Freedom of choice

The new Advantis Contactless MasterCard provides a high

level of security for better risk management, moreover

its contactless interface offers an excellent service

in environments where the transaction speed is key

MasterCard

Redsys, Servicios de Procesamiento, S.L. Francisco Sancha, 1228034 Madrid, EspañaTel: +34 91 346 55 00 Fax: +34 91 346 54 44 advantis@redsys.es · www.advantis.es

2Advantis Contactless MasterCard

Index

Advantis

Advantages

Applications

Features

Support

Specifications

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Advantis1.000 million cards

issued in the world have the Advantis technology, with a strong presence in

America and Europe

Advantis Contactless provides a high level of service within environments in which transaction speed and secure data storage are key factors.

Advantis is a multi-application issuance solution EMV chip, which enables the processing of a financial transactions, through different smart devices.

The new Advantis Contactless MasterCard incorporates the latest MasterCard payment application which improves the risk management and enables contactless multiapplication personalization.

There has never been a single

security or operative incident since it began in

the 1990s

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Leadership and Reliability

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@

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Advantis Contactless

MasterCard is an open platform available for different card

manufacturers and personalizers, providing a more

choice and a more competitive

offer

MULTI-PROFILE

Cards with the Advantis Contactless MasterCard operating system can be configured with different profiles defined for the cardholder by the issuer. Some profile parameters may be modified after the issuing date, enabling issuers to react to new risk factors without the expense of issuing a new card.

MULTI-APPLICATION

The Advantis Contactless MasterCard operating system provides financial institutions with a single technological platform that is independent of the financial application (credit/debit) to be used, and of the non-financial applications that add value to the card.

MULTI-PROVIDER

The Advantis Contactless MasterCard operating system is compatible with numerous card manufacturers and personalizers, which mean card issuers are free to choose from a wider range of suppliers.

SUPPORT

Advantis Contactless MasterCard provides technical support throughout the lifecycle of the card. This includes: profile definition, brand certifications, update to the latest versions and responds to any incident.

Advantages Advantis Contactless MasterCard allows different

configurations to suit customer and market

requirements

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Freedom of choice

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Applications

AdvantisContactless MasterCard,

as well as of being a payment system, incorporates also

other non-financial applications such

as Data storage and access control

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Financial and Non-financial applications

Advantis Contactless MasterCard

incorporates the latest MasterCard payment

application

Financial applications

EMV debit/credit

M/Chip Advance

Non-financial applications

Storage, viewing and retrieval of data

Medical, labour and administrative histories

Consulting notes and files

Points inventary and follow up

Loyalty programmes

Physical access control

OTP applications

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BACKWARD COMPATIBILITY

RISK MANAGEMENTMULTIAPPLICATION

PERSONALIZATION

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Features

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M/Chip Advance Value

M/Chip Advance payment application

provides greater security and adds new

functionalities

• Host cryptography backward compatible with M/Chip specifications

• Configuration for personalization

• New cryptogram versions available

• Contactless transaction system recovery

• Enable/disable interfaces

• Tearing reduction

• Allows up to two simultaneous and independent MasterCard payment applications in both contact and contactless modes

• Provides personalization in both contact and contactless mode

BACKWARD COMPATIBILITY

RISK MANAGEMENT

MULTIAPPLICATIONPERSONALIZATION

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TECH

NIC

AL

SUPP

ORT

/ C

ON

SULT

ING

SMART CARDSOFTWARE

• On Card: Advantis OS

• Financial and Non-financial applications

• Service support modules

• Development and simulations tools

• Software and specifications for terminals

• System integration

PRE-PERSONALIZATION• Specifications for pre.personalization

• Pre-personalization key delivery

PERSONALIZATION• Specifications for personalization

• Personalization file with validation data

• Models of profiles for different MasterCard debit /credit applications

• EMV personalization file generation tool

• Personalization key delivery

• Support to adapt the personalization systems

POST-PERSONALIZATION• Explorer Advantis: It allows you to view internal data in the

card

• Validator Advantis: It allows you to verify if the data entered on the card are correct

Support

Advantis Contactless MasterCard is present

throughout the value chain of the

card providing support to

suppliers and customers

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Technical support throughout the value chain

Advantis Contactless MasterCard participates

in EMV specification development, which allows

us to offer a superior level of support

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Specifications13

Advantis Contactless MasterCard

Technical Specifications

TECHNICAL SPECIFICATIONS

Operating System Advantis Contactless

Flash 17 kbytes

Antenna Half antenna and SPS

APLICACIONES

Contact EMV Specification EMV 4.3

Contactless EMV Specification EMV CL V2.5

MasterCard Specification M/Chip Advance V1.2.1

MasterCard certification until 21/10/2019

Contact mode Authentication offline DDA or CDA

Contactless mode Authentication offline CDA

Parametrizable EMV application YES

MULTIAPLICACIÓN

OTP applications YES

Data storage YES (Loyalty, healthy,univesity, access control)

User memory (NVM) available for other applications 17KB

CRYPTOGRAPHIC CAPACITIES

DES/3DES Algorithms defined by MasterCard. Cryptography compatible with MasterCard M / Chip4 host

RSA Key length up to 1984 bits

CARD FEATURES

MasterCard CAST YES

Communication protocol T=0

CONTACTLESS PROTOCOL

Financial PIN Clear text/encryption

ISO 7816-3 YES

CHIP FEATURES

Chip SLE77CLFX2407P/SM86M

Chip manufacturer Infineon

Redsys, Servicios de Procesamiento, S.L. Francisco Sancha, 1228034 Madrid, EspañaTel: +34 91 346 55 00 Fax: +34 91 346 54 44 advantis@redsys.es · www.advantis.es