PC 2016 BROCHURE (112216)

PURPLE COW 2016 BROCHURE

Employee Benefits for Corporate & Non-Corporate Groups

MORE BENEFITS

LIFELife, TPD

Worldwide

ACCIDENTAD&D, M&AWorldwide

HEALTHMed, Den HMO Nationwide

PC gives you more financial security than any other HMO-type plan.

All 3 Major

Employee

Benefits...

in 1 Unique

INS & HMO

Plan!

LESS COSTS (Sample Premium: 5-10-25)

PC costs less where it matters the most–in the 2 lowest ranks (90% staff).

The Price is Right!

R&B: Room & Board MBL: Max. Benefit Limit, per disability per year

# RANK R&B MBL ANN QTR MO

1 CEO SmlPvt 60K 12,566 3,519 1,257

4 STAFF Semi 40K 8,997 2,520 900

5 Cost per head 44K 9,711 2,720 971


1 CEO SmlPvt 50K 11,577 3,242 1,158

4 STAFF Semi 30K 8,194 2,295 820

5 Cost per head 34K 8,871 2,484 888


1 CEO SmlPvt 60K 12,566 3,519 1,257

3 SUP Semi 40K 8,997 2,520 900

6 R&F Ward 20K 6,586 1,845 659

10 Cost per head 30K 7,907 2,215 791


1 CEO SmlPvt 50K 11,577 3,242 1,158

3 SUP Semi 30K 8,194 2,295 820

6 R&F Ward 10K 6,060 1,697 606

10 Cost per head 20K 7,252 2,031 725


1 CEO SmlPvt 80K 14,483 4,056 1,449

3 SUP Semi 60K 10,666 2,987 1,067

6 R&F Ward 40K 8,501 2,381 851

10 Cost per head 50K 9,749 2,730 976


1 CEO SmlPvt 70K 13,420 3,758 1,342

3 SUP Semi 50K 9,857 2,760 986

6 R&F Ward 30K 7,477 2,094 748

10 Cost per head 40K 8,785 2,460 879


1 CEO RegPvt 80K 16,434 4,602 1,644

3 MGR SmlPvt 60K 12,566 3,519 1,257

6 SUP Semi 40K 8,997 2,520 900

15 R&F Ward 20K 6,586 1,845 659

25 Cost per head 32K 8,276 2,318 828


1 CEO RegPvt 70K 15,913 4,456 1,592

3 MGR SmlPvt 50K 11,577 3,242 1,158

6 SUP Semi 30K 8,194 2,295 820

15 R&F Ward 10K 6,060 1,697 606

25 Cost per head 22K 7,628 2,136 763


1 CEO RegPvt 100K 17,567 4,919 1,757

3 MGR SmlPvt 80K 14,483 4,056 1,449

6 SUP Semi 60K 10,666 2,987 1,067

15 R&F Ward 40K 8,501 2,381 851

25 Cost per head 52K 10,101 2,829 1,011


1 CEO RegPvt 90K 17,017 4,765 1,702

3 MGR SmlPvt 70K 13,420 3,758 1,342

6 SUP Semi 50K 9,857 2,760 986

15 R&F Ward 30K 7,477 2,094 748

25 Cost per head 42K 9,143 2,560 915

5

Perfect for StartupsPerfect for SME

1025 1

3

6

15

BETTER PRODUCT

Go to Non-

Accred Doc,Hosp, Clinic

for reimb. @HMO rate

Go to all Major Hosp

& Clinics incl. Big 5 + Healthway

Get 100% Congenital Conditions coverage

up to MBL

Go toAccred Doc,Hosp, Clinic

for NO CASH OUT

Get 100% Special

Procedures coverage

up to MBL

Get 100% of MBL

on top of Philhealthbenefits

Get Dental HMO

benefits with 1PF, 2OP, etc.

Get 100% Pre-Existing

Conditions coverage

up to MBL

The Design is Right!

Get 5xMBL for Life & Accident coverage

separately

Average HMO Plan

Too muchMBL!

Purple Cow

exchanges excess limits

for more benefits!

TPA only: option to

charge APE, Maternity, Rx Meds, or ECU to utilization

TPA only: option to

be indep. of Philhealth, use ABL, or waive med exclusions

PC offers 99% of the benefits you want, with 99% of the limits you need.

BETTER SERVICE

PC works on every link of the S-chain to give you a good user experience.

Purple Cow Healthcare Supply Chain

CLIENTSconfidently

availing

BROKER constantly monitoring

BENEFITS constantly increasing

INSURER constantly improving

NETWORK constantly

growing

Customer SupplierManufacturerProductDistributor

Constant And Never-ending Improvement!

PC promotes direct access to provider to avoid service bottlenecks.

BEHIND

THE

SCENES!

BETTER DELIVERY

Direct Access = Faster Delivery!

M.I.C.

CLAIMSBILLING

BETTER SUSTAINABILITYEveryone starts at Pool 1!

Pool 2

Pool 1

Pool 3

Pool 4

Pool 5

For Clients < 100 Heads

Lowest

Pool = 0!

INSURED

ZONE

15

Most Common Renewal Scenarios: 1. Move up 1 pool (+15%)

2. Stay in same pool (+0%)

3. Move down 1 pool (-15%)

PC rewards or punishes insured clients by 15%–one (1) step at a time.

PC’s TPA allows you to do almost anything you want with your Company.

GREATER FLEXIBILITY (TPA)

SAVE!

SELF-INSURE

INSURE

Medical

L&ADen

NAF

PF

For Clients > 50 Heads

LEGEND:TPA = Third Party Administration Den = Dental HMO

R&B = Room & Board L&A = Life & Accident Insurance

MBL = Maximum Benefit Limit APE = Annual Physical Examination

EE/Dep = Employees/Dependents Rx Meds = Prescription Medicines

Ext. Dep = Extended Dependents ECU = Executive Check-Up

NAF = Network Access Fee Independent of P/H = no need P/H

PF = Professional Fee ABL = Annual Benefit Limit

TPA Advantages:1. Save up to 50% vs premium

2. Increase R&B/MBL at no extra cost

3. Allow over-age EE/Dep & Ext. Dep

4. Allow over-limits case-to-case

5. Allow med exclusions case-to-case

6. Opt to insure Dental and/or L&A

7. Opt to charge APE, Maternity,

Rx Meds, and/or ECU to utilization

8. Opt to be independent of PhilHealth

9. Opt to switch from MBL to ABL

10. Opt to waive all medical exclusions

,

GREATER SAVINGS (Sample TPA: 50)

PC’s TPA can reverse all of your price increases from the last 3-5 years.

More Options for Less Cost!

50

1Fixed Costs: NAF + PF + Den + L&A 2Variable Costs: Med + TPA Fee

# RANK R&B MBL FC1 EST. VC2 TOTAL

1 CEO LrgPvt 100K 3,471 6,000 9,471

3 VP RegPvt 80K 3,054 6,000 9,054

6 MGR SmlPvt 60K 2,637 6,000 8,637

15 SUP Semi 40K 2,220 6,000 8,220

25 R&F Ward 20K 1,803 6,000 7,803

50 Med/Den/L&A 36K 2,137 6,000 8,137


1 CEO LrgPvt 100K 3,231 6,000 9,231

3 VP RegPvt 80K 2,814 6,000 8,814

6 MGR SmlPvt 60K 2,397 6,000 8,397

15 SUP Semi 40K 1,980 6,000 7,980

25 R&F Ward 20K 1,563 6,000 7,563

50 Med/L&A 36K 1,897 6,000 7,897


1 CEO LrgPvt 100K 1,386 6,000 7,386

3 VP RegPvt 80K 1,386 6,000 7,386

6 MGR SmlPvt 60K 1,386 6,000 7,386

15 SUP Semi 40K 1,386 6,000 7,386

25 R&F Ward 20K 1,386 6,000 7,386

50 Med/Den 36K 1,386 6,000 7,386


1 CEO LrgPvt 100K 1,146 6,000 7,146

3 VP RegPvt 80K 1,146 6,000 7,146

6 MGR SmlPvt 60K 1,146 6,000 7,146

15 SUP Semi 40K 1,146 6,000 7,146

25 R&F Ward 20K 1,146 6,000 7,146

50 Med 36K 1,146 6,000 7,146


1 CEO LrgPvt 120K 3,888 6,000 9,888

3 VP RegPvt 100K 3,471 6,000 9,471

6 MGR SmlPvt 80K 3,054 6,000 9,054

15 SUP Semi 60K 2,637 6,000 8,637

25 R&F Ward 40K 2,220 6,000 8,220

50 Med/Den/L&A 56K 2,554 6,000 8,554


1 CEO LrgPvt 120K 3,648 6,000 9,648

3 VP RegPvt 100K 3,231 6,000 9,231

6 MGR SmlPvt 80K 2,814 6,000 8,814

15 SUP Semi 60K 2,397 6,000 8,397

25 R&F Ward 40K 1,980 6,000 7,980

50 Med/L&A 56K 2,314 6,000 8,314


1 CEO LrgPvt 120K 1,386 6,000 7,386

3 VP RegPvt 100K 1,386 6,000 7,386

6 MGR SmlPvt 80K 1,386 6,000 7,386

15 SUP Semi 60K 1,386 6,000 7,386

25 R&F Ward 40K 1,386 6,000 7,386

50 Med/Den 56K 1,386 6,000 7,386


1 CEO LrgPvt 120K 1,146 6,000 7,146

3 VP RegPvt 100K 1,146 6,000 7,146

6 MGR SmlPvt 80K 1,146 6,000 7,146

15 SUP Semi 60K 1,146 6,000 7,146

25 R&F Ward 40K 1,146 6,000 7,146

50 Med 56K 1,146 6,000 7,146


1 CEO LrgPvt 150K 4,514 6,000 10,514

3 VP RegPvt 120K 3,888 6,000 9,888

6 MGR SmlPvt 100K 3,471 6,000 9,471

15 SUP Semi 80K 3,054 6,000 9,054

25 R&F Ward 60K 2,637 6,000 8,637

50 Med/Den/L&A 76K 2,975 6,000 8,975


1 CEO LrgPvt 150K 4,274 6,000 10,274

3 VP RegPvt 120K 3,648 6,000 9,648

6 MGR SmlPvt 100K 3,231 6,000 9,231

15 SUP Semi 80K 2,814 6,000 8,814

25 R&F Ward 60K 2,397 6,000 8,397

50 Med/L&A 76K 2,735 6,000 8,735


1 CEO LrgPvt 150K 1,386 6,000 7,386

3 VP RegPvt 120K 1,386 6,000 7,386

6 MGR SmlPvt 100K 1,386 6,000 7,386

15 SUP Semi 80K 1,386 6,000 7,386

25 R&F Ward 60K 1,386 6,000 7,386

50 Med/Den 76K 1,386 6,000 7,386


1 CEO LrgPvt 150K 1,146 6,000 7,146

3 VP RegPvt 120K 1,146 6,000 7,146

6 MGR SmlPvt 100K 1,146 6,000 7,146

15 SUP Semi 80K 1,146 6,000 7,146

25 R&F Ward 60K 1,146 6,000 7,146

50 Med 76K 1,146 6,000 7,146

SO WHY GET PURPLE COW?

CEO

• To win the Good Bossing Award.

STAFF

• To win the Race for Financial

Security.

HR

• To win the War for Talent.

FIN

• To win the Battle of the Budget.

PC provides a winning solution to the main problem of each stakeholder.

Purple Cow Can Make Everyone Happy!

WHAT DO I DO NEXT?

PC makes it easy for you to compare–and to sign up for–good healthcare.

1. CHECK US OUTRequest 3 marketing docs via email

2. GET A QUOTEAsk your questions / Do your calculations

Masterlist, Special Endorsements & LOG or TPA Endorsement

3. JOIN THE HERDRequest & return 3 sign-up docs via email

4. GET ORIENTEDCall provider to schedule orientation ASAP

WHO DO I CONTACT?

PC lets you connect with its founder–unlike any other plan or provider.

Tom Gotuaco

[email protected]

www.purplecow.ph

Tom Gotuaco

0918-808-8888

Tom Gotuaco

Tom Gotuaco

Purple Cow Employee Benefits

JOIN THE HERD!

INSURED PREMIUMS (Med/Den/L&A)

R&B MBL ANN SEMI QTR MO R&B MBL ANN SEMI QTR MO

WARD(R&F)

10K 6060 3212 1697 606

SML

PVT(CEO)

[5-24ee]

50K 11577 6136 3242 1158

20K 6586 3491 1845 659 60K 12566 6660 3519 1257

30K 7477 3963 2094 748 70K 13420 7113 3758 1342

40K 8501 4506 2381 851 80K 14483 7676 4056 1449

SEMI-

PVT(Mgr/Sup)

30K 8194 4343 2295 820

REG

PVT(CEO)

[25+ee]

70K 15913 8434 4456 1592

40K 8997 4769 2520 900 80K 16434 8711 4602 1644

50K 9857 5225 2760 986 90K 17017 9020 4765 1702

60K 10666 5653 2987 1067 100K 17567 9311 4919 1757

Actual Pool 1 costs for all new insured clients. 5-50+ heads

,

SELF-INSURED TPA (Med)

R&B MBL FC VC TOTAL R&B MBL FC VC TOTAL

WARD(R&F)

10K 1146 +/- 6000 +/- 7146

REG

PVT(CEO)

[25-49ee]

70K 1146 +/- 6000 +/- 7146

20K 1146 +/- 6000 +/- 7146 80K 1146 +/- 6000 +/- 7146

30K 1146 +/- 6000 +/- 7146 90K 1146 +/- 6000 +/- 7146

40K 1146 +/- 6000 +/- 7146 100K 1146 +/- 6000 +/- 7146

50K 1146 +/- 6000 +/- 7146 110K 1146 +/- 6000 +/- 7146

60K 1146 +/- 6000 +/- 7146 120K 1146 +/- 6000 +/- 7146

SEMI-

PVT(Mgr/Sup)

30K 1146 +/- 6000 +/- 7146

LRG

PVT(CEO)

[50-99ee]

100K 1146 +/- 6000 +/- 7146

40K 1146 +/- 6000 +/- 7146 110K 1146 +/- 6000 +/- 7146

50K 1146 +/- 6000 +/- 7146 120K 1146 +/- 6000 +/- 7146

60K 1146 +/- 6000 +/- 7146 130K 1146 +/- 6000 +/- 7146

70K 1146 +/- 6000 +/- 7146 140K 1146 +/- 6000 +/- 7146

80K 1146 +/- 6000 +/- 7146 150K 1146 +/- 6000 +/- 7146

SML

PVT(CEO)

[5-24ee]

50K 1146 +/- 6000 +/- 7146

JR

STE(CEO)

[100+ee]

150K 1146 +/- 6000 +/- 7146

60K 1146 +/- 6000 +/- 7146 160K 1146 +/- 6000 +/- 7146

70K 1146 +/- 6000 +/- 7146 170K 1146 +/- 6000 +/- 7146

80K 1146 +/- 6000 +/- 7146 180K 1146 +/- 6000 +/- 7146

90K 1146 +/- 6000 +/- 7146 190K 1146 +/- 6000 +/- 7146

100K 1146 +/- 6000 +/- 7146 200K 1146 +/- 6000 +/- 7146

Estimated Medical costs for all new TPA clients. 50+ heads

,

SELF-INSURED TPA (Med/Den)


WARD(R&F)

10K 1386 +/- 6000 +/- 7386

REG

PVT(CEO)

[25-49ee]

70K 1386 +/- 6000 +/- 7386

20K 1386 +/- 6000 +/- 7386 80K 1386 +/- 6000 +/- 7386

30K 1386 +/- 6000 +/- 7386 90K 1386 +/- 6000 +/- 7386

40K 1386 +/- 6000 +/- 7386 100K 1386 +/- 6000 +/- 7386

50K 1386 +/- 6000 +/- 7386 110K 1386 +/- 6000 +/- 7386

60K 1386 +/- 6000 +/- 7386 120K 1386 +/- 6000 +/- 7386

SEMI-

PVT(Mgr/Sup)

30K 1386 +/- 6000 +/- 7386

LRG

PVT(CEO)

[50-99ee]

100K 1386 +/- 6000 +/- 7386

40K 1386 +/- 6000 +/- 7386 110K 1386 +/- 6000 +/- 7386

50K 1386 +/- 6000 +/- 7386 120K 1386 +/- 6000 +/- 7386

60K 1386 +/- 6000 +/- 7386 130K 1386 +/- 6000 +/- 7386

70K 1386 +/- 6000 +/- 7386 140K 1386 +/- 6000 +/- 7386

80K 1386 +/- 6000 +/- 7386 150K 1386 +/- 6000 +/- 7386

SML

PVT(CEO)

[5-24ee]

50K 1386 +/- 6000 +/- 7386

JR

STE(CEO)

[100+ee]

150K 1386 +/- 6000 +/- 7386

60K 1386 +/- 6000 +/- 7386 160K 1386 +/- 6000 +/- 7386

70K 1386 +/- 6000 +/- 7386 170K 1386 +/- 6000 +/- 7386

80K 1386 +/- 6000 +/- 7386 180K 1386 +/- 6000 +/- 7386

90K 1386 +/- 6000 +/- 7386 190K 1386 +/- 6000 +/- 7386

100K 1386 +/- 6000 +/- 7386 200K 1386 +/- 6000 +/- 7386

Estimated Medical/Dental costs for all new TPA clients. 50+ heads

,

SELF-INSURED TPA (Med/L&A)


WARD(R&F)

10K 1355 +/- 6000 +/- 7355

REG

PVT(CEO)

[25-49ee]

70K 2606 +/- 6000 +/- 8606

20K 1563 +/- 6000 +/- 7563 80K 2814 +/- 6000 +/- 8814

30K 1772 +/- 6000 +/- 7772 90K 3023 +/- 6000 +/- 9023

40K 1980 +/- 6000 +/- 7980 100K 3231 +/- 6000 +/- 9231

50K 2189 +/- 6000 +/- 8189 110K 3440 +/- 6000 +/- 9440

60K 2397 +/- 6000 +/- 8397 120K 3648 +/- 6000 +/- 9648

SEMI-

PVT(Mgr/Sup)

30K 1772 +/- 6000 +/- 7772

LRG

PVT(CEO)

[50-99ee]

100K 3231 +/- 6000 +/- 9231

40K 1980 +/- 6000 +/- 7980 110K 3440 +/- 6000 +/- 9440

50K 2189 +/- 6000 +/- 8189 120K 3648 +/- 6000 +/- 9648

60K 2397 +/- 6000 +/- 8397 130K 3857 +/- 6000 +/- 9857

70K 2606 +/- 6000 +/- 8606 140K 4065 +/- 6000 +/- 10065

80K 2814 +/- 6000 +/- 8814 150K 4274 +/- 6000 +/- 10274

SML

PVT(CEO)

[5-24ee]

50K 2189 +/- 6000 +/- 8189

JR

STE(CEO)

[100+ee]

150K 4274 +/- 6000 +/- 10274

60K 2397 +/- 6000 +/- 8397 160K 4482 +/- 6000 +/- 10482

70K 2606 +/- 6000 +/- 8606 170K 4691 +/- 6000 +/- 10691

80K 2814 +/- 6000 +/- 8814 180K 4899 +/- 6000 +/- 10899

90K 3023 +/- 6000 +/- 9023 190K 5108 +/- 6000 +/- 11108

100K 3231 +/- 6000 +/- 9231 200K 5316 +/- 6000 +/- 11316

Estimated Medical/Life & Accident costs for all new TPA clients. 50+ heads

,

SELF-INSURED TPA (Med/Den/L&A)


WARD(R&F)

10K 1595 +/- 6000 +/- 7595

REG

PVT(CEO)

[25-49ee]

70K 2846 +/- 6000 +/- 8846

20K 1803 +/- 6000 +/- 7803 80K 3054 +/- 6000 +/- 9054

30K 2012 +/- 6000 +/- 8012 90K 3263 +/- 6000 +/- 9263

40K 2220 +/- 6000 +/- 8220 100K 3471 +/- 6000 +/- 9471

50K 2429 +/- 6000 +/- 8429 110K 3680 +/- 6000 +/- 9680

60K 2637 +/- 6000 +/- 8637 120K 3888 +/- 6000 +/- 9888

SEMI-

PVT(Mgr/Sup)

30K 2012 +/- 6000 +/- 8012

LRG

PVT(CEO)

[50-99ee]

100K 3471 +/- 6000 +/- 9471

40K 2220 +/- 6000 +/- 8220 110K 3680 +/- 6000 +/- 9680

50K 2429 +/- 6000 +/- 8429 120K 3888 +/- 6000 +/- 9888

60K 2637 +/- 6000 +/- 8637 130K 4097 +/- 6000 +/- 10097

70K 2846 +/- 6000 +/- 8846 140K 4305 +/- 6000 +/- 10305

80K 3054 +/- 6000 +/- 9054 150K 4514 +/- 6000 +/- 10514

SML

PVT(CEO)

[5-24ee]

50K 2429 +/- 6000 +/- 8429

JR

STE(CEO)

[100+ee]

150K 4514 +/- 6000 +/- 10514

60K 2637 +/- 6000 +/- 8637 160K 4722 +/- 6000 +/- 10722

70K 2846 +/- 6000 +/- 8846 170K 4931 +/- 6000 +/- 10931

80K 3054 +/- 6000 +/- 9054 180K 5139 +/- 6000 +/- 11139

90K 3263 +/- 6000 +/- 9263 190K 5348 +/- 6000 +/- 11348

100K 3471 +/- 6000 +/- 9471 200K 5556 +/- 6000 +/- 11556

Estimated Medical/Dental/Life & Accident costs for all new TPA clients. 50+ heads

PC 2016 BROCHURE (112216)

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