Police Mutual Financial Wellness
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© Police Mutual 2010 Police Mutual Financial Wellness Pensions Borrowing Protecting what matters Managing your Debt Saving and Investment Where are you now? Click on a subject to continue
description
Police Mutual Financial Wellness. Saving and Investment. Pensions. Where are you now?. Managing your Debt. Borrowing. Protecting what matters. Click on a subject to continue. Managing your debt. Credit Cards. Overdraft. Loans. Mortgage. Which debts to pay off first?. Priority Debts. - PowerPoint PPT Presentation
Transcript of Police Mutual Financial Wellness
© Police Mutual 2010
Police Mutual Financial Wellness
PensionsPensions
BorrowingBorrowing
Protecting what
matters
Protecting what
matters
Managing your DebtManaging your Debt
Saving and InvestmentSaving and Investment
Where are you now?
Where are you now?
Click on a subject to continue
© Police Mutual 2010
Managing your debt
OverdraftOverdraft
LoansLoans
MortgageMortgage
Credit CardsCredit Cards
© Police Mutual 2010
Which debts to pay off first?
Priority Debts
Priority Debts
Credit DebtsCredit Debts
© Police Mutual 2010
Consequences of debt default
Debt Action against you
Mortgage arrears Repossession of your home
TV License Fine, distraint or imprisonment
Rent arrears Eviction
Council Tax Distraint or deduction from wages or imprisonment
Gas/Electric Supply cut off
Magistrates fines Distraint or deduction from wages or imprisonment
Maintenance Distraint or deduction from wages or imprisonment
Hire Purchase Repossession of the goods
Tax Arrears Distraint, bankruptcy or imprisonment
© Police Mutual 2010
Citizens advice bureau
Citizens advice bureau
Occupational Health
Occupational Health
National DebtlineNational Debtline
Credit counselling
service
Credit counselling
service
FederationFederation
Where to go for help
© Police Mutual 2010
www.pmas.co.uk
www.moneymadeclear.org.uk
www.cccs.co.uk
www.nationaldebtline.co.uk
www.adviceguide.org.uk
Further information
