Ppt on a Comparative Study of Three Banks

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    PRESENTATION ON A COMPARATIVE

    STUDY OF THREE BANKS:-

    1-BANK OF BARODA2-INDIAN OVERSEAS BANK

    3-ORIENTAL BANK OF

    COMMERCE2011-12

    MADE BY-DARSHANA GALAM.COM-1

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    1937: Shri.M. Ct. M. Chidambaram Chettyarestablishes the Indian

    Overseas Bank (IOB)

    1960s: The banking sector in India was consolidating by the merger of

    weak private sector banks1969: The Government of India nationalized IOB. At one point, probably

    before nationalization, IOB had twenty of its eighty branches located

    overseas. After nationalization it, like all the nationalized banks, turned

    inward, emphasizing the opening of branches in rural India.

    1988-89: IOB acquired Bank of Tamil Nadu in a rescue.

    2000: IOB engaged in an initial public offering (IPO)

    2009: IOB took over Shree Suvarna Sahakari Bank, which was founded

    in 1969 and had its head office in Pune. In 2001 it had acquired the

    Mumbai-based Adarsha Janata Sahakari Bank, which gave it a branch in

    Mumbai

    http://en.wikipedia.org/wiki/M._Ct._M._Chidambaram_Chettyarhttp://en.wikipedia.org/wiki/Initial_public_offeringhttp://en.wikipedia.org/wiki/IPOhttp://en.wikipedia.org/wiki/Punehttp://en.wikipedia.org/wiki/Punehttp://en.wikipedia.org/wiki/IPOhttp://en.wikipedia.org/wiki/Initial_public_offeringhttp://en.wikipedia.org/wiki/M._Ct._M._Chidambaram_Chettyarhttp://en.wikipedia.org/wiki/M._Ct._M._Chidambaram_Chettyarhttp://en.wikipedia.org/wiki/M._Ct._M._Chidambaram_Chettyar
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    Oriental Bank of Commerce made a beginning under its Founding Father, Late

    Rai Bahadur Lala Sohan Lal, the first Chairman of the Bank.

    The Bank has witnessed many ups and downs since its establishment. The period

    of 1970-76 is said to be the most challenging phase in the history of the

    Bank.[citation needed]needed]The bank was nationalized on 15th April, 1980. At that time total working of

    the bank was Rs.483 crores having 19th position among the 20 nationalised

    banks. Within a decade the bank turned into one of the most efficient and best

    performing banks of India.[citation needed]

    The bank has progressed on several fronts crossing the Business Mix mark of Rs2 lacs crores as on 31st March 2010 making it the seventh largest Public Sector

    Bank in India, achievement of 100% CBS, reorienting of lending strategy through

    Large & Mid Corporates and establishment of new wings viz., Rural Development

    and Retail & Priority Sector. The Bank has to its utmost credit lowest staff cost

    with highest productivity in the Indian banking industry.[citation needed]

    http://en.wikipedia.org/wiki/Wikipedia:Citation_neededhttp://en.wikipedia.org/wiki/Wikipedia:Citation_neededhttp://en.wikipedia.org/wiki/Wikipedia:Citation_neededhttp://en.wikipedia.org/wiki/Wikipedia:Citation_neededhttp://en.wikipedia.org/wiki/Wikipedia:Citation_neededhttp://en.wikipedia.org/wiki/Wikipedia:Citation_neededhttp://en.wikipedia.org/wiki/Wikipedia:Citation_neededhttp://en.wikipedia.org/wiki/Wikipedia:Citation_needed
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    Bank of Baroda (BoB) (BSE: 532134) (Hindi: ) is the third largest bankin India, after the State Bank of India and the Punjab National Bank and ahead ofICICI

    Bank.[3] BoB is ranked 763 in Forbes Global 2000 list. BoB has total assets in excess of

    Rs. 3.58 lakhcrores, or Rs. 3,583 billion, a network of over 3,409 branches and offices,

    and about 1,657 ATMs. It plans to open 400 new branches in the coming year. It offers

    a wide range of banking products and financial services to corporate and retailcustomers through a variety of delivery channels and through its specialized

    subsidiaries and affiliates in the areas of investment banking, credit cards and asset

    management. Its total business was Rs. 5,452 billion as of June 30.[4]

    As of August 2010, the bank has 78 branches abroad and by the end of FY11 this

    number should climb to 90. In 2010, BOB opened a branch in Auckland, New Zealand,

    and its tenth branch in the United Kingdom. The bank also plans to open five branchesin Africa. Besides branches, BoB plans to open three outlets in the Persian Gulf region

    that will consist of ATMs with a couple of people.

    The Maharajah of Baroda, SirSayajirao Gaekwad III, founded the bank on 20 July

    1908 in the princely state ofBaroda, in Gujarat. The bank, along with 13 other major

    commercial banks of India, was nationalised on 19 July 1969, by the government of

    India.

    http://en.wikipedia.org/wiki/Bombay_Stock_Exchangehttp://www.bseindia.com/bseplus/StockReach/AdvanceStockReach.aspx?scripcode=532134http://en.wikipedia.org/wiki/Hindi_languagehttp://en.wikipedia.org/wiki/State_Bank_of_Indiahttp://en.wikipedia.org/wiki/Punjab_National_Bankhttp://en.wikipedia.org/wiki/ICICI_Bankhttp://en.wikipedia.org/wiki/ICICI_Bankhttp://en.wikipedia.org/wiki/Bank_of_barodahttp://en.wikipedia.org/wiki/Forbes_Global_2000http://en.wikipedia.org/wiki/Lakhhttp://en.wikipedia.org/wiki/Croreshttp://en.wikipedia.org/wiki/Bank_of_barodahttp://en.wikipedia.org/wiki/Sayajirao_Gaekwad_IIIhttp://en.wikipedia.org/wiki/Princely_statehttp://en.wikipedia.org/wiki/Baroda_Statehttp://en.wikipedia.org/wiki/Gujarathttp://en.wikipedia.org/wiki/Government_of_Indiahttp://en.wikipedia.org/wiki/Government_of_Indiahttp://en.wikipedia.org/wiki/Government_of_Indiahttp://en.wikipedia.org/wiki/Government_of_Indiahttp://en.wikipedia.org/wiki/Gujarathttp://en.wikipedia.org/wiki/Baroda_Statehttp://en.wikipedia.org/wiki/Princely_statehttp://en.wikipedia.org/wiki/Sayajirao_Gaekwad_IIIhttp://en.wikipedia.org/wiki/Sayajirao_Gaekwad_IIIhttp://en.wikipedia.org/wiki/Sayajirao_Gaekwad_IIIhttp://en.wikipedia.org/wiki/Sayajirao_Gaekwad_IIIhttp://en.wikipedia.org/wiki/Sayajirao_Gaekwad_IIIhttp://en.wikipedia.org/wiki/Bank_of_barodahttp://en.wikipedia.org/wiki/Bank_of_barodahttp://en.wikipedia.org/wiki/Bank_of_barodahttp://en.wikipedia.org/wiki/Croreshttp://en.wikipedia.org/wiki/Lakhhttp://en.wikipedia.org/wiki/Forbes_Global_2000http://en.wikipedia.org/wiki/Forbes_Global_2000http://en.wikipedia.org/wiki/Bank_of_barodahttp://en.wikipedia.org/wiki/Bank_of_barodahttp://en.wikipedia.org/wiki/Bank_of_barodahttp://en.wikipedia.org/wiki/ICICI_Bankhttp://en.wikipedia.org/wiki/ICICI_Bankhttp://en.wikipedia.org/wiki/Punjab_National_Bankhttp://en.wikipedia.org/wiki/State_Bank_of_Indiahttp://en.wikipedia.org/wiki/Hindi_languagehttp://www.bseindia.com/bseplus/StockReach/AdvanceStockReach.aspx?scripcode=532134http://en.wikipedia.org/wiki/Bombay_Stock_Exchange
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    PERFORMANCE

    GLANCE

    PARTICULARS BANK OF

    BARODA

    INDIAN

    OVERSEAS

    BANK

    ORIENTAL BANK

    OF COMMERCE

    BRANCHES3,364 2,104 1,620

    ADVANCES2,28,676 24,526 95,908

    DEPOSITS 3,05,439 2,85,610 1,39,054NET PROFIT

    4,241 3,934 1,502

    2010-11 AMOUNT IN CRORES

    ATMS1,315 1,043 1,192

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    INFORMATION TECHNOLOGY

    BANK OF BARODA INDIAN OVERSEAS

    BANK

    ORIENTAL BANK OF

    COMMERCE

    E BUSINESS CORE BANKING CORE BANKING

    SOLUTION & WIDE AREA

    NETWORK

    ATM/DEBIT CARD

    OPERATIONS-1315

    ATMS-1043 ELECTRONIC PAYMENT

    SERVICE

    INTERNET BANKING DEBIT CARD INTERNET BANKING

    PHONE BANKING RTGS & NEFT ATMS-1192

    CASH MANAGEMENT

    SERVICE

    INTERNET BANKING SMS BANKING

    NRI SERVICEBARODA MOBILE BANKING

    BARODA RTGS NEFT

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    PARTICULARS BANK OF

    BARODA

    ORIENTAL

    BANK OFCOMMERCE

    INDIAN

    OVERSEASBANK

    CAPITAL AND

    LIABILITIES

    358,39,71,754 16,34,33,732 1,78,78,42,785

    ASSETS 358,39,71,754 16,34,33,732 1,78,78,42,785

    INCOME 24,69,51,016 13,32,65,675 13,32,65,675

    EXPENDITURE 20,45,34,219 11,54,50,130 12,25,40,248

    PROFIT 4,24,16,797 1,50,34,432 1,07,25,427

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    CONCLUSION

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