PayStand for Enterprise

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NEXT-GENERATION PAYMENT ROUTER & CHECKOUT GATEWAY Accept any form of payment - all major credit cards, eCheck & eCash Never pay transaction fees Enterprise

description

A high-level overview of PayStand's solution for enterprise.

Transcript of PayStand for Enterprise

Page 1: PayStand for Enterprise

NEXT-GENERATION PAYMENT ROUTER & CHECKOUT GATEWAY

Accept any form of payment - all major credit cards, eCheck & eCash Never pay transaction fees

Enterprise

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TABLE OF CONTENTS1. PayStand’s Solution 1.1 Payment Router for Any Payment Method 1.2 Dynamic Payment IP (PPF) 1.3 Accepting Payment with PayStand

2. Available Rails 2.1 Credit Cards and Debit Cards 2.2 eCheck (ACH/EFT) 2.3 Paper Check 2.4 eCash (Bitcoin) 2.5 Cash Payment Processing 2.6 Breakdowns and Highlights

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eChecksCustomer experience has never been better User-friendly experience for ACH/EFT and even paper checks.

eCashBringing cash into the digital age Crypto currency support and even cash payment processing.

Credit & Debit Cards No merchant transaction fee Predictable fixed cost for organizations, no longer penalized per revenue.

Expand your payment solutions | Satisfy Associate and Customer needs with better payment methodsStop carrying cash and checks | Eliminate processing fees to increase your bottom-line

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PAYSTAND'S SOLUTION

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Credit Card

Any method of payment that you need : routed and usedto dynamically price your payments

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PAYMENT ‘ROUTER’

Debit Card

ACH

EFT

Paper Check

Bitcoin

Cash Payments

CARDS

ECASH

ECHECK

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With PayStand’s Payment Processing Flexibility (PPF), you’ll never have to pay processing fees again (and neither will your customers)

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DYNAMIC PRICING IP

Payment Processing Flexibility (PPF) Payment Processing Flexibility is found only at PayStand. We provide you with the options to pass on fees or to absorb them. We also give other 0% options with little to no interchange rate (eCheck 0% + $0.25 or eCash 0% + $0).

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Get paid in person on any device with PayStand’s responsivecheckouts and custom integration solutions

ACCEPTING PAYMENT

ANY DEVICE ANY WAY

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Adding, removing, and customizing any payment rail in existence is now possible, from one platform

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AVAILABLE RAILS

CardsAny payment that routes through the credit card networks

eCheck ACH + EFT that routes through the banking networks

Paper Check Paper checks routed through the banking networks

eCashCrypto-currencies that route through the BTC protocol

Cash Processing Cash payment processing as an alternate option for ‘cashless’ payments

CUSTOMER CHECKOUT

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When a customer wants to use a credit card, they can, and you are not penalized.

CARDS

0%

CUSTOMER COST FOR CREDIT1.99% + 30¢ to 2.99% + 30¢

COST OF ACCEPTANCE

0% + 15¢ to 2.9% + 30¢

Volume based pricing + 0 basis points from PS = lowest rates available.

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*solution dependent pricing

Access to ATM networks, along with card authorization and gateway services.

CUSTOMER COST FOR DEBIT

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Electronic Funds Transfer, Automated Clearing House, and eCheck transactions supported with ANY user experience.

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ECHECK

eCheck

ALL BANK NETWORK TRANSACTIONS AVAILABLE FOR USE

ACH/EFTCHECK 21

Financial Institution Rates~ from a flat 25¢ to 1%

CHECKOUT EXPERIENCES AVAILABLEAccount number + Routing number + Mobile Verification

Online Banking Username + Online Banking PasswordAB Created Customer Accounts + Bank Verification

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Taking legacy methods into the next generation - no more paper checks, even when you actually receive one

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PAPER CHECK

DIGITAL IMAGING OF PHYSICAL PAPER CHECKS

Using a mobile device or mobile POS system to perform digital imaging of a physical paper check

for EFT/ACH deposit.

Optimize Accounts Receivable by reducing bounced checks.

Lower risk by never physically transporting paper checks again.

Reduce costs of processing while simultaneously innovating technology.

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The internet’s cash: accept any crypto-currency and increase sales with no cost

ECASH

“Bitcoin holders have spent more than $1 million at Overstock.com since Jan. 9, surpassing the online retailer's expectations and prompting it to keep a stash of the virtual currency that eventually may be used to pay vendors or employees” - WSJ

GET PAID IN BITCOIN :

Immediately convert into cash for liquidity

Immediately deposit BTC into electronic wallet&

COMPLIANCE + REGULATION + ENTERPRISE SECURITY = LEGAL CERTAINTY AND MARKET LEADERSHIP

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Avoid transporting large amounts of cash whencustomer insists to pay with paper money

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CASH PROCESSING

OFFER LOCATIONS LOCALLY TO PROCESS CASH

Have customers or associates deposit at locations from Wells Fargo to 7/11.

Receive payment in ACH or Wire to corporate bank account.

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Credit Card

The First All-Inclusive Payments Solution that Supports 0% Transaction Fees

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FEE BREAKDOWN

Debit Card

ACH

EFT

Paper Check

Bitcoin

Cash Payments

CARDS

ECASH

ECHECK

1.99% - 2.99% + 30¢

0% + 15¢ - 2.99% + 30¢

flat 25¢ - 1%

flat 25¢ - 1%

flat 25¢ - 1%

0% + $0

Customer CostRail PS Fees

0% + $0

0% + $0

0% + $0

0% + $0

0% + $0

0% + $0

3% + $3.990% + $0

ABInBev Fees

0% + $0

0% + $0

0% + $0

0% + $0

0% + $0

0% + $0

0% + $0

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Innovation, Technology, Convenience and a whole lot more…

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HIGHLIGHTS

Safe & Secure Level 1 PCI compliant

Modern Checkout It’s 2014, your payments should be too

No Merchant Fees or Lowest fees available with PPF

Simple One easy solution for everyone to use

Customizable Future flexibility = quick innovation

Smart PS handles all integrations

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Jonathan Beck (800) 708-6413 x705

(925) 984-8490 [email protected]

Thank you for your time.