PopularSchemes

SwarnaJayantiGramSwarojgarYojana

JawaharGramSamriddhiYojna

IndiraAawasYojana

DRDAAdministration

WelfareSchemes

BasicMinimumServices

CommunityDevelopment

DroughtProneAreaProgramme

MPLocalAreaDevelopmentScheme

CreditcumSubsidySchemeforRuralHousing

SwarnajayantiGramSwarojgarYojna TopThis programme was launched in April, 1999. This is a holistic programme covering all aspects of selfemploymentsuchasorganisationofthepoorintoselfhelpgroups,training,credit,technology,infrastructureandmarketing.Objective:TheobjectiveofSGSYistoprovidesustainableincometotheruralpoor.Theprogrammeaimsatestablishingalargenumberofmicroenterprisesintheruralareas,baseduponthepotentialoftheruralpoor.ItisenvisagedthateveryfamilyassistedunderSGSYwillbebroughtabovethepovertylinewithinaperiodofthreeyears.Scope:Thisprogrammecoversfamiliesbelowpovertylineinruralareasofthecountry.Withinthistargetgroup,specialsafeguardshavebeenprovidedbyreserving50%ofbenefitsforSCs/STs,40%forwomenand3%forphysicallyhandicappedpersons.Subject to theavailabilityof the funds, it isproposedtocover30%of theruralpoor ineachblockinthenext5years.Funding:SGSYisaCentrallySponsoredSchemeandfundingissharedbytheCentralandStateGovernmentsintheratioof75:25respectively.Strategy:SGSYisaCreditcumSubsidyprogramme.Itcoversallaspectsofselfemployment,suchasorganisationofthepoor into selfhelpgroups, training, credit technology, infrastructureandmarketing.Effortswouldbemade toinvolvewomenmembersineachselfhelpgroup.SGSYlaysemphasisonactivityclusters.FourfiveactivitieswillbeidentifiedforeachblockwiththeapprovalofPanchayatSamities.TheGramsabhawillauthenticatethelistoffamiliesbelowthepovertylineidentifiedinBPLcensus.Identificationofindividualfamiliessuitableforeachkeyactivitywillbemade throughaparticipatoryprocess.Closerattentionwillbepaidonskilldevelopmentof thebeneficiaries,knownasswarozgaris,andtheirtechnologyandmarketingneeds.HowtoSeekAssistance:Forassistanceundertheprogramme,DistrictRuralDevelopmentAgenciesandBlockDevelopmentOfficersmaybecontacted.JawaharGramSamriddhiYojna Top

Thecriticalimportanceofruralinfrastructureinthedevelopmentofvillageeconomyiswellknown.AnumberofstepshavebeeninitiatedbytheCentralaswellastheStateGovernmentsforbuildingtherural infrastructure.Thepublicworksprogrammehavealsocontributedsignificantlyinthisdirection.Objective:Jawahar Gram Samridhi Yojna (JGSY) is the restructured, streamlined and comprehensive version of theerstwhileJawaharRozagarYojana.Designedtoimprovethequalityoflifeofthepoor,JGSYhasbeenlaunchedon 1st April, 1999. The primary objective of the JGSY is the creation of demand driven community villageinfrastructure includingdurableassets at the village level andassets toenable the rural poor to increase theopportunitiesforsustainedemployment.Thesecondaryobjectiveisthegenerationofsupplementaryemploymentfortheunemployedpoorintheruralareas.ThewageemploymentundertheprogrammeshallbegiventoBelowPovertyLine(BPL)families.Scope:JGSYisimplementedentirelyatthevillagePanchayatlevel.VillagePanchayatisthesoleauthorityforpreparationoftheAnnualPlananditsimplementation.Funding:TheprogrammewillbeimplementedasCentrallySponsoredSchemeoncostsharingbasisbetweentheCentreandtheStateintheratioof75:25respectively.Strategy:The programme is to be implemented by theVillage Panchayatswith the approval ofGram sabha.No otheradministrativeortechnicalapprovalwillberequired.Forworks/schemescostingmorethan50,000/,aftertakingthe approval of the Gram Sabah, the Village Panchayat shall seek the technical/administrative approval ofappropriateauthorities.Panchayatsmayspendupto15%ofallocationonmaintenanceofassetscreatedunderthe programme within its geographical boundary. 22.5% of JGSY funds have been enmarked for individualbeneficiary schemes for SC/STs. 3% of annual allocation would be utilised for creation of barrier freeinfrastructure for the disabled. The funds to the Village Panchayats will be allocated on the basis of thepopulation.Theupperceilingof10,000populationhasbeenremoved.HowtoSeekAssistance:VillagePradhan,Panchayatmembers,BlockDevelopmentOfficer,DistrictCollectororDistrictRuralDevelopmentAgencymaybecontacted.IndiraAawasYojna TopIAYistheflagshipruralhousingschemewhichisbeingimplementedbytheGovernmentofIndiawithanaimofprovidingsheltertothepoorbelowpoverty line.TheGovernmentofIndiahasdecidedthatallocationoffundsunderIAY(IndiraAwasYojna)willbeonthebasisofpovertyratioandhousingshortage.Objective:TheobjectiveofIAYisprimarilytohelpconstructionofnewdwellingunitsaswellasconversionofunserviceablekutchahousesintopucca/semipuccabymembersofSC/STs,freedbondedlabourersandalsononSC/STruralpoorbelowthepovertylinebyextendingthemgrantinaid.Scope:IAY is abeneficiaryorientedprogrammeaimedatprovidinghouses forSC/SThouseholdswhoare victimsofatrocities,householdsheadedbywidows/unmarriedwomenandSC/SThouseholdswhoarebelowthepovertyline.Thisschemehasbeenineffectfrom1stApril,1999.Funding:IAYisaCentrallySponsoredSchemefundedoncostsharingbasisbetweentheGovt.ofIndiaandtheStatesintheratioof75:25respectively.Strategy:

Grant of Rs. 20,000/ per unit is provided in the plain areas and Rs. 22,000/ in hilly/difficult areas for theconstructionofahouse.Forconversionofakutchahouseintoinpuccahouse,Rs.10,000/isprovided.Sanitarylaterinesandchulahsareintegralpartofthehouse.Inconstruction/upgradationofthehouse,costeffectiveandenviornmentfriendlytechnologies,materialsanddesignsareencouraged.Thehouseholdisallotedinthenameofafemalememberofbeneficiaryhousehold.HowtoSeekAssistance:Thepersonconcernedshouldcontact theVillagePanchayatorVillageLevelWorkeror theBlockDevelopmentOfficerorDistrictRuralDevelopmentAgency.DRDAAdministration TopDistrict Rural Development Agency (DRDA) has traditionally been the principal organ at the District level tooversee the implementation of the antipoverty programmes of the Ministry of Rural Development. CreatedoriginallyforimplementationofIntegratedRuralDevelopmentProgramme(IRDP),theDRDAsweresubsequentlyentrusted with a number of programmes, both of the Central and State Governments. Since inception, theadministrativecostsoftheDRDA(DistrictRuralDevelopmentAgency)weremetbysettingasideapartoftheallocations foreachprogramme.Of late, thenumberofprogrammeshad increasedand severalprogrammeshavebeen restructuredwithaview tomaking themmoreeffective.Whilean indicativestaffingstructurewasprovided to theDRDAs,experienceshowed that therewasnouniformity in the staffing structure. It is in thiscontextthatanewcentrallysponsoredschemeDRDAAdministrationhasbeenintroducedfrom1stApril,1999basedontherecommendationsofaninterministerialcommitteeknownasShankarCommittee.Thenewschemereplacestheearlierpracticeofallocatingpercentageofprogrammefundstotheadministrativecosts.Objective:Theobjectiveof theschemeofDRDA(DistrictRuralDevelopmentAgency)Administration is tostrengthentheDRDAsandtomakethemmoreprofessionalandeffective.Underthescheme,DRDAisvisualisedasspecialisedagency capable ofmanaging antipoverty programmes of theMinistry on the one hand and effectively relatethesetotheoveralleffortsofpovertyeradicationinthedistrictontheother.Funding:Thefundingpatternoftheprogrammewillbeintheratioof75:25betweentheCentreandtheStates.Strategy:The DRDAwill continue to watch over and ensure effective utilisation of the funds intended for antipovertyprogrammes.Itwillneedtodevelopdistinctivecapabilities forpovertyeradication.ItwillperformtaskswhicharedifferentfromPanchayatiRajInstitutionsandlinedepartments.TheDRDAswoulddealonlywiththeantipovertyprogrammesof theMinistryofRuralDevelopment.IfDRDAsaretobeentrustedwithprogrammesofotherMinistriesor thoseof theStateGovernments, itmustbeensuredthat thesehaveadefiniteantipovertyfocus.InrespectofsuchStateswhereDRDAdoesnothaveaseparateidentityandseparateaccounts.BasicMinimumServices TopThe Government of India launched this scheme in 1997 incorporating seven vital services of importance tocommonpeople.TheStateGovernmenthasoptedtoprovidesheltertoshelterlessbelowpovertylineunderthisscheme.Objective:TheobjectiveofprovidingthisschemeistosupplementtheconstitutionofdwellingunitsformembersofSC/ST,freedbondedlabourandalsononSC/STruralpoorbelowthepovertylinebyprovidingthemwithgrant.Funding:TheCentralGovernmentprovidesadditionalfundsforBasicMinimumServicessubjecttotheconditionthattheStateGovernmentwillprovide15%oftherequiredfunds.Execution:

Additional IndiraAwasarebeing constructedwith theguidelinesanalogous to that for theAwasYojana.Thesalientfeaturesare:

Rs.20,000/isprovidedtothebeneficiariesforconstructionofthehousesinphases.Sanitarylatrinesandsmokelesschulahareintegralpartofthehouses.Housesareallottedinthenameoffemalemembersofthefamilyorinjointnamesofbothspouses.Selectionofconstructiontechnology,materialsanddesignisleftentirelytothechoiceofbeneficiaries.Contractors,MiddlemenortheDepartmentalAgencieshavenoroleintheconstructionofhouses.Costeffectiveandenvironmentfriendlyhousingtechnologies/designandmaterialsareprovided.

Achievement:AsumofRs364.07croresandRs383.32croreswereallocatedduring199798&199899,andasumofRs419.04croresistobeallocatedduring19992000,whichhaveledtocompletionofoverthreelakhhousesuptoDecember1999.ContactInfo:VillagePanchayat/BDO/DRDAmaybecontactedfordetails.CommunityDevelopment TopThe State Govt. launched a scheme in 198081 to enable the members of legislature to execute the smallschemes of their choice that are developmental and are based on immediate felt local needs, as per theguidelinesissuedforthispurpose.UnderthisschemeRs.50.00lakhhastobeprovidedtoeachmemberoftheStateLegislative.Objective:Theobjectiveofthisschemeistofacilitateimmediateexecutionoflocallyimportantschemes,whoseexecutionmayotherwisespanoveralargeperiodasperthelistofDo'sandDon'tindicatedintheguidelines.Funding:ThisisaStatePlanSchemewhoseexpenditureisfullybornebytheStateGovernment.Execution:EachlegislatorissupposedtoindicatechoiceofschemestothetuneofRsfiftylakhsperyeartobrtakenupinhis/herconstituencytotheconcernedDeputyDevelopmentCommissioner,whichwillgetthemimplementedbyfollowingtheestablishedprocedurescontainedintheguidelinesandcircularsissuedbytheRuralDevelopmentDepartment.ContactInfo:LocalMLA/MLCmaybecontactedforschemestobetakenupunderCommunityDevelopmentProgramme.DroughtProneAreasProgramme TopTheDroughtProneAreasProgramme(DPAP)aimsatmitigatingtheadverseeffectsofdroughtontheproductionofcropsandlivestockandproductivityofland,waterandhumanresources.Itstrivestoencouragerestorationofecologicalbalanceandseekstoimprovetheeconomicandsocialconditionsofthepoorandthedisadvantagedsectionsoftheruralcommunity.Scope:DPAPisapeople'sprogrammewithGovernmentassistance.ThereisaspecialarrangementformaintenanceofassetsandsocialauditbyPanchayatiRajInstitutions.DevelopmentofallcategoriesoflandbelongingtoGramPanchayats,Governmentandindividualsfallwithinthelimitsoftheselectedwatershedsfordevelopment.Funding:Allocation is to be shared equally by the Centre and StateGovt. on 75:25 basis.Watershed community is to

contributeformaintenanceofassetscreated.Utilisationof50%ofallocationundertheEmploymentAssuranceScheme (EAS) is for the watershed development. Funds are directly released to Zila Parishads/District RuralDevelopmentAgencies (DRDAs) to sanctionprojectsand release funds toWatershedCommitteesandProjectImplementationAgencies.Strategy:Villagecommunity,includingselfhelp/usergroups,undertakeareadevelopmentbyplanningandimplementationof projects onwatershed basis throughWatershed Associations andWatershed Committees constituted fromamong themselves. TheGovernment supplements theirwork by creating social awareness, imparting trainingandprovidingtechnicalsupportthroughprojectimplementationagencies.HowtoSeekAssistance:NonGovernmentorganisationscanapproachtheDistrictRuralDevelopmentAgency(DRDA)forappointmentasProjectImplementationAgencies.MPLocalAreaDevelopmentProgramme TopMPLADSwaslaunchedinDecember1993asacentralsectorschemetoenableMembersofLokSabhaandRajyaSabhatoexecutetheschemesoftheirchoicethataredevelopmentalandbasedonlocallyfeltneedswithintheguidelinesforthispurpose.Objective:Thebasicobjectiveofthisprogrammeistofacilitateimmediateexecutionofsmallbutlocallyimportantschemes,whoseexecutionmayotherwisespanoverahugeperiod.Theworkswhichcanbecarriedoutunderthisschemeare construction of buildings for schools, hostels, libraries and shelter for old/handicapped, construction oflink/approach roads, culverts/bridges, public irrigation and public drainage facilities etc. as indicated in theguidelines.Funding:TheGovernmentofIndiaprovidescentpercentfundforthisscheme.EachMPhasthechoicetosuggestworktothetuneofRs.Twocroresperyeartobetakenupinhis/herconstituency.Execution:Execution of this scheme is done through the detailed guidelines and circulars issued from time to time onmattersrelatingtooperationaldetailsbytheDepartmentofProgrammeImplementation,Govt.ofIndia.ContactInfo:LocalMPsofLokSabha/RajyaSabhamaybecontacted.CreditcumSubsidySchemeforRuralHousing TopTherewerealargenumberofhouseholdsintheruralareaswhichcouldnotbecoveredundertheIAY,aseithertheydonotfallintotherangeofeligibilityorduetothelimitsimposedbytheavailablebudget.Ontheotherhanddue to limited repayment capacity, these rural households cannot take benefit of fully loan based schemesoffered by someof the housing finance institutions. Theneedof thismajority canbemet through a schemewhichispartcreditandpartsubsidybased.Objective:Theobjectiveofthisschemeforruralhousingistofacilitateconstructionofhousesforruralfamilieswhohavesomerepaymentcapacity.Theschemeaimsateradicatingshelterlessnessfromtheruralareaofthecountry.Scope:Theschemeprovidesshelter torural familieswhohavenotbeencovetedunderIAYandwhoaredesirousofpossessing a house. All rural households having annual income up to Rs. 32,000/ are covered under thisscheme.

Funding:ThefundsaresharedbytheCentreandtheStateintheratioof75:25respectively.Strategy:Ruralpoorjustabovethepovertylineareentitledtogetthebenefitsofthescheme.AmaximumsubsidyofRs.10,000/perunitisprovidedfortheconstructionofahouse.Sanitarylatrineandsmokelesschulhaareintegralpartofthehouse.Costeffectiveandenviornmentfriendlytechnologies,materials,designs,etc.areencouraged.Sixtypercent(60%)ofthehousesareallocatedtoSC/STruralpoor.HowtoSeekAssistance:State Governments decide the implementing agency, which may be the State Housing Board, State HousingCorporation, specified scheduled Commercial bank, Housing Finance Institution or the DRDA/ZP. The persondesirousofgettingbenefitoftheschememayapproachtheimplementingagency.