WELCOME…

TODAY’S REAL ITYo As of September 30, 2011, total

consumer indebtedness was $11.66 trillion*

o Most people are living paycheck to paycheck.

o Many people work 8-12 hours a day to pay taxes or to have a food for a day.

*FEDERAL RESERVE BANK OF NEW YORKRESEARCH AND STATISTICS GROUP

MICROECONOMIC STUDIES

What Is Your Financial Reality?

Most people lie awake at night worrying about money-related issues

“Remember that the longest JOURNEYmust have a beginning, and will have an end,

and that where you may be tomorrow depends

wholly and solely on the road you are taking today” ---

Megiddo Message

This is an institution duly registered with the Security and Exchange Commission (SEC) as stock corporation aiming to provide sources of livelihood to Filipinos especially the marginalized sector of the society by offering life protection benefits, unlimited life skills and livelihood trainings for free , weekly incentives or rewards through continuous invitation of potential distributors; providing financial services through a credit facility with minimal interest through its “We Care for Humanity International Foundation, Inc. aiming to empower the people especially the small and medium scale entrepreneurs to have access to credit to finance their businesses; and a PESOS LINGAP KAPWA Program, a “damayan” concept giving full protection to beneficiaries of members. 

PEOPLE EMPOWERMENT FOR SUSTAINABLE AND OPTIMUM

SERVICES INTERNATIONAL Inc.

P.E.S.O.S International Incorporated aims to transform people’s lives through a solid program on training and development particularly in the field of entrepreneurship, direct selling and network marketing.

OUR VISION:

• We shall promote patriotism by supporting local

entrepreneurs and patronizing locally-produced products and services;

The entire organization of PESOS INT’L., INC. is deeply committed in the advocacy and promotion of genuine people empowerment for our fellowmen locally & globally.

We are dedicated to offer quality

and value for money products and services; We are determined to provide Success & Skills Training

and Development Program on Entrepreneurship, Livelihood; Network Business Building for our Distributors and Business Partners, thus creating a gateway for the fastest-rewarding financial opportunity for them;

• We shall engage our members to a higher level of economic activities so as to create multiple streams of income and to achieve financial freedom; and

OUR MISSION STATEMENT:

SEC REG. No.CS201220928Dated: Nov.16,2012

Company TIN No. 008-293-172

Head Office: Room F, 2nd Flr. Hsincho Bldg. Crisanto M. Delos Reyes St.Manggahan, Gen. Trias, Cavite

Website: www.pesos.org.ph

LEGALITIES:PEOPLE EMPOWERMENT

FOR SUSTAINABLE AND OPTIMUM SERVICES INTERNATIONAL Inc.

BOARD OF DIRECTORS/OFFICERS :

Chairwoman – Natividad P. Cheng

Members of the Board :Marieta L. Javier

Jesus Carullo Marcelo Pamulaklakin Ma. Cristina Luardo

President/CEO : Marieta L. Javier Treasurer : Natividad Cheng

Secretary : Marcelo Pamulaklakin

COMPANY PROFILE:

Our Product

Healthy Cafe

PREPAID ACCIDENT PROTECTION

Worldwide Coverage

Php 2,500.00 only

PRODUCT PACKAGE

for

PREPAID ACCIDENT PROTECTION

Worldwide Coverage AON

“ Ang PROTEKSYON ng Pamilyang

masang pilipino”Insured ka na buhat sa sumusunod:

Pagkamatay dahil sa KALAMIDAD ( Acts of Nature) = Php 500K

Pagkamatay dahil sa Vehicular Accident = Php 500K

Un-provoked Murder and Assault = Php 500K

Pagkamatay dahil sa Pagkaka-kagat ng hayop = Php 500K

Total disability and dismemberment = Php 500K

Accident Burial Assistance = Php 10K

Worldwide Coverage

Age limit: 16 to 65 years old1 registration per person only

year coverage , no monthly paymentNon-transferable

Healthy Cafe

Contains:Ganoderma LucidumGinsengGinkgo BilobaAcai BerryMangosteenCoffee BeansNon Dairy CreamerSucralose

Improve memory

Give a positive mood Oxygenates the body and boosts

stamina Improves blood circulation Increased mental focus Stronger immune system It may increase your body’s

antioxidant capacity It's been said that it supports healthy

blood, and cholesterol levels Healthy liver function for body

cleansing.

Healthy Cafe

HEALTH BENEFITS:

Php 2,500.00 only

Healthy Cafe

PRODUCT PACKAGE

+ Inclusive of Great Privileges &

Global Business Opportunities…

for

PRODUCT PACKAGE

Php 2,500.00 for your

o Four (4) Boxes of Healthy Caféo Personal Online Tracking

Accounto Inclusive Privileges

Micro – Financing Assistance up to Php 150K thru WE CARE for HUMANITY FOUNDATION

Lingap – Kapwa Programo One Business kit

Distributor Registration Forms

Brochures Copy of SEC registration,

BIR Livelihood Program Basic Orientation Seminar Inheritance Income The Opportunity to

Earn 10 Ways

5. MICRO- FINANCING LOAN

For every 2 direct sponsors, the credit line of the distributor increases by Php1,000.

MICRO-FINANCING LOAN

The minimum amount of loan is Php1,000 and the distributor can renew for higher loanable amount up to Php150k depending upon the number of his/her direct sponsors.

Xerox of PESOS ID; Xerox of Valid ID’s Signed Loan Application Form; Sign Disclosure Statement Signed Promissory Note; and

NOTE : * A distributor has the option not to avail the loan yet and could request for loan availment once his/her loanable amount is bigger.

* The borrower must be of legal age.

MICRO-FINANCING LOAN

All loans shall be processed and released within 7 working days from the date of completion of requirements;

No loan renewal could be released without fully paying the previous loan obligation;

All Micro-Financing loans shall be processed and released by “We Care for Humanity Int’l. Foundation (the foundation of PESOS Int’l. for Micro-Financing Program)

LOAN PROCESSING

LOAN TERMSPhp1,000 to Php 2,000 - 2 months to pay Php 2,001 to Php 4,000 - 3 months to payPhp 4,001 to Php 6,000 - 4 months to payPhp 6,001 to Php10,000 - 6 months to payPhp 10,001 to Php15,000 - 10 months to payPhp 15,001 to Php 20,000 - 12 months to payPhp 20,001 to Php 50,000 - 1 year & 6 mos.Php 50,001 to Php150,000 - 2 years to pay

A distributor contribution system where the beneficiary of a distributor who passed away will receive a sum of money depending on how much collected.

Accidental DeathNatural Death- 6 mos. Contestability Period

Php 50 – deductable from members with incentives in the following week

1,000 members X Php 50 = Php 50,00010,000 members X Php 50 = Php 500,000100,000 members X Php 50 = Php 5,000,000

LINGAP-KAPWA PROGRAM

Compensation Plan

1. DIRECT SELLING BONUS2. DIRECT SALES COMMISSION

3. X- TREME INFINITY BONUS4. SPILL OVER BONUS

5. MATCHING BONUSES6. UNI LEVEL COMMISSION

7. LEADERSHIP BONUS8. PROFIT SHARING

9. TRAVEL INCENTIVES10.LOYALTY BONUS

Your Key To Financial Success

Compensation Plan

Earn Php 500 as Direct Sales Commission for every direct sponsor that purchased the entry package.

There is no limit on how many members you can directly refer

to PESOS INT’L.You can make as many

referrals as you can and as you want, with

NO TIME FRAME.

Every member is entitled to 30 % Lifetime Discount.

1. DIRECT SELLING BONUS

2. DIRECT SALES COMMISSION

B

YOU

Paul May

A

Compensation Plan

A B

Ph

p50

0

INFINITY

Php5

00

From B sides of his A direct referral down to infinity, a distributor shall earn Php 500.00   

A B

3. X- TREME INFINITY BONUS

P50

0

P50

0

YOU

Paul May

Compensation Plan

BA B

A

Ph

p 500

Php 500

From A sides of his/her B direct referral down to infinity, another Php 500.00 income shall be given. 

3. X- TREME INFINITY BONUS

INFINITY

YOU

Paul May

P5

00

P5

00

Compensation Plan

For every spill-over made by the distributor to be placed in his/her x-treme infinity income, the distributor shall earn an additional Php 250.00 on top of the Php 500.00 x-treme infinity income she/he has earned or a total of Php 750.00. 

A B

P50

0+ P

250=

Ph

p75

0

4. SPILL OVER BONUS

YOU

Paul May

Compensation Plan

A B

A

A

P500+P

250=Ph

p750

For every spill-over made by the distributor to be placed in his/her x-treme infinity income, the distributor shall earn an additional Php 250.00 on top of the Php 500.00 x-treme infinity income she/he has earned or a total of Php 750.00. 

4. SPILL OVER BONUS

Paul May

YOU

Compensation Plan

All distributors shall be entitled for Matching Bonuses up to Php 5 Million based on the following qualifications : 100 Dists. each from A & B sides = Php 5,000

300 Dists. each from A & B sides = Php15,000500 Dists. each from A & B sides = Php 25,0001,000 Dists. each from A & B sides= Php 50,0001,500 Dists. each from A & B sides= Php 75,0002,500 Dists. each from A & B sides= Php 100,0005,000 Dists. each from A & B sides= Php 200,00020,000 Dists. each from A & B sides=Php1Million50,000 Dists. each from A & B sides=Php 5Million

5. MATCHING BONUSES

Compensation Plan

10% of the Total

Suggested Retail Price (SRP) of all

products shall be

allocated to Unilevel

point value.

6. UNI-LEVEL COMMISSION

POSITION POSITION POSITION

LEVEL SILVER GOLD DIAMOND

1 10% 10% 10%

2 10% 10% 10%

3 10% 10% 10%

4 10% 10% 10%

5 10% 10% 10%

6 10% 10% 10%

7 - 10% 10%

8 - 10% 10%

9 - - 10%

10 - - 10%

Compensation Plan

6. UNI-LEVEL COMMISSION

LEVEL # of Downlines P.V. Percentage Profit ( Php )

1 5 210 10% 105

2 25 210 10% 525

3 125 210 10% 2,625

4 625 210 10% 13,125

5 3,125 210 10% 65,625

6 15,625 210 10% 328,125

TOTAL 19,530 Php 410,130

Example: Position: DIAMONDMonthly

Maintenance:

SILVER: Php 500

GOLD: Php 1,000

DIAMOND: Php 1,500

Roll-up compression is applied.

Compensation Plan

20% Leadership Bonus shall be given to distributor from all unilevel commissions of his/her direct sponsors.

7. LEADERSHIP BONUS

Php 10K Php 20K Php 30K Php 40K Php 50K20% 20% 20% 20% 20%

Php 2K PHP 4K Php 6K Php 8K Php 10K

YOU

MORE DIRECT SPONSOR

=BIGGERINCOME

Example:

A E D C B

Earn Php 30,000 or More…

Compensation Plan

10% of the Total Sales Repeat Purchase (TSRP) point value of the company semi-annually shall be allocated for profit sharing based on the following:

Position: Gold= 4%Diamond= 6%

Note : To qualify for this incentive, a Gold Distributor shall have at least 10 Gold Direct Sponsors, and a Diamond Distributors shall have at least 20 Diamond Direct Sponsors under him/her for the covered period. 

Example: Php30 Million TSRP X 10%= Php 3 Million no. of qualifiers

8. PROFIT SHARING

Compensation Plan

5% of the Total Sales Repeat Purchase (TSRP) point value of the company will be allocated to Diamond position which shall be released semi-annually. Example:

Php 30 Million TSRP X 5%= Php 1.5 Million no. of qualifiersNote: To qualify for this incentive, the distributor has at least

maintained a minimum personal purchases of Php1,500.00 and 10 Diamond Direct Sponsors too for the last six ( 6) months covering the date announced by the company.

9. TRAVEL INCENTIVES

Compensation Plan

This income shall be given to a distributors yearly or up to 5 year - term depending upon preference of the distributor. 

10. LOYALTY BONUS

“ MOST PEOPLE NEVER GET WEALTHY SIMPLY BECAUSE THEY ARE

NOT TRAINED TO RECOGNIZE

OPPORTUNITIES RIGHT IN FRONT OF THEM.”

Robert Kiyosaki Investor, businessman,

author, financial expert and motivational speaker. Co-founder of The Rich Dad

Company.

“Leading your way to success is our business…