N A n W A t FOOTMLL LEAGUE PLAYERS ASSOCIZ~~%& CONTRACT ADVISOR CERTIFItATION

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PRO FINANCIAL GROUP, LTD., Founded in 1985 Pro Financial Group, LTD., is a highly sophisticated network of various professional advisors needed to perform financial advisory services specifically for the professional athlete. The network consists of several attorneys, accountants, a Financial Planning Consulting Firm, a Registered Investment Advisor, a Broker Dealer support organization for some of the most competent Financial Planners in every state, and a group of investment advisors. Our purpose is to provide Financial Advisory Services to professional athletes and support ser-vices to other contract advisors that do not have the necessary resources to provide sound financial advice. We wish to work right along with your contract negotiations to ensure the best financial package given the athlete's individual situation. We do not wish to get involved in the actual negotiations; however, we do feel that it is important to realize the financial implications of certain strategies in conjunction with given situations. Pro Financial Group, LTD. is an outgrowth of S. J. Caterbone Associates, a Financial Planning Consulting Firm. S. J. Caterbone Associates specializes in managing the financial affairs of up-per income individuals, small businesses and the professional athlete. Because of the demand for an array of diverse and extremely competent advisors in managing the financial affairs of the professional athlete, we feel that our success is due to the large and ever-expanding information network that we have developed. After discussing the needs of several contract advisors across the country, we have learned that we offer a very unique and highly qualified financial support system. Pro Financial Group, LTD. is now in the position to provide the benefits of this support system to other contract advisors. Our services may be retained in any combination necessary to benefit the athlete or to assist the contract advisor in handling the financial affairs in the most competent and efficient manner. We have all heard of the horror stories of the famous stars and athletes; however, there are far more stories of less publicized athletes that we never hear which are the result of improper financial advice. We must remember that as the longevity of a players career shortens; due to competition, injury, attrition, and economic conditions affecting the professional sports industry, it becomes even more important to manage the financial affairs in the most prudent manner available. Tax Planning; Cash Management; Individual Portfolio Management; Due Diligence Services for Tax Shelters and; Insurance Contracts; Third Party Negotiations for Deferred; Compensation Packages Retirement Planning; Business Planning and Negotiations in Mergers and Acquisitions; Real Estate Investment & Feasibility Analysis; Estate Planning; Contract Advisory Services; Third Party Representation for Professional; Business and Labor Contracts

Our Advisors

Michael P. McDonald, ESQ., Legal Counsel for Contractual Negotiations.

Michael D. Smoker, ESQ., CPA, Tax Consultant.

Timothy A. Lanza, ESQ., Legal Counsel for Business and Real Estate matters.

Robert R. Long, Tax Specialist, Responsible for Analysis of Tax Shelters and Real Estate Investments.

Dore Valavanes, ESQ., Representing the Law Firm of Shirk, Reist, Wagenseller, & Shirk, Legal Counsel for Estate Planning.

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Financial Planning Consultants, R.I.A., FSC is the Registered Investment Advisor, and is a firm that provides various financial services for in-dividuals and small businesses.

Financial Services Corporation, of Atlanta, Ga., FSC is a Broker Dealer and support organization for Independent Financial Planning Firms in all 50 states. They have a very large and sophisticated due diligence department for life insurance products, investments and tax shelters. They also provide a network of some of the nations most competent Independent Financial Planning Firms that will be available for your use.

Stanley J. Caterbone, Certified Contract Advisor, NFLPA, Responsible for all coordination of services and President of S. J. Caterbone Associates, an Indepen-dent Financial Planning firm catering to upper income individuals and small businesses.

Carl J. Frederick, M.E.D., Strength Coordinator.

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March 9, 1984 - National Football League Players Association (NFLPA) Contract Advisor CertificationPro Financial Group, Ltd., Brochure, Page 1Pro Financial Group, Ltd., Brochure, Page 2Pro Financial Group, Ltd., Brochure Text