,387 9,454 9,345 9,340 9,397 9,448 9,288 9,288 9,288 9,288

2009 10,288 10,654 10,628 10,687 10,788 10,394 10,394 10,394 10,394

2010 12,351 12,583 12,845 13,164 12,110 12,110 12,110 12,110

2011 13,042 13,993 14,286 12,671 12,671 12,671 12,671

2012 12,401 13,085 10,700 10,700 10,700 10,700

2013 8,680 5,704 5,704 5,704 5,704

2014 1,039 1,039 1,039 1,039

2015 0 0 0

2016 0 0

2017 0

($ 000'S)



Ultimate


2008 0 0 0 0 0 0 0 (1) (1) (2) 0 (2)

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 15 15 15 0 15

2011 0 0 0 0 (33) (57) (84) 0 (84)

2012 0 0 0 (235) (482) (714) 0 (708)

2013 0 0 143 367 598 0 753

2014 0 22 (376) (578) 0 (9)

2015 3,620 7,469 11,207 6,161 11,996

2016 998 3,080 4,278 4,734

2017 1,542 1,541 4,044

11,980 20,738



2008 0 0 0 0 0 0 0 (1) (1) (2)

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 15 15 15

2011 0 0 0 0 (26) (57) (84)

2012 0 0 0 38 (430) (714)

2013 0 0 904 474 753

2014 0 813 199 (10)

2015 4,864 9,126 11,992

2016 2,456 4,436

2017 3,335


2017 Schedule P

Part B - Private Passenger Auto Liability/Medical - After Adjustments

($ 000'S)


Ultimate


2008 (8,626) (45,344) 16,490 23,639 26,969 28,542 30,270 30,323 30,661 30,698 46,943 31,978

2009 (9,516) 30,215 43,324 45,881 51,860 53,398 55,640 55,928 56,415 4,009 59,071

2010 28,805 46,449 39,238 48,572 51,434 54,159 55,845 56,553 258,845 60,076

2011 21,417 33,993 54,955 55,342 59,961 61,816 63,684 73,907 69,321

2012 58,504 91,660 105,224 115,850 125,955 129,506 207,929 137,198

2013 31,697 59,691 80,102 87,916 94,925 187,130 107,538

2014 24,723 55,989 72,630 84,307 149,605 103,799

2015 27,396 75,951 80,831 229,951 110,053

2016 45,399 95,793 293,274 161,312

2017 46,665 331,881 173,257

1,783,476 1,013,604



2008 (22,333) 30,589 58,766 41,726 27,104 29,431 31,364 30,844 30,553 31,078

2009 34,415 120,437 115,489 53,064 55,739 55,386 54,919 56,461 57,723

2010 63,664 120,577 54,005 56,133 57,126 55,693 55,863 57,901

2011 36,339 45,432 67,060 63,672 63,488 61,492 67,085

2012 80,260 114,614 127,993 129,574 131,369 134,280

2013 70,595 89,728 97,527 99,344 103,786

2014 55,919 84,862 93,951 98,162

2015 74,440 105,553 100,696

2016 104,701 135,452

2017 115,869


92.20

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2017

Booked Adjusted

Loss & ALAE

Ratios

12/31/2017

2008 78% 82%

2009 72% 75%

2010 82% 90%

2011 80% 84%

2012 93% 97%

2013 96% 105%

2014 109% 112%

2015 102% 102%

2016 111% 117%

2017 111% 121%

Average 98%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails



2017 Schedule P

Part C - Commercial Auto Liability/Medical - Unadjusted

($ 000'S)


Ultimate


2008 183,239 370,328 549,151 668,220 760,299 806,359 842,658 852,452 861,736 866,309 1,120,577 872,890

2009 121,005 260,806 397,109 494,315 566,079 612,330 628,418 641,007 657,051 920,966 664,510

2010 111,952 265,444 402,159 481,767 576,804 640,351 670,460 683,407 855,244 697,539

2011 133,037 265,331 403,022 538,432 633,926 701,683 721,202 925,142 739,898

2012 108,686 207,847 383,440 518,673 636,636 686,217 812,047 754,186

2013 70,181 205,454 391,870 605,381 708,692 885,363 846,064

2014 113,388 310,548 593,775 743,483 910,062 994,168

2015 100,183 379,661 549,493 964,093 982,250

2016 83,614 231,911 713,864 790,264

2017 55,351 392,316 433,609

8,499,674 7,775,378



2008 319,216 542,031 671,179 736,883 807,735 807,165 847,939 860,544 871,096 871,399

2009 246,993 410,720 503,721 577,943 626,108 649,537 656,947 650,476 657,630

2010 227,509 370,833 515,951 580,450 648,738 679,463 682,007 685,689

2011 244,503 439,337 559,106 656,237 703,893 729,255 724,429

2012 240,461 385,511 549,500 631,889 701,851 711,845

2013 174,435 367,649 578,463 734,484 781,913

2014 252,282 528,481 755,487 871,333

2015 258,592 638,244 770,830

2016 235,633 402,055

2017 158,568


2017 Schedule P

Part C - Commercial Auto Liability/Medical - Adjustments

($ 000'S)

TOTAL


Ultimate


2008 73,362 124,308 143,361 149,567 153,317 148,886 152,311 152,597 154,689 155,221 245,987 155,888

2009 63,533 89,605 100,948 111,115 106,150 111,129 112,281 116,032 115,840 185,127 112,046

2010 57,814 83,068 91,119 71,622 78,414 78,996 84,933 86,227 171,319 80,298

2011 56,205 77,171 49,941 57,922 64,079 72,120 76,200 122,136 65,937

2012 77,674 71,801 84,470 96,030 120,958 126,634 147,447 112,787

2013 4,368 5,454 13,251 52,080 53,815 106,521 30,161

2014 40,814 58,042 128,319 127,124 89,935 79,625

2015 20,217 106,921 129,711 39,985 36,129

2016 27,946 43,964 87,847 59,241

2017 (7,717) 65,209 38,156

1,261,513 770,268



2008 121,160 159,781 158,531 146,681 157,581 154,023 157,701 156,228 158,382 158,515

2009 110,083 116,444 111,190 117,017 113,894 115,147 112,829 117,596 115,916

2010 95,585 83,686 96,962 85,821 84,886 80,101 87,041 86,889

2011 76,573 83,400 69,945 73,557 65,397 75,936 76,714

2012 114,595 89,906 98,337 100,567 125,991 130,215

2013 17,951 19,415 18,663 55,986 55,300

2014 62,885 63,042 131,840 128,826

2015 34,181 112,968 136,674

2016 47,812 54,623

2017 33,061


($ 000'S)



Ultimate


2008 16,449 16,449 16,449 16,449 16,449 16,449 16,449 16,449 16,449 16,449 17,961 16,449

2009 0 0 0 0 0 0 0 0 0 (3) 0

2010 0 0 0 0 0 0 0 0 (3) 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

17,955 16,449



2008 16,449 16,449 16,449 16,449 16,449 16,449 16,449 16,449 16,449 16,449

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

Part C - Commercial Auto Liability/Medical




92.21


($ 000'S)



Ultimate


2008 6,362 14,972 14,972 14,972 14,972 14,972 14,972 14,972 14,972 14,972 22,658 17,972

2009 6,537 6,537 6,537 6,537 6,537 6,537 6,537 6,537 6,537 9,494 6,537

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

32,151 24,509



2008 10,106 14,972 14,972 14,972 14,972 14,972 17,972 17,972 17,972 17,972

2009 6,537 6,537 6,537 6,537 6,537 6,537 6,537 6,537 6,537

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 37,837 67,983 79,166 84,307 87,217 82,653 86,368 86,563 86,680 86,734 133,294 87,033

2009 32,516 46,440 55,707 64,928 59,717 65,217 65,949 66,438 65,896 111,071 66,086

2010 39,285 58,976 63,980 43,938 51,399 51,516 52,655 52,699 123,737 53,333

2011 34,461 48,272 20,169 29,095 34,534 36,454 36,540 72,423 37,548

2012 23,593 13,622 29,523 38,811 50,722 53,329 65,020 56,576

2013 (7,527) (513) 4,357 20,080 20,408 14,950 21,462

2014 16,461 28,513 50,257 50,748 45,000 52,260

2015 6,825 16,903 18,519 0 21,437

2016 11,629 20,255 40,002 29,315

2017 (23,343) 19,542 12,752

625,041 437,803



2008 64,809 93,331 92,360 88,704 91,060 87,790 88,468 86,995 87,210 86,907

2009 63,533 66,746 65,520 70,290 67,460 68,714 66,396 67,995 65,965

2010 68,301 61,875 67,825 58,136 57,201 52,417 54,533 53,125

2011 46,131 51,904 40,173 43,784 35,625 40,248 37,038

2012 43,858 31,725 40,158 42,386 54,894 56,366

2013 6,035 7,498 6,745 22,521 21,268

2014 29,343 29,498 51,484 51,626

2015 11,565 17,877 22,657

2016 20,923 24,696

2017 7,658


($ 000'S)



Ultimate


2008 4,481 12,092 18,834 18,834 18,834 18,834 18,834 18,834 18,834 18,834 15,700 18,834

2009 6,820 16,389 16,389 16,389 16,389 16,389 16,389 16,389 16,389 13,664 16,389

2010 74 74 74 74 74 74 74 74 (23) 74

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

29,341 35,297



2008 10,810 17,585 18,834 18,834 18,834 18,834 18,834 18,834 18,834 18,834

2009 12,658 16,389 16,389 16,389 16,389 16,389 16,389 16,389 16,389

2010 74 74 74 74 74 74 74 74

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 0 0 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

0 0



2008 0 (543) (943) (8,473) 0 0 0 0 0 0

2009 0 0 (1,518) 0 0 0 0 0 0

2010 (4,973) (7,960) 0 0 0 0 0

2011 0 0 0 0 0 0

2012 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


92.22


($ 000'S)



Ultimate


2008 8,234 12,811 13,940 15,005 15,845 15,978 15,978 15,978 15,978 15,978 56,374 15,978

2009 17,660 20,239 22,315 23,262 23,508 23,508 23,508 23,508 23,508 50,901 23,508

2010 18,455 24,018 27,066 27,611 27,611 27,611 27,611 27,611 47,608 27,611

2011 21,744 28,899 29,772 29,772 29,772 29,772 29,772 49,712 29,772

2012 54,081 58,181 58,181 58,181 58,181 58,181 82,427 58,181

2013 11,892 11,892 11,892 11,892 11,892 91,570 11,892

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

378,593 166,941



2008 18,985 17,987 16,859 16,194 16,266 15,978 15,978 15,978 15,978 15,978

2009 27,355 26,773 24,261 23,802 23,508 23,508 23,508 23,508 23,508

2010 32,183 29,696 29,064 27,611 27,611 27,611 27,611 27,611

2011 30,442 31,496 29,772 29,772 29,772 29,772 29,772

2012 70,738 58,181 58,181 58,181 58,181 58,181

2013 11,892 11,892 11,892 11,892 11,892

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 0 0 0 0 0 0 (290) (199) (177) (155) 0 (35)

2009 0 0 0 0 0 (521) (102) 12 18 0 24

2010 0 0 0 0 (670) (205) (141) (107) 0 129

2011 0 0 0 (946) (227) (10) 10 0 24

2012 0 (2) (3,234) (963) (581) (313) 0 231

2013 3 (5,925) (2,999) (1,553) (659) 0 (33)

2014 24,353 29,529 31,670 32,758 44,935 33,582

2015 13,391 21,126 24,256 39,985 27,082

2016 16,316 23,709 47,844 29,926

2017 15,626 45,668 25,404

178,432 116,336



2008 0 0 0 0 0 0 0 0 (13) (35)

2009 0 0 0 0 0 0 0 18 24

2010 0 0 0 0 0 0 89 129

2011 0 0 0 0 0 12 24

2012 0 0 (1) (0) 280 231

2013 24 25 26 (87) (33)

2014 33,542 33,543 33,965 33,582

2015 22,616 26,200 27,083

2016 26,889 29,926

2017 25,403


($ 000'S)



Ultimate


2008 0 0 0 0 0 0 0 0 1,953 2,409 0 (343)

2009 0 0 0 0 0 0 0 3,149 3,493 0 (498)

2010 0 0 0 0 0 0 4,735 5,951 0 (848)

2011 0 0 0 0 0 5,904 9,879 0 (1,408)

2012 0 0 0 0 12,636 15,438 0 (2,200)

2013 0 0 0 21,660 22,173 0 (3,160)

2014 0 0 46,391 43,618 0 (6,217)

2015 0 68,892 86,935 0 (12,391)

2016 0 0 0 0

2017 0 0 0

0 (27,066)



2008 0 0 0 0 0 0 0 0 1,953 2,409

2009 0 0 0 0 0 0 0 3,149 3,493

2010 0 0 0 0 0 0 4,735 5,951

2011 0 0 0 0 0 5,904 9,879

2012 0 0 0 0 12,636 15,438

2013 0 0 0 21,660 22,173

2014 0 0 46,391 43,618

2015 0 68,892 86,935

2016 0

2017 0


2017 Schedule P

Part C - Commercial Auto Liability/Medical - After Adjustments

($ 000'S)


Ultimate


2008 109,877 246,020 405,790 518,653 606,982 657,473 690,347 699,855 707,047 711,088 874,590 717,002

2009 57,472 171,201 296,161 383,199 459,929 501,201 516,137 524,974 541,211 735,839 552,464

2010 54,138 182,375 311,040 410,145 498,391 561,355 585,527 597,180 683,925 617,241

2011 76,832 188,160 353,081 480,510 569,847 629,563 645,002 803,006 673,962

2012 31,012 136,046 298,970 422,644 515,678 559,582 664,600 641,398

2013 65,813 200,000 378,619 553,302 654,878 778,842 815,903

2014 72,573 252,506 465,457 616,360 820,127 914,543

2015 79,966 272,740 419,782 924,108 946,121

2016 55,669 187,947 626,017 731,023

2017 63,068 327,107 395,453

7,238,161 7,005,110



2008 198,056 382,250 512,648 590,202 650,153 653,142 690,238 704,316 712,714 712,884

2009 136,910 294,276 392,532 460,925 512,214 534,390 544,118 532,880 541,714

2010 131,924 287,147 418,989 494,629 563,853 599,361 594,965 598,800

2011 167,931 355,937 489,161 582,680 638,496 653,319 647,716

2012 125,866 295,605 451,164 531,322 575,860 581,629

2013 156,484 348,234 559,800 678,498 726,613

2014 189,397 465,440 623,647 742,507

2015 224,411 525,276 634,156

2016 187,821 347,433

2017 125,507


92.23

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2017

Booked Adjusted

Loss & ALAE

Ratios

12/31/2017

2008 83% 86%

2009 78% 80%

2010 94% 97%

2011 90% 95%

2012 74% 80%

2013 70% 77%

2014 72% 80%

2015 74% 83%

2016 78% 81%

2017 79% 83%

Average 84%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Division 2 - Excess Workers Compensation


(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2017

Booked Adjusted

Loss & ALAE

Ratios

12/31/2017

2008 N/A 36%

2009 N/A 0%

2010 N/A 0%

2011 N/A 0%

2012 N/A 0%

2013 N/A 0%

2014 N/A 0%

2015 N/A 0%

2016 N/A 0%

2017 N/A 0%

Average 36%




Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails



2017 Schedule P

Part D - Workers' Compensation - Unadjusted

($ 000'S)


Ultimate


2008 777,837 1,690,062 2,283,186 2,675,384 2,978,919 3,206,440 3,420,591 3,562,099 3,758,751 4,021,305 5,259,896 4,385,408

2009 679,877 1,379,832 1,801,631 2,069,707 2,336,569 2,575,963 2,738,631 2,948,579 3,232,474 4,526,208 3,542,122

2010 583,760 1,189,184 1,671,275 1,984,002 2,267,980 2,437,617 2,677,072 2,994,412 3,500,451 3,301,495

2011 552,198 1,195,925 1,621,812 1,959,931 2,216,635 2,479,608 2,840,851 3,470,608 3,134,738

2012 436,544 804,519 1,107,872 1,311,165 1,599,870 1,967,091 3,013,118 2,240,525

2013 261,656 616,485 893,509 1,217,530 1,599,769 2,742,202 1,926,379

2014 236,286 590,287 986,087 1,350,937 2,489,704 1,795,018

2015 250,772 755,471 1,299,605 2,419,233 1,800,907

2016 218,214 409,813 1,910,897 1,496,714

2017 68,465 1,129,029 895,403

30,461,346 24,518,709



2008 1,721,442 2,645,663 3,161,497 3,473,030 3,672,724 3,730,952 3,905,864 3,975,738 4,120,993 4,192,340

2009 1,322,362 2,090,187 2,490,211 2,717,260 2,883,336 3,009,173 3,089,331 3,263,407 3,351,973

2010 1,114,334 1,912,106 2,350,320 2,600,018 2,795,537 2,864,840 3,037,888 3,144,328

2011 1,079,837 1,826,817 2,276,051 2,483,734 2,653,854 2,855,303 2,980,628

2012 809,898 1,280,835 1,555,933 1,703,094 1,937,595 2,077,715

2013 579,436 1,026,060 1,313,982 1,581,938 1,723,418

2014 527,263 954,597 1,332,134 1,503,794

2015 570,577 1,186,688 1,474,696

2016 483,556 640,100

2017 176,720

Part D - Workers Compensation




92.24


2017 Schedule P

Part D - Workers' Compensation - Adjustments

($ 000'S)

TOTAL


Ultimate


2008 (10,962) (8,132) 15,905 (5,579) (95,001) (100,431) (96,102) (92,440) 4,815 173,355 (125,513) (222,854)

2009 44,917 51,224 39,136 (58,935) (66,157) (59,936) (57,647) 44,203 234,932 (138,302) (202,145)

2010 23,308 58,989 89,270 78,035 85,102 89,324 189,652 385,778 34,638 (58,210)

2011 22,990 44,788 31,326 40,188 46,575 153,135 367,290 47,315 (103,765)

2012 18,931 (14,395) (3,037) 10,592 128,032 351,143 36,742 (133,295)

2013 (28,397) (21,585) (11,278) 117,907 358,077 11,676 (171,825)

2014 4,898 15,310 170,821 393,002 67,911 (149,631)

2015 4,499 203,989 414,397 62,489 (158,065)

2016 11,035 2,269 132,074 53,765

2017 (42,839) 107,456 47,082

236,487 (1,098,942)



2008 (77,633) (41,100) (48,802) (51,611) (91,164) (93,366) (90,978) (86,329) 9,455 30,472

2009 6,799 18,479 13,489 (52,201) (57,004) (55,108) (54,496) 46,941 97,747

2010 88,798 95,589 95,104 91,534 93,884 94,958 192,898 243,039

2011 43,496 53,533 48,210 52,251 54,515 159,251 214,813

2012 23,033 12,365 16,519 25,827 137,426 215,944

2013 (16,799) (8,369) (1,033) 125,637 199,150

2014 12,137 21,904 178,878 257,154

2015 14,197 212,627 277,214

2016 32,684 17,086

2017 (24,587)


($ 000'S)



Ultimate


2008 1,017 4,762 4,762 4,762 4,762 4,762 4,762 4,762 4,762 4,762 7,730 4,762

2009 1,902 1,902 1,902 1,902 1,902 1,902 1,902 1,902 1,902 3,222 1,902

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

10,952 6,664



2008 1,888 4,762 4,762 4,762 4,762 4,762 4,762 4,762 4,762 4,762

2009 1,902 1,902 1,902 1,902 1,902 1,902 1,902 1,902 1,902

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 8,687 41,131 78,115 94,424 119,135 113,418 117,474 120,481 121,421 120,410 81,219 124,218

2009 49,101 72,940 91,312 119,831 112,631 118,788 121,068 122,058 123,462 127,660 127,168

2010 26,254 64,868 108,783 97,640 104,605 108,814 110,649 108,162 66,971 114,355

2011 22,091 44,187 31,092 39,673 45,925 49,221 45,343 35,235 54,289

2012 18,913 (13,498) (2,781) 10,633 17,097 16,531 23,746 29,947

2013 (28,398) (22,698) (12,610) (7,579) (8,040) 7,853 4,405

2014 6,245 15,856 18,376 19,944 48,916 33,179

2015 5,050 18,236 13,179 40,678 34,330

2016 10,730 1,622 104,287 51,172

2017 (43,023) 78,828 44,227

615,392 617,290



2008 34,009 122,065 127,650 146,216 122,163 121,083 122,355 123,913 123,013 121,707

2009 75,783 111,476 126,826 126,074 121,759 123,616 124,219 124,796 124,621

2010 95,255 105,705 114,209 111,128 113,379 114,439 113,895 110,556

2011 41,408 51,917 47,845 51,655 53,850 55,337 51,775

2012 22,597 12,970 16,689 25,849 26,474 23,669

2013 (17,174) (10,042) (2,874) (204) (2,715)

2014 12,148 20,825 24,319 23,142

2015 13,721 26,188 19,014

2016 31,347 15,202

2017 (25,686)


($ 000'S)



Ultimate


2008 118 2,144 18,639 18,639 18,639 18,639 18,639 18,639 18,639 18,639 19,896 18,639

2009 10,261 24,561 24,561 24,561 24,561 24,561 24,561 24,561 24,561 13,385 24,561

2010 36 36 36 36 36 36 36 36 64 36

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

33,345 43,236



2008 2,793 11,981 18,639 18,639 18,639 18,639 18,639 18,639 18,639 18,639

2009 16,360 24,561 24,561 24,561 24,561 24,561 24,561 24,561 24,561

2010 36 36 36 36 36 36 36 36

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


92.25


($ 000'S)

Schedule P Adjustments for Excess WC


Ultimate


2008 0 282 1,071 1,302 2,556 2,840 3,087 3,745 4,289 4,345 59,577 21,643

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

59,577 21,643



2008 585 2,805 3,243 3,315 4,463 4,032 4,866 6,424 7,337 7,625

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)

Schedule P Adjustments for Defense Base Act


Ultimate


2008 (20,784) (56,697) (87,244) (125,453) (240,892) (240,892) (240,892) (240,892) (240,892) (240,892) (295,345) (240,892)

2009 (16,380) (48,239) (78,991) (205,732) (205,732) (205,732) (205,732) (205,732) (205,732) (288,809) (205,732)

2010 (3,035) (6,456) (20,322) (20,322) (20,322) (20,322) (20,322) (20,322) (41,072) (20,322)

2011 0 (554) (554) (554) (554) (554) (554) 1,076 (554)

2012 0 0 0 0 0 0 2,363 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

(621,787) (467,500)



2008 (116,909) (181,800) (200,844) (222,742) (240,892) (240,892) (240,892) (240,892) (240,892) (240,892)

2009 (90,004) (119,944) (140,795) (205,732) (205,732) (205,732) (205,732) (205,732) (205,732)

2010 (7,374) (11,479) (20,322) (20,322) (20,322) (20,322) (20,322) (20,322)

2011 (0) (554) (554) (554) (554) (554) (554)

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 0 247 562 747 799 828 828 828 828 828 1,409 828

2009 34 61 353 503 548 548 548 548 548 6,240 548

2010 52 540 773 820 820 820 820 820 8,675 820

2011 899 1,155 1,310 1,310 1,310 1,310 1,310 11,005 1,310

2012 18 226 226 226 226 226 10,634 226

2013 0 0 0 0 0 (609) 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

37,354 3,732



2008 1 247 562 1,013 1,143 828 828 828 828 828

2009 2,758 485 996 994 548 548 548 548 548

2010 881 1,327 1,181 820 820 820 820 820

2011 2,088 2,170 1,310 1,310 1,310 1,310 1,310

2012 436 226 226 226 226 226

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 0 0 0 0 0 (27) (0) (4) (4) (4) 0 (4)

2009 0 0 0 0 (67) (2) 6 6 6 0 3

2010 0 0 0 (138) (36) (23) (14) (6) 0 (4)

2011 0 0 (523) (240) (106) (103) (101) 0 (98)

2012 0 (1,123) (482) (266) (265) (239) 0 (275)

2013 1 1,112 1,332 1,448 1,474 4,432 1,900

2014 (1,347) (546) 369 933 18,995 3,169

2015 (551) 110 651 21,811 2,168

2016 305 648 27,788 2,593

2017 183 28,628 2,855

101,654 12,308



2008 0 0 0 0 0 (27) (0) (4) (4) (4)

2009 0 0 0 0 (42) (2) 6 6 6

2010 0 0 0 (128) (28) (15) (14) (6)

2011 0 0 (391) (160) (92) (103) (101)

2012 0 (831) (396) (249) (247) (239)

2013 375 1,673 1,841 1,803 1,855

2014 (11) 1,079 2,482 3,102

2015 476 795 2,006

2016 1,336 1,884

2017 1,100


92.26


($ 000'S)



Ultimate


2008 0 0 0 0 0 0 0 0 95,772 265,266 0 (152,049)

2009 0 0 0 0 0 0 0 100,860 290,185 0 (150,594)

2010 0 0 0 0 0 0 98,484 297,089 0 (153,094)

2011 0 0 0 0 0 103,261 321,292 0 (158,712)

2012 0 0 0 0 110,974 334,625 0 (163,193)

2013 0 0 0 124,038 364,644 0 (178,130)

2014 0 0 152,076 372,125 0 (185,979)

2015 0 185,643 400,567 0 (194,563)

2016 0 0 0 0

2017 0 0 0

0 (1,336,315)



2008 0 0 0 0 0 0 0 0 95,772 117,806

2009 0 0 0 0 0 0 0 100,860 151,841

2010 0 0 0 0 0 0 98,484 151,957

2011 0 0 0 0 0 103,261 162,383

2012 0 0 0 0 110,974 192,287

2013 0 0 0 124,038 200,010

2014 0 0 152,076 230,910

2015 0 185,643 256,193

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 0 0 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

0 0



2008 0 (1,160) (2,815) (2,814) (1,441) (1,790) (1,537) 1 0 0

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


2017 Schedule P

Part D - Workers' Compensation - After Adjustments

($ 000'S)


Ultimate


2008 788,799 1,698,194 2,267,281 2,680,963 3,073,920 3,306,871 3,516,693 3,654,539 3,753,936 3,847,950 5,385,409 4,608,262

2009 634,960 1,328,608 1,762,495 2,128,642 2,402,726 2,635,899 2,796,278 2,904,376 2,997,542 4,664,510 3,744,267

2010 560,452 1,130,195 1,582,005 1,905,967 2,182,878 2,348,293 2,487,420 2,608,634 3,465,813 3,359,705

2011 529,208 1,151,137 1,590,486 1,919,743 2,170,060 2,326,473 2,473,561 3,423,293 3,238,503

2012 417,613 818,914 1,110,909 1,300,573 1,471,838 1,615,948 2,976,376 2,373,820

2013 290,053 638,070 904,787 1,099,623 1,241,692 2,730,526 2,098,204

2014 231,388 574,977 815,266 957,935 2,421,793 1,944,649

2015 246,273 551,482 885,208 2,356,744 1,958,972

2016 207,179 407,544 1,778,823 1,442,949

2017 111,304 1,021,573 848,321

30,224,859 25,617,651



2008 1,799,075 2,686,763 3,210,299 3,524,641 3,763,888 3,824,318 3,996,842 4,062,067 4,111,538 4,161,868

2009 1,315,563 2,071,708 2,476,722 2,769,461 2,940,340 3,064,281 3,143,827 3,216,466 3,254,226

2010 1,025,536 1,816,517 2,255,216 2,508,484 2,701,653 2,769,882 2,844,990 2,901,289

2011 1,036,341 1,773,284 2,227,841 2,431,483 2,599,339 2,696,052 2,765,815

2012 786,865 1,268,470 1,539,414 1,677,267 1,800,169 1,861,771

2013 596,235 1,034,429 1,315,015 1,456,301 1,524,268

2014 515,126 932,693 1,153,256 1,246,640

2015 556,380 974,061 1,197,482

2016 450,872 623,014

2017 201,307


92.27

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2017

Booked Adjusted

Loss & ALAE

Ratios

12/31/2017

2008 41% 48%

2009 48% 47%

2010 63% 66%

2011 104% 98%

2012 76% 61%

2013 47% 46%

2014 48% 48%

2015 53% 55%

2016 63% 63%

2017 78% 39%

Average 57%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails



2017 Schedule P

Part E - Commercial Multiple Peril - Unadjusted

($ 000'S)


Ultimate


2008 36,582 109,410 160,202 181,296 197,276 206,076 217,003 221,387 225,178 229,330 583,401 237,597

2009 49,801 109,740 138,055 160,963 174,821 184,988 189,397 193,687 198,210 431,516 207,697

2010 81,851 171,013 219,031 241,086 263,558 280,399 286,805 289,738 492,569 308,853

2011 175,314 332,303 401,232 439,664 461,868 479,497 481,417 497,677 519,997

2012 95,845 256,972 318,257 357,439 392,681 403,842 572,352 437,639

2013 90,103 184,731 218,519 266,948 291,810 728,200 342,749

2014 166,288 251,149 305,903 343,712 851,820 406,962

2015 144,241 238,329 276,253 722,078 384,873

2016 123,398 233,342 692,204 435,098

2017 84,214 655,785 510,222

6,227,602 3,791,689



2008 99,555 157,268 202,405 210,820 215,289 222,438 226,570 227,494 228,647 234,361

2009 116,885 145,513 161,693 182,160 188,242 194,262 196,541 199,674 203,386

2010 199,867 239,869 250,487 269,228 285,137 291,850 295,849 299,546

2011 359,288 440,358 472,435 477,526 497,318 502,944 506,094

2012 261,199 349,211 372,968 384,750 414,508 415,016

2013 180,140 235,312 270,414 298,463 313,489

2014 276,830 322,615 350,616 371,321

2015 237,581 308,274 329,370

2016 256,134 343,388

2017 329,478


2017 Schedule P

Part E - Commercial Multiple Peril - Adjustments

($ 000'S)

TOTAL


Ultimate


2008 13,042 42,907 64,293 67,116 68,696 65,215 68,324 68,859 69,735 70,432 235,683 72,091

2009 16,837 51,517 55,054 57,115 53,427 54,847 56,233 57,250 57,918 115,316 60,034

2010 26,852 37,983 47,576 41,134 45,000 48,931 50,826 49,787 109,223 54,128

2011 68,329 115,439 111,575 122,259 125,364 132,684 129,479 117,447 148,239

2012 37,529 115,016 139,051 153,604 165,628 167,900 138,206 172,400

2013 39,887 62,839 69,566 73,271 77,200 159,742 81,753

2014 88,311 107,563 129,794 132,789 289,370 137,998

2015 49,891 73,375 82,053 179,941 86,353

2016 43,225 62,510 177,524 108,768

2017 28,196 167,030 319,819

1,689,482 1,241,583



2008 39,535 64,636 74,053 71,495 70,980 70,433 71,412 70,442 70,522 72,075

2009 42,589 58,524 58,177 59,303 58,590 59,062 59,547 59,530 60,021

2010 67,173 55,086 52,490 50,993 52,723 53,214 53,911 54,054

2011 174,268 150,388 149,832 137,065 148,739 146,994 147,764

2012 101,327 165,199 168,396 171,458 174,389 172,103

2013 77,252 86,281 88,423 79,827 81,695

2014 113,889 128,636 137,783 137,783

2015 69,868 82,266 85,537

2016 87,969 107,088

2017 166,323


($ 000'S)



Ultimate


2008 78 78 78 78 78 78 78 78 78 78 8,281 78

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

8,281 78



2008 78 78 78 78 78 78 78 78 78 78

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

Part E - Commercial Multiple Peril




92.28


($ 000'S)

Schedule P Adjustments for Non-US Business Restructure


Ultimate


2008 8,041 20,691 24,912 26,821 28,259 25,257 27,349 27,599 28,362 29,040 214,082 30,670

2009 9,345 33,599 37,104 39,138 36,946 37,836 38,862 39,790 40,422 89,600 42,147

2010 18,052 26,891 35,941 30,783 34,384 37,733 38,810 37,612 102,988 41,873

2011 56,172 78,469 69,350 77,529 80,552 86,093 81,145 115,910 96,689

2012 19,965 10,656 17,473 20,215 25,183 26,405 127,286 29,826

2013 20,941 26,726 30,089 32,597 35,469 51,412 38,751

2014 15,439 23,182 44,739 47,064 200,685 52,048

2015 16,547 24,626 32,163 131,729 40,980

2016 20,744 17,136 125,600 57,851

2017 (2,178) 117,259 40,455

1,276,551 471,290



2008 17,096 32,418 33,917 31,164 30,591 30,004 29,951 28,993 29,054 30,655

2009 27,427 40,594 40,212 41,305 40,602 41,056 41,559 41,659 42,135

2010 55,060 42,885 40,206 39,048 40,783 41,264 41,722 41,801

2011 94,991 96,994 98,100 86,601 98,384 95,453 96,204

2012 29,533 28,210 27,777 32,372 31,923 29,533

2013 38,001 42,662 44,711 36,320 38,693

2014 22,750 41,554 50,657 51,833

2015 22,245 35,882 40,068

2016 42,040 56,473

2017 33,428


($ 000'S)



Ultimate


2008 1,868 5,035 15,012 15,012 15,012 15,012 15,012 15,012 15,012 15,012 11,567 15,012

2009 5,989 16,466 16,466 16,466 16,466 16,466 16,466 16,466 16,466 19,253 16,466

2010 1,520 1,520 1,520 1,520 1,520 1,520 1,520 1,520 4,724 1,520

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

35,544 32,998



2008 6,147 10,432 15,012 15,012 15,012 15,012 15,012 15,012 15,012 15,012

2009 13,184 16,466 16,466 16,466 16,466 16,466 16,466 16,466 16,466

2010 1,520 1,520 1,520 1,520 1,520 1,520 1,520 1,520

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 2,559 16,501 23,672 24,566 24,692 24,744 25,683 25,687 25,700 25,700 0 25,700

2009 0 0 0 0 0 0 0 0 0 0 0

2010 6,560 8,761 9,207 9,488 9,492 9,492 9,500 9,500 0 9,500

2011 11,259 35,786 43,907 47,557 47,826 48,080 49,064 0 50,326

2012 15,368 107,017 122,887 133,938 139,511 140,094 0 140,121

2013 2,746 10,726 12,018 12,365 12,453 0 12,453

2014 15,756 24,066 24,259 24,319 0 24,166

2015 25,324 39,991 41,090 0 36,563

2016 21,998 44,725 0 50,249

2017 30,067 0 278,796

0 627,874



2008 15,454 21,005 24,392 24,577 24,615 24,667 25,683 25,687 25,700 25,700

2009 0 0 0 0 0 0 0 0 0

2010 9,764 9,809 9,836 9,490 9,494 9,494 9,502 9,500

2011 78,143 52,116 50,458 49,218 49,103 49,355 50,340

2012 69,280 134,347 137,985 136,474 139,940 140,121

2013 7,986 12,352 12,456 12,365 12,453

2014 29,514 25,448 25,543 24,166

2015 37,172 37,554 36,663

2016 45,345 49,966

2017 132,365


($ 000'S)



Ultimate


2008 495 602 619 639 654 672 672 672 672 672 1,752 672

2009 1,503 1,453 1,484 1,512 1,522 1,522 1,522 1,522 1,522 6,462 1,522

2010 720 812 908 936 936 936 936 936 1,512 936

2011 898 1,185 1,273 1,273 1,273 1,273 1,273 1,537 1,273

2012 2,196 2,645 2,645 2,645 2,645 2,645 10,920 2,645

2013 158 158 158 158 158 1,984 158

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

24,168 7,206



2008 759 703 654 664 684 672 672 672 672 672

2009 1,978 1,464 1,500 1,532 1,522 1,522 1,522 1,522 1,522

2010 829 872 928 936 936 936 936 936

2011 1,134 1,278 1,273 1,273 1,273 1,273 1,273

2012 2,514 2,645 2,645 2,645 2,645 2,645

2013 158 158 158 158 158

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


92.29


($ 000'S)

Japan Quota Share


Ultimate


2008 0 0 0 0 0 (548) (470) (189) (89) (69) 0 (41)

2009 0 0 0 0 (1,507) (977) (617) (527) (492) 0 (101)

2010 0 0 0 (1,592) (1,333) (750) 60 220 0 300

2011 0 0 (2,955) (4,101) (4,287) (2,762) (2,004) 0 (49)

2012 0 (5,301) (3,954) (3,194) (1,711) (1,244) 0 (192)

2013 16,042 25,229 27,301 28,151 29,120 106,346 30,391

2014 57,116 60,314 60,796 61,407 88,685 61,784

2015 8,020 8,758 8,800 48,212 8,809

2016 483 649 51,924 668

2017 308 49,771 568

344,938 102,137



2008 0 0 0 0 0 0 16 0 6 (41)

2009 0 0 0 0 0 18 0 (117) (102)

2010 0 0 0 0 (11) (0) 232 297

2011 0 0 0 (28) (22) 912 (52)

2012 0 (3) (10) (32) (118) (195)

2013 31,108 31,108 31,097 30,984 30,391

2014 61,625 61,635 61,582 61,784

2015 10,451 8,830 8,806

2016 584 649

2017 530

Part E - Commercial Multiple Peril - After Adjustments

($ 000'S)


Ultimate


2008 23,540 66,503 95,909 114,180 128,580 140,861 148,679 152,528 155,443 158,897 347,718 165,506

2009 32,964 58,223 83,001 103,848 121,394 130,141 133,164 136,437 140,292 316,200 147,663

2010 54,998 133,029 171,455 199,952 218,559 231,468 235,979 239,951 383,346 254,724

2011 106,985 216,863 289,657 317,405 336,504 346,813 351,938 380,230 371,758

2012 58,316 141,956 179,206 203,835 227,053 235,942 434,146 265,239

2013 50,216 121,893 148,954 193,678 214,610 568,458 260,996

2014 77,977 143,586 176,109 210,923 562,450 268,964

2015 94,350 164,954 194,200 542,137 298,520

2016 80,174 170,833 514,680 326,331

2017 56,018 488,755 190,403

4,538,119 2,550,106



2008 60,020 92,632 128,352 139,325 144,308 152,005 155,158 157,052 158,125 162,286

2009 74,296 86,989 103,516 122,857 129,652 135,200 136,993 140,145 143,366

2010 132,694 184,782 197,997 218,234 232,415 238,636 241,937 245,492

2011 185,020 289,970 322,603 340,461 348,579 355,951 358,330

2012 159,872 184,012 204,571 213,292 240,119 242,913

2013 102,888 149,031 181,992 218,636 231,795

2014 162,941 193,979 212,834 233,538

2015 167,713 226,008 243,834

2016 168,165 236,301

2017 163,155

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2017

Booked Adjusted

Loss & ALAE

Ratios

12/31/2017

2008 66% 66%

2009 73% 73%

2010 68% 68%

2011 95% 95%

2012 78% 78%

2013 95% 95%

2014 97% 97%

2015 66% 66%

2016 110% 110%

2017 77% 77%

Average 83%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails



2017 Schedule P

Part F - Section 1 - Medical Professional Liability - Occurrence - Unadjusted

($ 000'S)


Ultimate


2008 373 1,374 4,095 8,439 13,897 22,769 27,792 29,590 30,328 30,606 48,408 31,814

2009 516 2,257 5,105 11,547 24,664 29,590 32,342 36,271 38,365 56,107 40,868

2010 878 2,032 4,182 11,722 21,107 28,577 32,116 32,863 56,307 38,321

2011 (574) 2,685 9,748 21,451 34,384 37,279 38,828 57,543 54,553

2012 436 4,846 9,412 22,106 34,338 39,770 73,788 57,559

2013 (1,840) (524) 14,477 24,648 31,246 65,818 62,385

2014 3,194 4,561 13,521 23,149 62,232 60,556

2015 (4,097) 241 6,950 98,788 65,339

2016 1,879 3,167 39,178 43,213

2017 2,743 37,840 29,267

596,009 483,875



2008 1,505 4,306 9,084 14,806 22,815 27,532 31,664 33,303 31,178 31,495

2009 2,002 5,663 10,618 18,207 29,442 33,681 39,363 39,041 39,993

2010 2,661 4,935 9,472 17,939 26,626 38,620 35,309 34,523

2011 893 9,282 17,571 33,179 44,546 43,244 44,714

2012 2,890 8,160 14,067 33,902 40,219 43,330

2013 (1,204) 4,034 25,999 35,069 40,382

2014 3,956 10,177 25,511 34,421

2015 (1,552) 11,282 21,417

2016 2,506 14,562

2017 4,256



Part F 1 - Medical Professional Liability - Occurrence


92.30


2017 Schedule P

Part F - Section 1 - Medical Professional Liability - Occurrence - Adjustments

($ 000'S)

TOTAL


Ultimate


2008 0 0 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

0 0



2008 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


2017 Schedule P

Part F - Section 1 - Medical Professional Liability - Occurrence - After Adjustments

($ 000'S)


Ultimate


2008 373 1,374 4,095 8,439 13,897 22,769 27,792 29,590 30,328 30,606 48,408 31,814

2009 516 2,257 5,105 11,547 24,664 29,590 32,342 36,271 38,365 56,107 40,868

2010 878 2,032 4,182 11,722 21,107 28,577 32,116 32,863 56,307 38,321

2011 (574) 2,685 9,748 21,451 34,384 37,279 38,828 57,543 54,553

2012 436 4,846 9,412 22,106 34,338 39,770 73,788 57,559

2013 (1,840) (524) 14,477 24,648 31,246 65,818 62,385

2014 3,194 4,561 13,521 23,149 62,232 60,556

2015 (4,097) 241 6,950 98,788 65,339

2016 1,879 3,167 39,178 43,213

2017 2,743 37,840 29,267

596,009 483,875



2008 1,505 4,306 9,084 14,806 22,815 27,532 31,664 33,303 31,178 31,495

2009 2,002 5,663 10,618 18,207 29,442 33,681 39,363 39,041 39,993

2010 2,661 4,935 9,472 17,939 26,626 38,620 35,309 34,523

2011 893 9,282 17,571 33,179 44,546 43,244 44,714

2012 2,890 8,160 14,067 33,902 40,219 43,330

2013 (1,204) 4,034 25,999 35,069 40,382

2014 3,956 10,177 25,511 34,421

2015 (1,552) 11,282 21,417

2016 2,506 14,562

2017 4,256

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2017

Booked Adjusted

Loss & ALAE

Ratios

12/31/2017

2008 62% 62%

2009 67% 68%

2010 71% 71%

2011 94% 95%

2012 97% 98%

2013 96% 98%

2014 107% 110%

2015 105% 109%

2016 89% 89%

2017 104% 104%

Average 90%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails



2017 Schedule P

Part F - Section 2 - Medical Professional Liability - Claims Made - Unadjusted

($ 000'S)


Ultimate


2008 4,346 47,910 111,981 160,785 200,972 221,286 245,292 285,433 311,851 329,955 558,470 344,282

2009 13,683 61,705 115,013 178,913 221,033 242,296 256,959 303,015 316,054 479,118 322,741

2010 3,973 36,344 75,681 118,874 170,624 188,612 211,090 256,275 396,271 281,093

2011 (2,504) 38,966 106,416 163,524 224,592 270,472 297,757 370,633 348,815

2012 3,171 22,690 102,641 181,311 241,575 277,762 354,745 342,990

2013 8,292 44,912 108,062 167,105 240,987 313,246 301,677

2014 3,078 46,713 116,404 230,494 304,179 326,578

2015 (8,413) 55,200 175,090 289,303 304,015

2016 3,668 26,589 216,671 192,663

2017 3,751 89,710 92,923

3,372,346 2,857,777



2008 55,674 116,263 154,257 195,236 244,173 248,819 283,199 318,170 324,486 342,383

2009 81,234 125,242 171,240 237,101 252,052 276,431 309,260 309,024 319,626

2010 69,494 87,783 152,330 166,681 199,369 211,103 259,365 274,199

2011 41,635 119,697 166,763 219,985 256,962 301,655 314,905

2012 39,714 69,945 176,944 222,673 277,226 296,521

2013 39,839 86,151 166,408 230,211 272,933

2014 17,926 115,402 215,559 282,064

2015 12,070 139,744 248,560

2016 26,004 65,247

2017 15,421

Part F 2 - Medical Professional Liability - Claims Made




92.31


2017 Schedule P

Part F - Section 2 - Medical Professional Liability - Claims Made - Adjustments

($ 000'S)

TOTAL


Ultimate


2008 6 11 11 11 11 12 14 12 4,248 10,018 (29) (1,404)

2009 56 56 56 56 58 62 60 4,272 13,917 42 (1,900)

2010 33 33 33 36 40 39 6,247 9,880 0 (1,354)

2011 0 0 1 2 2 9,329 18,315 0 (2,590)

2012 238 240 240 240 13,810 22,991 0 (2,980)

2013 (16) 103 103 12,544 30,602 0 (4,213)

2014 59 60 16,480 56,330 19 (7,902)

2015 17 24,888 85,677 33 (12,105)

2016 21 22 0 23

2017 (0) 786 101

850 (34,323)



2008 6 19 11 11 11 12 14 12 4,248 10,018

2009 56 56 56 56 58 62 60 4,272 13,917

2010 33 33 33 36 40 39 6,247 9,880

2011 0 0 1 2 2 9,329 18,315

2012 244 240 240 240 13,810 22,991

2013 1 103 103 12,544 30,602

2014 68 60 16,480 56,330

2015 9 24,888 85,677

2016 22 22

2017 3


($ 000'S)



Ultimate


2008 6 11 11 11 11 12 14 12 12 12 (29) 12

2009 56 56 56 56 58 62 60 60 60 42 60

2010 33 33 33 36 40 39 39 39 0 39

2011 0 0 1 2 2 2 2 0 2

2012 238 240 240 240 239 239 0 239

2013 (16) 103 103 103 103 0 103

2014 59 60 60 60 19 60

2015 17 16 16 33 16

2016 21 22 0 23

2017 (0) 786 101

850 655



2008 6 19 11 11 11 12 14 12 12 12

2009 56 56 56 56 58 62 60 60 60

2010 33 33 33 36 40 39 39 39

2011 0 0 1 2 2 2 2

2012 244 240 240 240 239 239

2013 1 103 103 103 103

2014 68 60 60 60

2015 9 16 16

2016 22 22

2017 3


($ 000'S)



Ultimate


2008 0 0 0 0 0 0 0 0 4,235 10,006 0 (1,416)

2009 0 0 0 0 0 0 0 4,212 13,856 0 (1,961)

2010 0 0 0 0 0 0 6,208 9,841 0 (1,392)

2011 0 0 0 0 0 9,328 18,314 0 (2,591)

2012 0 0 0 0 13,571 22,752 0 (3,219)

2013 0 0 0 12,442 30,499 0 (4,316)

2014 0 0 16,420 56,271 0 (7,962)

2015 0 24,872 85,660 0 (12,121)

2016 0 0 0 0

2017 0 0 0

0 (34,978)



2008 0 0 0 0 0 0 0 0 4,235 10,006

2009 0 0 0 0 0 0 0 4,212 13,856

2010 0 0 0 0 0 0 6,208 9,841

2011 0 0 0 0 0 9,328 18,314

2012 0 0 0 0 13,571 22,752

2013 0 0 0 12,442 30,499

2014 0 0 16,420 56,271

2015 0 24,872 85,660

2016 0 0

2017 0


2017 Schedule P

Part F - Section 2 - Medical Professional Liability - Claims Made - After Adjustments

($ 000'S)


Ultimate


2008 4,340 47,899 111,969 160,773 200,960 221,273 245,278 285,420 307,603 319,937 558,499 345,685

2009 13,626 61,649 114,957 178,857 220,974 242,234 256,898 298,742 302,137 479,076 324,641

2010 3,940 36,311 75,648 118,838 170,585 188,573 204,843 246,395 396,271 282,447

2011 (2,504) 38,966 106,416 163,523 224,591 261,143 279,442 370,633 351,405

2012 2,933 22,450 102,401 181,071 227,765 254,771 354,745 345,971

2013 8,308 44,809 107,959 154,560 210,385 313,246 305,889

2014 3,019 46,653 99,924 174,164 304,160 334,480

2015 (8,430) 30,312 89,413 289,270 316,120

2016 3,647 26,567 216,671 192,640

2017 3,751 88,924 92,822

3,371,496 2,892,100



2008 55,668 116,244 154,245 195,224 244,161 248,806 283,185 318,157 320,238 332,365

2009 81,178 125,186 171,184 237,045 251,993 276,369 309,199 304,751 305,709

2010 69,461 87,750 152,297 166,645 199,330 211,064 253,118 264,319

2011 41,635 119,697 166,763 219,984 256,961 292,326 296,590

2012 39,470 69,705 176,704 222,433 263,416 273,530

2013 39,837 86,048 166,305 217,666 242,331

2014 17,858 115,342 199,079 225,734

2015 12,061 114,856 162,883

2016 25,982 65,225

2017 15,418


92.32

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2017

Booked Adjusted

Loss & ALAE

Ratios

12/31/2017

2008 67% 61%

2009 61% 62%

2010 58% 43%

2011 73% 70%

2012 68% 59%

2013 61% 63%

2014 63% 69%

2015 76% 77%

2016 59% 54%

2017 67% 61%

Average 62%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails



2017 Schedule P

Part G Special Liability (Ocean Marine, Aricraft (All Perils), Boiler & Machinery) - Unadjusted

($ 000'S)


Ultimate


2008 191,142 302,093 395,770 447,448 460,449 475,737 483,401 486,414 495,225 498,036 746,681 498,651

2009 130,943 241,744 241,893 268,642 288,956 300,551 304,443 306,308 303,868 515,151 312,054

2010 124,599 212,331 241,156 245,753 262,364 265,755 272,296 277,037 488,963 285,472

2011 134,558 218,732 255,520 271,444 300,844 307,532 307,071 432,235 317,597

2012 160,286 289,999 318,753 338,093 349,370 343,238 522,032 355,081

2013 114,198 228,947 264,984 280,834 313,286 616,897 375,791

2014 170,826 345,379 398,229 420,222 736,983 466,201

2015 160,907 306,004 353,694 661,988 502,748

2016 173,047 289,665 620,544 368,637

2017 110,873 502,757 335,080

5,844,231 3,817,311



2008 393,900 425,046 473,699 500,597 502,700 493,823 494,199 493,659 499,624 498,181

2009 240,419 292,084 309,309 315,229 311,801 308,339 308,954 310,750 311,744

2010 188,361 221,666 262,983 277,086 283,911 273,674 285,386 284,389

2011 233,042 293,888 295,328 309,633 318,450 316,954 314,698

2012 275,110 351,901 363,635 364,436 370,214 353,248

2013 233,250 299,046 311,837 322,470 372,412

2014 359,142 424,870 447,328 458,719

2015 328,065 387,637 485,331

2016 315,115 330,971

2017 232,462


2017 Schedule P

Part G Special Liability (Ocean Marine, Aricraft (All Perils), Boiler & Machinery) - Adjustments

($ 000'S)

TOTAL


Ultimate


2008 45,786 86,871 109,481 111,414 112,732 116,058 119,996 120,469 120,333 120,341 131,107 120,488

2009 15,682 36,115 37,124 37,488 37,039 37,152 37,686 38,035 32,803 74,578 39,063

2010 20,699 55,026 80,924 86,820 86,860 86,624 87,156 88,020 30,532 88,380

2011 24,507 34,336 38,655 39,991 41,108 41,448 41,208 40,775 42,183

2012 21,231 67,205 70,628 69,457 70,989 69,791 38,248 70,517

2013 (25,755) (4,024) (4,626) (3,316) 2,457 24,739 4,112

2014 10,792 20,974 32,602 33,525 110,693 35,649

2015 17,223 45,678 51,399 85,021 57,370

2016 49,317 83,663 124,475 99,215

2017 45,210 142,250 115,388

802,417 672,364



2008 98,435 114,018 114,922 116,017 116,435 118,740 120,379 120,649 120,573 120,473

2009 37,234 39,488 38,477 39,531 39,983 39,528 39,441 39,196 39,064

2010 75,413 90,669 95,163 90,028 88,250 88,150 88,340 88,413

2011 29,585 37,136 36,439 40,745 42,570 42,343 42,198

2012 50,323 74,801 73,782 71,010 72,150 70,567

2013 5,915 1,116 3,126 1,905 3,695

2014 34,748 28,441 37,708 35,564

2015 48,508 51,705 57,211

2016 87,865 96,501

2017 85,921


($ 000'S)



Ultimate


2008 8,063 8,063 8,063 8,063 8,063 8,063 8,063 8,063 8,063 8,063 8,740 8,063

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

8,740 8,063



2008 8,063 8,063 8,063 8,063 8,063 8,063 8,063 8,063 8,063 8,063

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

Part G - Special Liability




92.33


($ 000'S)



Ultimate


2008 5,834 9,367 9,367 9,367 9,367 9,367 9,367 9,367 9,367 9,367 11,913 9,367

2009 2,429 2,429 2,429 2,429 2,429 2,429 2,429 2,429 2,429 6,227 2,429

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

18,141 11,796



2008 7,616 9,367 9,367 9,367 9,367 9,367 9,367 9,367 9,367 9,367

2009 2,429 2,429 2,429 2,429 2,429 2,429 2,429 2,429 2,429

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 13,488 26,335 27,319 26,687 27,886 27,783 28,072 28,535 28,375 28,383 52,974 28,529

2009 8,426 12,273 13,028 13,394 12,995 13,068 13,595 13,943 8,711 27,509 14,973

2010 10,284 20,642 22,074 20,232 20,644 20,399 20,932 21,796 29,336 22,143

2011 14,040 22,608 25,607 26,903 27,944 28,279 28,040 28,413 29,059

2012 9,471 15,085 16,288 13,982 15,000 13,517 38,077 14,064

2013 (26,884) (8,476) (10,064) (8,724) (2,939) 15,349 (1,297)

2014 7,257 10,747 21,185 21,707 89,269 23,829

2015 12,300 35,187 40,083 61,648 45,890

2016 11,274 35,447 98,976 49,564

2017 26,971 118,528 70,207

560,078 296,960



2008 23,975 28,901 27,537 27,459 27,917 28,223 28,350 28,689 28,614 28,514

2009 15,282 15,648 14,381 15,441 15,897 15,445 15,351 15,106 14,973

2010 18,160 22,424 24,518 23,326 22,008 21,896 22,086 22,159

2011 17,253 25,136 23,307 27,641 29,406 29,182 29,072

2012 16,716 18,848 17,686 14,255 15,555 14,113

2013 2,638 (3,827) (2,358) (3,541) (1,711)

2014 25,574 16,672 26,017 23,704

2015 41,443 40,407 45,616

2016 39,734 47,311

2017 58,088


($ 000'S)



Ultimate


2008 10,879 24,366 42,183 42,183 42,183 42,183 42,183 42,183 42,183 42,183 49,474 42,183

2009 4,798 21,476 21,476 21,476 21,476 21,476 21,476 21,476 21,476 41,040 21,472

2010 158 158 158 158 158 158 158 158 550 158

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

91,064 63,814



2008 28,137 37,726 42,183 42,183 42,183 42,183 42,183 42,183 42,183 42,183

2009 19,491 21,472 21,472 21,472 21,472 21,472 21,472 21,472 21,472

2010 158 158 158 158 158 158 158 158

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 6,723 17,870 21,717 24,278 24,396 27,865 31,475 31,486 31,509 31,509 0 31,509

2009 0 0 0 0 0 0 0 0 0 0 0

2010 10,321 33,617 58,070 65,864 65,455 65,446 65,446 65,446 0 65,474

2011 7,400 8,569 9,992 9,943 9,999 10,004 10,004 0 9,996

2012 11,769 52,746 54,525 55,484 55,997 56,331 0 56,511

2013 1,108 1,210 1,202 1,202 1,202 0 1,202

2014 1,182 4,247 4,539 4,910 0 4,910

2015 3,230 5,181 5,361 0 5,476

2016 35,466 38,226 0 38,437

2017 16,233 0 36,972

0 250,488



2008 28,862 29,067 26,938 28,104 28,068 30,068 31,581 31,510 31,509 31,509

2009 0 0 0 0 0 0 0 0 0

2010 57,097 67,469 69,864 65,930 65,480 65,474 65,474 65,474

2011 8,706 8,836 10,010 9,994 9,999 9,996 9,996

2012 33,562 56,462 56,281 56,763 56,602 56,511

2013 1,196 1,216 1,202 1,202 1,202

2014 4,892 5,364 4,698 4,910

2015 4,567 5,453 5,476

2016 40,777 38,437

2017 24,225


92.34


($ 000'S)



Ultimate


2008 799 870 831 835 836 836 836 836 836 836 8,006 836

2009 28 (63) 191 189 189 189 189 189 189 (199) 189

2010 (64) 609 621 622 622 622 622 622 646 622

2011 3,067 3,159 3,164 3,164 3,164 3,164 3,164 12,362 3,164

2012 (9) (9) (9) (9) (9) (9) 171 (9)

2013 (71) (71) (71) (71) (71) 1,797 (71)

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

22,784 4,731



2008 1,783 893 834 841 836 836 836 836 836 836

2009 32 (62) 195 189 189 189 189 189 189

2010 (2) 618 622 622 622 622 622 622

2011 3,626 3,164 3,164 3,164 3,164 3,164 3,164

2012 44 (9) (9) (9) (9) (9)

2013 (71) (71) (71) (71) (71)

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)

Japan Quota Share


Ultimate


2008 0 0 0 0 0 (39) (1) (1) (1) (1) 0 1

2009 0 0 0 0 (50) (9) (3) (3) (3) 0 1

2010 0 0 0 (56) (19) (1) (2) (2) 0 (17)

2011 0 0 (108) (20) 0 0 (0) 0 (37)

2012 0 (617) (176) 0 1 (48) 0 (49)

2013 92 3,313 4,307 4,277 4,265 7,593 4,278

2014 2,353 5,980 6,878 6,908 21,424 6,909

2015 1,694 5,309 5,955 23,374 6,004

2016 2,576 9,990 25,498 11,214

2017 2,006 23,721 8,209

101,610 36,513



2008 0 0 0 0 0 0 0 0 1 1

2009 0 0 0 0 (4) (7) 0 1 1

2010 0 0 0 (8) (18) (0) (1) (1)

2011 0 0 (41) (54) 0 0 (35)

2012 0 (500) (176) 0 1 (48)

2013 2,152 3,798 4,353 4,315 4,276

2014 4,282 6,405 6,993 6,949

2015 2,498 5,845 6,119

2016 7,353 10,752

2017 3,608


2017 Schedule P

Part G Special Liability (Ocean Marine, Aricraft (All Perils), Boiler & Machinery) - After Adjustments

($ 000'S)


Ultimate


2008 145,356 215,222 286,289 336,034 347,717 359,679 363,404 365,945 374,892 377,695 615,574 378,163

2009 115,261 205,629 204,769 231,154 251,917 263,399 266,757 268,273 271,065 440,573 272,991

2010 103,900 157,304 160,232 158,933 175,504 179,131 185,140 189,017 458,431 197,092

2011 110,051 184,396 216,865 231,452 259,736 266,084 265,863 391,460 275,414

2012 139,055 222,794 248,125 268,636 278,381 273,447 483,784 284,564

2013 139,953 232,971 269,610 284,150 310,829 592,158 371,679

2014 160,034 324,405 365,627 386,697 626,290 430,552

2015 143,683 260,326 302,295 576,967 445,378

2016 123,730 206,002 496,069 269,422

2017 65,663 360,507 219,692

5,041,814 3,144,947



2008 295,465 311,029 358,777 384,580 386,265 375,083 373,819 373,010 379,051 377,708

2009 203,185 252,596 270,832 275,698 271,818 268,811 269,513 271,554 272,680

2010 112,947 130,996 167,820 187,058 195,661 185,524 197,047 195,977

2011 203,457 256,752 258,889 268,888 275,880 274,611 272,500

2012 224,787 277,100 289,853 293,426 298,064 282,681

2013 227,336 297,930 308,711 320,566 368,717

2014 324,394 396,429 409,620 423,155

2015 279,557 335,932 428,119

2016 227,250 234,470

2017 146,541


92.35

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2017

Booked Adjusted

Loss & ALAE

Ratios

12/31/2017

2008 80% 91%

2009 89% 96%

2010 90% 100%

2011 95% 102%

2012 87% 93%

2013 83% 93%

2014 83% 85%

2015 94% 124%

2016 93% 104%

2017 81% 98%

Average 99%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails



2017 Schedule P

Part H1 - Other Liability Occurrence - Unadjusted

($ 000'S)


Ultimate


2008 618,375 1,108,530 1,511,319 2,064,483 2,518,548 2,874,183 3,147,404 3,347,079 3,541,190 3,818,114 5,111,583 4,108,742

2009 801,532 1,250,905 1,702,168 2,161,121 2,565,936 2,914,452 3,147,587 3,491,533 3,729,614 4,553,611 4,030,536

2010 405,532 834,416 1,322,018 1,727,217 2,064,502 2,343,871 2,682,298 3,175,985 3,925,947 3,534,426

2011 292,390 641,113 967,221 1,386,305 1,813,046 2,301,736 2,737,457 3,405,913 3,225,434

2012 140,635 279,797 594,580 990,219 1,482,731 2,125,523 2,977,022 2,593,961

2013 (196,111) 83,483 431,102 945,889 1,549,906 2,534,468 2,109,821

2014 160,259 453,086 969,833 1,688,042 2,875,483 2,386,148

2015 127,419 812,664 1,364,331 2,326,714 2,191,840

2016 92,470 461,921 2,243,761 2,089,862

2017 10,200 1,579,666 1,285,461

31,534,168 27,556,232



2008 775,013 1,549,099 2,084,980 2,458,738 3,086,087 3,336,371 3,544,167 3,607,481 3,782,962 3,998,870

2009 881,219 1,561,985 2,115,922 2,671,524 3,015,408 3,321,057 3,451,643 3,652,852 3,898,252

2010 613,834 1,177,837 1,802,930 2,156,795 2,530,069 2,762,836 3,106,536 3,378,110

2011 573,354 1,115,984 1,531,637 1,983,695 2,316,234 2,708,752 3,072,338

2012 331,561 608,353 1,042,832 1,542,410 1,955,323 2,426,971

2013 141,594 478,228 919,310 1,457,862 1,907,037

2014 355,968 765,904 1,420,467 2,027,135

2015 335,480 1,103,811 1,718,894

2016 312,205 668,073

2017 88,861


2017 Schedule P

Part H1 - Other Liability Occurrence - Adjustments

($ 000'S)

TOTAL


Ultimate


2008 493,008 582,793 414,454 439,500 459,668 451,855 457,755 450,229 525,228 686,270 1,085,766 452,558

2009 584,198 698,116 730,993 740,004 721,272 728,269 731,187 821,126 976,361 1,140,460 758,965

2010 239,814 272,919 299,452 285,029 299,587 312,485 425,849 635,001 714,995 328,554

2011 127,265 161,279 137,248 155,624 152,093 283,035 549,880 432,804 194,558

2012 45,472 (30,041) (1,698) (5,360) 186,181 473,492 200,237 11,896

2013 (247,645) (151,084) (101,935) 98,603 351,826 164,020 (102,822)

2014 63,611 130,877 421,884 741,541 299,984 188,158

2015 113,446 462,478 849,733 671,397 137,021

2016 47,371 152,647 411,819 186,868

2017 (26,146) 396,339 128,116

5,517,820 2,283,873



2008 470,189 515,698 428,067 285,572 480,563 466,447 485,741 461,955 535,450 698,157

2009 635,543 647,846 668,560 760,506 732,237 773,046 742,198 840,003 1,002,255

2010 153,088 189,036 293,497 282,931 331,423 334,810 444,854 646,526

2011 148,980 194,330 177,990 192,476 196,303 319,093 574,596

2012 68,749 (2,702) 33,115 57,466 218,285 484,261

2013 (71,766) (69,717) (50,149) 127,002 380,293

2014 146,528 237,457 481,972 779,839

2015 142,890 483,476 872,848

2016 105,419 171,857

2017 12,332


($ 000'S)



Ultimate


2008 70,747 70,747 70,747 70,747 70,747 70,747 70,747 70,747 70,747 70,747 62,539 70,747

2009 0 0 0 0 0 0 0 0 0 (1) 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

62,538 70,747



2008 70,747 70,747 70,747 70,747 70,747 70,747 70,747 70,747 70,747 70,747

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

Part H1- Other Liability - Occurrence




92.36


($ 000'S)



Ultimate


2008 1,427 18,292 18,292 18,292 18,292 18,292 18,292 18,292 18,292 18,292 38,519 18,292

2009 9,704 9,704 9,704 9,704 9,704 9,704 9,704 9,704 9,704 23,455 9,704

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

61,974 27,996



2008 4,267 18,292 18,292 18,292 18,292 18,292 18,292 18,292 18,292 18,292

2009 9,704 9,704 9,704 9,704 9,704 9,704 9,704 9,704 9,704

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)

Schedule P Adjustments for American International Reinsurance Company Quota Share


Ultimate


2008 (60,261) (105,261) (315,514) (315,514) (315,514) (315,514) (315,514) (315,514) (315,514) (315,514) (450,949) (315,514)

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

(450,949) (315,514)



2008 (89,779) (136,690) (315,514) (315,514) (315,514) (315,514) (315,514) (315,514) (315,514) (315,514)

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 51,876 87,450 106,822 130,260 147,778 141,452 147,009 136,679 138,136 141,054 786,408 149,739

2009 76,054 112,998 143,582 151,225 133,319 138,881 140,168 141,791 142,724 335,295 154,688

2010 10,880 21,644 45,197 29,290 38,481 49,108 56,528 57,683 237,634 66,118

2011 26,378 48,025 24,764 43,625 56,048 59,956 80,771 159,939 97,641

2012 10,145 (65,572) (38,134) (24,574) 9,173 17,272 276,628 36,349

2013 (253,381) (163,281) (98,897) (82,867) (73,787) 82,478 (54,151)

2014 23,827 96,479 141,250 165,203 171,871 191,246

2015 15,132 47,784 76,858 470,699 105,353

2016 16,275 105,309 247,164 131,558

2017 (54,673) 245,098 75,402

3,013,215 953,942



2008 85,682 160,745 266,325 147,312 167,838 154,863 172,882 145,039 144,533 148,826

2009 126,399 133,149 201,362 170,916 141,530 180,726 145,073 145,991 153,266

2010 24,368 41,839 67,831 56,639 72,102 62,693 63,593 64,217

2011 63,304 77,773 63,507 73,358 76,068 79,483 96,924

2012 26,396 (39,021) (3,925) 20,622 28,761 27,736

2013 (82,582) (83,462) (64,949) (66,858) (56,377)

2014 78,066 164,080 162,931 186,106

2015 29,516 64,701 96,967

2016 60,724 120,748

2017 (31,967)


($ 000'S)



Ultimate


2008 11,539 14,430 35,029 35,029 35,029 35,029 35,029 35,029 35,029 35,029 38,677 35,029

2009 20,897 55,627 55,627 55,627 55,627 55,627 55,627 55,627 55,627 29,375 55,627

2010 480 480 480 480 480 480 480 480 1,296 480

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

69,348 91,137



2008 33,871 33,748 35,029 35,029 35,029 35,029 35,029 35,029 35,029 35,029

2009 28,071 55,627 55,627 55,627 55,627 55,627 55,627 55,627 55,627

2010 480 480 480 480 480 480 480 480

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


92.37


($ 000'S)

Schedule P Adjustments for Warranty


Ultimate


2008 411,474 482,907 482,907 482,907 482,907 482,907 482,907 482,907 482,907 482,907 490,309 482,907

2009 464,350 500,284 500,284 500,284 500,284 500,284 500,284 500,284 500,284 597,523 500,284

2010 217,718 233,476 233,476 233,476 233,476 233,476 233,476 233,476 332,466 233,476

2011 77,671 80,102 80,102 80,102 80,102 80,102 80,102 142,367 80,102

2012 21,196 22,966 22,966 22,966 22,966 22,966 (139,952) 22,966

2013 4,621 4,814 4,814 4,814 4,814 649 4,814

2014 3,246 3,254 3,254 3,254 544 3,254

2015 625 669 669 2,915 669

2016 2,586 2,586 264 2,586

2017 0 0 0

1,427,084 1,331,057



2008 411,474 482,907 482,907 482,907 482,907 482,907 482,907 482,907 482,907 482,907

2009 464,350 500,284 500,284 500,284 500,284 500,284 500,284 500,284 500,284

2010 217,718 233,476 233,476 233,476 233,476 233,476 233,476 233,476

2011 77,671 80,102 80,102 80,102 80,102 80,102 80,102

2012 21,196 22,966 22,966 22,966 22,966 22,966

2013 4,621 4,814 4,814 4,814 4,814

2014 3,246 3,254 3,254 3,254

2015 625 669 669

2016 2,586 2,586

2017 0


($ 000'S)

Schedule P Adjustments for Excess WC


Ultimate


2008 0 346 1,316 1,600 3,141 3,491 3,794 4,603 5,272 5,341 73,226 26,602

2009 4 205 778 1,099 1,340 2,045 3,153 3,544 6,335 103,137 50,022

2010 0 220 1,778 2,131 8,641 10,399 11,443 16,084 91,082 51,167

2011 0 401 556 759 2,002 5,117 5,758 68,951 39,371

2012 0 0 0 0 0 0 6,086 2,578

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

342,483 169,739



2008 719 3,447 3,986 4,075 5,485 4,955 5,981 7,896 9,017 9,372

2009 1,382 5,569 6,744 7,432 7,318 8,917 11,117 18,101 21,648

2010 2,819 5,781 6,625 6,718 18,960 19,248 21,619 19,655

2011 259 1,446 2,171 5,301 8,674 9,336 9,503

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 0 0 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

0 0



2008 (60,688) (137,293) (150,948) (174,508) (1,762) (2,188) (1,878) 0 0 0

2009 (15,998) (78,326) (127,923) (6,111) (3,839) (4,009) (1,879) 1 0

2010 (110,512) (111,824) (34,741) (34,340) (13,667) (1,827) 1 0

2011 (25,658) 37 37 2,039 2 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 6,044 13,642 14,553 15,829 16,937 17,199 17,199 17,199 17,199 17,199 46,494 17,199

2009 13,089 19,136 20,810 21,807 21,999 21,999 21,999 21,999 21,999 51,588 21,999

2010 10,389 16,675 18,020 20,516 20,516 20,516 20,516 20,516 52,002 20,516

2011 22,964 32,218 33,508 33,508 33,508 33,508 33,508 59,880 33,508

2012 13,802 16,432 16,432 16,432 16,432 16,432 55,859 16,432

2013 495 495 495 495 495 (22,858) 495

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

242,965 110,150



2008 13,091 19,269 16,823 16,880 17,185 17,199 17,199 17,199 17,199 17,199

2009 21,056 21,449 22,534 22,386 21,999 21,999 21,999 21,999 21,999

2010 17,360 18,795 19,286 20,516 20,516 20,516 20,516 20,516

2011 32,978 34,349 33,508 33,508 33,508 33,508 33,508

2012 20,434 16,432 16,432 16,432 16,432 16,432

2013 495 495 495 495 495

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


92.38


($ 000'S)



Ultimate


2008 0 0 0 0 0 (2,100) (2,060) (66) (66) (66) 0 21

2009 0 0 0 0 (1,277) (549) (25) 22 302 0 342

2010 0 0 0 (1,400) (2,543) (2,030) (2,027) (1,600) 0 5

2011 0 0 (2,341) (3,028) (20,225) (19,153) (10,748) 0 (5,588)

2012 0 (4,382) (3,477) (20,699) (20,708) (7,884) 0 (6,665)

2013 242 6,487 (8,748) (8,034) (5,836) 102,998 6,118

2014 36,531 31,136 43,897 48,264 128,891 68,227

2015 97,688 115,798 118,423 197,783 123,904

2016 28,510 44,752 164,391 52,723

2017 28,528 151,241 52,714

745,304 291,800



2008 0 0 0 0 0 (198) (257) 8 13 17

2009 0 0 0 0 (664) (479) (4) 142 342

2010 0 0 0 (1,120) (981) (312) (265) (181)

2011 0 0 (2,028) (2,492) (2,710) (6,841) (5,930)

2012 0 (3,666) (2,873) (3,069) (8,192) (7,579)

2013 5,129 8,035 9,090 4,356 5,221

2014 65,208 70,115 82,304 65,659

2015 112,749 119,878 121,429

2016 42,109 48,522

2017 44,299


($ 000'S)

Schedule P Adjustments for American Home Japan


Ultimate


2008 163 241 302 350 352 353 353 353 353 353 543 353

2009 100 161 207 259 277 277 277 277 277 88 277

2010 347 424 502 536 536 536 536 536 515 536

2011 251 533 658 658 658 658 658 1,667 658

2012 328 515 515 515 515 515 1,616 515

2013 378 401 401 401 401 753 401

2014 8 8 8 8 (1,323) 8

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

3,859 2,748



2008 806 527 421 353 356 355 353 353 353 353

2009 580 390 228 268 277 277 277 277 277

2010 855 489 541 562 536 536 536 536

2011 426 623 692 658 658 658 658

2012 724 587 515 515 515 515

2013 570 401 401 401 401

2014 8 8 8 8

2015 0 0 0

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 0 0 0 0 0 0 0 0 72,874 230,929 0 (32,816)

2009 0 0 0 0 0 0 0 87,878 239,109 0 (33,978)

2010 0 0 0 0 0 0 104,897 307,827 0 (43,743)

2011 0 0 0 0 0 122,847 359,831 0 (51,133)

2012 0 0 0 0 157,803 424,191 0 (60,279)

2013 0 0 0 183,794 425,739 0 (60,499)

2014 0 0 233,474 524,812 0 (74,577)

2015 0 298,227 653,783 0 (92,904)

2016 0 0 0 0

2017 0 0 0

0 (449,928)



2008 0 0 0 0 0 0 0 0 72,874 230,929

2009 0 0 0 0 0 0 0 87,878 239,109

2010 0 0 0 0 0 0 104,897 307,827

2011 0 0 0 0 0 122,847 359,831

2012 0 0 0 0 157,803 424,191

2013 0 0 0 183,794 425,739

2014 0 0 233,474 524,812

2015 0 298,227 653,783

2016 0 0

2017 0

Part H1 - Other Liability Occurrence - After Adjustments

($ 000'S)


Ultimate


2008 125,367 525,737 1,096,865 1,624,983 2,058,880 2,422,328 2,689,649 2,896,850 3,015,962 3,131,844 4,025,817 3,656,184

2009 217,334 552,790 971,176 1,421,117 1,844,664 2,186,183 2,416,399 2,670,407 2,753,253 3,413,151 3,271,571

2010 165,718 561,497 1,022,565 1,442,188 1,764,916 2,031,385 2,256,449 2,540,984 3,210,953 3,205,872

2011 165,126 479,834 829,974 1,230,681 1,660,952 2,018,701 2,187,577 2,973,109 3,030,876

2012 95,163 309,838 596,279 995,579 1,296,551 1,652,031 2,776,786 2,582,065

2013 51,534 234,567 533,038 847,286 1,198,080 2,370,448 2,212,643

2014 96,648 322,209 547,949 946,501 2,575,499 2,197,990

2015 13,973 350,185 514,598 1,655,317 2,054,819

2016 45,100 309,274 1,831,942 1,902,995

2017 36,346 1,183,327 1,157,345

26,016,349 25,272,359



2008 304,824 1,033,401 1,656,913 2,173,165 2,605,524 2,869,924 3,058,426 3,145,526 3,247,513 3,300,714

2009 245,676 914,139 1,447,362 1,911,017 2,283,171 2,548,011 2,709,445 2,812,849 2,895,997

2010 460,746 988,801 1,509,433 1,873,865 2,198,646 2,428,025 2,661,682 2,731,584

2011 424,374 921,653 1,353,647 1,791,219 2,119,931 2,389,659 2,497,742

2012 262,812 611,055 1,009,717 1,484,945 1,737,039 1,942,710

2013 213,360 547,945 969,459 1,330,860 1,526,744

2014 209,440 528,447 938,495 1,247,296

2015 192,590 620,335 846,046

2016 206,786 496,217

2017 76,529


92.39

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2017

Booked Adjusted

Loss & ALAE

Ratios

12/31/2017

2008 74% 72%

2009 83% 80%

2010 66% 63%

2011 78% 75%

2012 80% 78%

2013 66% 62%

2014 70% 73%

2015 67% 65%

2016 83% 83%

2017 73% 76%

Average 73%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails



2017 Schedule P

Part H2 - Other Liability Claims Made - Unadjusted

($ 000'S)


Ultimate


2008 313,865 1,069,012 1,632,875 2,000,541 2,256,716 2,470,832 2,610,296 2,875,210 2,993,330 3,062,086 4,298,468 3,173,849

2009 210,238 689,529 1,139,549 1,569,243 1,898,722 2,167,077 2,343,344 2,486,756 2,577,236 3,445,081 2,848,158

2010 139,612 527,185 895,029 1,161,287 1,418,546 1,648,640 1,766,007 1,949,616 3,318,825 2,179,123

2011 197,352 604,095 1,040,859 1,456,774 1,934,837 2,225,311 2,429,793 3,452,610 2,678,667

2012 156,429 424,573 891,131 1,494,522 1,766,210 2,066,917 3,179,339 2,547,309

2013 51,272 539,850 1,005,778 1,355,100 1,708,446 3,243,350 2,150,881

2014 85,744 500,435 1,010,366 1,551,992 3,226,600 2,259,775

2015 135,077 514,235 1,299,573 3,289,107 2,209,694

2016 193,858 927,061 3,131,974 2,594,522

2017 151,806 2,998,253 2,196,682

33,583,607 24,838,661



2008 503,091 1,408,645 1,846,130 2,298,318 2,601,591 2,759,021 2,847,487 3,039,447 3,099,018 3,139,930

2009 409,438 1,034,834 1,429,102 1,906,481 2,352,224 2,455,561 2,581,197 2,701,427 2,797,725

2010 307,614 898,941 1,346,098 1,568,090 1,719,281 1,909,397 2,028,677 2,121,479

2011 455,437 1,066,701 1,501,093 1,930,617 2,222,434 2,469,469 2,617,122

2012 514,701 1,009,708 1,469,407 2,038,364 2,199,195 2,441,183

2013 305,529 916,161 1,424,593 1,637,024 1,952,477

2014 292,587 912,223 1,462,982 1,971,521

2015 327,813 895,555 1,759,571

2016 445,638 1,324,187

2017 495,325


2017 Schedule P

Part H2 - Other Liability Claims Made - Adjustments

($ 000'S)

TOTAL


Ultimate


2008 86,890 90,468 113,938 122,262 124,930 111,444 127,914 196,485 212,208 234,522 184,977 214,209

2009 11,585 82,967 92,040 101,935 54,837 68,854 114,041 132,376 144,560 86,429 163,459

2010 3,131 6,152 13,933 (4,005) 5,361 54,837 68,649 125,801 20,400 86,853

2011 4,490 35,315 21,078 50,450 88,771 94,503 146,066 26,062 109,080

2012 2,369 (56,154) (271) 52,404 44,950 141,122 22,435 69,263

2013 (99,086) 14,949 81,561 140,665 278,097 4,960 158,924

2014 21,319 75,945 110,034 320,505 325,261 131,304

2015 23,035 50,955 374,326 22,257 77,880

2016 36,184 230,973 258,866 219,777

2017 11,436 303,668 150,105

1,255,317 1,380,855



2008 88,482 89,542 6,013 137,852 165,718 177,195 158,756 218,339 222,237 242,396

2009 16,371 84,206 38,209 121,374 136,251 118,736 170,310 165,002 190,740

2010 12,437 35,227 41,672 37,281 45,459 81,230 91,036 149,238

2011 33,771 71,344 47,894 86,186 113,226 106,551 169,492

2012 3,616 (16,532) 40,529 72,269 74,593 169,925

2013 22,194 110,249 139,827 163,605 295,770

2014 86,442 97,949 127,688 336,148

2015 55,943 75,418 408,404

2016 138,683 260,660

2017 65,605


($ 000'S)



Ultimate


2008 86,708 86,708 86,708 86,708 86,708 86,708 86,708 86,708 86,708 86,708 130,853 86,708

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

130,853 86,708



2008 86,708 86,708 86,708 86,708 86,708 86,708 86,708 86,708 86,708 86,708

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0



Part H2- Other Liability - Claims Made


92.40


($ 000'S)



Ultimate


2008 0 0 5,695 14,019 16,619 3,090 19,668 88,167 103,890 100,461 0 109,574

2009 0 5,358 13,932 23,700 (23,381) (9,345) 35,806 54,142 40,685 0 88,893

2010 1,908 3,981 11,573 (5,912) 3,156 52,452 66,258 65,456 0 92,709

2011 4,177 34,733 21,312 50,477 88,274 94,042 88,632 0 115,281

2012 2,365 (55,320) 127 52,238 44,664 48,833 0 82,125

2013 (99,135) 14,294 79,327 138,344 148,886 0 174,588

2014 20,241 70,590 104,617 117,095 301,470 152,850

2015 29,017 55,413 70,888 0 113,880

2016 35,769 230,057 228,444 216,006

2017 10,857 266,193 138,887

796,107 1,284,793



2008 0 0 (76,865) 42,806 57,280 68,841 50,510 110,021 113,919 108,335

2009 0 42,129 (15,975) 43,092 58,017 40,538 92,076 86,767 86,865

2010 14,063 40,835 39,271 35,199 43,234 78,819 88,623 88,871

2011 37,452 69,759 47,687 85,921 112,474 105,812 110,539

2012 3,388 (15,804) 40,906 72,062 74,304 77,636

2013 21,550 109,444 137,422 161,159 166,425

2014 84,898 92,431 122,157 131,972

2015 60,819 79,072 93,095

2016 137,711 259,221

2017 64,212


($ 000'S)



Ultimate


2008 181 2,417 20,190 20,190 20,190 20,190 20,190 20,190 20,190 20,190 36,164 20,190

2009 11,277 77,566 77,566 77,566 77,566 77,566 77,566 77,566 77,566 52,124 77,566

2010 999 999 999 999 999 999 999 999 1,970 999

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

90,258 98,755



2008 1,467 3,868 20,190 20,190 20,190 20,190 20,190 20,190 20,190 20,190

2009 16,731 77,566 77,566 77,566 77,566 77,566 77,566 77,566 77,566

2010 999 999 999 999 999 999 999 999

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 0 0 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

0 0



2008 (14) (2,613) (25,423) (13,243) 0 0 0 0 0 0

2009 (1,029) (35,668) (24,003) 0 0 0 0 0 0

2010 (3,420) (8,150) 0 0 0 0 0 0

2011 (4,415) 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 0 1,342 1,345 1,345 1,413 1,461 1,461 1,461 1,461 1,461 17,960 1,461

2009 308 43 542 669 687 687 687 687 687 34,305 687

2010 224 1,172 1,360 1,412 1,412 1,412 1,412 1,412 18,430 1,412

2011 313 582 805 805 805 805 805 26,062 805

2012 5 349 349 349 349 349 22,435 349

2013 2 2 2 2 2 4,960 2

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

124,153 4,716



2008 320 1,579 1,404 1,392 1,540 1,461 1,461 1,461 1,461 1,461

2009 669 178 622 716 687 687 687 687 687

2010 795 1,542 1,401 1,412 1,412 1,412 1,412 1,412

2011 734 1,584 805 805 805 805 805

2012 229 349 349 349 349 349

2013 2 2 2 2 2

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


92.41


($ 000'S)



Ultimate


2008 0 0 0 0 0 (5) (113) (40) (40) (40) 0 (41)

2009 0 0 0 0 (36) (55) (19) (19) (19) 0 (19)

2010 0 0 0 (504) (205) (26) (20) (0) 0 20

2011 0 0 (1,039) (831) (308) (343) (335) 0 1,143

2012 0 (1,183) (747) (182) (63) (61) 0 (51)

2013 47 653 2,232 2,319 2,328 0 2,483

2014 1,078 5,356 5,417 5,618 23,791 6,746

2015 (5,982) (4,458) (4,031) 22,257 7,981

2016 415 916 30,422 3,771

2017 579 37,475 11,217

113,946 33,251



2008 0 0 0 0 0 (5) (113) (40) (40) (40)

2009 0 0 0 0 (19) (55) (19) (19) (19)

2010 0 0 0 (329) (186) (0) 2 21

2011 0 0 (598) (540) (53) (65) 1,183

2012 0 (1,077) (726) (142) (60) (61)

2013 641 803 2,403 2,444 2,463

2014 1,544 5,518 5,531 6,383

2015 (4,876) (3,654) 7,839

2016 972 1,439

2017 1,393


($ 000'S) `



Ultimate


2008 0 0 0 0 0 0 0 0 0 25,742 0 (3,682)

2009 0 0 0 0 0 0 0 0 25,641 0 (3,668)

2010 0 0 0 0 0 0 0 57,935 0 (8,287)

2011 0 0 0 0 0 0 56,965 0 (8,148)

2012 0 0 0 0 0 92,000 0 (13,160)

2013 0 0 0 0 126,881 0 (18,149)

2014 0 0 0 197,793 0 (28,293)

2015 0 0 307,469 0 (43,981)

2016 0 0 0 0

2017 0 0 0

0 (127,368)



2008 0 0 0 0 0 0 0 0 0 25,742

2009 0 0 0 0 0 0 0 0 25,641

2010 0 0 0 0 0 0 0 57,935

2011 0 0 0 0 0 0 56,965

2012 0 0 0 0 0 92,000

2013 0 0 0 0 126,881

2014 0 0 0 197,793

2015 0 0 307,469

2016 0 0

2017 0


2017 Schedule P

Part H2 - Other Liability Claims Made - After Adjustments

($ 000'S)


Ultimate


2008 226,975 978,544 1,518,937 1,878,279 2,131,786 2,359,388 2,482,382 2,678,725 2,781,122 2,827,564 4,113,491 2,959,640

2009 198,653 606,563 1,047,509 1,467,307 1,843,885 2,098,223 2,229,303 2,354,380 2,432,676 3,358,652 2,684,699

2010 136,481 521,033 881,096 1,165,292 1,413,185 1,593,803 1,697,358 1,823,815 3,298,425 2,092,270

2011 192,862 568,780 1,019,781 1,406,324 1,846,066 2,130,808 2,283,727 3,426,548 2,569,587

2012 154,060 480,727 891,402 1,442,118 1,721,259 1,925,795 3,156,904 2,478,046

2013 150,358 524,901 924,217 1,214,435 1,430,349 3,238,390 1,991,957

2014 64,425 424,490 900,332 1,231,486 2,901,339 2,128,471

2015 112,042 463,280 925,247 3,266,850 2,131,815

2016 157,675 696,089 2,873,108 2,374,745

2017 140,370 2,694,585 2,046,577

32,328,290 23,457,806



2008 414,609 1,319,102 1,840,116 2,160,466 2,435,874 2,581,826 2,688,731 2,821,108 2,876,782 2,897,534

2009 393,067 950,629 1,390,893 1,785,107 2,215,973 2,336,825 2,410,887 2,536,425 2,606,986

2010 295,177 863,714 1,304,426 1,530,808 1,673,821 1,828,167 1,937,641 1,972,241

2011 421,666 995,357 1,453,199 1,844,431 2,109,208 2,362,917 2,447,630

2012 511,085 1,026,240 1,428,878 1,966,095 2,124,602 2,271,257

2013 283,336 805,912 1,284,766 1,473,418 1,656,706

2014 206,145 814,274 1,335,295 1,635,373

2015 271,869 820,137 1,351,168

2016 306,955 1,063,528

2017 429,720


92.42

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2017

Booked Adjusted

Loss & ALAE

Ratios

12/31/2017

2008 92% 97%

2009 127% 127%

2010 467% 467%

2011 152% 152%

2012 261% 261%

2013 146% 146%

2014 152% 152%

2015 63% 63%

2016 67% 67%

2017 72% 72%

Average 160%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails



2017 Schedule P

Part R - Section 1 - Products Liability Occurrence - Unadjusted

($ 000'S)


Ultimate


2008 7,920 18,091 42,106 64,674 93,995 119,803 132,625 154,354 170,210 181,893 252,974 233,326

2009 734 6,627 23,055 35,155 48,154 57,556 93,581 110,129 134,984 123,091 156,470

2010 653 8,099 28,017 41,948 57,204 68,858 79,203 85,140 23,553 110,017

2011 1,269 6,757 15,878 25,082 55,641 72,255 77,917 73,668 111,806

2012 1,887 5,765 13,298 16,427 27,697 34,316 26,434 69,020

2013 (27) 2,839 24,662 25,304 31,969 45,407 66,173

2014 1,137 8,647 13,707 21,801 41,165 62,636

2015 517 2,093 4,139 98,601 61,727

2016 613 1,867 86,545 57,964

2017 31 87,783 63,068

859,221 992,207



2008 12,429 38,694 79,650 95,159 115,825 136,427 161,558 170,038 185,347 203,644

2009 8,924 28,440 31,977 44,525 53,289 66,071 97,457 119,259 135,820

2010 (905) 50,217 37,327 60,669 70,702 82,051 88,906 88,828

2011 4,244 13,218 23,582 37,773 70,004 84,310 82,835

2012 6,398 12,916 16,986 23,853 44,757 42,605

2013 4,993 8,581 31,717 32,536 36,837

2014 3,328 11,132 16,433 26,428

2015 2,003 5,717 14,448

2016 2,003 5,039

2017 777


2017 Schedule P

Part R - Section 1 - Products Liability Occurrence - Adjustments

($ 000'S)

TOTAL


Ultimate


2008 410 410 410 410 410 410 410 410 410 410 12,075 410

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

12,075 410



2008 410 410 410 410 410 410 410 410 410 410

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

Part R - Section 1 - Products Liability Occurrence - Adjustments

($ 000'S)



Ultimate


2008 410 410 410 410 410 410 410 410 410 410 12,075 410

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

12,075 410



2008 410 410 410 410 410 410 410 410 410 410

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

Part R1- Products Liability - Occurrence




92.43


2017 Schedule P

Part R - Section 1 - Products Liability Occurrence - After Adjustments

($ 000'S)


Ultimate


2008 7,510 17,681 41,696 64,264 93,585 119,393 132,215 153,944 169,800 181,483 240,899 232,916

2009 734 6,627 23,055 35,155 48,154 57,556 93,581 110,129 134,984 123,091 156,470

2010 653 8,099 28,017 41,948 57,204 68,858 79,203 85,140 23,553 110,017

2011 1,269 6,757 15,878 25,082 55,641 72,255 77,917 73,668 111,806

2012 1,887 5,765 13,298 16,427 27,697 34,316 26,434 69,020

2013 (27) 2,839 24,662 25,304 31,969 45,407 66,173

2014 1,137 8,647 13,707 21,801 41,165 62,636

2015 517 2,093 4,139 98,601 61,727

2016 613 1,867 86,545 57,964

2017 31 87,783 63,068

847,146 991,797



2008 12,019 38,284 79,240 94,749 115,415 136,017 161,148 169,628 184,937 203,234

2009 8,924 28,440 31,977 44,525 53,289 66,071 97,457 119,259 135,820

2010 (905) 50,217 37,327 60,669 70,702 82,051 88,906 88,828

2011 4,244 13,218 23,582 37,773 70,004 84,310 82,835

2012 6,398 12,916 16,986 23,853 44,757 42,605

2013 4,993 8,581 31,717 32,536 36,837

2014 3,328 11,132 16,433 26,428

2015 2,003 5,717 14,448

2016 2,003 5,039

2017 777

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2017

Booked Adjusted

Loss & ALAE

Ratios

12/31/2017

2008 83% 83%

2009 177% 177%

2010 116% 116%

2011 61% 62%

2012 73% 73%

2013 29% 29%

2014 110% 110%

2015 359% 359%

2016 82% 82%

2017 92% 92%

Average 118%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails



2017 Schedule P

Part R - Section 2 - Products Liability Claims Made - Unadjusted

($ 000'S)


Ultimate


2008 4,297 7,327 25,135 33,497 35,093 37,519 47,368 54,470 55,976 101,223 130,755 108,284

2009 1,653 3,467 30,890 59,367 72,935 76,631 120,064 121,472 123,581 73,941 131,081

2010 1,348 2,219 10,920 18,298 40,002 41,568 42,547 45,934 71,615 82,918

2011 11,613 13,168 14,531 36,881 45,917 46,228 47,551 94,207 57,937

2012 5,800 6,353 45,207 48,321 51,407 52,925 103,119 75,497

2013 326 1,372 2,107 3,116 4,026 67,309 19,197

2014 1,211 1,670 1,511 2,880 20,414 22,511

2015 0 827 3,759 21,177 76,057

2016 446 1,124 23,633 19,453

2017 (77) 30,304 27,915

636,474 620,850



2008 15,816 11,639 40,245 47,945 57,662 146,369 95,456 101,046 101,301 105,609

2009 2,489 11,243 73,234 78,612 79,877 112,736 123,401 124,545 124,696

2010 2,077 51,519 73,673 85,814 78,028 78,716 92,293 53,198

2011 12,341 14,756 17,997 47,898 46,519 46,397 47,730

2012 6,250 7,442 49,658 54,307 55,712 70,227

2013 1,300 2,150 3,001 3,442 4,133

2014 2,162 3,222 3,349 4,319

2015 501 61,235 66,024

2016 450 2,367

2017 3


2017 Schedule P

Part R - Section 2 - Products Liability Claims Made - Adjustments

($ 000'S)

TOTAL


Ultimate


2008 0 0 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 0 8 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 9 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

17 0



2008 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

Part R2- Products Liability - Claims Made




92.44


($ 000'S)



Ultimate


2008 0 0 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 0 8 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 9 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

17 0



2008 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


($ 000'S)



Ultimate


2008 0 0 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

0 0



2008 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0


2017 Schedule P

Part R - Section 2 - Products Liability Claims Made - After Adjustments

($ 000'S)


Ultimate


2008 4,297 7,327 25,135 33,497 35,093 37,519 47,368 54,470 55,976 101,223 130,755 108,284

2009 1,653 3,467 30,890 59,367 72,935 76,631 120,064 121,472 123,581 73,933 131,081

2010 1,348 2,219 10,920 18,298 40,002 41,568 42,547 45,934 71,615 82,918

2011 11,613 13,168 14,531 36,881 45,917 46,228 47,551 94,198 57,937

2012 5,800 6,353 45,207 48,321 51,407 52,925 103,119 75,497

2013 326 1,372 2,107 3,116 4,026 67,309 19,197

2014 1,211 1,670 1,511 2,880 20,414 22,511

2015 0 827 3,759 21,177 76,057

2016 446 1,124 23,633 19,453

2017 (77) 30,304 27,915

636,457 620,850



2008 15,816 11,639 40,245 47,945 57,662 146,369 95,456 101,046 101,301 105,609

2009 2,489 11,243 73,234 78,612 79,877 112,736 123,401 124,545 124,696

2010 2,077 51,519 73,673 85,814 78,028 78,716 92,293 53,198

2011 12,341 14,756 17,997 47,898 46,519 46,397 47,730

2012 6,250 7,442 49,658 54,307 55,712 70,227

2013 1,300 2,150 3,001 3,442 4,133

2014 2,162 3,222 3,349 4,319

2015 501 61,235 66,024

2016 450 2,367

2017 3

Total Short Tail Lines - Adjustments


Part I - Special Property

($ 000'S) Schedule P

Ultimate


2008 89,725 89,725 89,725 89,725 89,725 89,725 89,725 89,725 89,725 89,725 126,390 89,725

2009 0 0 0 0 0 0 0 0 0 (3) 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

126,387 89,725


2008 89,725 89,725 89,725 89,725 89,725 89,725 89,725 89,725 89,725 89,725

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

PAID LOSSES & ALLOCATED LOSS ADJUSTMENT EXPENSES



92.45

Part J - Auto Physical Damage


Ultimate


2008 6,760 6,760 6,760 6,760 6,760 6,760 6,760 6,760 6,760 6,760 4,137 6,760

2009 0 0 0 0 0 0 0 0 0 (2) 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

4,135 6,760


2008 6,760 6,760 6,760 6,760 6,760 6,760 6,760 6,760 6,760 6,760

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

Part K - Fidelity/Surety


Ultimate


2008 14,119 14,119 14,119 14,119 14,119 14,119 14,119 14,119 14,119 14,119 17,395 14,119

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

17,395 14,119


2008 14,119 14,119 14,119 14,119 14,119 14,119 14,119 14,119 14,119 14,119

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

Part L - Accident & Health and Credit


Ultimate


2008 49,056 49,056 49,056 49,056 49,056 49,056 49,056 49,056 49,056 49,056 0 49,056

2009 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

0 49,056


2008 49,056 49,056 49,056 49,056 49,056 49,056 49,056 49,056 49,056 49,056

2009 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

American International Insurance Company Quota Share



Ultimate


2008 11,830 19,842 19,842 19,842 19,842 19,842 19,842 19,842 19,842 19,842 72,500 19,842

2009 8,796 8,796 8,796 8,796 8,796 8,796 8,796 8,796 8,796 36,304 8,796

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

108,804 28,638


2008 15,318 19,842 19,842 19,842 19,842 19,842 19,842 19,842 19,842 19,842

2009 8,796 8,796 8,796 8,796 8,796 8,796 8,796 8,796 8,796

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0



Ultimate


2008 501,649 536,558 536,558 536,558 536,558 536,558 536,558 536,558 536,558 536,558 770,188 536,558

2009 191,024 191,024 191,024 191,024 191,024 191,024 191,024 191,024 191,024 297,529 191,024

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

1,067,717 727,582


2008 534,690 536,558 536,558 536,558 536,558 536,558 536,558 536,558 536,558 536,558

2009 191,024 191,024 191,024 191,024 191,024 191,024 191,024 191,024 191,024

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0












92.46



Ultimate


2008 1,049 1,387 1,387 1,387 1,387 1,387 1,387 1,387 1,387 1,387 1,973 1,387

2009 634 634 634 634 634 634 634 634 634 910 634

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

2,883 2,021


2008 1,299 1,387 1,387 1,387 1,387 1,387 1,387 1,387 1,387 1,387

2009 634 634 634 634 634 634 634 634 634

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

Certain Non-US Business Restructure



Ultimate


2008 27,925 110,435 118,362 131,647 136,724 134,457 135,843 136,455 136,324 136,333 133,276 136,885

2009 62,099 85,876 105,837 122,152 116,282 120,196 122,173 122,559 122,753 214,828 126,236

2010 82,153 154,853 182,295 164,627 191,701 190,346 194,638 195,227 225,412 197,517

2011 125,035 191,653 177,317 238,984 264,400 261,109 261,760 237,139 267,626

2012 47,647 (30,298) 42,345 90,204 100,454 100,657 82,453 108,302

2013 (359,487) (165,366) (17,775) 22,280 22,342 76,449 49,730

2014 76,608 283,587 442,782 457,911 407,301 481,390

2015 61,483 223,071 215,282 475,734 353,436

2016 94,387 240,301 566,444 408,814

2017 250,554 446,091 728,912

2,865,129 2,858,848


2008 152,805 138,316 140,250 140,452 139,031 138,069 138,554 138,393 137,440 136,892

2009 98,181 119,777 129,531 125,860 124,266 125,628 125,335 124,742 125,638

2010 204,570 214,520 213,960 211,642 203,923 197,920 199,426 197,198

2011 261,456 259,535 262,792 258,998 252,138 266,178 266,800

2012 88,573 82,579 82,618 106,002 107,196 107,929

2013 15,058 35,237 35,132 47,107 49,684

2014 463,856 514,111 476,553 481,240

2015 164,913 348,706 357,353

2016 335,349 404,353

2017 661,933



Ultimate


2008 14,754 37,806 38,268 38,781 39,304 37,610 39,049 39,798 40,745 41,123 70,475 41,960

2009 8,581 20,951 22,111 22,940 20,060 22,377 23,474 24,957 26,225 51,532 27,736

2010 14,094 22,946 25,115 19,581 23,256 25,284 27,080 28,377 55,389 30,039

2011 26,612 34,192 26,693 30,261 32,513 34,300 34,772 55,389 36,356

2012 16,976 8,566 14,355 16,876 19,037 20,262 50,019 21,730

2013 8,005 17,012 17,502 18,561 18,628 17,998 18,840

2014 16,841 26,185 29,247 32,191 30,295 32,442

2015 20,894 48,169 64,172 92,568 65,414

2016 49,684 71,698 139,944 74,677

2017 52,755 123,759 71,644

687,368 420,838


2008 19,198 39,341 38,981 39,701 40,357 40,659 41,764 41,686 41,624 41,960

2009 15,795 22,282 23,857 24,326 24,604 26,176 27,019 26,951 27,729

2010 20,552 25,480 27,276 26,165 28,025 28,880 29,426 30,023

2011 33,471 37,466 33,691 35,476 35,624 36,262 36,344

2012 24,083 17,852 20,517 20,599 20,825 21,685

2013 13,456 18,390 18,325 19,279 18,751

2014 24,145 26,736 29,523 32,380

2015 32,525 49,495 65,269

2016 67,109 74,921

2017 69,583



Ultimate


2008 1,369 8,995 10,816 13,432 14,626 8,896 9,372 16,041 16,312 16,654 30,832 26,127

2009 (200) 2,440 2,777 3,563 3,477 3,711 4,687 4,591 4,580 16,650 4,967

2010 4,090 7,172 12,059 11,672 11,750 12,398 12,179 12,273 15,041 13,118

2011 678 4,174 16,946 17,313 19,551 18,527 18,555 15,041 18,748

2012 1,620 (5,113) (3,368) (438) 3,308 6,094 16,855 7,388

2013 (19,507) (15,004) (8,263) (3,876) (3,874) 219 (2,078)

2014 (7,013) (738) 5,444 6,175 39,882 8,947

2015 1,496 16,782 11,734 39,738 27,159

2016 (1,850) 2,081 45,324 4,896

2017 38,515 37,394 50,500

256,978 159,772


2008 3,571 11,628 17,435 17,869 17,630 17,167 17,633 29,428 31,711 26,077

2009 3,778 4,578 3,338 4,041 4,493 3,809 4,712 4,652 4,605

2010 4,846 11,720 12,225 11,995 12,054 12,412 12,195 13,122

2011 20,533 15,714 18,445 19,369 20,349 19,058 18,600

2012 3,380 882 (453) 2,190 6,286 6,726

2013 (7,754) (5,443) (3,982) (2,297) (2,274)

2014 (2,410) 1,018 6,650 8,806

2015 15,223 21,708 25,803

2016 1,165 2,882

2017 44,760



Ultimate


2008 59,099 111,652 123,293 128,955 129,444 129,780 129,922 130,108 130,121 130,138 89,458 130,249

2009 64,514 114,738 129,242 131,298 131,701 132,087 132,107 132,111 132,112 183,938 132,116

2010 91,241 157,338 163,331 163,749 164,815 165,323 165,652 165,945 276,668 166,097

2011 78,112 126,030 128,732 130,629 130,964 131,168 131,353 276,668 131,414

2012 47,839 66,255 70,140 70,656 70,658 70,604 156,040 70,743

2013 12,085 22,187 23,478 23,748 23,687 32,814 23,955

2014 14,282 23,513 28,629 28,311 84,776 28,690

2015 1,187 18,837 23,146 171,984 25,943

2016 41,337 91,065 269,687 100,748

2017 93,244 335,143 145,758

1,877,177 955,713


2008 83,726 128,192 127,271 130,102 130,118 130,310 130,291 130,221 130,150 130,246

2009 98,030 125,335 131,956 132,310 131,701 132,180 132,141 132,124 132,116

2010 123,485 164,197 164,999 164,476 165,336 165,957 165,783 166,099

2011 104,929 132,367 130,917 131,219 131,143 131,391 131,413

2012 67,618 67,595 70,909 71,074 70,894 70,718

2013 31,863 24,075 24,061 23,904 23,884

2014 21,247 25,258 28,896 28,509

2015 11,792 21,434 25,215

2016 58,892 96,558

2017 108,059












92.47

UK Quota Share



Ultimate


2008 21,365 27,355 36,656 36,656 36,656 36,656 36,656 36,656 36,656 36,656 25,116 36,656

2009 14,837 20,474 20,474 20,474 20,474 20,474 20,474 20,474 20,474 20,022 20,474

2010 512 512 512 512 512 512 512 512 622 513

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

45,760 57,643


2008 37,480 39,989 36,656 36,656 36,656 36,656 36,656 36,656 36,656 36,656

2009 26,389 20,474 20,474 20,474 20,474 20,474 20,474 20,474 20,474

2010 513 513 513 513 513 513 513 513

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0



Ultimate


2008 4,534 5,766 6,610 6,610 6,610 6,610 6,610 6,610 6,610 6,610 4,010 6,610

2009 1,456 2,455 2,455 2,455 2,455 2,455 2,455 2,455 2,455 3,399 2,455

2010 71 71 71 71 71 71 71 71 332 71

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

7,741 9,135


2008 5,915 6,586 6,610 6,610 6,610 6,610 6,610 6,610 6,610 6,610

2009 2,219 2,455 2,455 2,455 2,455 2,455 2,455 2,455 2,455

2010 71 71 71 71 71 71 71 71

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0



Ultimate


2008 160 284 444 444 444 444 444 444 444 444 2,694 444

2009 497 1,045 1,045 1,045 1,045 1,045 1,045 1,045 1,045 2,668 1,045

2010 70 70 70 70 70 70 70 70 512 70

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

5,874 1,559


2008 1,039 400 444 444 444 444 444 444 444 444

2009 825 1,045 1,045 1,045 1,045 1,045 1,045 1,045 1,045

2010 70 70 70 70 70 70 70 70

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0



Ultimate


2008 22,307 32,521 39,945 39,945 39,945 39,945 39,945 39,945 39,945 39,945 41,032 39,945

2009 4,990 8,677 8,677 8,677 8,677 8,677 8,677 8,677 8,677 24,307 8,677

2010 874 874 874 874 874 874 874 874 3,981 874

2011 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

69,320 49,496


2008 29,771 35,764 39,945 39,945 39,945 39,945 39,945 39,945 39,945 39,945

2009 6,179 8,677 8,677 8,677 8,677 8,677 8,677 8,677 8,677

2010 874 874 874 874 874 874 874 874

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0




Ultimate


2008 1,845 2,886 2,987 3,076 3,100 3,101 3,101 3,101 3,101 3,101 9,203 3,101

2009 3,583 5,716 5,826 5,882 5,886 5,886 5,886 5,886 5,886 22,694 5,886

2010 7,092 8,005 8,258 8,347 8,347 8,347 8,347 8,347 14,664 8,347

2011 15,183 18,202 18,305 18,305 18,305 18,305 18,305 15,121 18,305

2012 4,675 5,510 5,510 5,510 5,510 5,510 10,355 5,510

2013 237 237 237 237 237 (50,607) 237

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

21,429 41,385


2008 2,592 3,061 3,175 3,136 3,117 3,101 3,101 3,101 3,101 3,101

2009 4,917 5,975 5,991 5,936 5,886 5,886 5,886 5,886 5,886

2010 8,397 10,205 8,361 8,347 8,347 8,347 8,347 8,347

2011 18,361 18,846 18,305 18,305 18,305 18,305 18,305

2012 5,469 5,510 5,510 5,510 5,510 5,510

2013 237 237 237 237 237

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0












92.48



Ultimate


2008 19,858 22,326 22,345 22,388 22,434 22,438 22,438 22,438 22,438 22,438 69,715 22,438

2009 31,937 33,937 34,012 34,164 34,203 34,203 34,203 34,203 34,203 62,832 34,203

2010 28,884 32,011 32,247 32,278 32,278 32,278 32,278 32,278 69,446 32,278

2011 32,600 37,227 37,301 37,301 37,301 37,301 37,301 71,135 37,301

2012 33,353 36,902 36,902 36,902 36,902 36,902 64,654 36,902

2013 7,036 7,036 7,036 7,036 7,036 (24,838) 7,036

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

312,944 170,158


2008 22,419 22,379 22,377 22,389 22,435 22,438 22,438 22,438 22,438 22,438

2009 34,426 34,047 34,048 34,173 34,203 34,203 34,203 34,203 34,203

2010 32,391 32,147 32,289 32,278 32,278 32,278 32,278 32,278

2011 35,865 37,307 37,301 37,301 37,301 37,301 37,301

2012 36,610 36,902 36,902 36,902 36,902 36,902

2013 7,036 7,036 7,036 7,036 7,036

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0



Ultimate


2008 23 31 31 31 31 31 31 31 31 31 118 31

2009 13 18 18 18 18 18 18 18 18 77 18

2010 1 1 1 1 1 1 1 1 295 1

2011 10 13 14 14 14 14 14 545 14

2012 (0) 3 3 3 3 3 271 3

2013 4 4 4 4 4 57 4

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

1,364 71


2008 34 31 31 31 31 31 31 31 31 31

2009 19 18 18 18 18 18 18 18 18

2010 4 1 1 1 1 1 1 1

2011 20 17 14 14 14 14 14

2012 5 3 3 3 3 3

2013 4 4 4 4 4

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0



Ultimate


2008 49,895 95,032 102,197 104,694 105,351 105,539 105,539 105,539 105,539 105,539 254,771 105,539

2009 52,114 93,130 101,228 102,892 103,405 103,405 103,405 103,405 103,405 265,894 103,405

2010 65,838 120,415 126,470 127,217 127,217 127,217 127,217 127,217 291,641 127,217

2011 86,167 136,336 139,367 139,367 139,367 139,367 139,367 311,318 139,367

2012 68,266 90,232 90,232 90,232 90,232 90,232 333,679 90,232

2013 8,062 8,062 8,062 8,062 8,062 841 8,062

2014 0 0 0 0 0 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

1,458,143 573,822


2008 79,321 100,376 104,672 105,778 105,797 105,539 105,539 105,539 105,539 105,539

2009 74,823 100,300 103,888 103,705 103,405 103,405 103,405 103,405 103,405

2010 98,891 128,342 128,359 127,217 127,217 127,217 127,217 127,217

2011 133,370 143,412 139,367 139,367 139,367 139,367 139,367

2012 101,278 90,232 90,232 90,232 90,232 90,232

2013 8,062 8,062 8,062 8,062 8,062

2014 0 0 0 0

2015 0 0 0

2016 0 0

2017 0

Japan Quota Share



Ultimate


2008 0 0 0 0 0 (33) (13) (44) (44) (44) 0 (32)

2009 0 0 0 0 (293) (7) (19) (19) (19) 0 (14)

2010 0 0 0 (626) 18 (14) (14) (14) 0 (19)

2011 0 0 (3,757) 10 24 24 28 0 (52)

2012 0 (1,486) (94) 279 288 288 0 287

2013 1,582 19,371 20,923 21,011 21,035 13,395 21,043

2014 40,739 63,788 65,486 65,889 84,791 66,512

2015 34,041 50,846 52,638 92,949 55,606

2016 49,738 72,061 108,344 75,321

2017 41,706 104,671 62,627

404,149 281,280


2008 0 0 0 0 0 0 0 0 4 (32)

2009 0 0 0 0 0 0 0 1 (14)

2010 0 0 0 (1) 22 (0) (10) (13)

2011 0 0 (68) 19 47 42 32

2012 0 (471) 28 316 289 288

2013 16,853 19,554 20,967 21,030 21,058

2014 59,300 65,074 66,180 66,515

2015 47,234 53,558 55,518

2016 80,635 74,935

2017 58,682



Ultimate


2008 0 0 0 0 0 0 (4) 0 (1) (2) 0 (2)

2009 0 0 0 0 0 (4) 0 (2) (4) 0 (4)

2010 0 0 0 34 (12) (3) (7) (8) 0 (3)

2011 0 0 4 (39) (11) (30) (22) 0 (17)

2012 0 (38) (79) (8) (22) (22) 0 (22)

2013 7,019 11,210 11,307 11,330 11,337 79,349 11,345

2014 43,639 47,923 47,887 47,874 91,111 47,923

2015 30,150 34,100 34,130 73,020 34,174

2016 32,136 35,510 80,990 35,608

2017 29,153 67,791 32,413

392,262 161,415


2008 0 0 0 0 0 0 (4) 0 (1) (2)

2009 0 0 0 0 0 (4) 0 (2) (4)

2010 0 0 0 39 (8) 0 (2) (2)

2011 0 0 25 (21) 1 (14) (15)

2012 0 117 (20) 0 (22) (22)

2013 11,055 11,346 11,366 11,336 11,337

2014 46,998 48,018 47,937 47,919

2015 33,590 34,211 34,195

2016 35,440 35,660

2017 32,539












92.49



Ultimate


2008 0 0 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 (0) 0 (0)

2010 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0

2012 0 (69) (104) (28) (28) 14 0 14

2013 0 23 67 67 67 520 67

2014 35 123 133 157 1,076 158

2015 163 161 161 1,191 179

2016 1 1 1,589 121

2017 0 1,632 295

6,008 833


2008 0 0 0 0 0 0 0 0 0 0

2009 0 0 0 0 0 0 0 0 (0)

2010 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 (30) (3) (1) (16) 14

2013 0 23 67 67 67

2014 36 124 134 157

2015 163 161 161

2016 1 1

2017 0



Ultimate


2008 0 0 0 0 0 (2,943) (1,448) (199) (45) 149 0 237

2009 0 0 0 0 (4,501) (2,353) (404) (205) (11) 0 361

2010 0 0 0 (6,887) (3,571) (452) 515 837 0 1,022

2011 0 0 (12,486) (7,545) (3,038) (2,043) (1,542) 0 (274)

2012 0 (27,476) (12,211) (4,647) (1,960) (1,101) 0 1,028

2013 (23,881) 61,208 78,199 82,343 83,692 193,537 87,985

2014 107,050 191,527 204,851 209,988 431,525 215,581

2015 41,532 108,818 119,860 370,129 129,939

2016 79,499 144,104 424,673 166,725

2017 83,701 407,409 181,077

1,827,273 783,680


2008 0 0 0 0 0 (1,209) (1,058) 0 62 237

2009 0 0 0 0 (1,754) (1,322) (0) 234 361

2010 0 0 0 (2,488) (1,898) (0) 889 1,059

2011 0 0 (3,799) (2,882) (226) (396) (491)

2012 0 (4,930) (4,668) (768) (20) 69

2013 56,122 80,926 85,003 85,926 86,652

2014 178,087 209,920 212,044 213,390

2015 100,188 123,914 126,014

2016 142,249 161,120

2017 147,063




Ultimate


2008 260,169 880,627 1,159,496 1,214,319 1,227,229 1,234,011 1,240,484 1,242,967 1,242,923 1,243,885 0 1,206,858

2009 0 0 0 0 0 0 0 0 0 0 0

2010 128,942 252,592 401,554 415,890 422,200 424,742 428,178 429,109 0 429,129

2011 307,351 808,926 1,004,287 1,055,082 1,081,668 1,094,829 1,098,526 0 1,104,838

2012 357,356 1,361,062 1,702,854 1,859,599 1,934,560 2,017,302 0 2,059,730

2013 201,354 173,796 204,397 220,093 228,151 0 292,410

2014 98,350 214,630 253,421 264,940 0 289,684

2015 73,787 175,399 198,809 0 211,850

2016 215,533 459,892 0 574,237

2017 442,877 0 2,173,155

8,341,891


2008 1,056,296 1,287,831 1,205,527 1,191,895 1,202,459 1,206,752 1,204,629 1,206,945 1,205,881 1,206,858

2009 0 0 0 0 0 0 0 0 0

2010 337,907 341,626 412,468 426,121 424,949 427,587 429,258 429,129

2011 958,985 1,065,581 1,123,539 1,115,268 1,105,614 1,106,908 1,104,661

2012 817,703 1,943,435 1,955,456 1,980,191 2,073,131 2,054,266

2013 381,028 303,489 293,525 290,836 292,410

2014 297,635 294,034 288,338 289,599

2015 175,259 216,469 212,110

2016 569,158 572,574

2017 1,568,102



Ultimate


2008 256 580 580 580 580 580 580 580 580 580 0 580

2009 0 0 0 0 0 0 0 0 0 0 0

2010 637 667 689 672 672 672 672 672 0 672

2011 983 1,428 1,082 1,082 1,082 1,082 1,082 0 1,082

2012 6,944 15,332 15,104 15,080 15,080 15,080 0 15,080

2013 781 777 780 780 780 0 780

2014 61 436 437 437 0 437

2015 701 660 661 0 661

2016 2,441 2,265 0 2,283

2017 11,870 0 12,867

0 34,442


2008 654 580 580 580 580 580 580 580 580 580

2009 0 0 0 0 0 0 0 0 0

2010 642 667 689 672 672 672 672 672

2011 1,032 4,959 1,082 1,082 1,082 1,082 1,082

2012 15,292 15,336 15,104 15,080 15,080 15,080

2013 812 777 780 780 780

2014 66 436 437 437

2015 723 660 661

2016 2,491 2,283

2017 12,815

American Home Japan



Ultimate


2008 (0) (0) (0) (0) (0) (0) (0) 0 0 0 20 0

2009 0 (0) (0) (0) (0) (0) 0 0 0 26 0

2010 (0) (0) (0) (0) (0) 0 0 0 29 0

2011 563 563 563 563 563 563 563 28 563

2012 0 0 0 0 0 0 7 0

2013 0 0 0 0 0 4 0

2014 21 0 0 0 1 0

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

114 563


2008 (0) (0) (0) (0) (0) (0) (0) 0 0 0

2009 0 (0) (0) (0) (0) (0) 0 0 0

2010 (0) (0) (0) (0) (0) 0 0 0

2011 563 563 563 563 563 563 563

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 21 0 0 0

2015 0 0 0

2016 0 0

2017 0












92.50



Ultimate


2008 3,988 4,341 4,342 4,343 4,350 4,350 4,350 4,350 4,350 4,350 7,958 4,350

2009 4,540 4,879 5,051 5,058 5,059 5,059 5,059 5,059 5,059 7,946 5,059

2010 5,341 5,772 5,928 5,932 5,932 5,932 5,932 5,932 8,434 5,932

2011 5,204 5,784 5,798 5,798 5,798 5,798 5,798 8,704 5,798

2012 4,448 4,886 4,887 4,887 4,887 4,887 8,744 4,887

2013 3,092 3,228 3,228 3,228 3,228 7,523 3,228

2014 808 808 808 808 1,074 808

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

50,382 30,061


2008 4,250 4,348 4,350 4,349 4,350 4,350 4,350 4,350 4,350 4,350

2009 4,806 4,900 5,051 5,058 5,059 5,059 5,059 5,059 5,059

2010 5,694 5,797 5,929 5,932 5,932 5,932 5,932 5,932

2011 5,642 5,814 5,798 5,798 5,798 5,798 5,798

2012 4,892 4,887 4,887 4,887 4,887 4,887

2013 3,484 3,228 3,228 3,228 3,228

2014 808 808 808 808

2015 0 0 0

2016 0 0

2017 0



Ultimate


2008 86,255 159,532 174,875 182,074 186,053 187,658 187,812 187,812 187,812 187,812 481,737 187,812

2009 104,633 170,581 183,535 189,255 192,232 192,581 192,581 192,581 192,581 572,251 192,581

2010 137,844 225,610 242,551 248,249 248,721 248,721 248,721 248,721 646,870 248,721

2011 172,323 274,313 286,874 288,185 288,185 288,185 288,185 724,914 288,185

2012 181,420 274,294 277,894 277,894 277,894 277,894 743,031 277,894

2013 173,986 209,369 209,369 209,369 209,369 638,503 209,369

2014 35,327 35,327 35,327 35,327 36,951 35,327

2015 0 0 0 0 0

2016 0 0 0 0

2017 0 0 0

3,844,257 1,439,889


2008 144,424 178,078 183,086 185,747 187,014 188,481 187,812 187,812 187,812 187,812

2009 175,058 188,224 188,422 191,377 193,222 192,581 192,581 192,581 192,581

2010 228,585 249,086 246,896 250,545 248,721 248,721 248,721 248,721

2011 256,774 288,193 290,961 288,185 288,185 288,185 288,185

2012 258,321 285,744 277,894 277,894 277,894 277,894

2013 240,084 209,369 209,369 209,369 209,369

2014 35,327 35,327 35,327 35,327

2015 0 0 0

2016 0 0

2017 0






SCHEDULE T - EXHIBIT OF PREMIUMS WRITTENAllocated by States and Territories

1 Gross Premiums, Including Policy and Membership Fees, Less Return Premiums and Premiums on Policies Not

Taken

4

DividendsPaid or

5

Direct

6 7 8

Finance and

9Direct

Premiums Written for

Federal

States, Etc.ActiveStatus

2Direct

Premiums Written

3Direct

Premiums Earned

Credited to Policyholders

on Direct Business

LossesPaid

(DeductingSalvage)

DirectLosses Incurred

DirectLossesUnpaid

Service Charges Not Included in Premiums

Purchasing Groups

(Included in Column 2)

1. Alabama AL L 122,444,615 131,480,243 0 148,439,936 170,554,235 434,906,537 0 773,561

2. Alaska AK L 67,167,952 64,507,229 0 31,711,612 19,737,435 138,064,197 0 639,509

3. Arizona AZ L 174,838,597 183,275,213 0 151,772,731 119,617,993 514,893,311 0 3,215,086

4. Arkansas AR L 63,636,927 68,274,925 0 75,376,662 (142,778,776) 262,706,276 0 322,070

5. California CA L 2,088,181,371 2,165,139,221 0 1,920,192,131 2,507,466,735 6,486,136,748 0 20,765,906

6. Colorado CO L 206,108,318 210,466,958 0 195,299,460 194,463,448 609,186,094 0 1,600,851

7. Connecticut CT L 240,646,994 248,097,038 0 161,552,636 196,196,856 719,872,934 0 6,493,996

8. Delaware DE L 114,626,946 76,559,213 0 81,012,334 16,815,856 201,188,655 0 849,081

9. District of Columbia DC L 69,292,814 73,018,711 0 71,172,124 43,578,729 216,274,649 0 486,654

10. Florida FL L 1,239,565,103 1,265,383,886 0 803,746,205 1,569,268,077 2,758,653,725 0 4,879,323

11. Georgia GA L 346,950,846 367,003,673 0 300,219,377 286,969,847 1,127,801,942 0 1,664,628

12. Hawaii HI L 84,326,209 84,397,578 0 41,777,737 115,969,748 263,267,229 0 547,162

13. Idaho ID L 41,941,092 44,594,209 0 25,316,045 31,711,591 97,451,599 0 274,765

14. Illinois IL L 536,944,390 618,907,970 0 500,623,660 114,148,089 2,409,641,094 0 4,075,220

15. Indiana IN L 210,227,228 220,428,928 0 148,296,830 265,505,220 799,718,997 0 937,205

16. Iowa IA L 74,549,661 80,523,141 0 54,411,783 (58,475,253) 285,197,567 0 984,055

17. Kansas KS L 77,206,405 85,930,645 0 67,326,437 42,788,757 253,546,649 0 940,010

18. Kentucky KY L 86,840,696 86,947,513 0 86,112,159 65,683,276 389,560,525 0 658,178

19. Louisiana LA L 233,931,413 249,455,161 0 312,113,683 90,250,464 718,121,284 0 856,238

20. Maine ME L 26,659,574 27,492,769 0 17,874,839 9,294,123 58,718,978 0 326,589

21. Maryland MD L 179,726,390 184,271,194 0 106,714,710 168,511,196 567,644,312 0 2,102,949

22. Massachusetts MA L 422,652,719 426,878,669 0 398,872,562 172,657,545 1,101,993,815 0 1,719,994

23. Michigan MI L 209,284,633 222,469,594 0 143,214,629 60,675,707 656,049,465 0 1,517,086

24. Minnesota MN L 170,632,235 168,733,616 0 96,145,248 76,800,130 490,135,923 0 1,314,682

25. Mississippi MS L 88,780,234 94,726,313 0 48,504,414 44,361,331 170,615,711 0 409,232

26. Missouri MO L 161,841,424 174,797,685 0 191,664,389 160,154,512 617,938,038 0 808,801

27. Montana MT L 37,077,262 40,510,939 0 15,061,039 1,201,726 76,582,056 0 337,517

28. Nebraska NE L 38,986,871 42,101,563 0 43,882,319 46,077,096 148,363,735 0 665,025

29. Nevada NV L 122,669,459 119,752,526 0 120,133,418 36,233,584 504,497,070 0 713,075

30. New Hampshire NH L 35,517,436 38,633,250 0 26,728,310 33,988,044 118,749,123 0 316,987

31. New Jersey NJ L 450,435,051 467,774,987 0 417,923,050 314,098,870 1,760,329,037 0 3,271,433

32. New Mexico NM L 42,717,678 46,981,508 0 47,242,251 38,446,279 142,282,664 0 606,796

33. New York NY L 1,557,761,368 1,644,197,966 0 1,697,040,418 867,008,660 6,673,157,213 0 11,513,030

34. North Carolina NC L 243,481,867 260,226,787 0 157,604,710 82,829,586 537,764,427 0 1,918,907

35. North Dakota ND L 18,340,812 19,031,220 0 29,847,810 16,552,287 44,002,004 0 72,488

36. Ohio OH L 259,843,430 275,505,290 0 205,463,436 174,273,417 984,870,016 0 1,838,626

37. Oklahoma OK L 120,439,951 130,310,905 0 122,046,180 49,613,391 393,100,130 0 500,394

38. Oregon OR L 75,439,388 85,323,077 0 64,137,597 106,251,262 339,392,119 0 940,462

39. Pennsylvania PA L 493,114,664 506,145,249 0 353,375,624 233,181,630 1,475,299,418 0 6,052,418

40. Rhode Island RI L 49,379,504 51,453,185 0 30,416,944 (8,415,476) 110,307,870 0 115,677

41. South Carolina SC L 202,762,694 201,403,067 0 109,098,193 114,574,059 359,759,622 0 784,826

42. South Dakota SD L 13,978,270 15,693,811 0 11,731,122 3,881,526 30,670,803 0 207,881

43. Tennessee TN L 187,260,409 194,675,823 0 245,031,254 112,912,353 640,256,287 0 1,670,663

44. Texas TX L 1,176,832,137 1,211,032,631 0 1,271,410,369 1,729,845,431 4,096,633,126 0 18,402,623

45. Utah UT L 86,176,925 84,725,755 0 36,470,170 (17,679,800) 183,598,079 0 788,390

46. Vermont VT L 23,834,705 24,040,160 0 14,963,746 (16,097,538) 55,092,601 0 122,901

47. Virginia VA L 305,233,102 312,293,864 0 194,043,931 330,080,781 924,594,603 0 4,156,672

48. Washington WA L 214,356,205 227,517,642 0 150,143,474 129,875,651 547,902,373 0 1,394,600

49. West Virginia WV L 116,618,252 114,565,561 0 42,152,662 100,234,886 246,680,042 0 580,092

50. Wisconsin WI L 212,904,685 213,868,641 0 125,600,178 73,405,268 557,095,705 0 567,991

51. Wyoming WY L 21,257,108 22,064,745 0 15,327,005 (270,835) 28,721,927 0 299,179

52. American Samoa AS N 0 0 0 0 0 0 0 0

53. Guam GU L 33,815,879 34,309,247 0 10,087,959 27,972,135 29,837,204 0 0

54. Puerto Rico PR L 60,339,012 66,185,474 0 121,443,203 1,350,398,661 1,349,754,686 0 49,026

55. U.S. Virgin Islands VI N 209,610 446,856 0 2,908,170 49,999,458 47,271,208 0 0

56. Northern Mariana Islands MP L 1,345,562 1,306,296 0 28,244 (53,708) 18,746 0 0

57. Canada CAN N 0 0 0 0 0 0 0 0

58. Aggregate other alien OT XXX 550,305,280 689,486,958 0 432,396,746 (3,567,624) 1,642,227,152 0 0

59. Totals (a) 54 14,091,439,361 14,765,326,275 0 12,293,203,861 12,318,777,930 46,398,097,297 0 117,050,510


58999. Totals (Lines 58001 through 58003 plus 58998)(Line 58 above) XXX 550,305,280 689,486,958 0 432,396,746 (3,567,624) 1,642,227,152 0 0

(L) Licensed or Chartered - Licensed Insurance Carrier or Domiciled RRG; (R) Registered - Non-domiciled RRGs; (Q) Qualified - Qualified or Accredited Reinsurer; (E) Eligible - Reporting

Entities eligible or approved to write Surplus Lines in the state (other than their state of domicile - see DSLI); (D) DSLI - Domestic Surplus Lines Insurer (DSLI) - Reporting entities authorized

to write Surplus Lines in the state of domicile; (N) None of the above - Not allowed to write business in the state.

Explanation of basis of allocation of premiums by states, etc.Property Risks: Allocation is based on location of risks insured. Ocean Marine Risks: Allocation is based on location of insureds home office. Automotive Risks: Allocation is to the jurisdiction where vehicle is principally garaged. Casualty Risks: Allocation is based on location of insured's home office. Workers Compensation: Allocation is based on location of insured's employees.

(a) Insert the number of D and L responses except for Canada and Other Alien.

94


SCHEDULE D - SUMMARY BY COUNTRYLong-Term Bonds and Stocks OWNED December 31 of Current Year

Description

1Book/Adjusted Carrying Value

2

Fair Value

3

Actual Cost

4

Par Value of Bonds

BONDS

Governments

(Including all obligations guaranteed by governments)

1. United States 397,937,128 408,166,761 401,273,575 398,512,144

2. Canada 308,479,242 310,716,010 312,290,132 302,169,770

3. Other Countries 949,558,838 968,669,731 960,816,634 883,583,202

4. Totals 1,655,975,208 1,687,552,502 1,674,380,341 1,584,265,116

U.S. States, Territories and Possessions

(Direct and guaranteed) 5. Totals 1,835,830,797 1,932,861,778 1,879,838,743 1,753,812,000

U.S. Political Subdivisions of States, Territories and Possessions (Direct and guaranteed)

6. Totals 1,847,912,703 1,939,352,453 1,891,969,272 1,796,840,000

U.S. Special Revenue and Special Assessment Obligations and all Non-Guaranteed Obligations of Agencies and Authorities of Governments and their Political Subdivisions 7. Totals 11,036,754,295 11,379,606,586 11,230,679,936 10,642,207,460

Industrial and Miscellaneous, SVO Identified Funds and Hybrid Securities (unaffiliated)

8. United States 23,551,367,835 24,413,407,718 23,601,011,189 25,360,368,768

9. Canada 458,165,892 461,780,025 463,676,732 463,939,268

10. Other Countries 8,763,789,310 8,910,725,463 8,755,844,240 9,364,423,931

11. Totals 32,773,323,038 33,785,913,206 32,820,532,161 35,188,731,967

Parent, Subsidiaries and Affiliates 12. Totals 793,836 793,960 793,836 4,216,672

13. Total Bonds 49,150,589,876 50,726,080,485 49,498,194,289 50,970,073,215

PREFERRED STOCKS

Industrial and Miscellaneous (unaffiliated)

14. United States 60,238,432 62,218,866 60,240,547

15. Canada 0 0 0

16. Other Countries 0 0 0

17. Totals 60,238,432 62,218,866 60,240,547

Parent, Subsidiaries and Affiliates 18. Totals 0 0 0

19. Total Preferred Stocks 60,238,432 62,218,866 60,240,547

COMMON STOCKS

Industrial and Miscellaneous (unaffiliated)

20. United States 113,121,996 113,121,996 108,651,885

21. Canada 17,581,072 17,581,072 14,876,609

22. Other Countries 1,075,273,858 1,075,273,861 935,964,318

23. Totals 1,205,976,926 1,205,976,929 1,059,492,812

Parent, Subsidiaries and Affiliates 24. Totals 440,869,169 440,869,169 495,975,173

25. Total Common Stocks 1,646,846,095 1,646,846,098 1,555,467,985

26. Total Stocks 1,707,084,527 1,709,064,964 1,615,708,532

27. Total Bonds and Stocks 50,857,674,404 52,435,145,449 51,113,902,821

SI04


SCHEDULE D - PART 1A - SECTION 1Quality and Maturity Distribution of All Bonds Owned December 31, at Book/Adjusted Carrying Values by Major Types of Issues and NAIC Designations

NAIC Designation

1

1 Year or Less

2Over 1 Year

Through 5 Years

3Over 5 Years

Through 10 Years

4Over 10 Years

Through 20 Years

5

Over 20 Years

6No Maturity

Date

7

Total Current Year

8Col. 7 as a % of

Line 10.7

9Total from Col. 7

Prior Year

10% From Col. 8

Prior Year

11Total Publicly

Traded

12Total Privately

Placed (a)

1. U.S. Governments

1.1 NAIC 1 83,264,479 173,916,250 99,672,888 44,276,111 544,078 XXX 401,673,806 0.8 512,553,001 0.9 368,148,036 33,525,770

1.2 NAIC 2 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

1.3 NAIC 3 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

1.4 NAIC 4 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

1.5 NAIC 5 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

1.6 NAIC 6 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

1.7 Totals 83,264,479 173,916,250 99,672,888 44,276,111 544,078 XXX 401,673,806 0.8 512,553,001 0.9 368,148,036 33,525,770

2. All Other Governments

2.1 NAIC 1 77,720,001 803,230,010 208,146,469 13,424,864 2,138,480 XXX 1,104,659,824 2.2 1,283,404,188 2.2 809,217,852 295,441,972

2.2 NAIC 2 4,365,622 97,443,108 278,542,471 72,044,502 56,135,604 XXX 508,531,307 1.0 635,286,978 1.1 382,044,836 126,486,471

2.3 NAIC 3 0 23,307,164 49,447,459 6,073,082 12,601,312 XXX 91,429,017 0.2 71,825,794 0.1 39,907,464 51,521,553

2.4 NAIC 4 11,875,317 34,898,954 33,659,587 100,096 0 XXX 80,533,954 0.2 47,532,645 0.1 68,811,153 11,722,801

2.5 NAIC 5 0 5,232,250 0 0 0 XXX 5,232,250 0.0 0 0.0 0 5,232,250

2.6 NAIC 6 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

2.7 Totals 93,960,940 964,111,486 569,795,986 91,642,544 70,875,396 XXX 1,790,386,352 3.6 2,038,049,605 3.5 1,299,981,305 490,405,047

3. U.S. States, Territories and Possessions etc., Guaranteed

3.1 NAIC 1 80,839,575 823,567,510 551,988,305 212,473,257 49,197,444 XXX 1,718,066,091 3.5 3,171,713,026 5.4 1,718,066,091 0

3.2 NAIC 2 0 68,218,077 10,728,580 0 0 XXX 78,946,657 0.2 41,740,461 0.1 78,946,657 0

3.3 NAIC 3 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

3.4 NAIC 4 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

3.5 NAIC 5 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

3.6 NAIC 6 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

3.7 Totals 80,839,575 891,785,587 562,716,885 212,473,257 49,197,444 XXX 1,797,012,748 3.7 3,213,453,487 5.5 1,797,012,748 0

4. U.S. Political Subdivisions of States, Territories and Possessions , Guaranteed

4.1 NAIC 1 118,914,410 784,136,582 604,421,612 151,706,234 14,087,531 XXX 1,673,266,369 3.4 3,093,256,853 5.3 1,673,266,368 1

4.2 NAIC 2 0 0 0 32,907,478 0 XXX 32,907,478 0.1 6,210,823 0.0 32,907,478 0

4.3 NAIC 3 0 0 0 0 127,837,315 XXX 127,837,315 0.3 125,142,363 0.2 127,837,315 0

4.4 NAIC 4 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

4.5 NAIC 5 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

4.6 NAIC 6 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

4.7 Totals 118,914,410 784,136,582 604,421,612 184,613,712 141,924,846 XXX 1,834,011,162 3.7 3,224,610,039 5.5 1,834,011,161 1

5. U.S. Special Revenue & Special Assessment Obligations, etc., Non-Guaranteed

5.1 NAIC 1 1,268,423,486 3,229,297,736 4,136,002,516 1,473,143,302 758,772,437 XXX 10,865,639,477 22.1 16,124,278,634 27.7 10,860,438,281 5,201,196

5.2 NAIC 2 3,031,669 56,416,877 30,699,328 31,014,949 0 XXX 121,162,823 0.2 158,840,582 0.3 121,162,822 1

5.3 NAIC 3 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

5.4 NAIC 4 0 0 0 0 0 XXX 0 0.0 3,119,850 0.0 0 0

5.5 NAIC 5 0 0 1,129,939 0 0 XXX 1,129,939 0.0 6,089,936 0.0 1,129,939 0

5.6 NAIC 6 0 0 0 0 0 XXX 0 0.0 2,462,765 0.0 0 0

5.7 Totals 1,271,455,155 3,285,714,613 4,167,831,783 1,504,158,251 758,772,437 XXX 10,987,932,239 22.4 16,294,791,767 28.0 10,982,731,042 5,201,197

SI0

5


SCHEDULE D - PART 1A - SECTION 1 (Continued)Quality and Maturity Distribution of All Bonds Owned December 31, at Book/Adjusted Carrying Values by Major Types of Issues and NAIC Designations

NAIC Designation

1

1 Year or Less

2Over 1 Year

Through 5 Years

3Over 5 Years

Through 10 Years

4Over 10 Years

Through 20 Years

5

Over 20 Years

6No Maturity

Date

7

Total Current Year

8Col. 7 as a % of

Line 10.7

9Total from Col. 7

Prior Year

10% From Col. 8

Prior Year

11Total Publicly

Traded

12Total Privately

Placed (a)

6. Industrial & Miscellaneous (Unaffiliated)

6.1 NAIC 1 789,332,336 7,608,552,128 6,078,383,737 1,823,298,193 5,064,170,600 XXX 21,363,736,995 43.5 21,686,270,017 37.3 12,371,315,464 8,992,421,531

6.2 NAIC 2 223,003,840 3,295,201,175 3,512,923,199 816,349,056 213,777,010 XXX 8,061,254,280 16.4 8,444,098,091 14.5 3,442,973,601 4,618,280,679

6.3 NAIC 3 25,308,526 363,213,740 404,322,256 16,962,826 145,875,411 XXX 955,682,759 1.9 1,054,569,346 1.8 490,939,334 464,743,425

6.4 NAIC 4 12,532,052 501,878,767 773,496,553 7,128,864 101,457,460 XXX 1,396,493,696 2.8 1,085,580,784 1.9 635,616,761 760,876,935

6.5 NAIC 5 11,223,142 278,680,282 37,168,713 3,590,627 33,780,962 XXX 364,443,726 0.7 349,721,712 0.6 61,641,370 302,802,356

6.6 NAIC 6 543,472 3,737,155 0 0 108,903,712 XXX 113,184,339 0.2 168,874,700 0.3 4,481,901 108,702,438

6.7 Totals 1,061,943,368 12,051,263,247 10,806,294,458 2,667,329,566 5,667,965,155 XXX 32,254,795,794 65.6 32,789,114,650 56.3 17,006,968,431 15,247,827,364

7. Hybrid Securities

7.1 NAIC 1 0 232,568 12,418,469 8,763,532 6,256,386 XXX 27,670,955 0.1 49,635,952 0.1 27,670,955 0

7.2 NAIC 2 0 0 0 0 49,999,997 XXX 49,999,997 0.1 69,599,409 0.1 49,999,997 0

7.3 NAIC 3 0 0 0 4,178,472 7,861,244 XXX 12,039,716 0.0 11,247,938 0.0 12,039,716 0

7.4 NAIC 4 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

7.5 NAIC 5 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

7.6 NAIC 6 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

7.7 Totals 0 232,568 12,418,469 12,942,004 64,117,627 XXX 89,710,668 0.2 130,483,299 0.2 89,710,668 0

8. Parent, Subsidiaries and Affiliates

8.1 NAIC 1 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

8.2 NAIC 2 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

8.3 NAIC 3 0 0 0 0 0 XXX 0 0.0 1,732,320 0.0 0 0

8.4 NAIC 4 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

8.5 NAIC 5 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

8.6 NAIC 6 793,836 0 0 0 0 XXX 793,836 0.0 0 0.0 793,836 0

8.7 Totals 793,836 0 0 0 0 XXX 793,836 0.0 1,732,320 0.0 793,836 0

9. SVO Identified Funds

9.1 NAIC 1 XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 0






9.7 Totals XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 0

SI0

6


SCHEDULE D - PART 1A - SECTION 1 (Continued)Quality and Maturity Distribution of All Bonds Owned December 31, at Book/Adjusted Carrying Values by Major Types of Issues and NAIC Designations

NAIC Designation

1

1 Year or Less

2Over 1 Year

Through 5 Years

3Over 5 Years

Through 10 Years

4Over 10 Years

Through 20 Years

5

Over 20 Years

6No Maturity

Date

7

Total Current Year

8Col. 7 as a % of

Line 10.7

9Total from Col. 7

Prior Year

10% From Col. 8

Prior Year

11Total Publicly

Traded

12Total Privately

Placed (a)

10. Total Bonds Current Year

10.1 NAIC 1 (d) 2,418,494,287 13,422,932,783 11,691,033,997 3,727,085,494 5,895,166,955 0 37,154,713,516 75.6 XXX XXX 27,828,123,047 9,326,590,469

10.2 NAIC 2 (d) 230,401,131 3,517,279,237 3,832,893,578 952,315,985 319,912,611 0 8,852,802,542 18.0 XXX XXX 4,108,035,391 4,744,767,151

10.3 NAIC 3 (d) 25,308,526 386,520,904 453,769,715 27,214,380 294,175,282 0 1,186,988,807 2.4 XXX XXX 670,723,829 516,264,978

10.4 NAIC 4 (d) 24,407,369 536,777,721 807,156,140 7,228,960 101,457,460 0 1,477,027,650 3.0 XXX XXX 704,427,914 772,599,736

10.5 NAIC 5 (d) 11,223,142 283,912,532 38,298,652 3,590,627 33,780,962 0 (c) 370,805,915 0.8 XXX XXX 62,771,309 308,034,606

10.6 NAIC 6 (d) 1,337,308 3,737,155 0 0 108,903,712 0 (c) 113,978,175 0.2 XXX XXX 5,275,737 108,702,438

10.7 Totals 2,711,171,763 18,151,160,332 16,823,152,082 4,717,435,446 6,753,396,982 0 (b) 49,156,316,605 100.0 XXX XXX 33,379,357,227 15,776,959,378

10.8 Line 10.7 as a % of Col. 7 5.5 36.9 34.2 9.6 13.7 0.0 100.0 XXX XXX XXX 67.9 32.1

11. Total Bonds Prior Year

11.1 NAIC 1 3,954,226,232 12,178,038,599 17,901,924,975 4,853,456,873 7,033,464,992 0 XXX XXX 45,921,111,671 78.9 37,927,434,271 7,993,677,400

11.2 NAIC 2 256,984,794 3,134,963,518 4,333,566,299 1,246,933,664 383,328,069 0 XXX XXX 9,355,776,344 16.1 4,176,622,043 5,179,154,301

11.3 NAIC 3 92,866,515 420,849,862 521,147,578 50,180,197 179,473,609 0 XXX XXX 1,264,517,761 2.2 595,196,858 669,320,903

11.4 NAIC 4 49,911,621 545,358,506 512,724,314 4,108,855 24,129,983 0 XXX XXX 1,136,233,279 2.0 374,185,756 762,047,523

11.5 NAIC 5 9,675,880 202,095,187 87,347,290 10,917,572 45,775,719 0 XXX XXX (c) 355,811,648 0.6 54,590,003 301,221,645

11.6 NAIC 6 6,109,701 24,201,227 28,633,213 16,524,802 95,868,522 0 XXX XXX (c) 171,337,465 0.3 66,006,805 105,330,660

11.7 Totals 4,369,774,743 16,505,506,899 23,385,343,669 6,182,121,963 7,762,040,894 0 XXX XXX (b) 58,204,788,168 100.0 43,194,035,736 15,010,752,432

11.8 Line 11.7 as a % of Col. 9 7.5 28.4 40.2 10.6 13.3 0.0 XXX XXX 100.0 XXX 74.2 25.8

12. Total Publicly Traded Bonds

12.1 NAIC 1 1,717,935,794 9,299,224,341 8,785,480,864 2,524,894,680 5,500,587,384 0 27,828,123,063 56.6 37,927,434,271 65.2 27,828,123,063 XXX

12.2 NAIC 2 65,869,474 2,008,969,288 1,643,336,899 209,442,068 180,417,653 0 4,108,035,382 8.4 4,176,622,043 7.2 4,108,035,382 XXX

12.3 NAIC 3 8,594,443 143,922,002 225,384,578 9,850,400 282,972,408 0 670,723,831 1.4 595,196,858 1.0 670,723,831 XXX

12.4 NAIC 4 11,984,245 170,899,488 423,921,181 (2,782,383) 100,405,386 0 704,427,917 1.4 374,185,756 0.6 704,427,917 XXX

12.5 NAIC 5 14,172 21,691,634 21,552,645 3,590,627 15,922,232 0 62,771,310 0.1 54,590,003 0.1 62,771,310 XXX

12.6 NAIC 6 1,337,308 3,737,155 0 0 201,274 0 5,275,737 0.0 66,006,805 0.1 5,275,737 XXX

12.7 Totals 1,805,735,436 11,648,443,908 11,099,676,167 2,744,995,392 6,080,506,337 0 33,379,357,240 67.9 43,194,035,736 74.2 33,379,357,240 XXX

12.8 Line 12.7 as a % of Col. 7 5.4 34.9 33.3 8.2 18.2 0.0 100.0 XXX XXX XXX 100.0 XXX

12.9 Line 12.7 as a % of Line 10.7, Col. 7, Section 10 3.7 23.7 22.6 5.6 12.4 0.0 67.9 XXX XXX XXX 67.9 XXX

13. Total Privately Placed Bonds

13.1 NAIC 1 700,558,492 4,123,708,443 2,905,553,132 1,202,190,814 394,579,571 0 9,326,590,453 19.0 7,993,677,400 13.7 XXX 9,326,590,453

13.2 NAIC 2 164,531,657 1,508,309,949 2,189,556,679 742,873,917 139,494,958 0 4,744,767,160 9.7 5,179,154,301 8.9 XXX 4,744,767,160

13.3 NAIC 3 16,714,083 242,598,902 228,385,137 17,363,980 11,202,874 0 516,264,976 1.1 669,320,903 1.1 XXX 516,264,976

13.4 NAIC 4 12,423,124 365,878,233 383,234,959 10,011,343 1,052,074 0 772,599,733 1.6 762,047,523 1.3 XXX 772,599,733

13.5 NAIC 5 11,208,970 262,220,898 16,746,007 0 17,858,730 0 308,034,605 0.6 301,221,645 0.5 XXX 308,034,605

13.6 NAIC 6 0 0 0 0 108,702,438 0 108,702,438 0.2 105,330,660 0.2 XXX 108,702,438

13.7 Totals 905,436,326 6,502,716,425 5,723,475,914 1,972,440,054 672,890,645 0 15,776,959,365 32.1 15,010,752,432 25.8 XXX 15,776,959,365

13.8 Line 13.7 as a % of Col. 7 5.7 41.2 36.3 12.5 4.3 0.0 100.0 XXX XXX XXX XXX 100.0

13.9 Line 13.7 as a % of Line 10.7, Col. 7, Section 10 1.8 13.2 11.6 4.0 1.4 0.0 32.1 XXX XXX XXX XXX 32.1

(a) Includes $ 11,466,471,721 freely tradable under SEC Rule 144 or qualified for resale under SEC Rule 144A.

(b) Includes $ 899,101,103 current year, $ 346,015,188 prior year of bonds with Z designations and $ 0 , current year $ 0 prior year of bonds with Z* designations. The letter "Z" means the NAIC designation was not

assigned by the Securities Valuation Office (SVO) at the date of the statement. "Z*" means the SVO could not evaluate the obligation because valuation procedures for the security class are under regulatory review.

(c) Includes $ 87,745,648 current year, $ 58,827 prior year of bonds with 5* designations and $ 3,303,398 , current year $ 0 prior year of bonds with 6* designations. "5*" means the NAIC designation was assigned by the

(SVO) in reliance on the insurer's certification that the issuer is current in all principal and interest payments. "6*" means the NAIC designation was assigned by the SVO due to inadequate certification of principal and interest payments.

(d) Includes the following amount of short-term and cash equivalent bonds by NAIC designation: NAIC 1 $ 3,995,815 ; NAIC 2 $ 0 ; NAIC 3 $ 0 ; NAIC 4 $ 0 ; NAIC 5 $ 0 ; NAIC 6 $ 0

SI0

7


SCHEDULE D - PART 1A - SECTION 2Maturity Distribution of All Bonds Owned December 31, at Book/Adjusted Carrying Values by Major Type and Subtype of Issues

Distribution by Type

1

1 Year or Less

2Over 1 Year

Through 5 Years

3Over 5 Years

Through 10 Years

4Over 10 Years

Through 20 Years

5

Over 20 Years

6No Maturity

Date

7

Total Current Year

8Col. 7 as a % of

Line 10.6

9Total from Col. 7

Prior Year

10% From Col. 8

Prior Year

11Total Publicly

Traded

12Total Privately

Placed

1. U.S. Governments1.1 Issuer Obligations 75,811,083 144,910,614 56,251,757 13,575,021 115,355 XXX 290,663,830 0.6 390,035,693 0.7 290,663,829 1

1.2 Residential Mortgage-Backed Securities 302,905 125,700 10,234,804 7,271,417 428,723 XXX 18,363,550 0.0 17,941,124 0.0 18,248,170 115,380

1.3 Commercial Mortgage-Backed Securities 6,259,256 24,793,850 26,706,183 1,476,751 0 XXX 59,236,040 0.1 70,321,883 0.1 59,236,040 0

1.4 Other Loan-Backed and Structured Securities 891,236 4,086,086 6,480,142 21,952,922 0 XXX 33,410,386 0.1 34,254,299 0.1 0 33,410,386

1.5 Totals 83,264,480 173,916,250 99,672,887 44,276,111 544,078 XXX 401,673,806 0.8 512,552,998 0.9 368,148,039 33,525,767

2. All Other Governments

2.1 Issuer Obligations 93,916,057 956,594,602 543,821,161 90,650,283 70,875,397 XXX 1,755,857,500 3.6 2,032,098,708 3.5 1,282,921,608 472,935,892

2.2 Residential Mortgage-Backed Securities 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

2.3 Commercial Mortgage-Backed Securities 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

2.4 Other Loan-Backed and Structured Securities 44,884 7,516,883 25,974,822 992,260 0 XXX 34,528,849 0.1 5,950,903 0.0 17,059,701 17,469,148

2.5 Totals 93,960,941 964,111,485 569,795,983 91,642,543 70,875,397 XXX 1,790,386,349 3.6 2,038,049,611 3.5 1,299,981,309 490,405,040

3. U.S. States, Territories and Possessions, Guaranteed

3.1 Issuer Obligations 48,703,470 846,203,137 562,716,885 212,473,257 49,197,444 XXX 1,719,294,193 3.5 3,105,238,528 5.3 1,719,294,192 1



3.4 Other Loan-Backed and Structured Securities 32,136,105 45,582,449 0 0 0 XXX 77,718,554 0.2 108,214,959 0.2 77,718,554 0

3.5 Totals 80,839,575 891,785,586 562,716,885 212,473,257 49,197,444 XXX 1,797,012,747 3.7 3,213,453,487 5.5 1,797,012,746 1

4. U.S. Political Subdivisions of States, Territories and Possessions, Guaranteed

4.1 Issuer Obligations 104,090,355 688,903,468 532,168,058 184,824,793 141,924,846 XXX 1,651,911,520 3.4 2,935,796,868 5.0 1,651,911,519 1



4.4 Other Loan-Backed and Structured Securities 14,824,055 95,233,113 72,253,554 (211,081) 0 XXX 182,099,641 0.4 288,813,168 0.5 182,099,641 0

4.5 Totals 118,914,410 784,136,581 604,421,612 184,613,712 141,924,846 XXX 1,834,011,161 3.7 3,224,610,036 5.5 1,834,011,160 1

5. U.S. Special Revenue & Special Assessment Obligations etc., Non-Guaranteed

5.1 Issuer Obligations 818,022,499 2,158,650,171 2,789,294,111 719,517,649 190,365,919 XXX 6,675,850,349 13.6 10,766,478,738 18.5 6,675,850,338 10

5.2 Residential Mortgage-Backed Securities 302,501,007 906,773,977 927,516,693 707,982,556 557,531,497 XXX 3,402,305,730 6.9 3,941,113,093 6.8 3,402,305,730 0

5.3 Commercial Mortgage-Backed Securities 7,308,820 28,778,926 26,797,722 12,609,603 0 XXX 75,495,072 0.2 73,948,583 0.1 70,293,887 5,201,185

5.4 Other Loan-Backed and Structured Securities 143,622,828 191,511,541 424,223,256 64,048,441 10,875,019 XXX 834,281,085 1.7 1,513,251,357 2.6 834,281,086 (1)

5.5 Totals 1,271,455,155 3,285,714,616 4,167,831,782 1,504,158,249 758,772,435 XXX 10,987,932,235 22.4 16,294,791,771 28.0 10,982,731,041 5,201,194

6. Industrial and Miscellaneous

6.1 Issuer Obligations 351,384,180 6,773,977,280 5,266,074,647 888,107,361 226,179,040 XXX 13,505,722,508 27.5 13,950,076,414 24.0 6,747,468,177 6,758,254,331

6.2 Residential Mortgage-Backed Securities 229,153,585 1,724,547,184 341,195,567 1,982,398 5,038,823,516 XXX 7,335,702,251 14.9 8,022,106,407 13.8 5,701,878,672 1,633,823,579

6.3 Commercial Mortgage-Backed Securities 90,645,304 908,781,694 1,917,983,537 273,036,696 23,072,704 XXX 3,213,519,935 6.5 2,889,896,470 5.0 1,876,876,141 1,336,643,794

6.4 Other Loan-Backed and Structured Securities 390,760,298 2,643,957,087 3,281,040,705 1,504,203,113 379,889,898 XXX 8,199,851,101 16.7 7,927,035,362 13.6 2,680,745,439 5,519,105,662

6.5 Totals 1,061,943,367 12,051,263,245 10,806,294,456 2,667,329,568 5,667,965,158 XXX 32,254,795,795 65.6 32,789,114,653 56.3 17,006,968,429 15,247,827,366

7. Hybrid Securities

7.1 Issuer Obligations 0 232,568 0 4,178,472 64,117,627 XXX 68,528,667 0.1 107,718,167 0.2 68,528,667 0



7.4 Other Loan-Backed and Structured Securities 0 0 12,418,469 8,763,532 0 XXX 21,182,001 0.0 22,765,132 0.0 21,182,001 0

7.5 Totals 0 232,568 12,418,469 12,942,004 64,117,627 XXX 89,710,668 0.2 130,483,299 0.2 89,710,668 0

8. Parent, Subsidiaries and Affiliates

8.1 Issuer Obligations 793,836 0 0 0 0 XXX 793,836 0.0 0 0.0 793,836 0



8.4 Other Loan-Backed and Structured Securities 0 0 0 0 0 XXX 0 0.0 1,732,320 0.0 0 0

8.5 Totals 793,836 0 0 0 0 XXX 793,836 0.0 1,732,320 0.0 793,836 0

SI0

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SCHEDULE D - PART 1A - SECTION 2 (Continued)Maturity Distribution of All Bonds Owned December 31, at Book/Adjusted Carrying Values by Major Type and Subtype of Issues

Distribution by Type

1

1 Year or Less

2Over 1 Year

Through 5 Years

3Over 5 Years

Through 10 Years

4Over 10 Years

Through 20 Years

5

Over 20 Years

6No Maturity

Date

7

Total Current Year

8Col. 7 as a % of

Line 10.6

9Total from Col. 7

Prior Year

10% From Col. 8

Prior Year

11Total Publicly

Traded

12Total Privately

Placed

9. SVO Identified Funds9.1 Exchange Traded Funds Identified by the SVO XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 0

9.2 Bond Mutual Funds Identified by the SVO XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 0

9.3 Totals XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 0

10. Total Bonds Current Year10.1 Issuer Obligations 1,492,721,480 11,569,471,840 9,750,326,619 2,113,326,836 742,775,628 XXX 25,668,622,402 52.2 XXX XXX 18,437,432,166 7,231,190,236

10.2 Residential Mortgage-Backed Securities 531,957,497 2,631,446,860 1,278,947,065 717,236,372 5,596,783,736 XXX 10,756,371,530 21.9 XXX XXX 9,122,432,572 1,633,938,958

10.3 Commercial Mortgage-Backed Securities 104,213,380 962,354,471 1,971,487,442 287,123,050 23,072,704 XXX 3,348,251,047 6.8 XXX XXX 2,006,406,068 1,341,844,979

10.4 Other Loan-Backed and Structured Securities 582,279,406 2,987,887,159 3,822,390,948 1,599,749,187 390,764,917 XXX 9,383,071,617 19.1 XXX XXX 3,813,086,422 5,569,985,195

10.5 SVO Identified Funds XXX XXX XXX XXX XXX 0 0 0.0 XXX XXX 0 0

10.6 Totals 2,711,171,764 18,151,160,330 16,823,152,074 4,717,435,444 6,753,396,984 0 49,156,316,596 100.0 XXX XXX 33,379,357,228 15,776,959,369

10.7 Line 10.6 as a % of Col. 7 5.5 36.9 34.2 9.6 13.7 0.0 100.0 XXX XXX XXX 67.9 32.1

11. Total Bonds Prior Year11.1 Issuer Obligations 2,707,401,688 10,414,419,641 16,223,526,833 3,092,001,457 850,093,497 XXX XXX XXX 33,287,443,116 57.2 25,652,497,782 7,634,945,334

11.2 Residential Mortgage-Backed Securities 632,337,595 2,504,293,643 1,118,977,088 1,314,384,073 6,411,168,226 XXX XXX XXX 11,981,160,624 20.6 10,452,151,654 1,529,008,970

11.3 Commercial Mortgage-Backed Securities 424,149,043 465,782,374 1,807,421,623 287,328,948 49,484,948 XXX XXX XXX 3,034,166,935 5.2 1,883,727,136 1,150,439,799

11.4 Other Loan-Backed and Structured Securities 605,886,417 3,121,011,249 4,235,418,122 1,488,407,483 451,294,228 XXX XXX XXX 9,902,017,500 17.0 5,205,659,165 4,696,358,335

11.5 SVO Identified Funds XXX XXX XXX XXX XXX 0 XXX XXX 0 0.0 0 0

11.6 Totals 4,369,774,742 16,505,506,907 23,385,343,666 6,182,121,961 7,762,040,899 0 XXX XXX 58,204,788,175 100.0 43,194,035,737 15,010,752,437

11.7 Line 11.6 as a % of Col. 9 7.5 28.4 40.2 10.6 13.3 0.0 XXX XXX 100.0 XXX 74.2 25.8

12. Total Publicly Traded Bonds

12.1 Issuer Obligations 630,667,758 8,589,835,683 7,204,190,142 1,438,343,366 574,395,243 XXX 18,437,432,192 37.5 25,652,497,782 44.1 18,437,432,192 XXX12.2 Residential Mortgage-Backed Securities 786,893,467 1,365,631,228 930,054,546 700,095,672 5,339,757,652 XXX 9,122,432,564 18.6 10,452,151,654 18.0 9,122,432,564 XXX12.3 Commercial Mortgage-Backed Securities 63,333,329 493,410,259 1,298,951,047 149,122,970 1,588,458 XXX 2,006,406,063 4.1 1,883,727,136 3.2 2,006,406,063 XXX12.4 Other Loan-Backed and Structured Securities 324,840,879 1,199,566,729 1,666,480,432 457,433,380 164,764,992 XXX 3,813,086,413 7.8 5,205,659,165 8.9 3,813,086,413 XXX12.5 SVO Identified Funds XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 XXX12.6 Totals 1,805,735,433 11,648,443,900 11,099,676,167 2,744,995,388 6,080,506,344 0 33,379,357,232 67.9 43,194,035,737 74.2 33,379,357,232 XXX12.7 Line 12.6 as a % of Col. 7 5.4 34.9 33.3 8.2 18.2 0.0 100.0 XXX XXX XXX 100.0 XXX12.8 Line 12.6 as a % of Line 10.6, Col. 7, Section 10 3.7 23.7 22.6 5.6 12.4 0.0 67.9 XXX XXX XXX 67.9 XXX

13. Total Privately Placed Bonds

13.1 Issuer Obligations 862,053,722 2,979,636,157 2,546,136,477 674,983,470 168,380,385 XXX 7,231,190,210 14.7 7,634,945,334 13.1 XXX 7,231,190,210

13.2 Residential Mortgage-Backed Securities (254,935,969) 1,265,815,633 348,892,519 17,140,700 257,026,084 XXX 1,633,938,966 3.3 1,529,008,970 2.6 XXX 1,633,938,966

13.3 Commercial Mortgage-Backed Securities 40,880,051 468,944,212 672,536,395 138,000,080 21,484,246 XXX 1,341,844,984 2.7 1,150,439,799 2.0 XXX 1,341,844,984

13.4 Other Loan-Backed and Structured Securities 257,438,527 1,788,320,429 2,155,910,516 1,142,315,807 225,999,925 XXX 5,569,985,204 11.3 4,696,358,335 8.1 XXX 5,569,985,204

13.5 SVO Identified Funds XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 XXX 0

13.6 Totals 905,436,330 6,502,716,430 5,723,475,907 1,972,440,056 672,890,640 0 15,776,959,364 32.1 15,010,752,437 25.8 XXX 15,776,959,364

13.7 Line 13.6 as a % of Col. 7 5.7 41.2 36.3 12.5 4.3 0.0 100.0 XXX XXX XXX XXX 100.0

13.8 Line 13.6 as a % of Line 10.6, Col. 7, Section 10 1.8 13.2 11.6 4.0 1.4 0.0 32.1 XXX XXX XXX XXX 32.1

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SCHEDULE D - PART 1Showing All Long-Term BONDS Owned December 31 of Current Year

1 2 Codes 6 7 Fair Value 10 11 Change in Book/Adjusted Carrying Value Interest Dates3 4 5 8 9 12 13 14 15 16 17 18 19 20 21 22

CUSIP Identification Description

Code

Foreign

BondChar

NAICDes.

ActualCost

Rate Used to Obtain

Fair Value

FairValue

ParValue

Book/AdjustedCarrying

Value

UnrealizedValuationIncrease/

(Decrease)

CurrentYear's(Amor-tization)

Accretion

CurrentYear'sOther-Than-

TemporaryImpairmentRecognized

TotalForeign

ExchangeChange

inBook/

AdjustedCarrying

ValueRate

of

EffectiveRate

ofWhenPaid

AdmittedAmountDue andAccrued

Amount Received

During Year Acquired

StatedContractual

MaturityDate

8399999 - Total Bonds 49,498,194,316 XXX 50,726,080,494 50,970,073,220 49,150,589,901 (10,195,890) 150,728,895 446,103,203 147,677,715 XXX XXX XXX 532,945,264 1,398,631,918 XXX XXX

E10


SCHEDULE D - PART 2 - SECTION 1Showing All PREFERRED STOCKS Owned December 31 of Current Year

1 2 Codes 5 6 7 8 Fair Value 11 Dividends Change in Book/Adjusted Carrying Value 20 21

CUSIP Identi-fication Description

3

Code

4

For-eign

Numberof

Shares

ParValuePer

Share

RatePer

Share


Value

9

RatePer

ShareUsed to Obtain

FairValue

10

Fair Value Actual Cost

12

Declaredbut Unpaid

13

Amount Received

During Year

14

Nonadmitted Declared But

Unpaid

15

Unrealized Valuation Increase/

(Decrease)

16

Current Year's (Amor-tization)

Accretion

17

Current Year's

Other-Than- Temporary Impairment Recognized

18

Total Change in

Book/Adjusted Carrying Value (15 + 16 - 17)

19Total

Foreign Exchange Change in

Book/Adjusted Carrying

Value

NAIC Desig-nation

Date Acquired

8999999 - Total Preferred Stocks 60,238,432 XXX 62,218,866 60,240,546 0 2,033,409 0 0 (37,860) 0 (37,860) 0 XXX XXX

E11


SCHEDULE D - PART 2 - SECTION 2Showing All COMMON STOCKS Owned December 31 of Current Year

1 2 Codes 5 6 Fair Value 9 Dividends Change in Book/Adjusted Carrying Value 17 18

CUSIP Identi-fication Description

3

Code

4

For-eign

Numberof

Shares


Value

7RatePer

ShareUsed to Obtain

FairValue

8

Fair Value Actual Cost

10

Declaredbut Unpaid

11

Amount Received

During Year

12

Nonadmitted Declared But

Unpaid

13

Unrealized Valuation Increase/

(Decrease)

14

Current Year's Other-Than- Temporary Impairment Recognized

15

Total Change in Book/Adjusted Carrying Value

(13 - 14)

16

Total Foreign Exchange Change in

Book/Adjusted Carrying

Value

NAIC Market

Indicator(a)

Date Acquired

9899999 - Total Preferred and Common Stocks 1,707,084,530 XXX 1,709,064,964 1,615,708,531 0 9,136,125 0 98,699,905 398,287 98,263,758 (2,083,667) XXX XXX(a) For all common stock bearing the NAIC market indicator "U" provide: the number of such issues 11 , the total $ value (included in Column 8) of all such issues $ 556,653,400

E12


SCHEDULE ZPART 1 - COMPANIES INCLUDED IN THE CURRENT YEAR THAT ARE CONSOLIDATED OR COMBINED

Ownership InterestName of Company NAIC Code FIT Current Prior Basis for Inclusion

AIG ASSURANCE COMPANY 40258 02-6008643 100.0 100.0 Consolidation

AIG INSURANCE COMPANY - PUERTO RICO 31674 66-0319193 100.0 100.0 Consolidation

AIG PROPERTY CASUALTY COMPANY 19402 25-1118791 100.0 100.0 Consolidation

AIG SPECIALTY INSURANCE COMPANY 26883 02-0309086 100.0 100.0 Consolidation

AIU INSURANCE COMPANY 19399 13-5303710 100.0 100.0 Consolidation

AMERICAN HOME ASSURANCE COMPANY 19380 13-5124990 100.0 100.0 Consolidation

COMMERCE AND INDUSTRY INSURANCE COMPANY 19410 13-1938623 100.0 100.0 Consolidation

EAGLESTONE REINSURANCE COMPANY 10651 22-3423217 100.0 100.0 Consolidation

GRANITE STATE INSURANCE COMPANY 23809 02-0140690 100.0 100.0 Consolidation

ILLINOIS NATIONAL INSURANCE COMPANY 23817 37-0344310 100.0 100.0 Consolidation

LEXINGTON INSURANCE COMPANY 19437 25-1149494 100.0 100.0 Consolidation

NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA 19445 25-0687550 100.0 100.0 Consolidation

NEW HAMPSHIRE INSURANCE COMPANY 23841 02-0172170 100.0 100.0 Consolidation

THE INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA 19429 13-5540698 100.0 100.0 Consolidation

HAMILTON SPECIALTY INSURANCE COMPANY 13551 26-2996716 100.0 0.0 Acquired

HAMILTON INSURANCE COMPANY 26611 52-0976199 100.0 0.0 Acquired

PART 2 - COMPANIES INCLUDED IN THE CURRENT YEAR AND EXCLUDED IN THE PRIOR YEAROwnership Interest

Name of Company NAIC Code FIT Current Prior Reason for Inclusion

HAMILTON SPECIALTY INSURANCE COMPANY 13551 26-2996716 100.0 0.0 Acquired

HAMILTON INSURANCE COMPANY 26611 52-0976199 100.0 0.0 Acquired

PART 3 - COMPANIES EXCLUDED IN THE CURRENT YEAR AND INCLUDED IN THE PRIOR YEAROwnership Interest

Name of Company NAIC Code FIT Current Prior Reason for Exclusion

914

PROPERTY AND CASUALTY COMPANIES - …NAIC Group Code 0012 NAIC Company Code 00124 Mail Address 175...

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Transcript of PROPERTY AND CASUALTY COMPANIES - …NAIC Group Code 0012 NAIC Company Code 00124 Mail Address 175...