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      EFENSIVE

    ME ICINE

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    PHYSICIAN’S REACTION TOMALPRACTICE:

    Partial or

    complete

    abandonment ofmedical practice

    Practice of

    DEFENSIVE

    MEDICINE

    ProfessionalLiabilityProphylaxis

    MedicalMalpracticeLiabilityInsurance

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    PARTIAL or COMPLETE ABANDONMENT ofPARTIAL or COMPLETE ABANDONMENT of

    MEDICAL PRACTICEMEDICAL PRACTICE

    After arduous years ofAfter arduous years ofmedia! eduatio"# $ismedia! eduatio"# $is

    %$a"tom fear of a suit%$a"tom fear of a suitor t$e distressi"&or t$e distressi"&e'%erie"e of (ei"&e'%erie"e of (ei"&i")o!)ed i" ai")o!)ed i" a

    ma!%ratie !iti&atio"ma!%ratie !iti&atio"may ma*e a %$ysiia"may ma*e a %$ysiia"forsa*e t$e )oatio" offorsa*e t$e )oatio" ofsa)i"& !i)es+sa)i"& !i)es+

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    PRACTICE O,PRACTICE O,

    DE,ENSI-E MEDICINEDE,ENSI-E MEDICINE

      INDS!negativenegative

    positivepositive

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    NE.ATI-ENE.ATI-E

    DE,ENSI-E MEDICINEDE,ENSI-E MEDICINE

     T$e %$ysiia" a)oids%erformi"& $a/ardous

    %roedures su$ as:(rai" sur&ery# o%e"0$eart#

    s%i"a! sur&ery#radiatio" t$era%y#

    a"er sur&ery# et1

    "#est Interest $ule%

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    POSITI-EPOSITI-E

    DE,ENSI-E MEDICINEDE,ENSI-E MEDICINE

    P$ysiia" %erformsP$ysiia" %erforms

    additio"a! m&mt1additio"a! m&mt1

    %roedures to%roedures to

    a)oid !ia(i!ity2a)oid !ia(i!ity2

    Hos%ita!i/atio" of aHos%ita!i/atio" of a

    %atie"t for a%atie"t for a

    %roedure 3$i$ is%roedure 3$i$ is

    usua!!y do"e i" t$eusua!!y do"e i" t$e!i"is!i"is

    Co"su!tatio"s toCo"su!tatio"s to

    o"4rm dia&"ostio"4rm dia&"ostior t$era%eutior t$era%euti

    %ro%osa!%ro%osa! Additio"a! D' testsAdditio"a! D' tests

    &VE$'$E('MEN'&VE$'$E('MEN'

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    &VE$'$E('MEN'!

     

    A%%!iatio" of amedia! ma"a&eme"t

    more t$a" t$at 3$i$is t$e dema"d of t$eoasio"# t$ea%%!iatio" of a

    dia&"osti ortreatme"t %roedure3it$out o"ei)a(!ei"diatio"1

    C&N'IN)I'* &F C($E(F'E$!

    0 t$e si&"s a"d

    sym%toms $a)edisa%%eared#

    0 3$e" ma'imum re%aira"d re$a(i!itatio"$a)e (ee" a$ie)ed#

    or0 3$e" t$e (est %ossi(!e

    ure $as (ee"attai"ed1

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    5INDS O, O-ERTREATMENT5INDS O, O-ERTREATMENT

    ▪QUALITATIVE QUALITATIVE 

    ▪QUANTITATIVE QUANTITATIVE 

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    6ua!itati)e O)ertreatme"t

     T$e a%%!iatio" of t$era%euti%roedure or su%%orti)e de)iesordi"ari!y %resri(ed o"!y to mu$

    more serious o"ditio"s or for i"7uryor disease di8ere"t from t$e o"e3$i$ su$ treatme"t is direted1

    E':%erformi"& CS to a "orma! %re&"a"ya%%!iatio" of ast 3it$ "o 7usti4atio"o"4"eme"t for a mi"or ai!me"t

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    6ua"titati)e O)ertreatme"t

    )n+usti,ed procedures

    E':e'essi)e !a(oratory tests

    more '0raysfre9ue"t )isits!o"&er treatme"ti"disrimi"ate %resri%tio"s

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    E,,ECTS of O-ERTREATMENT:E,,ECTS of O-ERTREATMENT:

    unnecessaryunnecessary

    ,nancial losses,nancial losses

    to patient  to patient

    unnecessaryunnecessary

    ,nancial losses,nancial losses

    to patient  to patient

    ris-s of physicalris-s of physical

    and emotionaland emotional

    harm to patientharm to patient

    ris-s of physicalris-s of physical

    and emotionaland emotional

    harm to patientharm to patient

    there may bethere may be

    symptoms actuallysymptoms actuallyresultin. fromresultin. from

    o/ertreatmento/ertreatment

    itself itself 

    there may bethere may be

    symptoms actuallysymptoms actually

    resultin. fromresultin. from

    o/ertreatmento/ertreatment

    itself itself 

    possible in+urypossible in+ury

    to patient thatto patient thatmay ser/e asmay ser/e as

    catalyst to acatalyst to a

    malpractice suitmalpractice suit

    possible in+urypossible in+ury

    to patient thatto patient thatmay ser/e asmay ser/e as

    catalyst to acatalyst to a

    malpractice suitmalpractice suit

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     LIABILITY PROPHYLAIS:LIABILITY PROPHYLAIS:

    • More ari"& a"dmore *"o3!ed&e of!e&a! duties

    • A)oida"e ofdestruti)eritiisms of t$e3or*s of ot$er

    %$ysiia"s• 5ee%i"& a" ;idea!<

    media! reord

    A)oida"e ofA)oida"e of

    admitti"& t$i"&sadmitti"& t$i"&s

    t$at mi&$t (et$at mi&$t (eo"strued aso"strued as

    admissio" of fau!tadmissio" of fau!t

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    Ad)ie %atie"t ofAd)ie %atie"t of

    a"y i"te"deda"y i"te"ded

    a(se"e a"da(se"e a"dreomme"d a"reomme"d a"

    a)ai!a(!e a"da)ai!a(!e a"d

    9ua!i4ed su(stitute9ua!i4ed su(stitute

    More tat a"dMore tat a"da)oida"e ofa)oida"e of

    o)ero%timistio)ero%timisti

    %ro&"ostiatio"%ro&"ostiatio"

    A!3ays seure a"A!3ays seure a" ;i"formed o"se"t

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    Secure le.alSecure le.al

    ad/ice 0henad/ice 0henso re1uiredso re1uired

    No e'%erime"tatio"No e'%erime"tatio"

    3it$out e'%!iit3it$out e'%!iit

    o"se"to"se"t No a(a"do"me"t ofNo a(a"do"me"t of

    %atie"t%atie"t A!3ays &i)e &e"era!A!3ays &i)e &e"era!

    i"strutio"si"strutio"s

    ="dersta"di"& i" t$e="dersta"di"& i" t$ematter of feesmatter of fees

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    MEDICAL MALPRACTICELIABILITY INS=RANCE

    LI(#ILI'*C&N'$(C'INS)$(NCE

    Indemnity orFull Coverage

    Insurer can only beliable for the fullamount of coveragein the policy