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KGADI JOHANNA LAMOLA

In his State of the City Address at the Wits Uni-

versity’s Linder Auditorium in Parktown, the Johan-nesburg Executive Mayor Parks Mpho Tau said that in the 2013/2014 financial year which starts on July 1, the City would spend R7,3 billion on infrastructure, of which R450 million would be channelled into the inner city to address issues such as crime and filth, poor urbani-sation, overcrowding and safety.The Mayor pointed

out that they’ve embarked on a citywide process, en-gaging with communities and stakeholders for the future vision of the city to develop their Joburg 2040 vision for a city that is sustainable, liveable and resilient. “Residents want to live in a city that is not only effective and efficient in the delivery of services, but also a city that listens to its people, and we are making progress in all as-pects of service delivery. We are also winning the war against crime and ur-

ban decay, attracting new investments across the city,” announced the Mayor.Tau said working together with the residents, stakeholders and the media, they man-aged to root out corruption and uncovered cases from various government depart-ments including Planning and Health, JMPD and Mu-nicipal Courts. “The city’s fight against corruption was beginning to pay off. Since the launch of the anony-mous anti-corruption tip-off hotline, the city has seen a dramatic increase in the

number of tip-offs received from residents, leading to arrests, conviction and sus-pension of employees. In another major announce-ment, Tau said through their sustainable Human Settlement and Urbanisation Programme, they are imple-menting the rollout of vari-ous housing programmes through upgrading of infor-mal settlements, upgrading of hostels and provision of social and transitional hous-ing. “We will continue with our inclusive use of housing programmes in areas such

30 April 2013. The Mayor said that Phase 1B of the Rea Vaya transit bus (BRT) system – which runs from Soweto and passes through Noordgesig, New Canada, Auckland Park, Auckland Park and Parktown, was expected to become opera-tional in October.Tau said the third phase of the BRT system – which will link ar-eas such as Alexandra and Ivory Park with Sandton and Rosebank – would be rolled out in 2016.

as Alexandra, Fleurhof and Lufhereng, and will create a regulatory environment, as part of our programme, where shacks will be trans-formed to become accept-able rental accommoda-tion.In terms of revenues, Executive Mayor Tau an-nounced that they’ve drasti-cally reduced the number of unresolved queries on their billing system and have im-proved their collection rate to 91%, giving them cash in excess of R800 million for the ten months up to

10th Edition 16 May 2013

THE STATE OF YOUR CITY

Executive Mayor of Joburg City Mpho Parks Tau before taking to the podium for his State of the City Address (Soca). Picture: Kgadi Johanna Lamola

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16 May 2013 Pioneer North PAGE 2

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WORDS OF INSPIRATION

KGADI JOHANNA LAMOLA

The JMPD officers and community stakehold-

ers held the Ward based integrated service deliv-ery programme (Joburg 10 Plus) at Parkinson Park at Norwood. It aimed to ad-dress issues of basic service delivery while addressing issues of crime preven-tion, by-law enforcement and traffic management within the 130 Wards in the City of Johannesburg.This is a comprehensive

programme involving the deployment of 10 JMPD officers per ward to tackle crime and improve the safety and quality of life of the City’s communities. During the meeting it was reported that work that is under progress includes; the development of Score Card for each rank, Mas-ter Plan with solutions for each Ward and Integrated Multi-skilling Training program for the Officers.Since its official launch last year July by the Ex-

ecutive Mayor of Johannes-burg, the pilot project that started on 28 May 2012 has to date successfully man-aged to deploy 81% of of-ficers and 61% of vehicles, identified and placed clus-ters and teams in the wards, consulted with stakeholders and trained a number of of-ficers in the use of Joburg City Safety Process.Pres-ent at the meeting was the MMC for Public Safety Sello Lemao and metro po-lice officials.

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“We choose our joys and sorrows long before we experience them.”-Kahlil Gibran

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NEWS BRIEFOn Sunday 12 May at 18h30 on SABC 1 Ndumiso Hadebe was announced winner of One Day Leader 2.Clearly overwhelmed, Ndumiso Hadebe aged 21 from Vereeniging is a firm believer in the importance of hon-ouring those around you. He says “this life is about ser-vice to others and the persistent pursuit to leave a place better than it was when we found it. That the greatest accolade man can achieve, is that of making a difference and establishing a legacy of nation building.”Ndumiso’s prize as winner of One Day Leader 2 in-cludes:1. A Shanduka Black Umbrella three year mentorship programme to start a business.2. R50 000.00 cash prize.3. R10 000.00 for their community project.Ndumiso is highly motivated and inspired by see-ing people realise their true and full potential. He is a sports fanatic, loves music and singing, leadership and governance. “My life is centred on people, working with them, experiencing challenges with them and being of service to them. I’m so grateful for this One Day Leader opportunity; I will use this platform to serve, inform and inspire a new kind of leader, a new kind of young person and a new generation of young people who are driven to become masters of their own destiny” ends Ndumiso.

Ndumiso Hadebe is One Day Leader Winner!

JOBURG 10 PLUS PROGRAM IN PROGRESS

JMPD officials and the community stakeholders attending at the Joburg 10 Plus meeting held at Parkinson Park, Norwood.

Public Safety MMC Sello Lemao addressing the Joburg 10 Plus meeting.

One o the community stakeholders raising his concerns during the meeting

16 May 2013 Pioneer PAGE 3North

h e C i t y o f Johannesburg at the Tweekend launched a

major health awareness campaign as part of an on-going effor t to boos t residents' longevity and life expectancy in the city. T h e b r a i n c h i l d o f Johannesburg Executive Mayor Mpho Parks Tau, the new drive was launched under the City's Healthy Lifestyle Campaign at Thokoza Park in Rockville, Soweto , on Sa tu rday. Scores of residents braved the chilly weather to witness the launch, graced by members of the City of Joburg's mayoral committee, including Health MMC Nonceba Molwele and Safety MMC Sello Lemao. Also present were City Manager Trevor Fowler and the Chair of Chairs Clr Isaac M o g a s e . Launched under the theme "We Are All Players" and in line with the City's Growth and Development Strategy 2040 (GDS 2040) objectives, the campaign seeks to tackle risk factors associated with obesity, unhealthy diet and p h y s i c a l i n a c t i v i t y . Executive Mayor Tau said the high mortality rate among Johannesburg residents was of a prime concern to the city. He emphasised the need for transport but we can only G r e e n O u t d o o r G y m , the issue of healthy living, of a n d t h e e l d e r l y . a w a r e n e s s . people to take it upon facilitate that health comes to Nedbank and Virgin Active which a healthy lifestyle is Ngema-Zuma established the The day started with people themselves to be health the people," said Tau. and First Lady Bongi highly critical factor to be BNZ Foundation in August taking part in various conscious at all times. To make the campaign a Ngema-Zuma through her c o n s i d e r e d . " 2010 to create awareness of sporting activities such as "A healthy lifestyle is an success, the city has teamed d i a b e t e s f o u n d a t i o n . Ngema-Zuma also addressed diabetes, a lifestyle disease ae rob ics and cyc l ing . individual choice, which up with several stakeholders, I n he r speech , MMC the audience, warning that is sometimes referred to Residents also underwent cannot be forced on people. including Old Mutual, Molwele said: "Our Growth Johannesburg residents as a "silent killer". She is free test ing for sugar We can provide jobs, Dischem, Moso Consulting, and Development Strategy against eating fatty and oily determined to ensure that no diabetes, cholesterol, high env i ronmen ta l i s sues , Ekhayalethu Health Centre, 2040 (GDS 2040) addresses, foods. Her speech was one dies of the disease blood pressure and HIV-economy, safety, housing and Road Show Marketing, among other key outcomes, mainly directed at the youth because of a lack of Aids.

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MAYOR LAUNCHES LIFESTYLE AWARENESS DRIVE

"A healthy lifestyle is an individual choice, which cannot be forced on people. We can

provide jobs, environmental issues, economy, safety, housing and transport but we can only

facilitate that health comes to the people"

fforts to rid the South officers stationed at the fraud and corruption.All the who contaminate our service excellent code however the equally urged the public to EAfrican Police Service border were conniving with seven Home Affairs officials when they shou ld be Code of Conduct within report any official who (SAPS) of unwanted and Home Affairs officials to t h a t a r r e s t e d w e r e discharging their duties with SAPS needs to be elevated to solicits bribe.corrupt police officers are conduct their illegal actions responsible for the migration loyalty and dedication. We ensure that it is being In recent times, the police being intensified and will through soliciting bribes duties and following the have emphasized to SAPS practiced, daily. All SAPS have been in the media continue, and stern actions from people crossing the arrest, there was a delay in management to intensify the members need to understand recently regarding certain will be taken against any border from South Africa to processing of movement at war on corruption.We shall and adhere to this code and members' actions and we member who shames the Lesotho and vice versa. the border gate. However, ensure that we clean the they need to understand an believe that this is an issue department through their A provincial investigation arrangements are currently SAPS and further believe that indeed experience, the dire that has, at times, unfairly corrupt deeds. and covert operation was being made by Home Affairs today's arrest will send a consequences of violating portrayed the whole SAPS in This is an assurance by the then set up led by the SAPS for replacement of the message that tsotsi-cops have this Code of Conduct.”The the same view. Minister of Police, Nathi F ree S ta t e P rov inc i a l suspects to ensure that n o p l a c e w i t h i n M i n i s t e r h a s f u r t h e r We are aware that the Mthethwa as he commended Commissioner, Lieutenant o p e r a t i o n s c o n t i n u e SAPS.”Minister Mthethwa cautioned those who pay majority of our members are the arrest of nine (9) SAPS General Khehla Sithole and effectively.“We congratulate reiterated that police derive bribes to official to refrain hardworking and committed officers and seven (7) Home f o l l o w i n g i n t e n s i v e General Sithole and his team their mandate from the from such practices. to fighting crime and as Affairs official at Caledon investigations, the sixteen for a t remendous and Constitution of the Republic He has urged officers to arrest police leadership, we shall Spoort Border Post, Free suspects were arrested today successful operation. We as well as the SAPS Code of without hesitation any person a l w a y s e l e v a t e s u c h State this afternoon.Police and will be charged with cannot have police officers Conduc t . “Th is i s an who tries to bribe them and dedication to the public.

MINISTER MTHETHWA WELCOMES ARREST OF SAPS AND HOME AFFAIRS OFFICIALS

PAGE 4 Pioneer 16 May 2013 North www.pioneernews.co.za

h e n e w M I N I like design features. It handling to the premium TPACEMAN has been combines spor t iness , compact segment for more revealed in Johannesburg masculinity and versatility than a decade. Not only is and - in true MINI style – resulting in a MINI with this characteristic instantly was done so at an event of visual “muscle car” design recognisable when you manly proportions. cues. It is the ideal car for drive the MINI Paceman, MINI, the originator of the young, modern, extrovert but this typical MINI p r e m i u m s m a l l c a r urbanites that love stand- feeling is enhanced by segment, offered guests an out individuality. g e n u i n e a u t o m o t i v e opportunity to not only The rooftop of 3 Desmond personality and distinctive experience the perfect boys Street in Kramerville, charac te r. The MINI night out in Jozi, but also Sandton played host to the Paceman is just further fuelled their excitement Man Space event as MINI proof of MINI's out-of-the-with an opportunity to test b r a n d a m b a s s a d o r s , ordinary culture and really drive the brand new MINI Goldfish, Euphonik and DJ speaks to the brand's ability Paceman on the evening. Fresh hit the decks and to constantly excite,” said The MINI Paceman is the entertained guests late into Kabelo Rabotho, General 7th and latest urban player the night. Manager for MINI South to join the MINI family and “MINI has been delivering Africa.boasts incredible coupé- its trademark go-kart

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16 May 2013 Pioneer North PAGE 5

Nikita Dehal, ENS

It is clear that credit plays an important role in our so-ciety. It allows consumers who do not have enough cash or money in savings to buy valuable assets, such as homes, furniture and mo-tor vehicles on credit. We are also able to buy clothes or pay for our studies on credit. Whilst credit is ben-eficial in this sense, it also has a down side. Credit can and does uplift the lives of consumers; however, it can make their financial circum-stances worse. In particular, consumers find themselves in a bad financial position where reckless lending and/or borrowing took place.The National Credit Act 43 of 2005 (“NCA”) aims to regulate all aspects of con-sumer credit. In doing so the NCA aims to solve spe-cific problems in the exist-ing consumer credit market including the prevention and alleviation of the over-indebtedness of consumers, the prevention of high costs of credit and importantly the prohibition of reckless lending by credit provid-ers. Reckless lending and/or borrowing is a big prob-lem in South Africa as it is known to result in consum-ers owing more money than they can afford to pay back. For this reason reckless credit forms the focus of this article. What is reckless credit?When a consumer wants credit, they have to go through the following stag-es: 1.Apply for credit;2.Verification of credit wor-thiness;3.Approval or decline of credit extension; and4.Default or settlement of credit obligations.Reckless credit is governed by sections 80 to 84 of the NCA and fits into stage 2 of the abovementioned process to obtain credit. This is be-cause reckless credit occurs when a credit provider con-cludes a credit agreement where no affordability as-sessment is done regard-less of the outcome; or an affordability assessment is done but the consumer can-

not afford the debt and the credit provider nonetheless proceeds to provide the credit; or where most of the information indicates that the consumer does not gen-erally understand the risks, costs and obligations of the proposed credit agreement and therefore finds it chal-lenging.The assessment here re-quires that the credit pro-vider take reasonable steps to assess: the consumers general understanding of risks, costs and obligations of the consumer under the credit agreement; the debt re-payment history of the consumer under credit agreements; the existing financial means, prospects and obligations of the con-sumer; and whether there is a reasonable basis to con-clude that any commercial purpose may prove to be successful, if the consumer has such a purpose for ap-plying for that credit agree-ment.The person who decides whether the credit agree-ment is reckless or not must apply the above criteria as they existed at the time the agreement was made be-tween the parties.The effect of a reckless credit agreementIn any court proceeding where a credit agreement is being considered, the court may declare that the credit agreement is reckless. If this is so, then the court may make an order setting aside all or part of the con-sumer’s rights and obliga-tions under that agreement, as the court determines just and reasonable in the circumstances; or an order suspending the force and effect of that credit agree-ment until a date deter-mined by the court when making the suspension or-der.If the court declares the credit agreement is reckless because of the over-indebt-edness of the consumer at the time of the court pro-ceedings, then the court may order, in addition to the suspension order, the restructuring of the con-sumer’s obligations under any other credit agree-

ments.How to prevent reckless creditIt is important for us, as consumers, when apply-ing for credit and while our application is being considered by the credit provider (for example the bank), to fully and hon-estly answer any requests for information made by the bank as part of the assessment they have to conduct. This will pre-vent any misunderstand-ing by the bank as to our understanding of the risks, costs and obligations of the credit agreement, our credit-worthiness and our existing financial position and prospects.Consider for example: Sipho, a consumer, wants to start a small business selling used cars. To start his business Sipho applies for credit from the bank. If Sipho has not been able to pay his debts for the past six years because he has no money, and he does not tell this to the bank, then if the bank does not take the reasonable steps to find this out about Si-pho, the court can declare the credit agreement to be reckless and may set aside all or part of Sipho’s rights and obligations under that agreement or the court may order the suspension of the force and effect of the agreement. There-fore Sipho will not be able to get the money he needs to start his used-car sale business. However, whether it is Sipho’s fault or the banks fault that he was granted credit reck-lessly depends on whether or not Sipho told the bank the full truth at the time he applied for credit. In this example because he did not tell the truth, Sipho is the cause of his own un-fortunate circumstances. If Sipho had told the bank the truth, then they would have considered this in their assessment before granting him credit – in this way the bank and Si-pho would not be acting recklessly.

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THE NATIONAL CREDIT ACT – RECKLESS LENDINGIf you are in Grade 12 and want to study at UJ, apply as soon as possible. Last year,

more than 100 000 learners applied for 10 000 “first year” spaces! The more you wait, the less you have chance to get in! Don’t wait for the deadline (September 27) as some courses might be already full from July!How to apply?The UJ prospectus is available online.http://www.uj.ac.za/EN/StudyatUJ/StudentEnrolmentCentre/ApplicationProcess/Pages/Prospectus.aspx

You can apply online (but last year, some documents got lost) or better, download the application form, fill it and bring it to any UJ campus (you cannot fax or email it and post is not reliable)You need a certified copy of your final Grade 11 results + ID (or birth certificate) + proof of payment of the R100 application fee (R950 if you apply for residence accom-modation).You will apply later for Nsfas loan to pay for your studies.

Our tips- You need to have at least the minimum APS score (more is better). If you are short of 1 point in 1 subject, you can try your luck but it depends on the faculty -Law, Eco and Financial science, Management: You need to have the minimum points for all subjects. Faculty of Law takes only 600 learners – even if the minimum APS is 27, they put you on a waiting list if you have less than 32!-Engineering, Science and Health: minimum points in Maths, physical and life sci-ences. Maths results very important in Sciences;-Humanities: minimum points in languages;-Art, design and architecture: portfolio important;Even if you have all the minimum points, you might still not be admitted as only the best learners are admitted (especially if you apply late)- check also the “extended diploma/degree” (with a preparatory year)... - you can reapply in January for another course, depending on your Matric results Contact : UJ Call Centre on 011 559 4555Valou.hirsch@gmail.com – www. beststudentsofalexandra.blogspot.com

IMPORTANT NUMBERS:Joburg General number

General Number: 011 375 5555.

Electricity: 0861 366 852.

Water and Sewerage: 011 688 1400.

Power Cable Theft: 011 490 7553.

Helpline: 011 688 1500

Fire Department (011) 375 5911

Police

Emergency: 10111

To report a crime: 08600 10 111

Sandton Police Station

Tell: 011 772 4200/4433/58/59

Fax: 011 722 4328

Ambulance: 10177

PAGE 6 Pioneer North 16 May 2013

ticket sales opened at Com-putcicket early in March 2013, public demand has been extremely strong. “Tickets have been selling extremely well,” says Tour Producer Andrew Guild. “We anticipate another sold-out season in South Africa. This is real ballet – the real Swan Lake in all its glory. It thrilled South Africans last time around and it will do so again.”Guild adds: “Johannes-burg is being treated to the world’s best touring ballet company performing the world’s most-famous ballet.“First performed in St.Petersburg in 1895, Swan Lake with its unrivalled ‘white acts’, its spectacu-lar and dramatic Ballroom scene, sublime music and deeply moving story, is the ballet that towers above all others.“The St. Petersburg Ballet Theatre is renowned glob-ally not just for beautiful dancers but also for stunning and grand full-length pro-ductions. Not only do The St Petersburg Ballet Theatre bring their troupe of Vagan-ova trained dancers , they also bring their magnificent

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Strong demand for the in-ternationally renowned

St Petersburg Ballet The-atre’s Johannesburg tour in July this year has resulted in six extra performances of Swan Lake being added to the run – two months be-fore the show has even pre-miered. Konstantin Tachkin’s St Pe-tersburg Ballet Theatre, will come to South Africa direct from critically acclaimed, sold out, tours in Europe. It will perform the full-length, four- act Tchaikovsky clas-sic, Swan Lake, backed by a live orchestra. The produc-tion premieres at The Teatro at Montecasino on Wednes-day, 10 July 2013. The 55-member company now spends many months of every year travelling the world with their magnifi-cent repertoire of full-length classics.In 2004 and again in 2007, the St Petersburg Ballet Theatre toured South Africa collecting rave re-views and hanging out the “Sold Out” sign at almost every performance. Since

SWAN LAKE

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scenery; scenery that has audiences applauding even as the curtain rises, along with sumptuous costumes, dozens of dazzling white tutus and hundreds of pink pointe shoes.“This is truly traditional Russian classical ballet at its very best. It is the real thing on a grand scale. A complete classical full-length work, backed by

a live orchestra. It is the world’s most-famous bal-let, performed by one of Russia’s leading classical companies. “Ballet enthusiasts are en-couraged to buy their tick-ets through Computicket. “Don’t wait, thinking you have plenty of time, as you will lose out, “says Guild. “If you see only one ballet in your life, let it be this.”

CLASSIFIEDS Pioneer PAGE 7North 16 May 2013

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Yebo ButcheryCome and dine with us and experience the best food at corner John Brandt

thand 6 Avenue no 23. Menu includes the best tasting chicken and juicy ribs. Contact: 011 264 0629/ 084 625 8185

Makoti Super MarketGroceries for sale contact: Abdul Tel: 078 575 7483

Clothing

School WearMasco Wholesalers193A 1st Avenue WynbergTell: 011 440 1445

Debt Collection

FINANCIAL/DEBT PROBLEMSStruggling to meet your monthly Debt Commitments? Contact: Pule SongoDebt Counsellor-NCRDC2013Debt Cushion Tel:011 264 2633 Cell:082 817 7294Fax:086 561 5636

Education

Thandanani CrecheBook your child now early learning from 3-6 yearsContact: 073 173 1175

Bokamoso Day CareBookings from 3 months Old Glenhazel Branch offers services for night care, boarding, collection & deliveries Phone: Ann @ Tel: 011 440 3460/Cell: 083 737 4115

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Kuki's Photo Studio Pictures services of Developing, Printing, Enlargement Weddings, Framing, Party & Funeral Tel: 011 443 7173 Cell: 084 3166 116

Thembisani Photography and VideoWedding, functions, parties, tombstone unveiling Thembisani Dube 072 462 9282

Security

Alexandra Security Services Let us worry about your safety so you can focus on your life.Contact: Nosisi TshatshuCall: 073 967 3419/011 443 3705

Religious Educations

MADRASSAH ASHRAFUL ULOOM LEARN ISLAMIC 6yrs and above 38 1st Ave behind pops shop Contact: S. Wadee- 011 444 4265Imaam A. Banda - 082 6321 024

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on the Red Bull X-fighters six-stop tour and will bring something to the Union Buildings that not many South Africans are likely to have seen in their lifetime – the world's best freestyle motocross riders performing gravity-defying, breath taking tricks at what many consider Sir Herbert Baker's greatest achievement, the Union Buildings. Schedule: 8 March - Mexico City (Mexico)12 April - Dubai (United Arab Emirates)11 May - Glen Helen (United States)1 June - Osaka (Japan)19 July - Madrid (Spain)7 September - Pretoria (South Africa) Tshwane also plays host to a variety of other local, national and in te rna t iona l spor t ing events. Some of the more memorable ones are the Rugby World Cup, Cricket World Cup, All Africa Games, World Tug of War Championships, World J u n i o r C h e s s

lready world famous as won in a closely competed Sunshine Tour and is co- that is challenging and to over 3 500 million homes Championships and the the official seat of tournament in March 2013, sanctioned by the European enjoyable for golfers of all around the world in 2013. A I n t e r n a t i o n a l K a r a t e

government and the city drew a strong field including Tour. The Sunshine Tour levels. It is the second The 2014 tournament Championships. The most where Nelson Mandela was former European Ryder Cup represents the highest level “signature” golf course by promises to do even better in memorable of them all was sworn in as the country's first captain José María Olazábal of competition for male Ernie Els in South Africa. exposing Tshwane to the the 2010 FIFA World Cup, democrat ica l ly-e lected and 2011 British Open professional golfers in The Tshwane Open is about world.The City of Tshwane when Tshwane was one of President, the City of c h a m p i o n D a r r e n Southern Africa.The Els “more than just golf”. It a l s o i n v i t e s y o u t o the best host cities to one of Tshwane has played host to Clarke.The Tshwane Open Club at Copperleaf is the positions Tshwane as a exper ience the Union the most spectacular sport several world-class sporting 2014 is being planned, based h o s t v e n u e f o r t h i s distinguished business and Buildings as they come to events ever on the African events, with several more in on the resounding success of prestigious event – a premier t o u r i s m d e s t i n a t i o n , life when the Red Bull X- continent.the pipeline. The inaugural the Tshwane Open 2013. course designed by Ernie Els receiving almost R1 billion Fighters World Tour takes For more info visit Tshwane Open where South Next year's Tshwane Open using the natural topography worth of TV coverage over stage in the Capital City. www.tshwane.gov.za African Dawie van der Walt forms part of the 2014 of the area to create a course the four days of broadcasting Tshwane will be the last stop