Pronto. It’s our name and our promise.TM

Pronto is a full-service retail office dedicated to providing low-cost financial products and insurance services. Pronto provides a convenient drive-thru concept in which customers have the ability to make payments without getting out of their vehicles. Pronto prides itself in providing fast and efficient service. “Pronto. It’s our name and our promise”TM speaks for itself.

Pronto has grown significantly since its inception all throughout Texas. With over 100 locations and its in-house claims and underwriting departments, Pronto has developed a highly efficient system with the capacity to conduct business throughout the entire state of Texas.

Through aggressive marketing, brand awareness and highly competitive pricing, Pronto has quickly become an industry leader in Texas. Pronto Franchise is currently offering franchise opportunities throughout Texas and has been recognized as a top franchise for Hispanics and minorities as seen in Poder Magazine and USA Today.

ABOUT US

TOP 10 BENEFITS OF A PRONTO FRANCHISE:1) It’s the Law—More and more states are requiring auto insurance. Every driver in Texas is required to carry

auto insurance or have the financial responsibility equivalent. The non-standard market is under-served and Pronto is there to fill the void, with fast, friendly, and professional service.

2) Proven System—Pronto has over 15 years of experience in the industry, continually perfecting our methods and marketing materials. We have successful agencies throughout Texas.

3) Low Investment—The overhead for starting a Pronto Franchise is less than many traditional franchises. There is no high cost for equipment, inventories, or a large staff that accompanies most franchise opportunities.

4) Inclusive Product Fees—Some franchises require that you pay additional fees to offer more than one product. With Pronto Franchise, your initial franchise fee includes Auto, Home, and Income Tax services.

5) Managing General Agency—Our corporate headquarters provides the support that you and your customers deserve. Our Pronto staff will assist you with all of your needs, from underwriting to claims.

6) Training and Support—We provide three weeks of initial training: classroom and in agency “real world” training. We also provide ongoing support and training to help you grow your business.

7) Strong Marketing Programs- We offer specific marketing programs to support your efforts and provide branded media throughout Texas.

8) Insurance Franchise based in Texas—Since Pronto Franchise was founded in Texas, we are familiar with the different markets and local culture.

9) Proprietary Software—Pronto Franchise provides you with the software needed to track and maintain your book of business.

10) Innovation—We are continually seeking new opportunities to improve our business model. We offer the convenience of a drive-thru, unique marketing tools, and a retail approach to insurance.

“The decision to become a Franchisee was simple; Pronto Insurance has given me the opportunity to get closer to one of my personal goals, which is securing the financial future for my family. The confidence obtained in this investment benefits my growth since the partnership is with a company that reflects strong values and commitments to succeed. This has now led me to the purchase of my fourth location. This company provided me with a great opportunity to own my own business. Their guidance, training and support are truly a recipe for success”

~Manuel Ordaz

TOP 10 BENEFITS

SUPPORTAt Pronto Franchise, we understand that purchasing a franchise is one of the biggest decisions you will ever make and that is why we have made our support services program the best in the industry. As a franchisee you can expect to have a specialist walk you through every aspect of the business, from its inception at the grand opening to the everyday activities involving customers. Take a look at the wide array of support we provide:

Site SelectionPronto Franchise will aid in the selection process of every location. We consult with you on the best possible location for your agency by applying a proven market formula. Many factors are considered such as demographics, traffic counts, physical attributes and competition when we make a site location decision.

DesignWe provide a Pronto specific layout and design for your agency. The desks, waiting areas, office equipment and drive-thru are strategically placed to create the most efficient and functional Pronto Franchise possible. Our opening team will be with you every step of the way, from the layout design and build-out to the grand opening of your own agency.

OperationsThe success of your franchise is our success. This is why we provide you with the best operations support in the industry. Our underwriting department is at your fingertips to answer any questions you may have regarding any of our products. Our claims department provides excellent claims handling. We have operations personnel in place specifically to guide you through the everyday operations of your franchise.

SUPPORT

Pronto Franchise provides assistance on site selection, design and operations support.

Drive-thru capabilities provide convenience for our customers.

MarketingThe marketing of your agency is a major component of its success. We will provide you with a comprehensive marketing program and train you on sales and marketing techniques. You will have access to marketing materials for activities ranging from grand opening to new customer development. We also provide ongoing marketing support such as periodic analysis of your

Grassroots – Grassroots marketing materials and turnkey promotions help generate leads and sales.

SUPPORT

marketing strategy to measure its effectiveness.

Sweepstakes/Giveaways - Various sweepstakes are used to drive traffic to your store while creating buzz around the brand.

Community Events – Captain ProntisimoTM and Pronto are present at several community events and sponsorships creating goodwill, while giving back to the community.

Broadcast Advertising - Our award-winning TV campaigns connect with consumers while creating a strong call to action for Pronto.

Outdoor Advertising - Fun and engaging outdoor advertising is strategically placed within the trade zones of various markets.

TRAININGAt Pronto Franchise we believe that training is a fundamental part of making you a successful franchisee. That is why we take training very seriously. After many years of experience and research we have developed a comprehensive training program that assumes you, the franchisee, have neither prior experience in running your own financial products business nor any experience in the insurance or income tax industry. This three-step program is designed to provide you with all of the necessary tools for running a successful Pronto franchise. The program consists of three weeks:

Week 1:Introduction to the Pronto System: This portion of the training takes place at our training facility at Pronto’s corporate headquarters in Brownsville, Texas. Our training specialists use proven techniques that will teach you in great detail the everyday operation of your own business. Here you will learn how to use our state-of-the-art software system designed specifically for the Pronto business. You will learn how to effectively sell insurance policies, prepare and file income tax returns, manage employees, market the office and provide customer service.

Week 2:Immersion into an existing Pronto agency: The “hands-on” portion of the training involves you participating in the everyday activities at an actual Pronto agency. Our training program puts everything you learned during the first week of training to practice by having you train at an existing Pronto agency.

Week 3:On-site training: Your third week of training takes place in your location shortly after opening. This portion of the program focuses on your grand opening, marketing and selling to your new customers. A training specialist will be present to ease you into the Pronto process.

The training does not stop there! We have ongoing training throughout the life of your Pronto agency. We will train you on how to sell and manage new products and services as we develop them. There is ongoing training on management techniques, marketing and production efficiency. We hold periodic training sessions at your agency and at Pronto’s corporate headquarters.

TRAINING

OUR PRODUCTS

Auto•

Liability Coverage

•

PIP Coverage•

UM/UIM Coverage

•

Comprehensive Physical Damage Coverage•

Collision Coverage

•

Non Owner’s Liability Policy•

SR22 Coverage

•

Towing Coverage•

Rental Coverage

Roadside Assistance•

Jump Start•

Tire Change•

Fuel Delivery•

Towing•

Lockout Assistance•

Concierge Service•

Rental Car Discount•

Hotel Discounts•

Custom Trip Routing

PRODUCTS

Mexico PolicyIf you are planning a trip to Mexico or if you are a Mexican citizen visiting the United States/Canada, we offer the following types of policies through MXGA:

• South Bound Liability Policies- Vehicle with United States license plates traveling to Mexico.

• South Bound Full Coverage Policies- Same as above.

• North Bound Liability Policies- Vehicle with Mexican license plates traveling to United States/Canada.

Home•

Protection on a home up to $250,000•

Loss of Use up to 10% of Dwelling Value•

Personal Property – Contents 40% of Dwelling Value•

Personal Liability from $25,000-$300,000•

Medical Payments up to $5,000•

1% Deductibles

INVESTMENT FRANCHISE MODEL

INVESTMENT

1,000 to 1,500 sq. ft. prominent retail location; Designed to supporta minimum of two workstations and space for future expansion. A Pronto Franchise is designed to minimize overhead, providing you greater flexibility with your investment.

PRE-DEVELOPMENT• Franchise fee• Initial advertising• Professional services• Training

DEVELOPMENT• Lease expenses• Leasehold improvements• Signage and equipment• Furniture• Training

GRAND OPENING• Marketing• Promotions• Training

GROWTH• Marketing• Training• Operating Expenses

FRANCHISE PROCESSPurchasing a Pronto franchise involves a detailed process designed to inform you about the concept and Pronto Franchise. As in any relationship, it is important that both parties are well informed about each other in order to achieve a mutual level of comfort necessary to establish a working relationship. The following are the steps a typical Pronto franchise will go through:

1) Apply Online – Go to www.prontofranchise.com and apply.

2) Application - Complete franchise application and return to Pronto Franchise by email to franchise@prontoinsurance.com or mail- Pronto Franchise, LLC, 805 Media Luna, Suite 401, Brownsville, TX 78520 Attention- Franchise Director.

3) FDD - Upon receipt, we will review and evaluate your application and, if approved, provide you with a Franchise Disclosure Document (FDD). We may provide you with a FDD in hard copy or electronic format. If the FDD is furnished electronically, it will be provided in a Portable Document Format (PDF) file. You must use the Adobe Acrobat® program in order to open and view this type of electronic file. Upon receipt of the FDD, please complete and sign the final two pages of the document entitled “Receipt.” Once completed and signed, return the receipt entitled “Our Copy” to the address indicated above in item 2. It is recommended that you review the FDD with your attorney and business advisors.

4) Discovery Day - A Pronto Franchise representative will contact you to schedule a Discovery Day and interview at corporate headquarters in Brownsville, Texas.

5) Approval Notice - Once Discovery Day and the interview have been completed you will be notified If you have been approved to become a Pronto franchisee.

6) Signing - Signing the Franchise Agreement or Area Development Agreement and other related agreements.

7) Site Location and Approval – Pronto Franchise will aid in the selection process of and approve your franchise site. We consult with you about the best possible location for your agency by applying a proven market formula. Many factors are considered such as demographics, traffic counts, physical attributes and competition when we make a site location decision. You will select four to five potential locations that fit our requirements in your local market, and we will visit every one, apply our proven market formula and identify the best possible location for you.

8) Training – Training program includes: Introduction to the Pronto System – Five days at the corporate headquarters training facility. You will learn how to use the proprietary software, sell insurance policies, market your franchise and learn many more concepts necessary to managing a successful Pronto franchise.

9) Build-Out – Pronto Franchise, LLC will guide you every step of the way throughout the build-out phase of your franchise. The process will be coordinated to end shortly after your initial training.

10) Grand Opening – One week after you open your doors, a Pronto training specialist will work with you at your franchise location for five days. The trainer will guide you through every step of the grand opening process and will continue to train you on managing the business. There is a strong emphasis on the creation of your own Grassroots Marketing Campaign. The fifth day will be your actual grand opening.

PROCESS

NOTES

NOTES

© Pronto Franchise, LLC, 2011. All Rights Reserved.All trademarks are the property of Pronto General Agency, Ltd.

This is neither an offer to buy nor an offer to sell a Pronto franchise. All such offers must be made pursuant to a Financial Disclosure

Document provided by Pronto Franchise, LLC.

956-574-7088Toll Free 1-855-687-7088

www.prontofranchise.com