Notes
-
Upload
nivedita-balaji -
Category
Documents
-
view
215 -
download
0
description
Transcript of Notes
idapadi: nitish electricalsM/s nithish electricals is sole proprietory concern of mrs.renuga. she was introduced to our bank by mr.rajasekar. the concern is having current account with us. the account number is 510909010031628. the concern is dealing withretail selling of electrical goods, pvc pipes and pumps, etc. the concern is newly started at karimangalam road, palacode. the relevant project report is enclosed. the total cost of the project is rs.25.00 lakhs. out of which the applicant is requesting us for a term loan of rs.20.00 lakhs repayable in 60 monthly installments.the property owned by mrs.renuga and mrs.muthammal will be offered as security for the proposed loan facility. the properties are approximately valued for rs.25.00 lakhs.mrs.muthammal, proprietor of m/s nithish constructions have already availed a osod limit of rs.60.00 lakhs with us. the acc number is 512120020002546. the account operations are satisfactory.we kidly request youto consider a term loan of rs.20.00 lakhs repayable in 60 months on the signatures of the applicant and her spouse, mr.rajasekar.CITY UNION BANK LTDCENTRAL PROCESSING CENTREERODE
CERTIFICATE OF VERIFICATION
CIBIL / RBI / SAL Verification has been made with regard to the proposal submitted by Nithish contructions which is forwarded by our Dharmapuri Branch. The details of which are as under
CIBIL Verification (25.09.2014)
D Muthammal
Insuffficient history to score
2. D RajasekarScore is 750, an auto loan and 2 gold loans are availed. Operated prompty. Auto loan accountis with a balance of around Rs 5 lakhs
3. Nithish conctructionsNot listed
Caution list, Defaulters list, Willful Defaulters list of RBI could not be verified
Verification under Specific Approval List of ECGC does not arise with regard to this party.
Signature of the CPC Head
C I T Y U N I O N B A N K L T D
CENTRAL OFFICE KUMBAKONAM 612 001.
Sanction Ticket
ADV/FILENO- 551 DATE:16/12/2014
THE MANAGER
Salem-Main BRANCH. BRCODE 042
Account No: 139434
NAME OF THE BORROWER :
SHRI/SMT/M/S :
SRI SRINIVASA SILKS YOUR CREDIT PROPOSAL DATE10/12/2014
SANCTION NO112998
PROPOSAL NO102081
BP_ID1804168
FACILITY TYPEEnhancement
B.S.R CODE51303
DEPLOYMENT FLOWNON PRIORITY-BUSINESS ENTERPRISES-WHOLESALE-TEXTILE, PHARMACEUTICAL
INSTRUMENT NAMEOLCC - ACCOUNT(5305)
NATURECCOD
Adhoc limitNO
RATE OF INTERESTB.R. + (Plus) : 4 % P.A
(Present B.R. : 11%)
Subject to a Minimum of 15 %
AMOUNTRs. 2000000/- Twenty Lakh Only
SANCTION FALLS UNDER THE POWERS OFC.M
DUE DATEREPAYMENT TERMS DRAWING POWER APPLICABILITYMARGIN (%)
31/12/2015ON DEMANDYes25
INTEREST CALCULATION METHODINTEREST APPLICATION FREQUENCYINTEREST CATEGORY
Daily ProductMonthlyDEBIT
ONLY AFTER COMPLIANCE OF ALL TERMS AND CONDITIONS OF THIS SANCTION, THE FACILITY SHOULD BE RELEASED.
CLERK/OFFICER ASST. GENERAL MANAGER/CHIEF MANAGER (ADV.)
D O C U M E N T A T I O N
*D. P. N and other documents should be obtained from THE CONCERN, ITS PROPRIETOR AND SPOUSE
*Equitable Mortage charge should be created to cover the dues of this borrower ONLY AND EXISTING EM TO BE EXTENDED & REGISTERED.
CONDITIONS
*You are advised to follow the general conditions and also other relevant conditions as applicable to this sanction with reference to security, facility and conditions by refering to the booklet supplied to you along with the C.O. circular CO/ADV/NO.1493 dated 30.04.2007
*Debt service Reserve account as per circular co/adv/963/2009-10 dt 07.05.10 to be opened for all new term loan of Rs 20 lakhs & above
*Branches to submit certificates/reports to credit compliance cell as per Circular co/adv/5082/2009-10 dt 27.05.2010
*You are advised to collect the Processing charge of Rs. 16854
*Existing Equitable Mortage charge should be got extended to cover this facility
* 2 % Prepayment Penalty Fee to be levied on the Limits/Existing Liabilities in case of takeover.
SPECIAL CONDITIONS
1Existing EM to be exended and MOD to be got registered as per state government rules.
2DP to be ensured.
3Hypothecation of stock & Book Debts to be done with Bank Clause.
4Insurance for Primary Security & collateral to be done with Bank clause.
5Branch to insist the customer to route the entire business transaction through our CC account.
DESCRIPTION OF SECURITY
SECURITY TYPESECURITY NATUREMARGINAMOUNTValue DateDESCRIPTION
PrimaryStock25
PrimaryBook Debts25
CollateralImmovable Properties25400500028/11/2013LAND AND RESIDENTIAL BUILDING AT S. F. NO. 167/1, PLOT NO. 57, D. NO. 86-1-2, PERIYA MARIAMMAN KOIL STREET, KALIYAPILLAI THOTTAM, SENGAL ANAI ROAD, NEAR AVM KALYANAMANDAPAM, NORTH AMMAPET, SALEM DIATRICT UP TO A EXTENT 1103 SFT OWNED BY S. JEYANTHI
C I T Y U N I O N B A N K L T D
CENTRAL OFFICE KUMBAKONAM 612 001.
Sanction Ticket
ADV/FILENO- DATE:29/06/2015
THE MANAGER
Dharmapuri BRANCH. BRCODE 231
Account No: 2311200000148157
NAME OF THE BORROWER :
SHRI/SMT/M/S :
HONEY MARKETING AGENCY YOUR CREDIT PROPOSAL DATE26/06/2015
SANCTION NO135834
PROPOSAL NO119940
BP_ID1922053
FACILITY TYPERenewal
B.S.R CODE70001
DEPLOYMENT FLOWNON PRIORITY-COMMERCIAL REAL ESTATE-REAL ESTATE, FLAT PROMOTERS
INSTRUMENT NAMECUB - DHARANI-SPECIAL - CCOD(5317)
NATURECCOD
Adhoc limitNO
RATE OF INTERESTB.R. + (Plus) : 4 % P.A
(Present B.R. : 11%)
Subject to a Minimum of 15 %
AMOUNTRs. 500000/- Five Lakh Only
SANCTION FALLS UNDER THE POWERS OFA.G.M
DUE DATEREPAYMENT TERMS DRAWING POWER APPLICABILITYMARGIN (%)
30/09/20153 MONTHSNo35
INTEREST CALCULATION METHODINTEREST APPLICATION FREQUENCYINTEREST CATEGORY
Daily ProductMonthlyDEBIT
ONLY AFTER COMPLIANCE OF ALL TERMS AND CONDITIONS OF THIS SANCTION, THE FACILITY SHOULD BE RELEASED.
CLERK/OFFICER ASST. GENERAL MANAGER/CHIEF MANAGER (ADV.)
D O C U M E N T A T I O N
*D. P. N and other documents should be obtained from THE CONCERN, ITS PROPRIETOR & HIS SPOUSE
*Letter(s) of guarantee should be obtained from PROPERTY OWNER.
CONDITIONS
*You are advised to follow the general conditions and also other relevant conditions as applicable to this sanction with reference to security, facility and conditions by refering to the booklet supplied to you along with the C.O. circular CO/ADV/NO.1493 dated 30.04.2007
*Debt service Reserve account as per circular co/adv/963/2009-10 dt 07.05.10 to be opened for all new term loan of Rs 20 lakhs & above
*Branches to submit certificates/reports to credit compliance cell as per Circular co/adv/5082/2009-10 dt 27.05.2010
*You are advised to collect the Processing charge of Rs. 0.00
* 2 % Prepayment Penalty Fee to be levied on the Limits/Existing Liabilities in case of takeover.
SPECIAL CONDITIONS
1Branch to insist the applicant to route the entire business transactions through this account
2THIS IS A SHORT RENEWAL FOR 3 MONTHS
3BRANCH TO FORWARD THE ABS FOR FY 2014 & PBS FOR FY 2015 AT THE EARLIEST
4Arrears/Excess in all accounts to be collected
DESCRIPTION OF SECURITY
SECURITY TYPESECURITY NATUREMARGINAMOUNTValue DateDESCRIPTION
PrimaryImmovable Properties35109000009/05/2011Vacant Site @ Residential Plot - S.No.119/1, Samathana Nagar, A Jettihalli Village Nallampalli extent of 0.10 acres or 4360 Sq Ft Owned by A Thangammal