College Dreams and Junior Achievement

Preparing IDA Youth for Success

60% of pre-teens cannot explain difference between cash-checks-credit

Only 13 states require a high school course in personal finance

Last year alone national student loan debt soared by more than 11 percent to $1.1 trillion.

In 2013 the average US college graduate walked away with $26,000

in student loan debt

Only 40 percent of adults keep a budget and track their spending.

Three-fourths of American families say they live paycheck to paycheck.

More than one-fourth of American families have no savings at all.

The IDA challenge

JA is the largest and fastest growing

organization in the world committed to

teaching young people about business,

entrepreneurship, careers and

personal financial literacy.

64 Years of Program Innovation in Oregon64 Years of Program Innovation in Oregon Inspiring Kids to Succeed at Life!Inspiring Kids to Succeed at Life!

1950: After-School Student Company Program

Mid 1980s: Transition to In-School Programs (K-12)

2006: JA BizTown

2013: JA Finance Park

13 In-Depth Classroom lessons

Income, savings & investing, debit & credit, risk management, taxes, and evaluating budgets

JA Finance Park Simulation Visit

Students apply classroom learning by making important personal finance

decisions and maintaining a balanced budget in a hi-tech, interactive simulation

experience

Post-Experience Activities

Back in the classroom additional activities/lessons allow students to

reflect on their experience by exploring future career goals, interests, values, and

more

Ripple Effects in the Community

It’s more than just teaching kids about needs versus wants

Stacie GrierCollege Dreams

sgrier@collegedreams.org541-621-7291

Or your local Junior Achievement OfficePortland, Eugene, Medford, Klamath Falls, and Bend