Ontario School Boards’ Insurance Exchange 2008 Risk Management Seminar Mark Blank - FM Global...

Ontario School Boards’ Insurance Exchange

2008 Risk Management Seminar



Mark Blank - FM GlobalNovember 6, 2008

It Isn’t Easy

Being Green





It Isn’t Easy

Being Green

It Isn’t Easy Being GreenIt Isn’t Easy Being Green

Objectives

What’s Next?

How can FM Global Help You Today?

The Property Hazards of Green Technologies.

Going Green Overview.


LEEDLeadership inn Energy and Environmental Design

SUSTAINABLE

RENEWABLE


Education “Going Green”

2006 - The first LEED Silver certified elementary school in Canada, Thomas L. Wells Scarborough Ontario, is the first of a new generation of high performance 'green-schools' in Toronto. The school is designed to create a stimulating environment that is conducive to learning, with plenty of natural light, and a sense of community for students and local residents.


Wind Power Farms

City College Plymouth, UK


Solar Hot Water Systems

Solar Photo Voltaic Panels


Solar Photo Voltaic Panels

Karen Tapia-Andersen / Los Angeles Times – Spring 2008Solar power panels are placed atop a parking lot at East Los Angeles College in Monterey Park. The photovoltaic farm is expected to last at least 40 years and is currently producing about 45% of the college’s energy, or 1.9 million kilowatts

annually for a yearly savings of $270,000.

It Isn’t Easy Being GreenIt Isn’t Easy Being Green2007 - Tarkington School of Excellence is the first school in Chicago IL to be built under guidelines for Leadership in Energy and Environmental Design (LEED) certification. Green roofs can offer a range of benefits including:

• Reduced storm water runoff and improved storm water quality.• Extended life span of roofing system• Reduced sewer costs.• Improved air quality and reduced heat island effect.• Reduced noise levels.• Improved aesthetics for building occupants and neighbors

GREEN ROOFS


GREEN WALLSExterior Insulation Finishing System (EIFS) on One Park Tower condominium project in Mississauga, Ontario.


GREEN WALLS

High Rise Hotel with brick/block cavity wall construction.


Water Conservation

Testing of Water Based Fire Protection System?


Energy Conservation

Harvesting Natural Sunlight - Plastic Roof Lights


“Renewable” Fuels

• Hydrogen Fuel Cells

• Bio-Mass

• Ethanol/Biodiesel


SO WHAT IS THE HAZARD?

Beware of theBeware of the Dark Side Dark Side of Green Technologiesof Green Technologies


On March 10, 2008, the Government announced further details of the greenhouse gas emissions regulations of the Turning the Corner plan putting into place one of the toughest regulatory regimes in the world to meet its target of reducing greenhouse gases an absolute 20% from 2006 by 2020.

Government Actions


• Windstorm Hazards - Mechanical Over-speed Hazards

•Fire Hazards

Wind Power


Solar Power

• Windstorm Hazards

• Collapse Hazards

• Hail Damage Hazards

• Wind Blown Debris


Green Construction – Roofs/Walls

• Not FM Approved

• Windstorm Hazards/ Wind-Borne Debris

• Hail Damage Hazards

• Collapse Hazards – Ponding - Earthquake



• FM Approved roof systems are validated to withstand worst case geographic wind forces and hail exposure which maintains the building shell intact during storm conditions and eliminates wind-borne debris from the roof system.

• FM Data Sheets provide specific guidance for proper installation of roof systems.



• Exterior Fire Hazards Vegetated Roofs EIFS

• Interior Fire Hazards EIFS and Cavity Wall Construction



• FM Approved roof coverings are Class 1 rated or Non-Combustible for both protection against external and internal roof system fire hazards.

• FM Approved Exterior Wall Constructions, Plastic Building Panels, and Insulated Core Walls are Class 1 rated. FM Approved Exterior Wall Constructions also have wind load ratings applicable to specific geographic areas


Green Construction – Walls

EIFS Fire on High Rise Hotel - 2008Cavity Wall Fire on High Rise Hotel 2007


Fire Protection Water Conservation

• Requirements in California to de-chlorinate fire protection water discharge to storm sewer systems (fire pump testing).

• U.S. State EPA Departments requiring designated permits to discharge non-potable water from sprinkler systems or fixed water supplies onto the ground or into storm water systems.

• Australian Fire Protection Testing Standards.


Energy Conservation – SkylightsFM Global Concerns

• Plastic skylights can represent both an interior and exterior fire hazard (Acrylic and Fiberglass Reinforced Plastic). Tempered glass or polycarbonate skylights are recommended.

• All skylights subject to damage from wind driven debris.

• Plastic skylights subject to deterioration from sunlight UV exposure.


Energy Conservation – Plastic Roof Lights

• Fireworks Ignites FRP SkylightFireworks ignited the FRP (Fiberglass Reinforced Plastic) roof mounted skylight at this warehouse causing the fire to spread into the building. Automatic sprinklers below the skylight controlled the fire.$850,000 Physical Damage $-0- Lost Business

• Roofing Contractor Causes Skylight FireRoofing contractors working on a medical products warehouse ignited the roof covering which spread the fire to an acrylic skylight. Automatic sprinklers and employee action prevented the fire from spreading to the warehouse storage.$450,000 Physical Damage $-0- Lost Business


“Renewable (Opportunity)” Fuels - Hydrogen

• Hydrogen - No NRTL testing/certification protocol

• Fuel tanks fixed to equipment which can be metal or composite (plastic).

• High pressure operation (>1000 – psi).

• Represent fire and explosion hazards.


“Renewable (Opportunity)” Fuels - Biomass

• Combustible dust hazards.

• Solid fuel transfer system fire hazards (rubber belt conveyors).

• Potential incompatibility of some biomass fuels with heating design (switch-grass and stoker boilers).

• Introduces industrial process hazards into non-industrial facilities


“Renewable (Opportunity)” Fuels - Biomass

• Biomass – New Technology for Non-Industrial Locations - Two small hospitals in northern Quebec (La Sarre and Macamic), modified their multi-fuel steam boilers to accept solid fuels (wood chips). The solid fuel is located 30-ft below grade to prevent freezing.

New Hazards - Dust Hazards – Fuel Burner Control Hazards – Fuel Transfer System Hazards.


“Renewable (Opportunity)” Fuels - Biodiesel

• Long Term Storage Technology Not Developed.

• Possible fuel corrosion issues. • Biodiesel is a *flammable liquid (* FM Global definition of flammable liquid is any liquid with a Fire Point.)



Biodiesel production inHigh schools???????

This is a chemical plant operation.This is a chemical plant operation.



Personal Biodiesel Production Industrial Biodiesel Pilot Plant



North Dakota plant destroyed by fireposted Sept. 8, 2008 at 3:14 p.m. CST

A recent fire at All-American Biodiesel's plant in York, N.D., destroyed a quarter of the business and has brought to light a dangerous situation that could be repeated in rural communities throughout the United States.

About three years ago, the town’s former school house was purchased by All-American Biodiesel with the intent of converting it to a 5 MMgy soy/canola-based biodiesel production facility. Randy Silliman, mayor of York, saw the potential hazards and argued for the plant’s location to be denied. “I just thought that it needed to be farther than 50 feet from businesses and residents.” Silliman said the state fire code allows industrial businesses to operate just 50 feet from private residences. Unless towns pass zoning regulations or ordinances, there is nothing preventing businesses that use hazardous chemicals from operating within city limits. According to Silliman, most small towns, including York, don’t have regulations “because we trust everybody.”



• Biodiesel and methanol are flammable liquids and need to be protected as such.

• Basic flammable liquid protection includes: Detached structure - Minimum 1-hour rated cutoff construction and full room floor liquid containment. Wet pipe automatic sprinkler protection. Steel piping systems/fittings for flammable liquid transfer. Automatic fire actuated shutoff systems. Positive displacement pumps. Steel tanks to API or U.L. Requirements. Proper Ventilation, Electrical, Bonding/Grounding. Design to FM Global Standards.


EIFS Gives Green Building a Boost

Dryvit Outsulation® Systems - As Green as it Gets

SAVING ENERGY OUTWEIGHS ALL OTHER MEASURES OF GREEN BUILDING. EIFS SAVE MORE ENERGY THAN BRICK, STUCCO, CONCRETE BLOCK & FIBER CEMENT SIDING.

EIFS INDUSTRY MEMBERS ASSOCIATION


How can FM Global Help You Today?


Managing Green Technologies =

MANAGING CHANGE

Involve FM Global in the Idea Stage


Managing Green Technologies =

Built to Code vs. Built to Last

It Isn’t Easy Being GreenIt Isn’t Easy Being GreenFM Global has “Built to Last” Standards

Available Free On-Line at http://www.fmglobal.com/


FM Global has In-House Resources

Research

FM Approvals

Engineering Standards

Field Engineering


FM Global is Actively Involved with Industry

International Codes & Standards Group

Participation in NFPA Committees

Membership in Professional Organizations SFPE, ASME, TAPPI, National Board ……


What’s Next?

• Likely more recycled plastics in construction

• Likely more Renewable Fuel Sources

• New “Green” Building designs

• Probably more Government Environmental Regulations (Emissions – Water Conservation)


What’s Next?Coming in 2009 - This green roof will be the largest in Canada when complete. It's the roof of the Vancouver Convention and Exhibition Centre. Besides the multi-hectare intensive green roof, it will have energy efficient lighting and electrical systems, an on-site desalinization system, and a grey-water treatment that will provide irrigation for the green roof. The footings for the load-bearing piles have been designed to support marine life.

Vancouver Convention and Exhibition Center


What’s Next?

• Dynamic Architecture Designs Wind Power High Rise

http://www.dynamicarchitecture.net/home.html


What’s Next?

The Continued Commitment by FM Global to Find Solutions and Options

for our Clients.


QUESTIONS?

Ontario School Boards’ Insurance Exchange 2008 Risk Management Seminar Mark Blank - FM Global...

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