LoveLove Your Home All Over AgainWith the help of a Home Equity Loan from Family Financial Credit Union, the options to upgrade, add on and improve your home are endless.

New floors | Upgraded kitchen | Updated master and en suiteFresh paint | Additional room | New home office | And more!

Our convenient Home Equity Loan makes it easy to transform your home’s equity into cash for whatever you’ve got planned for summer. Stop by the Credit Union or give us a call at 231.733.4600 or 800.332.0779 for current rates, details, and application information.

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1Give Me a BRAKE!

Go ahead and take your time finding the perfect new vehicle for your family – we’ll make sure your financing is quick, simple and seamless. We can even

get you pre-approved so you know exactly what youcan afford before you head to the dealership.

Our auto loans feature:• Low, competitive rates• Flexible financing terms• Convenient online access• Local financing

Visit www.ff-cu.org to get started with our convenient online application or stop by your local branch for personalized service.

Farewell, John ShayIt is with great sadness that we inform you of the passing of John Shay,

former CEO of FFCU. John started his career at the CU when it was know as Sealed Power Employees CU in 1978.

John retired after 21 years of dedicated service to FFCU in 1999. Our thoughts and prayers are with his family.

OPEN HOUSEJuly 28th • 3pm-6pm

at our Downtown HUB location844 First Street, Muskegon MI 49440

Please Join Us!

DOWNTOWN HUB844 1st Street

Muskegon MI 49440231.733 4600 | 800.332.0779

Fax: 231.747.7586Lobby Hours

Mon-Fri 10:00am – 6:00pmSat 9:00am – 1:00pm

MUSKEGON BRANCH3575 Henry Street

Muskegon, MI 49441231.733.4600 I 800.332.0779

231.733.1631 faxLobby Hours

Mon, Wed, Thurs, Fri 9:00am-5:00pmTues 10:00am-5:00pm

Drive-Thru HoursMon-Wed 7:30am-5:30pmThurs-Fri 7:30am-6:00pm

Sat 9:00am-1:00pm

NORTH MUSKEGON BRANCH1798 Holton Road

Muskegon, MI 49445231.733.4600 I 231.744.4851 fax

Lobby HoursMon, Wed, Thurs, Fri 9:00am-5:00pm

Tues 10:00am-5:00pmDrive-Thru Hours

Mon-Wed 7:30am-5:30pmThurs-Fri 7:30am-6:00pm

Sat 9:00am-1:00pm

HART BRANCH4075 W. Polk Road

Hart, MI 49420231.873.5998 I 231.873.8004 fax

Lobby HoursMon, Wed, Thurs, Fri 9:00am-5:00pm

Tues 10:00am-5:00pmDrive-Thru Hours

Mon-Fri 8:30am-5:30pmSat 9:00am-12:00pm

CALL CENTER HOURSMon-Fri 8:00am-6:00pm

AUDIO TELLER 888.879.0321

WWW.FF-CU.ORG

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TRACFONE FOR FFCU MEMBERS

Keep Your Phone, Number and Network, and Save When You Switch to No-Contract WirelessNow you’re in control with unlimited carryover data* that never expires. Choose from America’s Top 4G LTE** Networks without a contract or mystery fees and live your best wireless life with NET10 Wireless.

TOP NETWORKSCoverage on America’s largest and most dependable networks.

TOP PHONESWhether you’re an Android person or an iPhone fanatic, we have the

latest phones for every budget.

KEEP YOU R OWN PHONELove the phone you have? Keep the phone, number and network you

love with our easy-to-install SIM Kits.

Choose from America’s Top Nationwide Networks or keep the one you love, all without a contract. We offer a variety of wireless plans to meet your individual needs with no contracts, credit checks or mystery fees.*Service must be active and in use within any six month period. **Actual availability, coverage and speed may vary. See Terms & Conditions at Tracfone.com

Learn About Money with zogoFrom Gen X to Gen Z, everyone can benefit from learning a little more about personal finance. That’s why FFCU is working with Zogo, a mobile app that gives you money to learn about money. Download and use the Zogo app at no cost with code “FFCU”.

Congratulations to our 2021 SCHOLARSHIP WINNERS!

Family Financial Credit Union has awarded four (4) educational scholarships in the amount of $500.00 each to:

George Alvesteffer George is a 2021 graduate of Hart High School, where he was involved in robotics, 4-H, Science Olympiad, Wrestling, Football, Track & Field, and more. He plans to attend West Shore Community College to pursue a degree in Engineering/IT Networking.

Grant Gergen Grant is a 2021 graduate of Mona Shores High School. He was involved in The National Honor Society, Robotics, Boy Scouts, Fruitport Lion’s Club, Muskegon Salvation Army, Harvest Bible Chapel Spring Lake, Kids Food Basket, and band. Grant plans to attend Kettering University to pursue a degree in Mechanical Engineering.

Alivia Depies Alivia Depies is a 2021 graduate of Reeths-Puffer, where she was involved in the National Honors Society, Children’s Theatre, Basketball, Volleyball, Ping Pong Club and Tennis. She plans to attend Adrian College to pursue a degree in Business Management.

Emily Olsen Emily is a 2021 graduate of North Muskegon High School. Emily was involved in The National Honors Society, High School Interact, Volleyball, Basketball, Soccer, and Vacation Bible School. She plans to attend Aquinas College and Major in Business.