Velogica has processed more than1.5 million life insurance applications – a remarkable milestone in the use of knowledge-driven technology in mortality risk assessment.

The Velogica platform demonstrates the commitment that SCOR Global Life Americas has made to work with our client companies in product and delivery innovation. Our track record sets Velogica apart from other automated solutions in the market.

For more information on how Velogica is helping life insurers succeed, contact your SCOR account executive or Dave Dorans at 704-330-7821 or email Dave at ddorans@scor.com.

An automated underwriting solution for the middle market and beyond.

and Counting

1.5 Million Applications Processed…

Our Proven Success

SCOR Global Life Americas

Charlotte101 South Tryon StreetSuite 3200Charlotte, NC 28280

Kansas City11625 Rosewood StreetSuite 300Leawood, KS 66211

Minneapolis901 Marquette AvenueSuite 1500Minneapolis, MN 55402

SCOR Global Life Americas Reinsurance Company, a division of SCOR. Printed in USA © 2015 SCOR Global Life Americas.

Toronto199 Bay Street, Suite 2800Toronto, ON M5L 1G1Canada

Montreal1250 Boulevard René Lévesque OuestBureau 4510Montréal - Québec H3B 4W8Canada

MexicoOficina de Representación en México Edificio Torre del AngelPaseo de la Reforma 350, piso 6Col. JuárezCP 06600 México DFMEXICO

Sao PauloSCOR Global Life U.S. Re Escritorio de Representação no Brasil LtdaR.Luigi Galvani 70, suite 12104575-020 São Paulo - SPBrazil

SantiagoEdificio Isidora Magdalena Norte Magdalena 181, Piso 12, Oficina 1201 Norte 7550055 Las Condes Santiago Chile

www.scor.com/sgla

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Faster, Easier and Smarter than EverIn the automated underwriting space, Velogica® is in a class of its own. Our state-of-the-art solution correlates electronic data along with application data to underwrite life insurance applicants in real time. Companies using this tested and proven platform are reaping the benefits.

• Increased application flow• Underwriting decisions in less than a minute• Lower acquisition and underwriting costs• Consistent underwriting assessments• Success across distribution channels

As a veteran solutions provider, SCOR Global Life Americas has already made the big investment in time and resources required to get Velogica operating at a high level. Over the course of numerous client implementations and multiple major version updates, we have learned which program elements work in the middle market and, equally important, which ones don’t.

Key Performance MetricsVelogica is a tested and proven platform with a record of achievement that is unmatched in the industry.

• 90% of underwriting evaluations made within one minute• 24/7 application submission capability• Thousands of applications processed weekly• Entire sales process and decision typically take less than 15 minutes• Less than 5% of simplified issue applications require human

underwriting involvement• Internal study validates risk assessment effectiveness

We have accumulated a wealth of experience data since implementing our first Velogica client solution 10 years ago. By thorough analysis of this data, SCOR Global Life Americas continues to provide and improve a best-in-class solution for clients.

The Velogica TeamVelogica is supported by experts from many disciplines – actuaries, underwriters, IT professionals, medical directors, pharmacists, business managers and attorneys. We bring this expertise and support to clients and allow them to benefit from the lessons and experience we have gained over the years.

Dave DoransSenior Vice President, (704) 330-7821ddorans@scor.com

Al MeleAssistant Vice President, Velogica, Operations & IT(704) 330-7613amele@scor.com

Thomas HowellAssistant Vice President, Business Development (704) 330-5525thowell@scor.com

Velocity + Logic = VelogicaVelogica users have the advantage of an underwriting system that can adjust readily to a rapidly changing data environment. The sophisticated algorithm has been designed with the essential flexibility needed to accommodate new data sources as they become available on policy applicants.

Direct writers are not just using Velogica to underwrite simplified issue life insurance applications. They also use the system to triage fully underwritten business. In this capacity, Velogica...

• Simplifies and speeds up existing processes • Reduces the ordering of requirements (expensive APS’s and the physical collection

of bio/lab tests)• Helps underwriters focus on the right cases

Whether your company is looking to effectively participate in the middle market with simplified issue life insurance or make process improvements on fully underwritten business, Velogica can help you reinvent underwriting now.

Roger TafoyaAssistant Vice President, Underwriting(704) 330-5596rtafoya@scor.com

Bill WintermanAssistant Vice President, Pricing Leader(704) 344-4237bwinterman@scor.com

Mark TulbertRegional Vice President, Sales (704) 344-2767mtulbert@scor.com

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A Strong PartnerSCOR Global Life Americas is the leading life reinsurer in the US market based on recurring new business production and inforce volume1. A highly rated2 life reinsurer, we offer broad capabilities in risk and capital management as well as innovative services that help life insurers develop competitive products and enter markets with speed and efficiency.

1 Society of Actuaries / Munich Re Survey (2013 Business)2 A+ (positive outlook) by Standard & Poor’s

as of November 21, 2013

The Process – Velocity

Sophisticated Logic