Progress at a Glance 2009-10

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PROGRESS AT A GLANCE (Amt. in Rs. Crore) 2007-08 2008-09 2009-10 Number of Branches 2678 2733 3046 Paid-up Capital 410 410 410 Reserves 10091 11798 14262 Aggregate Deposits 154072 186893 234651 Growth (%) 8.21 21.30 25.55 Non-Resident Deposits 12874 14043 13567 Foreign Business Turnover 136757 142301 127614 Advances (Net) 107238 138219 169335 Growth (%) 8.86 28.89 22.51 Retail Advances 17665 19798 23902 Growth (%) 1.03 12.07 20.73 Priority Sector Advances 43203 48763 59310 Growth (%) 14.16 12.87 21.63 Agriculture 17996 20144 25051 Growth (%) 15.95 11.94 24.36 Agriculture(Disbursal) 11443 14704 18130 Micro, Small and Medium Enterprises 18600 23823 31074 Growth (%) 30.57 28.08 30.44 Advances under DRI Scheme 40 48 50 Advances to SC/ST Clients 2055 2863 3905 Self Help Group (Nos.) 210441 275100 320000 Export Credit 9162 8967 8966 Clientele (In Million) 32.35 34.80 37.34 Total Number of Staff 45260 44090 43380 Total Income 16414 19430 21610 Total Expenditure 13454 15467 16549 Operating Profit 2959 3964 5061 Net Profit 1565 2072 3021 Key Performance Ratios (%) Capital Adequacy Ratio 13.25 14.10 13.43 Earnings Per Share (Rs.) 38.17 50.55 73.69 Book Value (Rs.) 202.33 244.87 305.83 Business Per Employee (Rs. Crore) 6.10 7.80 9.83 Profit Per Employee (Rs. Lakh) 3.65 4.97 7.36 Return on Average Assets 0.92 1.06 1.30 Cost-Income Ratio 48.54 43.61 40.73 Gross NPA Ratio 1.18 1.56 1.52 Net NPA Ratio 0.84 1.09 1.06 Credit - Deposits Ratio 69.60 73.96 72.16 Priority Credit to Adjusted Net Bank 44.15 46.02 43.92

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Progress at a Glance 2009-10

Transcript of Progress at a Glance 2009-10

PROGRESS AT A GLANCE

PROGRESS AT A GLANCE

(Amt. in Rs. Crore)

2007-082008-092009-10

Number of Branches267827333046

Paid-up Capital410410410

Reserves 100911179814262

Aggregate Deposits 154072186893234651

Growth (%)8.2121.3025.55

Non-Resident Deposits128741404313567

Foreign Business Turnover136757142301127614

Advances (Net)107238138219169335

Growth (%)8.8628.8922.51

Retail Advances176651979823902

Growth (%)1.0312.0720.73

Priority Sector Advances432034876359310

Growth (%)14.1612.8721.63

Agriculture 179962014425051

Growth (%)15.9511.9424.36

Agriculture(Disbursal) 114431470418130

Micro, Small and Medium Enterprises186002382331074

Growth (%)30.5728.0830.44

Advances under DRI Scheme404850

Advances to SC/ST Clients205528633905

Self Help Group (Nos.)210441275100320000

Export Credit 916289678966

Clientele (In Million)32.3534.8037.34

Total Number of Staff452604409043380

Total Income164141943021610

Total Expenditure134541546716549

Operating Profit295939645061

Net Profit 156520723021

Key Performance Ratios (%)

Capital Adequacy Ratio13.2514.1013.43

Earnings Per Share (Rs.)38.1750.5573.69

Book Value (Rs.)202.33244.87305.83

Business Per Employee (Rs. Crore)6.107.809.83

Profit Per Employee (Rs. Lakh)3.654.977.36

Return on Average Assets0.921.061.30

Cost-Income Ratio48.5443.6140.73

Gross NPA Ratio1.181.561.52

Net NPA Ratio0.841.091.06

Credit - Deposits Ratio69.6073.9672.16

Priority Credit to Adjusted Net Bank Credit 44.1546.0243.92