GREEN BANK GREEN BANK LIMITED LIMITED

establishment projectestablishment projectGreen,Environment,Eco-Green,Environment,Eco-

firendly,Nature preservation Bankfirendly,Nature preservation Bank

■What is GREEN BANK:

• GREEN BANK has not proposed to be any scheduled commercial bank. It is 100% commercial company to do environment related businesses. Here all businesses & activities are to preserve ecology, environment, nature. That is why it named GREEN BANK as Data Bank(where data preserves),Blood Bank(where blood preserves).Water& Essential(WE) is registered Bangladeshi development organization working since 1999 & engaged to design social business models. Also playing social venture capitalist role. GREEN BANK is 100% commercial venture of Water& Essential (WE).

■ How GREEN BANK will be implemented?

• GREEN BANK will be implemented as non-profit + profit partnership. All development organization implement their project receiving foreign donation, foreign institutional investment, national & or international private investment. We have many examples of non-profit+ profit partnership. GREEN BANK will be implemented as non-profit+ profit partnership.

Scalable solutions :• Business models or policies that:• • Deliver real efficiency gains .• • Gather sufficient backing .• • Enable a tipping point .• GREEN BANK is a top model of efficiency gain. It uses local

resources(both human & natural ) as many as possible. Service delivery cost & time must be saved. The capital formation process is not usual that is not being dealt by capitalist or government .Water & Essential (WE) itself as single party or jointly with venture capitalist firm or with government can raise capital .But the acceptance we believe would be high because of its ownership decentralization approach. Environmental activities –as we have observed common people & people at village level participate as natural habit. Particularly in tree plantation, vegetables cultivations, fruit cultivations. So, they have the right to participate in global venture .

• We have evidence, knowledge not only from copy book but also from observation & communication with people. We also have a little bit start up experience in tree plantation.

• The GREEN BANK model we believe an innovation traditional rule & game in climate funding must would change.

• It is scaleable both profit & impact on environment .

The below all three aspects should meet under GREEN BANK: ‘Pay for themselves’ or ”Logical Payment” against products or services, Become politically viable by mobilizing a critical mass of support enabling,public policies and regulations which internalize

environmental externalities.• Norms change and become adopted by individuals, either through

changes in consumption patterns, lifestyles and willingness to pay .• Through Ecological Knowledge based Business : • Eco-tourism operating, Eco spot based calender,album,DVD,Video.• Through Environmental Friendly Vegetables Cultivation:• Through Renewable Energy Businesses:• GREEN BANK could scale up the global problem: • indicators are :• Through Tree Plantation & Conservation: Here FURNITURE

BUSINESS• we have a start up experience) • 1.Contributes C02 consumption .• 2.Reducting global warming• 3.Climate changing positively• 4.Following FLEGT rules (EU Guide)• 5.Following FMTI guide (World Bank guides)

GREEN BANK: Could Spark off Future Waves :

• Responsibility is now mandatory for government and for the people• to take care environment. But most of the people are very busy for their livelihoods.

So, if environmental works bring some earning then mass participation can increase. The GREEN BANK model has been developed from bottom and stakeholders participation have been ensured.

• A different participatory model based environmental company. We planted trees 14 years ago. Primarily conducted some studies on business trends of timber and fruits, gardening, social values, policies, distribution channel of those businesses. Though ultimate final report we could not prepare because of lack of human resource, financial resources. The report could help us to prepare a draft FMTI. Any way we emphasized in our business model on:

• Peoples participation system.• Capacity building of local government & community.• Projection on future employment& business expanding sector.• How GREEN BANK will work as corridor of economic and institutional power of

participants.• Power& ownership decentralization.• Asset building mechanism.• How GREEN BANK can be one of the best practices company.• Most countries of the world including Bangladesh are signatory of different

conventions and treaties related to environment. We kept keen eyes on those treaties & conventions to design the GREEN BANK model to ensure best practices in business.

GREEN BANK Model: Could Remain a Niche

Solution:• Investment needs to make continuous profit.• ►You allow no negative environmental impact by your business .• ►You need globally reputed development institutions beside you as partner. • ►You are looking for sophisticated shareholders.• ►You like to join to resolve top global issues like environment, ecology,

alternative energy. • ►You need to do business with the reputation as wise entrepreneur.• ►Business should build the world suitable for next generation.• ►Your business should be sustainable for next 100 years.• ►Banker likes more than traditional businesses to deal. • • ►Agro economist, expert in forestry, wood technology, fruit processing-

like to be involve in global venture.• The GREEN BANK model ensures the above criteria .

GREEN BANK would never come back original mass:

• GREEN BANK collected the business components from the environmental business related emerging sectors. It is absolutely sure those sectors have been emerging allover the world.

• Development partners, countries from developed & developing zone have given preference to those issues. So, there is no possibility to come back original mass.

•

SOME SPECIFIC BUSINESS AREAS

UNDER GREEN BANK:• Vegetables production& Sales(including export),

Gardening &children gardening, Tree/Timber, Furniture, Business with ecology, Solar& air based power, Wood industry related and some other special businesses we have like wood preservatives, wood coating, wood treatment, solvent, adhesive. Moreover other some climate change related products are coming in the market(air pollution, sound pollution, compost, green house sheds, tools),those can be added.

CAPITAL FORMATION PRCESS:

• In capital formation process (Social venture capitalism) we gave preference to sustainability, profitability, acceptability to national& international level.

• Consultant/Consultancy firm:• 1.Local government(good governing& income generating).• 2.Community leadership.• 3.Finance & administration.• 4.IT sector(data base & other)• 5. Legal• Individual or firm each will be awarded 100 lots of share.•

Global Ambassador(any international, national reputed person or institution):180 l0ts of share will be awarded.

• Venture Capitalist Organization/Firm:

• Water& Essential(WE) will be awarded 5% share.• LFG(Loan Facilitating Group) :Will be awarded 5% share.

SHARE POLICY• At A Glance Total Awarded Share1.Global

Representative 180 lots.2.Consultant(5 persons/institutions)(500 lots)3.Community Leaders(20)-40 lots.4.Local Government Representatives(1 lot each)-100 lots. TOTAL -1320 lots. WE (Water & Essential) kept 7% share as non-profit partner.

• ■Total 33910 lots are open for private individual, company, organization, public In terms of

• taka 67 crore 82 lacs only(9 million US$).• ■Total paid up capital: 1084000000(One Hundred Eight

Crore Forty Lacs Taka only)/15 million US$• ■The paid up capital ,share allocation are changeable in

company formation stage.

SHARE BRIEF• Face Value per Share (FVS)100/=Taka (BDT)• Share Per Lot(SPR)-200• Lot Value(LV)-20000/=Taka (BDT)• Total Quantity of Share Lot (TQSL)-54200• Value in BDT of Total Share-1084000000/=

Taka.• In Word: One Hundred Eight Crore Forty

Lacs Taka (BDT) Only.• 15 Million US$

Development Perspectives

• 25% share will be reserved to sell through local government(root level local government is Union Council) to rural people of Bangladesh because the rural people of Bangladesh play vital role to preserve& keep environment lively. Total 13550 lots will be sold to selected 100 union councils through chairman of those councils. For the role to the venture GREEN BANK each chairman will be awarded a lot of shares(20000 Taka). Each union council will be awarded five(5) lots (100000/=Taka) institutionally.

• A community leader will be appointed for each five union council. The community leader ideally should be former union council chairman. He community leader will play promoter role of GREEN BANK objectives. GREEN BANK management, union councils, community leaders, rural people, foreign investors, national & or international investors all together will decide about the environment, ecology, forest, climate related businesses such as tree plantation, flowers cultivation, fresh vegetables& fruit businesses, timber/wood related businesses, furniture business, eco-tourism, alternative power/energy businesses. environment related import, export will also be included. Those businesses will be expanded globally and foreign investment, joint venture will be always sought.

■What is FMTI?

• FMTI means Forest Market transformation Initiatives. There is no specific definition or guideline of FMTI. The term has been used by World Bank. This is an initiative to assist in turning market forces toward more forest –friendly practices. Three major FMTI activities mentioned here:

• Forest trends is a strategic coalition of the private sector, financial institutions, NGOs, and research bodies because market forces should play an increasing role in making the use of forest products ecologically, economically and socially sustainable. Forest trends should provide credible, balanced information about best practices in forest management and improved technologies to reduce the demand for virgin fiber. It should also support and encourage sustainable cooperative forest-related activities .It should recognize that the private sector has a critical role in stopping forest degradation and loss, the CEOs of Weyerhaeuser and Caterpiller of the USA, Samling of Malaysia, Grupo Rado of Bolivia and Danzer & ISOROY met along with NGOs including WWF,IUCN, the Nature Conservancy, Conservation International, Greenpeace Russia in 1998 for the above purposes. GREEN BANK will enter furniture market with own specific FMTI guidelines.

BRANCH ACTIVITIES

• (Board of Directors or MD will make decision where the branches will open)

• Gardening under sharing system with clients & individual consultancy

• Fresh vegetables purchase , production contract & consultancy exchange

• Timber purchase• Under share contract conservation with consultancy • Alternative power sales• Eco-tour operation • GREEN FURNITURE sales( the tree /environment compensated

furniture) ultimately minimum ten(10) times trees would be planted.

• LOAN TO CLIENTS against planted trees & conserved zone preferably who are ,at the same time, trained furniture makers .

• Plant sale from own nursery• Other activities will be run from head office & which activities will

be assigned to branch – decide BOD/MD.

Corporate Culture & Branches

• Headquarter &all branches will be solar shaded . No national electricity will be consumed

• Every year 1000 plants will be gifted to children to plant & nurse.

Profit Forecasting• Initially 30 branches will be opened

within a year (if full paid up capital generated) .

• 50% profit is expected from first year

• 100% profit is expected from 3rd year.

Advantages & Disadvantages

• It has open access to private investors, institutional investors both foreign & national.

• It has non-profit share & clear development views so, the venture can avail technical& financial assistance from SDC,DFID,USAID,DANIDA,SIDA,IFC

• Disadvantages:• This type venture not highly recognized & familiar to

people.• Government is less responsive.• Lobby is not strong as we need.

Global Acceptance• The venture is proposed in Bangladesh but

any where in the world can be incorporated & can open viable branches within country.

• Only financial profit avoided strictly-but also considered social,environment,ecological impacts .

• Social equality maintained decentralizing 25% share to rural people of Bangladesh.

Who Proposed:• The Social Venture Proposed By,

• Water& Essential (WE) ,• E-mail: greenbankbd@gmail.com• +8801788462082• (WE)-a development organization• Playing social venture capitalist role. • Registered by Bangladesh Government.

Share of WE• As seed capital investors & owner of

Intellectual Property Right (IPR) Water & Essential (WE) holds 7% share of the venture

Send your comments:• E-mail: greenbankbd@gmail.com