page 7 President’s Message - Mortgage Bankers Associationtraveled to Washington DC early April to...
Transcript of page 7 President’s Message - Mortgage Bankers Associationtraveled to Washington DC early April to...
Greetings TMBA Members,
I am happy to announce that the Texas mortgage industry appears to be thawing out and April has finally arrived with business brisk, both for the TMBA and our member companies. For those of you unable to attend our Southern Secondary Market Conference in February, you missed a great event with record attendance and fabulous programming. Not to be outdone, the Convention committee has been hard at work preparing for our annual Convention beginning next Sunday, May 4.
This year’s Convention will be held in San Antonio at the newly renovated Hyatt Hill Country. Every single exhibit space has sold out and the number of pre-registered attendees has increased to more than 680. Do not miss this opportunity to network; listen in on the riveting speakers and panels; tee-off in glorious golf weather; and enjoy evening entertainment while you quench your thirst in our Texas-sized refreshments.
As you may know, the TMBPAC committee is unlike most other TMBA committees as it runs calendar-year to calendar-year; therefore, Ruth Ruhl assumed the responsibilities of the TMBPAC chairperson in January 2014. Ruth set a possible record-breaking goal for the TMBPAC to raised $150,000 for 2014 and after just two complete months−Ruth and her committee have already raised more than $45,000.
Because the potential for additional regulations and government oversight is a very real threat, we as the leaders and members of the Texas real estate finance industry must unite and contribute our share to protect the future of our industry. That is why this year the theme for the TMBPAC fundraising is “Protect your future, invest in TMBPAC.” If we do not raise PAC funds and campaign rigorously, the business friendly environment we enjoy today could become a thing of the past. We absolutely must have a voice and participate in the shaping of the future of our industry. For those who have already contributed for 2014 (page 7), please accept my personal thank you and thank you from those individuals in our industry who you represent.
Lastly, please renew your membership if you not have done so, we need your participation and support plus you receive the added benefit of being listed in this year’s membership directory.
Hope to see you next week in San Antonio and thank you for your support of the TMBA.
Sincerely,
Susan T. Stewart2013-2014 PresidentTexas Mortgage Bankers Association
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President’s MessageOff icers PresidentSusan T. Stewart, San AntonioVice PresidentTom Rhodes, AustinSecretary/TreasurerTom Tallent, AMP, CMB, Fort WorthAssociate RepresentativeJ. Kevin Gugenheim , HoustonPast PresidentTimothy Fisher, DallasPast PresidentDavid E. Frase, CMB, AMP, DallasExecutive Vice PresidentLisa Vercher, AustinGeneral CounselJohn Fleming, Austin
DirectorsBlane L. Bauch, HoustonJudith A. Belanger, CMB, HoustonMichael A. Carroll, AustinJames Clapp, PlanoAmy J. Coke, Dallas Tracy Maynard Cole, Fort WorthBrian Collins, Fort WorthClifton A. Crabtree, HoustonScott Gillen, CMB, HoustonJason Gillespie, AMP, CMB, DallasDana Gompers, CMB, HoustonJonathan M. Grafflin, IrvingMichael L. Kennemer, AddisonRenessa Knowles, LubbockMichael Lima, LewisvilleMike Manley, San AntonioDayna D. McElreath, AustinPaulina S. McGrath, HoustonJodie Morgan, AMP, CMB, CoppellSean O’Neill, CLBB, RichardsonChad Overhauser, AustinMary Pirrello, AMP, DallasAllan B. Polunsky, San AntonioMark A. Raskin, DallasRuth Ruhl, DallasTodd Salmans, DallasBilly F. Vaughn, DallasThomas F. Vetters, II, AustinTrey Worley, Dallas
Aff i l iate DirectorsVinnie Magnarini, Austin MBAAmy Coke, Dallas MBAMirella “Millie” Garcia, El Paso MBARegina Eldridge, TMB San Antonio
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TMBPAC STARS page 7
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Upcoming TMBA Meetings & ConferencesAnnual ConventionMay 4-6, 2014 Hyatt Regency Hill Country Resort and Spa San Antonio, Texas
64th Annual Educational Seminar & MarketplaceNovember 19 & 20, 2014 The Westin Houston Memorial CityHouston, Texas
Mortgage Servicing ForumDecember 1 & 2, 2014 The Westin Galleria | Dallas, Texas
CONTENTSMBA Compliance EssentialsNew MembersTexas members in DC
FEATURES040505
DEPARTMENTS0709
TMBPAC contributorsAnnual Convention
MISSION
leading Texas real estate finance industry since 1917.
TMBA’s missionis to be committed to being a quality-focused association of real estate finance professionals that provides the best educational resources, government advocacy, and industry interaction available for building a viable, competitive, and profitable mortgage lending and servicing industry in the state of Texas.
Upcoming Industry Meetings & Conferences
Dallas MBAMonthly Luncheon | Danielle DiMartino BoothMay 1 | 11:30 am Prestonwood Country Club
El Paso MBAAnnual Golf TournamentMay 10 | 11:00 amPainted Dunes Desert Golf Course
TMB San AntonioMonthly Luncheon | Jeffrey JensonMay 13 | 11:30 amSonterra Country Club
Fort Worth MBAEnd of the Year Monthly LuncheonMay 14 | 11:30 am Joe T. Garcia Mexican Restaurant
Houston MBAHappy HourMay 21 | 5:30 pmPost Oak Grill
TMBA StaffExecutive Vice PresidentLisa VercherMembership & Meeting CoordinatorShannon McKinleyCommunications SpecialistJamie Powers
save the dates TMBA FALL EVENTS
64th Annual Educational Seminar and MarketplaceNovember 19 & 20, 2014 The Westin Houston Memorial CityHouston , Texas
Mortgage Servicing ForumDecember 1 & 2, 2014 The Westin GalleriaDallas, Texas
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Get Ready to Comply
MBA Compliance Essentials provides a clear picture of what your company needs to do to comply with new and existing mortgage rules. Our in-depth resource guides include model policies and procedures, and are meant to support your company’s creation of a robust Compliance Management System (CMS).
Materials are developed in collaboration with expert legal counsel from leading firms serving the real estate finance industry and the Mortgage Bankers Association (MBA). You get the benefit of the most in-demand attorneys focused on real estate finance, at an affordable cost.
Top Features
• Sample policies and procedures
• Compliance checklists and charts
• Comprehensive background and analysis by top industry legal experts in conjunction with MBA in-house legal staff
• Updates included as rules evolve
Open this brochure to view a full list of our MBA Compliance Essentials offerings.
MBA Compliance Essentialssm
Affordable Guidance and Model Policies and Procedures
13292
Orders received through the TMBA office will receive a “national and state member rate” at the best discount, or a “state member only rate” well below the standard MBA non-member rate. ALL orders MUST be sent to the TMBA office to receive the special pricing - even those that are MBA members. For more information about MBA’s Compliance Essentials - view the brochure. To order, click on the link below or click here and return to the TMBA office via fax (512.480.8621) or email [email protected]
CLICK HERE FOR T HE
FULL BROCHURE AND ORDER FORM.
new TMBAMEMBERSAdvantage Credit, Inc.Robyn DiPasqualeJeff Woltemath
AimBankJohn Carter
American State BankCissy Larkin
Badger Law OfficeBruce M. BadgerTravis BadgerRobbie Osborne
Capital Plus I, LTDEric Donnelly
Freedom Mortgage CorporationRob PorgesAudrey ShapiroCindy Smaney
GEO Mortgage Services, Inc.Edward Glassford
J. Friedman MortgageJanet Friedman
MI Financial, LLCCecil Pounds
NattyMac, LLCSteve LandesJohn VandolahIan Wright, AMP, CMB
ReverseAmerica IncorporatedH. Marc Helm
Stearns LendingAaron Samples
as of 3/28/2014
local MBA NEWSTexas mortgage bankersrepresent in D.C.Thirty-seven Texans including TMBA officers, board members, members, and staff traveled to Washington DC early April to participate in the national MBA’s annual National Advocacy Conference (NAC). Texas members joined more than 400 industry activists and leaders from other state MBAs in meetings with their congressional delegations and federal regulators.
Our Texas members led conversations with our federal legislators regarding the need for secondary mortgage market reform; more oversight of ongoing implementation of new mortgage rules; SAFE Act testing requirements; and maintaining long-term stability of FHA.
TMBA will be announcing the dates for its Advocacy Day in Austin sometime in March 2015. With the Texas Legislature going back into session in January, it is time to turn our attention to our state-level issues. Members are strongly encouraged to attend this meeting to give you a greater understanding of the issues our industry will be facing in the upcoming legislative session; and to bring increased awareness of the growing issues in the real estate finance industry to the members of the Texas Legislature.
If you are interested in joining us for TMBA’s Advocacy Day, please contact [email protected].
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Texas Mortgage Bankers Association
TMBPAC | MISSION AND GOALThe Texas real estate economy, and as a result, the state’s lending environment,
have not only survived the industry tribulations of the past several years, but have
continued to thrive in spite of the grim commentary on market conditions reported
throughout the remainder of the country. Bolstered by “lending-friendly” legislation,
Texas continues to be a place where companies and individuals actively seek out
economic opportunity.
TMBPAC’s mission is to provide funds and direction for action to be taken on
legislative initiatives. Our goal is to provide funds necessary to promote candidates
who support a vibrant mortgage market, while encouraging total member involvement, through contribution from each
mortgage banker in the State of Texas. TMBPAC is focused on promoting all efforts aimed at creating a favorable lending
environment and protecting the future of the industry in the state.
Everyone has heard reference made to “the power of a collective voice”, an expression that rings particularly true in
the political arena. With every individual show of support from one of our members, our voice becomes stronger and
louder and more likely to be heard. Navigating the spectrum of political candidates and sorting through the continuous
onslaught of new legislation that will directly impact the way that we, as an industry do business, can be overwhelming.
The TMBPAC provides a way for association members to get involved in the political process in support of issues
important to his/her own livelihood.
That being said we would like to thank all our TMBPAC contributors that have giving their support in previous years and
in the current year.
Texas Mortgage Bankers Association
TMBPAC CONTRIBUTORS 2014
PROTECT YOUR FUTURE, INVEST IN TMBPAC.
100+ Tish AshleyBill BairdPeggy BakerRosemary E. BarbourJoe N. BarnhartStephen BertrandJuliana BrockP. ClaytonAmy J. CokeJoe CollinsMarla CooperStephen CrispinRon CroweErin DeeDenise DonoghueFrederick M Fulcher Jr.Robert W. Gerrard, Jr.Chad GomollDavid W. GreenCara HawkinsScott HoltzAdam IsbellAnisa JohnsonMike JohnsonMike KleinRenessa KnowlesAmanda LewisVictoria MacNaughtonMatthew S. MartinMichael D. McAuleyMarcus T. McCueLeonard MurrayJulie NicholsPaul ParkinsonKevin PolivkaVon L. RinggerMark D. RobergeMike SchmuelgenPeter SpierTamara TapmanKathie ThomasJoe WhitakerKristin M. Willoughby
250+Ben AnsolabehereDavid BakerMichael A. CarrollLouis DerrickScott DrescherJennifer EggenFrank FioreDavid E. Frase, CMB, AMPJason Gillespie, AMP, CMBMarty GreenTamara HambrightScott HenleyDean InnissCharles E. KleinMike ManleyJodie Morgan, AMP, CMBChad OverhauserCherie PheifferTroy G. RampyJohn SayreAustin TilghmanThomas F. Vetters, IIDaniel VoigtFelicia WellsTrey Worley
5000+Brian Collins
2500+S. Van StewartSusan T. StewartIan Wright, AMP, CMB
1000+Judith A. Belanger, CMBThomas E. Black, Jr., AMPKerry DannenbergTim FisherJohn FlemingJonathan M. GrafflinMichael L. KennemerCalvin C. Mann, Jr.Tom MillerJ. David Motley, CMBTom RhodesRuth RuhlTodd Salmans
INVESTORSVickie BourassaYvette DobbinsBrent DuhaimeCharles J. EzellJoe FarrJim GoodrichDan HastingsKurt HopfeKen JohnsonRuth LopezKay W. MalaiseDouglas MayersBarbara MoffettDawn PieperPaul PritchettSharron PustejovskyAmy SatskyMichael ScottSofia Tenorio-TorresSara WalkowiakAngela WatsonRachel WestMerritt Witherspoon
as of 4/18/2014
500+Rhiannon BolenTracy Maynard ColeTroy W. GarrisJ. Kevin GugenheimKittie GugenheimMichael LimaCari McCueDayna D. McElreathPaulina S. McGrathVicki MurphyJames Sean O’Neill, CLBBMary Pirrello, AMPDarryl PlaisanceMark A. RaskinDrey RobertsR Suzanne SmithTom Tallent, CMB,AMPCraig M. Vecchiola
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PROTECT YOUR FUTURE, INVEST IN TMBPAC.
Responding to the market environment, most state and the federal legislatures are reacting with legislation that will significantly effect how we do business. As always TMBA is working to protect your interests, but we need your help. A strong TMBPAC raises our profile at the Capitol and is vital to meeting these upcoming challenges once the Texas Legislature reconvenes. This is a fight we can’t afford to lose. We must be able to stop or alter legislation and our PAC allows us to do that. We need to seriously strengthen our PAC, so please take a moment to make your personal contribution to the TMBPAC and encourage your peers, employees, company PACs and industry partners to do so as well.
I want to protect my future with my contribution of:
□ $25 □ $100 □ $250 □ $500 □ $1000 □ $2500 □ $5000 □ Other: $
Payment Information
Per
son
al
Bil
lin
g
Info
rmat
ion contribution amount: $
first name last name email address
billing address city state zip
Pay
men
t
Personal check (payable to TMBPAC) Visa MasterCard AMEX
CC # expiration date
card holder name signature
Mail check to: TMBPAC, 823 Congress Ave, Ste 220, Austin, TX 78701 or fax personal credit card payment to 512.480.8621. Online contributions can be made at www.texasmba.org/tmbpac/contribution.asp
Contributions are encouraged but voluntary and can only be accepted from individuals, sole proprietorships, partnerships and other political action committees. No corporate checks or corporate funds of any kind are permitted. Contributions made to the TMBPAC are neither deductible as a business expense nor as a charitable contribution. Corporations cannot fund TMBPAC, so IT’S UP TO YOU! Help protect the mortgage industry in Texas by making a contribution to TMBPAC TODAY!
See reverse for answers to commonly asked PAC questions.
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S C H E D U L E at a g l a n c eSunday | May 42:00–4:30 pm ........................Hill Country foyerRegistration
5:00–6:30 pm ...........................Courtyard DeckLocal Hospitality Reception
6:30–9:00 pm ............................. Hill Country DFuture Leaders Texas Hold ‘em
Monday | May 57:30 am–6:00 pm Independence ballroom foyerRegistration
8:30–9:30 am ......... Independence ballroom 1-2Welcome and General SessionMergers & Acquisitions
9:30–10:30 am ....... Independence ballroom 1-2
CEO/President’s Roundtable
10:30–11:15 am ..... Independence ballroom 1-2
Will the Real Economy Please Stand Up
11:30 am .........................Hill Country Golf ClubGolf TournamentRegistration 10:45 am, Tee-0ff 11:30 pm
12:00–5:00 pm ....... Independence ballroom 4-8Exhibitor Move-In
4:00 – 5:00 .....................................Event LawnTequila Tasting
5:30 – 6:30 pm ...............................Event LawnFuture Leaders & New Member Social
6:30 – 7:30 pm ....... Independence ballroom 4-8Reception with Exhibitors
Tuesday | May 67:30 am ...................... Independence ballroom foyerRegistration
7:30–8:30 am ................Independence ballroom 4-8Breakfast with Exhibitors
8:30–9:30 am ................Independence ballroom 1-3Welcome and Keynoteindustry Remarks by MBA President
9:30–10:30 am ..............Independence ballroom 1-2
Unthink
10:30–11:00 am ............Independence ballroom 4-8Break with Exhibitors
11:00 am–12:00 pm ......Independence ballroom 1-3
Advocacy/Lobbying Panel
12:00 pm–1:30 pm ........................ Hill Country D-GLunch & Business Meeting
1:45–3:00 pm ................Independence ballroom 1-2
Thriving Through the Changes
3:00–3:30 pm ................Independence ballroom 4-8Break with Exhibitors
3:30–4:45 pm ................Independence ballroom 1-2
Hot Products for Today’s Market
5:00–6:00 pm ................Independence ballroom 4-8Reception with Exhibitors
6:30–10:00 pm ................................ Windmill PlazaPresident’s Reception
Wednesday | May 79:00 am ............................... Fredericksburg DGBoard Meeting
RIO GRANDECendera Funding, Inc.Comerica BankRUTH RUHL, PC - Attorney At LawMcGlinchey Stafford and Youngblood & Associates, LLPPolunsky Beitel Green, LLPStarkey Mortgage
ALAMOB2R Finance Benchmark MortgageEnvoy MortgageMortgage Industry Advisory CorporationNationstar Mortgage LLCNexBank SSBPrimeLendingRadian Guaranty, Inc.SecurityNational Mortgage CompanyStearns LendingStewart Lender ServicesStonegate Mortgage Corporation/ NattyMac
GENERALBlack, Mann & Graham, LLPBrown, Fowler & AlsupCapstar LendingCenlar FSBCMG FinancialCommunity Trust BankMERSCORP Holdings, Inc.Mortgage Banking SolutionsRepublic State Mortgage
as of 4/18/2014
LONE STAR LUCKENBACHAltisource Origination ServicesArch Mortgage InsuranceBB&TBeadles, Newman & Lawler, PCChaseCitibankColonial National MortgageCornerstone Home Lending, Inc.Fidelity National Title GroupFirst Continental Mortgage CompanyFirst National Bank of TrentonGenworth Mortgage InsuranceGregg & Valby PCHometrust Mortgage Co.Impac Mortgage Corp. - Correspondent LendingMortgage Guaranty Insurance CorporationPacific Union Financial LLCRobertson Anschutz VettersRocky Mountain Mortgage CompanySantander Bank, N.A.Sente MortgageServiceLinkSouthwest BankSouthwest SecuritiesTexas Capital BankUnited Guaranty Residential Insurance CompanyWells Fargo Home Mortgage
s p o n s o r s
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E X H I B I T O R S12 Accurate Group of Texas, LLC
17 ADFITECH
41 Advantage Credit, Inc.
8 Altisource Origination Services
3 AnnieMac Home Mortgage
47 BB&T
35 Beadles, Newman & Lawler, PC
30 Best Rate Referrals, LLC
22 Byte Software
36 Cadence Bank, NA
25 Capsilon
38A Certified Credit Reporting Inc
26 ComplianceEase
27 Corporation Service Company (CSC)
14A CRE Credit Services
28 Credit Plus
49 CrossCheck Compliance LLC
9 Dovenmuehle Mortgage, Inc.
32 Ellie Mae, Inc
44 Essent Guaranty, Inc.
43 FACTiNTEL
34 Fannie Mae
15 First Guaranty Mortgage Corporation
21 First Southwest Company
45 First Tennessee Bank
40 Global DMS
20 IBC First Equity
10 IDS, Inc.
24 InHouse Inc.
50 Interthinx
7 Kroll Factual Data
31 LendingQB
5 Lone Star Bank S.S.B.
51 Mortgage Bankers Association
55 Mortgage Builder
4 Motivity Solutions, Inc.
39 MyAMC, LLC
11 Optimal Blue
52 PHH Mortgage
2 Plaza Home Mortgage, Inc.
6 Premier Nationwide Lending
19 QuestSoft Corporation
53 Reverse Mortgage Solutions, Inc.
18A ReverseVision, Inc
54 Richey May & Co., LLP
37/38 Rushmore Loan Management Services LLC
13 Spiegel Accountancy Corporation
14 Sterne Agee Mortgage
33 Stewart Lender Services
16 Supreme Lending
23 Texas Veterans Land Board
48 The StoneHill Group, Inc.
1A TrainingPro
18 TX Dept of Housing & Community Affairs
1 TX Dept of Savings & Mortgage Lending
46 Venture Solutions, Inc.
33A Walz Group
29 Weaver
42 Weststar Mortgage Corporation
g o l f s p o n s o r sTOURNAMENTStewart Lender Services
CARTNexBank SSBWFG Lender Services
CART CO-SPONSORCove FinancialStar Warehousing Group
PRIZE/RAFFLECove Financial
HOLE-IN-ONEAccurate Group of Texas, LLC
HOLE BankRate, Inc.
eMortgage Logic, LLC
EverBank
First United Bank & Trust Company
Future Leaders
Genworth Mortgage Insurance
Interthinx
Janus AMC, LLC
Middleberg Riddle Group
Rising Point Solutions L.L.C.
RUTH RUHL, PC - Attorney At Law
Sovereign Mortgage Services, Inc.
Valuation Partners
Weststar Mortgage Corporation
as of 4/29/2014
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Attendee Information
Payment
Optional Events
Registration Fees
Additional Tickets
TMBA|98th Annual ConventionRegistration Form
first name last name middle initial
company title
mailing address
city state zip email
phone # fax #
o Check enclosed (payable to TMBA) o AMEX o MC o Visa Total amount paid:
Texas Mortgage Bankers Association | 823 Congress Ave, Ste 220, Austin, Texas 78701 | 512.480.8622 p | 512.480.8621 f
CC number expiration date
card holder first name last name *authorized signature
May 4-6 | Hyatt Regency Hill Country Resort and Spa| San Antonio, Texas
Mail registration form to TMBA, 823 Congress Ave, Ste 220, Austin, Texas 78701 or fax form to 512.480.8621 or visit www.texasmba.org/convention to register online and for more information.
qty ordering total amount
o Monday Reception* $50 each
o Tuesday Reception* $50 each
o President’s Reception* $75 each
Registration includes admission to all three receptions including guest if you purchase “with Guest” option. *extra tickets are available for receptions, however these tickets must be purchased by a convention attendee.
before April 1 after April 1 total amount
o Golf $175 $200 handicap
o Future Leaders Hold-em $25 $25 quantity
o The Lincoln Leadership $525 NOT AVAILABLE
o Operations Roundtable - check if interested in more information
before April 1 after April 1 total amount
o Member $425 $525
o Non-member $625 $725
o Member with Guest $585 $685
o Non-member with Guest $785 $885
Guest name: *a guest is defined as significant other, spouse or an immediate family member not employed by your company or any other company in the mortgage industry.
Accurate Group exists to enable and support the success of clients, employees, investors,
partners and consumers
© Accurate Group and/or its affiliates. All rights reserved.
To Learn More about the Accurate Group Visit Booth #12
www.accurategroup.com
888.456.4383
Learn about our new app!
www.AdvCredit.com
AdvisoryServiceS
QuAlity Control ServiceS
CorrEsPondEnt PlAtForM ServiceS
© 2014 Altisource. All rights reserved.
Contact:Altisource Origination [email protected]
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Debbie LambertNMLS#728962
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First Guaranty Mortgage Corporation, is a Virginia corporation. Information is accurate as of 2/24/2014 and is subject to change without notice. First Guaranty Mortgage Corporation offers a variety of loan programs. Contact a First Guaranty Mortgage Corporation representative to learn more. This should not be construed as a commitment to lend. First Guaranty Mortgage Corporation is licensed as follows: Texas: Licensed by the Texas Department of Savings and Mortgage Lending, Licensee No. 43786.
First Guaranty Mortgage Corporation is an FHA Approved Lending Institution, and is not acting on behalf of or at the direction of HUD/FHA or the federal government. First Guaranty Mortgage Corporation Headquarters is located at 1900 Gallows Road, Suite 800, Tysons Corner, VA 22182 (800) 296-2275. Company NMLS ID 2917.
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Complete Compliance.
ARE YOU IN NEED OF A WAREHOUSE LINE?
Our program enables mortgage bankers to fund and inventory loans until the loan is purchased by an end investor. We have competitive rates, excellent service and have been in this business for over twenty years. We warehouse residential conforming loans for qualified mortgage bankers and offer purchase agreements that start at $1 to $100 million with the availability to increase on an as needed basis. We offer a quick approval response time.
Program Highlights: 1. No Personal Guarantees by owners 2. No non-usage fees 3. Same day fundings 4. We fund loans in all 50 states 5. Minimal net worth required
Any loan that does not fall into your Investor collateral guidelines, we can help. If you have any questions, please check us out on the web at www.starwarehousing.net or come by our booth (#5) at the convention.
C A P I T A L M A R K E T S | C O R R E S P O N D E N T | W A R E H O U S E L E N D I N G
THE CHANGE AGENT OF THE MORTGAGE INDUSTRY.
First Guaranty Mortgage Corporation®
800.296.2275fgmcwarehouse.com 888.637.0102
fgmccorrespondent.com
EQUAL HOUSINGOPPORTUNITY
First Guaranty Mortgage Corporation, is a Virginia corporation. Information is accurate as of 2/24/2014 and is subject to change without notice. First Guaranty Mortgage Corporation offers a variety of loan programs. Contact a First Guaranty Mortgage Corporation representative to learn more. This should not be construed as a commitment to lend. First Guaranty Mortgage Corporation is licensed as follows: Texas: Licensed by the Texas Department of Savings and Mortgage Lending, Licensee No. 43786.
First Guaranty Mortgage Corporation is an FHA Approved Lending Institution, and is not acting on behalf of or at the direction of HUD/FHA or the federal government. First Guaranty Mortgage Corporation Headquarters is located at 1900 Gallows Road, Suite 800, Tysons Corner, VA 22182 (800) 296-2275. Company NMLS ID 2917.
MORTGAGE BANKERS ASSOCIATION
www.plazahomemortgage.com
Correspondent Lending Solutions to Meet Your NeedsPlaza offers a number of purchase and refinance conventional and government loan programs. Plaza can help you provide the right loan for your customer’s unique needs.
Conventional Fixed Rate Conventional ARM Conventional Interest Only Fixed Rate USDA Rural Housing FHA Fixed and ARM FHA, 203(k) Streamline VA Fixed and ARM Reverse Mortgage HARP Programs (DU Refi Plus, LP Relief Refi)
Visit us at booth #2
Plaza Home Mortgage, Inc. is an Equal Housing Opportunity Lender. This is not a commitment to lend. Information is intended for mortgage professionals only and not intended for public use or distribution. © 2014 Plaza Home Mortgage, Inc. All rights reserved. Company NMLS #2113.
www.texasmba.org t www.texasmortgagel icensing.orgwww.texasmba.org t www.texasmortgagel icensing.org
MARCH | APRIL 2014 Vol. XXII No. 2 TMBA Mortgage Roundup
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TMBA Mortgage Roundup MARCH | APRIL 2014 Vol. XXII No. 2
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Not Intended for Distribution to Consumers.. Programs, rates, terms and conditions subject to change without notice. All financing subject to credit and income approval. This is not a
commitment to lend. Rates can change daily. Other restrictions may apply. Premier Nationwide Lending is an equal housing lender. Sponsored by NTFN Inc. 2901 Dallas Parkway-Ste. 120 - Plano, TX 75093 NTFN NMLS 75333
Partner With an Award Winning Industry Leader
PREMIER Service,PREMIER Results,
A PREMIER Company
At Premier Nationwide Lending, Our Producers Work On Their Business, Not In It. We Are Committed To Growth…And We Invite You To Be A Partner.
Visit www.WhyJoinPremier.com to learn why partnering with Premier in 2014 will mean more success and less stress.
LOANSBYPREMIER.COMFacebook “f ” Logo CMYK / .eps Facebook “f ” Logo CMYK / .epsPROOF
ONLY
Regulatory Compliance SolutionsExpert review, management and implementation of new regulations that a�ect your notices to borrowers in default or foreclosure. Critical Document ManagementSeven of the top 10 mortgage servicers rely on WALZ to assist them with critical borrower communications. Certi�ed Mail® AutomationUSPS® Certi�ed Mail® solutions and other “proof of mailing” requirements at the individual desktop level.
Visit our team at Booth #33A and learn how WALZ canhelp you with your critical borrower communications.
Contact WALZ Group for more information!27398 Via Industria | Temecula, CA 92084 | 888-405-8898
[email protected] | www.walzgroup.com
CampusMBA’s FUTURE LEADERS Program is an executive leadership development program that delivers a comprehensive curriculum for selected middle- and senior-level managers who have shown leadership interests and abilities. Participants enhance their skills through three hands-on sessions geared toward political activism; business analysis and problem solving; and experiential learning through collaboration, networking and peer group interaction. Future Leaders has evolved into a highly recognized program that enhances executive skills and provides an opportunity for participants to develop relationships that last an entire career as it provides networking and development opportunities that are priceless.
For more updated information, visit www.campusmba.org/futureleaders.
HOW TO APPLYScholarship applications are accepted each year by DECEMBER 1. If you are interested in applying contact the TMBA office.
The TMBA Future Leaders Program is dedicated to identifying and cultivating the next generation of industry leaders by awarding scholarships to the MBA Future Leaders program.
The scholarship was developed in 1993 and has since become the primary focus for the Future Leaders committee. Now called the Future Leaders/James M. Wooten Scholarship, the program was designed focus on developing leaders who will guide our organization and our industry in the years to come.
Scholarship winners participate in a CampusMBA series which features three hands-on, executive-level sessions geared toward political activism; business analysis and problem solving; and experiential learning through collaboration, networking and peer group interaction.
I’m a WOOTENFU TU R E LEA D ER S
Future Leaders CORPORATESPONSORS
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