Product- smart

S M A R T The Joint Product

THE WAY BANKING SHOULD BE

B U D G E T A N D S AV E

S P E N D A N D O R G A N I Z E

C O N V E N I E N TS U P P O R T

S M A R T E R B A N K I N G

Saving, budgeting, and spending in one place—your account.When your account helps you save and budget, it can also help you spend smarter. Smart's Goals and Safe-Spending work together to empower your everyday financial decision-making.

S M A R T

S M A R T

PKR 450,000 Safe-Spending

B U D G E T A N D S AV E

MAKE BIG THINGS HAPPEN A LITTLE EACH DAY

Set Goals And Save for ThemGoals help you balance regular monthly expenses, lifelong dreams and everything in between.

iPhone 6+

50,000 saved of 75,000

Save over time – We put money aside every day, and subtract that from your Safe-to-Spend. When you're saving every day, you'll be amazed how fast you reach your Goals.

Summer Vacation Budget

40,000

Save it now — Want to make sure you only spend a certain amount on restaurants this month? Put it aside in a Goal, and slowly draw from those funds whenever you go out to eat

S M A R T

PKR 75,000Available Balance

Sana’s Gift 40,000

iPhone 650,000

Summer Vacation 40,000

iPhone 6+

50,000 saved of 75,000

Save with ease, spend with freedom “Current Balance” doesn’t tell the whole story.You should not have to get out a calculator to figure out if you can afford a new pair of shoes or a nice dinner out. At most banks, “Current Balance” shows you how much is in your account, but then you have to mentally deduct your upcoming bills.

Safe-Spending does all the math for you by taking a balance and subtracting upcoming bill payments, pending transactions, and any Goals you’re saving for. With Safe-Spending, you get a more accurate picture of what you can really spend today without hurting yourself tomorrow.

150,000Current Balance Scheduled Payment

50,000

Available Cash

100,000

S M A R T

PKR 75,000Safe-Spending

PKR 175,000Available

PKR 15,000In Goals

PKR 0Scheduled

52Card Swipes

ZEESHAN KHAN

We have re-imagined the banking basics.

You'll never miss your bank branch—there's so much you can do right from your computer, iPhone, or Android. Control of your account is in your hands, wherever you go.

BRANCHLESS IS BETTER


S M A R T

S P E N D A N D O R G A N I Z E

Banking Built for Modern Age We have re-thought all the features you’d want from a bank and made them smarter, less complicated and available whenever you need them.

All your finances available in your pocket or on the web, whenever you need it.

4000 1234 1212 2121

S M A R T

The Smart Visa® Card – It all starts here, and is connected to your account. Spending on your debit card is quickly reflected in your account, and you'll get push notifications, too.

ATMs – Over 1,700 surcharge-free ATMs—the most in the nation. Find the closest one with our iPhone and Android apps.

Powerful Reporting – There's so much information in each transaction you make. Smart’s powerful organization tools automatically categorize, analyze, and personalize your data so you can see your spending come to life.

Photo Check Deposit – Hate putting on pants? We got you. Deposit a check from your couch with Photo Check Deposit.

Fazal Ahmad

S M A R T

Banking Built for Modern Age We have re-thought all the features you’d want from a bank and made them smarter, less complicated and available whenever you need them

All your finances available in your pocket or on the web, whenever you need it.

Smart Instant – Moving money between Smart customers is easy and free!

Pay Bills – Pay bills, rent, subscriptions, and more. Set them up to automatically reoccur, or send on-demand

External Transfers – Transfer funds for free between Smart and any account you own at participating Pakistani financial institutions.

Mail a Check – Need a good old fashioned check? We'll print it, address it and send it at no cost.

Sending money to

Kamran Haider

PKR 20,000PKR 120,000

Last payment PKR 120,000

Saad Mohsin

S M A R T

We have re-imagined the banking basics. You know who you are talking to. Our Customer Representatives are out there online and on your mobile to help you with your banking needs. No menus, no pitfalls and no frustrations.

CUSTOMER SERVICE SMART AND QUICK


Lost Card29 May 2015

Hey Smart, I think I misplaced my card somewhere at home.

MohsinI’d suggest blocking it from your Smart App, so once you find it, you can unblock it from there only. Let me know if you need help with anything.

S M A R T

C O N V E N I E N TS U P P O R T

Support with Speed and Kindness

Get support from a real person, quick.Customer service isn’t an afterthought, it’s the core we will do.

Urgent questions? Call us and we will pick up. Don’t need an immediate answer? Message us and we will get back to you or simply chat with us on our messenger app from your mobile.

Call us today 111 – 111 – 425

OR Chat with usGet help wherever you are


Lost Card29 May 2015

Hey Smart, I think I misplaced my card somewhere at home.

MohsinI’d suggest blocking it from your Smart App, so once you find it, you can unblock it from there only. Let me know if you need help with anything.

S M A R T

S M A R T E R B A N K I N G

Your financial data can tell you a story

Whenever you use your card to make a purchase, your card transmits a whole bunch of information about that transaction, including location, time, tip, the type of merchant, and more. Banks typically don't do much with this data, but when you spend with Smart, we harness it to help you budget automatically. And it all happens instantaneously.

Make your financial data work for you. Get effortless insight into your spending.

40,000

30,000

20,000

Remember more about each purchase. Tell a story, jot down a phone number, rate your dinner, or just snap a picture of your friends’ smiling faces.

Make it yours


Surprise lunch for Ahmad Ali’s farewell party. #lunch #restaurant

Interactive Reports help you track your spending over time. Break down your spending by category and merchant. Use what you learn to make yourself a smarter spender, and track changes to your spending habits over time. Sample queries: "restaurants", "Utilities", "spent on #car", "weekday lunch".

Learn about how you spend

415,000

69,000 179,000

2,600 0

Let’s Create The Future TogetherThank You

Product- smart

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