Presentation On Banking

Prepared by ……Aparajita Deb sarkar.Gourab Deb.Gagan Babel.Nitish SewariyaRitika Basu.

INTRODUCTION

• “A bank is a financial institution and a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly or through capital market. A bank connects customers with capital deficits to customers with capital surpluses. ”

Types of banks

• Reserve bank of India• Private banks• Public banks

HISTORY OF INDIAN BANKING SYSTEM IN INDIA

• First Modern Bank:1688, Madras (Agency House) by Britishers Bank of Hindustan-1770, calcutta General bank of india-1786

• Three Presidency banks• -Bank of Calcutta(1806),Bank of

Bombay(1840),Bank of Madras(1843)

• Imperial bank of India(1921)-• which was nationalised in 1955.• SBI Other banks.

ICICI BANK

• Chairman K.V. Kamath

• MD & CEO Chanda kochhar

HISTORY

• ICICI was formed in 1955 at the

initiative of the World Bank, the

Government of India and

representatives of Indian

industry.

• Objective was to provide

financial assistance to Business

projects

• Earlier known as “Industrial

Credit and Investment

Corporation of India”

ICICI bank

• India’s second largest bank• With a network of 2,772 branches and

9,363 ATM's in India• Has a presence in 19 countries,

including India• Biggest private sector bank• Focus on retail banking as a driver for

growth• Introduced the concept of branding in

Indian banking industry

Domestic• ICICI Lombard• ICICI Prudential Life Insurance Company

Limited• ICICI Securities Limited• ICICI Prudential Asset Management

Company Limited• ICICI Venture• ICICI Home Finance• ICICI direct.com• ICICI fund

Subsidiaries

Cont.……

International• ICICI Bank UK PLC• ICICI Bank Canada• ICICI Bank Eurasia LLC

Current position in 2012

• Revenue US$ 14999.52 billion • Operating Income US$ 2.117

billion • Profit US$ 1.597 billion • Total assets US$ 98.99 billion • Total equity US$ 12.62 billion • Employees 81,254

State Bank of India(SBI)

• TYPE- PUBLIC

• FOUNDED- 1st JULY 1955

• HEADQUARTERS- MUMBAI, MAHARASHTRA

• CHAIRMAN- PRATIP CHAUDHURI

Revenue US$ 36.950 billion (2012)

Profit US$ 3.202 billion (2012)

Total assets US$ 359.237 billion (2012)

Total equity US$ 20.854 billion (2012)

Owner(s)Government of India

Employees 292,215 (2012)

Website www.sbi.co.in

SBI has five associate banks; all use the same logo of a blue circle and all the associates use the "State Bank of" name, followed by the regional headquarters' name:

•State Bank of Bikaner & Jaipur•State Bank of Hyderabad•State Bank of Mysore•State Bank of Patiala•State Bank of Travancore

Associate Banks

Non-banking Subsidiaries

Apart from its five associate banks, SBI also has the following non-banking subsidiaries:

•SBI Capital Markets Ltd•SBI Funds Management Pvt Ltd•SBI Factors & Commercial Services Pvt Ltd•SBI Cards & Payments Services Pvt. Ltd. (SBICPSL)•SBI DFHI Ltd•SBI Life Insurance Co. Ltd.•SBI General Insurance

SBI has about 27,000+ ATMs

SBI group(including associate banks) has about 45,000 ATMs.

SBI has become the first bank to install an ATM at Drass in the Jammu & Kashmir Kargil region. SBI has 99000 offices in India.SBI has 14,119 branches, including 173 foreign offices in 37 countries across the globe.

Other Facts about SBI

Current Trends in banking Industry

• ATM (Automated Teller Machine) Introduction.

Security.

Speed.

Time.

Global Use.

Biometric ATMs.

Alternate Uses of ATM Cards.

Cont.….

• Frauds and Preventions.

• Internet Banking.

• Mobile Banking.

• Various Technical Advancements.

Use of high speed computers.

Use of various Software .

• Investment policies.