Orientation to Personal Finance

Mr. Peacopeacorf@svsd.net

724-452-6040 x 1073

Classroom Expectations

• Behavior• Student Achievement• Student Expectations• Classroom rules• Preparedness-pencils, calculator, folder, paper for

notes and classwork• Homework• Tests and Quizzes• Outside readings

Course Syllabi

• How to find Mr. Peaco's website• Homework: 10 points • Friday due date

• Textbook: Classroom set only.• Sign out when necessary.

Question of the day

• This will appear on the smart board on a regular basis. Students are expected to go to work on the question while the teacher prepares for class

• Example:– What is the main way that employers encourage employees

to contribute to a 401K plan?– What do you need to do?– For class tomorrow, record date, question and your

response in a separate section of our notebook.– There will be notebook checks (approximately 40 points

each nine week grading period.

What does this look like?

• Sept. 9, 2012• What is the main way that employers encourage

employees to contribute to a 401K plan?• Answer here

• Notes from follow up discussion.

Warm –up Problem

• This will appear on smart board as well.• Complete problem in separate section of your

notebook or folder• Example:• What percentage of our class is male and what

percentage of our class is female• Notes

Journal Entries- record in separate section of notebook.

• Lesson: The Financial Plan• Journal Question:• Why is looking at cash flow an important step in a good financial

plan?• Journal Response:• Looking at cash flow is an important step in a financial plan

because you must be able to determine how much money you have coming in and how much money you have going out (expenses) before you can make decisions about your financial plan and prepare the appropriate actions.

• Journal Keywords:• prepare, coming in, going out, money, income, expenses

Closure

• What items came up in discussion last night?• What are your parents viewpoints on the

current state of our state’s budget?• What is the problem?• How can we solve this situation?• How did we get there in the first place?