PayStand for Enterprise
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![Page 1: PayStand for Enterprise](https://reader033.fdocuments.us/reader033/viewer/2022052522/554e57b2b4c905532d8b48da/html5/thumbnails/1.jpg)
NEXT-GENERATION PAYMENT ROUTER & CHECKOUT GATEWAY
Accept any form of payment - all major credit cards, eCheck & eCash Never pay transaction fees
Enterprise
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confidential / do not distribute
TABLE OF CONTENTS1. PayStand’s Solution 1.1 Payment Router for Any Payment Method 1.2 Dynamic Payment IP (PPF) 1.3 Accepting Payment with PayStand
2. Available Rails 2.1 Credit Cards and Debit Cards 2.2 eCheck (ACH/EFT) 2.3 Paper Check 2.4 eCash (Bitcoin) 2.5 Cash Payment Processing 2.6 Breakdowns and Highlights
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eChecksCustomer experience has never been better User-friendly experience for ACH/EFT and even paper checks.
eCashBringing cash into the digital age Crypto currency support and even cash payment processing.
Credit & Debit Cards No merchant transaction fee Predictable fixed cost for organizations, no longer penalized per revenue.
Expand your payment solutions | Satisfy Associate and Customer needs with better payment methodsStop carrying cash and checks | Eliminate processing fees to increase your bottom-line
confidential / do not distribute
PAYSTAND'S SOLUTION
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Credit Card
Any method of payment that you need : routed and usedto dynamically price your payments
confidential / do not distribute
PAYMENT ‘ROUTER’
Debit Card
ACH
EFT
Paper Check
Bitcoin
Cash Payments
CARDS
ECASH
ECHECK
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With PayStand’s Payment Processing Flexibility (PPF), you’ll never have to pay processing fees again (and neither will your customers)
confidential / do not distribute
DYNAMIC PRICING IP
Payment Processing Flexibility (PPF) Payment Processing Flexibility is found only at PayStand. We provide you with the options to pass on fees or to absorb them. We also give other 0% options with little to no interchange rate (eCheck 0% + $0.25 or eCash 0% + $0).
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Get paid in person on any device with PayStand’s responsivecheckouts and custom integration solutions
ACCEPTING PAYMENT
ANY DEVICE ANY WAY
confidential / do not distribute
![Page 7: PayStand for Enterprise](https://reader033.fdocuments.us/reader033/viewer/2022052522/554e57b2b4c905532d8b48da/html5/thumbnails/7.jpg)
Adding, removing, and customizing any payment rail in existence is now possible, from one platform
confidential / do not distribute
AVAILABLE RAILS
CardsAny payment that routes through the credit card networks
eCheck ACH + EFT that routes through the banking networks
Paper Check Paper checks routed through the banking networks
eCashCrypto-currencies that route through the BTC protocol
Cash Processing Cash payment processing as an alternate option for ‘cashless’ payments
CUSTOMER CHECKOUT
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When a customer wants to use a credit card, they can, and you are not penalized.
CARDS
0%
CUSTOMER COST FOR CREDIT1.99% + 30¢ to 2.99% + 30¢
COST OF ACCEPTANCE
0% + 15¢ to 2.9% + 30¢
Volume based pricing + 0 basis points from PS = lowest rates available.
confidential / do not distribute
*solution dependent pricing
Access to ATM networks, along with card authorization and gateway services.
CUSTOMER COST FOR DEBIT
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Electronic Funds Transfer, Automated Clearing House, and eCheck transactions supported with ANY user experience.
confidential / do not distribute
ECHECK
eCheck
ALL BANK NETWORK TRANSACTIONS AVAILABLE FOR USE
ACH/EFTCHECK 21
Financial Institution Rates~ from a flat 25¢ to 1%
CHECKOUT EXPERIENCES AVAILABLEAccount number + Routing number + Mobile Verification
Online Banking Username + Online Banking PasswordAB Created Customer Accounts + Bank Verification
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Taking legacy methods into the next generation - no more paper checks, even when you actually receive one
confidential / do not distribute
PAPER CHECK
DIGITAL IMAGING OF PHYSICAL PAPER CHECKS
Using a mobile device or mobile POS system to perform digital imaging of a physical paper check
for EFT/ACH deposit.
Optimize Accounts Receivable by reducing bounced checks.
Lower risk by never physically transporting paper checks again.
Reduce costs of processing while simultaneously innovating technology.
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The internet’s cash: accept any crypto-currency and increase sales with no cost
ECASH
“Bitcoin holders have spent more than $1 million at Overstock.com since Jan. 9, surpassing the online retailer's expectations and prompting it to keep a stash of the virtual currency that eventually may be used to pay vendors or employees” - WSJ
GET PAID IN BITCOIN :
Immediately convert into cash for liquidity
Immediately deposit BTC into electronic wallet&
COMPLIANCE + REGULATION + ENTERPRISE SECURITY = LEGAL CERTAINTY AND MARKET LEADERSHIP
confidential / do not distribute
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Avoid transporting large amounts of cash whencustomer insists to pay with paper money
confidential / do not distribute
CASH PROCESSING
OFFER LOCATIONS LOCALLY TO PROCESS CASH
Have customers or associates deposit at locations from Wells Fargo to 7/11.
Receive payment in ACH or Wire to corporate bank account.
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Credit Card
The First All-Inclusive Payments Solution that Supports 0% Transaction Fees
confidential / do not distribute
FEE BREAKDOWN
Debit Card
ACH
EFT
Paper Check
Bitcoin
Cash Payments
CARDS
ECASH
ECHECK
1.99% - 2.99% + 30¢
0% + 15¢ - 2.99% + 30¢
flat 25¢ - 1%
flat 25¢ - 1%
flat 25¢ - 1%
0% + $0
Customer CostRail PS Fees
0% + $0
0% + $0
0% + $0
0% + $0
0% + $0
0% + $0
3% + $3.990% + $0
ABInBev Fees
0% + $0
0% + $0
0% + $0
0% + $0
0% + $0
0% + $0
0% + $0
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Innovation, Technology, Convenience and a whole lot more…
confidential / do not distribute
HIGHLIGHTS
Safe & Secure Level 1 PCI compliant
Modern Checkout It’s 2014, your payments should be too
No Merchant Fees or Lowest fees available with PPF
Simple One easy solution for everyone to use
Customizable Future flexibility = quick innovation
Smart PS handles all integrations