North Yorkshire Advertiser - July Issue

PropertyAdvertiser

NORTH YORKSHIRE

JULY 2015

See page 3 for MARTIN & CO properties

2 North Yorkshire Property Advertiser

PropertyAdvertiser

NORTH YORKSHIRE

Hello and welcome to this new edition of the Property Advertiser, North Yorkshire’s latest and exciting publication which is all about property! If you are looking for a property to buy or rent, or have one to sell or rent out, or have home improvements

in mind, then I am sure you will find the following pages useful. As well as adverts from estate agents, house builders, tradesman and other companies with a passion for improving your home and garden, you will find editorials full of handy tips and ideas, including invaluable checklists for those moving home on Page 9!

The Property Advertiser was launched just over a month ago, and has proved very popular. Our main method of distribution has been in selected leading supermarkets in the area, and the number of copies picked up by customers has far exceeded our expectations! For example, it has been quite hard work keeping our stand filled at the Co-operative store in the centre of Whitby where to date over 2,000 copies have been picked up. Using this self-select method in supermarkets, we are not only reaching local residents, but also the many visitors to our area from far and wide, interested in moving to the area, buying a second home

or investing in holiday accommodation. The success of our first issue has led us to increase our print run to 10,000 copies for this issue and to review our distribution network for this and future editions.

So why has the Property Advertiser been such a success? Well, it’s a free high quality newspaper that reaches many people who are specifically interested in property. From the positive feedback from many of our advertisers in the first edition, we see the Property Advertiser quickly establishing itself as the preferred choice by advertisers because it reaches so many people, and doesn’t involve the purchase of a newspaper or magazine, or have the pitfalls of local radio advertising such as the poor reception experienced in many areas of the Yorkshire coast. If you have any suggestions for how we can improve the Property Advertiser in any way, for example, the types of editorial you would like to see included, or even would like to write about a topic for a future issue, please do get in touch with me. I am always open to new ideas!

Finally, a big thank you to everyone who has helped make the launch of the Property Advertiser a success, especially our advertisers, contributors, distribution outlet, graphics team, office staff and, of course, you the reader!

Enjoy the following pages and have a great July!

Leeds She�eld

Delivering 10,000copies every

month

CALL US01947 605500 / 07753 673699

E-MAIL [email protected]

FIND US ONLINEwww.whitbyadvertiser.co.uk

WRITE TO USProperty Advertiser Ltd Green Lane Centre, Green Lane, Whitby YO22 4EH

WHAT WE OFFERFREE professional graphic design service.FREE editorials (subject to availability).FREE entry into our 300+ strong online business directory.FREE distribution to the areas on the map (see below).

ADVERT SPECIFICATIONS

FULL PAGE 245x380

HALF PAGE 245x185

QUARTER PAGE 118x185

EIGHTH PAGE 118x88

NEXT ISSUE DEADLINEAUGUST ISSUE Advertising deadline: 28th July Distribution from: 4th August

Erica

PropertyAdvertiser

NORTH YORKSHIREJULY 2015

See page 3 for MARTIN & CO properties

North Yorkshire Property Advertiser 3

More than just lettings.. .

Martin & Co Birmingham Kings Heath73 Alcester Road South Birmingham B14 7JG

0121 483 4199e: [email protected] www.martincobirminghamkingsheath.co.uk

Martin & Co Birmingham Harborne176 High Street Harborne Birmingham B17 9PP

0121 427 2020e: birminghamharborne@martinco.comwww.martincobirminghamharborne.co.uk

Transfer your property portfolio to Martin & Co today and we’ll waive our commission for the fi rst 3 months. Terms and conditions apply.




















Showroom Opening TimesMonday - Friday 9 till 5:30

Saturday & Sunday - 10 till 4

5B Enterprise Way, Whitby, YO22 4NH

www.stringerswhitby.co.uk

01947 606580 [email protected]

We have a modern showroom located near Whitby with a range of displays including Kitchens, Bathrooms, Bedrooms and Appliances. Our showroom is open 7 days a week for you to browse our displays and examples of workmanship in a friendly, helpful environment without been hassled.

We will strive to make sure your kitchen, bathroom or bedroom runs as smoothly as possible, as it our hope that when it is all completed you will recommend us to your friends and family.

AEG Approved Partner • All Kitchens & Bathrooms come with a 15 year guarantee. • Free Surveying service • Testimonials of our quality and workmanship • You do not pay for installation until the job completed.

Worked Example:

Call us on 01904 636061 for more information

It could be more affordable than you think

Typical 3 bed House Value Typical monthly mortgage

on 50% share Monthly discounted rent and

other charges on remaining 50%

Total monthly payment

Based on typical applicants aged 30 with a 15% deposit, for illustrative purposes only. Make sure that you can afford the repayments as if you do not keep the payments up, your home may be repossessed.

£572*

*

£180,000

£335

£237

Buy a share of a fantastic 3 bedroom

Own part of your home and pay a discounted rent on the remainder with the option to buy a bigger share should your finances improve.

Own your home

to get on the property ladder with Shared Ownership

home in Whitby from £87,500

ADVERTISEMENT

Shared ownership properties to be released by York Housing Association in WhitbyTaking the first step onto the property ownership ladder just became a little easier for residents of Whitby where York Housing Association are releasing several brand new homes for purchase on its shared ownership scheme.

Shared ownership gives purchasers the chance to buy a proportion of a property, whilst the remainder of the home is owned by the vendor – in this case, York Housing Association. The scheme enables people who are unable to purchase a property on the open market – for example, those who struggle to raise a deposit or have or individuals who have an income lower than is usually necessary to afford to buy a home.

“Many people assume that you either have to rent a house or buy it, but shared ownership combines both, giving the purchaser flexibility to start with a 50% share and increase their percentage of ownership as their circumstances change – even to the point of owning the property outright,” comments Julia Histon, chief executive of York Housing Association. “These homes would be perfect for someone who wants to make their home in Whitby, ideal for young families, working couples and those moving on after a relationship breakdown, as well as older people with funds available to purchase a share outright.”

The homes are part of the new development off Kingfisher Drive. Built to a high specification, they feature dining kitchen with patio doors onto the rear garden, a specious living room with under stairs storage, three bedrooms, one with ensuite with extra large shower area and a family bathroom. Each home has a front and rear garden with a garden shed. Purchasers can pay from £87,500 for a 50% share in their three bedroom property.

With shared ownership properties, the purchaser can buy their share with a conventional mortgage or can buy a share outright, for example by using proceeds from the sale of an existing property. A rent on the remaining share of the property is payable to York Housing Association. The scheme is open to households with an annual income of below £60,000.

Anyone interested in the homes can register their interest by calling 01904 636061. The sales team can assist potential purchasers to access appropriate financial advice and will guide them through the whole sales process. For more details of these properties, and other shared ownership properties available throughout the region from York Housing Association, visit www.helptobuyneyh.co.uk

Alongside the shared ownership properties, York Housing Association will be managing further homes around the development which are available for affordable rent.


GRANGEHOMES

SALTBURN

SKELTONBROTTON

CARLIN HOW

A171

A172

BOOSBECKA174

A1053

A1043 A19

LOFTUS

LINGDALE

We provide good value affordable rental homes in the East Cleveland area, in particular Loftus, Brotton, Skelton, Saltburn, Carlin How, Lingdale and Boosbeck.All our properties are well maintained and we also provide a handyman service should your property need any repairs or maintenance.Bonds are negotiable, references are required.

1 BEDROOM PROPERTIES

FROM

£56 A WEEK

4 BEDROOM PROPERTIES

FROM

£150 A WEEK

01287 643064Call in to see us:

50 West Road, Loftus, TS13 4RFOr email us:

[email protected] / [email protected]


NFU Mutual is The National Farmers Union Mutual Insurance Society Limited (No. 111982). Registered in England. Registered Office:Tiddington Road, Stratford upon Avon, Warwickshire CV37 7BJ. Authorised by the Prudential Regulation Authority and regulated bythe Financial Conduct Authority and the Prudential Regulation Authority. A member of the Association of British Insurers.

ENSURE THETHINGS YOUTREASUREARE PROPERLYPROTECTED

Home insurance from NFU Mutual includingcover for specialist and high-value homes.

Call 01947 603 550 for a quote or pop in NFU Mutual, 6 Victoria Square, Whitby,North Yorkshire, YO21 1EA

WhitbyHomeAdvert_130x200_0515_Layout 1 29/05/2015 14:13 Page 1

NFU Mutual is The National Farmers Union Mutual Insurance Society Limited (No. 111982). Registered in England. Registered Office:Tiddington Road, Stratford upon Avon, Warwickshire CV37 7BJ. Authorised by the Prudential Regulation Authority and regulated bythe Financial Conduct Authority and the Prudential Regulation Authority. A member of the Association of British Insurers.

ENSURE THETHINGS YOUTREASUREARE PROPERLYPROTECTED

Home insurance from NFU Mutual includingcover for specialist and high-value homes.

Call 01947 603 550 for a quote or pop in NFU Mutual, 6 Victoria Square, Whitby,North Yorkshire, YO21 1EA

WhitbyHomeAdvert_130x200_0515_Layout 1 29/05/2015 14:13 Page 1

PropertyAdvertiser

NORTH YORKSHIREADVERTISE YOUR PROPERTY FOR SALE OR TO LET

• Tell the reader about your house

• What’s downstairs

• How many bedrooms

• How many bathrooms

• Is it light and spacious?

• Newly decorated

• Who will it appeal to

• Who should they contact to view?

PRICE ON APPLICATION

WHITBY, NORTH YORKSHIRE

EIGHTH OF A PAGE

£80Quarter page £120

118mm x 185mm

Sixth of a page £100 81mm x 185mm

Eighth of a page £80 118mm x 88mm

Advertise your property with the Property Advertiser and be part of our 10,000 print run that covers not only the North Yorkshire area, but also as far as West and South Yorkshire!

Contact Erica on:

01947 605500 / 07753 673699

HARRISON’S of WHITBY- SELF DRIVE VAN HIRE -

Ideal for moving home, Transits to Luton Vans

ALL ENQUIRIES TO 01947 603321


WE KNOW ABOUT MORTGAGES AND MUCH MORE• First Time Buyer • Buy To Let • Let To Buy • Remortgage

• Home Mover • Insurance & ProtectionNobody will work harder to get you the house of your dreams than the team at

Your home may be at risk if you do not keep up repayments on your mortgage. Active Mortgage Services Limit-ed are authorised and regulated with the Financial Conduct Authority number 473140

call us now on 01287 635777 for Free Independent Mortgage Advice.

Active Mortgage Services Limited are a family firm based locally in Guisborough and cover all areas of the UK. With over 50 years experience within the mortgage arena you can rest assured you are in safe hands.

Buy to Let AN INSIGHT FROM MARK GRAYSHANThe market for buy to let purchases and therefore mortgages continues to grow after that particular product was down in the doldrums for a while during the economic downturn.

One of the reasons is that property prices are still very compet-itive in our area enabling a good return on investment.

In the tougher years, lenders were only looking at offering a buy to let mortgage of up to 70% of the purchase price but that figure has edged up to 75% and even 80%, if you are an experi-enced landlord. Interest rates start from around 2.99% at the time of writing this.

If you are new to the buy-to-let idea, then take advice before you take the plunge and buy your first investment property.

Loan decisions are driven by the rents you can achieve on the property. Most lenders have brought in a minimum income re-quirement as well now which may rule out potential purchasers. Typically, rents need to be at least 125% of the mortgage pay-ment or higher in some cases, based on an interest-only loan, to satisfy the lender. But beware, all lenders are different and have different interest rates they base their calculations on.

Take care when choosing your property, as most lenders will want to see a return from day one which means the property has to be habitable straightaway.

Shop around as some lenders may offer a free valuation and reduced arrangement fees, which will help you get on the buy-to-let property ladder.

Mark Grayshan Mortgage & Insurance mob: 07767692653 office: 01723 384558email: [email protected]

Look out for the July edition of the

at The Co-operative FoodLangborne Road, Whitby.

Raising money for St Catherine’s Hospice.Nominated Charity for 2015

PropertyAdvertiserLook out for the August edition of the


Moving home is one of the most stressful things you can do but being organised and taking a step-by-step approach is key…Last Minute Questions to ask the Seller: • Where’s the main stopcock? (to switch off

the water).• Where are the Gas, Electric and Water

meters?• What day are the bins collected?• Do you have any old tins of paint in the

same colour as the walls?• Do you have any instruction manuals for

electrical appliances, burglar alarm, etc?• Which companies supply the Electricity,

Gas, Telephone and Broadband?• Where is the Central Heating Thermostat?• Do any surfaces need special cleaning? eg

Wood or Karndean flooring.

Hendersons Estate Agents 21 Flowergate, Whitby, North Yorkshire, YO21 3BATel: 01947 60 26 26 Email: [email protected]

2 Weeks Before You Move:

• Start packing items you don’t use everyday, books, clothes, spare bedding, kitchen equipment.

• Organise for your post to be redirected, you can do this at your local post office or online.

• Notify your milkman to stop the service, pay the bill or give them your new address if they can deliver to your new home.

• If you have pets, book them in to the Kennels, Cattery or organise for friends or family to look after them for a few days while you move.

• If you have children, start to talk to them about their role on the day and what a good help they can be or arrange for them to go to family or friends.

• Finalise arrangements with your removal firm; ensure they have your current and new address and you know what time they will be arriving and what they will be working until.

www.hendersons-online.co.uk

Within a Week of Moving:

• Register with a new Doctors Surgery, Dentist and Opticians.

• Phone utility suppliers or use online comparison sites to set-up new energy, telephone and broadband suppliers at the best price, you do not have to stay with the seller’s previous suppliers.

• Register to vote, go to www.gov.uk/register-to-vote Ensure that people no longer living at your address are removed and that you are added to the electoral roll, this will help to boost your credit score.

• It is illegal to open another person’s mail, so if you receive post for previous occupiers write on the envelope ‘no longer at this address’ put a line over the address and pop it back in your nearest post box.

• Inform your bank, credit card companies, mobile phone company, any subscription services you have of your new address as soon as possible.

• Inform friends of your move by either sending ecards or traditional change of address letters.

Top Tips for Moving Day:

• Label all boxes with which room they go in and a brief list of the contents in the box.

• Put screws and bolts from furniture in food bags, label each bag, tie a secure knot in the bag and stick the bag to the piece of furniture using masking tape.

• Find old sheets or flatten old cardboard boxes to protect flooring when moving in.

• Don’t assume the seller is leaving light bulbs, buy spares so you don’t have to run to the shop mid move.

• Make sure you have a bag of snacks, biscuits, tea, coffee, milk and mugs ready for when you reach your new property.

• Pack a box with cleaning products, cloths, sponges and rubber gloves, put these in your car to tackle the grime and dust before unpacking anything.

Moving HomeChecklists

4 Weeks Before You Move:

• Start to confirm moving dates.• If you’re renting, notify your landlord of

the date you will be moving and settle any rent arrears.

• Phone your insurance company, ensure you have insurance on the day of your move and negotiate a new insurance policy for your new address.

• Start to phone removal firms or van hire companies, get quotes, check availability and decide which firm to book, don’t leave it too late to confirm.

• Book storage if required.• Start to have a sort out, throw out, donate

to charity or list on Buy and Sell Sites anything you no longer need.

• Order new furniture and carpets and arrange to have them delivered to your new address.

• Purchase boxes and packing materials, some removal companies sell flat pack boxes or ask at your local supermarket to see if they will save old boxes for you.


GREEN & SONGREEN & SONBUILDING SUPPLIES LTD

A Family business serving local peopleEstablished in the 1940s as a family business and still offering help and advice to professional builders and DIY enthusiasts, Green & Son is one of the largest independent builders merchants in East Cleveland.

We carry large stocks on site of major building supplies from aggregates to wheelbarrows and offer a quick supply of non standard items, our size and reputation means that we are approved suppliers for a number of household named product ranges and we are able to provide quality and service to our customers.

HOME

DELIVERY SERVICE

order before 12pm and get it the

next day!

PAY CASH ON DELIVERY! 6 DAYS A WEEK

terms apply

SPECIALIST DELIVERY FLEET 18 ton crane offloaders 7.5 ton crane offloaders

3 ton pickups

Summer is here!At Green & Son you will find everything that you need for your summer outdoor projects.

We sell quality pre-treated Decking (15 year guarantee) including smooth and groove reversible board, decking fencing and stair stringers, we also stock newel caps as well as brackets, screws and joist hangers.

We also offer you a range of paving including Oakdale, Castacrete and natural stone.

Velux WindowsAggregatesBottled GasBlocks & BricksChimneys Pots & Fire BacksCement / Bagged ProductsConcrete & Steel LintelsDecoratingDrainage & GutteringElectricalGreenhouse GlassHardwareInsulation & DryliningLandscaping / FencingPlumbing & HeatingReinforcement MeshRoofingSoffits & FaciasTimber & Sheet MaterialTools / Wheelbarrows

TEL: 01287 650314Beech Wood Depot, Stanghow Road, Lingdale, Saltburn, Cleveland TS12 3JU

www.greenandson.co.uk

Whitby Residential Lettings

A local independent professional business with over 8 years experience in Whitby, helping you in all aspects of letting whether you are a landlord with a property to let or a tenant looking for property to rent in and around the Whitby area.

• Good quailty property always required• Free property rental assessment

Telephone:07775 706 823

Or view ourproperties online:

whitbyresidentiallettings.co.uk

[email protected]

Whitby Residential Lettings

A local independent professional business with over 8 years experience in Whitby, helping you in all aspects of letting whether you are a landlord with a property to let or a tenant looking for property to rent in and around the Whitby area.

• Good quailty property always required• Free property rental assessment

Telephone:07775 706 823

Or view ourproperties online:

whitbyresidentiallettings.co.uk

[email protected]

8 years experience working with landlords and tenants in the Whitby area

“We have Tenants Waiting” Unsure whether or not your home is suitable to Let, why not book a FREE Rental Property Assessment? We need 2/3 bedroom homes and flats preferably with parking• Full referencing and credit checks undertaken on all prospective tenants• Homes inspected periodically for your peace of mind• Minimum 6 months tenancy• Additional bonds for Pet Friendly homes “I treat your home as if it’s my own, I get to know all of my tenants so that I am reassured they will respect and care for your property, with Whitby Residential Lettings your property is in good hands” Susie Sykes


PROPERTY SALES & HOLIDAY RENTALS Costa Blanca

A unique & limited opportunity to own a brand new front line golf course apartment!

Prices From €64,100

for more info please email [email protected] or visit www.villamartin.eu for LIVE web chatTel: 0034 619 010 616 - (UK NUMBER 07769 427 601)

Within the unbeatable environment of the Mar Menor area, in the very first line golf course, with views to the 18th hole “Par 72 designed by Jack Nicklaus”, and only 15 minutes drive to the Mar Menor beach, we can find this marvellous resort where a limited amount of new apartments are now being sold with incredible under building cost prices!

KEY FEATURES:

• Bright living-dining room with front sliding doors with access to a large terrace with BBQ and panoramic views to the 18th fairway.

• Modern kitchen & dining room.

• 2 double bedrooms with fitted wardrobes.

• Large family bathroom .

• Private car parking with 24 hrs private security

• Well designed 18 holes golf course with club house for residents and a huge artificial lake with all kind of aquatic birds.

This is a limited opportunity that should not be missed!

For the happy holiday home owner...Let your holiday home with the Yorkshire property experts.

What we offer:

• Expert advice from local Regional Manager, Amanda Pearson

• Free additional listing on the UK’s most popular holiday cottage website www.cottages4you.co.uk

• Free photography, copywriting and grading to VisitEngland standards

Want to know more?For expert letting advice call Amanda on

01947 820272 or 07984 259447 Alternatively, email

[email protected]

Local High Street

Offi ce in Whitby

HASSLE FREE

property management

services

Personal service from locally

based Regional Manager,

Amanda Pearson

PropertyAdvertiser

NORTH YORKSHIREAvailable from over 100 local outlets across the Yorkshire region....

01947 605500 / 07753 673699 [email protected]

Including:

Every business that advertises with us will be included free of charge in our business directory: www.whitbyadvertiser.co.uk/directory

North Yorkshire Advertiser - July Issue

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