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A PROJECT REPORT ON
COMPARATIVE ANALYSIS OF ICICI AND HDFC BANKS
IN HOME LOAN SECTOR
Submitted To:
KURUKSHETRA UNIVERSITY, KURUKSHETRA
In the partial fulfillment of the requirement for the
Degree of
MASTERS OF BUSINESS ADMINISTRATION (MBA)
Under the Supervision of: Submitted By:
Dr. D. D. Arora Sahil Berwal
(Dean of Colleges) MBA (General)
Ms. Reeta Clonia Roll No. - 01
(Research Scholar) Exam Roll No: - .
Session: 2011-2013
UNIVERSITY SCHOOL OF MANAGEMENT
KURUKSHETRA UNIVERSITY, KURUKSHETRA
(Established by the State legislature Act XII of 1956)
(A Grade NAAC Accredited)
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University School Of Management, Kurukshetra University
Kurukshetra 136118(Haryana)
CERTIFICATE
This is to certify that Mr. SAHIL BERWAL has worked under my guidance on the topic
Comparative Analysis Of ICICI and HDFC Bank in Home Loan Sector. The project is
original work to best of my knowledge and belief. This work has not been submitted for any
other degree/diploma exam anywhere. The project work is up to the standard expected from an
MBA student & I recommend this for evaluation.
Dr. D.D. Arora
(Dean of Colleges)
University school of Management
Kurukshetra University
Kurukshetra
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DECLARATION
I, SAHIL BERWAL, hereby declare that the Dissertation entitled Comparative Analysis Of
ICICI and HDFC Bank in Home Loan Sector has been completed by me under the
supervision ofDr. D. D. Arora, Dean of colleges, University School of management, KUK.
The report has been prepared based on the detailed literature review and the sources benevolent
to the study as shown in the bibliography, analysis and interpretation in this project to prove the
concept true as per law. This is my own work and I have not submitted the same elsewhere for
the award of any other degree or diploma.
I am submitting it in the partial fulfillment of the requirement for the degree of Master in
Business Administration.
Dated: (Signature)
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PREFACE
Theoretical knowledge without practical knowledge is of little value. Theoretical studies in
classroom are not sufficient. Therefore, it becomes necessary to undergo a project work.
Practical project supplement the theoretical studies.
Choice of present topic of research is an effort to contribute something to the sphere of
Comparative Analysis Of ICICI and HDFC Bank in Home Loan Sector. Although, a few
studies on the topic relating to this have also been conducted by the different research scholars,
but I think that, new study will also be beneficial.
This dissertation aims to give an overview of the concepts related to risk & return with relation
to individual security as well as portfolio as a whole. This study explains why it is important for
an investor to analyze risk & return of securities & how can they measure the same.
I am grateful to all those who have helped me directly or indirectly in preparing this project.
And I also believe that there is always scope for improvement and accordingly I shall look
forward to receive suggestions.
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ACKNOWLEDGEMENT
With the great reverence I bow before The Almighty for blessing me with the zeal to
successfully complete the project. It really makes me privileged to be a student of USM, KUK
that has given me a platform to nurture my aptitude and competency required for doing this
project successfully and capably. I express my deepest gratitude to, Dr. D.D. Arora & Ms.
Reeta Clonia for their kind consideration, painstaking efforts, constant encouragement and
valuable advice throughout the study of the present research problem as well as preparation of
the project report.
I am also grateful to Dr. B. S. Bodla (Chairman, USM, KUK) who was always there to give
my spirits a boost. I would like to thank all of them for giving their precious time from their busy
schedule to answer my queries and solving my problems. Last but not the least, my thanks to all
the people who helped me in making my efforts fruitful
SAHIL BERWAL