POA Affiliates Lose Lawsuit - Village...

Volume 12, Number 9 September, 2015

God Bless our TroopsSupport Wounded Warriors

We Endorse The Constitution

Tom’s Picks: Do you need some work

done and don’t know who to call? Call Tom’s Picks at 804-1223

The above picture was discovered stuffed in an old family Bible. It’s a newspaper cartoon of an eagle launch-ing upward off of a Bible. It is self-explanatory.

A Powerful Launching PadLarry Phillips Guest SpeakerLady Lake Chamber breakfast was the

host, Water Oak Country Club was the place and Larry Phillips was the speaker. Larry has been in Lady Lake for forty years. Dur-ing his speech he took us back in the history of Lady Lake and brought us forward on his forty-year journey. Starting with the Orange Blossom Gardens which later became the Villages. He talked some about the families that were here back then covering Ma Bark-er, ranchers, farmers, Harold Swartz and the things that effected the area. He talked about the Morse family and explained how the name went from Swartz to Morse. Phillips talked about the people who raised funds to help different charities, but he did not men-tion the fact that he raised tremendous funds for charities. He was a good speaker with a little hint of Will Rodgers humor.

POA Affiliates Lose Lawsuit

Is Our President Ashamed of Our History?D-Day:Sent to me by one of our readers. En-

hanced by my question at the beginning and end!

Every year, in France they have a 4-day celebration complete with American uni-forms. They honor the Americans who died there.

June 6, 2015, was the 71st anniversary of “D-Day”, the largest invasion ever, where 200,000 Americans stormed the beaches at Normandy to begin the final push to defeat Nazi Germany in WWII. D-Day marked the turning point in WWII in Europe. Today, European heads of state make it a point to recall and honor the sacrifices of those who

landed in Normandy, as do most of our Pres-idents.

In the 71 years since D-Day, there are four occasions when our current President of the United States chose to not visit the D-Day Monument that honors the soldiers killed during the Invasion.

Barack Obama: No attendance 2010, 2011, 2012, 2013For 71 years, every American President

except Obama has taken the time to honor the memory and sacrifice of the 6,000 Amer-ican soldiers killed on D-Day.

I ask is our president ashamed of our his-tory???

Publishers note:POA/Gerald Ferlisi/Thomas Burke/Su-

san Richmond lose attempted second law-suit, and were ordered by the court to pay $40,000 in legal fees with prejudice. The POA has said for years that they are watch-dog for the residents. In the past the Villages did not find it profitable to fight small suits so they just paid it with a gag order and went about their business of developing and building, escaping negative press. This time it was different, being accused of misappro-priation of millions of dollars of residents’ amenity fees is a serious charge.

Paying $40,000 in legal fees is a drop in the bucket compared to what the legal fees actually cost which is in the neighborhood of $344,000. Who will pay that? The CDD, which is the residents at some point, could be responsible for over $300,000. So let’s see - the watchdog protecting the residents might have cost them that $300,000.

I ask, will the CDD go after the rest of the legal fees? Are the POA members liable for the action of their board?

I think the best way to report this accu-rately is to print Janet Tutt District Man-ager’s report to the Sumter Landing Com-

munity Development District, the report is as follows.

Janet Tutt’s Report:TO: Board of Supervisors, Sumter Land-

ing Community Development DistrictFROM: Janet Y. Tutt, District ManagerDATE: August 20, 2015ISSUE: Resolution of Burke vs. Sumter

Landing Community Development District and request to move forward with bond re-funding.

BACKGROUND:As the Board is aware, the case Burke

vs. Sumter Landing CDD was recently dis-missed with prejudice in conjunction with a stipulated judgment in favor of the District and its co-defendants. The Sumter County Circuit Court entered its Order and Judg-ment awarding the Defendants’ Attorney’s Fees and Costs in the amount of $40,000.00 on August 3, 2015, the same day that an order dismissing the appeal with prejudice was entered by the Fifth Judicial District Court of Appeal.

On September 14, 2010, the Sumter Landing Community Development District (SLCDD) received notice from Plaintiff’s

(Continued on Page 2)

, Lady Lake Magazine/Village Spectator – September, 2015

A.J. “Tony” Powell

As I see ItAS I SEE IT by A.J.(Tony)Powell-As Donald Trump and his Republican

cohorts argue about which of them is going to be the worst president in history, the rest of the country is enjoying a solid economic recovery from the disastrous years of the Bush-League White House.

-Sales of new homes are booming, par-ticularly in the Northeast. Over half-million sold this year across the country. An in-crease of about 21% already this year, and nationwide prices have risen about 2 percent

to over $285,000.-Whether you are buying a house or not,

the continuing increase in home-ownership reflects a much healthier job market along with still-low mortgage rates.

-More good news is that over 3 million jobs were added last year and probably even more this year.

-The headlines say “U.S. consumer con-fidence surges 10 points” which supports the Democrats claim that President Obama has successfully led the country out of the disas-trous George Bush recession.

-For example, Florida had more home sales at much higher prices, this summer, Up a healthy 22%.

More home-owners were able to hang on as short sales declined by a whopping 31%.

-Interest on a 30-year fixed-rate mortgage is about 4% this year which makes home-buying possible again for many young work-ing people. Also, many of the families who lost their homes during the George Bush de-bacle have worked their back back to pros-perity and are courageously diving back into home ownership. (A foreclosure takes about seven years to drop off your credit report. Short sales about three or four years).

Right now, fewer buyers are paying all cash for their home; down to about 20% of all home sales, which means that more and

more average working American people feel confident enough to go get a 30 year mort-gage.

Seven years of “Obama Cares” has en-abled those so-called boomerang-buyers. those who lost their homes during the Bush years have rebuilt their credit and are back in the market.

It’s unbelievable that over 7 million hom-eowners lost their homes due to the Repub-licans ‘de-regulation’ of the money lenders and no-one was held responsible.

Still there’s hope. If Trump wins the Re-publican nomination, the presidential elec-tion will be a walk-over for the Democrats - even it that candidate is named Hilary.

‘til next time. . . .

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This report is courtesy of SELLSTATE. Not intended to solicit buyers or sellers currently under contract. Copyright © 2015

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Counsel that the SLCDD had taken and ap-propriated to its own use or others who not entitled thereto, $65,000,000 of the proceeds of revenue bonds issued by the SLCDD secured by amenity fees payable by 6604 Villages homeowners. The notice alleged the deprivation to homeowners in the total sum of $408,765,273.81. The notice further demanded the SLCDD pay the sum within 30 days after receipt of the notice pending class-certification and court-directed com-putation, allocation and distribution of the funds to members of the class. The claim-ants listed were Gerald Ferlisi and Susan Richmond and similarly situated homeown-ers of homesites in The Villages.

In October of 2010, the same attor-ney sent notice to Mark G. Morse, The Villages of Lake- Sumter, Inc., demand-ing $396,672,486 to be deposited in the same manner as identified in the notice to SLCDD.

No substantive actions occurred between 2010 until March 31, 2014 when the plain-tiffs filed three complaints asserting a class action case having to do with use of ameni-ties fees. The Plaintiffs’ complaint included several counts based on allegations that the defendants “misappropriated” amenities fees by pledging them as collateral for debt that resulted in supposedly excessive debt that impaired the solvency of the amenities fees program. The Plaintiffs were Thomas Burke, Gerald Ferlisi, Susan Richmond and

Susan Saraullo (Susan Saraullo was later dropped as a Plaintiff).

The SLCDD’s position remained consis-tent from the time the original notice was filed in 2010. Each time an amended com-plaint was filed, the SLCDD and its co-de-fendants responded by filing documents as-serting that the Plaintiffs were not entitled to any relief and should be required to pay the SLCDD’s fees and costs. Each complaint the Plaintiffs filed was dismissed by the Circuit Court. Each filing by the Plaintiffs required a substantial amount of District ad-ministrative staff’s time and attorney hours to respond.

Over the last five months, SLCDD’s counsel (Stone and Gerkin and Buchanan Ingersoll) have worked diligently on the part of the SLCDD to defend this litigation. As a government entity, responsible for public funds, it was incumbent on the SLCDD to persistently defend against a claim for dam-ages, costs, attorneys’ fees, representatives’ fees and interest. This required continued attention through hours of staff time and attorney effort to protect and guarantee the SLCDD’s financial integrity.

Over the months of legal actions, which included the Plaintiffs eventually filing an Appeal with the Fifth Judicial Court of Appeals, there were 76 items and actions identified in the Master Appeal Index and over 100 items on the Progress Dockett. Although not all items required action by SLCDD’s attorneys, continued filings by the Plaintiffs, in light of Dismissals, resulted in a substantial work effort on the part of staff and SLCDD’s counsel.

To resolve the pending Appeal, the par-ties – including the plaintiffs, the SLCDD and co-defendants -- jointly agreed to a judgment awarding Defendants a total of $40,000 to defray the costs of defending the lawsuit. The SLCDD has already received payment for its share, $20,000, of this judg-ment. It is the individual plaintiffs that were ordered by the court to make the payment.

The District could have continued liti-gating to seek a higher judgment amount against the Plaintiffs, but there were ben-efits of resolving the case immediately. By resolving the case now, additional litigation expenses are not incurred, and the time re-quired of District staff to deal with the case can be limited. This resolution involves not

POA Affiliates Lose Lawsuit(Continued from Page 1)


Lady Lake Magazine/Village Spectator – September, 2015

Florida House of Representatives

DENNIS K. BAXLEY

This summer, the Florida Legislature has been called into a Special Session in order to redraw Florida’s Congres-sional Maps. In a two-week special session, the Legisla-ture will assign mil-lions of Floridians

to new congressional districts as it works to obey an order by the Florida Supreme Court to reshape the political landscape. There are already measures in place to change Con-gressional and legislative districts every 10 years to refl ect population changes, yet this

will be the third time since 2010 that legisla-tors will make changes to district maps. The U.S. Constitution prescribes that they must include the same number of people in each district and be as compact as possible. The new maps are likely to reconfi gure nearly all of the state’s 27 congressional districts, as every shift of a line has an extensive domino effect. This will open the door to new can-didates and threaten incumbents, who will now face a new set of boundary lines and constituents close to the 2016 election. Con-tinual map changes have resulted in unstable representation for several areas of the state, such as Sun City Center, who would get its fourth member of Congress in eight years. While Republicans and Democrats rarely

agree on much, but in this we are in sync. The ongoing redistricting fi asco in Tallahas-see should never happen again and the pow-

er of the court to dictate changes to districts must be curtailed.

POA Affi liates Lose Lawsuitonly an end to this case, but a release from the Plaintiffs precluding any other future claims. Furthermore, resolving the litigation now means that this case will not be an im-pediment to issuance of refunding bonds by the District.

The unfortunate part of litigation is that, although the defendant may be innocent, the cost to a government body to defend and carry out the overall fi duciary responsibility is very high. In addition to countless Dis-trict staff hours, the attorney fees from 2010 to date are approximately $344,554. While many believe that a winning party is always

(Continued from Page 2) able to recover all of their attorney fees, this is not the case. Unfortunately, the cost of this litigation was an investment in the SLCDD not being required to pay money for claims that had no basis.

While it is true that there were other named defendants in this legal action, it was critical that the SLCDD take the necessary actions to protect the amenity fees and the potential impact of not being able to refund the SLCDD bonds.

Fortunately, this issue has been resolved, the claim against the SLCDD has been dis-missed with prejudice, and the SLCDD in-tends to begin the refunding process.

Immediately following the Court’s en-try of the order dismissing the appeal with prejudice was entered by the district court of appeal, we held a conference call with the fi -nance team used to issue bonds for the North Sumter County Utility Dependent District and refunding of numbered Districts’ and the Village Center Community Develop-ment District bonds. The team has worked well together, there is no learning curve, and all are ready to hit the ground running to achieve the refunding of the SLCDD bonds.

Based on preliminary work and discus-sions, we believe a timetable to refund the bonds with a closing date of October 13, 2015 is achievable. The following three agenda items will put in place the fi nance team necessary to accomplish this effort to save money and, as important, refund with taxable bonds should there be action by the Internal Revenue Service.

RECOMMENDATION:As previously discussed with the SLCDD

Supervisors, it is in the best interest of the SLCDD to refund the current tax exempt bonds as soon as possible with a taxable is-sue: for both possible interest savings and potential action by the Internal Revenue Service.

MOTION:Motion to direct staff to take the neces-

sary actions to accomplish the refunding of the Sumter Landing Community Devel-opment District bonds with a taxable issue and authorize staff and the Chairman to take whatever actions are necessary to accom-plish this with expediency.


The administra-tion has armed the Cartels, the Terror-ist and Lord knows whom else, then they cry for gun control. They don’t even know how to name the terrorist. If the terrorist is not

Islamic terrorist then what the hell are they?

I have been studying political correctness. The annalist and marketing gurus are say-ing to candidates “when using a picture of themselves on ads you should be smiling.” I say if you are doing a serious job you should have a serious look on your face. Voters are rebelling. They are making a statement that they are disgusted with politics as usual. Is Trump Smiling? Some of the top polling Republican candidates are not career poli-ticians and they’re NOT SMILING. Voters are tired of the same old rhetoric. What do you say? [email protected]

The American way of life was to give an American a hand up not a hand out! I am sure there are people who need and deserve help, but two and three generations living on welfare? One woman on TV said, “Someone needs to take responsibility to feed my thir-teen children!” Need I say more?

The picture on the front page was dis-

covered stuffed in an old family Bible. It’s a newspaper cartoon of an eagle launch-ing upward off of a Bible. I thought some would like that, but of course my critics will have other views. The newspaper was closed down 40 years ago, but this picture lives on.

Last month I was criticized for writing about a bad guy that was shot by police, the man shot happened to be a person of color. The headline did not say “Person of Color Shot” it was information off the web and off other news sources. I’ll take the heat be-cause it comes with the job. But don’t read something into my stories that is not there.

HERO? You know since Trump has talked about

who is a hero and who is not!I think Trump is missing the point. The

description of Hero could mean many things. The only way I know how to figure it out to put it in writing.

I think the ultimate hero is that person that throws him or herself on a grenade to save his companions. He or she died; Com-panions lived now that is the ultimate hero.

Saving a drowning victim. Rescuing a person from a burning house, different case scenario is heroism.

Being a prisoner of war is considered heroism, especially because of the punish-ment, mistreatment, hardship and starvation. Yes Mc Cane is a hero, just a different kind

Tom Loury

Publisher’s Notesof hero.

Law Enforcement, Fireman, Life Guards, Hospital ER worker and many more do not consider themselves as heroes, but do what has to be done. They all save lives but are not always called heroes but they are heroes.

I think Heroism means different things to different people, so if someone is called a hero, thank them for what they did and move on, don’t question it, you won’t win!

When I was a child I was playing near the Rail Road Tracks with another little boy. I was badly injured, the other boy piggy-backed me a block and a half to a Fireman’s

House. The Fireman and the boy, I think they were both heroes, some yrs later in life I would reciprocate for both.

Acts of bravery are highlights in life for someone. Don’t dilute it, feel good about it and again thank them and move on.

A little joke but so true! Reporter inter-viewing Obama.

Reporter: Why are you planning to grant amnesty to millions of illegals?

Obama: Because they will do the jobs Americans don’t want to do.

Reporter: Like what jobs?Obama: Like Voting Democrats.

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(Family Features) As many as 40 percent of American families do not have a family emergency plan in place, according to Save the Children®, a non-profit organization dedicated to giving children a healthy start and protection from harm. But emergencies can happen to anyone at any time, making emergency preparedness and safety educa-tion important issues for families to address, especially families with small children.

“There are many myths and assumptions that keep families from adequately prepar-ing for emergencies, and the consequences can be devastating,” said Dr. Gloria Julius, vice president of education and professional development for Primrose Schools®, an early education and care provider with more

than 300 schools across the country. “A disaster is no time to realize that

you’re not sure how to keep your family safe. That’s why we’ve partnered with Save the Children to educate families and children inside and outside our classrooms on the im-portance of emergency preparedness, while engaging them in steps they can take to keep their children safe in times of crisis.”

When disaster strikes, children are partic-ularly vulnerable. Responding in a calm, or-ganized manner not only helps your children know how to act, it conveys a powerful mes-sage that they are safe, advises the American Academy of Pediatrics. Children will mirror your response and actions in times of crisis.



DR. DULGAR

BACK TO THE FUTURE?

I titled this month’s article BACK TO THE FUTURE for two reasons. First, this marks the 30th an-niversary (1985) of the release of the fi rst of a trilogy of

comic science fi ction fi lms titled BACK TO THE FUTURE. It starred Michael J. Fox, Christopher Lloyd, Lea Thompson and Crispin Glover. It was about a teenager (Fox) who unwittingly takes a time machine built from a modifi ed DeLorean car back 30 years prior (1955) and how, through the help

of the eccentric scientist Doc Brown (Lloyd) he returns to 1985.

But more importantly I titled this article BACK TO THE FUTURE to use as the top-ic for our discussion as a continuation from last month’s article A CALL TO ARMS. Last month we discussed eight of the eleven major systems of the body that allow you to live and stay healthy. I left the three major systems of the body that chiropractic direct-ly deals with and that have an effect on most of the other systems for this month. Those systems are your nervous (nerves), skeletal (bone) and muscular (muscles). And just as A CALL TO ARMS was not about weapons but these body systems that allow you to live (your weapons of life!), so too BACK TO THE FUTURE is not about science fi ction

time travel but about your back, more spe-cifi cally your BACKBONE, as it incorpo-rates the nervous, skeletal and muscular sys-tems and not only affects your future health but has affected your past health and affects your present health whether you know it or not!

May I ask how well have you taken care of your backbone? Your backbone is com-prised of a series of vertebrae extending from the back of your skull to your pelvis, other-wise known as your spine. Sadly enough the vast majority of people don’t take care of their backbone or spine. In fact, traditional medicine says that 80 percent of the popula-tion will have back or neck problems as they get older, if not sooner, and that this is nor-mal! NOT SO FAST MY FRIENDS! The problem is that we spend an ENORMOUS amount of TIME and MONEY on our front side, taking care of our hair, face, eyes, ears, teeth, etc. but spend practically NO TIME

taking care of our backbone. Many people think they are taking care of their backbone with exercise, but that takes care of only one of the three major systems that allow the backbone to function effectively. For most people it is only when they experience per-sistent pain that they seek any type of care, and that usually starts with pills that only mask the real cause. May I ask is this you?

I hear daily from new patients about how they have used pills, exercise, massage, po-tions, lotions, contraptions, etc. to help their pain, to no avail. They should have START-ED with chiropractic care, as it is the back-bone, or mainstay, cornerstone, foundation, pillar, or tower of strength that is the most effective way of treating the spine. If only people would start with preventative chiro-practic care with their children or teenagers or as young adults yearly (as with taking care of their teeth) then many of these prob-lems people face as they get older would not exist. By the time most people make it to a chiropractor, they have had problems on and off for years.

We offer a drugless, nonsurgical alterna-tive that not only addresses your pain, but by working with not one, not two, but three of your major body systems we address your WHOLE BODY for your HEALTH, not your symptoms of pain. So have a back-bone and don’t be SPINELESS, see a hands-on chiropractor!

Make safety a priority for your family by learning about common misconceptions about emergency preparation and taking steps to ensure your family is ready to re-spond if a disaster strikes.

Emergency Prep: Myths vs. Reality1. It Won’t Happen HereAccording to data from Save the Chil-

dren, 90 percent of children in the United States live in areas at risk for natural disas-ter, and 54 percent of U.S. families have been affected by some type of natural or other disaster.

For too many parents, the day they start thinking about emergency preparedness is the day they are faced with an actual disas-ter. Start now and take time to prepare for emergencies by completing simple steps like fi lling out emergency contact forms that can be tucked in your child’s backpack at school, helping your children memorize emergency contact numbers and stocking your home with emergency supplies.

2. It’s ScaryDiscussing emergencies can be daunt-

ing, but talking about it is an important part of helping parents prepare and protect their kids from disasters.

“Many parents worry about the right way to approach those conversations without sparking undue fear in children,” said Sarah Thompson, associate director of community preparedness with Save the Children. “By providing children age-appropriate educa-tion, you’re providing them with lifelong

(Continued from Page 4)



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“Not All Who Wander Are Lost”Real Madrid? No… Real GaliciaMy time in Spain was my fi rst real taste

of assimilating into another culture. Each day for lunch and dinner I would eat with Maria and her whole family. Maria was the only one that spoke English and rarely ever translated for me. Keep in mind that my whole purpose for being in Spain was to help tutor her to improve her English, so that she could travel to Ireland to fi nd bet-ter work. Meaning: Even the most profi cient speaker in the group was still quite limited

in her abilities. I spent a lot of time listening and in quiet refl ection.

Her parent’s house, Casa Penacoba, where I stayed was an old fi nca (a small working farm) that was built in the 1500’s and used as a bed and breakfast retreat. Spanish tour-ists mostly from the southeast (e.g. Alicante and Almeria with their more dry climates) would come to vacation for the weekend or longer. Galicia is in the northwest of Spain and is known for its’ more coastal and lush lifestyle. Most of the guests had been com-

ing to Penacoba for the entirety of their teenage or older children’s lives. Occasion-ally I would get lucky and someone fl uent in English would come to stay. One was an executive for Microsoft and had even been to Florida several times. Amongst the won-derful visitors, who were as good as fam-ily, the house had many wonders. It was a lovely mansion of a home, in a small val-ley overlooking the horse pasture and grape wines, with pipes cut straight into the moun-tain where the most pure water I have ever tasted fl owed from. The house would make these newly built trendy homes designed to look old blush in embarrassment at the true elegance and grace of the real deal. On the back of the property was a huge iron mill that still worked. They didn’t use it anymore but Maria engaged the 20 foot water wheel to show me it one day. As a waterfall crashed through the back of the room and the wheels begin to turn, the huge 4 foot tall by 6 foot long fans began to pump air to where the hot fi re would be. It was one of the most magical things I have ever seen as it was created by human hands more than 300 years before the idea of harnessing electricity could even be truly entertained. Plus it was such a massive machine room. Maybe 50 feet across and moving parts larger than myself.

I highly recommend that should you ever travel to Spain this wonderful guest home is where you want to spend your time. The environment is lush, green, surrounded by hills, while having all the modern comforts of Wi-fi (which in Spain everyone calls “we-fee”) a gorgeous pool, and satellite televi-sion in the lodge built for visitors to relax and socialize in. Most of the food is raised

on sight. Including much of the meat, let me tell you. That was an awkward thing to walk in on the day that Maria’s sweet dear old mother, Reme, was boiling and plucking the chickens herself. She insisted I help but in-stead just let me get away with merely hold-ing one, post- mortem, pre- “de-feathering”. Oh my! First time for everything?!

Maria wanted to make the most of my time there so she took me to many places. We saw a beautiful gorge, climbed a still op-erational 2,000 year old Roman lighthouse, went out to dinner with her friends to enjoy the favorite regional dish “Pulpo”- a boiled Octopus with only paprika and olive oil served with bread, and even took me to see a cremation (her best friend owned a cremato-rium). Her friends always seemed excited to meet an American and thought what she was doing (inviting a stranger into her home, was too curious not to have many questions). Certainly a wide array of experiences. The arrangement was that I would help Maria to improve her English and I would have free room and board in exchange. But, I always felt like I was getting away with the better end of the deal. So I would help out with the small things where I could. I once insisted to Maria’s father, Manolo, to let me help cut the corn stalks by hand, hot and time con-suming work, so they would grow ears of corn properly. However, this was about the extent of my chores.

The culture in Spain was wonderful, much more similar to America than Denmark or anywhere else I had been. The people were friendly, loud, and very social. People wore bright and fl ashy colors like in America. In



Tom Loury 804-1223

Lady Lake Police

CHIEF CHRIS MCKINSTRY

HONORING ALL MILITARY, PUBLIC SERVANTS, FALLEN HEROES

My father served honorably in the mili-tary as a U.S. Army sergeant. As a lifelong law enforcement offi cer and current chief of police, I strive to live up to his memory and his expectations every day. That’s why there is one group of people I always want to ac-knowledge and thank personally, but I don’t always get the opportunity to do so: the men and women of our military. When we remem-ber the victims of the 9/11 attack this month, we memorialize those who lost their lives on that fateful day in 2001. But that somber day also reminds us once again to recognize and thank our veterans, especially the 2.5 mil-lion service members who answered the call since those attacks and served in numerous

U.S. deployments in Iraq and Afghanistan. Annually, the Lady Lake Police Department pays tribute to the sacrifi ces that the mili-tary, law enforcement, and fi re rescue make every day. We participate in a special me-morials for those who were killed in the line of duty. In September, we also honor the victims, fi re fi ghters, paramedics and police offi cers of 9/11 during our local observance of the national memorial events. We remem-ber the legacies and the sacrifi ces of all of our fallen, whether they lost their lives lo-cally or overseas. We refer to the fallen as heroes, because there is no other act that holds greater meaning than giving one’s life to save another. Their deaths are the ultimate sacrifi ce. We pray and say words of com-fort during memorials, but words alone fall

terribly short if we don’t honor these men and women with deeds worthy of their sac-rifi ces. If we become a refl ection of who our fallen heroes once were, then we can inspire others, and then their legacies live on. This month is a special time to say “thank you”

to those selfl ess Americans who put their all on the line to safeguard our fellow residents. May God continue to bless our service men and women, our veterans, our law enforce-ment and fi re rescue personnel and all their families.

Denmark I stood out like a sore thumb as a tourist for having bright pink running shoes. People wear black on black on black in Co-penhagen like they’re auditioning for a part in the “Adam’s Family”. While in America it’s nearly impossible to fi nd muted colors these last several seasons, and Spain was this same way. And their exuberance for bright fashion was also mirrored as I watched them exist socially. There was a joke in Denmark that you could close your eyes in a restaurant and forget there was anyone in there with

you as they are so quiet- equally, that they could always identify the Americans. But in Spain the street corridors are packed with people socializing, exercising and playing. No one sits inside a building to eat or have a drink and tapas really are what used to be the equivalent of bar nuts. Small a la carte portions of full size meal items, giving you the option to really try it all. I can’t wait for this trend to catch on and permeate all over America ALSO with the same low price points as Spain has!

During the summer there are festivals nearly every weekend it seemed for anoth-er saint or other random city festival. This meant that when we would stay the week-ends in A Coruña, a north-western coastal city on the Atlantic I was able to hear the concerts still playing down the street until 4-5 o‘clock in the morning. And while the children don’t stay out quite that late, to see a couple children playing on the sidewalk while their families sit outside the cafes un-til 1 am was not uncommon. Children there were very much integrated into the adult social society; meaning, they were more a part of their parents’ lives, rather than in the U.S. where parents lives are more organized around the children’s.

Spain is still my favorite place that I have traveled to thus far. This is due to the warmth and friendliness of their culture (everyone made me feel like or called me, family), the wonderful weather (reminiscent of San Diego), the low cost of housing and similar cost of living as America, the beautiful cities and countryside, and overall the more laid back and communal forms of living. I highly encourage that if you ever want to see “real Spain” and not just Madrid and Barcelona (I also visited there too) to visit the city of A Coruña and its gorgeous coast line and his-tory, and stay with the family that I call my own at Casa Penacoba in the hills of Galicia. If the price point is too high I at least encour-age you to google both places so that you are able to fabricate some wonderful sweet dreams about the places that so lovingly stole my heart.

Contact info:Kailah is a 2015 graduate of the Univer-

sity of Florida, with a Bachelor of Science Degree in Family, Youth, and Community Sciences. She Plans to incorporate her trav-els into her future career and volunteer en-deavors and eat as much gelato as reason-ably affordable. If you have any questions or comments she can be contacted by email at: [email protected] or you can fol-low her on Instagram at: Abroadwithclass

“Not All Who Wander Are Lost”(Continued from Page 6)


Running Running Short?Short?

Let the Lady Lake Magazine and Let the Lady Lake Magazine and The Village Spectator Expose your The Village Spectator Expose your

Business . . . to the Most Stable Market Business . . . to the Most Stable Market in the World!in the World!

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Sent to me by a reader:Read all about the 14th Amendment

(click on the link below) as the debate over “anchor babies” rises up—get the history, not just the current hype.

Please, please please—get the informa-tion for yourself…and then inform others. This anchor baby policy is killing our na-tion’s economy.

“In 1866, Senator Jacob Howard clearly spelled out the intent of the 14thAmendment by stating:

“Every person born within the limits of the United States, and subject to their ju-risdiction, is by virtue of natural law and national law a citizen of the United States. This will not, of course, include persons born in the United States who are foreign-

ers, aliens, who belong to the families of ambassadors or foreign ministers accredited to the Government of the United States, but will include every other class of persons. It settles the great question of citizenship and removes all doubt as to what persons are or are not citizens of the United States. This has long been a great desideratum in the ju-risprudence and legislation of this country.”

“The original intent of the 14th Amend-ment was clearly not to facilitate illegal aliens defying U.S. law and obtaining citizenship for their offspring, nor obtain-ing benefits at taxpayer expense. Current

estimates indicate there may be between 300,000 and 700,000 anchor babies born each year in the U.S., thus causing illegal alien mothers to add more to the U.S. popu-lation each year than immigration from all sources in an average year before 1965. (See consequences.)

American citizens must be wary of elect-ed politicians voting to illegally extend our generous social benefits to illegal aliens and other criminals.”

http://www.14thamendment.us/birth-right_citizenship/original_intent.html

Anchor Babies

Welcome Olcott Chiropractic and Wellness Chamber Ribbon cutting, Business After Hours and Open House. Pictured above is the joint Ribbon cutting with Lady Lake Chamber and Sumter Chamber. Olcott Chiro-

practic is located at 201 Guava W. Guava Street Medical Building in front of Lady Lake Library and next to Subway 2nd floor.


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OCALA, Fla. (Aug. 21, 2015) – The July unemployment rate for the CareerSource Citrus Levy Marion area rose by 0.2 per-centage point over the month to 7.0 percent, but is down 1.0 percent from the same time last year.

Out of a labor force of 194,451, there were 13,531 unemployed, an increase of 371 since June but 2,404 fewer than July 2014.

According to the employment summary released by the Florida Department of Eco-nomic Opportunity (DEO), Levy County continued to hold the lowest rate in the three-county area at 6.4 percent, followed again by Marion County with 6.6 percent and Citrus County at 8.0 percent. The com-parative, not-seasonally adjusted jobless rate for Florida is 5.7 percent and the national rate is 5.6 percent.

DEO reports that unemployment rates in-creased over the month, though not by much, in 51 of Florida’s 68 counties, remained un-changed in 12 and dropped in four.

“The summer slump’ was bound to hap-pen,” said Kathleen Woodring, chief oper-ating offi cer of CareerSource Citrus Levy Marion, referring to the seasonal increase in unemployment rates typically fueled by drops in public education and agriculture employment.

Woodring noted that while the expected uptick in the unemployment rate happened in July rather than June, it is something that takes place every summer regardless of the economic climate.

“This isn’t anything to get alarmed about,” she said. “The key economic indi-cator is whether we’ve improved over-the-year, which refl ects the business cycle rather than seasonality. And the clear answer to that is yes.”

Twenty metros experienced job losses in nonfarm employment since June while fi ve reported gains. Over the year, 23 metros gained jobs, one lost positions and the Ho-mosassa Springs Ocala Metropolitan Statis-tical Area (MSA) remained unchanged.

Nonfarm employment in the Ocala MSA was 97,200, down 100 jobs over the month but an increase of 2,800 jobs since July 2014, for a 3.0 percent growth rate.

The Ocala MSA’s nonfarm employment growth rate was the eighth highest among the state’s metro areas.

Six major industries gained jobs over the year in the Ocala MSA, including trade, transportation and utilities (+1,100); leisure and hospitality (+500 jobs each); education and health services, professional and busi-ness services, and manufacturing (+400 jobs each); and government (3600 jobs).

Industries losing jobs were other services (-200 jobs) and information (-100 jobs). Mining, logging and construction, as well as fi nancial activities remained unchanged over the year.

The Ocala metros over-the-year job growth rate in manufacturing (+5.5 percent – the third highest in the state); trade, trans-portation and utilities (+5.0 percent – the

Summer Slump fourth highest in the state); professional and business services (+4.3 percent – sixth high-est); and government (+2.3 percent – fourth highest) were stronger than the statewide growth rates in these industries.

The employment report for August will be released on Friday, September 18.

CareerSource Citrus Levy Marion is a member of the CareerSource Florida net-work of workforce services and resources. CareerSource Citrus Levy Marion is an equal opportunity employer/program. Aux-

iliary aids and services are available upon request to individuals with disabilities. All voice telephone numbers listed above may be reached by persons using TTY/TDD equipment via the Florida Relay Service at 711. If you need accommodations, please call 800-434-5627, ext. 7878 or e-mail [email protected]. Please make request at least three business days in advance. Like us on Facebook fol-low us on Twitter, Google+ and LinkedIn.

From Link and LearnIt is rare for an executive in the publish-

ing industry, when contemplating the next fi ve years, to talk positively about print. Digital dominates industry conversations as publishers seek to transform their businesses and engage an audience of connected, read-ers.

Yet according to Ovum’s new Digital Consumer Publishing Forecast, which quan-tifi es the prospects for the global consumer publishing industry in the next fi ve years,

the resilience of print, despite the growth of mobile and digital consumption, may still be underestimated

With some marketers now confi dent to pay more to deliver their ads to the right audiences than they do for the advertising space itself, the emergence of extreme preci-sion targeting is a sign that big data is begin-ning to live up to its immense hype. It is no wonder that Sir Martin Sorrell claimed we are now “math men not Mad Men”.

Print Will Remain Consumer’s Choice Through the End of this Decade

Welcome Fall!

, Lady LakeMagazine/Village Spectator – August, 2015

(NAPSI)—If your family is like most in America, you’ve been throwing away about $2,000 every year. That, according to the USDA Economic Research Service, is the cost of what the average family of four throws away as spoiled or suspect food.

In fact, over 90 percent of Americans may be prematurely tossing food because they misinterpret expiration dates, accord-ing to the study by Harvard Law

School’s Food Law and Policy Clinic. Fortunately, you may not have to. The problem is, while you don’t want to waste food—and money—you don’t want to get sick from eating something rotten, either. The Centers for Disease Control and Pre-vention estimates that each year, roughly one in six Americans (or 48 million people) gets sick from food-borne illnesses.

What You Can DoThere are, however, seven steps you can

take to protect your money and your life:1. Buy only from shops that follow prop-

er food-handling practices.2. Keep raw meat, poultry and seafood

separate from other foods.3. Don’t buy food in cans that are bulging

or dented or jars that are cracked or have loose or bulging lids.4. Don’t buy frozen food if the package is

open, torn or crushed on the edges.

5. Before buying eggs, see that they’re clean and not cracked.

6. Remember, perishable foods should not be left at room temperature longer than two hours.

7. Don’t depend on your nose alone to tell you whether an item in your

refrigerator is good enough to eat. That’s where an ingenious new device can

come in.The world’s fi rst handheld, Bluetooth-

enabled “electronic nose” has been created that connects with iOS- and Android-pow-ered tablets and smartphones. It samples the air near the food you’re concerned about and analyzes the sample using a different algo-rithm depending on whether it’s testing beef, poultry, pork or fi sh. After extensive calcu-lations in the cloud, it returns one of three possible results: fresh, cook well or spoiled. Independent laboratory testing found its re-sults are 80 to 95 percent accurate.

This electronic nose is so much bet-ter than your human one because many of the volatile organic compounds emitted by spoiling food are odorless. As a result, meat and fi sh can be unsafe to eat but still look and smell okay.

Called the FOODsniffer, the device is available at http://www.myfoodsniffer.com/ or by calling (800) 813-3712.

Seven Steps to AvoidFood Waste and Illness

A Sweet-And Effective-WayTo Combat Mosquitos(NAPSI)—Mosquitoes can be a big

problem for small to medium- sized busi-nesses.That’s the word from experts who say mosquitoes are more than a nuisance. With growing concerns about the spread of West Nile virus, Chikungunya and other diseases, they can present a serious health threat to employees and, in many cases, to customers as well.

Fortunately, there are techniques for com-bating mosquitoes that are designed with businesses in mind. For example, a compa-ny that has been a leader in pest control for 85 years—Terminix—offers an exclusive solution with natural active ingredients.

Called the Attractive Targeted Sugar Bait®, or ATSB*, it is not a barrier or repel-lent. Rather, it is a solution that puts an end to the mosquitoes that can take over outdoor spaces. Once a month during mosquito sea-son, a commercial service professional stra-tegically treats nonfl owering vegetation and other places that mosquitoes frequent with an environmentally friendly solution con-taining sugar from fruit extracts and encap-sulated garlic oil that are safe around people, pets and food. “A sugary syrup in the bait helps attract mosquitoes to feed and the gar-lic acts as a gut toxin,” says Stanton Cope, Ph.D., Director, Entomology and Regula-tory

Services, Terminix International. The mosquitoes are attracted to the bait, eat it and then die—more than 90 percent in the

three weeks following an application.Plus, it’s effective on a wide range of

mosquito types, including hard-to-control urban species (e.g., Asian tiger mosquito). And with monthly treatments, mosquito problems at your business will be greatly reduced.

Although the ATSB service is designed to deliver maximum effectiveness, it’s safe around people and pets. It won’t harm the environment either because the active natu-ral ingredient is garlic oil.

When a company is in need of immedi-ate relief from mosquitoes, Terminix Com-mercial can also set up what’s known as a knock-down treatment. Used in conjunction with the ATSB system, it can provide quick results while the bait-and-kill solution be-comes established.

Knock-down treatments may be applied every 21 days during the mosquito season or 48 hours before an event.In places where water doesn’t drain properly or other areas where standing water conditions can’t be avoided, larvicide applications are avail-able that will prevent mosquito larvae from developing into breeding, biting adults. In some locations, Ultra-Low Volume (ULV) fogging, often applied to extensive areas such as neighborhoods and large commer-cial properties, is also available.

To learn more, visit http://www.terminix.com/Commercial .

*Terminix’s Attractive Targeted Sugar

Bait solution is patented technology distrib-uted exclusively to Terminix by Universal

Pest Solutions, LP.


(NAPSI)—If yours is like most American families with kids in school, you’ll spend over $600 on clothes, shoes, supplies and electronics this year. Total U.S. spending on back-to-school is expected to be about $27 billion, reports the National Retail Federa-tion.

Smart Supply ShoppingHere are a few hints to help you get the

most for your money.• First, shop at home. Look through desks,

drawers and closets. Chances are, some of the stuff your kids got last year can still be used this year.

• Also, before you shop, try to fi nd out which supplies the school requires. Depend-ing on your child’s grade, this will probably include pens, pencils, markers, highlighters, erasers, rulers, notebooks, loose-leaf paper, scratch paper, binders, calculators, crayons and other art supplies. Also, a backpack to put it all in. Look for one with refl ective ma-terial, a padded back and multiple compart-ments.

• Next, consider electronics. A laptop or a tablet might be a good idea; which device depends in part on whether it’s for produc-tivity or for consumption.

Tablets are typically used to browse, watch and consume content. A laptop is used to create and produce, though there is some crossover.

Make sure your child understands the school’s policy on Internet use and com-munication and reinforce it at home. You

should also see if the school provides any electronic equipment. If, say, tablets are used in the classroom you may want to get the same kind for use at home, or a laptop that’s completely different.

Consider getting accidental damage in-surance. As AVG security analyst Tony Anscombe points out, kids tend to drop or damage stuff.You should also protect the device from hacking and viruses. One good way to do so is with one of three protec-tion packages from AVG. AntiVirus Free—which is free—offers AntiVirus to help pro-tect against viruses, spyware and other mal-ware; Link Protection to scan Web, Twitter and Facebook links; and Email Protection to warn of malicious attachments. For a bit more, there’s an AntiVirus that does all that plus protects against harmful downloads with Online Shield; encrypts and password-protects private fi les with Data Safe; and provides automatic security updates. For a little more, you can also get Anti-Spam to keep your in-box free of spam and scams and an enhanced fi rewall so your kid can browse online with greater safety.

Whatever device you get, make sure your kids understand one core principle: If you wouldn’t say it off-line, don’t say it online.

Learn More For further facts on online security, go to http://www.avg.com/ .

How to Equip Your Kids For School TomL Publishing LLCOur Rate Card

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Brody left his friends to catch up on the news.

This Newspaper isSmokin!

safety skills and a sense of mastery that will help them effectively respond to and cope with emergencies. In our partnership with Primrose Schools, we are helping more par-ents feel comfortable starting these impor-tant conversations to help children feel safe and families get prepared.”

Thompson and Julius recommend an ed-ucational approach to these conversations as a strategy to relieve fear and stress on both sides. Discussions can also incorporate fun elements, such as coloring the back of an emergency contact form that includes per-sonal information or helping count items for an emergency kit. As you talk about emer-

(Continued from Page 5) gencies, you can also discuss what makes your child feel safe and explain how com-munity helpers, like fi refi ghters and police-men, help in times of crisis.

“By teaching children basic disaster pre-paredness, you are demonstrating your love and care for them,” Thompson said. “Chil-dren can understand and appreciate that.”

3. My Kids Are Safe with MeIn reality, U.S. Census data reveals 59

million students are enrolled in nursery school through 12th grade — each spending a signifi cant share of each day away from their parents. Add time spent away from home for activities and with friends, and suddenly the amount of time your children

are by your side can start to feel small. You can help ease fear on both sides by

teaching your children what to expect if a di-saster strikes when you aren’t together. De-termine a meeting place should you be sepa-rated, and check with your child’s school or child care provider to ensure they have a plan for emergencies. In your discussion, also verify where you can meet your child if his school or child care center is evacu-ated. Some schools and care providers also include emergency preparedness tips in their curriculum. Check with your child’s school to see if they are already teaching some of these life lessons to your children — per-haps your kids could teach you a thing or two about disaster response.

4. We’re Already PreparedYou may feel like you’ve taken steps to

protect your family, but keeping your fam-ily prepared for emergencies is an ongoing process, and it’s hard to plan for every de-

tail, especially the unexpected. According to a 2012 FEMA survey, only 43 percent of respondents have actually created a house-hold emergency plan, and just over half (52 percent) have emergency supplies in their homes.

Reviewing emergency preparedness ma-terials, such as those offered through Prim-rose Schools’ 360 Parenting blog, can help you identify gaps or things you may have inadvertently overlooked. In addition, being prepared requires more than having a plan and making a disaster supply kit. It involves regular practice and maintenance, like prac-

ticing emergency drills with your children and keeping emergency contact information updated.

Emergency Checklist: Are You Pre-pared?

If the unthinkable happens, your children will look to you to know how to react and re-spond. Use the checklist below to help your family prepare and keep children safe in a disaster.

Make a family plan and determine:• The facilities that will be used as shelters

in your community in case of emergency • A designated meet-up location if your

family is separated • An emergency contact outside of your

area who would not be affected by a local disaster

Teach your children:• Basic personal information to identify

themselves if separated from you • How to dial 911• Your family’s meet-up locations• How to reach your family’s out-of-town

contact Have a communications strategy:• Program all family cell phones with

“ICE” (In Case of Emergency) contacts• Include all family phone numbers plus

out-of-town contacts• Remind family members that text mes-

sages often get through in an emergency, even when a phone call can’t

Find more resources, such as tips and ac-tivities you can reference and practice as a family, at PrimroseSchools.com and www.savethechildren.org/GetReady.

Create an Emergency KitSave the Children suggests preparing

a backpack or portable bag for each fam-ily member with essential hygiene items and contact information in case you need to leave home. It’s important when packing this kit to also incorporate items specifi c to children, including:

• Each child’s contact and medical infor-mation

• Recent photos of each child • Comfort food and snacks • Activity items like books, puzzles and

games • Comfort items like a stuffed animal or

blanketPhoto courtesy of Getty Images (family

looking at map)


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This offer is valid from 9/1/201� until 9/30/201� & cannot be combine with any other discounts or special offers. Excludes watches and any items on consignment or not in stock.

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This offer is valid from 9/1/201� until 9/30/201� k. & cannot be combine with any other discounts or special offers. Excludes watches and any items on consignment or not in stock

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We Pay Top Dollar for

� ALL COINS!

� Gold and Silver Bullion

� U.S. & Foreign Paper Money

� Gold and Silver Jewelry

� Silver Trays & Flatware

� Old Wrist & Pocket Watches

17860 S.E. 109th Ave, Suite 629Summerfield, FL 34491

Just off Hwy 441Spruce Creek Terrace Shoppes

Located

bobscoinsandjewelry.comj yfacebook.com/bobscoinsandjewelry

In the

We are open:Mon-Fri 9-5 & Sat 9-2

Call us locally at:(352) 347-7900

Toll free:1-877-347-7900

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