Online process
Transcript of Online process
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Products and Services Overview
November, 2006
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What We Do
+ Authorize.Net provides an Internet Protocol(IP) payment gateway that enable merchantsto authorize, settleandmanage credit cardand electronic check transactions from
+ Web Sites
+ Retail Stores
+ Mail Order
+ Mobile Devices
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Company Overview
+ Over 100,000 Active Merchants
+ Dominant Gateway in Small & Medium Business market since 1996
+ Acquired by Lightbridge, Inc. (NASDAQ: LTBG), April 2004
+ Burlington, MA
+ 130+ Employees
+ American Fork, UtahReseller / Channel Management, Business Development, Finance & Inside Sales
+ Bellevue, WashingtonEngineering, Operations, Product Management, Marketing &Reseller Support
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How it Works
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The Payment Gateway of Choice
Merchants choice:
+ Secure platform for transaction processing
+ Compliant with the latest industry standards and regulationsVisa CISP Certified & MasterCard SDP (in progress)
+ Widespread third-party solution support from over 200leading shopping carts, VARs and software companies
+ Connected directly to the Chase Paymentech TampaProcessing Platform
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The Authorize.Net Package
Standard Gateway Features
+ Merchant Interface
+ Transaction history
+ Help guides
+ Integration specs
+ Billing details
+ News updates
+ Automatic upgrades
+ AVS & card code filters
+ Test mode
+ Virtual Terminal / Batch Upload+ MOTO & retail transactions
+ Multiple Integration Methods
+ Over 200 shopping carts& software companies
Add-On Features
+ Automated Recurring Billing (ARB)
+ eCheck.Net
+ Fraud Detection Suite (FDS)
+ Cardholder Authentication Programs
+ Verified by Visa
+ MasterCard SecureCode
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Merchant Interface
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Merchant Interface Virtual Terminal
5 Areas of Virtual Terminal
+ Order Info
+ Credit Card Info
+ Checking Account info
+ Billing Address Info+ Shipping Address Info
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Automated Recurring Billing (ARB)
+ Build CC & eCheck Transaction Volume!
+ Three easy ways to create a subscription:
1. Merchant Interface
2. Batch upload capability
3. From a previously settled transaction
+ Multiple recurrence intervals and trial period
+ Low maintenance
+ E-mail notifications when credit card expires
+ Activation through the Reseller Interface
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eCheck.Net
+ Accept and Process Electronic Check Transactions+ No additional integration necessary
+ Accept payments over the internet or by phone
+ Charge for one-time or recurring payments
+ Collect funds from personal or corporate bank accounts
+ Merchant must submit separate application
+ Reconcile eCheck.Net Deposits
+ Settlement statement with transaction details
+ Separate reports for Settlement, Billing, FundingCalculation and Risk Reserve activity
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Fraud Detection Suite (FDS)
+ Provides Web merchants with powerful tools to identify,manage and prevent suspicious and potentially costlyfraudulent transactions
+ Easily implemented
+ Designed with Authorize.Net merchants interests in mind
+ Full setup wizard that walks merchants through tools
+ Highly effective
+ Combat two types of fraud: verification and settlementfraud
+ Overlapping filters/tools to provide extra protection
+ Customizable rules for merchants specific business needs
+ Process as normal
+ Authorize & hold for review
+ Do not authorize, but hold for review
+ Decline / Reject
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Card Present Services
+ Eliminates the cost of a dedicated phone line
+ Alternative to virtual and private data networks
+ Easy-to-use management and development environments
+ Short learning curve for fast employee training
+ Fast transaction speeds
+ Cost effective
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Multi-User Accounts
+ Coming soon!
+ Administrative controls for both resellers and merchants
+ Accessible through both Merchant and ResellerInterfaces
+ Multiple logins provided by Account Administrator
+ User-friendly controls and functionality
+ Excellent solution for call centers, Accounting depts.,fulfillment houses, etc.
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Dedicated Risk Department
+ Helps Merchants Detect Suspicious Transactions
+ Proactively monitors transaction activity
+ Notifies merchants of any suspicious activity identified on theiraccount
+ Recommends specific steps for tightening security
+ Helps Merchants Prevent Suspicious Transactions
+ Educates merchants on the security tools available & bestpractices
+ Authorize.Net has published a Security Best Practices white paper
http://www.authorizenet.com/files/securitybestpractices.pdf
+ Abuse Management
+ Enforces Acceptable Use Guidelines
+ Monitors and terminates all adult merchants on a monthly basis
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Security & Risk Management
+ Address Verification System (AVS)
+ Verifies card holders address at their issuing bank.
+ Card Code (CVV2,CVC2,CID)
+ Three to four digit security code printed on credit cards.
+ Transaction Key
+ Unique alphanumeric key used as second layer of identification for merchantswhen submitting AIM transactions to Authorize.Net.
+ Credit Restrictions
+ Only allows credit to be issued against previously settled debit transactions.
+ CISP Certified
+ Certified with Visas Cardholder Information Security Program
+ All sensitive information is masked both internally and on all interfaces.
+ Cardholder Authentication Programs
+ Verified by Visa & MasterCard Secure Code
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Key Selling Points
Integration
+ 3rd Party Support
+ More than 200 integrated partners
+ Integration Team
+ Sample Scripts available
Stability/Reliability
+ Redundancy
+ Increased Capacity
+ Visa CISP & MasterCard SDPCompliant
Support
+ Unmatched by any competitor!
+ Large support staff
+ Phone, email and online chat
+ Hours: 6 am 6 pm PST, 7x363
Brand Recognition
+ Widely Recognized and Trusted
+ Longevity Established in 1996!
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Reseller Pricing
Standard Buy Rates
$149 One Time Set up Fee
$20 Monthly Gateway Fee
$0.10 Transaction Fee
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For More Information
Kevin Piccolo
Authorize.Net Reseller
(866) 649-4105
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