PERSONAL FINANCE – Day 1

AGENDA

Introductions

CLASS RULES / PROCEDURES

Course Overview

Keys to Success

Why it is important!

Next Steps

About Mr. Patty

CLASS RULES

DRESS CODE ENFORCED

BE ON TIME

STAY ON TASK

PARTICIPATE!

BE RESPONSIBLE – NO EXCUSE

SHOULD BE AN “A” CLASS FOR EVERYONE

CLASS RULES

COURSE OVERVIEW

ONLINE – ALL MATERIALS EVERYDAY

What are we doing today?

Self Paced (to a degree)

Assessments (Not all “tests”)

(Summative 80%)

(Formative 20%)

MoneySkills (online text book)

Blogs (non-fiction writing)

COURSE OVERVIEW

SUBJECTS – WE WILL COVER

MANAGING MONEY in a SMART WAY

COURSE OVERVIEW

CAREERS

BANK ACCOUNTS (CHECKING/SAVINGS)

BUDGETING

AUTOS

HOUSING

CREDIT & CREDIT CARDS

CONSUMER SKILLS

BOOK SMARTS vs. STREET SMARTS

Example: it is important to understand just how much that little piece of plastic

could really cost you.

“BOOK SMARTS” vs. “STREET SMARTS”

Example: it is important to know how to use a budget and get the

most out of your hard earned money.

Example: it is important to realize what a good credit rating is worth and how to

get good credit.

THIS CLASS IS ABOUT…

…AVOIDING NEGATIVE OUTCOMES OF

IGNORANT FINANCIAL BEHAVIOR

It is not complicated but if you are not aware of the

“rules” of personal finance, you will have to work

WAAAYYYY harder to get the things you NEED and WANT

in life.

..AND MAXIMIZE POSITIVE FINANCIAL

OUTCOMES

THINK OF THIS CLASS AS AN INVESTMENT

You have to be here anyway

This class can make you $$$$$$.

You are trading your time for knowledge, which will pay off in the future.

HOPE YOU ENJOY THE CLASS.