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Presentation On HNW Initiatives and Customer Feedback (2)
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Transcript of Presentation On HNW Initiatives and Customer Feedback (2)
PRESENTATION ON HDFC
By : Tanu Chadha
13BSPHH010705
About HDFC Housing Development Finance Corporation Founded in 1977 by Hasmukhbhai Parekh HDFC Bank was incorporated in August
1994 Among the first in new generation
commercial banks Registered office in Mumbai, India Listed in NSE, BSE, NYSE(ADR)
PROFILE OF HDFC BANK
• Type Public • Founded 1994 • Headquarters HDFC Bank , Mumbai, India• Industry Banking, Insurance, Capital
Markets and allied industries • Products Loans, Credit Cards, Savings, Investment vehicles, Insurance etc. • Website www.hdfcbank.com
Vision:To build a World-Class Indian Bank Mission:To provide valued added products and services to customers. To build sound customer franchisesCommitment to maintain the highest level of ethical standards, professional integrity, corporate governance and regulatory compliance.
VISION & MISSION
MANAGEMENT OF THE BANK
Board Of DirectorsIndependent Directors• Mr. C.M. Vasudev• Dr. Pandit Palade• Mr. Partho Dutta• Mr. Bobby Parikh• Mr. A.N. Roy• Mr. Vijay Merchant
Non Independent DirectorsMr. Keki MistryMrs. Renu KarnadMr. Aditya PuriMr. Paresh SukthankarMr. Kaizad Bharucha
ORGANIZATIONAL HIERARCHY
Mr. Aditya Puri (MD)
Mr. Naveen Puri (Country Head)
Mr. Govind Pandey (Branch Bank Head)
Mr. Vineet Arora (Zonal Head)
Mr. Vikas KochharCluster Head
Mr. Rattan SinghBranch Manager
Mr. Ajay ChoudharyHead Relationship Manager
Miss Bharti Thakur
(RM)
Mr.Kunal Raheja(RM)
Mr.Amit Jindal(RM)
Mr. Harsehaj Sarang
(RM)
Mr.Harsh Kanojia
(RM)
(SEC
TOR
8 BR
ANCH
)
BANKING INDUSTRY ANALYSIS
MICHAEL PORTER ANALYSIS
PEST ANALYSIS
PoliticalEconomicalSocialTechnological
SWOT ANALYSIS OF HDFC
STRENGTHS WEAKNESS
OPPORTUNITIES THREATS
MAJOR PRODUCTS OF HDFC
•SAVING REGULAR ACCOUNT•SAVING ACCOUNT PENSION•SAVING MAX ACCOUNT•SENIOR CITIZEN SAVING ACCOUNT•KIDS ADVANTAGE ACCOUNT•FAMILY SAVING GROUP•NO FRILLS ACCOUNT•WOMEN SAVING ACCOUNT
1. Net Banking2. Phone Banking3. Mobile Banking
DIRECT BANKING CHANNELS
1. IMPERIA
2. PREFERRED
3. CLASSICHNW PROGRAMS OF HDFC
A survey was done on 465 customers by personal interview in which some questions were asked.
A questionnaire was prepared of 14 questions with consideration of company guide.
RESEARCH METHODOLOGY
1. 35% people associated from 6months to 2years
2. Competitors: SBI, AXIS Bank, ICICI Bank
3. Excellent service.
4. Footfall because of personalized advice from RM’s.
5. 26% belongs to Classic and 31% to Imperia.
6. RMs play an important role in HNW Client Management
7. Personalised banking service are excellent
8. Not so satisfied with the interest rates
9. Customer Loyalty is low
FINDINGS
1. Increase in virtualization to reduce the waiting time 2. Loan Liabilities should be given more stress3. There should be an improvement made in interest rates so that they are competitive enough according to industry standards.4. During the interaction with the customers most of them wanted that Mobile SMS should show remaining balance5. Looking for the other potential customers and designing products according to their needs and requirements
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