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Dear,The Bank of Canton is pleased to announce that Amy A. Geogan has been hired as ChiefCredit Officer. Geogan's primary responsibility will be to manage the creditadministration, portfolio management, and loan review functions of the Bank whileguiding the formation and administration of the Bank's lending policies and procedures.Attached please find the press release providing fiuther details. Any coverage you couldprovide would be greatly appreciated. If you have any questions please do not hesitate tocontact me or Jeremy Bloom at617-786-0010. Thank you.Sincerely,

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F'OR IMMEDIATE RELEASB CONTACT:Jeremy Bloom or Jacquelyn BurbankTiffanie Williams & Co., 617-786-0010AMY A. GEOGAN JOINS BANK OF CANTONAS CHIEF CREDIT OFFICER

Banking veteran joins Bank of Canton teamJune 25,2003 (CANTON, MAFJames D. Egan, Chairman, President & Chief Executive Officerof Bank of Canton, is pleased to announce that Amy A. Geogan has been hired as Chief CreditOfficer. Based out of Bank of Canton's corporate headquarters located at490 Turnpike Street inCanton, Geogan's primary responsibility will be to manage the credit administration, portfoliomanagement, and loan review functions of the Bank while guiding the formation andadministration of the Bank's lending policies and procedures.A 30-year veteran of the banking industry, prior to joining Bank of Canton, Geogan held a varietyof lending and management positions at BankBoston, Sovereign Bank, and Rockland TrustCompany. In addition, Ms. Geogan is a past Director of the Massachusetts Certified DevelopmentCorp., The Center for Women & Enterprise, and the Urban League ofNew England."I am excited to join the Bank of Canton team and become part of a true community bank whichdoes so much to foster economic development in its marketplace," said Geogan. "I am fortunate tobe able to work for an institution that places an equal emphasis on community as it does oncommerce and to work with a group of professionals with an unwavering focus on providingoutstanding customer service.""Amy's extensive banking knowledge and experience will be a benefit to both our customers andBank of Canton employees," Egan said. "We look forward to the opportunities she will create.'oA graduate of Harvard University, Geogan enjoys spending her time away from the Bank with herhusband Joseph and sons, Robert and Matthew, at their home in Norwell.Bank of Canton has branches in Brookline, Canton, Quincy, Randolph and Hyannis, and aMortgage Center in Auburn, and lends throughout Massachusetts. Established in 1835, Bank ofCanton is a Massachusetts-chartered mutual savings bank that offers its consumer, business andinstitutional customer's access to afull array of deposit, loan, investment and convenience serviceoptions. All deposits at Bank of Canton are insured infull with at least $100,000 insured by theFederal Deposit Insurance Corporation (FDIC) and all deposits above that amount insured by theDepositors Insurance Fund (DIF). The Bank has no stockholders and profits are paid back to theconsumer in theform ofbetter interest rates, personal service and a vast array offinancialproducts and services. For more information, visit: www.ibankcanton.com. Member FDIC.Member DIF. Equal Housing Lender. #####