Personal accident Plan

We know you want to live a long and fulfilling life. With many unexpected life changing events, you never know when an accident can happen. Often impairments or disabilities are caused by injuries including those which result from traffic crashes, falls, burns, acts of violence and many more.

These unfortunate events can lead to a loss of life or income which could cause financial strain to you and your family. Our comprehensive Personal Accident Plan will help ease the burden of worrying about the financial implications of such events.

PERSONAL ACCIDENT PLAN1

Personal Accident

Plan

Death benef t

Im

pairment benef t

How will you beneft

Get up to Ush100 000 000 cover

You get a lump sum benefit should you pass away or to help in the event that you are physically impaired as a result of an accident.

Cover wherever you goYou are covered anywhere in the world for up to 12 months. Cover for life!

Cover doesn’t end provided that all premiums are paid.

No waiting period

PERSONAL ACCIDENT PLAN 2

Personal Accident

Plan

Death benef t

Im

pairment benef t

How will you beneft

Cover for life! Cover doesn’t end provided that all premiums are paid.

No medical testsNo medical documents or

questions asked.

Enjoy multiple claimsYou can also receive a partial payment of a claim, depending on how severe your impairment is, so you may claim more than once against your impairment benefit and your premium will not be increased.

No waiting period

PERSONAL ACCIDENT PLAN3

2. Who can be covered?This policy covers a person between 18 and 65 years of age when applying for this policy.

3. Conditions covered in this policyShould you become physically impaired or pass away due to an accident you will get a 100% pay-out on the cover option you selected for the following conditions:

• Accidental death • Permanent loss of sight in both eyes • Permanent loss of hearing in both ears • Permanent loss of or loss of use of two limbs • Permanent loss of speech • Major burns

Inability to perform at least 4 out of 6 of the following Activities of Daily Living: • Bathing • Dressing • Feeding • Continence • Mobility • Transferring

100%pay-out

Should you become impaired due to an accident you will get a 50% pay-out for the following conditions:

• Permanent loss of sight in one eye • Permanent loss of hearing in one ear • Permanent loss of or loss of use of one limb • Amputation of all fingers including the thumb • Amputation of all toes including the big toe • Diplegia (paralysis affecting symmetrical parts of the body.)

50%pay-out

PERSONAL ACCIDENT PLAN 4

4. Cover options and premiumsYou can choose from the following cover and premium options to meet your needs.

Cover options Premium options

UGX 10 000 000 UGX 7 000

UGX 20 000 000 UGX 11 000

UGX 40 000 000 UGX 20 000

UGX 60 000 000 UGX 29 000

UGX 80 000 000 UGX 38 000

UGX 100 000 000 UGX 47 000

• You must pay your premiums through a bank debit order.

5. When cover starts There is no waiting period. You need to submit fully completed application forms and the necessary supporting documents. Your cover will start immediately.

6. Out of country coverYou will be covered outside Uganda for a maximum of 12 consecutive months provided that premiums are up to date.

7. Who will the claim be paid to? � Should you be impaired due to an accident, the benefit

will be paid to you. � Should you pass away due to an accident, the benefit will

be paid to the beneficiary you have chosen.

8. Making a claimYou, or your beneficiary, will need to inform us of a claim within six months of the date of impairment, or date of death and will have 12 months to submit your claim supporting documentation from the date of impairment or death.

For more information please speak to your broker or agent.

We are here to change your realityTerms and conditions apply.

 

Liberty Life Assurance Uganda (Ltd)Registration number 75913

Mariba Building, 3rd Floor, Plot 17, Golf Course Road, Kololo, Kampala, UgandaPO Box 22938, Kampala t +256 414 233794 / 254708e libertylife@stanbic.comw www.liberty.co.ug

Disclaimer

The information contained in this document does not constitute advice by Liberty Life. Liberty Life shall not be liable for any loss that may occur directly or indirectly, arising from any losses based on any information contained in the document. Any legal, technical, or product information contained in this document is subject to change from time to time. This document is a summary of the features of the product as at the time of publication. If there are any discrepancies between this document and the contractual terms and conditions or, where applicable any product rules, the latter will prevail. Any recommendations made must take into consideration your specific needs and unique circumstances. Before any actions are taken based on the information contained herein, it should first be established whether the information meets your specific needs and unique circumstances.