Open Enrollment - pebp.state.nv.us · 04.04.2018 · Complete Open Enrollment Form ... Complete...
Transcript of Open Enrollment - pebp.state.nv.us · 04.04.2018 · Complete Open Enrollment Form ... Complete...
Open EnrollmentPlan Year 2019
Public Employees’ Benefits Program901 S. Stewart Street, Suite 1001
Carson City, NV 89701www.pebp.state.nv.us
775-684-7000 . 1-800-326-5496
July 1, 2018 to June 30, 2019
• What is the Public Employees’ Benefits Program (PEBP)
• Overview of Open Enrollment
• New Rates
• Consumer Driven Health Plan (PPO)
• Premier Plan (EPO)
• Express Scripts Inc.
• Dental Plan
• Unum
• The Standard
Today’s Topics
• Administers healthcare benefits for State employees, approved non-state agencies and retirees
• Insures over 42,000 primary participants‐ +26,000 covered dependents
• Governed by a Board of Directors appointed through the Governor
• Accessing information:‐ Website
‐ Newsletter
‐ Member Services
Public Employees’ Benefits ProgramPublic Employees’ Benefits Program
Plan Year 2019July 1, 2018 – June 30, 2019
X
X
Rates EffectiveJuly 1, 2018 – June 30, 2019
Consumer Driven Health Plan (PPO)
Premier Plan(EPO)
Employee Only $31.73 $142.43
Employee + Spouse/DP* $156.04 $429.62
Employee + Child(ren) $82.41 $284.89
Employee + Family $206.72 $572.08
*Domestic Partner rates are deducted on a post-tax basis.
PY19 Active Employee Monthly Rates
*Domestic Partner rates are deducted on a post-tax basis.
Rates EffectiveJuly 1, 2018 –June 30, 2019
Consumer Driven Health Plan (PPO)
Premier (EPO) Plan and Health Plan of Nevada
(HMO)
Retiree Only $199.56 $379.06
Retiree + Spouse/DP*
$470.33 $896.26
Retiree + Child(ren)
$309.96 $635.63
Retiree + Family $580.72 $1,152.83
PY19 Retirees Enrolled in the CDHP/EPO/HMO Plan
Years of Service Subsidy
5 +338.42
6 +304.58
7 +270.74
8 +236.90
9 +203.05
10 +169.21
11 +135.37
12 +101.53
13 +67.68
14 +33.84
15 (base) —
16 -33.84
17 -67.68
18 -101.53
19 -135.37
20 -169.21
PY19 Retiree Monthly Rates
Plan Year 2019 Monthly Premium CostPY19 Medicare Exchange Monthly Dental Rates
Plan Year 2019 Dental Premium State Retiree Non-State Retiree
Retiree Only $40.63 $41.06
Retiree + Spouse/DP $81.26 $82.13
Surviving/Unsubsidized Spouse/DP
$40.63 $41.06
Plan Year 2019Monthly and One-Time HRA Contributions for Medicare Retirees Enrolled in a MEDICAL Plan through Via Benefits (formerly OneExchange)
Years of Service
Monthly Contribution
One-Time Contribution
5 $60 $120
6 $72 $144
7 $84 $168
8 $96 $192
9 $108 $216
10 $120 $240
11 $132 $264
12 $144 $288
13 $156 $312
14 $168 $336
15 (Base) $180 $360
16 $192 $384
17 $204 $408
18 $216 $432
19 $228 $456
20 $240 $480
Open Enrollment: May 1 – 31, 2018All changes will be effective July 1, 2018
Complete changes:
• Online Portal at www.pebp.state.nv.us
OR
• Complete Open Enrollment Form
‐ Call PEBP at 775-684-7000 or
1-800-326-5496 to request a form
Form submissions must be postmarked by May 31, 2018
• Change health plan option
• Add or delete dependent(s)
• Decline coverage
• Medicare exchange retirees may newly enroll or decline PEBP dental coverage. (CDHP, EPO and HMO members are unable to opt out of dental)
• Switch from HRA to HSA or vice versa (if eligible)
10
Participants are NOT required to do anything if they wish to remain on the same plan and
coverage tier (Participant Only, Participant + Spouse/DP, etc.)
Allowable Changes
• Changing Health Plans
• Adding or deleting dependent(s)
• Designating initial beneficiaries
• Modifying HSA contributions
• Establishing an HSA or HRA (if changing coverage from HMO to CDHP or are ineligible for an HSA)
• Updating address/contact info
Changes that may be completed online Changes that may not be completed online
• Enrolling in flexible spending
• Enrolling in a voluntary product; i.e. Voluntary Life Insurance
• Cancelling a voluntary product
• Initial enrollment in retiree coverage
• Completing a name change
www.pebp.state.nv.us
Click Login to get to the E-PEBP Portal
Plan Benefits and Enrollment
• Login using full SSN no dashes or slashes
• Password: The first time you log in, your password will be your birthdate in this format (mmddyyyy), followed by the last four digits of your SSN (mmddyyyyssss)
Example
May 12, 1960SSN is 123-45-6789
051219606789
Instructions are on the screen to guide you through the login process. Problems? Call 775-684-7000 or
1-800-326-5496
123456789051219606789
Children• Copy of certified birth certificate and SSN and as applicable:
o Stepchild: Copy of marriage certificate/domestic partner certificate
o Disabled child over age 25: Certification of Disabled Dependent Child and verification child has had continuous health insurance since age 26
o Permanent legal guardianship: Copy of legal guardianship papers signed by a judge
Spouse• Copy of certified marriage certificate • Social Security Number
Domestic Partner• Copy of Certified Domestic Partner Certification • Social Security Number
Copies of documents due in the PEBP office by June 15, 2018
Required Supporting Documents if Adding Dependents
Consumer Driven Health Plan (PPO) with a:
• Health Savings Account (HSA); or
• Health Reimbursement Arrangement (HRA)
Premier (EPO) Plan • Available to participants in Washoe, Carson, Douglas, Storey, Lyon,
Churchill, Pershing, Humboldt, Mineral, Lander, Eureka, White Pine, Lincoln, Elko counties
Northern Nevada Medical Plan Options
Plan Design ChangesConsumer Driven Health Plan (CDHP)
*Domestic Partner rates are deducted on a post-tax basis.
Rates EffectiveJuly 1, 2018 –June 30, 2019
Plan Year 2019 Plan Year 2018 Difference
Employee Only $31.73 $41.91 ($10.18)
Employee + Spouse/DP*
$156.04 $171.50 ($15.46)
Employee + Child(ren)
$82.41 $92.72 ($10.31)
Employee + Family
$206.72 $222.09 ($15.37)
CDHP Active Monthly Premium Cost
*Domestic Partner rates are deducted on a post-tax basis.
Rates EffectiveJuly 1, 2018 –June 30, 2019
Plan Year 2019 Plan Year 2018 Difference
Retiree Only $199.56 $209.08 ($9.52)
Retiree + Spouse/DP*
$470.33 $477.86 ($7.53)
Retiree + Child(ren)
$309.96 $312.60 ($2.64)
Retiree + Family $580.72 $582.78 ($2.06)
CDHP Retiree Monthly Premium Cost
HSA/HRA ContributionsState/Non State participant
with coverage effectiveJuly 1, 2018
Base ContributionOne-Time Additional
Contribution
Total Contribution for participant ONLY
Participant Only Tier $700$200 per primary
participant$900 after
completion of Preventive Program
Per Dependent(maximum 3 dependents) $200 N/A
Plan Year 2019 HSA/HRA Contributions
Complete 4 preventive requirements:1. Annual wellness physical exam2. Annual wellness lab work3. Dental exam4. Dental cleaning
1. Complete the Healthcare Blue Book Guided Tour AND
2. Complete the registration for Doctor on Demand
$100
$100
One-Time Additional Contribution
$49 $79
Text PEBP to 68-398
(25 min)
3D Mammograms
The PEBP Board approved3D mammograms to be paidby the plan at 100% as apreventive/wellness servicestarting July 2018.
Smart90 Pharmacy Network
If you currently take a 90-day supply medication, you could save money if you order it through ESI mail order or switch to Smart90, which will be a new voluntary pharmacy network.
Voluntary Vision PlanComing Late 2018
PEBP is implementing a voluntary vision plan that may cover vision exams, lenses, frames, contact lenses, as well as laser surgery discounts.
This benefit will be offered in late 2018 to all members, regardless of their plan choice.
Plan DesignConsumer Driven Health Plan (CDHP)
The CDHP is coupled with a:
Health Savings Account (HSA); or
Health Reimbursement Arrangement (HRA)
Member pays 100% until
deductible*is met
Member pays 20% until out of
pocket maxis met
Plan pays 100%
Individual Deductible: $1,500Family Deductible: $3,000
In Network:Individual Max OOP: $3,900Family Max OOP: $7,800
Out of Network:Individual Max OOP: $10,600Family Max OOP: $21,200
*Medical and Prescription Deductible are combined
CDHP medical, dental, and HSA/HRA claims are administered by HealthSCOPE Benefits (third-party administrator)
How the CDHP Works
PEBP Statewide PPO Network
• To find Statewide PPO Network Providers call 1-888-763-8232 or visit www.pebp.state.nv.us
Aetna Signature Administrators
• For CDHP Participants who reside outside of Nevada or who live in Nevada but choose to seek health care outside of Nevada call 1-888-763-8232 or visit www.pebp.state.nv.us
All CDHP medical, dental, and HSA/HRA claims are administered by HealthSCOPE Benefits (third-party administrator)
Consumer Driven Health Plan (CDHP)
UNR Enhanced Primary Care Provider
UNR Internal Medicine offers team-based primary care thatfocuses on spending additional time with each patient.
• In-Depth Health Evaluations• 80 minute Personalized Perspective Health
Assessment (PPHA)• Same-Day Appointments• After Hour Access• MyChart Online Health Tool• Chronic Disease Coordination• Comprehensive Adult Care
• Prevention, diagnosis, and treatment of diseases
*The resident doctors are under the supervision by the internal medicine faculty.
Benefit Category Amount You Pay In-Network
Deductible – Individual(employee only)
$1,500 Individual
Deductible – Family (two or more covered on the plan)
$3,000 Family$2,700 Individual Family Member Deductible
Annual Out-of-Pocket Maximum
$3,900 person $7,800 Family (per plan year)
• $6,850 for one person or $7,800 for the family
Primary Care Visit Deductible, then 20% coinsurance
Affordable Care Act Prevention Services* $0 (Covered at 100%)
Telemedicine Visit (Doctor on Demand)• Medical Visit• Behavioral Health (psychologist)
$49 Copay per medical visit $79 Copay for 25 minutes or $119 for 50 minutes
Specialist Visit Deductible, then 20% coinsurance
Consumer Driven Health Plan (CDHP)
Benefit Category Amount You Pay In-Network
Urgent Care Visit
Deductible, then 20% coinsurance
Emergency Room Visit
Hospital Inpatient
Outpatient Hospital
General Lab Services
Chiropractic Services
Annual Vision Screening $25 copay - max benefit of $95 per annual examOne exam per year
Vision Hardware(frames, lenses and contacts)
No benefit*
*Prescription glasses and contact lenses are qualified health care expenses which may be purchased using HSA and HRA funds, but will not count towards your deductible.
Consumer Driven Health Plan (CDHP)
HSA EligibilityTo be eligible to establish and contribute to an HSA on a pre-tax basis,
employees must meet the following criteria:
You are an active employee covered by an IRS qualified high deductible health plan, such as the Consumer Driven Health Plan (CDHP)
You are NOT covered by a non-IRS qualified health plan, such as a spouse’s PPO or HMO
You or your spouse cannot be enrolled in a Medical Flexible Spending Account or HRA
You are NOT enrolled in Tribal coverage
You are NOT enrolled in TRICARE or TRICARE for Life
You are NOT enrolled in Medicare
You are NOT retired
Tax-free contributions
from PEBP.
Optional employee
contributions.
There is an annual maximum
contribution limit.
Not everyone is eligible.
Funds can be used on tax dependents.
Funds grow on a tax-deferred basis and remain tax-
free.
If you leave State Service, the
money will stay with you.
HSA
He
alth
Sav
ings
Acc
ou
nt
• PEBP + Employee contribution limit
• Family is defined as two or more covered individuals on your plan
• $1,000 Catch-up contribution limit for employees age 55 or older.
NOTE: The HSA calendar year is from January to December.
Calendar Year 2018 HSA Contribution Limits
$3,450 $6,850INDIVIDUAL FAMILY
Tax-free contributions
from PEBP.
Participant cannot make contributions.
PEBP owned and funded.
For employees who are
ineligible for the HSA.
Funds can be used on tax dependents.
Regulated by the IRS.
If you leave State Service,
the money will revert back to
The State.
HRA
He
alth
Re
imb
urs
em
en
t A
rran
gem
en
t
Plan DesignPremier (EPO) Plan
*Domestic Partner rates are deducted on a post-tax basis.
Rates EffectiveJuly 1, 2018 –June 30, 2019
Plan Year 2019Plan Year 2018
Hometown Health HMO
Difference
Employee Only $142.43 $173.63 ($31.20)
Employee + Spouse/DP*
$429.62 $485.90 ($56.28)
Employee + Child(ren)
$284.89 $319.89 ($35.00)
Employee + Family
$572.08 $637.15 ($65.07)
Premier (EPO) Plan Active Monthly Premium Cost
*Domestic Partner rates are deducted on a post-tax basis.
Rates EffectiveJuly 1, 2018 –June 30, 2019
Plan Year 2019Plan Year 2018
Hometown Health HMO
Difference
Retiree Only $379.06 $397.99 ($18.93)
Retiree + Spouse/DP*
$896.26 $942.40 ($46.14)
Retiree + Child(ren)
$635.63 $657.53 ($21.90)
Retiree + Family $1,152.83 $1,201.94 ($49.11)
Premier (EPO) Plan Retiree Monthly Premium Cost
How the Premier (EPO) Plan Compares to the Hometown Health HMO
• Banner Churchill Community Hospital will no longer be included as an in-network provider
• Specialty drug coinsurance will improve from 40% coinsurance to 30% coinsurance
• The Pharmacy Benefit Manager will change to Express Scripts Inc. for prescription drugs and to Accredo for specialty prescription drugs
• Hip and Knee replacement surgeries must be performed at an exclusive facility
• Lab tests must be performed at a contracted free-standing laboratory facility
• Vision benefits will include one vision exam per plan year with a $10 copay up to $100 and a maximum $100 benefit for prescription eyeglasses or contact lenses every 24 months with a $10 copay
• Travel reimbursement will be offered for specific medical procedures
• Members may be balance billed if an out-of-network provider is used for emergent or urgent care services
• Added benefits include: • Obesity Care Management Program
• Doctor on Demand Telemedicine
• Healthcare Bluebook shop and compare tool
How the Premier (EPO) Plan Compares to the Hometown Health HMO
What if I am currently on the Hometown Health HMO Plan?
During Open Enrollment, if you make no new plan selections, you will automatically be enrolled into the
Premier (EPO) Plan for Plan Year 2019.
Hometown Health Network
• To find In-Network Providers call 1-888-763-8232 or visit www.pebp.state.nv.us
All Premier Plan medical and dental claims are administered by HealthSCOPE Benefits (third-party administrator)
Premier (EPO) Plan
Benefit Category Amount You Pay In-Network
Deductible – Individual/Family $0
Out-of-Pocket Maximum$7,150 Individual$14,300 Family
Primary Care Visit $25 copay
Affordable Care Act Prevention Services $0 (Covered at 100%)
Urgent Care Visit $50 copay
Specialist Visit $45 copay (no referral required)
Telemedicine Visit (Doctor on Demand)• Medical Visit• Behavioral Health (psychologist)
$10 copay$25 copay (25 min)/$35 copay (50 min)
AmbulanceGround $150 copayAir/water $200 copay
CT/MRI $250 copay
Premier (EPO) Plan
Note: This information contain general plan benefits and may not include additional provisions or exclusions. For more in-depth plan benefits, please refer to the Premier Plan Master Plan Document.
Benefit Category Amount You Pay In-Network
Emergency Room Visit $300 per visit
Hospital Inpatient $500 per admit
Outpatient Surgery $350 copay
2D or 3D Mammogram $0 (one per plan year)
Chiropractic/Acupuncture Services $45 copay
Annual Vision Screening $10 copay - max benefit of $100 per annual examOne exam per year
Vision Hardware(frames, lenses, contacts)
$10 copay for eyeglasses Max benefit of $100 every 2 years
Contact lenses in lieu of eyeglasses $100 every two years
Premier (EPO) Plan
Participants in the program receive benefits for:
• Medically supervised weight loss program
• Nutritional counseling
• Weight-loss medications available for a flat
copayment
• Meal replacement therapy with certain
restrictions
Voluntary “opt-in” program offered to Premier (EPO) Plan participants, their covered spouses/domestic partners and children diagnosed as being overweight or obese.
Obesity Care Management Program
$10 $25
Text PEBP to 68-398
(25 min)
Starting July 1, 2018
• App available on smartphone, tablet, or computer
• Call customer service
• Compares quality and costs of medical services
• Provides incentives for selecting high quality low cost in-network providers
To participate in an FSA, State Active employees must submit a NEW election each plan year.
• PEBP offers three types of flexible spending accounts:
‒ Health Care FSA
‒ Limited Purpose FSA (for dental and vision only)
‒ Dependent Care FSA
• Forms are available for download at www.pebp.state.nv.us
• Completed forms may be faxed to HealthSCOPE Benefits at 1-877-240-0135 or emailed to [email protected] by May 31, 2018.
You will pay a small administration fee of $3.25 per month to participate in one or both (medical and/or dependent care) FSAs.
Flexible Spending Account (FSA)
Dental Plan
All PPO, EPO, and HMO Eligible Participants
Dental PlanPPO, EPO, and HMO Participants
In-Network Out-of-Network*
Plan Year Maximum Benefit $1,500 $1,500
Plan Year Deductible(applies to basic and major services only)
$100 per person or $300 per family (3 or more)
$100 per person or $300 per family (3 or more)
Preventive ServicesOral examination, teeth cleaning (4/plan year), bitewing X-rays, (2/plan year)
100% of allowable fee scheduleNo deductible
80% of the in network provider fee schedule for the Las Vegas area, no deductible.
Basic ServicesFull-mouth periodontal cleanings, fillings, extractions, root canals, full-mouth X-rays
80% of allowable fee schedule, after deductible
50% of the in network provider fee schedule for the Las Vegas area, after deductible.
Major ServicesBridges, crowns dentures, tooth implants
50% of allowable fee schedule, after deductible
50% of the in network provider fee schedule for the Las Vegas area, after deductible.
Dental Plan
*For services outside of Nevada, the Plan will reimburse at the U & C rates
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 51
Nevada Public Employees’
Benefits Program
Plan Year: July, 2018–June, 2019
Prescription Drug Program
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 52
About Express Scripts,
Your Pharmacy Benefit Administrator
Express Scripts is a leading pharmacy benefit manager
(PBM) and administers Nevada Public Employees’
prescription drug benefit program
As an Express Scripts member you have access to
Home Delivery Services from the Express Scripts PharmacySM
60,000+ retail pharmacies across the United States
Specialty drug program through Accredo
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 53
Prescription Drug Plans
Your prescription drug benefit is based upon the core benefit
package selected:
1. Consumer Driven Health Plan (CDHP)
2. Premier (EPO) Plan
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 54
Your Plan’s Drug Coverage
Your plan covers a broad range of medications
that fall into three categories
Generic medications (Tier 1)
May cost you less than plan-preferred medications
Plan-preferred medications (Tier 2)
A broad list that includes more than 1,800 brand-name drugs
Non-preferred medications (Tier 3)
Brand-name drugs that are not included on the plan-preferred list.
(CDHP participants will pay 100% of the preferred contracted rate for these drugs.)
Your plan encourages you to choose
plan-preferred generic and brand medications.
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 55
Consumer Driven Health Plan (CDHP)
Your plan’s drug coverage
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 56
CDHP
Prescription Costs
Participating
retail pharmacies
Express Scripts Home Delivery
Retail (30 or 90-day supply)* Mail Order (90-day supply)
Deductible(medical and pharmacy combined)
Individual (self-only coverage): $1,500
Individual (family coverage): $2,700
Family: $3,000
Out-of-Pocket Maximum (medical and pharmacy combined)
Individual (self-only coverage): $3,900
Individual (family coverage): $6,850
Family: $7,800
Preferred Generic & Brand 20% 20%
Preventive Maintenance 20% (bypass deductible) 20% (bypass deductible)
Non-Preferred Generic & Brand 100%
*90-Day Retail Program available on maintenance medications at participating retail pharmacies
*Specialty drugs are only available through Accredo Specialty Pharmacy
*Prescription drugs purchased out-of-network are not covered
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 57
CDHP 90-Day Retail Benefit
Your benefit allows you to receive up to a 90-day supply of long-term
(maintenance) medications through home delivery from Express Scripts
Pharmacy or from a participating “Smart90” retail pharmacy
To locate the nearest participating retail pharmacy:
Prior to July 1: Visit www.express-scripts.com/NVPEBP
Starting July 1: Log in or register at www.express-scripts.com/3month, select
“Prescriptions”, and click “Find a Pharmacy”
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 58
90-Day Retail Benefit “Locate a Smart90 Pharmacy”
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 59
CDHP Preventive Medication Benefit In addition to eligible medications covered under the plan’s wellness
benefit (at $0 member cost in accordance with the Affordable Care Act),
your plan is offering a number of additional preventive medications for
just a coinsurance payment
20% coinsurance, bypass plan deductible
Excluded: Brand drugs with generic equivalents, diabetes medications
Example: Asthma/COPD, Diuretics, High Blood Pressure, Cholesterol
Lowering
To locate a list of commonly prescribed preventive medications:
Prior to July 1: Visit www.express-scripts.com/NVPEBP
Starting July 1: Log in at www.express-scripts.com (link located on bottom of
home page under “Benefit and account notifications”) or visit PEBP’s website
at www.pebp.state.nv.us
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 60
CDHP Disease Management
Members can enroll in the Diabetes Care Management and/or Obesity and
Overweight Care Management program by contacting PEBP’s claims
administrator listed in the Participant Contact Guide
Plan preferred medications follow program-specific copayment structure
Not subject to the plan year deductible. Applies to the annual out-of-pocket
maximum.
Express Scripts home delivery pharmacy or participating retail pharmacies
Retail fills greater than 30-day supply will charge 3x program 30-day supply
copayment
Diabetic Supplies (ex: test strips, syringes, alcohol pads, lancets)
Mail order service through Express Scripts pharmacy only (up to 90-day supply)
$50 maximum copay applies to each diabetic supply item. If cost is less than $50,
patient will pay the cost of the supply.
Diabetes Participants are eligible for one blood glucose monitor/meter per
year at $0 copayment. Insulin pump supplies only covered under medical
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 61
Premier (EPO) Plan
Your plan’s drug coverage
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 62
EPO
Prescription Costs
Participating
retail pharmacies
Express Scripts Home Delivery
Retail (30-day supply)* Mail Order (90-day supply)
Out-of-Pocket Maximum(medical and pharmacy combined)
Individual (self-only coverage): $7,150
Family coverage: $14,300
Preferred Generic $7 copay $14 copay
Preferred Brand $40 copay $80 copay
Non-Preferred Brand* $75 copay $150 copay
Specialty Drugs- through
Accredo Specialty Pharmacy 30%
*90-Day Retail: A copayment for a 90-day supply filled at a participating retail pharmacy is available for 3x the
copayment of a 30-day supply
*If you fill a prescription for a multi-source non-preferred brand-name drug when a generic equivalent is
available, you will pay the difference in cost between the brand and the generic. The difference in cost will not
apply to your out-of-pocket maximum and you will be responsible for this fee after your out-of-pocket maximum
is satisfied.
*Prescription drugs purchased out-of-network are not covered
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 63
Making the Best Use of Your Benefit
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 64
Accredo Specialty Pharmacy
Specialty medications are infused, injectable or oral medications which:
Are used to treat chronic and life-threatening conditions
Are difficult to administer
May cause adverse reactions
Require temperature control or other special handling
These medications must be filled through Accredo Specialty pharmacy
30-day supply
Contact Express Scripts members’ services for more information or to connect
with a pharmacist
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 65
Your Plan’s Prescription Drug Coverage
Your plan covers a broad range of
medications. Some medications
may not be covered by your plan
unless you receive approval
through a coverage review (prior
authorization)
This review helps ensure a
particular drug is being prescribed
appropriately and in accordance
with your plan’s coverage
The review uses plan rules that are
based on FDA-approved prescribing
and safety information, clinical
guidelines, and uses that are
considered reasonable, safe, and
effective
Some covered medications may
also have limits (for example, only
for a certain amount or for certain
uses) unless you receive approval
through a reviewTo learn more about your plan’s
drug coverage, log on to
Express-Scripts.com or call
Member Services
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 66
Using Your Member ID Card at a Participating
Retail Pharmacy
Access to more than 60,000 pharmacies nationwide
A retail pharmacy is a perfect choice for medications to treat an
acute or temporary condition, such as antibiotics for an infection
90-Day Retail Program also available to receive maintenance
medications at select retail pharmacies
To locate a participating retail pharmacy
NEW MEMBERS (prior to July 1): Select “Find a local participating pharmacy”
at www.express-scripts.com/NVPEBP
CURRENT MEMBERS: Go to Express-Scripts.com, select “Prescriptions” and
click “Find a Pharmacy”
Or call Express Scripts Member Services (24 hours a day, 7 days a week)
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 67
Using Home Delivery Services from the Express
Scripts PharmacySM
A convenient and safe
way to have certain
medications delivered
right to you
The perfect choice for
medications you take
on
an ongoing basis, such
as those used to treat
Asthma
High cholesterol
Diabetes
To learn more about how to
use Home Delivery Services
from the Express Scripts
PharmacySM
Go to www.express-
scripts.com
Review your Welcome
Package
Call Express Scripts Member
Services 24 hours a day, 7
days a week
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 68
Ask your doctor to write up to a 90-
day prescription, with refills for up to
one year as appropriate
Option 1: Ask your doctor to send
your prescription to Express
Scripts via electronic-prescribing or
fax
Prescriptions are processed and
delivered within 5 to 8 calendar days
(after receipt of your prescription)
Option 2: Mail in your prescription
Print a mail-order form
Mail prescription and completed
order form to the Express Scripts
Pharmacy
First-time orders will usually be
delivered within 8 to 11 calendar
days after we receive your order
Mail-order forms can be printed
from www.express-scripts.com
Tip
Getting Started With Home Delivery From the
Express Scripts Pharmacy
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 69
Have a Question About a Medication? Ask a pharmacist
You can contact one of our pharmacists for
general counseling — or a Specialist Pharmacist for
complex concerns.
Each Specialist Pharmacist has had specialized
training in the medications used to treat
a specific condition, such as:
You can contact a Specialist Pharmacist
24/7 to ask questions about:
High cholesterol
High blood pressure
Depression
Diabetes
Asthma
Osteoporosis
Cancer
Drug interactions
Side effects
Risks and benefits of
your medication
The challenges of
taking your medication
as prescribed — one of
the best ways to help
maintain or improve
your healthTo reach a pharmacist, call the Express Scripts Member
Services number on your ID card
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 70
Helpful Tools Available to You
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 71
Open Enrollment Website www.express-scripts.com/NVPEBP
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 72
View preferred versus non-preferred status
Non-Preferred BrandGeneric equiv. available
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 73
Manage Your Prescriptions at Express-Scripts.com
Review your plan benefits and coverage
Look up drug information
Learn about opportunities to save
Order refills
Check on shipments
Review your prescription history
Look up health and wellness information
Locate retail pharmacies in your network
At Express-Scripts.com you can log in and complete the one-time registration. You
are then routed to the member website for a personalized, plan-specific
experience.
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 74
Member Website
Homepage
• Provides a one-stop shopping experience
• Offers the services patients expect right
up front…• Order status with tracking
• Refilling a prescription
• Enrolling in automatic refills
• Visibility to home delivery savings
• Transferring a prescription to home
delivery
• Navigating to anywhere in the site
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 75
Price a Medication
• Compare home delivery and retail pharmacy costs
• Compare with a generic equivalent, if available
• View coverage notes and formulary alternatives
• View coverage alerts, if applicable.
• Members whose plans have accumulators including CDH plans can add drugs to a list for “market basket” pricing
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 76
An app for members on the go
Peace of Mind
• Reminders and a drug interaction checker help keep members traveling on the road to good health
Simplicity
• One swipe of the finger is all it takes to stay on track with medications
Versatility
• Flexibility that fits members’ lives, delivering personalized prescription information – whenever & wherever they need it
Convenience
• Easy-order refills and up-to-the-minute order status lets members avoid trips to their local pharmacy
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 77
We’re Here to Help Answer Your Questions
and Address Your Concerns
New Members- visit the Express Scripts Open Enrollment
Website
www.express-scripts.com/NVPEBP
Current Members- visit Express-Scripts.com
Information you will need to complete registration can be found on
your Member ID card
Call the Member Services number at 855-889-7708
Member services is available 24/7
Confidential and Proprietary Information© 2011 Express Scripts, Inc. All Rights Reserved 78
Thank YouThank You
State of Nevada Public Employees’ Benefits Program
2018 Annual Enrollment: Life and Disability Insurance
PPO/CDHPPreferred Provider Organization
In and Out-of-Network CoverageNo Primary Care Physician Required
Coinsurance
High deductible
HSA/HRA
Lower monthly premiums $(Pay as you go)
EPOExclusive Provider Organization
In-Network Coverage onlyNo Primary Care Physician Required
Copayments
No deductible
No HSA/HRA
Higher monthly premiums $$(Pay up front)
Overview
Open Enrollment
May 1st - May 31st
Deadline to Complete Changes
May 31st
Deadline to Submit Supporting Documents
June 15, 2018
Changes Become Effective
July 1, 2018
Questions?
101
?
Thank you!
102
Public Employees’ Benefits Program901 S. Stewart St. Suite 1001
Carson City, NV 89701 775-684-7000 or 1-800-326-5496
www.pebp.state.nv.us [email protected]
Krystle Borgman, Education and Information Officer
Amy Vanderlinden, Communications Specialist