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    Rational Unified Process

    in Action

    Uwierzytelnianie mobile

    Accumulate Mobile Everywhere

    Szymon Dowgwiowicz-Nowicki

    Stycze 2012 roku

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    Mobile EverywhereIntroduction to Accumulate ME

    2012

    Always Connected Everywhere!

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    Services

    Awards

    Mobile Payment

    Mobile Security Mobile Banking

    Financial institutions

    Mobile network operators

    Large brands

    Founded 2004

    +60 million installed applications

    +30 employees

    Offices in Stockholm, London and

    Beijing

    About

    Services

    Clients

    Awards

    ACCUMULATE

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    Founded 2004

    First mobile platform (Flexion) commercial launch, 2004

    Opening of UK office 2005

    Reaches 100 000 unique installations 2006

    Second mobile platform (ME) commercial launch, 2007

    Reaches 1 000 000 unique installations 2007

    First ME implementation June 2009

    Opening of China office 2010

    Acquired PayPal, TeliaSonera, Marginalen and Telenor asclients (2011)

    Established partnership with VocaLink

    Reaches 80 000 000 unique installations in November

    2011

    MILESTONES

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    REFERENCES

    +150 million mobile subscribers

    Largest MNO in Sweden

    One of the largest PSPs in

    Scandinavia

    World leading onlinepayment provider

    +100 million active accounts

    A payment specialist that

    provides automated payments

    Swedish niche bank Operations in Sweden,

    Nederland, Latvia and Lithuania

    +200 million subscribers

    6thlargest MNO in world

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    OVERVIEW

    SecurityClient

    Processes

    FlexibilityMethods

    Services

    IndependentOperator

    Handset

    Network

    Subscription

    Coverage / SpeedHandsets

    User friendly

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    SOLUTION

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    ME Core

    Client side

    ServicesSafe Frame

    DS TS

    TDB SGW

    Server side

    Local component

    Server side

    Eco system component

    Eco system

    Router

    Account integration

    Enrolment integration Services

    ME COMPONENTS

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    IMPLEMENTATION

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    Security application installed over the air on users

    mobile device

    True PKI safe client

    Advanced security features:

    RSA key handshake

    IMEI verification

    MSISDN verification

    SIM verification

    PIN verification

    3rdfactor voice or face recognition (add on)

    Behavior recognition (add on)

    GUI & services controlled from server

    Thin client

    CLIENT SECURITY

    Mobile

    Everywhere

    KEY FEATURES ILLUSTRATION

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    MOBILE PAYMENT

    360 mobile payment solution

    Unique processes for increased security

    (No sensitive information sent

    to merchant)

    Works on existing infrastructure

    Carrier technologies

    Active/passive NFC

    One-time ticket

    Barcode

    QR codes

    Blue tooth

    Payment functionalities POS

    Person-to-Person

    Remittance

    Online

    Man-to-Machine

    Other services

    Ticketing

    Loyalty

    Instant purchasing

    Digital coupons

    m-Commerce

    KEY FEATURES

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    MOBILE SECURITY

    Authentication (Login) Cost efficient

    User friendly

    Signature

    Sign what you see

    Cost efficient

    User friendly

    Card services (3-D secure)

    3-D secure

    Sign what you see

    Cost efficient

    e-ID

    EU Directive1999/93/EC

    Separate key handling

    for signing &

    authentication

    Possibility to generate

    the keys on the terminal

    Increased security compared to

    current solutions

    Focuses on user experience

    and cost saving

    Comprehensive range of services

    KEY FEATURES

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    EXAMPLE POS PAYMENT PROCESS

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    EXAMPLE LOGIN PROCESS

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    MOBILE BANKING

    Informational services

    Balance statement

    Transaction history

    Push/Pull notifications

    Bonus/loyalty points

    ATM/branch locator

    Video support

    Transactional services

    Inter/intra bank

    transfers

    Invoice payment

    Stock/Fund trading

    Complete access channel to the account

    Increased security

    Transactional services

    KEY FEATURES

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    EXAMPLE BALANCE PROCESS

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    1 FA typically username and password.

    2 FAbased on the concept, something you have and something you know.

    Something you have could be a hardware token, application or similar which is

    protected by a PIN code i.e. something you know.

    3 FAbased on the concept something you have, something you know and

    something you are. This adds biometric properties to the authentication

    solution such as voice or face recognition.

    SECURITY FACTORS

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    DEMO

    Demo requestAccumulate invites organisations, press and analyst's to

    test the mobile payment, banking and security services

    solutionSend your name, company name and mobile

    number to [email protected].

    You will then recieve a link for downloading of themobile application together with a short manual on how

    to use it.The services works on all platforms,

    including:AndroidBlackberryiPhoneJavaWindows

    mobiles

    Usecases in video:http://www.youtube.com/user/larsaase?feature=watch

    mailto:[email protected]://www.youtube.com/user/larsaase?feature=watchhttp://www.youtube.com/user/larsaase?feature=watchmailto:[email protected]:[email protected]:[email protected]
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    Slajd 20

    Dzikuj za uwag

    Szymon Dowgwiowicz-Nowicki

    [email protected]

    601.890.080

    Copyright 2011 Premium Technology Sp. z o.o. All rights reserved.

    mailto:[email protected]:[email protected]