Philamlife now offers products for different savers and investors

Savers Investors

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High

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k T

oler

ance

Target Market

WE HAVE THREE GOOD REASONS…

WE HAVE THREE GOOD REASONS…

1. No need to worry for timings!

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2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019

Prime Yield One provides a pre-determined maturity date (2019) and a guaranteed highest NAVPU so you won’t have to worry about timing the market!

2. Prime Yield One offers higher potential yields for one-time

investors!

Notes: Values are for insurance age 30 and are assumed at 8% annual growth rate

Prime Yield is for Regular Savers and Investors

• Even with a 0.75% admin fee for the Prime Yield One, regular-pay Prime Yield has higher net amount at risk, thus imposing a higher COI charge. With Prime Yield One pegged at 125% insurance coverage, client gets to maximize his investment potential with less COI charges!

• Prime Yield needs to pay up its NAR for the basic, thus, a one-time regular annual premium in Prime Yield pays more COI than the single pay Prime Yield One! You need to pay the annual regular premium for Prime Yield One in order to defray COI costs!

Prime Yield One is the only VUL product that let’s you smile amidst market frowns!

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2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019

Other single-pay VULs give you the actual NAVPUs upon maturity.

Only Prime Yield One gives you the highest NAVPU upon maturity!

What are you waiting for?!

Extended until October 31, 2009!