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presents. XPRIMM Insurance Report AGREGATED REGIONAL RESULTS COU NTRY RESULTS TRENDS COMPANIES RANKINGS MAJOR GROUPS. CEE & Turkey 18 countries Albania Bosnia Bulgaria Croatia Czech Rep. Estonia Hungary Kosovo Territory Latvia Lithuania Macedonia (FYROM) Montenegro - PowerPoint PPT Presentation
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presentsXPRIMM Insurance
Report AGREGATED REGIONAL RESULTS COUNTRY RESULTS TRENDS COMPANIES RANKINGS MAJOR GROUPS
CEE & Turkey18 countriesAlbaniaBosniaBulgariaCroatiaCzech Rep.EstoniaHungaryKosovo TerritoryLatviaLithuaniaMacedonia (FYROM)MontenegroPolandRomaniaSerbiaSlovakiaSloveniaTurkey
Russia & CIS11 countriesArmeniaAzerbaijanBelarusKazakhstanKyrgyzstanRep. MoldovaRussiaTajikistanTurkmenistanUkraineUzbekistan
Xprimm.com – your gateway to the East
Regional News
Regional Statistics
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Country Statistics
Xprimm.com – your gateway to the East
December 31st, 2010
Gross Written PremiumEUR 33.1 billion
2010/2009 7.40%2009/2008 -7.63%
2008/2007 9.31%
Paid ClaimsEUR 19.13 billion
-2.97%
Poland40.97%
Czech Republic18.80%
Hungary9.14%
Romania6%
Slovenia6.33%
Slovakia**6.24%
Croatia3.78%
Bulgaria2.22%
Serbia1.62%
Lithuania1.36%
Latvia0.8%
Estonia1.3%
other1.17%
The CEE markets – 2010 results
2008 – Hungary & Estonia – first markets hit by the crisis– massive drop on the life lines (mainly single premium
and Unit-Linked)
The CEE markets – the 3 years crisis history
1H2009– the downward trend covered the entire region– life and motor lines = main factors of the fall- the very small markets – still in possitive territory
The CEE markets – the 3 years crisis history
2009 – 1H2010– first signs of negative trend slowing down; first markets entering on the upward trail-againg, life segment is the driver factor
The CEE markets – the 3 years crisis history
2010- The “motor” dependent markets - delayed recovery - Austerity measures are drying out the small markets’ growth potential
The CEE markets – the 3 years crisis history
CountryOverall GWP Change
10/09Regional market share
2010 2009 2010 2009EUR m. EUR m. % % %
Albania 58.74 56.58 3.82 0.18 0.18 Bosnia and Herzegovina 178.53 173.15 3.11 0.54 0.56 Bulgaria 730.60 859.74 NA 2.21 2.79 Croatia 1,251.76 1,288.05 -2.82 3.78 4.18 Czech Republic 6,224.27 5,447.22 14.27 18.80 17.68 Estonia 425.54 366.81 16.01 1.29 1.19 Hungary 3,024.35 3,050.53 -0.86 9.14 9.90 Kosovo 71.20 67.80 5.01 0.22 0.22 Latvia 270.71 317.73 -14.80 0.82 1.03 Lithuania 449.46 446.60 0.64 1.36 1.45 Macedonia 105.37 101.06 4.27 0.32 0.33 Montenegro 61.92 64.22 -3.58 0.19 0.21 Poland 13,559.33 11,865.08 14.28 40.97 38.50 Romania 1,988.89 2,093.25 -4.99 6.01 6.79 Serbia 537.36 559.98 -4.04 1.62 1.82 Slovakia 2,066.67 1,985.38 4.09 6.24 6.44 Slovenia 2,094.34 2,074.32 0.97 6.33 6.73 CEE REGION 33,099.07 30,817.52 7.40 100.00 100.00 Note: For Bulgaria, all presented data are for January-November 2010
CEE 2010 – GWP evolution
CountryGWP Change
10/09Overall paid claims Claims Change
10/092010 2009% EUR m. EUR m. %
Albania 3.82 16.42 12.53 31.05Bosnia and Herzegovina 3.11 NA NA NABulgaria NA 363.81 394.40 NACroatia -2.82 594.72 653.42 -8.98Czech Republic 14.27 3,299.78 2,861.18 15.33Estonia 16.01 234.49 205.34 14.19Hungary -0.86 2,164.31 1,928.18 12.25Kosovo 5.01 26.60 18.80 41.49Latvia -14.80 157.97 218.94 -27.85Lithuania 0.64 270.91 306.99 -11.75Macedonia 4.27 48.59 48.42 0.34Montenegro -3.58 NA NA NAPoland 14.28 9,204.68 9,283.46 -0.85Romania -4.99 1,292.02 1,282.78 0.72Serbia -4.04 220.38 234.68 -6.09Slovakia 4.09 NA 1,034.12 NASlovenia 0.97 1,242.83 1,239.93 0.23CEE REGION 7.40 19,137.49 19,723.17 -2.97
Note: For Bulgaria, all presented data are for January-November 2010
CEE 2010 – Claims evolution
AL BiH HR CZ EE HU LV LT MK MN PL RO SRB SK SI CEE (5.00)
-
5.00
10.00
15.00
20.00
25.00
30.00
35.00
40.00
16.61
6.62
(2.31)
25.85
36.73
4.81
17.93
11.53
17.21
3.67
12.41
3.04
7.86 9.47
3.88
12.61
Life insurance 12.6%
CEE 2010 – life insurance
Motor insurance 0.14%AL BiH BG HR CZ EE HU LV LT MK MN PL RO SRB SK SI
-30.00
-25.00
-20.00
-15.00
-10.00
-5.00
0.00
5.00
10.00
15.00
20.00
AUTO CASCO RCA
CEE 2010 – motor insurance
Property insurance 5.29%
Country
OVERALL PROPERTY INSURANCE GWP
% in all GWP
Change 10/09
Regional market share Paid claims
Change 10/09
2010 2009 2010 2009 2010 2009
EUR m. EUR m. % % % EUR m. EUR m. %
Albania 7.63 5.91 12.98 29.08 0.21 0.17 0.97 0.66 47.67Bosnia and Herz. 20.59 20.11 11.53 2.37 0.56 0.57 NA NA NA Bulgaria 113.82 142.10 15.58 NA 3.08 4.05 26.59 20.60 NA Croatia 181.10 186.01 14.47 -2.64 4.90 5.30 91.92 105.79 -13.11Czech Republic 804.13 750.46 12.92 7.15 21.76 21.39 485.40 377.00 28.75Estonia 62.78 58.34 14.75 7.61 1.70 1.66 28.30 24.84 13.92Hungary 505.51 509.97 16.71 -0.87 13.68 14.53 322.67 193.71 66.57Latvia 42.15 45.42 15.57 -7.20 1.14 1.29 18.98 16.31 16.39Lithuania 60.44 64.47 13.45 -6.26 1.64 1.84 35.19 35.53 -0.97Macedonia 20.75 19.43 19.70 6.79 0.56 0.55 7.75 7.51 3.18Montenegro 6.95 6.41 11.23 8.47 0.19 0.18 NA NA NA Poland 1,041.62 859.24 7.68 21.23 28.19 24.49 760.00 408.60 86.00Romania 251.09 259.24 12.62 -3.14 6.80 7.39 86.41 75.09 15.06Serbia 118.97 126.27 22.14 -5.78 3.22 3.60 44.32 43.70 1.42Slovakia 225.66 227.41 10.92 -0.77 6.11 6.48 NA 66.02 NA Slovenia 231.49 228.32 11.05 1.39 6.27 6.51 135.22 181.14 -25.35CEE REGION 3,694.67 3,509.12 11.16 5.29 100.00 100.00 2,043.70 1,556.50 31.30Note: for Bosnia and Herzegovina and Slovakia (2010) are estimations
CEE 2010 – property insurance
Project CoordinatorDaniela GHEŢUEditorial Director [email protected]
Coordinating EditorVlad BOLDIJAR [email protected]
Senior EditorsVlad PANCIUOleg DORONCEANUOlesea SERGHIESCUAndreea IONETEEditorMihai CRACEAConsultantAndreea STATE
XPRIMM Insurance Report
