Open the door to new possibilitiesBuying your first home, investment property or refinancing an existing loan?or maybe you are looking to consolidate all your debts and start fresh?

Business owners requiring leasing for plant and equipment we are able to assist you with all business finance.

For more information 02 9970 3111 www.oya.com.au

Why choose OYA Finance?

Osborne Yuille has been involved in the Finance industry for 37 years (Established 1981). The OYA Finance team are qualified professionals who can assist you to make the right decision when selecting a loan suitable for your situation. We understand that this is one of the biggest financial decisions you may make and will do all we can to assist you.

WHAT WE CAN DO FOR YOU• We can source the most appropriate loan & interest rate for your situation and do all the legwork.• We can organise a pre-approval for your loan so that you can begin to shop for your home confident in

knowing what you can afford to spend.• Importantly, we will guide you through the process and calculate how much you can comfortably

borrow and afford to repay.

WE HAVE THE PROFESSIONAL SERVICES YOU NEED TO MAKE THE PROCESS OF BORROWING EASY

• Our Accountants can assist you to prepare financial reports to the bank• Our Financial Advisers can assist you with budgeting and wealth creation, helping you to get all your

financial concerns sorted and manageable.• Businesses can also benefit from our Business Advisory and Coaching service that can organise

borrowing for your business needs.

Let us help you prepare for a financial future that has your lifestyle in mind.

Meet Our Team

John OsborneFinance Consultant

Nestor RamirezFinance Consultant

Nita RanaFinance Team Administrator

John Osborne & Nestor Ramirez are Credit Representatives of OYA Financial Services Pty Ltd

For more information 02 9970 3111 www.oya.com.auOYA Financial Services Pty Ltd AFSL/ACL 421290 – ABN 31 156 147 233