Rodney

Cherizol

903 Watson St;

Pittsburgh, PA 15219

E-mail: SuburbanRenewalCCorp@gmail.com

Mobile: +1 267. 261. 6497

Fax: +1 412. 471. 3557

© MMXIV Suburban Renewal C - Corporation | Paths To Progress

Investment Summary

Suburban Renewal C - Corporation & Paths To Progress, specializes in Residential

and Commercial properties and projects in select markets across the U.S., and

Internationally, completely assessing the properties and projects to generate profit.

Experience

Since 2014 Suburban Renewal C - Corporation & Paths To Progress, have

developed and perfected a system that enables them to consistently find, and

market residential properties for high profits. We

Deal Finding

As a key to its success, Suburban Renewal C - Corporation & Paths To Progress, is

provided with ideal investment opportunities through it’s joint venture relationships

with Miljana Milic, Xu Vuan Dong and well known savvy Real Estate Investors

who also mentor Suburban Renewal C - Corporation & Paths To Progress’ founder

Rodney Cherizol along the way to success. These mentor relationships include,

however, are not limited to the following individuals; Preston Ely, Joseph Bodek,

Josh Altman, Josh Cantwell, Cody Sperber, Salvatore M. Buscemi, Daniel “Dan”

Breslin, Kent Clothier, Phil Pustejovsky, Patrick Riddle, Jerry Norton and Joe

Crump.

We have a teamwork like relationship that allows Suburban Renewal C - Corp &

Paths To Progress to locate distressed properties, wholesale properties, put

properties under contract, find qualified cash buyers, find motivated sellers and

raise significant capital for U.S., and International projects. We are a deal finding,

capital raising company established in 2014 owned by Rodney Cherizol

{Founder}, Miljana Milic {Associate} our Serbian U.K representative and Xu

Vuan Dong {Associate} our Vietnamese representative.

Deal Finding {continued}

Finding the most profitable projects and properties to raise capital for and to fix

and flip, is made possible by Suburban Renewal C - Corporation’s & Paths To

Progress’ unique network of deal finders who make thousands of low priced

“all cash” offers on behalf of Suburban Renewal C - Corporation & Paths To

Progress. Each offer is based on a strict project analyzing formula that ensures a

viable project and purchase price of property plus cost of repairs that equal to 65%

or less of After Repair Value.

Selection Process

Suburban Renewal C - Corporation & Paths To Progress invests considerable time

into fully researching each selected market to provide an accurate estimate of the

project needing funding or resale value of each residential/commercial property

prior to acquisition. Each project or property is then professionally inspected to

provide a comprehensive review of the funding feasibility study or renovation

budget based on the actual costs of the project or repairs of other similar projects or

properties.

As such, our company rejects approximately 8 out of 10 projects and properties

which make it to the final review process. This strict selection process provides

Suburban Renewal C - Corporation & Paths To Progress with the “best of

the best” deals and projects to raise funding for. Providing higher profit margins

and the ability to compensate our investors with a strong return on their investment

capital.

Property Sales Price {Commercial and Residential}

Suburban Renewal C - Corp & Paths To Progress set out to acquire properties that

re-sell from $100,000 to $600,000. Operating in this price range enables us to stay

in desirable neighborhoods with an adequate supply of buyers who are able to

qualify for loans when we resell the properties.

Turnaround Time

Average turnaround time from acquisition to sale per property is 120 - 180 days.

Days on Market

Average time on the market is typically less than 60 days.

Contractors

Suburban Renewal C - Corporation & Paths To Progress plan to subcontract all

labor and material costs of renovation. Contractors will be licensed and insured.

Net Profit

Average net profit per deal is will be 20% to 30% of the after repair sale price

{approximately $40,000 - $100,000 per deal}. Suburban Renewal C - Corporation

& Paths To Progress, shall utilize a specific formula to determine profit, closing

costs, and carrying costs to determine the correct buy price making the total capital

invested 65% of After Repair Value (ARV).

Buy Price Formula:

After Repair Value (ARV)

- profit (20%)

- closing costs (9%)

- carrying costs (6%)

- repairs = buy price

Renovations

Suburban Renewal C - Corporation & Paths To Progress will specialize in high-end

remodeled homes. Providing completely renovated, “like new” construction style

remodeled houses. Each home will feature updated electrical, plumbing, mechanical,

roofing and windows, therefore Suburban Renewal C - Corporation shall market to

the buyer’s looking for a totally modern and updated home. This includes new

kitchens, new baths, granite, ceramic tile, and stainless steel appliances, A/C, etc.

Suburban Renewal C - Corporation will aggressively follow market trends in order

to provide the most modern and desirable home on the market.

Renovation Management

All renovations will be managed daily to ensure quality standards are adhered to and

schedules are consistently met.

Purchasing

Suburban Renewal C - Corporation will also specialize in buying distressed bank

owned properties and short sale properties at large discounts.

Sales

Once renovations on a home are completed, the property will be listed for sale and

marketed on the MLS, Craigslist, Facebook and our own company website. Rodney

Cherizol is an aspiring commercial real estate investor and owner of the commercial

real estate company, Suburban Renewal C - Corporation.

Systems and Procedures

What separates Suburban Renewal C - Corporation & Paths To Progress from other

enterprises, is the utilization of proven systems for flipping and investing in

commercial and residential properties, created by Rodney’s successful real estate

mentor’s. These systems are used by Rodney’s mentor’s to locate properties

through many proprietary deal finding networks, allowing Suburban Renewal C -

Corporation to make offers, acquisitions, manage renovations, sales and marketing

techniques. By utilizing these systems, the company will easily be able to manage

an average of 10-15 projects at a time.

Safe Investment

Suburban Renewal C – Corporation & Paths To Progress will work with numerous

private lenders and will raise millions of short term private money to fund various

real estate transactions. Each investor will hold a 1st lien position in the property in

which they invest, thus securing the investment with collateral.

Suburban Renewal C - Corporation & Paths To Progress shall give investors

weekly progress and financial reports as well as frequently updated pictures.

Company Owner {Associates | Partner’s}

Rodney Cherizol Rodney lives in Pittsburgh, Pennsylvania and is married with three children. He is

an aspiring commercial real estate investor dedicated to providing and

implementing the most efficient and effective financial problem solving

techniques. He has been a part-time commercial and residential real estate investor

since 2014.

Mijana Milic {Associate} Mijana began investing her time and energy in her U.K commercial project “Hotel

Restoran Sun Rise” in 2016. Rodney and Miljana plan to develop and expand

“Hotel Restoran Sun Rise” within the United Kingdom and the United States.

Xu Vuan Dong | Thùy Dương {Associates} Xu Vuan Dong is the founder and owner of the internationally recognized

T★MART Supermarket and Grocery store located in his country of Vietnam.

Rodney, Xu Vuan Dong and his daughter Thùy Dương plan on expanding

T★MART grocery stores within the United States.

Private Investor Complete Program

Step 1: Once we secure a property under contract to purchase and complete our

due diligence process, we present the private lender with the following:

• Breakdown of numbers {purchase price, renovation cost, expected sales price,

expected turn-around time}

• Comparable sold comps to justify expected sales price

• As-is before pictures

• Estimated closing date

Step 2: Once the private lender agrees to go in on the deal or project, the following

paperwork is drafted prior to the closing on the purchase:

• Promissory note

• Mortgage

• Business affidavit

Once reviewed by both parties and found to be satisfactory, we sign and notarize,

and then the originals are sent to the private lender.

Step 3: At time of closing, private lender is given:

• Copy of closing statement

• Wiring instructions

• Pre-paid insurance certificate

Private Investor Complete Program {continued}

The private lender then wires funds directly to the title company on the day of

closing. The title company is given a copy of the executed mortgage and records

the mortgage {1st lien position} with the local county. Once recorded, the county

sends a recorded copy to the private lender.

Step 4: Immediately upon closing of purchase, renovations are started. Once

$10,000 of renovation work is completed and paid for by Suburban Renewal C -

Corporation a draw request is submitted to the private lender.

Draw requests include:

• Breakdown of money spend

• Pictures of completed work

• Amount of draw requested

Private lender overnights draw check or wires funds to Suburban Renewal C -

Corporation.

Step 5: Each month Suburban Renewal C - Corporation mails interest-only

payments to private lender based on pro-rated balance {purchase amount plus

draws}.

Step 6: Once renovations are completed and a buyer is secured, a closing date is

set, private lender provides a payoff letter with principal amount of loan and any

outstanding prorated interest owed.

Private Investor Complete Program {continued}

The title company sends proceeds directly to private investor at time of

closing to complete payment in full of all principal and interest owed to the private

lender.

Commonly Asked Questions and Answers

Q: How much is the mortgage amount?

A: The mortgage is for the total capital amount {purchase plus renovations}. Even

though the renovation amount is given in draws, Suburban Renewal C -

Corporation & Paths To Progress allows the private lender to lien the entire capital

amount up front. However, interest is only paid on the outstanding balance each

month.

Q: How is my money secured?

A: The mortgage is in the full capital amount invested and is recorded with the

county where the property is located. This puts a first lien position on the property,

which must be paid off when the property is sold. This means the private lender

has collateral for the capital loaned which is protected by the additional equity

above the 65% loan to value position.

Commonly Asked Questions and Answers {continued}

Q: How do I make sure I have a strong equity position on my loan?

A: Suburban Renewal C - Corporation & Paths To Progress only buys properties

that are at 65% of after repair value less repairs. In other words, if a property has

an after-repair-value (ARV) of $200,000 and needs $40,000 in work, we will buy it

for $90,000. Once repairs are made, we will be into the property for 65% of ARV.

This allows us to make a high profit on the deal and gives our private lender’s a

strong equity position. Suburban Renewal C - Corporation & Paths To Progress

provides the private lender with a list of recently sold properties (comps) on each

deal that justify the ARV.

Q.: How much time do I have to fund a deal?

A: Typically, when we get a deal under contract to purchase, the closing is

scheduled 2 to 4 weeks later. The private investor must have funds available by

closing.

Q: Do you have any references?

A: We provide references upon request to serious private lenders.

Commercial & Residential Workout Investments

A number of private lenders who begin with fix and flip investment properties that

Suburban Renewal C - Corporation & Paths To Progress generates will be

encouraged by Suburban Renewal C - Corporation & Paths To Progress to

continue on to participate in larger workout transactions that are structured by

Rodney Cherizol, Mijana Milic, Xu Vuan Dong and Thùy Dương.

Workout transactions will involve national and international commercial projects

that expand within the United Kingdom and the United States. These transactions

shall also include land, vacant lots, tax-liens and commercial properties. We shall

be active in purchasing overleveraged properties at large discounts from lenders

with a subsequent reduction and restructuring of debt with the existing owner as

well.

Mijana Milic Rodney Cherizol

Thùy Dương