Practice Set 7

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    !nstit"te of #anking $ersonnel Selection!#$S

    #ank Clerk C%&

    $ractice Set '

    !nstr"ction(1. This pratie set ontains !"# $uestions in all omprising Test of

    %easoning& Test of Numerial '(ility& Test of )nglish *anguage. Test ofComputer +nowledge and Test of ,eneral 'wareness with aning'wareness.

    !. Candidate/Student should attempt all $uestions.

    3. 'nswer the $uestions as $uily and arefully as you an. Some$uestions may (e diffiult and others easy. 0o not spent too muh time onany $uestion.

    4. )ah $uestion is followed (y fi2e alternati2e suggested answers orompletions. n eah aw& you are re$uired to seleted the one that orretthe answer.

    ". 'fter the ompletion of pratie set& please he answers withattahed answer sheet.

    Section-I Test of Reasoning.uestion1. n a ertain ode& P%'S) is written as 56!78 and

    %)SP%) is written as 587!58. 9ow is %)P'% written in that ode :.The Choices are:

    ;1

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    ) - 8.S > 7.P - . > !.% - 5.) - 8.% - 5.) - 8.P - .' - 6. > !.% - 8.uestion !. Four of the following fi2e are alie in a ertain way and so

    form a group. ?hih is the one that does not (elong to that group :.

    The Choices are:;1

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    uestion 4. ?hih element is exatly midway (etween se2enth fromthe left end and sixth from the right end :.The Choices are:

    ;1

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    ;1

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    ;"

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    ;3

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    Correct Answer is:;4

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    The Choices are:;1

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    ;2

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    Correct Answer is:;1

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    uestion !7. Niita is a graduate in )ngineering passed in first lasswith 7!8 mars. She has leared the seletion test and inter2iew with 38and "8 mars respeti2ely. She has done one year diploma ourse inComputers. 9er date of (irth is 1.7.1DB7.Correct Answer is:

    ;3

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    0iretions ;uestion Num(ers. 4! to 44< 'nswer the following$uestions (ased on the information gi2en (elow.

    ' omputer program on2erts a two-digit num(er into anothernum(er in fi2e steps. The following example illustrates the operations onsix two-digit num(ers.

    uestion4!. f the output in step ! of a gi2en input is #!& what would(e the final output of that input :.The Choices are:

    ;1

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    9ene& hoie ;3

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    man. Conse$uently& the remaining person Suman will ha2e to sit in red ar&whih implies that Suman is a woman.

    %ed ar. lue ar.en 'Jit ;dri2er

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    Thus& we an see all the gi2en hoies are satisfied. So& we annotsingle out any one hoie.

    9ene& hoies ;1

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    ;!

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    Correct Answer is:;3

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    Correct Answer is:;3

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    ;4

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    ;3

    Correct Answer is:

    ;1

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    ;3

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    uestion 7. "#4Vs$uarerootof : 4B x 1.The Choices are:

    ;1

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    S$uarerootofxI!447.S$uarerootofx47-!4.S$uarerootofx!3.:;!3

    The Choices are:;1

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    ;1

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    ;4

    Solution= B747/1"U3I3!# :.:1D#B.44I3!#!!!B."!!3#.uestion 7D. ?hat would (e the ompound interest o(tained on an

    amount of %s.1!"## at the rate of 8 per annum after 4yr :.The Choices are:

    ;1

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    Correct Answer is:;4

    answer so o(tained is !BBDB. ?hat is the num(er :.The Choices are:

    ;1

    Correct Answer is:;"

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    Solution= *et the two onseuti2e e2en num(ers (e x and x-!.Therefore& x;x-!

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    The Choices are:;1

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    x4!.:7.'fter "yr& %atio"xI"/xI"."U7I"/7I"4#/1!1#/3.uestion BD. Find the a2erage of the following set of sores.34"& !31& 777& "#& BD!& 443& "4.

    The Choices are:;1

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    38 of x!"B3.18 of x!"B3/3U4"1B4".uestion D!. f the frations 4/"& /7& !/D& D/11 and 3/B are arranged

    in desending order of their 2alues& whih one will (e the fourth :.The Choices are:

    1. D/11O !. 4/"O 3. 3/BO 4. /7O ;"

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    uestion D". 3#8 of first num(er is 7"8 of the seond num(er. ?hatis the respeti2e ratio of the first num(er to seond num(er :.The Choices are:

    ;1

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    "8 of x 4"#/!4 U " 1#"#.uestion DB. The a2erage of " onseuti2e odd num(ers P& & %& S

    and T is "7. ?hat is the produt of % and T :.The Choices are:

    ;1 1#B# > #.Therefore& 1 = x = = [ 1 = 1#B# > # = 4 \.

    1 = x = = 1 U #/1#B# U 4.: 1#B# U 4/# 7!.uestion 1##. Nihal in2ests T "7& whih is !!8 of his monthly

    inome& in life insurane. ?hat is his annual inome :.The Choices are:

    ;1

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    ;3

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    1. For expanding his empire.!. For enJoying the wildlife of the ontinent.3. For exploring part of 'fria and li2ing among the tri(als.4. For $uenhng his thirst for li2ing in the ompany of nature.". None of the a(o2e.

    Correct Answer is:". None of the a(o2e.uestion 1#!. ?hat was the impat of four-year tra2elling on

    *i2ingstone :.The Choices are:

    1. 9e ould enJoy a soial life among tri(alsK soiety.!. 9e deri2ed satisfation with the exploration of an unnown ri2er.3. 9e deri2ed satisfation as he (eame 2ery famous.4. t (adly affeted his health.

    ". None of the a(o2e.Correct Answer is:

    4. t (adly affeted his health.uestion 1#3. ?hih of the following shows that *i2ingstone had

    (eome 2ery famous :.The Choices are:

    1. ueen @itoria along with the people of *ondon had ome to meethim.

    !. ueen @itoria arranged for the medial expenses.3. The tri(als were grateful to him for his medial expenses.4. 9e was assigned the tas of a priest although he was a medial

    professional.". None of the a(o2e.

    Correct Answer is:1. ueen @itoria along with the people of *ondon had ome to meet

    him.uestion 1#4. ?hy were people not aware to the existene of 'fria

    :.The Choices are:

    1. t was inaessi(le due to oeani reefs.!. ts territory was o2ered with dense forest.3. People outside the ontinent were hased away (y nati2e tri(als.4. )xplorers were afraid of the riss in2ol2ed.". None of the a(o2e.

    Correct Answer is:4. )xplorers were afraid of the riss in2ol2ed.

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    uestion 1#". *i2ingstone an (est (e desri(ed (y whih of thefollowing :.The Choices are:

    1. ' person with an urge for exploration of unnown parts of theworld.

    !. ' person with religious mind set.3. ' soial reformer.4. ' warm-hearted medial pratitioner.". ' famous priest popular among the ritish.

    Correct Answer is:1. ' person with an urge for exploration of unnown parts of the

    world.uestion 1#. ?hih of the following was/were explored (y

    *i2ingstone :.

    a. ' ri2er in ?estern *uanda.(. Sotland.. The origin of ri2er Nile.

    The Choices are:;1

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    (. %elentless efforts for finding out the wherea(outs of *i2ingstone.uestion 1#B. *i2ingstone (eame too si to wal and as a result.a. people in the world lost ontat with him.(. this wherea(outs were not nown.. 'merian Journalist Stanley ould not loate him despite many

    efforts.The Choices are:

    ;1

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    ;"

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    ;4

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    The Choices are:;1

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    Correct Answer is:at regularly inter2als. ;4

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    0iretions ;uestion Num(ers. 131 to 13"< %earrange the followingsix sentenes ^ & C& 0& ) and F in the proper se$uene to form ameaningful paragraph& then answer the $uestions gi2en (elow them.

    '. 9e& therefore& (lamed his memory a lot and spent almost asleepless night in that.

    . ?e found the Mapanese people 2ery polite& helpful and honest.C. 9e remem(ered a(out them only after returning to the hotel in the

    e2ening.0. ut to his surprise and delight& he reei2ed those parels (y post

    at his doorstep the 2ery next day.). ?hile shopping one day& a mem(er of our team forgetfully left his

    parels on the ounter.F. 'nd sine he ould not remem(er exatly where they had (een

    left& he lost all hope of getting them (a.

    uestion 131. ?hih of the following will (e the F%ST sentene afterrearrangement :.The Choices are:

    ;1

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    The Choices are:;1

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    ;!

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    ;3

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    3. holds less data than a floppy.4. an (e erased and rewritten.;"

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    ;3

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    ;3

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    ;1

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    ;"

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    ;1

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    ". None of the a(o2e.Correct Answer is:

    3. analying the data or information.uestion 177. This tags& when plaed on an animal& ran (e used to

    reord and tra in a data(ase all of the animals mo2ements.The Choices are:

    ;1

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    ;4

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    ;4

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    ;4

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    uestion 1D3. ' is any part of the omputer that you an physiallytouh.The Choices are:

    ;1

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    uestion 1D7. 'll of the following are examples of storage de2ies):C)PT.The Choices are:

    ;1

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    uestion !#1. The proposal to grant onditional maharatna status to9)* and ,'* will (e taen to the Co(inet soon e2en as they do not meetthe riteria at present. n this referene& whih among the followingstatement is/are orret :.

    a. ' ompany $ualifying for the aharatna status should ha2e ana2erage annual turno2er of more than 7 !"### rore in the last three years.

    (. Ene a ompany gets the aharatna status& its (oard would not (ere$uired to tae the go2ernmentKs permission for in2estments upto %s."### ore in a Joint 2enture proJet or wholly-owned su(sidiary.The Choices are:

    ;1

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    ;3

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    ;!

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    uestion !#D. The Tamil Nadu 'ssem(ly has passed a unanimousresolution that sees to retrie2e +ahhati2u sland from Sri *ana. 9owmany years ago ndia eded this island to Sri *ana :.The Choices are:

    ;1

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    ;"

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    Correct Answer is:4. 'll of the a(o2e.

    1. ,erman word KaK whih means a Joint sto fund.!. talian word KanoK.3. ?ords Kanus KorK an$ueK whih means Ka (enhK.uestion !17. The Joint Sto aning System started in the.

    The Choices are:1. late 1Bth entury/early 1Dth entury.!. late 17th entury/early 1Bth entury.3. late 1Dth entury/early !#th entury.4. early !1st entury.". None of the a(o2e.

    Correct Answer is:1. late 1Bth entury/early 1Dth entury.

    uestion !1B. The an of engal got its harter in.The Choices are:

    ;1

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    3. state go2ernment and entral go2ernment and sponsoring (an inthe ratio of 1" = "# = 3".

    4. None of the a(o2e.". 'll of the a(o2e.

    Correct Answer is:1. % and N''%0.

    uestion !!1. an rate means.The Choices are:

    1. the rate of interest harged (y ommerial (ans on ad2anes.!. the rate at whih ommerial (ans disount (ills of exhange for

    their lients.3. the rate of interest allowed (y (ans on the deposits.4. the standard rate at whih the %eser2e an of ndia iKs prepared

    to (uy or redisount (ills of exhange other ommerial paper eligi(le for

    purhase under the %eser2e an of ndia 't& 1D34.". None of the a(o2e.

    Correct Answer is:4. the standard rate at whih the %eser2e an of ndia iKs prepared

    to (uy or redisount (ills of exhange other ommerial paper eligi(le forpurhase under the %eser2e an of ndia 't& 1D34.

    uestion !!!. )ffeti2e lose of (usiness on !#11& the (an rate is.The Choices are:

    1. B per ent per annum.!. per ent per annum.3. D per ent per annum.4. 1! per ent per annum.". None of the a(o2e.

    Correct Answer is:!. per ent per annum.

    uestion !!3. ?hen the %eser2e an desires to restrit expansionof i edit it.The Choices are:

    ;1

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    uestion !!4. n periods of depression when the %eser2e andesires toenourage the (aning system to reate more redit it.The Choices are:

    1. redues the (an rate.!. raises the (an rate.3. permits the (an rate to (e deided (y maret fores.;4

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    ;4

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    uestion !3#. an rate poliy& open maret operations& 2aria(lereser2e re$uirements and statutory li$uidity re$uirements employed (y%eser2e an as measures of redit ontrol are lassified as.The Choices are:

    1. $uantitati2e methods.!. $ualitati2e methods.3. oth of the a(o2e.4. 'll of the a(o2e.". None of the a(o2e.

    Correct Answer is:1. $uantitati2e methods.

    uestion !31. ?hih of the following fall under the $ualitati2emethods of redit ontrol adopted (y %eser2e an of ndia :.The Choices are:

    1. Seleti2e Credit Control.!. Credit 'uthorisation Sheme.3. oral Suasion.4. 'll of the a(o2e.". None of the a(o2e.

    Correct Answer is:4. 'll of the a(o2e.

    1. Seleti2e Credit Control.!. Credit 'uthorisation Sheme.3. oral Suasion.uestion !3!. The term _moral suasion_ refers to.

    The Choices are:1. The moral duty of a (orrower to deal with only one (an.!. The (anerKs duty of serey as regards the affairs and aounts

    of his ustomers.3. The ad2ie gi2en (y %eser2e an to (ans/finanial institutions in

    the matter of their lending and other operations with the o(Jeti2e that theymight implement or follow it.

    4. 'll of the a(o2e.

    ". None of the a(o2e.Correct Answer is:

    3. The ad2ie gi2en (y %eser2e an to (ans/finanial institutionsin the matter of their lending and other operations with the o(Jeti2e thatthey might implement or follow it.

    uestion !33. The term KS%K refers to.The Choices are:

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    1. ans Selling %ate.!. asi Statistial %eturns.3. 'nnual returns su(mitted (y (ans to % in respet of priority

    setor ad2anes.4. uarterly statement of ad2anes to agriulture.". None of the a(o2e.

    Correct Answer is:!. asi Statistial %eturns.uestion !34. ?hih of the following is the sole authority for issue of

    urreny in ndia :.The Choices are:

    ;1

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    ;1

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    3. President of ndia.4. Seretary& inistry of Finane ;,o2ernment of ndia

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    3. ndian ansK 'ssoiation.4. Note issuing 'uthority of ndia.". None of the a(o2e.

    Correct Answer is:1. Central ,o2ernment.

    uestion!4. %upee oins are the legal tender in ndia under thepro2isions of.The Choices are:

    1. %eser2e an of ndia 't& 1D34.!. Negotia(le nstruments 't& 1BB1.3. aning %egulation 't& 1D4D.4. ndian Coinage 't& 1D#.". None of the a(o2e.

    Correct Answer is:

    4. ndian Coinage 't& 1D#.uestion !47. n ndia& the system of deimal oinage was introdued

    on.The Choices are:

    1. 1"th 'ugust& 1D47.!. !th Manuary& 1D"#.3. 1st 'pril& 1D"7.4. None of these.". 'll of the a(o2e.

    Correct Answer is:3. 1st 'pril& 1D"7.

    uestion !4B. The urreny notes issued (y % ha2e a ent per ento2er in.The Choices are:

    ;1

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    !. foreign seurities and ,o2ernment of ndia rupee seurities of anymaturity.

    3. (ills of exhange and promissory notes paya(le in ndia whih areeligi(le for purhase (y %.

    4. 'll of the a(o2e.". None of the a(o2e.

    Correct Answer is:4. 'll of the a(o2e.

    1. gold oin and (ullion and rupee oin.!. foreign seurities and ,o2ernment of ndia rupee seurities of any

    maturity.3. (ills of exhange and promissory notes paya(le in ndia whih are

    eligi(le for purhase (y %.uestion !"#. % has direted (ans that the exerise of 2erifiation

    of asset lassifiation and inome reognition should (e done as part of theaudit wor (y the (ranh and Statutory 'uditors effeti2e from the yearending.The Choices are:

    1. 31st arh& 1DD3.!. 31st arh& 1DD4.3. 31st arh& 1DD".4.31st arh& 1DD.". None of the a(o2e.

    Correct Answer is:!. 31st arh& 1DD4.