ROGERS CITY • 478 N. Third StreetRogers City, MI 49779 • 877-CALCITE989-734-4130 • FAX: 989-734-3422

POSEN10514 N. Michigan Avenue • Posen, MI 49776989-766-8111 • FAX: 989-766-2652

CHEBOYGAN1005 S. Main Street • Cheboygan, MI 49721 231-597-9660 • FAX: 231-597-9665

HOURS OF OPERATION:Mon. - Fri.: 9 a.m. - 5 p.m.Sat.: 9 a.m. - 12 p.m. Drive thru only

OUR LOCATIONSwww.calcitecu.com

In keeping with our mission statement; toprovide members caring, truthful service,along with affordable financial products;Calcite Credit Union is making it easier thanever to receive financial advantages for youand your family. We are your lifelongcompanion and friend dedicated toproviding quality service 100% of the time.

ADMIRAL: 650 + PointsAccount History/Statement Copy $ FREEPhone Transfers FREEMoney Orders/Corporate Checks FREEIncoming Wires FREEBill Pay FREEE-Statement Rebate .25Courtesy Pay Limit 500.00

CAPTAIN: 450-649 PointsAccount History/Statement Copy $ FREEPhone Transfers FREEMoney Orders/Corporate Checks FREEIncoming Wires 5.00Bill Pay (per transaction) .25E-Statement Rebate .25Courtesy Pay Limit 300.00

FIRST MATE: 300-449 PointsAccount History/Statement Copy $ FREEPhone Transfers 1.00Money Orders/Corporate Checks 1.00Incoming Wires 5.00Bill Pay (per transaction) .50E-Statement Rebate .25Courtesy Pay Limit 200.00

PORTERS REWARDS: 0-299 PointsAccount History/Statement Copy $ 1.00Phone Transfers 1.00Money Orders/Corporate Checks 1.00Incoming Wires 5.00Bill Pay (per transaction) .75E-Statement Rebate .25Courtesy Pay Limit 100.00

What are COMPANION REWARDS?Calcite Credit Union would like to reward memberswho are loyal and use the various services of thecredit union. To show our appreciation to all ourmembers, we have developed the COMPANION REWARDS PROGRAM.

Our rewards program is simple: You choose yourreward level by how many products and servicesyou have with us. The more services you have withus, the more points you earn and the more benefitsyou receive! As your relationship with us grows,your benefits grow, and so does the entire creditunion!

How do COMPANION REWARDS work?Each month, your current level of benefits is auto-matically calculated and adjusted and will beprinted on your account statement. You don’t needto sign up or do anything to receive rewards. Therewards will come to you!

The more services you use,the more rewards you get!

Companion Rewards Point Scale:SAVINGS & CHECKING RELATIONSHIPSChecking Account 50 pts. ______Additional Savings Account 25 pts. ______Share Certificate* 25 pts. ______IRA Share or Certificate* 25 pts. ______Aggregate Savings BalanceUp to $49 50 pts. ______$50 to $15,000 100 pts. ______$15,001 to $50,000 150 pts. ______$50,001 to $100,000 200 pts. ______$100,001 and up 250 pts. ______*Scores only once regardless of number held

LENDING RELATIONSHIPSMortgages 200 pts. ______Home Equity 100 pts. ______All Other Loans 50 pts. ______Aggregate Loan BalanceUp to $15,000 50 pts. ______$15,001 to $50,000 100 pts. ______$50,001 to $100,000 150 pts. ______$100,001 and up 200 pts. ______

SELF SERVICEActive ATM Card 25 pts. ______Active Debit Card 50 pts. ______Credit Card 100 pts. ______Active Online Banking 25 pts. ______e-Statements 25 pts. ______Active Bill Pay 50 pts. ______Payroll Deposit ($300 +/month) 100 pts. ______ACH Deposit ($300 +/month) 100 pts. ______AFT Loan Payments 50 pts. ______Valid e-Mail Address 10 pts. ______E-Notices Subscription 25 pts. ______E-Alerts Subscription 10 pts. ______Mobile Text Banking-Enrolled 10 pts. ______

POINT DEDUCTIONSNegative Share -200 pts. ______Negative Checking -200 pts. ______Delinquent Loan (31 + days) -200 pts. ______

Total: __________

What reward level are you?

SAP 21748 (R6/16)