OMNIBUS Shared ATM & POS Network
Transcript of OMNIBUS Shared ATM & POS Network
One Network For ATM & POS
There are currently 14 members in OMNIBUS
Live1.BRAC Bank Limited2.Q Cash (ITCL) Limited 3.Rupali Bank Limited 4.Dhaka Bank Limited5.NCC Bank Limited6.Bank Alfalah Limited 7.Standard Bank Limited8.South East Bank Limited 9. Islami Bank Bangladesh Limited
Not Live1.Exim Bank Limited 2.One Bank3.Eastern Bank Limited business 4.United Commercial Bank Limited 5.Al-Arafah Islami Bank
Members of OMNIBUS
Banks Live in OMNIBUS Through Q-Cash
1. Bank Asia Limited2. Basic Bank Limited3. Bangladesh Commerce Bank Limited4. ICB Islamic Bank Limited5. IFIC Bank Limited6. Jamuna Bank Limited7. Janata Bank Limited8. First Security Islami Bank Limited9. NCC Bank Limited ( OMNIBUS Member )
10. Mercantile Bank Limited11. National Bank Limited12. Pubali Bank Limited13. Shahjalal Islami Bank Limited14. Social Islami Bank Limited15. Sonali Bank Limited16. Trust Bank Limited17. Uttara Bank Limited18. EXIM Bank Limited ( OMNIBUS Member )
19. Southeast Bank Limited ( OMNIBUS Member )
Number of ATM
Member NUMBER OF ATMSBRAC Bank Limited 319
Dhaka Bank Limited 46
Q – Cash ( ITCL) 581
NCC Bank Limited 51
EXIM Bank Limited 17
Southeast Bank Limited 39
Standard Bank Limited 11
Islami Bank Bangladesh Limited 200
One Bank Limited 25
Bank Alfalah Limited 05
Eastern Bank Limited 156
United Commercial Bank Limited 80
Al-Arafah Islami Bank 28
Total 1558
• Number of Live ATMs= 1252
Number of Transaction based on withdrawals for the Year 2012
Member TXN Amount
BRAC Bank as Issuer 295736 2872671200
BRAC Bank as Acquirer 469343 3334696000
Q-Cash ( ITCL) as Issuer 264398 1865565500
Q-Cash ( ITCL) as Acquirer 213359 1826096200
Islami Bank Bangladesh as Issuer 161146 1231861400
Islami Bank Bangladesh as Acquirer 51169 495081500
Dhaka Bank as Issuer 75217 551089500
Dhaka Bank as Acquirer 8365 52129000
Bank Alfalah as Issuer 7617 55893700
Bank Alfalah as Acquirer 316 2095000
Rupali Bank as Issuer 4956 34818500
Rupali Bank as Acquirer 149783 1447720800
Southeast Bank as Issuer 55975 377843700
Southeast Bank as Acquirer 0 0
Standard Bank as Issuer 21347 153496500
Standard Bank as Acquirer 2266 18188000
NCC Bank as Issuer 20901 166274800
NCC Bank as Acquirer 13055 128710000
Number of Transaction of OMNIBUS Members for the Year 2012
0
50000
100000
150000
200000
250000
300000
350000
400000
450000
500000
BBL Q-CASH IBBL DBL BankAlfalah
RBL SEBL SBL NCC
As IssuuerAs Acquirer
Transaction Volume of OMNIBUS Members for the Year 2012
0
500000000
1000000000
1500000000
2000000000
2500000000
3000000000
3500000000
4000000000
BBL Q-CASH IBBL DBL BankAlfalah
RBL SEBL SBL NCC
As IssuuerAs Acquirer
Financial
CALCULATION OF RECEIVABLE FROM OMNIBUS (Excluding BRAC Bank) :
November 12 2011 2010 2009 2008 2007
1. Fixed Assets 7,130,427
Cost 40,464,554
Less: Accumulated Depreciation (33,334,126)
2. Other Assets 2,721,687
3. Total Assets (1+2) 9,852,114.33
4. Liabilities (1,267,239)
5. Net Assets (3-4) 8,584,875.21
6. Expenses 7,032,644 12,301,429 7,919,269 9,886,614 6,319,950 31,239
7. Income (972,562) (599,982) (260,946) (106,329) (2,089,952) -
Receivable (5+6-7) 14,644,956.52 11,701,448 7,658,322 9,780,285 4,229,998 31,239
Total Receivable 48,046,249
OMNIBUS Settlement Accounts Overview for Last Three Months
Deposited Amount Withdrawal Amount
Frequency of Minimum Balance
Deficit
Sl.
OMNIBUS Member Name
Settlement A/C Number Nov'12 Oct'12 Sep'12 Nov'12 Oct'12 Sep'12
Nov'12
Oct'12
Sep'12
1
IT Consultants Limited
1501200721154001
208924097.00
168664166.00
199881974.00
133013460.00
156837710.00
144617368.00
2
Islami Bank Bangladesh Limited
1501202223815001
139907559.00
156728228.00
136935144.00
146260179.00
152075785.00
142067717.00
3
Dhaka Bank Limited
1501201808288001
37818972.00 57091353.00
66059820.00
40725360.00
55029041.00
47248405.00 1 time
4
Bank Al-Falah Limited
1501202076218001 3821962.00 8196792.00 5197330.00 5319095.00
6812970.00 5322540.00
2 times
3 times
5 times
5
NCC Bank Limited
1501202012261001
16928590.00 22055242.00
23773883.00
19171722.00
19224325.00
33044366.00
2 times
6
Southeast Bank Limited
1501201907073001
40369025.00 46649522.00
38551952.00
39033581.00
48162855.00
39555180.00
7
Standard Bank Limited
1501202114726001
12841115.00 14290284.00
16428508.00
13376912.00
14864785.00
14083125.00
4 times 1 time
8
Rupali Bank Limited
1501202145728001 220295.00 30057779.00
30033209.00
28206707.00
28734830.00
22277265.00
5 times
9 times
2 times
Bangladesh Bank is planning to implement the below scopes through National Payment Switch phase by phases.
•Interbank Fund Transfer•Interbank Cash Withdrawal•Interbank cash Deposit•Mini statement•Balance Inquiry•Bill Payment•Retail Purchase•E-Commerce •Mobile Banking•VISA/MasterCard/AMEX gateway
National Payment Switch
With details discussion with Bangladesh Bank along with other banks , In Phase-1 below transaction set were considered.
• Interbank Cash Withdrawal (ATM)• Balance Inquiry (ATM)• Mini Statement
In future Phases below scenario will considered
• POS Transactions• VISA/ MasterCard/Amex Transactions (ATM,POS)• E-Commerce• Fund Transfer
National Payment Switch
Current Services Through OMNIBUS• Balance Inquiry • Cash Withdrawal
Scopes• Fund Transfer• Utility Bill Payment• Mobile Top-up • POS Connectivity
Services Offered by OMNIBUS
• Collection of Receivable amount from OMNIBUS Members• National Payment Switch
Challenges