A R K A N S A S

Bank of Gravett Taps Glenn to Serve as PresidentBRIAN GLENN has been promoted to serve as president of the Gravette-based Bank of Gravett. He will also continue his

role as executive vice president and chief operations officer of Legacy National Bank. The two banks have been owned by the same holding company, Legacy Bancshares Inc., since the firm

acquired Bank of Gravett last July.Glenn began his banking career at

Springdale Bank & Trust (now Arvest Bank) in 1992. He joined Legacy Na-tional Bank as senior vice president and chief lending officer in 2004. He holds a bachelor’s degree in banking and finance from the University of Arkansas.

“Bank of Gravett is now a willing lend-er and we’re looking for opportunities to make quality loans,” Glenn told the Gravette-based Westside Eagle Observ-er. “We want to represent ourselves well every day to our customers here…and bring a faster pace and sense of urgency to our work.

“Our goal is to become Gravette’s leading ag-lending bank,” Glenn adds.

“With our holding company’s ownership ties to the local poultry industries, we’ve built strong relationships with all of the integrators in Northwest Arkansas.”

Founded in 1898, Bank of Gravett has locations in Hiwasse and Centerton, as well as two branches in Gravette, which is named after Ellis Tillman Gravett. The mysterious “e” was added to the commu-nity’s name soon after it was platted, the origin of the discrepancy unknown. •

GLENN

FEBRUARY 11, 2019 | VOLUME 154, NUMBER 6 | BANKERSDIGES T.COM

PUBLISHED E VERY MONDAY E XCEP T THE FIF TH MONDAY OF THE MONTH

M I S S I S S I P P I PriorityOne Bank Promotes Winford to Chief Credit Officer in Rankin CountyROBERT J. BARNES, president and chief executive officer of Magee-based PriorityOne Bank, announced the

promotion of BARRY SCOTT WINFORD to serve as the bank’s chief credit officer. He brings more than 25 years of banking experience.

Winford holds a bachelor of busi-

ness administration degree from Mis-sissippi State University and completed the executive development program at the Wharton School of Business.

Winford is active in his community in multiple leadership roles. He current-ly serves on the board of the central region for the Fellowship of Christian Athletes and is an ordained deacon at First Baptist Church of Jackson.

“[Winford’s] previous banking experience and commitment to the Rankin County community make him a valuable asset to our institution,” Barnes says.

PriorityOne Bank operates 15 bank-ing offices in 12 Mississippi commu-nities: Collins, Seminary, Hattiesburg, Magee, Mendenhall, Richland, Brandon, Ridgeland, Pearl, Pelahatchie, Flowood and Morton. •

WINFORD

T E X A S Mullings Named Market President at Bank of Texas in El PasoJOSEPH “JODY” W. MULLINGS, a veteran West Texas banking executive, has been named market president and a director

at El Paso-based Bank of Texas. He joins DAVID KIRK and RAY OWEN on the bank’s management team. Mullings is responsible for regional community outreach, as well as growth in

commercial bank lending, deposits and treasury management.

Mullings has 34 years of banking experience, most recently as president of Capital Bank/First National Bank El Paso. His prior experience includes 25 years with JPMorgan Chase Bank as senior vice president and division

manager of the commercial banking group. In addition, he holds a municipal finance professional designation and has underwritten more than $1 billion of bond financing in the West Texas region since beginning his career in 1984.

“Our El Paso del Norte region has a vibrant and growing economy, and Bank of Texas is extremely well positioned to help drive the region’s economic growth,” Mullings says.

Mullings attended Baylor University and received a BBA degree in finance from the University of Texas–El Paso. He is a past chairman of the El Paso Chamber of Commerce and Foundation and is a leader in a number of civic and charitable activities.

Bank of Texas has locations in El Paso, Midland and Jayton. •

MULLINGS

2 | Bankers Digest February 11, 2019

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O K L A H O M A The First State Bank Promotes Henry, Webster and Brown to Senior Vice President PositionsIn late January, Oklahoma City-based The First State Bank announced several executive promotions.

JUSTIN HENRY has been promoted to senior vice president in the bank’s

commercial lending department. He is responsible for maintaining and growing a multi-mil-lion dollar commer-cial loan portfolio. Henry has been with the bank since 2012. He holds a bache-lor’s degree in finance from Cameron University.

JENNIFER WEBSTER has been promoted to senior vice president in the loan operations department, which encompasses over-

sight of the mortgage, consumer and

commercial loan departments. She has been with the bank since 2015.

MATT BROWN has been promoted to senior vice president in the bank’s

mortgage depart-ment. He helps his team members meet their goals and works closely with customers to find the right loan to fit their home-buy-ing needs. Brown has been with the

bank since 2012. He graduated magna cum laude with a degree in internation-al business and trade from the Universi-ty of Central Oklahoma.

Founded in 1902, The First State Bank is Oklahoma’s oldest active state-chartered bank specializing in small- and middle-market lending. It has total assets of more than $300 million and operates three banking centers in Oklahoma City, Midwest City and Canute. •

HENRY

WEBSTER

BROWN

T E X A S First National Bank of Gilmer Promotes ThreeFirst National Bank of Gilmer recently promoted three employees, adding assistant vice president to their titles.

JESSICA GARLAND is human resourc-es director and has been with the bank for four years. She has achieved the

Society of Human Resource Manage-ment designation and is working toward her associ-ate degree in business from Kilgore College.

SAMANTHA SIMS, is the deposit ser-

vices manager/ACH coordinator and has been with the bank for nearly 10 years. She is currently working toward a BS degree in accounting from LeTourneau University. Sims is an accredited ACH professional and is active in the Relay

for Life program in East Texas. She is a member of the board of East Texas CASA and serves as board secretary.

KYLE BOWDEN is an IT specialist and has been with the bank for five years. He is a graduate of Texas A&M Universi-ty with a BBA degree in management. Bowden has served as president of the Gilmer Area Cham-ber and is currently on the board of the East Texas Yambo-

ree, which celebrates the sweet potato as a former cash crop in the area. •

GARLAND

SIMS

BOWDEN

Bankers Digest February 11, 2019 | 3

Survey: Financial Services CFOs Cite Need for Improved Reporting and Analytics for Decision Support as Top Priority

DESPITE A YEAR IN WHICH INSTITUTIONS INSURED BY THE FDIC report-ed a nearly 30 percent increase in net income, chief financial officers who say they are “very confident” in their institutions’ abilities to manage the

financial impact of evolving business circumstances dropped to just 22 percent in 2018, down from 35 percent the previous year. That’s one of the key findings in the new Kaufman Hall report 2019 CFO Outlook: Performance Management Trends and Priorities in Financial Institutions.

To inform strategic decisions as business conditions change, 95 percent of those surveyed said their institutions should be doing more to leverage finan-cial and operational data and analytics as part of performance management efforts. This capability is especially critical since CFOs and other senior financial executives are increasingly integral to the development, execution and monitoring of their institutions’ visions and strategies.

“There is no doubt this was a strong year financially for banks and other financial institutions, but CFOs rec-ognize that there are serious threats on the horizon,” says KEN LEVEY, vice president at Kaufman Hall and the report’s author. “A volatile economy, coupled with offerings from new players attempting to siphon off some of the most profitable lines of business, are putting traditional financial services institutions at greater risk. CFOs need the data and tools to anticipate alterna-tive economic environments and have plans in place to address each of them. The report’s findings acknowledge this reality and reinforce how performance management must be enhanced in the years ahead.”

Accessing the information needed to make sound business decisions is no easy task, however. According to the survey, 67 percent of senior finan-cial executives said their top financial reporting challenges are “pulling data from multiple sources into a single report” and “creating more effective dashboards and visuals.” Addition-ally, 56 percent reported challenges gaining “access to clean, consistent and trusted data” and “delivering meaningful ad hoc reporting to end

users,” while 50 percent listed “drilling into reports to understand underlying data” and the “ease of report creation” as critical issues. The use of a modern

platform that automates reporting and the report-distribution process would make it easier for financial executives, board members and non-financial staff to access and interpret the information quickly.

When asked which profitability dimensions are most important to

monitor, 91 percent of respondents listed “relationship”—the full breadth of a customer’s influence at the institu-tion—and 90 percent said “customer.” Yet only 43 percent said their institutions are currently monitoring the relation-ship and 41 percent are monitoring the customer. Since a limited number of re-lationships often generates a dispropor-tionate amount of net income in financial institutions, improvement in this area would likely benefit many institutions. Understanding a customer’s total sphere of influence, as well as his or her current and historical profitability, is critical to supporting profitable growth.

STRATEGIC PRIORITIES. Based on the results of this survey, Kaufman Hall identified 10 strategic priorities for 2019 and beyond: 1. Enhance access to, and use of,

high-quality data and analytics to improve strategic decision making.

Continued on page 10

“CFOs NEED THE DATA AND TOOLS TO ANTICIPATE ALTERNATIVE ECONOMIC

ENVIRONMENTS AND HAVE PLANS IN PLACE TO ADDRESS EACH OF THEM. THE

REPORT’S FINDINGS ACKNOWLEDGE THIS REALITY AND REINFORCE HOW

PERFORMANCE MANAGEMENT MUST BE ENHANCED IN THE YEARS AHEAD.”

4 | Bankers Digest February 11, 2019

M I S S I S S I P P I Great Southern Bank Announces PromotionsMeridian-based Great Southern Bank recently announced the promotions of several associates.

CHRIS H. ODOM has been promoted to president of the bank’s Waynesboro

office. He began his financial career in 2000 and joined Great Southern Bank in 2006. Odom earned a BBA degree from the University of Mississippi. He also graduated from the Mississippi

School of Banking and the Graduate School of Banking at Louisiana State University. Odom serves as director of the Wayne County School Foundation and the South Mississippi Planning and Development District.

JOANN WALKER has been promoted to senior vice president and personnel

officer. She began her financial career with First City National Bank in Arlington, Texas. In 1983, Walker joined Great Southern Bank as the president’s executive secretary before transferring

to the human resources department. In addition to her personnel duties, Walker serves on the information technology steering and personnel committee and is secretary of the Great Southern Bank and Great Southern Capital Corp. board. She is also a member of the East Central Mississippi Human Resource Association.

REBECCA C. CAMPBELL has advanced to senior vice president. She began her

career with Great Southern Bank in 1984 as a secretary. In addition to her lending responsibili-ties, Campbell serves as the compliance coordinator and personnel coordina-

tor in Waynesboro. She is a member of the Wayne County Career & Technical Center advisory committee.

LISA DEARMAN has been promoted to vice president. She began her

financial career in 1982 as a teller with Great Southern Bank in Quitman. During her career, Dearman has served in various roles, including customer service and loan processing. With

more than 36 years of experience, she currently oversees deposit operations, assists with personnel and serves as branch security officer in Quitman. Dearman earned an associate degree in arts from Jones County Junior College. She is a member of the Clarke County Chamber of Commerce.

The bank has promoted MILDRED C. SMITH to vice president. She began her

financial career in 1978 and joined Great Southern Bank in 1999 as a loan secretary before being promoted to branch manager in 2011. Although Smith works primarily in the

lending area as a loan officer, she also assists with the deposit operations of the Waynesboro location. She earned an associate degree in arts from Jones County Junior College and a BS degree in business from William Carey University.

The promotions were announced by JEFF McCOY, president and chief execu-tive officer at Great Southern Bank.

Founded in 1902 as Bank of Quit-man, decedents of an original founder are still major shareholders of Great Southern Bank. It has assets totaling more than $290 million and employs approximately 110 associates who operate 12 retail banking locations in Meridian, Decatur, Quitman, Enterprise, Waynesboro and Hattiesburg. •

ODOM

WALKER

CAMPBELL

DEARMAN

SMITH

T E X A S

First State Bank & Trust Co. Promotes Davis and Welcomes ThomasJIM PAYNE, chairman of the board and CEO of Carthage-based First State Bank and Trust Co., announced a promotion and recent hire in the new year.

MITCH DAVIS has been promoted to assistant vice president. He has been with First State Bank & Trust Co. since 2015,

working in the loan department as a credit analyst and loan officer. Davis is a graduate of Panola College and Stephen F. Austin State Univer-sity, graduating magna cum laude with a BBA degree in

general business. He is an active member of the Carthage Volunteer Fire Depart-ment, Clayton Volunteer Fire Department and Lions Club International.

LISA THOMAS has joined First State Bank & Trust Co. as convenience bank manager. She brings 36 years of banking

experience focused on personalized customer service, having handled a variety of banking responsibilities—from teller to manager. Thomas enjoys volunteering in her community and

has served as trustee for Elysian Fields Independent School District, as well as president of the Harrison County United Way. She also serves as treasurer for Elysian Fields Volunteer Fire Department.

First State Bank & Trust Co. was founded in 1902 as Merchants and Farmers National Bank. •

DAVIS

THOMAS

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T E X A S

Dockery Promoted to AVP at National Bank & TrustLa Grange-based National Bank & Trust recently promoted TYLER DOCKERY to assistant vice president and security

officer. He will assist with all information technology issues at the bank. Dockery is also responsible for managing the bank’s current remodeling of the lobby.

Dockery joined National Bank &

Trust in 2018, having worked previously at Wells Fargo Bank in College Station. He is a 2016 graduate of Texas A&M University with a BA degree in business administration and management and was recently accepted to the Sam Hous-ton State University executive MBA pro-gram. Dockery is active in the La Grange Optimist Club, coaching basketball and soccer for boys and girls.

National Bank & Trust was estab-lished in 1888, starting with a capital investment of just $50,000. Fifty years after incorporation, deposits were $833,882 and have now surpassed the $220-million mark. •

A R K A N S A S

Stone Bank Names Crancer Retail Banking ManagerMountain View-based Stone Bank has named HAYDEN CRANCER retail banking manager for its Little Rock office. He

was formerly with Arkansas Federal Credit Union and Simmons Bank. He is a graduate of Arkansas State University with a BS degree in agricultur-al business and management.

Stone Bank has offices in Little Rock, Mountain View, Harrison, White Hall and Cave City. •

DOCKERY

CRANCER

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6 | Bankers Digest February 11, 2019

L O U I S I A N A Authement Retires from Merchants & Farmers Bank after a Decade of ServiceKEN HUGHES, president and CEO at Leesville-based Merchants & Farmers Bank, recently announced that JANELLE

AUTHEMENT is retiring after 10 years of service. A retirement recep-tion was held on January 30 at the bank.

Authement’s career at Merchants & Farmers began in

2008 as a teller. She was then promot-ed to assistant cashier/new accounts representative and was responsible for providing customer service for the retail banking business of prospective and existing customers, opening new

accounts, maintaining accounts, im-plementing personal banking concepts through the sale of other retail banking services, making draws on lines of cred-it and serving as a back-up for the teller line and vault teller.

“I have enjoyed working with every-one at Merchants & Farmers who have become my work family,” Authement says. “During my time here, I have met some awesome customers whom I spoiled. I will dearly miss my coworkers and customers.” Her retirement plans include traveling and spending time with her children and grandkids.

Founded in 1928, Merchants & Farmers Bank is an independent com-munity bank with seven full-service locations in six cities. •

AUTHEMENT

T E X A S Independent Bankers Association of Texas Announces New Head of Education and EventsThe Independent Bankers Association of Texas (IBAT), based in Austin, recently announced the addition of ESMERALDA

GONZALEZ, CAE, as associate director of education and events. She brings 12 years of experi-ence planning and managing an extensive number of annual education events, both live and

online, as well as working in the areas of training, curriculum design, staff development and strategic planning.

In her new role, Gonzalez will be responsible for development and man-agement of many IBAT banker education programs and live events. This will include budget creation, request for proposal development and selection, contract negotiation, execution of de-tails and serving as the point of contact with venue staff, among other duties. She will also oversee relationships with IBAT’s various third-party education partners.

Gonzalez most recently held the po-sition of education manager for the Texas Association of School Business Officials, where she planned more than 200 days of education per year, including an annu-al conference with 4,000 attendees.

Originally from Pecos, Gonzalez is a graduate of Angelo State University with a finance degree. She earned the certified association executive desig-nation from the American Society of Association Executives and is active in the Austin association community.

“Esmeralda’s comprehensive expe-rience in education and event planning paired with her association manage-ment skills make her the ideal profes-sional to lead IBAT’s events and edu-cation offerings, which are constantly evolving based on changes in the indus-try,” says CHRISTOPHER WILLISTON VI, IBAT president and CEO.

Formed in 1974, the Independent Bankers Association of Texas is the larg-est state community banking organiza-tion in the nation with membership of more than 2,000 banks and branches in 700 Texas communities. •

GONZALEZ

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A R K A N S A S Home BancShares Tops Forbes’ Best Large Banks in America Two Years in a RowConway-based HOME BANCSHARES INC., the parent company of CENTEN-NIAL BANK, has been ranked No. 1 on Forbes’ “America’s Best Banks” list for the second consecutive year. The company received the top ranking for the first time in 2018, which was an improvement from No. 8 in 2017 and No. 15 in 2016. The 2019 list marks the 10th year Forbes has ranked America’s largest banks, using financial data from S&P Global Market Intelligence.

Forbes magazine’s 100 largest U.S. banks range in size from $9.8 billion to $2.6 trillion in assets and were ranked based on 10 equally weighted metrics related to growth, profitability, capital adequacy and asset quality using data based on regulatory filings for the period ending September 30, 2018. These met-rics included return on average tangible common equity, return on average as-sets, net interest margin, efficiency ratio and net charge-offs as a percent of total

loans. Forbes also factored in non-per-forming assets as a percent of assets, common equity tier 1 ratio, risk-based capital ratio and reserves as a percent of non-performing assets.

Home BancShares scored in the top 15 in six of the 10 metrics, including third overall for its efficiency ratio of 37 per-cent; the median is 59 percent for the top 100.

“Receiving such accolades from Forbes based on our performance metrics—es-pecially during the past two years as the financial sector has underperformed in the stock market—confirms the strength and stability of our bank,” says JOHN ALLISON, Home Bancshares chairman.

“This achievement is a direct reflection of the commitment of our bankers, the loyalty of our

customers and the fantastic communi-ties we serve.”

To see Forbes full rankings, visit bit.ly/bestbanks2019. •

SOUTHWEST BANKS ON FORBES ’ 2019 LIST 1 HOME BANCSHARES, Conway, Arkansas 7 WESTERN ALLIANCE BANCORP, Phoenix, Arizona 9 PROSPERITY BANCSHARES, Houston, Texas 12 CULLEN/FROST BANKERS, San Antonio, Texas 13 INDEPENDENT BANK GROUP, McKinney, Texas 15 BANK OZK, Little Rock, Arkansas 22 INTERNATIONAL BANCSHARES, Laredo, Texas 23 COMERICA, Dallas, Texas 28 BANCORPSOUTH, Tupelo, Mississippi 32 RENASANT BANK, Tupelo, Mississippi 48 CADENCE BANCORP, Houston, Texas 49 SIMMONS FIRST NATIONAL, Pine Bluff, Arkansas 53 HILLTOP HOLDINGS, Dallas, Texas 55 TEXAS CAPITAL BANCSHARES, Dallas, Texas 70 BOK FINANCIAL, Tulsa, Oklahoma 83 IBERIABANK, Lafayette, Louisiana 86 TRUSTMARK BANK, Jackson, Mississippi 95 HANCOCK WHITNEY, Gulfport, Mississippi

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8 | Bankers Digest February 11, 2019

L O U I S I A N A

River Road Financial Corp. and Mississippi River Bank Announce Acquisition and Expansion in New OrleansOn January 7, New Orleans-based RIVER ROAD FINANCIAL CORP. announced the signing of a definitive agreement to acquire Belle Chasse-based MISSISSIP-PI RIVER BANK, a Louisiana state bank. Upon completion of the proposed trans-action, Mississippi River Bank will contin-ue to operate from its existing banking offices in Belle Chasse and Port Sulphur, but will also seek to expand its market presence in the greater New Orleans metropolitan area, commencing with the establishment of a new branch office on Veterans Memorial Blvd. in Metairie.

In conjunction with the transaction, River Road Financial will seek to raise a minimum of $50 million through the sale of newly issued shares of its common stock to certain accredited and institu-tional investors. The proceeds will be used to fund the cash merger consider-ation to be paid to the shareholders of Mississippi River Bank, as well as provide additional working capital to the bank to support its anticipated growth and expansion in the Greater New Orleans metropolitan statistical area.

The management team of Missis-sippi River Bank will be led by 42-year banking veteran ALTON McREE, who will serve as the chief executive officer of the bank holding company and the bank. MIKE BUSH, a 48-year banking veteran who has served as president and chief executive officer of Mississippi River Bank for the past 35 years, will contin-ue to serve as president. LISA WORKS, who currently serves as chief financial officer of the bank, will continue in that capacity. Upon completion of the proposed transaction, the board of Mis-sissippi River Bank will be reconstituted to include a number of experienced business leaders in the Greater New Orleans market.

Founded in 1980, Mississippi River Bank serves customers in the Plaque-mines, Orleans and Jefferson parishes. •

N A T I O N A L Southwestern Graduate School of Banking to Host Spring Workshops for Bank DirectorsThe SOUTHWESTERN GRADUATE SCHOOL OF BANKING (SWGSB) at Southern Methodist University will present WORK-SHOPS FOR BANK DIRECTORS, March 22–24 at the Hyatt Regency in Savannah, Georgia. The workshops complement SWGSB’s Assemblies for Bank Directors and the certified community bank direc-tor certification.

Some of the topics that will be addressed in March include defining the distinguishing characteristics of a successful board and its mission-crit-ical responsibilities; ensuring that a fi-nancial institution is truly customer-ori-ented; and planning today for the bank of tomorrow. The program will also address the technology that is reshap-ing the financial services marketplace, as well as performance trends.

“This is a critical time for financial institutions and the boards that oversee

them,” says S. SCOTT MacDONALD, PH.D., president and CEO of the Southwestern Graduate School of Banking Foundation and director of the Assemblies for Bank Directors. “Only by pausing to take the time to evaluate the challenges and the strategies to meet them can we truly build a firm foundation for future growth.”

The workshop will be held at the recently renovated Hyatt Regency, a waterfront hotel with direct access to River St. and Savannah’s historic district. The workshop group rate at the Hyatt is $221, double or single occupancy, a significant savings over its spring rack rates. A dedicated website is available to book hotel rooms online at book.passkey.com/e/49618352.

For more information about SWGSB’s Workshops for Bank Directors, call 214/768-2991, email info@swgsb.org, or visit swgsb.org/directors.

W O R K S H O P P R O G R A M H I G H L I G H T S

Creating Value: With or Without SaleJEFFREY C. GERRISH Chairman, Gerrish Smith Tuck Consultants LLC and Gerrish Smith Tuck PC

Gerrish’s firms have as-sisted more than 2,000 community banks in all 50 states. His consult-ing and legal practice emphasizes strategic planning for boards and officers, community bank mergers and acquisitions, bank holding company formation and use, ac-quisition and ownership planning for boards, and regulatory matters.

Cybersecurity: Can It Be Obtained?TIM LEONARD Chief Information Officer, Commercial Bank of Texas

Leonard has more than 15 years of banking

experience in information technology, bookkeeping, proof and transit, and operations. He speaks on IT infrastructure, man-agement and information security at state and national conventions.

Performance Trends in Today’s Market: Are We Measuring Up?S. SCOTT MacDONALD, Ph.D. President and CEO, Southwestern Graduate School of Banking Foundation

MacDonald is a widely respected authority on banking and the economy, and serves as a con-sultant for a number of community banks nation-wide. He is also one of the nation’s top strategic planners, working with boards to develop their strategic plans.

Strategic Credit Risk Management and How to Avoid or at Least Minimize Problem LoansMERRILL J. REYNOLDS JR. Partner and Co-founder, Reynolds Williams Group (RWG–Bankers Edge)

Reynolds began his career as a bank examiner with the Federal Reserve Bank of Dallas. A 40-year banking veteran, he has worked for both community banks and multi-bank holding companies in various lending and managerial capacities. He founded Reynolds Williams Group, a bank consulting firm, in 1999.

Q&A Panel Discussion

Learn more from Gerrish, Leonard, MacDonald and Reynolds •

Bankers Digest February 11, 2019 | 9

A R K A N S A S

Chambers Bank Breaks Ground on New Branch in Van BurenOn February 5, Danville-based CHAM-BERS BANK broke ground on a new full-service branch in Van Buren. Located at the corner of Highway 59 N. and Northridge Dr., the new branch will house traditional banking amenities like an ATM, teller services and drive-through banking, but will also feature updated technology and design to pro-vide a concierge banking experience.

“Van Buren is a vibrant, thriving community and we’re excited to expand our footprint in Crawford County,” says GREG ROTTER, president of the Western division. Chambers Bank opened a loan processing office in Van Buren in 2017.

The bank’s planned 4,500-square-foot facility was designed by DBSI. Salter Construction of Conway will be the general contractor.

Founded in 1930, Chambers Bank operates 18 branches throughout Arkansas. The new branch in Van Buren will be its 19th and the bank’s first branch in Crawford County. •

A R K A N S A S

Generations Bank Moving Headquarters to RogersGENERATIONS BANK, currently based in Hampton, is relocating its headquarters from Calhoun County to Northwest Ar-kansas, according to Arkansas Business. The bank plans to transform its Rogers branch into its flagship office. Originally chartered in 1907 as Calhoun County Bank, the financial institution changed its name to FIRST BANK more than eight years ago, then to Generations Bank in 2016.

According to Arkansas Business, the staff has doubled from 55 to 116 in the past decade as the bank has expanded its South Arkansas footprint into Benton, Washington and Crawford counties in the northwest part of the state. Gener-ations Bank currently has nine branches in six Arkansas counties. •

T E X A S Citizens State Bank Marks 100-Year AnniversaryOn January 24, Corrigan-based CITI-ZENS STATE BANK celebrated 100 years of service to Polk County and surround-ing areas. The bank was chartered in 1919. It became a subsidiary of Citizens State Financial Corp., a locally owned bank holding company, in 1981. Cus-tomers, community leaders, banking association representatives, friends and family gathered to celebrate the milestone, which included individual desserts marked with the distinctive Citizens State Bank logo.

“Through these 100 years…we re-tained roots in the community and have remained community-minded,” ANTHO-NY PAGE, CEO and vice chairman, told

the Lufkin Daily News. “I think we still have the neighborly community bank feeling that we had so many years ago.”

Page, who has been with the bank for 43 years, acknowledged that change has been a constant. “When I first came to Corrigan, we had what we called

‘Green Check Day,’” he told the Daily News. “That was when the government printed checks at the first of the month. We had folks lined up at the teller cages. It was a social event.”

But even with all the changes, some key elements remain. “We’re local-ly owned and run, and we know our customers,” Page says. “They’re not numbers.” •

Top: Corrigan community members gather to celebrate Citizens State Bank’s centenary. Above left: reception goodies decorated with the bank’s logo. Above right: Curt Nelson, director of membership for the Independent Bankers Association of Texas, presents Citizens State Bank CEO Anthony Page with a resolution commemorating the company’s achievement.

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10 | Bankers Digest February 11, 2019

2019 CFO Priorities continued from page 3

2. Create better visualizations to communicate financial information.

3. Better understand and measure profitability and its drivers, particularly relationship profitability.

4. Consider profitability-based incentive compensation programs.

5. Shorten budgeting cycles to enable more value-added analysis.

6. Increase use of scenario analyses and rolling forecasting.

7. Improve the monitoring of capital project plans and budgets.

8. Advance reporting and analysis to support decision-making.

9. Ensure skilled personnel and redesign outdated planning processes.

10. Acquire funding to replace or augment inadequate financial performance management tools.

K aufman Hall’s third-annual report summarizes the results of an online survey completed

in October and November 2018 by CFOs, vice presidents of finance and treasury, directors of finance and other senior finance professionals at the nation’s banks, credit unions and farm credit services. To download a copy of the 2019 CFO Outlook: Performance Management Trends and Priorities in Financial Institutions, visit bit.ly/ CFOOutlook. •

Chicago-based Kaufman Hall is a performance solutions company that helps the management teams of organizations in dynamic, disrupted and transforming industries improve financial performance, make strategic decisions and plan their futures. Solutions are driven by rigorous analytics.

S E R V I C E S

INTERNAL AUDIT OUTSOURCING: Time to improve or develop your internal audit function? Our firm can help! We provide administrative guidance or training to your personnel or will handle all your internal audit needs. Oversight, operational, IT, regulatory compliance, FDICIA and SOX—we can assist your company in all facets of internal auditing. Call Bryan Kendrick to discuss at 210/413-4134, or visit our website at www.kendrickservices.com.

P O S I T I O N S A V A I L A B L E

REAL ESTATE AND COMMERCIAL LOAN OFFICER IN WICHITA FALLS, TEXAS. Well-established lender in the Wichita Falls, Texas, area is seeking a loan officer with a minimum of three years in real estate and commercial loans. Competitive salary and excellent benefit package for the right candidate. Submit résumé to advertising@bankersdigest.com with FEB-2 in the subject line.

COMMUNITY BANK PRESIDENT/CLO: Rare opportunity. Prefer strong producer with progressive responsibilities, credit acumen, career stability and community banking experience. Mark Mitchell, Lone Star Search, 972/335-9009.

VICE PRESIDENT OF LARGE LOANS IN VICE PRESIDENT/LOAN OFFICER: First National Bank of Eldorado in Eldorado, Texas, is looking for a loan officer. Loan experience preferred. Loan portfolio will consist of ag, commercial, consum-er, real estate and oilfield. Looking for strong leadership skills with the ability and desire to grow the loan portfolio. Excellent benefits, and salary commen-surate with experience. Submit résumés to mvaughan@fnbeldorado.com.

LOOKING FOR NO. 2 PERSON WHO CAN EVENTUALLY BECOME PRESIDENT/CEO. I am looking for a No. 2 person who can eventually become president and chief executive officer of a $500-million community bank located in Texas with multiple locations. I am currently president/CEO looking for a person to back up and support my position.

L O U I S I A N A

Name Changes

The Office of the Comptroller of the Currency (OCC) reports that Bank of Ruston, based in Ruston, has changed its name to Century Next Bank.

M I S S I S S I P P I

Mergers and Acquisitions

The OCC reports that it has approved an application by THE FIRST–A NATIONAL BANKING ASSOCIATION, based in Hattiesburg, Mississippi, to merge FLORIDA PARISHES BANK, based in Hammond, Louisiana, with and into The First–A National Banking Association.

O K L A H O M A

Branches

The OCC reports that it has approved an application by FIRST NATIONAL BANK AND TRUST CO. OF ARDMORE, based in Ardmore, to establish a branch at 401 S. 1st St. in Madill.

T E X A S

Mergers and Acquisitions

The OCC reports that KEYSTONE BANK NATIONAL ASSOCIATION, based in Austin, has applied to purchase a branch of VERITEX COMMUNITY BANK, based in Dallas. The branch is located at 1717 W. 6th St. in Austin.

Branches

The OCC reports that it has approved an application by TEXSTAR NATIONAL BANK, based in Universal City, to relocate a branch from 555 IH 35 S., Ste. 100, in New Braunfels to 954 Loop 337 in New Braunfels.

The OCC reports that it has approved an application by WELLS FARGO BANK NATIONAL ASSOCIATION, based in Sioux Falls, South Dakota, to establish a branch at 520 S. Center St. in Arlington.

The OCC reports that Community National Bank & Trust of Texas, based in Corsicana, has applied to establish a branch at 1905 U.S. Hwy. 77 in Waxahachie.

Bankers Digest February 11, 2019 | 11

I anticipate working for a few more years, but looking down the road I need someone in training now for succession planning. The bank is profitable, in good condition, has low-employee turnover, good culture and a stable board of directors and shareholders. Résumés will be held confidential. I would advise any candidate to be patient in the interview process as I/we are looking for an all-around good fit with our culture. Bank needs to grow, expand market share and become more efficient. EOE. Submit résumé to advertising@bankersdigest.com with JAN-2 in the subject line.

LOCATION PRESIDENT/LENDER: Ready to run your own location? Independent community bank is looking for energetic individual to manage and grow a $100MM+ branch located in the South Central Texas area. Degree required, along with minimum 10 years experience in all areas of banking, with emphasis in commercial and real estate lending. Formal credit training a plus. Prefer individual currently working in the area. Excellent benefit package. Please reply in confidence by sending résumé and salary requirements to advertising@bankersdigest.com and include JAN-1 in the subject line. Equal Opportunity/Affirmative Action Employer.

SENIOR OPERATIONS OFFICER AT CITIZENS NATIONAL BANK. Citizens National Bank in Brownwood, Texas, a $200-million bank in Central Texas, is seeking a senior operations officer. The ideal candidate will have at least 10 years experience and a desire to be a part of good, stable home-owned community bank. Please submit résumés to JGuest@cnb-brownwood.com.

GROWING, TOP-PERFORMING METROPLEX BANK LOOKING FOR ELITE BANKERS who want to be more than just a hired hand. Bring your book of business and/or team, have a seat at the management table and share in the value creation your efforts produce. Contact David Baty at banker@texasrepublicbank.com.

CHIEF LENDING OFFICER/COMMERCIAL LENDER FOR LITTLE ROCK, ARKANSAS, AREA. Growing community bank needs

seasoned CRE lender. Stock and ownership options. Please call or send résumé to Kevin@Babich.com, 214/515-7606.

CENTURY BANK IS LOOKING FOR AN EXPERIENCED SENIOR COMMERCIAL LENDER IN THE DALLAS MARKET. The best candidate would have 10 years commercial lending, commercial real estate and real estate development loan experience. The ideal candidate would have strong analytical skills in relation to loan underwriting and financial analysis; highly organized with attention to detail. Prefer individual currently working in the area. Excellent benefit package. For more information and to apply, send résumé to Eileen.tyrrell@centurybnk.com. Equal Opportunity/Affirmative Action Employer.

SENIOR COMMERCIAL LENDERS: Dallas, Houston and Austin: Texas bank looking for senior commercial lenders in Dallas, Houston and Austin with five to 10 years’ experience originating C&I, CRE, SBA

and deposit relationships. Could move into a leadership role. Prefer credit trained, currently producing in the their market. Base salary $125–200k+, progressive incentive plan. Send résumé to apotenti@babich.com or call Anthony Potenti at 214/515-7609.

VICE PRESIDENT COMMERCIAL LENDER, FIRST FINANCIAL BANK NA, STEPHENVILLE, TEXAS: Bachelor’s degree. Accounting/finance preferred and six years of previous banking experience. Professional demeanor, oral communication and interpersonal skills are essential. Must actively participate in sales/service culture and support core values of the organization. Apply at ffin.com/careers.

BANK SEARCH AND PLACEMENT: We specialize in officer-level searches requiring high degrees of confidentiality and personal, in-market interaction. Simply better service. Mark Mitchell, Lone Star Search, 972/335-9009, mark@lonestarsearch.net.

C L A S S I F I E D A D V E R T I S I N G I N F O R M A T I O N

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N A T I O N A L Dashner Tapped as Vice President of Political Operations at ICBAThe Independent Community Bankers of America (ICBA) has promoted MARTINA DASHNER to vice president of political operations. Since joining ICBA in 2015 as director of political events, she has tak-en on a growing list of responsibilities—from the annual ICBPAC Silent Auction to in-depth political analysis of congres-sional races. In her new role, she will oversee the day-to-day responsibilities

and operations of ICBPAC, the associa-tion’s political action committee.

Dashner holds a BA degree in political science from Michi-gan State University and is a certified meeting professional.

“We are delighted to recognize Martina for her efforts to help grow ICBPAC into one of the premier political action committees in the nation,” says REBECA ROMERO RAINEY, ICBA president and CEO. “Martina is a highly respected member of the congressional relations team, whose efforts have helped ele-vate key community banking issues with policymakers.” •

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DASHNER